2021-03-31-accounts

			Contents
Reference and Administrative		Details		I to2
Trustees' Report				3to 11
Statement ofTrustees'	Responsibilities			12
Independent Auditors'	Report			13to 16
Statement ofFinancial	Activities			17to 18
Balance Sheet				19
Statement ofCash Flows				20
Notes to the Financial	Statements			21to 35

		R	eference and Ad	min	istrative D
Company	Registration	Number	07186736
Charity Registration		Number	1135081
Solicitors			Lawson West
			4 Dominus Way
			Meridian Business	Park
			Leicester
			LE191RP
Bankers			The Co-operative	Bank	pic
			1 Balloon Street
			Manchester
			M60 4EP
			Unity Trust Bank
			4 Brindley Place
			Birmingham
			Bl2JB
Auditor			The Rowleys Partnership		Ltd
			Chartered Accountants,		Statutory Auditor
			Chamwood House
			Harcourt Way
			Meridian Business	Park
			Leicester
			LE191WP

			G	ains and Losses)
				Unrestricted	Restricted	Total2021
				funds	funds
			Note		8
Income and Endowments		from:
Donations and legacies				4,034		4,034
charitable activities				796,871	823,672	1,620,543
Total income				800,905	823,672	1,624,577
&penditure on:
Charitable activities				(643,414)	(866,010)	(1,509,424)
Other expenditure				(11,686)		(11,686)
Total Expenditure				(655,100)	(866,010)	(1,521,110)
Net income/(expenditutu)				145,805	(42,339)	103,466
Transfers between	funds			(43,096)	43,096
Net movement in funds				102,709	757	103,466
Reconciliation offuntb
Total funds brought	forward			390,510	19,094
Total funds carried	forward		16	493.219	19.951	513,979

				Unrestricted	Restricted	Total 2020
				funds	funds
			Note	f.	8
Jncome and Endowments		from:
Donations and legacies				3,284	6,000	9,284
charitable activities				867,782	722,249	1,590,031
Total income				871,066	728,249	1,599,315
Expenditure on:
Charitable activities				(874,226)	(742,603)	(1,616,829)
Other expenditure				(16,077)		(16,077)
Total Expenditure				(890,303)	(742,603)	(1,632,906)
Net income/(expenditure)				(19,237)	(14,354)	(33,591)
Transfers between	funds			(33,448)	33,448
Net movement in funds				(52,685)	19,094	(33,591)
Reconciliation offunds
Total funds brought	forward			443,195		443,195
Total funds carried	forward		16	390,510	19.999	409,604

			2021	2020
		Note		8
Hxed assets
Tangible assets		12
Current assets
Debtors		13	55,658	112,882
Cash at bank and in	hand		664,899	453,042
			720,557	565,924
Creditors: Amounts within one year	falling due	14	(207,487)	(156,926)
Net current assets			513,070	408,998
Netassets			513,070	409,604
Funds ofthe charity:
Restricted funds			19,851	19,094
Unrestricted income	funds
Unrestricted funds			493,219	390,510
Total funds		16	513,070	409,604

				2021	2020
			Note
Cash flous from operating		activities
Net cash income				103,466	(33,591)
Adjustments tocash flovw		from non-cash items
Depreciation			12		743
				104,072	(32,848)
Working capital adjustments
increase)/decrease	in debtois		13	57,224	103,829
(Decrease)/increase	in creditors		14	(919)	18,441
Decrease in deferred	income		14	51,482	(38,775)
Net cash flows Qom	operating activities			211,857	50,647
Cash flows from investing		activities
Purchase oftangible	fixed	asset	12
Net increase in cash	and cash equivalents		18	211,857	50,647
Cash and cash equivalents		at 1April 2020	18	453,042	402,395
Cash and cash equivalents		at 31March 2021	8	6f4.899	453.Dt2

				Unrestricted	Restricted	Total	Unrestricted	Restricted
				funds	funds	2021	funds	funds	2020
Donations	and legacies:
Donations				4,034		4,034	3,284	6,000	9,284
				4,034		4,034	3,284	6.000	9.284
4 Income	from charitable		activities
				Unrestricted	Restricted	Tohd	Unrestricted	Restricted	Total
				funds	funds	2021	funds	fuush	2020
					f	f
General advice				796,871	101,343	898,214	867,782	41,578	909,360
Debt advice					171.065	171,065		152,728	152,728
Benefits advice					468.931	468.931		432,743	432,743
Pensions capability	guidance	and linancial			82.332	82.332		95,200	95.200
				796,871	823.672	L620,543	867,782	722,249	1,590,0 I

			Unrestricted	Restricted	Total	Unrestricted	Restricted	Total
			funds	funds	2021	funds	fuads	2020
General advice			619,570	103,919	723,489	862,994	53,187	916,181
Debt advice				192291	216,135	11,232	157,972	169,204
Benefits	advice			487,468	487,468		438230	438,330
Pensions capabiTity	guidance	and financial		82,332	82,332		93,114	93,114
			643,414	866,010	1,509,424	874,226	742,603	1,616,829
			Activity	Acguty		Actin'ty	Activity
			undertaken	suppai'I	Total	undertaken	support	Total
			directly	costs	2021	directly	costs	2020
						f	8
General advice			572,140	15L349	723,489	700,682	215,499	916,181
Debt advice			183,237	32.898	216,135	128,345	40,1159	169,204
Benefits	advice		409,016	78,452	487,468	338,169	100,161	438330
Pensions capabdity	guidance	and financial	67,784	14,548	82332	74,251	18,863	93,114
			1,232,177	277/47	1,509,424	1,241,447	375,382	1,616,829

							Unrestrichd
							funds
								Toad	Total
							General	2021	2020
Staifcosts
Otherstaffcosts							4, 106	4,106	3,924
Audit fees
Audit ofthe	financial statements						6,780	6,780
Other fees paid		to	auditors					194	4,810
Depreciation,	ammtis etiou aud other simihucosts							606	743
							11,686	11,686	16,077
7Analysis ofsupport costs
Support costs	allocated to charitable actimtes
				Governance	Staff	Olfice	Premises	Total	Total
			Bmts of	cosh	cash	costs	costs	2021	2020
			allocation	f				f
Oenend advice			Staffcosts	7,229	3,112	86,695	54,313	151,349	215,499
Debt service			Staffcosts	1,571	676	10845	11,806	32.898	40,859
Benefits service			Sta&'costs	3,747	1,613	44,939	28,153	7&452	100,161
Penstcns guidance			and
fiaancml capability			Staffcosts	695		11,333	5,221	14,548	18,863
				13,242	5,700	158,812	99,493	277347	375,382
8 Netincomingl		outgoing resources
Net incoming resources for the year include:
								2021	2020
									f
Audit fees								6,780	6,600
Other non-audit		services						194	4,810
Depreciation offimd assets								606	743

	2021	2020
		8
Stalfcosts during the year were:
Other stalfcosts
Wages and salaries	1,121,013	1,113,503
Social security costs	78,280	86,299
Pension costs	55,016	56,840
	1254,309	1,256,642

charity du	ring	the year expressed as Full time equiv	alents was as follows:
			2021	2020
			No	No
Charitable	purposes		54	54
Management		and administmtion
			58	59

e nuinber	ofemployees whose emolmnents fell wi	thin the following bands was:
		2021	2020
		No	No
660,001	- K70,000	1	1

12Tangible fixed assets
	Furniture and
	equipment	Totals
Cast
At 1April 2020	81,795	81,795
A 31March 2021	81,795	81,795
Depreciation
At 1April 2020	81,189	81&189
Charge ior the year	606	606
At 31March 2021	81,795	81,795
Net book value
At 31March 2021
At 31March 2020
13Debtors
	2021	2020
Trade debtors	10,761	11,049
Piepayments	28,771	26,499
Accrued income	16,126	75,334
	55,658	112,882

	2021	2020
Trade Creditors	17,097	25,142
Other Cmditors	24,558	42,514
Accruals	81,402	56,320
Defened income	84,430	32,950
	207,487	156,926

Total future minimum lease payments under non-cance	llable operating leases are as follows:
	2021	2020
Lead aad Buildings
Within one year	9p70	13,953
Between one and five years	9,370	18,740
	18,740	32,693

				Balance at I April 2020	Incoming resources	Resources expended	Transfers	Balance at 31March 2021
Unrestricted fuads
General
General funds				369,156	482,058	(308,221)	(43,096)	499,897
Leicester City	Council			21,354	318,847	(346,879)		(6,678)
Total net assets				390,510		(655,100)	(43,096)	493,219
Restricted funds
Universal Credit				4,710				4,710
EBDX				6272				6,272
					25,818	(25,459)		359
Seven Locks								467
Macmillan					170,193	(189,487)	19294
Pension Wise					82.332	(82,332)
Money Advice	Service				170,804	(192,029)	2L226
Martin Lewis				114				114
BESN				523				523
Comnavitus Community		Support Fund			66,063	(66,063)
Help to claim					208,290	(208790)
Help to Claim Best Practice					39,300	(39,300)
Moneywise Plus				1,008	262	(262)		1,008
CSF					4,989	(4,591)		398
Market Harbomugh								6,000
Fairpay					20,341	(20,341)
Leicestershim Communities			Fund		13,409	(13,409)
New Normal Fund					9,720	(9,720)
Sevem Trent Recovery					10.000	(10,015)	15
Sog Phones					2,151	(2,151)
GREAT pmject						(2,561)	2,561
Total restricted	fuads			19,094	823,672	(866,010)	43.096	19,851
Total funds					1,624,577	(1,521,110)		513,070

16Funds continued	16Funds continued
		Balance at I April 2019	Incoming resources	Resources expended	Transfers	Balance at 31March 2020
Unrestricted funds
General
Generalfunds		430,328	501,750	(529,474)	(33,448)	369,156
Leicester City	Council	12867	369.316	(360,829)	-	21,354
Total net assets		443,195	871,066	(890.303)	(33,448)	390,510
Restricted funds
Universal Credit					4,710	4,710
EBDX			9,300	(4,210)	1,182	6,272
MESO			25,342	(26,859)	1,517
Seven Locks					467	467
Macmillan			154,131	(154,131)
East Midland	Housing		25,766	(29,836)	4,070
Pension Wise			95,200	(93,114)	(2,086)
Money Advice Service			145,820	(157,865)	12,045
Martin Lewis					114	114
					523	523
EDIC			19,788	(36,487)	16,699
Help to claim			191,426	(191,426)
Help to Claim	BestPractice		36,078	(36,078)
Moneywise Plus			6,908	(107)	(5,793)	1,008
PBS			12,490	(12,490)
Market Harboroogh			6,ooo			6.000
Total restricted	funds		728,249	(742,603)	33,448	19,094
Total funds		443,195	1,599,315	(1,632,906)

17Anal	ysis ofnet assets between funds
		Unrestricted
		funds	Total Funds
Tangible	axed assets
Cunent	assets	720,557	720,557
Current	liabiTities	(207,487)	(207,487)
Totalnet	assets	513,070	513,070

	At 1April 2020	Cashaow	At31March2021
		f
Cash at bank and in hand	453,042	211,857	664,899
Net funds	453,042	211,857	664,899