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← The Parochial Church Council Of The Ecclesiastical Parish Of All Saints' Church, Thorpe Acre With Dishley

2024-12-31-accounts

Trustees' Annual Report Trustees' Annual Report Trustees' Annual Report Trustees' Annual Report Trustees' Annual Report Trustees' Annual Report Trustees' Annual Report for theperiod for theperiod for theperiod for theperiod for theperiod
From Period start date To Period end date
Day
1st		 Month
January		 Year
2024		 Day
31st		 Month
December		 Year
2024
Section A Reference and administration details
Charity name All Saints’ Church, Thorpe Acre with Dishley
Other names charity is known by Thorpe Acre Church
Registered charitynumber(if any) 1135035
Charity's principal address Thorpe Acre Road
Loughborough
Postcode LE11 4LF
Names of the charity trustees who manage the charity
Trustee name Office (if any) Dates acted if not for whole
year		 Name of person (or body)
entitled to appoint trustee (if
any)
1 Tim Day Chair
2 Ian Sawyer Church Warden Upto May2024
3 Mark Green Church
Warden/LayChair
4 AndyStanton Church Warden From May2024
5 Colin Wood Treasurer
6 Mo Shotter DeanerySynod
7 MandyTilly DeanerySynod
8 Wulf Forrester -
Barker		 Deanery Synod Resigned June 2024
9 Christine Milner PCC Member
10 Vanessa Wood LayReader
11 JennyBickley LayReader
12 Andrea Day LayReader
13 Dawn Liquorish PCC Member
14 Kevin Barnett PCC Member
15 Jill Green PCC Secretary
16 Jacqui Stone PCC Member
17 Julie Taylor PCC Member
18 Sarah Surtees PCC Member
19 Ali Charalambous PCC Member
20 Sue Fellows PCC Member
21 Janice Riddle PCC Member
22 JennyLewis PCC Member
Section B Structure, governance and management

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

(eg. trust deed, constitution)

How the charity is Church Representation Rules constituted

Trustee selection methods As above

Additional governance issues (Optional information)

The method of appointment of the PCC members is set out in the Church Representation Rules. At All Saints’ the membership of the PCC consists of the Incumbent (Vicar), a Reader/Pastoral Assistant, a Lay Reader, Church Wardens and members elected by those members of the congregation who are on the electoral roll at the Annual Church Parochial Meeting. Our 3 Deanery Synod Representatives currently sit on the PCC. All Trustees have to sign a Trustee Declaration Form on their appointment.

You may choose to include additional information, where relevant, about:

trustees’ consideration of major risks and the system and procedures to manage them.

Safeguarding:

All parishes are required to formally agree to adopt the formal statement of the House of Bishops’ ‘Promoting a Safer Church’ and this was agreed at the PCC meeting in May 2018.

At the same meeting the PCC also agreed to adopt the updated ‘Policy and Procedures for Safeguarding children, young people and adults’ document from the diocese and this was reviewed in January 2024

Our Parish Safeguarding Officers are Susan Fellows and Chris Milner, and our Independent People are Mark Sampson and Mary Drake. All policies and more information on how to report Safeguarding issues are on the notice boards around the church.

The church has registered for the Parish Safeguarding Dashboard and

is at Level 3 with 70/80% achievement on mandatory requirements. The Safe guarding officers meet monthly to keep abreast of any changes that need to be made to the dashboard and to prepare reports and training that need to be presented to the PCC.

There is a handbook for all new PCC members outlining their duties and responsibilities and members can attend training offered by the diocese. One member of the PCC attended last year. The Church’s Policy Statements are displayed on the Hall Noticeboard. Section C Objectives and activities

The PCC is committed to enabling as many people as possible to worship at our church and to become part of our parish community at Thorpe Acre. The PCC maintains an overview of worship throughout the parish and makes suggestions on how services can involve the many groups that live in the parish. Our services and worship put our faith into practice through prayer and scripture, music and sacrament.

Summary of the objects of the charity set out in its governing document

When planning our activities for the year, the PCC have considered the Commission’s guidance on public benefit and, in particular, the specific guidance on charities and the advancement of religion.

In particular, we try to enable ordinary people to live out their faith as part of our parish community through:

Worship and prayer; learning about the Gospel; and developing their knowledge and trust in Jesus Christ. Provision of pastoral care for the people living in the parish: Missionary and Outreach work.

To facilitate this work, it is important that we maintain the fabric of the church of All Saints’ and the Church Centre. Summary of the main Throughout the week and over the course of this past year the PCC has activities undertaken for offered a range of services that our community finds both beneficial and the public benefit in spiritually fulfilling. We support our services with a blend of relation to these objects contemporary and traditional music, and we continued to offer a weekly (include within this section online service until the Autumn. the statutory declaration that trustees have had We offered the following: regard to the guidance The usual pattern is 1[st] and 3[rd] Sundays are Morning Praise and 2[nd] issued by the Charity and 4[th] Sundays are Holy Communion. Where there is a 5[th] Sunday Commission on public this tends to be Café Style Worship. Baptisms usually take place at a benefit) Morning Praise service Holy Communion is in one kind, with simultaneous administration of bread and wine offered.

Children’s groups are available on all Sundays, and they meet in the Link area.

There is a mid-week service of either Holy Communion or Morning Praise service on a Tuesday which attracts mainly older members of our parish. In Lent, we had a Lent reflection, and we held a Maundy

Thursday Service in the afternoon and an Agape meal in the evening and a Stations of the Cross service on Good Friday. There is a weekly Toddlers Church.

We have a very active Prayer ministry which offers prayer support through a confidential telephone and email ‘prayer chain’, and also after the Sunday morning service. We also offer other special services to the wider community. These include the annual Act of Remembrance service during our Sunday service along with 2 events on the local green around the community memorial and a Bereavement Service for all families whose funerals involved our clergy.

We hold a regular Chat Cafe on the last Saturday of the month. This takes many formats such as Seasonal events (Easter Crafts and Christmas Fair), Tabletop Sales, or just drop in for a coffee and a chat.

The Church complex is used by church groups and external groups throughout the week. They include Childminders; Brownies; a local Family History group; the Women’s Institute; Thorpe Acre Community Association Coffee Morning (TACA); Christian Motorcyclists Association (CMA), Way of the Wyrd Morris Dance group, Saturday Singaround and Charnwood Concert Band. It is also hired out for occasional celebrations, children’s parties, local community groups and conferences. The hire fees these groups pay help towards the cost of the upkeep of the premises.

The premises are kept in good condition by a weekly cleaning team and one member of the fellowship helps to co-ordinate minor repairs by using the skills of some members of the fellowship. More complex work is done by contractors. We also currently have a member of the fellowship looking after the churchyard. The churchyard is closed, and the upkeep is the responsibility of the local council, but he has created more colourful borders and keeps the area tidy and free from litter.

We have a well-established Ministry to the Elderly with a regular meeting once a week which offers friendship and fellowship as well as a Christmas Lunch and Afternoon tea parties. The weekly meeting offers a variety of activities from games to talks.

During the week, we have Toddlers’ Church run by a committed team who not only teach, but befriend Mums, Grandparents and Carers of the children attending. They also invite a local Playgroup to their Easter, Harvest and Christmas Celebrations.

On the 1[st] and 3[rd] Wednesdays we have a Craft afternoon run by a member of the church and is attended by women from the local area who are not necessarily members of the church.

We have a Men’s Ministry which holds bi-monthly breakfasts with guest speakers and also a bi-monthly evening event. The Ladies Ministry also holds bi-monthly breakfasts and film nights

and in 2024 had a Quiet day.

Reserves are held in Restricted, Designated or General Funds.

Where donors specify what they want the PCC to spend their donations on, they are held in an appropriate Restricted Fund. The Education fund – used mainly for training has all been used. Restricted funds include: Education (see above)

Improvement Mission Fund (IMF) – to raise money for ongoing projects for improvement of the buildings and equipment and our mission work in the parish.

You may choose to include further statements, where relevant, about:

Designated Funds are: Thursday Club – used on Ministry for the Elderly activities.

We have the Jeddere-Fisher Fund from which we allocate 10% of all our regular giving to charities and causes with whom, as a church, we are closely linked. Alongside this we hold regular fund-raising events for other fields of mission that particular members of the fellowship have a heart for. These include Arab World Ministries and Navigators, as well as local charities.

The running of the church would not be possible without a large band of volunteers who assist in all aspects of church life from the cleaning of the premises to assisting in the facilitating of the services.

Section D Achievements and performance

Membership – there were 114 names on the Electoral roll at the end of 2024. Summary of the main achievements Drain issues- In January we discovered a collapsed drain underneath the of the charity during lounge area in the church. This meant we had to make an insurance claim for the year the problem to be fixed. It also meant that we had to use a Portaloo whilst the problem was being fixed. For Health and Safety and Safeguarding concerns some groups did not use the hall during the 4 months there was a problem. This did mean some loss of income.

Baptisms – We had 3 infant baptisms, 2 child baptism and 1 adult renewal of baptism vows.

Funerals – A total of 3 funerals were taken by either Rev Tim Day. retired Ministers or our lay licensed Readers. These were all at the Crematorium. In November we also held our Annual Bereavement service.

Lent and Easter – At the beginning of Lent we held a Service of Ashing and in Lent we held 3 reflections. On Maundy Thursday we held a service in church in the afternoon and an Agape meal in the evening. On Good Friday there was a Messy church session which was held during the Thorpe Acre Community Association Coffee morning and in the afternoon there was a Stations at the Cross reflective service.

Remembrance – We held an Act of Remembrance during our morning service on 10[th] November. In the afternoon members of the fellowship assisted and attended an Act of Worship on the green (opposite church) along with members of TACA, uniformed groups and the community and refreshments were then serviced in the church hall. There was also a short service on Monday 11[th] November at 11.00am.

Experience Easter – local schools attended this event to learn about the stories of Easter. They included Ashmount School for those with special needs.

Christmas Events – Our Ladies Ministry held a lunch and wreath making event on 7[th] December and our A Christingle service was held the following day at 4.00pm.

We also held a Christmas Craft Coffee Morning in church on 14[th] December and our Carols by Candlelight was held at 6.00pm the next day.

On Friday 17[th] December the Encounter team held ‘Acoustic Christmas. On Christmas Eve at 4.00pm we held a an Hour at the Crib service followed by our Midnight Communion service at 11.30pm and at 10.30am on Christmas Day we had our Family Communion service.

Sermon Series – we had several series in 2024 including looking at some Psalms and Exodus. As part of the Exodus series we held a Family Film Afternoon and families gathered to watch the Prince of Egypt film.

Safeguarding – We held a Basic Awareness Training morning which was led by the Safeguarding team from the diocese. 15 people attended.

Shaped by God Together Process – as part of the Diocesan plans to introduce Minster communities we have been involved in this process of discerning which churches will be put together in communities. This process will continue in 2025.

Worship Ministry – several training mornings were held for members of the Worship band, training on the new sound desk and for service leaders. Our Worship Leader resigned in June. His responsibilities were taken over by Lay members of the church.

Leadership and Discernment Training – a morning was held for all leaders of services and Intercessors. There was also a separate morning for all members of the Prayer Ministry Team.

First Aid Training – 10 people attended a First aid training run by Skillsbase training.

Schools’ events – in December 2 schools held their Christmas Carol services in church.

Ladies Ministry – this continued with the bi-monthly breakfasts, but they also introduced Film evenings towards the end of the year. In November they held a Quiet Day in Church which was well attended.

Men’s Groups – continued with their bi-monthly (alternate to the Ladies one) along with their Friday evening Men’s Night in with a Film night. Several members attended the Release Conference in February.

Thursday Club – we had our usual programme of events, and the number of members has increased.

Encounter – our monthly service of Prayer, Praise and Reflection increased to weekly at the beginning of the year but reverted back to monthly in September.

Alpha - we ran a course in January and February which was well attended. Food was provided and cooked by a member of the fellowship who was assisted by other volunteers. The Beta group continues to meet as a follow up for those who attended the course.

Quiz Night – one was held in May and the winners will set the questions for next year’s event.

Euros 2024 – we showed the final of the football competition in the hall.

Kitchen Hygiene Inspection – because we are serving more hot foods at various events Charnwood Borough came to do a hygiene inspection of the kitchen. We got a rating of 4.

Electrical Inspection Report – a 5 year review took place this year.

Fire Risk Audit – we had an audit and it showed that more emergency lighting was needed throughout the building. This work has begun along with more signage and training being undertaken.

Loughborough Churches Partnership - The church is a member of and has representatives on Loughborough Churches Partnership and are actively involved in organising some of the events.

Charnwood Concert Band – the band rehearse each week in the church, and they gave 2 concerts in the year one in the summer and one at Christmas.

Local Beat Surgeries – these are being held during the TACA coffee morning when members of the local community can come and raise issues with the police. They also gave out some security devices.

Dishley Community Association Party in the Park - we had a stall at this event with some free items and crafts for children.

Thorpe Acre Community Association (TACA) – hold a Coffee Morning in the hall very Friday from 10.00am to 12 noon. In association with them the

church holds Warm Spaces from 12 noon to 1.00pm. In winter soup and a roll can be bought and in summer sandwiches. A regular group of people from the local community attend both.

Saturday Singaround – this is led by a member of our fellowship and used to meet in the local pub. When the pub closed down the group decided to carry on and they meet fortnightly in the church hall.

Fisher Scientific – as part of their community activities they volunteered to come to the church to do a task – they cleaned and disinfected all the Toddlers Church toys.

Chat Café and Thorpe Acre Community Association – TACA organised a Yard sale and maps of the area were available from the church. People were encouraged to use the church as a refreshment stop.

Section E Financial review

Brief statement of the charity’s policy on reserves

Sufficient funds are held in the General funds to enable satisfactory cash flow for a period of 3 months.

Details of any funds materially None in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

See Jeddere-Fisher giving outlined under ‘Objectives and Achievement’ section.

The financial statements have been prepared on a Receipts and Payments basis in accordance with the Church Accounting Regulations 2006 and the Charities Act 2011.

FUNDS

General funds represent the funds of the PCC that are not subject to any restrictions regarding their use and are available for application for the general purposes of the PCC. The accounts include all transactions assets and liabilities for which the PCC is responsible in law.

Restricted funds are those funds that must be spent on restricted purposes.

INCOMING RESOURCES VOLUNTARY INCOME AND CAPITAL SOURCES

OTHER INCOME

Rental income from the letting of church premises.

INCOME FROM INVESTMENTS

Bank interest is recognised when received.

GAINS AND LOSSES ON INVESTMENTS

Realised gains or losses are recognised when investments are sold. Unrealised gains and losses are accounted for on revaluation of investments on 31 December.

RESOURCES USED GRANTS

Grants and donations are accounted for when paid over.

ACTIVITIES DIRECTLY RELATING TO THE WORK OF THE CHURCH

The parish share is accounted for when paid. Any Parish Share unpaid at 31 December is not provided for in these accounts as an operational liability and will not be paid at a future date. All expenditure is recognised when it occurs.

RESERVES

The All Saints, Thorpe Acre Church reserves policy was reviewed and updated during February 2025. The PCC have set a level equivalent to 3 months of operating costs in the General unrestricted funds for the Church as a desired level of reserve. This fund is a contingency in the event of a sudden reduction in income, in order to protect the future operation of the organisation from the effects of any unforeseen variations in its income and expenditure.

FIXED ASSETS

Equipment used within the church premises is depreciated on a sum of digits basis.

INVESTMENTS

Quoted investments. Such as the Ransdale Shares, are valued at market value on 31 December.

CURRENT ASSETS

Amounts owing to the PCC on 31 December in respect of loans and other income are shown in debtors less provision for amounts that may prove uncollectable. Short term deposits include cash held on deposit with CBF Church of England Funds or at the bank.

PAYMENTS TO TRUSTEES

No trustees or related parties are being paid for supplying goods or services to the church.

It is purely expense reimbursement, mainly for items bought for the church by individuals.

Some members of the church regularly give through the Parish Funding Scheme. The benefit of this scheme is that Gift Aid is received monthly so allowing a better cash flow and planning for events.

Section F Other optional information

There are ? parishioners on the roll, ? who are not resident on the parish. The average weekly attendance (Tuesdays and Sundays) counted during October 2023 was 81.

Portable Appliance testing (PAT) is carried out every year as well as heating and boiler servicing to receive a Gas safety Certificate.

The Wardens do an Inventory/Tertiary audit every year and the Church Logbook is kept up to date.

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Rev Timothy Day

Position (eg Secretary, Chair, Chair etc) Date

All Saints Thorpe Acre

Analysis of income and expenditure Selected period: 01 January 2024 to 31 December 2024

Total
General Designated Restricted Endowment This year Last year
Receipts
Planned giving
0101 - Standing Orders 24,829.00 - - - 24,829.00 26,492.61
0110 - Envelopes 150.00 - - - 150.00 425.00
0115 - Parish Giving Scheme 34,514.77 - - - 34,514.77 33,406.34
0201 - Other planned giving 340.00 - - - 340.00 200.00
Planned giving Totals 59,833.77 - - - 59,833.77 60,523.95
Collections and other giving
0301 - Loose plate collections 5,389.00 - - - 5,389.00 4,347.42
0310 - Sum Up / On line gifts 1,456.25 - - - 1,456.25 440.01
0501 - One-off Gift Aid gifts 3,790.00 - - - 3,790.00 11,737.25
Collections and other giving Totals 10,635.25 - - - 10,635.25 16,524.68
Other voluntary receipts
0550 - Donations appeals etc - - - - - 5,000.00
0701 - Legacies 450.00 50.00 - - 500.00 45.00
08A1 - Non-recurring one-off grants - - - - - 97.00
Other voluntary receipts Totals 450.00 50.00 - - 500.00 5,142.00
Gift Aid recovered
0118 - Parish Giving Tax Recovered 8,067.93 - - - 8,067.93 7,228.11
0601 - Tax recoverable on Gift Aid 10,506.40 - - - 10,506.40 8,654.59
Gift Aid recovered Totals 18,574.33 - - - 18,574.33 15,882.70
Other receipts
0901 - Other Income - funds generated 1,586.32 - - - 1,586.32 1,990.28
0902 - Other Income - Minto / Thursday club - 1,584.88 - - 1,584.88 1,900.87
0903 - Other Income - Receipts B/fasts / Film Nights etc 1,563.07 - - - 1,563.07 1,349.52
0904 - Other Income - Amazon / Easyfundraising 72.85 - - - 72.85 75.53
0905 - Refunds - - - - - 50.00
0911 - Warm Spaces / Lunch club - 840.26 - - 840.26 1,679.68
1270 - Minibus Income - - - - - 23.00
Other receipts Totals 3,222.24 2,425.14 - - 5,647.38 7,068.88
Activities for generating funds
0910 - Fund Raising - Fetes /coffee mornings etc 1,070.31 - - - 1,070.31 1,775.23
Activities for generating funds Totals 1,070.31 - - - 1,070.31 1,775.23
Investment Income
1001 - Dividends - - 29.29 - 29.29 28.89
1020 - Bank and building society interest 2,680.79 - - - 2,680.79 1,560.92
Investment Income Totals 2,680.79 - 29.29 - 2,710.08 1,589.81
Receipts from church activities
1101 - Fees for weddings and funerals 1,799.00 - - - 1,799.00 2,558.00
1230 - Church hall lettings - objectives 5,684.00 - - - 5,684.00 5,736.55
Receipts from church activities Totals 7,483.00 - - - 7,483.00 8,294.55
Receipts Grand totals 103,949.69 2,475.14 29.29 - 106,454.12 116,801.80
Payments
Cost of generating funds
1701 - Fees paid to fund raisers 49.51 - - - 49.51 49.50
1730 - Costs of Bfasts/Film nights & other even 1,222.73 - - - 1,222.73 950.52
Cost of generating funds Totals 1,272.24 - - - 1,272.24 1,000.02
Missionary and Charitable Giving
1735 - Warm space / Lunch Club - Cost - 1,001.78 - - 1,001.78 838.86
1801 - Giving to missionary societies 429.63 2,797.00 - - 3,226.63 3,321.00
1850 - Home mission 894.18 3,200.00 405.99 - 4,500.17 3,923.32
1852 - Home Mission - Mintoe - 850.84 - - 850.84 1,285.26
1854 - Home Mission - Toddlers Church 372.30 - - - 372.30 277.97
1856 - Home Mission - Messy Church 105.74 - - - 105.74 474.05
1870 - Secular charities - - - - - 836.60
Missionary and Charitable Giving Totals 1,801.85 7,849.62 405.99 - 10,057.46 10,957.06
Parish Share
1901 - Stipends quota 319.20 - - - 319.20 1,607.80
1910 - Ministry parish share etc 42,000.00 - - - 42,000.00 40,000.00
Parish Share Totals 42,319.20 - - - 42,319.20 41,607.80
Clergy and Staffing costs
2001 - Salary 24,168.47 - - - 24,168.47 29,792.19
2052 - Social Security - Emp'er NIC 649.74 - - - 649.74 869.58
2055 - Staff Pensions 938.92 - - - 938.92 1,347.00
2101 - Clergy Expenses 415.89 - - - 415.89 428.63
2102 - Other Staff expenses 674.18 - - - 674.18 1,182.85
2103 - Clergy - mileage 351.45 - - - 351.45 261.45
2104 - Clergy Training and Education - - 83.58 - 83.58 282.08
2110 - Fees for Verger / Sound / Organist - - - - - 200.00
2150 - Vicar's telephone 204.00 - - - 204.00 255.00
2370 - Visiting speakers / locums - - - - - 90.00
Clergy and Staffing costs Totals 27,402.65 - 83.58 - 27,486.23 34,708.78
Church Running Expenses
2170 - Parish and Staff Education 782.26 - - - 782.26 32.97
2301 - Church running - insurance 2,403.39 - - - 2,403.39 2,304.16
2310 - Church office - Telephone / Broadband 902.37 - - - 902.37 723.44
2320 - Music Ministry 150.00 - 340.43 - 490.43 993.49
2330 - Church running expenses 2,378.35 - 434.96 - 2,813.31 2,004.73
2331 - Cleaning 5.10 - - - 5.10 -
2335 - Children's Church / Sunday School 288.97 - - - 288.97 297.78
2340 - Cost of church services 3,283.51 - - - 3,283.51 1,487.48
2350 - Building & Maintenance 5,265.11 - - - 5,265.11 2,749.89
2360 - Administration 3,498.15 - - - 3,498.15 2,479.79
2401 - Church running - electric 2,545.44 - - - 2,545.44 2,373.61
2410 - Church running - gas 3,564.50 - - - 3,564.50 2,942.49
2420 - Church running - water 207.70 - - - 207.70 180.53
2850 - Minibus running costs - - - - - 180.00
2860 - Gifts & Entertainment 314.96 - - - 314.96 94.98
Church Running Expenses Totals 25,589.81 - 775.39 - 26,365.20 18,845.34
Hall Running Costs
2560 - Hall running - maintenance - - - - - 4,011.50
Hall Running Costs Totals - - - - - 4,011.50
Church Repairs & Maintenance
2353 - Church Maintenance - Drain Repairs 250.00 - - - 250.00 -
Church Repairs & Maintenance Totals 250.00 - - - 250.00 -
Payments Grand totals 98,635.75 7,849.62 1,264.96 - 107,750.33 111,130.50

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trusteesl All Saints. Church Thorpe Acre wtth Dishley Oh attouhts forthé yèat ended 31 D&eMber 2024 Chaffty no 1135035 (if any) Set out on pages l ￿port to the trustees on my examination of the accounts of the above charity ('the Trust.) for the year ended 3111212024. Responslbllltles and As the charity trustees of the Trust. you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (°the Acr). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act and the Church Accounting Regulations 2006. Independent examiner's statement I h8ve completed my examination. I confirm that no malerial matters have come to my attention (other than that disclosed below ') in connection with the examination which gives me cause to believe that in. any material respect: accounting records were not kept in accordance with section 130 of the Act or the acLounts do not accord with the accounting records I have no cOn￿M5 and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. ' Please delete the words in the brackets if they do not apply. Slgned: Dats: Zoz Name: Relevant professional qualification(s) or body (ff any): Associate Chartered Management Accountant of the Chartered Institute of Management Accountants Address: Flat 11, Knightthorpe Court, Burns Road LoughtK>rough LE114NP IER October 2018