fl St A11drew',s Hklm COMMON REPORT OF THE TRUSTEES AND UNAUDITED FINANCIAL STATEMENTS for the year ended 31 December 2024 The Parochial Church Council of St Andrew's Church, Ham Registered Charity number 1135096 Contents: Report of the Trustees Independent Examiner's Report 10 Statement of Financi31 Activities 11 Balance Sheet 12 Notes to the Financial Statements 13 The PCC of St Andre￿5 Church, Ham Common Report of the Trustees and Unaudited Financial Statements st For the year ended 31 December 2024 Aim and Purpose St Andrew's PCC has the responsibility of cooperating with the Vicar, the Reverend Alice Pettit, and promoting in the parish, the whole mission of the church: pastoral, evangelistic, social, and ecumenical. Objectives and activities The PCC is committed to enabling as many people as possible to worship at our church and to become part of our parish community at St Andrew's. Throughout the year, we continued to set out our core values as a community- to love God and love our neighbour. Achievements and performance Worship and prayer We continued to be very grateful to our vicar Reverend Alice, Reverend Jen Houghton, Reverend James Pettit, Reverend Nick Roberts, our Reader Ursula Hodges, Verger Evelyn Felton, the sidesmen, Wardens Joanna Horner and Maddalaine Ansell, Parish Administrator Sarah Dickinson, and many others, who facilitated our continued worship. Thanks to Jan Gow who stepped back from her role as Choir Leader. In September we were delighted to appoint Wendy Malseed as our new organist. As of October, we now hold a 9am Holy Communion BCP service at the same time everv Sunday, giving clarity and bringing together the 8am and 12pm congregations. This year we enjoyed a range of social events including our ever-popular Quiz night In April, the Ham Fair in June, where St Andrew's excelled with our home-made lunches and cakes, the Church Barbecue in July and the very successful Christmas Meal in December. Sacred Space continued to provide a welcoming, safe, and inspirational space for all ages, offering live music, craft, text and homemade cakes. Attendance averaged 80 children and adults from both our congregation and the local community at this monthly event. Welcome Wednesdays, now the MU Welcome Café, runs twice a month offering a wide range of interesting speakers, crafts, discussion and refreshments for all ages. Ham Priory, led by Rev James, met once a month welcoming all who would like to discuss, explore and practice ways of prayer and spirituality. The Recommissioning Eucharist was held in June. Being With - a course to discover or re-discover Christianity afresh - which ran for ten week5 from September was an inspiring and enjoyable experience for all those who took part. The PCC of St Andrews Church, Ham Common Report of the Trustees and Unaudited Financial Statements For the year ended 31st December 2024 The Remembering and Thinking service in November was greatly appreciated by all who took part. Our main Christmas services, Darkness to Light, the Carol service, Crib service (which included a delightful nativity play by our Sunday school and young people), Christmas Eve, midnight mass and Holy Communion on Christmas day were all well attended and valued. Eco-church St Andrew'5 has continued our eco-church efforts during 2024 to show our commitment to caring for God's creation: Local charity, Richmond Furniture Scheme, made bug hotels for St Andrew's Churchyard. Church members donated bamboo, and the bug hotels were installed in the Churchyard by parishioner Martin Smith and blessed in March. We recruited new members for our tea and coffee rota which enabled us to wash up ceramic cups in the Hall after Church and save around 800 disposable cups. We are alway5 grateful for those willing to serve refreshments after the service, please let Rev Jen know if you can help. Members from St Andrew's joined Bishop Martin on his lent climate pilgrimage from Kingston to Wimbledon. We held our second Count on Nature wildlife survey in June, accompanied this time with a prayer journal reflecting local wildlife. In July, an energy advisor from charity SWLeap presented at Welcome Wednesday on how to save energy in our homes and be more environmentally friendly. During the summer, we set up a 'sharing board, initiative where our congregations were encouraged to offer unwanted items to others and also to make requests. If you are interested in helping with our eco-church initiative, please email Rev Jen. As of December 2024, there were 144 parishioners on the church electoral roll, 40% of whom were resident within the parish. The average weekly attendance wa5 64 adults and 16 children and young people under the age of 15, but this increased at festivals and special occasions. We thanked God for the gift of life through baptism. 3 baptisms were conducted at St Andrew's during the year. 4 marriages were held, where we were able to celebrate with those exchanging public vows with God's blessing through marriage. In conducting 9 funerals, either at St Andrews or the crematorium, and 7 committal or burying of ashes, we gave thanks for the life which is now complete in thi5 world and commended the person into God's keeping. The PCC of St Andre￿5 Church, Ham Common Report of the Trustees and Unaudited Financial Statements For the year ended 31st December 2024 Building and Works During 2024, we recovered the VAT for both the repairs of the roof above the South Aisle and the replacement of the boiler and related pipework. We also completed the repairs to the stable block doors. The excellent Peter Bowyer retired at the end of 2024, and we are currently seeking applications from architects recommended by the Diocese. Until we have appointed a new church architect, we cannot take forward any projects that require a faculty as a church architect has to be named on the application. Once an architect has been appointed, we hope to move quickly with improving access to the roof through the South Turret. We have already obtained an interim faculty for this. We would also like to move quickly ahead with repairs to the church clock. We are currently seeking a second estimate for this work. Other work listed in the 2022 Quinquenniel review includes: Repairing stonework to turrets, parapets and doorways Repairing the bells Repair turret, chancel and boiler room floors Replace Saniflo drainage Re-asphalt, re-coat and insulate Choir vestry and boiler room roof Re-lead the Nave West window Secure, improve and repair boundary structures, trees and hedges. We are also exploring options for placing solar panels on the hall roof and an air source heat pump to work alongside the current boiler. Both of these are part of our commitments as an eco-church to support the Church to reach its carbon reduction targets. In the meantime, we have carried a number of minor works not requiring a faculty in the church and the hall. These include replacing spotlights with more energy efficient bulbs and carrying out improvements to lights and electric in the church hall. We have also begun improvements to the WC and kitchenette at the back of the church which will include replacing the lights, repairing damage to plaster from water ingress and redecorating. Children and Young People Sunday School was held three times a month during 2024. The children continued to be brought back into church before Communion and have their own adapted red service books. AIS our children enjoyed fun activities and tasty food at the Epiphany party, Diddy Disciples has 4 regular children, who enjoy having their own Sunday School group tailored to their ages of 3 and 4. We run Fuel youth group jointly with St Peter's. Fuel met monthly on Sunday evenings at our church hall with an average attendance of 6 young people, and monthly at Sacred Space where they had their own activities. In November it was decided that there will now be two The PCC of St Andrew's Church, Ham Common Report of the Trustees and Unaudited Financial Statements For the year ended 31st December 2024 group5 for young people. Fuel (for years 4-6) will meet in the church hall and Ignite (for years 7-101 will meet in the Vicarage and be led by Nick Daymond from St Peter's and James Pettit. A programme has been drawn up for the year 2025. Our baby group, led by Reverend Alice, continued twice monthly. This group forms part of our Baptism preparation and provides a supportive place for parents to chat and get to know each other better. In 2024, 33 Christmas shoeboxe5 were sent to families overseas via 'Link to Hope, thanks both to the appeal coordination by Margaret Rees, and the generosity of all those who contributed. We contributed £400 towards St Richard's Chri5tma5 box scheme where local families in need, as identified by the local schools, are given a box full of Christmas food and vouchers. Local carol singing in December by members of our Sunday school and congregation raised a record £156.29 for the Children's Society. Deanery Synod Two members of the PCC sit on the Deanery Synod. This provides the PCC with an important link between the parish and the wider structures of the Church. Information from the Deanery Synod meetings was discu55ed at our PCC meeting5. Pastoral Care Pastoral care is a core element of the church's life. Our Pastoral Oversight Group met monthly with the Vicar to discuss and co-ordinate current pastoral care processes, priorities and action. Our thank5 to Christine Zaher, who in July stepped back from co-ordinating the delivery of our monthly newsletter to those who would like a friendly visit in their homes ISANOSI. This role has been incorporated into the Pastoral Oversight Group. Safeguarding The Safeguarding group met regularly during 2024. The PCC'S appointed Safeguarding Officer5 are Margaret Williams and Caroline Ewart. All policies, procedures, and DBS checks are currently up to date in accordance with the recommendations of ' A Safe Church,. Alerts from the Diocese were acted Lspon promptly as appropriate. The PCC received an annual report, and Safeguarding was an agenda item at all PCC meetings. Later in the year we researched using Church Suite, a secure church management online system. Thi5 is now established and proving to be an excellent way to store and manage parish data, fulfil our requirements and ensure data protection compliance. The PCC of St Andrew's Church, Ham Common Report of the Trustees and Unaudited Financial Statements For the year ended 31" December 2024 Mission and Evangelism In accordance with the Diocesan Mission strategy, our overarching objective is for St Andrew's to be 'Christ-centred and outward focused. We maintained our active link with local organisations and schools. Our parish newsletter was emailed monthly to everyone on the church database and is available in the church. Those without email received a printed copy delivered to their homes. This newsletter keeps our parishioners informed of the important matters affecting our church and articles that help to develop our knowledge and trust in Jesus. A weekly email 'This week at St Andrews and beyond, is sent to those on our database which is a both an i nvitation and valuable reminder to join in our services a nd activities. Ecumenical relationships Throughout 2024 St Andrew's Clergy and Readers regularly communicated and met with local ministers of other denominations, as part of the Ham and Petersham Churches group. We all enjoyed worshipping together with St Richard's and St Peter's at shared services in August. Throughout the year we were regularly invited to events at other local churches, which furthered our growing fellowship. Meadlands School was pleased to have the Vicar deliver 8 Christmas workshops and to hold their carol service in the Church for the first time in 4 years. Financial Review The financial statements in 2024 reflect a more normal level of activity compared with the substantial capital expenditure on the South Aisle roof and new boiler in 2023. Ongoing voluntary income from planned giving and collections (excluding specific donations and legacies) and related gift aid totalled about £83,000 in 2024, compared with £85,000 in 2023. This reflected some Eenerous increases in giving following a stewardship campaign, offset by some people no longer being part of our planned giving due to moving away or other reasons. Participants in the Planned Giving scheme were 95 as at 31 December 2024, compared with 97 as at 31 December 2023. Church Hall lettings, a very important part of our income, raised £37,080 compared with £33,192 in 2023. During the year, the parish share contribution to Southwark Diocese was increased to £75,400, compared with £73,000 in 2023. Our regular Mission Eiving, was stable year on year at £7,250, divided equally between the Sisters in the Solomon Islands and local charities. However, the Church also made a one-off donation to the Mothers, Union and The PCC of St Andrew's Church, Ham Common Report of the Trustees and Unaudited Financial Statements st For the year ended 31 December 2024 voluntary collections by the congregation included Margaret Rees's participation in the KCAH Big Sleep, which raised £1,700 in sponsorship, almost all raised from the people of St Andrew's. We have been fortunate during the year to receive gifts from the legacies of the Rev Frances Forward (which was recorded in the 2023 Accounts) and Mary Harris, for which the PCC wishes to record our grateful thanks. Legacies are set aside in a separate but unrestricted fund and it is the intention of the PCC to use this Fund for spending of a capital or other unusual nature if possi ble. Investments were reduced during the prior year to help fund the capital expenditure incurred in the year, but they have been increased again towards the end of 2024, largely funded by legacy income. As at 31 December 2024, investments were valued at £227,000 and now include the multi-a55et CBF Church of England Investment Fund as well as the two equity funds held in the prior year. Total funds were £274,485 as at 31 December 2024, compared with £315,510 as at 31 December 2023. The decline is due to a deficit in our ongoing general fund of over £27,000, together with some spending of a capital nature from the Legacie5 Fund. Although St Andrew's still holds signif icant financial assets of nearly £275,000 reflected in the balance sheet, this deficit is clearly not sustainable in the medium term and it is a matter which the PCC is aware has to be addressed. Information on the state of the various funds may be found in Accounts Note 9. In line with the requirements included in the Charities Act 2016, all fundraising is done in compliance with best practice. During 2024, we did not employ any professional fundraisers. There were no complaints or criticisms during the year about our fundraising activities. Reserve5 Policy The Reserves Policy is as follows: 'the Policy of the PCC is to maintain sufficient reserves to cover six months, budgeted expenditure in the General Fund. This Reserves Policy applies to the General Fund only, with other Funds being represented by additional reserves., As at 31 December 2024, the Church General Fund stood at £157,067. This compares with £82,925 for six months, budgeted expenditure in the General Fund for 2025, $0 that there is a substantial surplus over the Reserves Policy requirement. Strurturep governance and management The PCC of Saint Andrew's Church, Ham (Church Road, Ham Common, Richmond, Surrey, TWIO 5HG} is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure and is registered under the name: The Parochial Church Council of the Ecclesiastical Parish of Saint Andrew's Ham, Charity The PCC of St Andrew's Church, Ham Cornmon Report of the Trustees and Unaudited Financial Statements st For the year ended 31 December 2024 Registration No. 1135096. The method of appointment of PCC members is set out in the Church Representation Rules. At St Andrew's the membership of the PCC consists of the Vicar, churchwardens, readers, Deanery synod representatives and elected members of the congregation who are on the electoral roll of the church. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish, including deciding on how the funds of the PCC are to be spent. The full PCC met 6 times during the 2024 with an average level of attendance of 11 members. All meetings were held via Zoom. Given its wide responsibilities, the PCC has a number of committees, each dealing with a particular aspect of parish life. The Reporting Committee meets alternately with the PCC to receive reports from the various sub-committees for consideration at PCC level. The Standing Committee is the only committee required by law. It has power to transact the business of the PCC between its meetings, subject to any directions given by the Council. This committee did not meet during 2024. Other committees, which include the Projects and Finance Group and Stewardship are all responsible to the PCC, minutes of their decisions being received by the PCC and di5CU55ed, as necessary. Our APCM was held in church on 21" April 2024 Administrative information St Andrew's is situated in Church Road, Ham. It is part of the Diocese of Southwark within the Church of England. The postal address is The Parish Off ice, Saint Andrew's Church, Church Road, Ham Common, Richmond, Surrey, TWIO 5HG. Charity Registration No. 1135096. PCC members who have served during 2024 Ex officio members., Vicar, Reverend Alice Pettit Curate, Reverend Jen Houghton Wardens: Mrs Joanna Horner Ms Maddalaine An5ell Deanery Synod: Dr Ursula Hodges Reader Mr Richard Barber Mrs Kay Davies stepped down from Deanery Synod April 2024 Elected members: The PCC of St Andre￿S Church, Ham Common Report of the Trustees and Unaudited Financial Statements st For the year ended 31 December 2024 Ms Wendy Duldig Mr David Bagott Ms Margaret Rees Mrs Liz Dean Mr Jonathan Cooper Ms Jane Lindsay, Minutes Secretary re elected April 2024 Mrs Gill Russell, PCC Secretary re elected April 2024 Mr John Reilly Treasurer re elected April 2024 Mr Nick Crossley re elected April 2024 Mrs Sam Murphy Mr Nick Annear Mrs Kay Davies stepped down April 2024 stepped down April 2024 elected April 2024 Responsibilities of Trustees for the Financial Statements The PCC is responsible for preparing the report and the financial statements in accordance with applicable law and United Kingdom Generally Accepted Accounting Practice. Charity law in England and Wales requires the Pccto prepare financial statements for each financial year which give a true and fair view of the state of affairs of the PCC and of the income and application of income of the charity for that period. In preparing those financial statements, the PCC is required to: select suitable accounting policies and apply them consistently; observe the methods and principles of the Charities SORP make judgement5 and estimates that are reasonable and prudent,. state whether applicable accounting standards have been followed, subject to anv departures disclosed and explained in the financial statements,. and prepare the financial statements on the going concern basis unless It is inappropriate to presume that the activities of the charity will continue. The PCC is responsible for keeping adequate accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enables them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulation5 2008 and the provisions of the governing documerst. The PCC is also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularitie5. The PCC 15 responsible for the maintenance and integrity of the Church and any financial information included in the Church's website. Approved by the PCC on 13 April 2025 and signed on their behalf by the Chairman Reverend Alice Pettit The PCC of St Andrew's Church. Ham Common Report of the Trustees and Unaudited Financial Statements St For the year ended 31 December 2024 Independent examinerf5 report to the trustees of St Andrews's Parochial Church Council I report to the charity trustees on my examination of the accounts of the St Andrew's Parochial Church Council {the Church} for the year ended 31 December 2024. Responsibilities and basis of report As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 {'the Act,). I report in respect of my examination of the Trust's accounts as carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 14515){b) of the Act. Independent examiner's statement I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: accounting records were not kept in respect of the Church as required by Section 130 of the Act,. or the accounts do not accord with those records,. or the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities {Accounts and Report) Regulations 2008 other than any requirement that the accounts give a 'true and fair view, which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Miriam Hickson CTA FCA JCS Accountants Limited 5 Robin Hood Lane Sutton, Surrey SMI 2SW Date.. ILL PrP-'1 102S io STATEMENT OF FINANCIAL ACTIVITIES For ihe ear endiH -1151 December 2024 Total Total Total Unrestricted Restricted Ettdowment Funds Funds Fund Tot¥1 Funds 2024 Notes Fiiii(l.s 21123 INCOME AND ENDOWMENTS vol￿￿1￿ry Incomt A¢tivilit* ffir CJtn¢rMting Funds CJfRlItA Rtrcivtd 89,000 42,658 28.S,4.12 46,Y32 711.1J(l(I 5.649 9,965 Intomt from Inve5trntThls 3,645 369 4,014 In¢omt from C.hurth A¢tivilits Oihtr Income TOTAL IIVCOME 139 872 141788 417978 EXPEIVDITURE C.'hureh A¢ilvltitl 171,149 2,223 173J72 365,.1.$1 c.oit of RAi.sing Qihtr F•XPtnditure 8,837 8,837 TOTAL EXPENDITURE 181 S.54 1113 777 376.gY4 NET INCOME/{CXPFNDITURF) BETr-ORE INVESTMENT CIAIIVS (41.682) (307) (41,9891 40,S114 GAINS /(LOSSES) OIV INVESTMENTS 5b 964 964 7.81 NET INCOME /(EXPENDITURE) 40.718 307 41 111J2 TRAIVSFERS BETWEEIV FUNDS (4,697) 4,707 NET MOVEMENT IN FUIVDS {4$,41.$1 4,400 (41.02$) FUND BALANCES AS A r 31s1 DECEMBER 2023 301,562 1.3,938 315,510 2C)C), 7(9,¥ FUND BALANCE.S AS A r 31.sl DECEMBER 2024 256 147 274 48$ 315510 SAINT ANDREWS CHURCH, HAM BALANCE SHEET As ul 31si December 2024 Notes Aetuals 2024 2023 FIXFD AS.gETS TANGIBLE INVESTMENTS 11,200 227.427 11,450 76,463 238 627 87.913 C'URRINT ASSE TS I)EBTORS & PRF.PAYMENTS INVES'fMENTS CASH AT BAN1& & IN HAND 6,701 1,000 3.$,6S6 186.170 J,oiiiJ 95. 9113 43,357 283.153 CURRENf i.IABlI.IfiF.S CREDII'ORS FOR GOODS SERVICES ACCRIIALS & DEFERRED INCOME 7,OY 48,45 7,499 7,499 55,556 N£ T CURRENT ASSETS/(LIABILITIES) 227,5Y7 TOTAL NET ASSETS 274 485 315,510 PARI.SII FUNDS UNR Tr'.4>'I'RIC.'TED FIINDS KL5'1'RICI'ED Tr IINDS ENDOWMENT FIINDS 2fj6,147 18J38 301,562 13,938 274 48$ 315 510 Approved by the P#rothithl Chureh Coullcil on Sunday 13th April 2025 nd signed on its behmlf by: Mr John Reilly (Treusurer) Rev'd Alice Pettit (Chairman) 12 SAINT ANDREW'S CHURCH, HAM NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024 I. ACCOUNTING POLICIES St Andrew's Harn Common Ineets the definition of a public benefit entity under FRSI 02. The financial .8tatements arc prepared in sterling, which is the funclional currency of the Cliurcli. Monetary amounts in these financial statements are roiindcd to tlie nearest £. They are prepared in accordancc with tlie Church Accounting Regulalions 2006 and witli the regTulalions true and fair view" provi.sions. logetlier with FRS102 as the applicable accounting standards and ihe 2019 version of the Staleinent of Recommended Practice. Accounting and R¢porting by Charities (SORP(FRS102)). Thc Parochial Church Council of Sl Andrew's Cliurch is a cliarity registered in Eng?land and Wales No 1135096 and the Parish Office is at Church Road,14am Common, Richinond, Surrey TWIO 51-1G. The financial statements have been prepared under the liistorical cost convention except for the valuation of investment assets, which are shown al fair value. Tlie financial Statemenls include all transactions, a55ets and liabilities for wliich thc PCC 18 responsible in law. They do not include the accounts of cliurch gvroups that owe iheir main affiliation to another body, nor those thal are inforinal gatherings of church meinbers. Going Concern At the lime of approviiigv Ihc financial slalement5, the PCC Ineinbers have a reasonable expcclation Ihe the Church has tlie adequalc resoiirces lo ronliniie in operational Lxisleiicc for ihe fores¥cablc liiliir¢, Thus tl)e PCC meillbcrs continue lo adopt tlie gyoingy concern basis ot. accountinLF in prL'pariiigT tl)e financial stat¢mcntS. Current A$$cts Gi ft A id rccoverablc and ntlier debir)rs arc included al tlie amount diie. Prcpayments are valLied at the amount prepaid. Cash at bank and in liaiid includes ca.s1i, aiid .sliorl terin dep0511s incliide .sliorl lcrin highly liquid inve51mcnts with a short Inf S¢rvice8 .%unday.SchiK>l & l.ish Group Pdrish l.'vLilts & Training BoilLr roon? proJLLt .Soiiil) Ai4lc R(K)I'pr()j¢LI Other legacy luIid projL¢L SpLcific collecli()n FI()WLTS 7,75 75,411 7.750 75.400 .3.884 25.078 14.187 2.4Q2 7.250 73,IK)O 5,Q52 24.311() 17.84.1 25.Q78 14.1x7 2.402 8.723 ),440 25 2.29() 2.R23 2.3 2511 7.X15 3.803 I,Q4 1811 3.RU.3 1.040 43.695 154.87.3 9,9110 8,271) 9.980 8,27(Tr 7Q4 I,Q51 7114 1.051 -12 1.210 1.109 82 1(?.752 l."dbric and I'-urnishing 'rojccts IRc5triLlcd) 4.16 2,223 173.372 171.149 31>.S,3$1 Raising Fuiids Sicwurd51iip fxpLn%cs Fundraising & Si)cial Event5 Tntxl 25 25 1.6Q8 1,6nll Othcr PCC & Office Adminislratii)n Inderendeni Fxamincrs l.cc rjcprcciatioi) & Amorti.sation Total 6.941 1,896 6,941 1,896 7,668 1,934 8,8J7 11.1137 10,oJ.s TOTAL EXPEIYDITIIRE 181,$54 2,223 183.777 376,9Jl 4 15 SAINT ANDREW'S CIIURCH. HAM NOTF.S TO THE ACCOUN'I'S YEAR ENDED 31 DLCEMBER 2024 Continued 4. STAFF COSTS AND OTHER MATTERS 2024 2023 WagL% & %iilariLS )LliSi()n Losis S()Liul %L¥uriiy CDsls £21,18U £974 £1.432 £73,586 121,658 £924 £1.282 £23,tl()4 Durii)g? IhL y¢ar ihL PCC LmployLd d l?dfi5h Administrator dnd an Organisi. i)ciiher ol. w,hum ¢arned £60,000 pts ur mure in 2024 or 20?3. Av¥rugc niiinber ol. sl411-I' during ihc yeur.. 2 lav¥rage number ii) 2023.. 3). .1 ravLlling ai)d oih¥r iiut-uf-p()LLLi exp¥ns¢s t(Tr ihL VdluL ul-£3,X114 {2023'. £5,052) has beLn reimburs¢d to two Cler￿, I>CC Inembcrs diiring ihL )'Lur. PayinLnls lolalliiig £ l. 110 lor LILaiiing and gurdLningJ SLrvi¢¢s w¥rL' p(iid duringi Ihe y¥ar lo Ilev Janies l)Ltlil. IhL Vicar'% husband. the payiiients being un an am)'s lengih bu5is (2U23.. Nil). An iim(iunl of. £2,011112023 £1,898) hus bLen pruvidLd lor in IIIL d¢Luunls in rLSPLLI ()i-IhL serviLe.% ¢Jl' the IndepL'nd¢nl l. xaminer. JC% ALL()Iinldiils l.itnilLd. S. FIXED ASSETS FOR USE BY PCC ( UllSLP£'r(IlcJ¢l l.(InU Iikid Itiiililiiikjli uiid Alov(Iblv C jiiiri.li I,-iCC 1% rL'5punsibl¢ in luw. 'I"hey do not include thi a¢Lounls ul'Lhurch gruups thai owe Ih¢ir m61in alliliution lo uno(her boJy nor thosL Ihui are inli)rmal giaiherings of ChurLh m¢'inbL'rs. 'I'hL unrL%lriL'IL'd lunds arL.' ChurLh CJLnLI'al,' l.Lg41¢ie5; and Ilni'L'slriuled DL5ignalLd. 'I'lIL Chur¥li (i¢i)¢'ral lund 1% IhL mdin fund (ind is USLd l()r i)n¥()ing inL()InL and LXPL'ndilurc. 'I'hL' l.LgJaLiLS lun¢J is nL)I l(IrmJlly rL.%lriL'ILd. bLIt 14 iniL'ndLd by thL I'LL lur USL, it. p()55iblL. l()r sp¢nding ol. a Cupilal or (IihL'r unu%iial nalurL dnd nc)I lili. 01)8oin&J L'XPL'ndilurL. ThL lJni'L51riLILd t)L'signdlLd lund wds U5Ld i() huld unr¢slri¥lLd lunJs that ihL I)CC ha5 alloLalLd io speLiliL projeLts' it vd.s iran%lLI'I'L¢J inlo IhL I'ahriL und I. urni%hing lund dul'ln￿ thL yLur. 'I'hL rLStriLtL.d lund.s urL as lislLd buli)w. 'I'IIL I'¥ihriL ai)d I'urnishiiig lund is USLd ic) li) lund wui'k i)n Lli¢ IiibriL and lurni5hing ol. the Lhur¥h. 'I'hL I.'II)WLr lund IrLL£ilL'gl()fi%L,d Ir()m uni'L%lricl¥d in ihe prior yLdr) is lur Ilural displuys in IhL ChurLh. M0510l' the IIIL()n)L LiiillL% Ir(Iiii mLm()ridls and iVLddingis. -hL MLISIL lund is uvuiluhlc li) IhL I)irLLlor i)l- Mu5iL ()r LquivJl¢nl olliLL'r lor UYL fLquired, -l-hL B(iuk ol. IIL'mLmhi'anLL lund 1% USLd l()r ihL upkLLP ul'ihL 14onk ()I' IILmLmbrdnLL. 'I'hL Siiuih AislL. Ruul. RLp4ir fund wa% l()r IhL pr(TrjLLt as dLSLrlbL￿ in the name ol. IhL Fund in the prii)r year. I'hL. OihL'r IIL'%iriLILd lund is avdi lablL lui. J variLly ol. sniallLr pr(IjLLls,' il 15 currently reslriLled lor L.%PLndilurL on Lxlemdl ChrLh lighiing. -I'hL SpL'Lili¢ Cvlleclions lund is tor speLiIIL lund raising ¢ollections. 'I'h< Alnis l."und Irecategoris¢d Irom an endc)wmL'nl lund in the priiir yLar) whiLh is dvdilable to ihL Vicar t() use as she sees lit io help pcople in need. 18 SAINT AIYDREW'S CFIIIRCH, 11AM NOTE&1 TO TH E ACCOIIN'rs YEAR ENDED 31 DECEMBER 2024 Continued 9. FUNDS eontinued Gain51 losses FUND VALUES 45 at 31st December 2024 Blf Income Expenditure Transfer5 Clf Unrestricted Church Gcncral Fund Legacies Fund Flower Fund Ui)rc.%trictcd l)esignaled fund TotAI unrestricted funds £184,665 £112,594 £I.OD2 £3,301) £301,561 £132.757 £7,115 -LI 60,925 -£20,629 -£394 £0 -£1,002 -£3..300 -£4,696 £964 £157,067 £99.080 £0 £n £964 £256,147 £0 £139,872 £0 -£181,554 Restricted Funds FabriL & l-umisliing fund Flower I".und Music Fund Book of Rcmcmbrancc I",und OihLr Rcslrictcd I'iind SpcLific Colleclinns Fund Alm8 Fund Total restricted funds £7,231 £0 £2,010 £542 £270 £843 £0 £0 £99 £7114 £0 £1,916 £n -£1,050 -£33 £0 £n -£7n4 -£43(7 -£2,223 £3.-300 £l.n02 £111.14112 £1 ()77 £.$42 £3,()4() £1) £574 £18J38 £C)Q(? £0 £13,939 -£60() £4,706 Endowment Fiinds Alms l."und Total ¢ndowin¢ni funds £n £0 £n £0 £0 £0 £10 -£10 Grand tot415 uis,$10 £141,788 -£183,777 £0 £964 £274,485 The tran.sfers in thc year comprisL'. £1 O Iran¥lcr i)Iit of l.'ndi)wmLnl Alms fiind Js th¢re is no cndthiwiiiicnl on tIILSC fiitiils. £l,(X)2 Ir￿n.%fer oiil (if UiiTCStTILtcd l-.IowcT l-,und ti? 5hiiiv ihc%e corrccily a% RL.slriclcd £1,01 O IrAnfcrrcd Ii) IhL Re.slTILtcd Alms fund i(F mecl cxpcndiiiire n()l exrKclcd lo b¢ ¢ovcrid hy in¥nm¢. ThL oihLr Irdnsfers Lorrccl allocalions of funds in Ihc pll5t. 19 SAIN'f ANDREW'S CHURCH. HAM NOI'ES TO TFIE ACCOUN'rs YEAR ENDED 31 DECEMBER 2024 Continued 9. FUNDS conttnued FUND VALIIES as at 31st D￿ember 2023 Income Expenditure Transfers Gains I losses Clf Unrestriited Punds L.'hiiTLh (JLllLfÉil l.liiicl LegaLiL.% Fund Ii)l¥ir l.lind lJiii'LslriLILd l)Lsigni&tLd l-und £196,7XI £0 £873 £3,-lUO £200,9$4 £150,506 £161,166 £1,239 -£157.415 -£13,025 -£43,695 -£4,877 -£1.109 £u -£202,219 -£17,902 £7,818 £1114,665 £112,594 £1.003 £3.300 £7,818 £301,562 £312,911 Restricted Fiiiids £22.376 £1.778 £S42 £35,827 £4.620 £()116 £65,749 £1,6U7 £313 LU 1102.143 £0 £777 £104,840 -£11).752 -£82 £0 -£154,1172 -£1,07U -1777 -£173,$54 £7.231 £2.010 £542 £0 £3.550 £6U6 £13,938 MusiL l.lind 11(ii)k (Trl. IILinLI?Ihriui¥¢ fiind ()uili Ai%lL Ili)Iil' R¥pdir l-.und Oih¥l' Il¥slriLl¥d I'iiiid PLLilIL C.i)IILLtii)n% l.und 'rvial rL.%iriLtLd luiii15 £16()02 £16,902 Endowmejit Fujbds £5 £5 £225 £225 -£1,221> -£1,220 £ I,Iiiiu £i.(MJo £10 £10 .1 (Iidl Li)d(IwinLI)I lunds Gr4nd lo141$ £266,708 £417,976 -£376,993 £0 £7,8113 £315,5JO I'he Ii'unsl¥rs iii IIIL pric)r yL￿ Ll)InprisL'. 116.902 irJiisfLrrLd Iri)ni IliL L¢8UILiS fund its ihL.Souih AislL R¢xil'RLpair Fuiid i() m¢L't I,OUU iriinlirrL(I li) Ihi l..ndowinLni Alni¥ I'.Iind (i) niL¢i cxp¢Jidilure not LXPLLtLd io bL LovLrLd Iiy iiiLuJnL. 20 SAINT ANDREW'S CHURCH, HAM NOTES I"0 TEIE ACCOUIYTS YEAR ENDED 31 DECEMBER 2024 CoDtinued 10. GRANTS, MISSIONS & CHARITABLE DONATIONS The sum of £3,625 (2023: £3,625) wa5 payable to Sr Veronica's order for use in the Solomon Islands. 2024 2023 Local Cliarilie.% A Rocha KCAH Kingston Welcare SPEAR Insight Richmond Mothers, Union £725 £725 £725 £725 £725 £725 £725 £725 £725 £0 £.3 (?25 £$00 I I. SPECIFIC COLLEC.TIONS 2024 2023 Easter collection France5 fonvard funeral share £0 £0 £305 £1.34 12. OTIIER SPECIFIC COLLEcfioNS BY CIIURC14 MEMBERS 2024 2023 Collection Boxes for the c.hi Idrcn's Soci¥ty Christmas c.arols for the C.hildren'5 Society Link lo Hope shoe boxes £494 £i.io £80 and 33 boxes £518 £157 £102 and 42 boxes £777 In oddition, Margaret Rees took part in the KCAH Big Sleep on 4 October 2024 and raised £1,700 in sponsorship, almost all raised from the people of St Andrcw'5. The above Slims are paid over to the recipieiil.s direct and do nol L>0 ihrough the church accounts. Our apologie5 if we have omitted any other charitable fundraising by Pari.shioners. 21 SAINT ANDRLW'S CHURCH, HAM NOTES TO THE ACCOUNTS YEIIR ENDED 31 DECEMBER 2024 Coiitinued 13 PRIOR PERIOD COMPARATIVE SOFA SIA 7F.'Ml,'Nf OF I.'INANCIAI. AC.'IJVII'lh.3 i)r ihE yeur ending 31st Dec'ember 2023 I'oi#l IlnrtStrif ted Restricted nil 'roi*l TotJ)I Funds 2023 Notes dy 2022 INCOMk AND ENDOWMENTS 2511,J41 41J66 27,1191 20 28S,432 46,¥32 70,tboo 133.42$ 40,169 Arllvilie5 ￿ Gener*llThK Tr'undi GrnTht¥ rercivr 70,111111 2,1114 3.44LI 7,1)03 Olhtr TofAL INCUM£ 312,1)12 Ilb4.1141 417,47¥ 187,IlY EXPENDITURE Chui'ih AcLii'iti 191b,577 1,611¥ Ilb,IlJ5 173,114 1,220 365 JSI 1 $6,733 ZEE IffjUN 764 roTAL EXPÉNDifuR£ 2V2,2211 173,454 1,221J 376.glJ4 1611,11$4 NÈI, INfoMÈ/{EXPENDI7'URE) BEFORE INVESTMENT GAINS 110,692 6¥.7131 411,984 111,265 GAINS/(LO.S.SES) ON IIYYES7'MENTS 70111 7M18 117JlYI NE7'JIVCUME /(EXPE￿DIfUR￿j I i¥,$1 1611,713 199S1 11 411Jllb2 9116 TRANSFERS BETWEEN FUNDS 117.9021 16,91b2 NETMOVEMENT IN FUNDS 1110,61bll 48,¥112 91J6 FUND BALANCES ASA TJIJI DECEMBER 21122 200.954 65,749 266,70X 265,8U2 FUND BALANCL.S AS'A T 31J1 DECLMBLR ?IJ23 3111,$62 iJ,yJu 31S,$10 266,711¥ 22