## **THE RAHELI TRUST**
Trustees Report and Financial Statements
From 1 December 2024 to Year ended: 30 November 2025
Charity no: 1135046
1
## **Reference and administration details**
**Charity Name** : The Raheli Trust
## **Registered charity number** : 1135046
## **Trustees:**
Gillien Carter Frances Mary Jones - Treasurer Kathryn Alyson Liston Susan Mary Elizabeth Percy - Chair Thomas James Perry Catherine Moyra Tuke - Secretary Drucilla Joy Vesty Sarah Jane Wixey Carrie Playford (elected 13 March 2025)
**Charity Address** : 186 Connaught Road Brookwood WOKING Surrey GU24 0AH
## **Structure and governance**
The Trust is a registered charity and is constituted under a Trust Deed dated 28 October 2009.
The deed states that there must be least three Trustees and, after the initial staged appointments of the first set of Trustees, it provided for every Trustee to be appointed (or reappointed) by resolution at a special meeting of the Trustees for a term of 4 years.
If at any time there are fewer than three Trustees, none of the powers or discretions conferred by the deed or by law on the Trustees are exercisable by the remaining Trustees except the power to appoint new ones.
The deed states that the Trustees must hold at least two ordinary meetings each year. At each meeting the date, time and place of the next meeting is fixed, unless already arranged. Further ordinary meetings may be called at any time by the person elected each year to chair the meetings or by any two Trustees, in which case at least 10 days’ clear notice must be given.
Special meetings require 21 days’ clear notice if the agenda is to include the appointment of a Trustee and may take place immediately after or before an ordinary meeting.
New Trustees are provided as a minimum with:
- (a) A copy of the Trust Deed
- (b) Regulations made under the Trust Deed
- (c) The Annual Return made to the Charity Commission for the preceding year
- (d) The Annual Report for the preceding year
- (e) Receipts and Payments Accounts
- (f) Trustees’ Report on the latest of the visits to Tanzania
- (g) A set of ‘Frequently Asked Questions’ and a leaflet on the Trust’s work in Tanzania produced for sponsors
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- (h) A list of students being sponsored at the time of appointment
- (i) Meeting papers and Minutes for the previous meeting of the Trustees
Prospective trustees are also referred to the Charity Commission website with guidance on how charities should operate and what is expected of a Trustee.
The Trust held three Board Meetings in 2024/2025 and one special meeting to elect Carrie Playford as a Trustee.
## **Objectives and Activities**
The objects of the Trust are **:**
1. The prevention or relief of poverty or financial hardship in Western Tanzania by assisting in the provision of education and training and support designed to enable individuals to generate a future income and be self-sufficient.
2. For the public benefit to provide for the education and/or training of children and young people in Western Tanzania in poverty or suffering financial hardship by:
- (i) Awarding to such persons and/or providing funds for the educational establishments responsible for advancing their education, to cover fees, scholarships, maintenance allowances and/or grants for travel, uniforms, books and stationery and bedding and personal needs; and/or
- (ii) In providing for their education and/ or training, funding for them to undertake travel in furtherance of that education and/or to prepare for entry into any occupation, trade or profession.
The Trustees have had regard to the guidance issued by the Charity Commission on public benefit.
In 2020/21 the Trustees took a longer term look at all its activities and prepared a Strategic Plan, so as to ensure it can remain an effective organisation to fulfil its objectives. The plan sets out the Trusts mission as:
_“To support girls from deprived backgrounds through education to realise their potential and provide a way out of poverty.”_
The plan then sets out the Trust’s vision as:
_“To enable the girls we sponsor to stay in school, progress through secondary education and further education and eventually become self-reliant adults.”_
The plan also sets out our five strategic priorities as: (i) To have modest and sustainable growth in the number of students we support (ii) To support students through their whole education life cycle (iii) To encourage students to support the Trust once they have completed their education and to become role models (iv) To develop a more sustainable financial model for the Trust, based on a variety of methods of fundraising and sponsorship (v) To focus our efforts predominately on supporting girls
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## **Risk Management**
The major risk is an inability to pay fees and costs for the individual young people taken on for set periods for each stage of their education. This is not a legal commitment, but Trustees would not want to disappoint a student doing well.
The risk for secondary school students has been mitigated by forward calculations of potential commitments and income for each new academic year, made in October/ December before the start of the main school year each January. Forward cash flow figures are presented to the autumn meeting of the Trust and sponsor payments are checked at the end of December.
Requests for secondary school students to continue into high schools, colleges and universities are sent from Tanzania when allocations are made by the government. The number of such students has grown. Trust capability to make up any shortfall in sponsors funds is dealt with by in-year finance update reports to Board members.
Measures for risk mitigation would have been identified and actioned by the Trust should these have proved necessary. In the last 15 years of operation, however, a loyal and committed set of sponsors have always paid in accordance with their original offers. The forward cash flows did not include any assumptions about the likelihood or otherwise of ‘one off’ donations during the year.
Funds from any donations and from HMRC tax relief are used to provide general school assistance, with items needed usually identified during the Trustee visits to Tanzania. No money is ever sent without adequate cover in the bank account. The Trust currently has reserve funds to cover any shortfall in donations for 2024/25.
The Trust has an agreed Reserves Policy, which is reviewed annually, as follows: _The Raheli Trust maintains reserves to enable the Trust to fulfil its objectives and to implement the Action Plan as well as ensuring provision of liquid resources representing a minimum three months operating expenditure. In addition, contingencies may arise due to the long-term nature of the Trust’s activities which may need funding out of reserves in the event of unforeseen circumstances._
Exchange rate risk is dealt with by close attention to fluctuating rates. In 2025 the rates of the £UK against the Tanzanian Shilling/$USD did not differ to the extent that the Trust needed to ask its sponsors to add to their agreed donations. Accumulated reserves will cover any likely shortfall.
Operational risk in the U.K. is minimal. All activities are carried out by volunteers, mainly the Trustees of the charity. There are no paid advisers and UK expenses in the year ended 30 November 2025 were £610 for bank charges.
## **Achievements and Performance during the year to November 2025**
We see our main role as supporting individual pupils for whom we can find sponsors. But we also seek to improve some of the facilities at the school they attend so as to benefit all the pupils, support the dedicated staff and local community.
The main activities undertaken in the year ended 30 November 2025 for the public benefit were:
1. We continue to support students at Bishop Mpango Secondary School in Kibondo and those now pursuing post-secondary school education. This is done via the Raheli Trust A Hope for Life, which is a Community Business Organisation. This
4
enables our donations to be used for community benefit under local law, in particular to support pupils who currently are at and those who leave Bishop Mpango Secondary School.
2. In addition, we continue communication with local partners in Kigoma following the earlier establishment of the Raheli Education and Livelihood Support Development Group continues. This has enabled our donations to be used for community benefit under local law, in particular to support pupils who were at the Archbishop Kahurananga Secondary School (which we previously supported) and those now pursuing post-secondary school education.
3. Fund raising for the provision of fees and support for 44 students, specifically:
- 17 students attending Bishop Mpango Secondary School in Kibondo,
- 7 students attending High School
- 20 students at College or University
4. For those at Bishop Mpango Secondary School costs included school fees and contributions; uniforms, transport; pocket money; books and stationery; and accommodation for those in the school hostels.
Costs for those undertaking post-secondary studies included fees; food and accommodation; transport; and pocket money.
5. Our students at Bishop Mpango have excelled in their recent exams. The school welcomed a new Headteacher in 2025, with the predecessor, continuing to provide invaluable guidance during the transition. Their partnership ensures our students have consistent, experienced support.
6. Twenty reconditioned laptops arrived at the school and the transformation has been immediate. Some girls who had never touched a keyboard are now confidently navigating spreadsheets and presentations and are able to complete their examinations promptly, several of which are now online. Our thanks to Computer Aid International and St. Michaels and All Angels Blackheath Church for making this digital leap possible.
7. Students at high schools and colleges are based in locations across Tanzania and college students are studying a variety of courses including Teaching, Clinical Medicine, Nursing, Information and Technology, and Engineering. Those at Universities are studying subjects from Education to Project Management to Community Development.
8. We have a Trust Ambassador in Tanzania, a former teacher from Archbishop Kahurananga School, who visits our college and university students to check on progress, welfare and encouragement. It has been particularly useful to have additional support in the country.
9. During 2025 seven students graduated – another cohort joining our growing alumni network.
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Our Alumni Network has grown covering a variety of young professionals working in teaching, healthcare, local government and beyond. Several of alumni volunteered to mentor current students, offering practical advice about university life, managing finances away from home, and navigating the transition from rural schools to city campuses.
10. The Trust continues with the provision of information for sponsors on the progress of individual students and arrangements for communication from students to the sponsors and vice versa. A sponsors’ evening event took place in March 2025.
11. The Trust has considered the need to improve the marketing of its work. To assist it has a Facebook page which is regularly updated and has proved a useful mechanism for publicity to individual sponsors and others.
12. The Trust has developed its own website that provides information about our work, and provides contact details for anyone interested in supporting the Trust: https://therahelitrust.com/
13. The support that the Trust’s provides could not be given without the generous help of our sponsors.
## **Financial Review**
The Charity operates on a Payments and Receipts basis, in accordance with the requirements of the Charity Commission.
In the year ended 30 November 2025 the Trust received a total of £38,630 from sponsors and in donations. Gift aid income claimed was £8,612 there were no restricted funds. Total income was £47,242. We sent £34,878 to Tanzania during the year in staged payments and incurred £610 in bank transfer fees. There were no further UK expenses.
The balance in the bank account on 30 November 2025 was £22,467. There are no other liabilities.
They were also subject to inspection by an Independent Examiner, whose report is attached.
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## **Financial Statement for the year ended 30 November 2025 (2024/2025)**
|**Financial Statement for the year ended 30 November 2025 (2024/2025)**|**Financial Statement for the year ended 30 November 2025 (2024/2025)**|**Financial Statement for the year ended 30 November 2025 (2024/2025)**|**Financial Statement for the year ended 30 November 2025 (2024/2025)**|**Financial Statement for the year ended 30 November 2025 (2024/2025)**|
|---|---|---|---|---|
|**RECEIPTS AND PAYMENTS**|||||
||**Unrestricted**
**funds**
**£**|**Restricted**
**funds**
**£**|**Total**
**Funds**
**£**|**Last year**
**2023/2024**
**£**|
||||||
|**Receipts**|||||
|Sponsorships|35,842.20|0|35,842.20|26647.19|
|Individual donatons|2,787.55|0|2,787.55|648.72|
|HMRC tax relief|8,612.50|0|8,612.50|0|
|**Total Receipts**|**47,242.25**|**0**|**47,242.25**|**27,295.91**|
||||||
|**Payments**|||||
|Sent to Tanzania|34,268.30||34,268.30|35,860.05|
|Expenses in the UK|0||0|190.93|
|Bank Charges|610.00||610.00|490.00|
|**Total**|**34,878.30**||**34,878.30**|**36,540.98**|
||||||
|Excess of receipts over
payments|12,363.95||||
|Excess of payments over
receipts||||9,245.07|
|Cash funds lastyear end||||10,103.50|
|Cash funds thisyear end|||22,467.45||
||||||
|**Statement of assets and liabilites at the end of theperiod**|||||
|Cash Funds|22,467.45|||10,103.50|
|Other assets|0|0|0|**0**|
|Legal Liabilites|0|0|0|**0**|
|**Expenses - UK**|**£**|
|---|---|
|**Bank Charges**|610.00|
|**Other expenses**|0|
7
## **Summary Financial position (£)**
|Bank at
1.12.24|Income
from
sponsors
&
donations
Includes
individual
s|HMRC
Gift Aid
refund|Total
Income|Bank +
income|Payments
to
Tanzania
Includes
bank
charges
(excludes
UK
payments
)|Expense
s in UK|Total
expenditur
e|Bank at
30.11.25|
|---|---|---|---|---|---|---|---|---|
|10,103.5
0|38,629.7
5|8,612.5
0|47,242.2
5|57,345.7
5|34,878.3
0|0|34,878.30|22,467.4
5|
|**Signature**|**Print**
**Name**|**Date of**
**Approval**|
|---|---|---|
||**S.Percy**|**30 July 2026**|
||**C. Tuke**|**30 July 2026**|
8
**Financial Statement for the year ended 30 November 2025 (2024/2025)**
|**RECEIPTS AND PAYMENTS**|**RECEIPTS AND PAYMENTS**|**RECEIPTS AND PAYMENTS**|**RECEIPTS AND PAYMENTS**|**RECEIPTS AND PAYMENTS**|
|---|---|---|---|---|
||**Unrestricted**
**funds**
**£**|**Restricted**
**funds**
**£**|**Total**
**Funds**
**£**|**Last year**
**2023/2024**
**£**|
||||||
|**Receipts**|||||
|Sponsorships|35,842.20|0|35,842.20|26647.19|
|Individual donatons|2,787.55|0|2,787.55|648.72|
|HMRC tax relief|8,612.50|0|8,612.50|0|
|**Total Receipts**|**47,242.25**|**0**|**47,242.25**|**27,295.91**|
||||||
|**Payments**|||||
|Sent to Tanzania|34,268.30||34,268.30|35,860.05|
|Expenses in the UK|0||0|190.93|
|Bank Charges|610.00||610.00|490.00|
|**Total**|**34,878.30**||**34,878.30**|**36,540.98**|
||||||
|Excess of receipts over
payments|12,363.95||||
|Excess of payments over
receipts||||9,245.07|
|Cash funds lastyear end||||10,103.50|
|Cash funds thisyear end|||22,467.45||
||||||
|**Statement of assets and liabilites at the end of theperiod**|||||
|Cash Funds|22,467.45|||10,103.50|
|Other assets|0|0|0|**0**|
|Legal Liabilites|0|0|0|**0**|
|**Expenses - UK**|**£**|
|---|---|
|**Bank Charges**|610.00|
|**Other expenses**|0|
## **Summary Financial position (£)**
|Bank at
1.12.24|Income
from
sponsors &
donations
Includes
individuals|HMRC
Gift Aid
refund|Total
Income|Bank +
incom
e|Payments
to
Tanzania
Includes
bank
charges
(excludes
UK
payments
)|Expense
s in UK|Total
expenditur
e|Bank at
30.11.25|
|---|---|---|---|---|---|---|---|---|
|10,103.5
0|38,629.75|8,612.50|47,242.2
5|57,345
.75|34,878.3
0|0|34,878.30|22,467.45|
|**Signature**|**Print**
**Name**|**Date of**
**Approval**|
|---|---|---|
||**S.Percy**|**30 July 2026**|
||**C. Tuke**|**30 July 2026**|
CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examinerfs report on the
accounts
Section A
Independent Examiner's Report
Report to the ISteeS
Raheli Trust
On accounts for the year
ended
November 2025
Charfty no
{if any)
113504ri
Set out on pages
.Jafje
l addihonai
I repK)rt to the trustees on my examinat1c of the accounts of the above
charwty (Ihe Trusf) for the year ended
*tsponsli>ilities
basis of report
As Ib.e charivs trustees. you are responsible for the preparation of the
accounts in a(tordance with Ihe requirements of the Charities Act 2011
(Ihe AGt°}.
I report in respect crf my exaniinatH)n of Tnjst's ac1)nts carried out
under section 145 of the 2011 Act and in carying out my examination, I
have followed all the applicable Direclrons given by the Charity Commission
unaer secuon t45{5Kb) of the A
Independent tThe chanty's gross income exeded £250.IK)O and l am qualified to
examlnerfs statement undertake the examination by being a qualnled member of {insert name of
applicable list&J b(xty]]. Delete [ ] rfnot applicable.
I have completed my eXaminatn. I confimi that no material matters have
come to my attention in connection wtth the examination (other than that
disclosed below ") gives me cause to believe Ihat in, any material
the aw)unting records were not kept in accordancE with section 130
ol the Charities Actr or
th8 accounts did not with th8 ac(x)unting recA)r(Is' or
the accounts did not comply with the applicable requirements
conceming the form and content of accounts set out in the Charities
{Accounts and Rewts) Regulations 2(J)8 other than any requirement
that the accounts gtve a 'true and fair. view which is not a matter
considered as part of an indetEndent examination.
I have c¢)ncems and have come across fTO other matters in connection
with Ihe examination to whith attention shcAJld be drawn in this report in
order to enaNe a woper understanding of the ac(z)unls to be reached.
. Please delete Ihe ordS in Ihe brackets rflhey do not apply.
Signed:
Date:
Nam8:
Relevant professlonal
quallfication(s) or body
(rf any):
IER
Oct 2018
IL[ £ToN£ IMI£
97
Section B
Disclosure
Only cx)mplete rf the examiner needs to highlight material matters of concem
(see CC32. Independent examination of tharity accounts: directions and
guidance for examiners).
Give here brlef detsils of
any items that the
examlner wishes to
disclose.
IER
Oct 2018