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2020-12-31-accounts

Trustees Report

For the period

1[st] January to 31[st] December 2020

Speke Baptist Church @ The Noah’s Ark Centre

50 Ganworth Road, Speke Liverpool L24 2SA

Registered Charity Number 1134673

Speke Baptist Church 1[st] Jan to 31[st] Dec 2020

Purpose:

The principal purpose of the church is the advancement of the Christian faith according to the principles of the Baptist denomination. The church may also advance education and carry out other charitable purposes in the UK and/or other parts of the world.

Leaders:

The Church is overseen by Elders and Trustees appointed by the members according to the Church’s constitution.

Matthew Stevenson Chair of Trustees

Nathan Gillett Elder and Trustee

Andy Langton Elder and Trustee

Steve Casey Elder (Pastor) and Trustee

Andrea Gill Secretary and Trustee

Mark Palmer Elder and Trustee

Anthony Fisher

Elder (Pastor) and Trustee

Colin Campbell Treasurer and Trustee

The Fellowship Property Trust acts as holding trustee for the church.

Speke Baptist Church is a member of the Fellowship of Independent Evangelical Churches (FIEC).

Speke Baptist Church 1[st] Jan to 31[st] Dec 2020

Activities:

All the trustees have had regard to the guidance issued by the Charities Commission on Public Benefit. The documents on Advancement of Religion for Public Benefit have also been consulted to ensure activities over the year are appropriate.

Many of the activities of the church were curtailed due to the COVID pandemic in 2020. The information below provides an overview of the activities that were able to continue over the year. All were open to anyone who wanted to be involved and were provided free of charge.

The timetable of weekly activities which took place in the Noah’s Ark centre from January to March 2020 is shown below.

Group Day and Time
Computer Club Mondays 10am – 12 noon
Wednesdays10am – 12 noon
Welcome club for Seniors Mondays 10.30 - 12.30pm
Clubbercise Mondays 6 – 7pm
Zumba Mondays 7 – 8pm
Tuesdays7 -8pm

Speke Baptist Church 1[st] Jan to 31[st] Dec 2020

Food Bank Tuesdays 10am – 12 noon
Thursdays 10am – 12 noon
Music bugs for parents and
**pre-school children **
Tuesdays 10am-12noon
Debt Advice Tuesdays 9:30-11:30 am
Thursdays 9.30–11.30am
Fella’s lunch drop in Tuesdays 12.15 - 1.45 pm
Spekekids club for 4-11 yr olds Tuesdays 6.30 – 7.45pm
Drop-in for adults with
learning difficulties
Wednesdays 9.30am - 2.30pm
Rooted Youth Club Wednesdays 7 - 8.30pm
Art Class Thursdays 10:30am - 12.30pm
Spekektots for parents
and pre-school children
Thursdays 1-2.30pm
Rainbows, Brownies, Guides Thursdays 4 – 9pm
Speke Baptist Church
Sunday Service
Sundays 10.45am - 12.15pm
(everyweek)
Speke Diamonds Sundays 1.30 - 5.15pm

The church continues to support the work of Christian missionaries in Guinea and Indonesia both financially and with prayer. We have also started supporting a new family working in Kosovo through Radstock Ministries.

The benefits available to anyone involved with our church include finding more out about the Christian faith, friendships with other Christians and a personal relationship with God. We have been thrilled to have the opportunity to share what faith in Jesus means to us to many new people through our online broadcasts this year.

Apart from Sunday services, all our activities are run by teams of volunteers. Due to the limitations associated with COVID, our volunteers were reduced this year, but we still had approximately 20 volunteers regularly involved with children’s club, foodbank, broadcasting services, and the elderly club.

Other activities (Jan to March 2020)

Speke Baptist Church 1[st] Jan to 31[st] Dec 2020

Financial review

See accounts for details of the charity’s finances, grants awarded and for private benefits to trustees.

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s): Colin Campbell Andrea Gill Position: Trustee (Treasurer) Trustee (Secretary) Date: 24/10/21 24/10/21

Speke Baptist Church 1[st] Jan to 31[st] Dec 2020

FINANCIAL STATEMENTS

Speke Baptist Church For the period ended 31 December 2020

Prepared on 02 October 2021

Registered Charity: 1134673

Contents

Independent Examiner's Report ....................................................................................................................................... 3 Treasurers Statement ....................................................................................................................................................... 4 Balance Sheet ................................................................................................................................................................... 5 Fund Balances .................................................................................................................................................................. 6 Analysis of Income & Expenditure ................................................................................................................................. 7 Analysis of Income & Expenditure continued… ........................................................................................................... 8 Financial Activities by % of Total Income/Expense ...................................................................................................... 9 Financial Activities by % of Total Income/Expense continued… .............................................................................. 10 Analysis of Funds continued… ..................................................................................................................................... 11 Analysis of Funds ........................................................................................................................................................... 12 Accounting Notes ........................................................................................................................................................... 13 Accounting Notes ........................................................................................................................................................... 14

2/14

Independent Examiner's Report

I report on the financial statement of Speke Baptist Church for the year ending 31 December 2020, which are set out within this report.

Respective Responsibilities

The charity trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:

Basis of Independent Examiner's Report

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view, and the report is limited to those matters set out in the statement below.

Independent Examiner's Statement

In connection with my examination, no matter has come to my attention (other than that disclosed below) *Delete words in brackets if they do not apply

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or

  4. to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached.

Signed by the Independent Examiner:

Date: 28 October 2021

Name: Richard Brettell

Relevant professional qualifications (if any): RICS

Address: 8 Oxford Court, Manchester, M23WQ

Disclosure (brief details is any): None

3/14

Treasurers Statement

I have prepared these financial statements for the year ended 31 December 2020.

Singed:

Date: 20 October 2020

Name: Colin Campbell

Address: 102 East Millwood Road, Liverpool, L24 6SF

PRESENTED TO THE TRUSTEES

APPROVED by the Trustees via electronic communication week commencing 25 October 2021 and signed on behalf of the Trustees:

Signed:

Date: 29 October 2020

Name: Andrea Gill

Address: 2 Oakland Road, Liverpool, L19 9DU

4/14

Balance Sheet Eryj of 2020 End of 2019 CASH AT BANK & IN HANO BJrclJy5 #1 kcount Barclay5 ￿ kcount Petty Cash 8.582 11.343 io.oii 79 B401 B5C¥J 115 5ub-Totral 13.709 2L433 FIXED ASSCS 2DJ A210 Ntsahs 8uildifi¢ Old Church Ouildln FFE & ICT 20j.c￿) 25,C 31.336 2C¥).C*XJ 25.CO) 34.818 Sub-Tota I 259￿18 TOTAL NEr AssEtS I70￿9 281.251 5114

Fund Balances E•d •f 2020 1 •1201S .I.IE, -.T THE E.. .1.1￿ F.'EF'F.'E El.trElI E. i Fl 11.l[I 0000 Gthtr41 F¥hd Uméptricttc GtÈial of thÈ Churc 2.248 10.31È 0010 R¢ D¢+i9fft)i¢d G¢¢i)l ih¢ Ch4r¢h p¢r RttwYt: Policy D¢•igfv)l¢d iwj r¢lioh i< P¢hlOh L￿bilitie 5.600 .000 0020 M¢ MiThi=Iry D¢éigol¢d wel41￿9 lo M¢h= MiThitry 45 0021 W¢l¢•m¢ Cl¥b R¢slTiCttd Pwd= I¢l4t￿ l• W¢k•me C￿b xlivitie (401 42 0022 J￿1•1 Ch¥rch 002J Aoottd ighlttd it14tihg to yO￿h Work ActiYitiÈ IKI tkc-uo l )ii Ji 1,'£1.(101)I D¢+i9&)Itd F¥hd•+ i¢14tlh9 io Sp¢k¢ Kidp A¢tiYiti 1.065 65 0024 Sp¢k¢ Kid• 64 0030 GLAOS D¢ig)l¢d i¢l)tlbg IC th¢ GLA0 Gic4P incl )rJ&v1<664) D¢éigol¢d iolatihg lo Sp¢k¢ToE= AclNiti¢ 1.003 206 0031 Spok¢Tol= 262 262 0040 Mi==io igh4l¢d Mi==ioh Fund b)¢d oh IO% ol ploy1￿= t¢oyl•t ih¢¢m¢ $67 0045 Gilt P¥Thd 10S Jo OOSO Chuich C&Thps igiJ4ttd Fuhd= dt•lgh4ttd toward= Churc <affip=Iw¢¢ktTrd:Iholidav= 1g)Itd F¥fftd• de••i9ftal¢d iowardp Ych <affip=IwetktThd:Iholidav= 1gth)l¢d r¢14liThg loTr•iTh¢¢ iThcl A Dveht== 206 56 0055 Kid C4fftP 0060TI)ify¢¢ Fuhd 14251 'I4.0671 R¢slri(t¢d 8.Sklyi oY¢r ¥rtil F¢b 20 toi coThm¥Aily buildihq tricttd 2k giofit toward: uEilTrty bill= Jul 20 tv) hl 21 (pottrJ¢ially r¢p¢4t¢d l)f 2 l¥rth¢r v¢¥ tricttd 8k 914ht l•wafd= ¥tility bill= 20 to hl 21 2017 Morg4fi Fufrd 33 2020 El¢￿•1 R=thb•At 1.0 NA 2020 JMF S.667 NA 2020 Sttyé Mor94h COWO F Atptricttd (14.308 to=upport C41t Opthiljg 11 501 p)id 2020. 2Thd 50% dv¢ 2021. A¢pvi¢ttd Spok¢.Up Loudei Gf4ht Awiid (£l.O(rfJl 2020 JuTh¢l Re@•lti¢t¢d ¢oll¢¢i¢d ￿ b¢h411 ol third p411y Xq4fft1•4ti•Th NA 2020 V4hd)lj•érn Fuld NA Ag¢h¢y Coll¢¢tio 13 T02 21 432 6114

Analysis of Income & Expenditure January - December 2020

Analysis of Income & Expenditure
January- December 2020
Total
Jan- Dec 2020 Jan- Dec 2019
INCOME
Donations and legacies
0110 Congregation Regular 61,850 60,958
0120 Congregation Irregular 2,321 6,354
0210 Non-Congregation Regular 145
0220 Non-Congregation Irregular 3,051 1,300
0320 Organision Irregular 2,365
Total Donations and legacies 67,222 71,122
Income from Charitable activities
0500 Building & Room Hire 2,707 5,127
0510 Cafe Sales 209 1,328
0520 Event Income 16 220
0530 Club Subs 491 3,210
0550 Sales 190 10
Total Income from Charitable activities 3,613 9,895
Other Income
0600 Grants & Trusts 25,322 28,892
0650 Contributions (Casey) 2,125 2,642
0700 Gift Aid 6,759 14,944
0900 Bank Interest 6 11
0950 Uncategorised Income 5,116 2,849
Total Other Income 39,327 49,337
TOTAL INCOME 110,162 130,354

7/14

Analysis of Income & Expenditure continued… January - December 2020

Total
Jan- Dec 2020 Jan- Dec 2019
EXPENDITURES
Expenditure on Charitable Activities
1010 Electricity 6,170 5,892
1012 Gas 2,491 1,991
1015 Water 2,335 1,086
1016 Internet & Phone 720 722
1018 Waste Management 804 1,377
1019 Insurances 2,417 2,398
1020 Building Upkeep & Maintenance 12,067 13,180
1021 Window Cleaning 86
1022 Grounds Maintenance 1,140 1,320
1025 Building Cleaning 1,007 1,494
1030 Sanitary Services 254 251
1045 Building Development 4,977
1110 AV & IT 1,279
1120 Office Supplies 79 239
1130 Memberships & Licenses 2785 1,957
1200 Regular Mission Support 3550 1,800
1210 Irregular Mission Support 250 2,250
1310 Pastor Salary 36,921 36,066
1315 HMRC Payments 7,161 7,124
1320 Trainee Allowance 4,301
1330 Leaseback 14,400 14,400
1350 Travel Expenses 155 2,069
1355 Transport
1360 Pension Contributions 3,812 6,156
1410 Training 1,138 2,766
1430 Resources 957 1,374
1450 Advertising/Promotional 122
1470 Holidays & Camps 5,045
1475 Event Costs 150
1480 Meals & Catering 316 1,735
1490 Gifts 1,755 3,428
1510 GLADS Activities 316 2,415
1520 WC Activities 148
1600 Kitchen Supplies 752 1,147
1650 Furniture 1,526
1660 External Trainers 80
1700 Legal and professional fees 373 1,903
1900 Uncategorised Expense 1,686 2,861
TOTAL EXPENDITURES 117,892 125,034
NET INCOME/(EXPENDITURE) (7,730) 5,320

8/14

Financial Activities by % of Total Income/Expense January - December 2020

9/14

Financial Activities by % of Total Income/Expense continued… January - December 2020

10/14

Analysis of Funds continued…

January - December 2020

11/14

Analysis of Funds

January - December 2020

12/14

Accounting Notes

1. Basis of Accounting

The financial statements have been prepared in accordance with the Charities Act 2011. There may be minor discrepancies in the totals as the pence are not being shown.

2. Annual Report & Annual Return

In 2010 Speke Baptist Church were registered as a Charity (Nr 1134673) and accordingly have prepared an Annual Report for year ending 31 December 2020.

3. Fund Accounting

Unrestricted funds are available for use at the discretion of the church in furtherance of its charitable objectives. Restricted funds are subjected to restrictions on the expenditure imposed by the donor or contained in the terms of the grant.

4. Incoming Resources

All voluntary giving is included in the financial statements for the period in which it is received. The associated tax recovery from donations under Gift Aid are not recognised as income when the donation is received, but rather when the reclaim is received from HMRC. These accounts include Gift Aid claimed up to and including 31 March 2020. Legacies are accounted for when their receipt is certain and can be properly quantified. All other income is generally recognised when it is receivable.

5. Resources Expended

Resources expended are recognised in the period to which they are incurred and included attributable VAT which cannot be recovered. They are allocated to the activity to which they relate. As most of the management and activity of the church is carried out by volunteers, this intangible cost is not included in the financial statements as this voluntary contribution to the life of the church is incalculable.

6 Unrecognised Expenses & Income

From time-to-time certain income & expenditure is classified as Unrecognised. In most cases these are transactions which have been undertaken in error (i.e., a gas invoice payment which has been returned) and there is a matching or similar transaction which has been assigned the relevant activity code.

7. Taxation

As part of the ‘Fellowship of Independent Evangelical Churches (FIEC)’, the church is an excepted charity within the meaning of the Taxes Acts. Accordingly, it is potentially exempt from taxation in respect to income and capital gains received to the extent that such income or gains are applied to exclusively charitable purposes. No provision for taxation has been made in these financial statements.

8. Staff Costs & Trustees Expenses

No employee received emoluments greater than £60,000 during the year.

Matthew Stevenson (Trustee) provides grounds maintenance and grass cutting for the church properties. The cost for these services amounted to £1,140 in the financial year.

Stephen Casey (Trustee) and Anthony Fisher (Trustee) are the full time Pastor/Elders of the church and received total renumerations of £24,419 & £26,901 respectively in the financial year.

The appointment of all the above was made following the process outlined in the constitution.

9. Related Charities

The custodian Trustee of the Church is the Fellowship Property Trust, charity number 251395. The Church is also a member of the Fellowship of Independent Evangelical Churches.

13/14

Accountin Notes g

10. Reserves Policy

The church's policy on reserves is to target a reserve of £15,000. This is based on the principle of being able to fulfill obligations to pay Employees for a period of 3 months should the charities income cease entirely. It should be noted that between 2015 & 2018 the reserves were £5,000 increasing to £10,000 in 2019. For 2020 they have reduced to £5,800.

11. Mission Fund Policy

The church's policy is that the Mission Fund allocated for each year is to be based on 10% of the previous years "0110 Congregation Regular" Donations.

The Congregation Regular Donations for 2019 = £60,958 Therefore, the Mission Budget for 2020 = £6,096 Actual Mission Expenditure for 2019 = £3,775

Surplus funds are not accumulated year on year.

12. Tangible Assets

C100 Old Church Building : Speke Baptist Church is the beneficial owner (subject to the relevant trusts) of this asset, the legal title to which is held by the church’s custodian trustees of the Fellowship Property Trust. The building value is based on 50% of the SLH Valuation undertaken in 2016 due to a restrictive covenant on land.

C200 Noah’s Ark : Speke Baptist Church is the beneficial owner (subject to the relevant trusts) of this asset, the legal title to which is held by the church’s custodian trustees of the Fellowship Property Trust. The building value has been assessed based on likely market value.

C300 FFE & ITC : assessed at previous years value less 10%

14/14

FINANCIAL STATEMENTS

Speke Baptist Church For the period ended 31 December 2020

Prepared on 02 October 2021

Registered Charity: 1134673

Contents

Independent Examiner's Report ....................................................................................................................................... 3 Treasurers Statement ....................................................................................................................................................... 4 Balance Sheet ................................................................................................................................................................... 5 Fund Balances .................................................................................................................................................................. 6 Analysis of Income & Expenditure ................................................................................................................................. 7 Analysis of Income & Expenditure continued… ........................................................................................................... 8 Financial Activities by % of Total Income/Expense ...................................................................................................... 9 Financial Activities by % of Total Income/Expense continued… .............................................................................. 10 Analysis of Funds continued… ..................................................................................................................................... 11 Analysis of Funds ........................................................................................................................................................... 12 Accounting Notes ........................................................................................................................................................... 13 Accounting Notes ........................................................................................................................................................... 14

2/14

Independent Examiner's Report

I report on the financial statement of Speke Baptist Church for the year ending 31 December 2020, which are set out within this report.

Respective Responsibilities

The charity trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:

Basis of Independent Examiner's Report

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view, and the report is limited to those matters set out in the statement below.

Independent Examiner's Statement

In connection with my examination, no matter has come to my attention (other than that disclosed below) *Delete words in brackets if they do not apply

  1. which gives me reasonable cause to believe that in, any material respect, the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act; and

  3. to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or

  4. to which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached.

Signed by the Independent Examiner:

Date: 28 October 2021

Name: Richard Brettell

Relevant professional qualifications (if any): RICS

Address: 8 Oxford Court, Manchester, M23WQ

Disclosure (brief details is any): None

3/14

Treasurers Statement

I have prepared these financial statements for the year ended 31 December 2020.

Singed:

Date: 20 October 2020

Name: Colin Campbell

Address: 102 East Millwood Road, Liverpool, L24 6SF

PRESENTED TO THE TRUSTEES

APPROVED by the Trustees via electronic communication week commencing 25 October 2021 and signed on behalf of the Trustees:

Signed:

Date: 29 October 2020

Name: Andrea Gill

Address: 2 Oakland Road, Liverpool, L19 9DU

4/14

Balance Sheet Eryj of 2020 End of 2019 CASH AT BANK & IN HANO BJrclJy5 #1 kcount Barclay5 ￿ kcount Petty Cash 8.582 11.343 io.oii 79 B401 B5C¥J 115 5ub-Totral 13.709 2L433 FIXED ASSCS 2DJ A210 Ntsahs 8uildifi¢ Old Church Ouildln FFE & ICT 20j.c￿) 25,C 31.336 2C¥).C*XJ 25.CO) 34.818 Sub-Tota I 259￿18 TOTAL NEr AssEtS I70￿9 281.251 5114

Fund Balances E•d •f 2020 1 •1201S .I.IE, -.T THE E.. .1.1￿ F.'EF'F.'E El.trElI E. i Fl 11.l[I 0000 Gthtr41 F¥hd Uméptricttc GtÈial of thÈ Churc 2.248 10.31È 0010 R¢ D¢+i9fft)i¢d G¢¢i)l ih¢ Ch4r¢h p¢r RttwYt: Policy D¢•igfv)l¢d iwj r¢lioh i< P¢hlOh L￿bilitie 5.600 .000 0020 M¢ MiThi=Iry D¢éigol¢d wel41￿9 lo M¢h= MiThitry 45 0021 W¢l¢•m¢ Cl¥b R¢slTiCttd Pwd= I¢l4t￿ l• W¢k•me C￿b xlivitie (401 42 0022 J￿1•1 Ch¥rch 002J Aoottd ighlttd it14tihg to yO￿h Work ActiYitiÈ IKI tkc-uo l )ii Ji 1,'£1.(101)I D¢+i9&)Itd F¥hd•+ i¢14tlh9 io Sp¢k¢ Kidp A¢tiYiti 1.065 65 0024 Sp¢k¢ Kid• 64 0030 GLAOS D¢ig)l¢d i¢l)tlbg IC th¢ GLA0 Gic4P incl )rJ&v1<664) D¢éigol¢d iolatihg lo Sp¢k¢ToE= AclNiti¢ 1.003 206 0031 Spok¢Tol= 262 262 0040 Mi==io igh4l¢d Mi==ioh Fund b)¢d oh IO% ol ploy1￿= t¢oyl•t ih¢¢m¢ $67 0045 Gilt P¥Thd 10S Jo OOSO Chuich C&Thps igiJ4ttd Fuhd= dt•lgh4ttd toward= Churc <affip=Iw¢¢ktTrd:Iholidav= 1g)Itd F¥fftd• de••i9ftal¢d iowardp Ych <affip=IwetktThd:Iholidav= 1gth)l¢d r¢14liThg loTr•iTh¢¢ iThcl A Dveht== 206 56 0055 Kid C4fftP 0060TI)ify¢¢ Fuhd 14251 'I4.0671 R¢slri(t¢d 8.Sklyi oY¢r ¥rtil F¢b 20 toi coThm¥Aily buildihq tricttd 2k giofit toward: uEilTrty bill= Jul 20 tv) hl 21 (pottrJ¢ially r¢p¢4t¢d l)f 2 l¥rth¢r v¢¥ tricttd 8k 914ht l•wafd= ¥tility bill= 20 to hl 21 2017 Morg4fi Fufrd 33 2020 El¢￿•1 R=thb•At 1.0 NA 2020 JMF S.667 NA 2020 Sttyé Mor94h COWO F Atptricttd (14.308 to=upport C41t Opthiljg 11 501 p)id 2020. 2Thd 50% dv¢ 2021. A¢pvi¢ttd Spok¢.Up Loudei Gf4ht Awiid (£l.O(rfJl 2020 JuTh¢l Re@•lti¢t¢d ¢oll¢¢i¢d ￿ b¢h411 ol third p411y Xq4fft1•4ti•Th NA 2020 V4hd)lj•érn Fuld NA Ag¢h¢y Coll¢¢tio 13 T02 21 432 6114

Analysis of Income & Expenditure January - December 2020

Analysis of Income & Expenditure
January- December 2020
Total
Jan- Dec 2020 Jan- Dec 2019
INCOME
Donations and legacies
0110 Congregation Regular 61,850 60,958
0120 Congregation Irregular 2,321 6,354
0210 Non-Congregation Regular 145
0220 Non-Congregation Irregular 3,051 1,300
0320 Organision Irregular 2,365
Total Donations and legacies 67,222 71,122
Income from Charitable activities
0500 Building & Room Hire 2,707 5,127
0510 Cafe Sales 209 1,328
0520 Event Income 16 220
0530 Club Subs 491 3,210
0550 Sales 190 10
Total Income from Charitable activities 3,613 9,895
Other Income
0600 Grants & Trusts 25,322 28,892
0650 Contributions (Casey) 2,125 2,642
0700 Gift Aid 6,759 14,944
0900 Bank Interest 6 11
0950 Uncategorised Income 5,116 2,849
Total Other Income 39,327 49,337
TOTAL INCOME 110,162 130,354

7/14

Analysis of Income & Expenditure continued… January - December 2020

Total
Jan- Dec 2020 Jan- Dec 2019
EXPENDITURES
Expenditure on Charitable Activities
1010 Electricity 6,170 5,892
1012 Gas 2,491 1,991
1015 Water 2,335 1,086
1016 Internet & Phone 720 722
1018 Waste Management 804 1,377
1019 Insurances 2,417 2,398
1020 Building Upkeep & Maintenance 12,067 13,180
1021 Window Cleaning 86
1022 Grounds Maintenance 1,140 1,320
1025 Building Cleaning 1,007 1,494
1030 Sanitary Services 254 251
1045 Building Development 4,977
1110 AV & IT 1,279
1120 Office Supplies 79 239
1130 Memberships & Licenses 2785 1,957
1200 Regular Mission Support 3550 1,800
1210 Irregular Mission Support 250 2,250
1310 Pastor Salary 36,921 36,066
1315 HMRC Payments 7,161 7,124
1320 Trainee Allowance 4,301
1330 Leaseback 14,400 14,400
1350 Travel Expenses 155 2,069
1355 Transport
1360 Pension Contributions 3,812 6,156
1410 Training 1,138 2,766
1430 Resources 957 1,374
1450 Advertising/Promotional 122
1470 Holidays & Camps 5,045
1475 Event Costs 150
1480 Meals & Catering 316 1,735
1490 Gifts 1,755 3,428
1510 GLADS Activities 316 2,415
1520 WC Activities 148
1600 Kitchen Supplies 752 1,147
1650 Furniture 1,526
1660 External Trainers 80
1700 Legal and professional fees 373 1,903
1900 Uncategorised Expense 1,686 2,861
TOTAL EXPENDITURES 117,892 125,034
NET INCOME/(EXPENDITURE) (7,730) 5,320

8/14

Financial Activities by % of Total Income/Expense January - December 2020

9/14

Financial Activities by % of Total Income/Expense continued… January - December 2020

10/14

Analysis of Funds continued…

January - December 2020

11/14

Analysis of Funds

January - December 2020

12/14

Accounting Notes

1. Basis of Accounting

The financial statements have been prepared in accordance with the Charities Act 2011. There may be minor discrepancies in the totals as the pence are not being shown.

2. Annual Report & Annual Return

In 2010 Speke Baptist Church were registered as a Charity (Nr 1134673) and accordingly have prepared an Annual Report for year ending 31 December 2020.

3. Fund Accounting

Unrestricted funds are available for use at the discretion of the church in furtherance of its charitable objectives. Restricted funds are subjected to restrictions on the expenditure imposed by the donor or contained in the terms of the grant.

4. Incoming Resources

All voluntary giving is included in the financial statements for the period in which it is received. The associated tax recovery from donations under Gift Aid are not recognised as income when the donation is received, but rather when the reclaim is received from HMRC. These accounts include Gift Aid claimed up to and including 31 March 2020. Legacies are accounted for when their receipt is certain and can be properly quantified. All other income is generally recognised when it is receivable.

5. Resources Expended

Resources expended are recognised in the period to which they are incurred and included attributable VAT which cannot be recovered. They are allocated to the activity to which they relate. As most of the management and activity of the church is carried out by volunteers, this intangible cost is not included in the financial statements as this voluntary contribution to the life of the church is incalculable.

6 Unrecognised Expenses & Income

From time-to-time certain income & expenditure is classified as Unrecognised. In most cases these are transactions which have been undertaken in error (i.e., a gas invoice payment which has been returned) and there is a matching or similar transaction which has been assigned the relevant activity code.

7. Taxation

As part of the ‘Fellowship of Independent Evangelical Churches (FIEC)’, the church is an excepted charity within the meaning of the Taxes Acts. Accordingly, it is potentially exempt from taxation in respect to income and capital gains received to the extent that such income or gains are applied to exclusively charitable purposes. No provision for taxation has been made in these financial statements.

8. Staff Costs & Trustees Expenses

No employee received emoluments greater than £60,000 during the year.

Matthew Stevenson (Trustee) provides grounds maintenance and grass cutting for the church properties. The cost for these services amounted to £1,140 in the financial year.

Stephen Casey (Trustee) and Anthony Fisher (Trustee) are the full time Pastor/Elders of the church and received total renumerations of £24,419 & £26,901 respectively in the financial year.

The appointment of all the above was made following the process outlined in the constitution.

9. Related Charities

The custodian Trustee of the Church is the Fellowship Property Trust, charity number 251395. The Church is also a member of the Fellowship of Independent Evangelical Churches.

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Accountin Notes g

10. Reserves Policy

The church's policy on reserves is to target a reserve of £15,000. This is based on the principle of being able to fulfill obligations to pay Employees for a period of 3 months should the charities income cease entirely. It should be noted that between 2015 & 2018 the reserves were £5,000 increasing to £10,000 in 2019. For 2020 they have reduced to £5,800.

11. Mission Fund Policy

The church's policy is that the Mission Fund allocated for each year is to be based on 10% of the previous years "0110 Congregation Regular" Donations.

The Congregation Regular Donations for 2019 = £60,958 Therefore, the Mission Budget for 2020 = £6,096 Actual Mission Expenditure for 2019 = £3,775

Surplus funds are not accumulated year on year.

12. Tangible Assets

C100 Old Church Building : Speke Baptist Church is the beneficial owner (subject to the relevant trusts) of this asset, the legal title to which is held by the church’s custodian trustees of the Fellowship Property Trust. The building value is based on 50% of the SLH Valuation undertaken in 2016 due to a restrictive covenant on land.

C200 Noah’s Ark : Speke Baptist Church is the beneficial owner (subject to the relevant trusts) of this asset, the legal title to which is held by the church’s custodian trustees of the Fellowship Property Trust. The building value has been assessed based on likely market value.

C300 FFE & ITC : assessed at previous years value less 10%

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