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|||Page|
|---|---|---|
|Reference and Administrative<br>Details|||
|Trustees' report||2-12|
|Independent<br>Examiner's|Report|13|
|Statement ofFinancial|Activities|14|
|Balance Sheet||15|
|Cash Flow Statement||16|
|Notes to the Financial Sta1ements||17-26|
|These pages do not form part ofthe statutory accounts:|||
|Statement ofFinancial|Activities by Fund|27|





|||The Parochial|Church Council ofthe Ecclesiastical Parish ofStPeter, Heswall|Church Council ofthe Ecclesiastical Parish ofStPeter, Heswall|
|---|---|---|---|---|
||||Reference and Administrative<br>Details||
|Trustees Clergy and Officers:|||The Revd Martin Cannam,<br>Rector||
||||Mr Michael Barritt, Reader (Designated)||
||||Mrs Jennie Hewitt, Reader (Designated)||
||||The Revd Josh Carlson, Curate||
||||Mr Clive Pleasance, Churchwarden||
||||Mr David Rushworth,<br>Churchwarden|and Deanery Synod Representative|
||||Mr David Wetherell,<br>Deanery Synod Representative||
||||Dr Christine Wetherell<br>PhD, Deanery|Synod Representative|
||||Mr Michael Donnan,<br>Hon. Treasurer||
|Secretary:|||Mrs Barbara Brooker||
|Other Officers and||Trustees:|Miss Caroline Mainey, Elected Council||
||||Mr Noah Cambridge,<br>Elected Council||
||||Mr Stephen<br>Blair, Elected Council||
||||Miss Bethany Penn, Elected Council||
||||Ms Sophia Nelson, Elected Council||
||||Mr Ray Frobisher,<br>Elected Council||
||||Mr Peter Klemperer,<br>Elected Council||
||||Mrs Alison Bell, Elected Council||
||||Mrs Julie Draper, Elected Council||
||||Mr Mark Elson, Elected Council||
||||Ms Victoria Evans, Elected Council||
||||Mr Graham Sharpe, Elected Council||
|Principal Office:|||The Parish Offlce||
||||St Peter's Church||
||||Village Road||
||||Heswall||
||||Wirral||
||||CH60 ODZ||
|CharIty Registration||Number:|1135105||
|Bankers:|||Lloyds Bank||
||||137Telegraph<br>Road, Heswall||
||||Wirral||
||||CH60 OAN||
|Independent|Examiner:||Hallwood<br>&Co||
||||392-394 Hoylake Road, Moreton||
||||Wirral||
||||CH46 6DF||





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|RISK|||STRATEGY FOR|RISKMANAGEMENT|||
|---|---|---|---|---|---|---|
|Strategic|||||||
|Lack of strategic|direction —failure to react to||Ensure<br>PCC fully|aware of national<br>and Diocesan|||
|national church and Diocesan strategy changes.|||strategy<br>through|Deanery<br>and<br>Diocesan|Synod||
||||representation,|reports and discussion.|||
|Ineffective governance.|||Maintain<br>an active and balance<br>PCC, ensuring|||it|
||||is closely involved<br>with piannlng<br>and monitodng||||
||||activities and finances||||
|Loss of key members||of dergy or staff without|Have<br>realistic|succession<br>planning,|suitable||
|suitable succession|planning.||notice periods and effective handovers.||||
|Church Services|||||||





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|Dedine in congregation|Dedine in congregation|Dedine in congregation|Dedine in congregation|Dedine in congregation|Dedine in congregation|numbers.|numbers.|numbers.|||||Maintain<br>quality ofhospitality,<br>worship, teaching|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||||||||||||||and praying (both in church and online) and seek|
||||||||||||||toattract new church attendees.|
|Decline in quality|||||ofchurch||services.||||||Seek to maintain<br>high<br>quality<br>clergy, preaching|
||||||||||||||staff<br>and<br>worship<br>and<br>prayer<br>offerings<br>and|
||||||||||||||implement/continue<br>to<br>offer<br>welcoming|
||||||||||||||hospitality.<br>Continue to develop online facilities.|
|Failure|to||communicate|||||effectively||||with|Seek<br>to<br>improve<br>existing<br>communication|
|congregations|||||||||||||channels|
|Safeguarding||/|Health IkSafety|||||||||||
|Safeguarding||issue/allegation<br>(young||||||||people||and|Parish<br>Safeguarding<br>Policy.<br>DBS checks<br>on|
|vulnerable|adults).||||||||||||volunteer<br>recruitment,<br>safeguarding<br>training,|
||||||||||||||Parish Safeguarding<br>Officer in place, PCC advised|
||||||||||||||ofany safeguarding<br>issues reported to Diocese.|
|Serious|injury|||to<br>adult|||or|young|||person||Policies for Parish buildings<br>and activities classed|
|attending,|volunteer or member|||||||of|staff.||||as Parish<br>activities<br>including<br>risk assessments,|
||||||||||||||regular<br>updates to risk assessments,<br>third<br>party|
||||||||||||||insurance.|
|Physical disaster (e.g.fire)|||||||||||||Ensure<br>Fire<br>risk<br>assessment<br>up to date,<br>fire|
||||||||||||||extinguishers<br>regularly<br>checked, effective means|
||||||||||||||of<br>escape,<br>recovery<br>planning<br>to<br>ensure|
||||||||||||||continued<br>operation,<br>up todate insurance<br>cover.|
|Legal||||||||||||||
|Failure to meet||||legal requirements:||||||Parochial|||Develop<br>policies,<br>procedures<br>and controls<br>that|
|Church Councils (Powers) Measure|||||||||1956||and|the|are<br>legally<br>compliant<br>and<br>document<br>these.|
|Church|Representation||||||Rules,||Charity||Law,||Review<br>effectiveness<br>of<br>these<br>regularly.|
|Employment||Law,|||Health|&Safety Regulations|||||||Insurance.|
|Serious personnel|||||issues||||||||Best practice<br>employment<br>policies/procedures.|
||||||||||||||Manage<br>employee<br>and<br>clergy<br>expectations.|
||||||||||||||Insurance cover. DBSchecks.|
|Financial||||||||||||||
|Poor<br>budgeting,|||||loss|of|assets,|||unexpected|||Internal controls to protect cash and other assets|
|liabilities.|||||||||||||and<br>to<br>prevent<br>unauthorised<br>commitments.|
||||||||||||||External<br>auditing<br>or<br>checks.<br>Ensure<br>these|
||||||||||||||controls are in operation.|
|Poor management|||||ofinvested assets||||||||Policy set by Finance Committee,<br>appointment<br>of|
||||||||||||||suitabiy<br>quaiified<br>investment<br>managers<br>where|





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|||||||||necessary.<br>Active<br>monitoring<br>and<br>market|
|---|---|---|---|---|---|---|---|---|
|||||||||comparison,<br>diverse<br>asset<br>allocation<br>where|
|||||||||appropriate.<br>Diocesan<br>management<br>of|
|||||||||endowment<br>funds.|
|Failure|of|Parish||administration|||and<br>financial|Strengthen<br>IT<br>network<br>and<br>Parish|
|systems.||||||||administration/finance<br>system management|
|Financial|fraud|||||||Strict<br>controls<br>over<br>payments<br>require<br>all|
|||||||||payments<br>to be authorised<br>by the Rector, two|
|||||||||signatures<br>to<br>cheques<br>and<br>two<br>separate|
|||||||||authorisations<br>for electronic<br>payments.<br>Cash|
|||||||||receipts from collections should be signed off by|
|||||||||Duty Warden and another.|
|Property/||Premises|||||||
|Inadequate||investment|||in premises.|||Develop<br>rolling<br>programme<br>for maintenance<br>of|
|||||||||premises, effective Fabric Committee.|
|Building|Project||||||||
|Inadequate||management|||of|Project||Employ<br>qualified<br>and<br>competent<br>Project|
|||||||||Manager|
|The project||is started|||but|runs|out of money|Ensure<br>tight<br>controls<br>over<br>budgeting<br>and|
|before completion||||||||spending<br>once building<br>is started.<br>Do not start|
|||||||||building<br>until<br>certainty<br>of adequate<br>funding<br>to|
|||||||||complete the project sufficient that the building|
|||||||||can be used.|
|The full amount|||required||for|the|project isnot|Keep the<br>parish<br>and everyone<br>In Heswall<br>and|
|raised||||||||beyond<br>fully informed<br>of progress<br>towards<br>the|
|||||||||target by regular and extensive communication|
|The Builder||ceases totrade/goes|||||bust/materially|Ensure<br>watertight<br>contract<br>provides<br>for stage|
|breaches|contract|||||||payments<br>only<br>on Architect's<br>certificate<br>that|
|||||||||specific<br>work<br>has<br>been<br>completed<br>or specific|
|||||||||materials<br>have<br>been<br>delivered<br>to site and are|
|||||||||free of any claim.<br>Ensure contract provides for|
|||||||||termination<br>of contract<br>on material<br>breach<br>by|
|||||||||the builder.|
|The Architect ceases||||to trade/goes|||bust/|Ensure<br>Building<br>Steering<br>Group<br>are kept<br>fully|
|materially|breaches|||contract||||informed<br>of progress<br>on the<br>build, to simplify|
|||||||||finding another architect|
|Unforeseen||costs||||||Do as much research as possible beforehand<br>to|
|||||||||ensure that there are no surprises.<br>Do not agree|
|||||||||to any changes once the build has started|
|Injury to|persons/damage||||to|adjoinIng||Ensure<br>builder<br>has<br>adequate<br>third<br>party|
|buildings/local|||disturbance|||||insurance<br>(Insist on seeing policy and checking it)|
|||||||||The builders<br>policy w!!!only commence once he|
|||||||||starts<br>on site - until then, we will be liable for|
|||||||||any<br>public<br>iiabillty<br>claims,<br>so shouiii<br>take out|





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||||basic site insurance to cover us against this|basic site insurance to cover us against this|basic site insurance to cover us against this|and|
|---|---|---|---|---|---|---|
||||any gaps in the builder's<br>policy.||||
|The project never starts|||Continue<br>to raise funds from|congregation||and|
||||from other funders.<br>Do not|start project||until|
||||adequate<br>funding<br>in place to complete||project so||
||||the building<br>can be used.||||
|Could 19|||||||
|Physicai congregation|fails to return to worship||Maintain<br>quality of hospitaiity,|worship<br>(both in|||
|in church|||church<br>and<br>online),<br>teaching|and<br>praying||and|
||||seek toattract new church attendees||||
|Member ofclergy catches Covid||19|Continue<br>to observe<br>stringent|social|distancing||
||||and hygiene conditions||||
|Member ofphys)cal|congregation|catches Covid|Continue to require all persons|present|at church||
|19|||services to observe<br>stringent|social|distancing||
||||and hygiene conditions||||



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|Rector:||Revd Martin Cannam;|
|---|---|---|
|Curate:||Revd Josh Carlson;|
|SelfSupporting|Youth Worker:|Mrs Christine<br>Blair;|
|Children<br>and Family Leader:||Mr Andrew<br>Field-Davies;|
|Receptionist /|Administrator:|Mrs Julia MacGregor;|
|Receptionist/|Information<br>Manager:|Mrs Sarah Hall;|
|Administrator/Assistant<br>Treasurer:||Mrs Alison Collins|
|Youth Interrc||Miss Anna Sailer|





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||||Unrestricted|Restricted|Endowment|Total|Total|
|---|---|---|---|---|---|---|---|
||||funds|funds|funds|2020|2019|
|||Note||||f.||
|Income and endowments:||||||||
|Donations<br>and legacies||2|321,377|228,849||550,226|898,262|
|Charitable<br>activities||3|36,713|||36,713|52,654|
|Investment<br>income||4|9,631|11,813|2,316|23,760|9,134|
|Total income|||367,721|240,662|2,316|610,699|960,050|
|Expenditure:||||||||
|Charitable<br>activities||5|271,371|3,908||275,279|432,423|
|Other||6|5,930|9,882||15,812|15,437|
|Total expenditure|||277,301|13,790||291,091|447,860|
|Net income/(expenditure)|||90,420|226,872|2,316|319,608|512,190|
|Gross transfers between|funds|||||||
|Other recognised gains/posses)|||2,609||3,386|5,995|35,188|
|Net movement<br>in funds||17|93,029|226,872|5,702|325,603|547,378|
|ReconciTiation offunds||||||||
|Total fbnds brought forward||17|266,900|2,042,996|78,551|2,388,447|1,841,069|
|Total funds carried forward||17|359,929|2469,868|84,253|2,714,050|2,388,447|





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|||||2020|2019|
|---|---|---|---|---|---|
||||Note|g||
|Fixed assets||||||
|Tangible|assets||10|1„029,728|951,602|
|Investments|||11|347,519|267,638|
|||||1,377,247|1,219,240|
|urrent assets||||||
|Debtors|||12|28,877|28,177|
|Cash at bank and in hand|||17|1,315,918|1424,139|
|||||1,344,795|1,252,316|
|Creditors: Amounts||faning due within one year|13|(7,992)|(83,109)|
|Net current|assets|||1,336,803|1,169,207|
|Net assets||||2,714,050|2,388,447|
|Funds ofthe|charity:|||||
|Endowment|funds||15|84,253|78,551|
|Restricted funds|||15|2369,868|2,042,996|
|Unrestricted|hicome|funds||||
|Unrestricted<br>funds|||15|359,929|266,900|
||||15|2,714,050|2,388,447|





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|||||2020|2019|
|---|---|---|---|---|---|
|Cash flows from operating<br>activities||||||
|Net cash income||||325„603|547,378|
|Adjustments<br>to cash flows from|noncash items|||||
|Depro:iation||||9,882|9,924|
|Revaluation ofinvestmems||||(5,995)|(35,188)|
|||||329,490|522,114|
|Working copied adjustments||||||
|(increase)/decrease<br>in debtors|||12|(700)|(3,996)|
|Increase/(decrease)<br>in creditors|||13|(75,117)|73,373|
|Decrease in provisions||||||
|Net cash flows trom operating|activities|||253,673|591,491|
|Cash flows from investing<br>activities||||||
|Purchase oftangible fixed assets|||10|(88,008)||
|Sale oftangible fixed asseS|||10|||
|Purchase ofinvestments|||11|(76,536)|(2,428)|
|Saleofinvestments|||11|2,650|199,954|
|Net cash flows Rom investing|activities|||(161,894)|197,526|
|Net increase in cash and cash equivalents|||17|91,779|789,017|
|Cash and cash equivalents<br>at 1|Januaxy||17|1,224,139|435,122|
|Cash and cash equivalents<br>at31December|||17|1,315,918|1424,139|
|ReconciTiation ofnet cash flow to movement||in net funds||||
|Increase in cash||||91,779|789,017|
|Net funds at 1Janus~||||1,224,139|435,122|
|Net funds at 31December||||1,315,918|1,224,139|





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|2|Income from donations|Income from donations|Income from donations|and legacies|||||||
|---|---|---|---|---|---|---|---|---|---|---|
|||||Unrestricted||funds|Restricted||Total|Total|
|||||Designated||General||funds|2020|2019|
||Donations|and legacies:|||||||||
||Appeals,||donations|and legacies|70,000|9,887|217,139||297,026|558,616|
||Gift aid||reclaimed|||48,544||11,710|60,254|118,423|
||Dhect ~viug|||||192,946|||192946|221(223|
||||||70,000|251,377|228,849||550,226|898,262|
|3|income from charitable|||activities|||||||
|||||||Unrestricted||funds|Total|Total|
||||||||General||2020|2019|
|||||||||f,|||
||Fees and sundries|||||||20,787|20,787|21,717|
||Hall lettings|||||||12,775|12,775|27,236|
||Magazines|etc.||||||3,151|3,151|3,701|
|||||||||36,713|36,713|52,654|
|4|Investment||income||||||||
|||||Unrestricted|funds|Restricted|Endowment||Total|Total|
|||||General||funds||funds|2020|2019|
||||||9,631|11,813||2,316|23,760|9,134|
||||||9,631|11,813||2,316|23,760|9,134|





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|Expenditure<br>on charitabh.|Expenditure<br>on charitabh.|activities|||||||
|---|---|---|---|---|---|---|---|---|
|||Unrestricted||funds|Restricted|Endowment|Total|Total|
||||General||funds||2020|2019|
|||||||||f,|
|Diocesan share||||86,946|||86,946|161,167|
|Clergy expenses||||1,095|||1,095|3,147|
|Rend snd rates||||1A lh1<br>LViCC L||||1587I|
|Other property expenses||||25,213|||25413|21,763|
|Uganda mission||||||||62,532|
|Stafftraining<br>and support||||4,319|||4,319|11,940|
|Stationery and postage||||850|||850|975|
|Telephone||||1,461|||1,461|2,025|
|Equipment<br>costs||||11,393|||11,393|9,380|
|Insurance||||10,888|||10,888|10,784|
|Miscellaneous||||467|||467|965|
|Bank charges||||515|2,592||3,107|822|
|Oflice wages and salaries||||29,187|||29,187|24,986|
|Professional<br>fees|||||||||
|Water rates||||5,086|||5,086|7,179|
|Upkeep ofchurches||||3469|||3469|3,954|
|Upkeep of churchyard|and walls|||9,480|||9,480|6,699|
|Halls nmning costs||||9,599|||9,599|14,471|
|Youth projects and parish resources||||2,139|||2,139|3,572|
|Children<br>and family leader salary|||25,870||1,316||27,186|24,810|
|Other wages and salaries||||14,036|||14,036|25,020|
|St Peter's school costs||||5,112|||5,112|5,681|
|Grants paid||||8,974|||8,974|14486|
|Sundry expenses||||1,251|||1,251|388|
||||271,371||3,908||275,279|432,423|





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|6|Analysis ofgovernance<br>and other costs|Analysis ofgovernance<br>and other costs||||||||
|---|---|---|---|---|---|---|---|---|---|
||||Unrestricted|||funds|Restricted|Total|Total|
||||||General||funds|2020|2019|
||||||||||g|
||Governance<br>costs|||||||||
||Independent<br>examination<br>and accountancy||fees:|||||||
||Independent<br>examination<br>fees|||||1,039||1,039|1,020|
||Oilier accou tancy fees|||||4,891||4,891|4,800|
||Overprovision<br>in earlier|year|||||||(307)|
|||||||5,930|-|5,930|5,513|
||Other costs|||||||||
||Depreciation||||||9,882|9,882|9,924|
|||||||5,930|9,882|15,812|15,437|
||Net incoming/outgoing<br>resources for the year|||are|stated|atter charging the above||items.||
|7|Related party transactions|||||||||
||Trustees remuneration<br>and expenses|||||||2020|2019|
||The Charity made the following<br>transactions|||with|Trustees:|||||
||Mleage and telephone|expenses||||||1,134|1,628|
||There were no other related|party transactions||in the year.||||||



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|Tangib!e fixed|assets|||||
|---|---|---|---|---|---|
|||Freehold|Assets|Fixtures||
|||land and|under|fittings and||
|||buildings|construction|equipment|Total|
|||f,|f,|||
|Cost||||||
|At I January 2020||904,308|61,345|66,768|1,032,421|
|Additions|||88,008||88,008|
|Disposals||||||
|At 31December 2020||904,308|149,353|66,768|1,120,429|
|Depreciation||||||
|At I January 2020||18,086||62,733|80,819|
|Charge for|the year|9,043||839|9,882|
|Eliminated|on disposals|||||
|At 31Deceinber 2020||27,129||63,572|90,701|
|Net book value||||||
|At 31December 2020||877,179|149,353|3,196|1,029,728|
|At 31December 2019||886,222|61,345|4,035|951,602|





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|11|Fixed asset investments||||||
|---|---|---|---|---|---|---|
||||||Unlisted|Total|
||Other investments|||||E|
||Cost or valuation||||||
||At 1January 2020|||116,486|151,152|267,638|
||Additions|||38|76,498|76,536|
||Disposals||||(2,650)|(2,650)|
||Revaluation|||||&. nnc<br>4&774|
||At 31December 2020|||122,519|225,000|347,519|
||The historical costofthe listed investments||isnot available.|All are held in|||
||Listed shares are valued based on share price atthe year end.||||||
||Unlisted cash invesmtents|are valued at cost.|||||
|12|Debtors||||||
||||||2020|2019|
||Prepayments||||2,119|2,122|
||Other debtors||||26,758|26,055|
||||||28,877|28,177|
|13|Creditors: amounts dure|within one year|||||
||||||2020|2019|
||Other taxation and social security||||578|644|
||Acctuals||||7,414|7,465|
||Deferred income|||||75,000|
||Grants payable||||||
||||||7,992|83,109|



## 



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|Obhgatlons|under leases and hire purchase contracts|under leases and hire purchase contracts|under leases and hire purchase contracts||
|---|---|---|---|---|
|||||2020|
|The total value offuture minimum||lease payments|was as follows:|g|
|Within one|year|||3,725|
|In two to five years|||||
|||||3,725|



|||||||||3,725|
|---|---|---|---|---|---|---|---|---|
|15|Funds||||||||
||||||||Other||
||||Opening|Incoming|Resources||recognised|Closing|
||||balance|resources|expended|Transfers|gains|balance|
||Unrestricted<br>funds||||||||
||General funds||126,105|297,721|(275,526)||2,609|150,909|
||Designated<br>funds||140,795|70,000|(1,775)|||209,020|
||Total umestricted||266,900|367,721|(277,301)|-|2,609|359,929|
||Restricted funds||||||||
||StPeter's Centre||767,831||(8,629)|||759,202|
||The Lighthouse<br>Church||1,106,125|165,582|(2,592)|||1469,115|
||Youth Sr Children's|Work||75,000||24,440||99,440|
||Castle Drive||122,814||(1,253)|||121,561|
||BESOM||||||||
||Other<br>StPeters Church~||20,550|||||20,550|
||Chadreu dt Paruay leader||25,676|80|(la 316)|(24,440)|||
||Total restricted||2,042,996|240,662|(13,790)|||2,269,868|
||Endowment<br>funds||||||||
||Permanent||78,551|2,316|||3,386|84,253|
||Total funds||2,388,447|610,699|(291,091)||5,995|2,714,050|





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|||Unrestricted|funds|Restricted|Endowment|Total|Total|
|---|---|---|---|---|---|---|---|
|||General||funds|funds|2020|2019|
||||f,|6|f,|||
||Tangible axed assets|||1,029,728||1,029,728|951,602|
||Fixed asset invesnnents|188,266||75,000|84,253|347,519|267,638|
||Current assets|179,655||1,165,140||1,344,795|1,252,316|
||Current liabilities||(7,992)|||(7,992)|(83,109)|
||Total net assets|359,929||2,269,868|84,253|2,714,050|2,388,447|
|17|Analysis ofnet funds|||||||
||||||Asst|Netcash|Asst|
||||||01/01/2020|intiow|31/12/2020|
||Cash at bank and in hand||||1,224,139|91,779|1,315,918|





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