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4
Parochial Church Council Of St Austell
| Statement Of Financial Activities for the Year ended 31st December 2021 Note Incoming Resources Donations and Legacies 2(a) Charitable Activities 2(b) Other Trading Activities Investment Income 2(c) Total Incoming Resources Resources Used Church Activities 3(a) Trinity Centre Refurbishment 3(b) Transforming Mission - Provisioning Exp - Equip. etc. 3(b) Total Resources Expended Net Outgoing/Incoming Resources (Before Other Recognised Gains and Losses) (Loss)/Gains on Investments ref. mkt value @ 31-12-2021 5(b) Net Income/(Expenditure) Transfers Between Funds Other Recognised Gains/(Losses) Capitalised Expenditure ** 3(b) Gains and Losses on Revaluation of Property Other Gains/(losses) Net Movement In Funds Reserves - Balances B/Fwd At 1st January 2021 Reserves - Balances C/Fwd At 31st December 2021 Memo - Of Which The Revaluation Reserve is - Balance Sheet as at 31st December 2021 Note Fixed Assets Tangible Fixed Assets 5(a) Investment Assets 5(b) Current Assets Debtors 6 Cash At Bank & In-Hand Liabilities; Creditors; Amounts Falling Due Within 1 Year 7(a) Net Current Assets Creditors - Amounts falling Due Over 1 year 7(b) Net Assets Funds Endowment 9 Restricted 8 Unrestricted 9 Revaluation Reserve 9 |
Unrestricted Funds £ 159,032 15,659 205 2,757 |
Restricted Funds £ 334,287 75,842 1,194 411,323 411,323 140,573 1,015,524 1,156,097 (744,774) |
Endowment Funds £ 13,534 |
Total Funds 2021 £ 493,319 91,501 205 3,951 |
Total Funds 2020 £ 397,008 40,626 4,236 |
|||
|---|---|---|---|---|---|---|---|---|
| 177,653 195,115 2,737 |
588,976 335,688 1,015,524 2,737 |
441,870 216,840 26,751 1,607 |
||||||
| 197,852 | 1,353,949 | 245,198 | ||||||
| (20,199) | (764,973) 13,534 |
196,672 6,060 |
||||||
| (20,199) (144,283) 2,737 94,157 |
(744,774) 144,283 1,015,524 |
13,534 | (751,439) 1,018,261 94,157 |
202,732 28,358 |
||||
| (67,588) 416,099 |
415,033 378,421 |
13,534 104,378 |
360,979 898,898 |
231,090 667,808 |
||||
| 348,511 | 793,454 | 117,912 | 1,259,877 | 898,898 | ||||
| 137,105 | 137,105 | 187,231 | ||||||
| 2021 £ 1,511,015 117,912 1,628,927 72,859 112,155 185,014 (124,064) 60,950 (430,000) 1,259,877 117,912 793,454 211,406 137,105 1,259,877 |
2,020 £ 553,853 104,378 658,231 65,072 206,641 271,713 (31,046) 240,667 898,898 104,378 378,421 228,868 187,231 898,898 |
|||||||
| 1,259,877 | 898,898 | |||||||
| 1,259,877 | 898,898 |
5
Parochial Church Council Of St Austell
Statement Of Financial Activities
for the Year ended 31st December 2021
Notes Con't
- Incoming Resources
| 2(a) Voluntary Income Planned Giving - Covenant Tax Recoverable Collections TM Funding - Parish Contr'n Other Grants Received Donations, Appeals Etc Legacies 2(b) Charitable Activities Missional Grants (Incl. TM Funding) Fund Raising Revenue from Sales of Books, Cards and Magazines etc. Add:- Income From Other Qualifying Church Activities Rental incl Wayleaves Income from Church Hall Site Fees Total Income From Charitable Activities 2(c) Income From Investments Dividends Interest Total Incoming Resources 3(a) Church Activities- Ordinary Expenditure Missionary and Charitable Giving Transforming Mission Parish Contribution Ministry : Diocesan Quota Clergy Costs Parish Training & Mission Resources Other Ministry Costs Church :- Running & Maintenance Upkeep Of Services Depreciation of Equipment Organist Trinity Car Park Children & Youth Expenditure Church Fabric (Incl. Re-ordering) Trinity Centre - Consultancy/Costs of Fund raising) Staff Costs & Honorarium Telephone & Broadband Property Costs - Church Office Property Costs - Trinity Centre General Office Expenses Miscellaneous Loan Interest Bank Charges Other Property Costs Total Ordinary (Operating) Expenditure Net Surplus/Deficit on Ordinary Activities Transfers Between Funds 3(b) Other Expenditure/Fund Movements Other Gains/(losses) - Sale of School Room, Porthpean Trinity Centre - Refurbishment Expenditure Trans. Mission - Provisioning Assets (e.g. I.T & Media Eq.) Capital Additions (Trf to B'sheet) Net Movement in Funds** |
Unrestricted Funds 2020 Comparitive 129,842 25,667 3,129 3,512 500 |
Unrestricted Restricted Restricted Restricted Funds Funds Funds Funds Tr'form'g. Miss. ( Tr. Centre) (Fabric & Other) 2021 £ £ £ 128,683 26,073 32,099 2,441 14,674 167 96,309 1,668 191,205 |
Total Funds 2021 £ 128,683 58,172 2,441 14,674 96,476 192,873 |
Total Funds 2020 £ 129,842 48,401 3,129 3,045 1,975 165,146 45,470 |
|
|---|---|---|---|---|---|
| 162,650 24 |
159,032 14,674 319,613 75,842 205 |
493,319 75,842 205 |
397,008 24,282 24 |
||
| 24 7,832 7,458 1,030 |
205 75,842 3,607 8,088 3,964 |
76,047 3,607 8,088 3,964 |
24,306 7,832 7,458 1,030 |
||
| 16,320 | 15,659 | 15,659 | 16,320 | ||
| 16,344 2,695 75 |
15,864 75,842 2,744 13 1,194 |
91,706 2,744 1,207 |
40,626 2,695 1,541 |
||
| 2,770 | 2,757 1,194 |
3,951 | 4,236 | ||
| 181,764 4,465 3,045 98,357 898 1,153 553 18,158 1,245 5,053 745 1,111 471 200 19,546 1,338 14,487 3,585 3,743 1,224 1,466 120 300 |
177,653 90,516 319,613 1,194 20 14,674 98,356 344 1,155 206 703 182 19,545 1,871 3,288 2,759 784 1,325 1,593 34,245 4,423 29,292 87,873 1,083 14,419 9,518 3,611 662 500 1,195 196 1,866 |
588,976 20 14,674 98,356 344 1,361 885 21,416 3,288 2,759 784 1,325 35,838 4,423 117,165 1,083 14,419 9,518 4,273 500 1,195 196 1,866 |
441,870 4,465 3,045 98,357 898 1,617 553 21,197 1,245 5,053 745 1,111 471 774 4,269 46,777 1,338 14,487 3,585 3,743 1,224 1,466 120 300 |
||
| 181,263 | 195,115 90,516 13,941 36,116 |
335,688 | 216,840 | ||
| 501 28,358 |
(17,462) 305,672 (34,922) (144,283) 144,283 94,157 (1,015,524) |
253,288 94,157 (1,015,524) |
225,030 (26,751) (1,607) 28,358 |
||
| 28,859 | (67,588) - (565,569) (34,922) |
(668,079) | 225,030 |
6
Parochial Church Council Of St Austell
Notes Con't
4. Staff Costs Amount £ (a) Wages & Salaries 108,542 Employers National Insurance 6,873 Employers Pension Contributions 1,779 Estimate Of Average No. Of Full Time Equivalent Employees 4.2
(b) Payments to PCC members
The Operations Manager is a member of the PCC and her election has neen approved by the PCC on the basis that the best interests of the PCC are being so served. The Operations Manager renumeration was £16,200 in the financial year.
5. Fixed Assets
| 5(a) Tangible Actual Deemed/Cost at 1st January Additions During The Year Demolition/Disposals During The Year Revaluations During The Year Balance At 1st December 2021 Depreciation At 1st January Charge For Year Adjustments Demolition/Disposals/Reval'n During The Year Balance At 1st December 2021 Net Book Value At 31st December 2021 £1,502,733 Memo - Of Which Revaluation of Assets Accounts for - 1,511,015 |
Freehold Property £ 547,209 1,015,524 (60,000) 2021 |
Equipment £ 20,683 4,398 25,081 14,040 2,759 16,799 £8,282 £8,282 |
Freehold Property £ 520,458 26,751 2020 |
Equipment £ 20,314 1,607 (1,238) |
||
|---|---|---|---|---|---|---|
| 1502733.00 - |
547,209 - |
20,683 10,226 5,052 (1,238) |
||||
| - | 14,040 | |||||
| £1,502,733 | £547,209 | £6,645 | ||||
| £137,105 | £187,231 |
The tangible assets consist of the freehold land, buildings and equipment. The freehold land and buildings comprise Trinity Lodge and the former church hall site and car park, the Trinity Centre (formerly Hop & Vine) located in St Austell. Valuation is based Open Market and these have been carried out within the last 3 years. The Revaluation Reserve gives the uplift in value from the Historic Cost. Equipment is depreciated at 25% reducing balance. Buildings are not depreciated based on assumptions of long life expectancy and high residual value.
5(b) Investments - Deposit and Investment Funds
| Market Value 1st January Unrealised investment (loss)/gain in year Market value at 31st December 2021 Cost At 31st December 2021 6 Debtors Income Tax recoverable Transforming Mission Grants Receivable Prepayments and Accrued Income 7. Liabilities 7(a) Creditors ; Amounts falling due within one year General Creditors, Accruals and Deferred income Outside Giving - Funds held for Distribution Trinity Centre Construction - Creditors Christians Against Poverty (CAP) |
2021 £ 104,378 13,534 117,912 13,341 55,377 13,678 3,804 72,859 28,142 7,170 88,752 10,308 124,064 |
2,020 £ 98,318 6,060 |
|---|---|---|
| 104,378 | ||
| 13,341 | ||
| 33,544 25,747 5,781 |
||
| 65,072 | ||
| 15,172 15,874 |
||
| 31,046 |
7
Parochial Church Council Of St Austell
Notes Con't
7(b) Creditors - Amounts falling Due Over 1 year
| Truro Diocese TM Loan (5 Year Term Repayment 2/12/26) Private Loans (Church & Trinity Project) Repayment terms 3-5 years/variable |
25,000 405,000 |
|---|---|
| 430,000 |
Loans are interest free. Private loans include loans from members of th PCC (Heather Batho £100,000 and Richard Rashleigh £265,000)
8. Funds
| Restricted Funds Movement Balance at 1st January 2021 Incoming Resources Resources Expended Transfers To/From General Fund Balance at 31st December 2021 |
Total 378,421 411,323 |
Church Fabric 180,104 1,194 |
Transforming Trinity Mission Centre 198,317 90,516 319,613 |
Transforming Trinity Mission Centre 198,317 90,516 319,613 |
|---|---|---|---|---|
| 789,744 (140,573) 144,283 |
181,298 (36,116) - |
90,516 517,930 (90,516) (13,941) - 144,283 |
||
| £793,454 £145,182 |
- £648,272 |
| 9 Analysis of net assets by Fund Fixed Assets - Tangible Investments Current Assets Current Liabilities Net Current Assets Creditors - Amounts falling Due Over 1 year Adj. Re Fixed Asset Revaluations (Trf to Separate Reserve) Fund Balance |
Unrestricted General Fund £ 468,740 (125,000) |
Unrestricted General Fund £ 468,740 (125,000) |
R | evaluation Reserve 137,105 |
Fabric Endowment Trinity Total Funds Funds Funds Centre Redev. Agency 2021 £ £ £ £ £ 1,042,275 1,511,015 125,000 117,912 117,912 <-------------------------------------------Restricted-------------------------------------------> |
Fabric Endowment Trinity Total Funds Funds Funds Centre Redev. Agency 2021 £ £ £ £ £ 1,042,275 1,511,015 125,000 117,912 117,912 <-------------------------------------------Restricted-------------------------------------------> |
Fabric Endowment Trinity Total Funds Funds Funds Centre Redev. Agency 2021 £ £ £ £ £ 1,042,275 1,511,015 125,000 117,912 117,912 <-------------------------------------------Restricted-------------------------------------------> |
Fabric Endowment Trinity Total Funds Funds Funds Centre Redev. Agency 2021 £ £ £ £ £ 1,042,275 1,511,015 125,000 117,912 117,912 <-------------------------------------------Restricted-------------------------------------------> |
Fabric Endowment Trinity Total Funds Funds Funds Centre Redev. Agency 2021 £ £ £ £ £ 1,042,275 1,511,015 125,000 117,912 117,912 <-------------------------------------------Restricted-------------------------------------------> |
|
|---|---|---|---|---|---|---|---|---|---|---|
| Fabric Funds £ 125,000 |
Endowment Funds £ 117,912 |
Trinity Centre Redev. £ 1,042,275 |
Agency £ |
|||||||
| 343,740 59,983 (15,598) |
125,000 20,182 |
117,912 | 1,042,275 79,749 (88,752) |
(19,614) | 1,628,927 159,914 (123,964) |
|||||
| 44,385 | 20,182 | (9,003) (385,000) |
(19,614) | 35,950 (405,000) |
||||||
| 231,020 | 137,105 | 145,182 | 117,912 | 648,272 | (19,614) | 1,259,877 |
10 Audit and Accountancy Fees
Independent Examiners Fee
2021 2,020 £ £ 500 350
8
INDEPENDENT EXAMINER'S REPORT TO THE PAROCHIAL CHURCH COUNCIL OF ST AusfELL This report on the financial 5tstements of the PCC for the year ended 31" December 2021. which are set out on Pages I to 4, is in re5pert of an examination carrTes out in accordan with the Church Accounting Regulations 2( ('the Regulation<l and section 43 of the Charities Act 19931.the Arfl. Respecthe Responsrblit*s of the PCC and the Examiner As members of the PCC you are reswnsible for the preparation of the financial ststeMen You consider that the audit requirements of the Regulations and section 43(21 of the Act do not apply. It is my SpOnsIbl11ty to issue this report on those financial ststements in accordan with the terms of the Regulations. Basis of tlds report My examination was carried out in accordance with the General Directions given by the Charity commission under section 4317)(bl of the Art and to be found in the Church Gumlance 2(X)6 edrtion, issued by the Finance Division of the Archbishop Council. The examination includes a review of accounting records kept by the PCC and a cornparison of the accounts with those records. tt a150 includes considering any unusual items or disclosures in the financial sraternents and seeking explanations from you as trustees cOnrning any such matters. The procedures undertaken do not provide all the evidence that %Uld be required in and audit and consequently I do Rot express an audit opinion on the view given by the Accounts. Independert examlnerfs statenw In connection with my examirkltion. no matter has come to my attention: l. Whith gives me reasonable cause to believe that in ary material reSFEtt the requirements To keep atcounting records in accordance with sertion 41 of the Act: and to prepare financial Statements. which accord with the accounting records and compty wrth the requirements of the Act and Regulations have not been met: or 2. To which. in my opinion. attention shoukl be drawn in order to enable a proper understsndir of the accounts to be reached. Tlna Kelly Cud(00 House. Marshall Road, Nan5tallon. Bodmin. Comwall. PL30 SLD
Finance Report for the year ended 31[st] Dec. 2021
The accounts of the PCC are best viewed in two separate parts, namely those activities associated with what are termed Unrestricted Funds (funds that can be spent on any expense, routine or otherwise, that the church incurs in the course of carrying out its work) and those associated with Restricted funds (where money is specifically given and handled according to defined criteria e.g. for the maintenance of the Church’s buildings and fabric).
Overview to the 2021 Accounts
Before proceeding with the detailed section of the report, it is worth briefly commenting on the main events and activities of the past year. The effects of the Covid19 pandemic continued to influence income in particular affecting loose plate collections which before the pandemic annually raised about £17,000, This has dropped back to £2,441 this year, nevertheless because a good proportion of the church family support the church through planned giving the impact has been less severe than it might otherwise have been - enabling the church to fulfil once more its obligation to MMF as well as ensuring continued maintenance and care of the church building and the running of the church office. Turning to progress on the Trinity Centre, I’m pleased to say that the money raised from the church family (including pledges) so far is over £512,641. A great deal of work has been accomplished on the Centre to the point where the building should be ready for fitting out by spring 2022, with the main contractors having completed their work. Finally – the Transforming Mission initiative has also progressed. The pioneer team comprising Jonny Dant, Lesley Lawther and Heather Batho has been pleased to welcome Jamie Moore (as the worship minister). The church is therefore now actively engaged in the mission objectives. On a general note, although the early years of this initiative will be mainly funded by the Diocese in partnership with the Central Board of Finance of the Church of England, our contribution will be increasing each year - on the basis that church growth will aim to provide the funding required to support the mission in the longer term. (The accounts show that our contribution to the initiative in 2021 was £14,674 (from £3,045 (in 2020) and will rise by a further 5% in the coming year)
Commentary on Unrestricted Funds
The headline result for our principal church activities was a deficit of £17,462.
Income. (Please also refer to the expanded income statement in the notes and commentary section of the accounts)
Total income for Unrestricted Funds was £177,653. Commenting on particular items, I am pleased to report that Planned Giving £128,683 stayed almost at the same level as 2020. The detrimental effect of Covid19 on collections has already been commented on and has affected giving in the last 2 years. General donations have also dropped in the last two years but with the focus of donations being the Trinity Centre, that it is only to be expected. Total Voluntary giving by church members including tax recovered through Gift Aid came to £159,032 (down on 2020 by £3,618. Other income (including dividends, the car park and fees) came to £18,621 against £19,114 in the previous year.
Expenditure . Total expenditure on Unrestricted funds was £195,115 – an increase of £13,852 on 2020. Mostly due to extra staff costs of £9,746 and the increase in the parish’s support for TM of £11,629, - that taken with reductions in Outside Giving and a reallocation of Trinity Centre rates, offset some of the effect of the increases.
Remarking on a few other specific items: - We paid our full MMF (£98,356) to the Diocese. Outside Giving provision has regrettably had to be reduced given the prevailing deficit but in mitigation our TM contribution is mission orientated albeit more locally focussed.
Property Costs The freehold land and buildings comprise Trinity Centre (formerly the Hop & Vine) Trinity Lodge together with the Church Car Park located in St Austell. Valuation is based Open Market valuations, as reviewed within the last 3 years. The Revaluation Reserve gives the uplift in value from the Historic Cost .
During the year the Church Hall (School-room) at Porthpean was disposed of with net proceeds of £94,157 (From latest valuation not historic)
Restricted Funds
For Restricted Funds, income normally comes from specifically designated grants, appeals and legacies. The total income came to £411,323 in 2021 of which £319,613 was money received towards the Trinity Centre and £90,516 was funding received towards Transforming Mission.
By way of note, other sources of finance were provided by private loans towards the Trinity Project (£385,000) and £25,000 from the Diocese to provide working capital for Transforming Mission. Total expenditure on Restricted Funds was £1,156,097. The vast majority of that expenditure - £1,029,465 was incurred on the Trinity Centre (Refurbishment + Utilities, Rates & Insurance). 10 £90,516 related to Transforming Mission (staffing
and resourcing) and finally the re-ordering in the church - reconfiguring the arrangement of pews and opening up the church naïve - cost £35,135. Reserves Policy
Your PCC has agreed a Reserves policy (on the Free Reserves) of holding up to £50,000 as a Critical Reserve, and up to a further £50,000 as Discretionary Reserves (to maintain Children’s & Youth work, seed fund initiatives, provide money for new or replacement office equipment and as general contingency). At the year end the net current assets (Free Reserves) stood at £24,772 as against £12,246 at the end of 2020. Restricted Reserves which relate to the Church Fabric Fund and the Trinity Centre Fund) stood at £793,453. However, of this £125,000 is held as an internal investment loan to the General Fund which supported the initial purchase of the Trinity Centre (reduced from £150,000, £25,000 having been repaid in 2021),
Investments Policy
Your PCC has approved an investment policy that enables program related investments where the risk has been assessed as acceptable and provided a prudent level of cash reserves are retained to cover anticipated expenditure as well as possible contingencies that may arise. A more detailed policy statement is available for inspection. This policy has allowed for the loan arrangement set in place as described in the Reserves section above.
2022 Action
As a general objective - your PCC will continue to aim to achieve equilibrium between its income and expenditure, and maintain adequate free reserves to ensure the smooth running of the church’s financial affairs.
A primary focus in the coming months and year will be fund raising towards completing and implementing the work required to turn the Trinity Centre into a Café, Offices and Community Hub and base from which the church staff & Pioneer Mission team will be able to successfully operate.
On other matters, we as a church are committed to paying in full the Diocese’s MMF allocation (which in 2021 was £98,356). We aim to migrate the Parish Office to the Trinity Centre over the late spring/early summer.
It remains only to be said that the continuing and generous support and commitment of the PCC and congregation will be essential in meeting the challenges and making the most of the exciting opportunities that lie ahead.
Richard Rashleigh Treasurer
11
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