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|||Page|
|---|---|---|
|Reference and Administrative<br>Details|||
|Trustees' report||2-13|
|Independent<br>Examiner's|Report|14|
|Statement ofFinancial|Activities|15|
|Balance Sheet||16|
|Cash Flow Statement||17|
|Notes to the Financial|Statements|18-28|
|These pages do not form part ofthe statutory accounts:|||
|Statement ofFinancial|Activities by Fund|29|





||||Reference and Administrative<br>Details|||||
|---|---|---|---|---|---|---|---|
|Trustees Clergy|and Officers:||The Revd Martin Cannam, Rector|||||
||||Captain<br>Michael Barritt RN, Reader|(Designated)||||
||||The Revd Josh Carlson, Associate Rector|||||
||||The Revd Dan Harris, Curate (curacy ended 20/3/22)|||||
||||Mr Clive Pleasance, Churchwarden|(resigned 4/5/22)||||
||||Mr Graham<br>Derrig, Churchwarden|(appointed||4/5/22)|and Reader|
||||(Designated)<br>(appointed<br>27/11/22)|||||
||||Mr David Rushworth,<br>Churchwarden|and Deanery Synod Representative||||
||||Mr David Wetherell,<br>Deanery Synod Representative|||||
||||Dr Christine Wetherell<br>PhD, Deanery Synod Representative|||||
||||Mr Michael Donnan,<br>Hon. Treasurer|||||
|Secretary:|||Mrs Sarah Hall|||||
|Other Officers|and Trustees:||Mrs Lindsay Howe, Elected Council|||||
||||Mrs Ruth Leach, Elected Council|||||
||||Mrs Helen Page, Elected Council|||||
||||Ms Sophia Nelson, Elected Council|||||
||||Mr Noah Cambridge,<br>Elected Council (resigned 25/5/22)|||||
||||Miss Bethany Penn, Elected Council (resigned|||25/5/22)||
||||Mrs Helen Mooney, Elected Council|||||
||||Mrs Julie Draper, Elected Council|||||
||||Mr Ray Frobisher, Elected Council|||||
||||Mr Mark Elson, Elected Council (resigned||16/3/22)|||
||||Ms Victoria Evans, Elected Council|(resigned||19/1/22)||
||||Mr Graham Sharpe, Elected Council (resigned|||25/5/22)||
||||Ms Ruth Dyke, Elected Council (appointed||25/5/22)|||
||||Ms Caroline Mainey, Elected Council (appointed<br>25/5/22)|||||
||||Mr David Ost, Elected Council (appointed||25/5/22)|||
||||Ms Geraldine<br>Pleasance, Elected Council||(appointed||25/5/22)|
||||Mr Stephen<br>Blair, Elected Council|(appointed||25/5/22)||
|Piincipal Office:|||The Parish Office|||||
||||St Peter's Church|||||
||||Village Road|||||
||||Heswall|||||
||||Wirral, CH60 ODZ|||||
|Charity Registration||Number:|1135105|||||
|Bankers:|||Uoyds Bank|||||
||||137Telegraph<br>Road, Heswall|||||
||||Wirral, CH60 OAN|||||
|Independent|Examiner:||Hailwood &Co|||||
||||392-394Hoylake Road, Moreton|||||
||||Wirral, CH46 6DF|||||





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|national|church|church|church||and|and|Diocesan|Diocesan|strategy changes.|strategy changes.|strategy changes.|strategy changes.|strategy changes.||Diocesan<br>strategy<br>through<br>Deanery<br>and|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||||||||||||||||Diocesan<br>Synod<br>representation,<br>reports<br>and|
||||||||||||||||discussion.|
|Ineffective||governance.|||||||||||||Maintain<br>an active and balanced<br>PCC, ensuring|
||||||||||||||||it<br>is<br>closely<br>involved<br>with<br>planning<br>and|
||||||||||||||||monitoring<br>activities and finances|
|Loss of key|||members||||of clergy|||or|staff|without|||Have<br>realistic<br>succession<br>planning,<br>suitable|
|suitable|succession|||||planning.|||||||||notice periods and effective handovers.|
|Church Services||||||||||||||||
|Decline|in|congregation||||||numbers.|||||||Maintain<br>quality<br>of hospitality,<br>worship,<br>(both|
||||||||||||||||in church and online), teaching<br>and praying<br>and|
||||||||||||||||seek to attract new church attendees.|
|Decline|in||quality||||of|church||services|||and/or||Seek to maintain<br>high quality<br>clergy, preaching|
|occasional||offices.|||||||||||||staff<br>and<br>worship<br>and<br>prayer<br>offerings<br>and|
||||||||||||||||implement/continue<br>to<br>offer<br>welcoming|
||||||||||||||||hospitality.<br>Continue<br>to<br>develop<br>online|
||||||||||||||||facilities.|
|Failure||to||communicate|||||effectively||||with||Seek<br>to<br>improve<br>existing<br>communication|
|congregations|||||||||||||||channels|
|Safeguarding||||/|Health|||&Safety||||||||
|Safeguarding|||||issue/allegation|||||(young|||people||Parish<br>Safeguarding<br>Policy.<br>DBS checks<br>on|
|and vulnerable|||||adults).||||||||||volunteer<br>recruitment,<br>safeguarding<br>training,|
||||||||||||||||Parish<br>Safeguarding<br>Officer<br>in<br>place,<br>PCC|
||||||||||||||||advised of any safeguarding<br>issues reported<br>to|
||||||||||||||||Diocese.|
|Serious||injury||||to|adult||or|young|||person||Policies<br>for<br>Parish<br>buildings<br>and<br>activities|
|attending,|||volunteer,|||||contractor|||or member|||of|classed<br>as<br>Padish<br>activities<br>including<br>risk|
|staff.|||||||||||||||assessments,<br>regular<br>updates<br>to<br>risk|
||||||||||||||||assessments,<br>third party insurance.|
|Physical disaster||||||(e.g.||fire)|||||||Ensure<br>Fire<br>risk assessment<br>up to date,<br>fire|
||||||||||||||||extinguishers<br>regularly<br>checked,<br>effective|
||||||||||||||||means of escape, recovery<br>planning<br>to ensure|
||||||||||||||||continued<br>operation,<br>up<br>to<br>date<br>insurance|
||||||||||||||||cover.|
|legal||||||||||||||||
|Failure|to||meet|||legal||requirements:||||Parochial|||Develop<br>policies, procedures<br>and controls that|





## 

|Church<br>Councils|Church<br>Councils|(Powers)|(Powers)|(Powers)|Measure|Measure|Measure|1956|1956|and|are<br>legally<br>compliant<br>and<br>document<br>these.|
|---|---|---|---|---|---|---|---|---|---|---|---|
|the Church|Representation||||Rules,||Charity|||Law,|Review<br>effectiveness<br>of<br>these<br>regularly.|
|Employment|Law,|Health||Ik|Safety Regulations||||||Insurance.|
|Serious personnel||issues|||||||||Best practice employment<br>policies/procedures.|
||||||||||||Manage<br>employee<br>and<br>clergy<br>expectations.|
||||||||||||Insurance cover. DBSchecks.|
|Financial||||||||||||
|Poor<br>budgeting,||loss||of|assets,|||unexpected|||Internal<br>controls<br>to protect<br>cash<br>and<br>other|
|liabilities.|||||||||||assets<br>and<br>to<br>prevent<br>unauthorised|
||||||||||||commitments.<br>External<br>auditing<br>or checks.|
||||||||||||Ensure these controls are in operation.|
|Poor management||ofinvested assets|||||||||Policy set by Finance Committee,<br>appointment|
||||||||||||of<br>suitably<br>qualified<br>investment<br>managers|
||||||||||||where<br>necessary.<br>Active<br>monitoring<br>and|
||||||||||||market<br>comparison,<br>diverse<br>asset<br>allocation|
||||||||||||where<br>appropriate.<br>Diocesan<br>management<br>of|
||||||||||||endowment<br>funds.|
|Failure of|Parish|administration|||||and||financial||Strengthen<br>IT<br>network<br>and<br>Parish|
|systems.|||||||||||administration/finance<br>system management.|
|Financial fraud|||||||||||Strict<br>controls<br>over<br>payments<br>require<br>all|
||||||||||||payments<br>to be authorised<br>by the Rector, two|
||||||||||||signatures<br>to<br>cheques<br>and<br>two<br>separate|
||||||||||||authorisations<br>for electronic<br>payments.<br>Cash|
||||||||||||receipts<br>from collections<br>should<br>be signed<br>off|
||||||||||||by Duty Warden and another.|
|Property /|Premises|||||||||||
|Inadequate|investment|||in|premises.||||||Develop<br>rolling programme<br>for maintenance<br>of|
||||||||||||premises, effective Fabric Committee.|
|Issue<br>with|third||party||hire|or||third||party|Ensure<br>Hire documentation<br>and controls are in|
|activities on church|||premises||||||||place.|
|Building Project||||||||||||
|Inadequate|management||||ofProject||||||Employ<br>qualified<br>and<br>competent<br>Project|
||||||||||||Manager|
|The full amount||for the|||project|||is|not|raised|Ensure<br>tight<br>controls<br>over<br>budgeting<br>and|
|and/or<br>the project|||is|started||but||runs||out of|spending<br>once building<br>is started.<br>Do not start|
|money before completion|||||||||||building<br>until certainty<br>of adequate<br>funding<br>to|
||||||||||||complete the project sufficient that the building|
||||||||||||can be used.<br>Keep the Parish and everyone<br>in|





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||||||Heswall<br>and beyond<br>fully informed<br>of progress||
|---|---|---|---|---|---|---|
||||||towards<br>the target<br>by regular<br>and<br>extensive||
||||||communication.||
|The Builder|ceases totrade/goes||||Ensure<br>watertight<br>contract<br>provides<br>for stage||
|bust/materially<br>breaches contract|||||payments<br>only on Project Manager's<br>certificate<br>that<br>specific<br>work<br>has<br>been<br>completed<br>or||
||||||specific materials<br>have been delivered<br>to site||
||||||and<br>are free of any<br>claim.<br>Ensure<br>contract||
||||||provides for termination<br>ofcontract on material||
||||||breach by the builder.||
|The Architect ceases to trade/goes|||bust/||Ensure<br>Building<br>Steering<br>Group<br>are kept<br>fully||
|materially|breaches contract||||informed<br>of progress<br>on the build, to simplify||
||||||finding another architect||
|Unforeseen|costs||||Do as much research as possible beforehand<br>to||
||||||ensure<br>that there<br>are no surprises.<br>Do not||
||||||agree to any changes once the build has started||
|Injury to persons/damage<br>buildings/local<br>disturbance||to adjoining|||Ensure<br>builder<br>has<br>adequate<br>third<br>party<br>insurance<br>(insist on seeing policy and checking||
||||||it) The builders<br>policy will only commence<br>once||
||||||he starts on site - until then, we will be liable||
||||||for any public liability claims, so should take out||
||||||basic site insurance to cover us against this and||
||||||any gaps in the builder's<br>policy.||
|Unable to|find suitable candidate for catering||||Engage Agency Catering Manager||
|manager|||||||
|Unable to|find sufficient volunteers|||to staff|Restrict Catering provision||
|catering services|||||||
|Revenue is insufficient to||fund salary of|||Engage Agency Catering Manager||
|catering manager|||||||
|Covid 19|||||||
|Physical congregation<br>fails to return <br>in church||||to worship|Maintain<br>quality of hospitality,<br>worship<br>(both in<br>church<br>and online),<br>teaching<br>and<br>praying<br>and||
||||||seek to attract new church attendees||
|Member|ofclergy catches|Covid 19|||Continue<br>to<br>observe<br>any<br>regulatory<br>social||
||||||distancing<br>and hygiene<br>conditions||
|Member <br>19|ofphysical congregation||catches Covid||Continue<br>to<br>require<br>all<br>persons<br>present<br>at<br>church services to observe any regulatory<br>social||
||||||distancing<br>and hygiene conditions||





## 

## 

|Rector:|||Rev Martin Cannam;||
|---|---|---|---|---|
|Associate|Rector:||Rev Josh Carlson;||
|Organist|and Choral Director:||Mr Andrew<br>Peckham-McRea||
|Curate:|||Rev Dan Harris (until 20|March 2022)|
|Self Supporting<br>Youth Worker:|||Mrs Christine<br>Blair;||
|Children|and Family Leader:||Mr Andrew<br>Field-Davies|(Until September 2022);|
|Associate|Youth Worker:||Miss Dani Smith||
|Receptionist / Administrator:|||Mrs Julia MacGregor;||
|Receptionist/<br>Information||Manager:|Mrs Sarah Hall;||
|Assistant|Treasurer:||Mrs Alison Collins (until|May 2022)|
||||Mrs Pamela Francis (from May 2022)||
|Youth Interns:|||Christina<br>Rauhut and Lenja Wehner||





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||Unrestricted|Unrestricted|Restricted<br>Endowment|Restricted<br>Endowment|Total|Total|
|---|---|---|---|---|---|---|
|||funds|funds|funds|2022|2021|
||Note||||||
|Income and endowments:|||||||
|Donations<br>and legacies|2|344,184|273,839||618,023|647,494|
|Charitable<br>activities|3|64,433|1,661||66,094|50,668|
|Investment<br>income|4|17,488|7,219|3,168|27,875|21,755|
|Total income||426,105|282,719|3,168|711,992|719,917|
|Expenditure:|||||||
|Charitable<br>activities|5|357,390|36,647||394,037|395,334|
|Other|6|6,538|9,842||16,380|16,010|
|Total expenditure||363,928|46,489||410,417|411,344|
|Net income/(expenditure)||62,177|236,230|3,168|301,575|308,573|
|Gross transfers between funds||3,043|39,702|(42,745)|||
|Other recognised<br>gains/(losses)||(5,455)|-|(7,878)|(13,333)|15,677|
|Net movement<br>in funds|15|59,765|275,932|(47,455)|288,242|324,250|
|Reconciliation offunds|||||||
|Total funds brought<br>forward|15|375,040|2,571,385|91,875|3,038,300|2,714,050|
|Total funds carried forward|15|434,805|2,847,317|44,420|3,326,542|3,038,300|





## 

## 

||||2022|2021|
|---|---|---|---|---|
|||Note|||
|Fixed assets|||||
|Tangible assets||10|2,287,426|1,178,746|
|Investments||11|398,623|450,169|
||||2,686,049|1,628,915|
|Current assets|||||
|Debtors||12|25,493|34,388|
|Cash at bank and in hand||17|797,367|1,421,877|
||||822,860|1,456,265|
|Creditors: Amounts|falling due within one year|13|(182,367)|(46,880)|
|Net current assets|||640,493|1,409,385|
|Net assets|||3,326,542|3,038,300|
|Funds ofthe charity:|||||
|Endowment<br>funds||15|44,420|91,875|
|Restricted funds||15|2,847,317|2,571,385|
|Unrestricted<br>income|funds||||
|Unrestricted<br>funds||15|434,805|375,040|
|Total funds||15|3,326,542|3,038,300|





## 

## 

||||||2022|2021|
|---|---|---|---|---|---|---|
|||||Note|||
|Cash flows from operating<br>activities|||||||
|Net cash income|||||288,242|324,250|
|Adjustments<br>to cash flows from|non-cash|items|||||
|Depreciation|||||9,842|9,842|
|Revaluation ofinvestments|||||13,333|(15,677)|
||||||311,417|318,415|
|Working capital adjustments|||||||
|(Increase)/decrease<br>in debtors||||12|8,895|(5,511)|
|Increase/(decrease)<br>in creditors||||13|135,487|38,888|
|Decrease in provisions|||||||
|Net cash flows from operating|activities||||455,799|351,792|
|Cash flows from investing<br>activities|||||||
|Purchase oftangible fixed assets||||10|(1,118,522)|(158,860)|
|Sale oftangible fixed assets||||10|||
|Purchase ofinvestments||||11|(2,632)|(163,398)|
|Sale ofinvestments||||11|40,845|76,425|
|Net cash flows from investing|activities||||(1,080,309)|(245,833)|
|Net (decrease)/increase<br>in cash and cash||equivalents||17|(624,510)|105,959|
|Cash and cash equivalents<br>at|1 January|||17|1,421,877|1,315,918|
|Cash and cash equivalents<br>at 31December||||17|797,367|1,421,877|
|Reconciliation ofnet cash flow|to movement||in net funds||||
|(Decrease) /increase<br>in cash|||||(624,510)|105,959|
|Net funds at I January|||||1,421,877|1,315,918|
|Net funds at 31 December|||||797,367|1,421,877|





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|2|Income from donations|Income from donations|and|legacies||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
||||||Unrestricted||funds||Restricted|Total|Total|
||||||Designated||General||funds|2022|2021|
||Donations<br>and legacies:|||||||||||
||Appeals,|donations|and legacies||97,531|||942|252,643|351,116|370,007|
||Gill aid|reclaimed||||||46,935|21,196|68,131|82,221|
||Direct giving||||||198,776|||198,776|195,266|
||||||97,531||246,653||273,839|618,023|647,494|
|3|Income from charitable||activities|||||||||
|||||||Unrestricted||funds|Restricted|Total|Total|
||||||||General||funds|2022|2021|
||Fees and sundries|||||||48,573|1,661|50,234|22,428|
||Hall lettings|||||||15,860||15,860|8,763|
||Insurance<br>claims||||||||||15,727|
||Grants receivable||||||||||3,750|
||Magazines|etc.||||||||||
|||||||||64,433|1,661|66,094|50,668|
|4|Investment|income||||||||||
|||||Unrestricted||funds|Restricted||Endowment|Total|Total|
||||||General|||funds|funds|2022|2021|
||Dividends,|interest and|rent|||17,488||7,219|3,168|27,875|21,755|
|||||||17,488||7,219|3,168|27,875|21,755|





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## 

|Expenditure<br>on charitable|Expenditure<br>on charitable|activities||||||
|---|---|---|---|---|---|---|---|
|||Unrestricted|funds|Restricted|Endowment|Total|Total|
|||General||funds|funds|2022|2021|
|Diocesan share||170,186||||170,186|127,114|
|Clergy expenses|||1,827|||1,827|1,507|
|Rent and rates|||18,331|||18,331|19,326|
|Other property expenses|||9,543|||9,543|83,885|
|Uganda mission||||12,596||12,596||
|Stafftraining<br>and support|||10,058|||10,058|14,897|
|Stationery<br>and postage|||777|||777|655|
|Telephone|||1,548|||1,548|1,440|
|Equipment<br>costs|||4,144|2,254||6,398|7,933|
|Insurance|||8,809|||8,809|10,570|
|Miscellaneous||||||||
|Bank charges|||487|1,464||1,951|2,034|
|06icewages and salaries|||31,086|||31,086|27,976|
|Professional<br>fees||||||||
|Water rates|||2,139|||2,139|6,539|
|Upkeep ofchurches|||11,014|||11,014|6,090|
|Upkeep of churchyard|and|walls|5,890|||5,890|6,643|
|Halls running<br>costs|||7,499|||7,499|7,705|
|Youth projects and parish resources|||14,475|||14,475|1,403|
|Youth and children's|leader salaries||19,924|20,333||40,257|34,996|
|Other wages and salaries|||13,577|||13,577|10,499|
|StPeter's school costs|||5,000|||5,000|5,140|
|Grants paid|||19,786|||19,786|17,625|
|Sundry expenses|||1,290|||1,290|1,357|
||||357,390|36,647||394,037|395,334|





## 

## 

|Analysis of|governance|governance|and|other costs||||||
|---|---|---|---|---|---|---|---|---|---|
||||||Unrestricted|funds|Restricted|Total|Total|
||||||General||funds|2022|2021|
|Governance|costs|||||||||
|Independent|examination||and|accountancy|fees:|||||
|Independent||examination||fees||1,146||1,146|1,081|
|Other accountancy fees||||||5,392||5,392|5,087|
|||||||6,538||6,538|6,168|
|Other costs||||||||||
|Depreciation|||||||9,842|9,842|9,842|
|||||||6,538|9,842|16,380|16,010|



|Trustees remuneration|and expenses||2022|2021|
|---|---|---|---|---|
|The Charity made the|following transactions|with Trustees:|||
|Mileage and telephone<br>expenses|||2,211|1,840|



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|11|Fixed asset investments||||
|---|---|---|---|---|
|||Listed|Unlisted|Total|
||Other investments||||
||Cost or valuation||||
||At 1 January 2022|138,219|311,950|450,169|
||Additions|125|2,507|2,632|
||Disposals|(39,702)|(1,143)|(40,845)|
||Revaluation|(13,333)||(13,333)|
||At 31December 2022|85,309|313,314|398,623|



## 

|Debtors|||||
|---|---|---|---|---|
||||2022|2021|
|Prepayments|||2,464|2,040|
|Vat recoverable|on works|||11,505|
|Other debtors|||23,029|20,843|
||||25,493|34,388|
|Creditors: amounts||dure within one year|||
||||2022|2021|
|Other taxation|and|social security|||
|Accruals|||182,367|46,880|
|Deferred income|||||
||||182,367|46,880|



## 



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## 

|Obligations<br>under leases and hir|e purchase con|tracts||
|---|---|---|---|
||||2022|
|The total value offuture minimum|lease payments|was as follows:||
|Within one year||||
|In two to five years||||



## 

|Funds||||||||
|---|---|---|---|---|---|---|---|
|||||||Other||
|||Opening|Incoming|Resources||fecogtllsed|Closing|
|||balance|resources|expended|Transfers|gains|balance|
|Unrestricted|funds|||||||
|General funds||139,233|328,574|(363,928)|36,043|(5,455)|134,467|
|Designated<br>funds||235,807|97,531||(33,000)||300,338|
|Total unrestricted||375,040|426,105|(363,928)|3,043|(5,455)|434,805|
|Restricted funds||||||||
|StPeter's Centre||750,613||(8,589)|||742,024|
|The Lighthouse|Church|1,609,272|234,672|(1,464)|39,702||1,882,182|
|Castle Drive||120,308||(1,253)|||119,055|
|Uganda Fund|||30,468|(12,596)|||17,872|
|Other|||2,511|(2,254)|||257|
|StPete& Chuteh Restoration||8,946|1,188||||10,134|
|Youth k Chihhen's|Wottt|82,246|13,880|(20,333)|||75,793|
|Total restricted||2,571,385|282,719|(46,489)|39,702||2,847,317|
|Endowment|funds|||||||
|Permanent||91,875|3,168||(42,745)|(7,878)|44,420|
|Total funds||3,038,300|711,992|(410,417)||(13,333)|3,326,542|





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|Analysis ofnet assets betwe|en<br>funds|||||
|---|---|---|---|---|---|
||Unrestricted<br>funds|Restricted|Endowment|Total|Total|
||General|funds|funds|2022|2021|
|Tangible fixed assets||2,287,426||2,287,426|1,178,746|
|Fixed asset investments|279,203|75,000|44,420|398,623|450,169|
|Current assets|337,969|484,891||822,860|1,456,265|
|Current liabilities|(182,367)|||(182,367)|(46,880)|
|Total net assets|434,805|2,847,317|44,420|3,326,542|3,038,300|
|Analysis ofnet funds||||||
||||As at|Net cash|As at|
||||01/01/2022|inflow|31/12/2022|
|Cash at bank and in hand|||1,421,877|(624,510)|797,367|






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|Capital <br>but|expenditure<br> not provided|that has been contracted for<br> for|973,265|2,091,787|
|---|---|---|---|---|