THE LYE & STAMBERMILL P.C.C. CHRIST CHURCH LYE ANNUAL CHARITY NO. 1134648 REPORT OF THE PAROCHIAL CHURCH COUNCIL FOR THE YEAR ENDED 31ST DECEMBER 2025
Administrative Information Christ Church is situated on Lye High Street. It is part of the Greater Deanery of Dudley within the Diocese of Worcester, within the Church of England.
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|The Parochial Church|Council of the|Ecclesiastical Parish of Christ Church|is a charity registered|
|with|the|Charity Commission|under Charity|No.1134648.|
|PCC members who have served from|1|January 2025|until the date this|report was approved|are:|
|Vicar|The Revd|Glen|Ruffle|(Chair From 18 October 2025)|
|Associate|Priest:|The|Revd|Dr Chris|Kent|
|Licensed Lay Minister:|Mr Graham|Dyer|(Secretary)|
|Church|Wardens:|Mr Stefan|Inglin|
|Mr Mark|Kent|(Lay|chair)|
|Representatives|on|the Deanery Synod:|
|Mrs|Julie Ackroyd|
|Elected Members|Mrs Emma|Smith|(From|18th May 2025)|
|Authorised Lay minister|Mr Doug McLean|(Treasurer)|
|Mr|Richard|Young|
|Mrs|Sally|Kent|
|Mr|Peter|Wall|
|Mr|Craig|Smith|
|Ms|Katie|Cooper|
|Mrs Hannah.|Roberts|— (From|18t May 2025)|
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Structure, governance and management The method of appointment of PCC members is set out in the Church Representation Rules. AllPCC.church attendees are €ncouraged to register on the Electoral Role and stand for election to the PCC members are elected for three years, with one third of the places re-elected at each Annual Parochial Meeting. Objectives and activities The Lye & Stambermill PCC has the responsibility of co-operating with the Vicar in promoting, in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the Church Centre Complex of Christ Church, Lye. benefit.In reviewing their activities, the trustees have referred to the Charity Commission guidance on public
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——SemtieAchievements and Performance Church Attendancemts and rerformance Following the revision of our Church Electoral Roll in 2024 there were 50 names on the Roll. Our total combined church membership, including children and occasional visitors is approximately 50, with regular attendance fluctuating between 30 and 40
Review of the year
The PCC followed its usual pattern of meeting ten times during the year, usually on the third Monday of each month. There were no meetings in August or December. Each PCC meeting starts with prayer. Regular items on the agenda have included a financial report and review of our set budgets and planned missionary giving, a regular review of the condition of the church fabric, and a review of our Safeguarding procedures.
- Other specific items addressed this year have been: e Vacancy arrangements and Induction preparations. e Fire drills e Safeguarding procedures e Health and Safety review e Redeeming our Communities (ROC) e Church Policies reviews
Safeguarding
“The PCC is aware of its duty to have due regard to House of Bishops' guidance on safeguarding children and vulnerable adults, and has complied with the duty under section 5 of the Safeguarding and Clergy Discipline measure 2016. In 2026 the PCC will continue to use the “Safeguarding Toolkit” provided in the diocese as a way of self-assessment to seek to ensure it continues to fulfil that duty.”
Financial review
The annual Financial Statement for the year ended 31%t December 2025 has been prepared in accordance with the current requirements of the Church Accounting Regulations 2006 using the Receipts and Payments basis, and has been approved by the PC.C. and by our Independent Examiner Teresa Fennell ACMA CGMA.
We have donated a total of £7,188 towards Home and Overseas Missionary Societies, Relief Organisations, and other Charity Organisations this year comprising the following donations:
- Overseas Mission; e Support for OM Missionaries in Moldova £1,608 e SIM UK (Supporting Megumi & Helen Fazackerly) £1,000 e Open Doors UK (Supporting persecuted Christians) £1,000
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|e|GEM UK (Supporting|Ruthie|Swartz)|£|630|
|Home|mission:|
|e|Wycliffe UK (Paul Newton|support)|£1.000|
|e|Youth|for Christ|£1,000|
|Relief Agencies:|
|e|Christian|Aid|£200|
|Other|Charities|
|Stourbridge|Life Centre|Debt Advice|£650|
|WDBF Kingdom|People Fund|£100|
|Total|£7,188|
|Our Total|Income|for 2025.|was:|£77,701|
|Our Total|Expenditure|for 2025 was:|£81,528|
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WHAT HAS BEEN ACHIEVED IN THIS FINANCIAL YEAR? NE SE MOTI VE IN, TIS FINANCIAL YEAR?
- e We have paid our Ministry Share of £36,000 in full. e We have maintained, and improved, the existing fabric of the church, and we have met all of e the expenses incurred in the day-to-day running of Christ Church services and ministries. We have ended 2025 with an unrestricted reserves balance of £26,521
Many thanks to all who have contributed in any way to achieve these results.
SCHRI S T CHURCH THETE LYE & STAMBERMSTAMBERM ILL RESERVES POLICY
The original building dates back to 1813, and due to its age and the nature of the structure we are regularly faced with unexpected and expensive repair and maintenance bills. To minimise the risk of being unable to meet all of its financial obligations as they fall due, including full payment of Ministry Share, and meeting its employment costs, the PCC is aiming to hold sufficient liquid general fund resources to meet 3 months running costs.
Approved by the PCC and signed on their behalf by Mr Mark Kent, Churchwarden (PCC Chairman) a 1 A a
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The Lye & Stambermill P.C.c. Christ Church Lye
Financial Statements Year ended 31 December 2025
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|UnrestrictedDesignated|RestrictedEndowment|Total|Total|
|Funds|Funds|Funds|Funds|2025|2024|
|RECEIPTS|AND|PAYMENTS|ACCOUNT|£|£|£|£|£|£|
|Receipts|
|Book|sales|
|Regular|Giving|-|-|-|-|-|7|
|Receipts|from|Donors|
|Tax efficient planned giving|39,535|-|780|-|40,315|37,975|
|Other planned giving|2,918|-|-|-|2,918|4,991|
|Loose|plate collections|987|-|30|-|1,017|629|
|SumUp|receipts|2,950|-|-|-|2,950|-|
|Income tax recovered|13,049|-|195|-|13,244|14,730|
|HMRC|Interest|1|-|-|-|1|i|
|59,440|-|1,005|-|60,445|58,333|
|Other voluntary|receipts|(note 2.1)|12,426|-|-|-|12,426|22,263|
|Investment income|119|-|-|-|119|235|
|Receipts from church|activities|4,711|-|-|-|4,711|4,579|
|Proceeds from|release|of expendable endowment|-|-|-|8,112|8,112|-|
|Total Receipts|76,696|-|1,005|8,112|85,813|85,410|
|Payments|
|Church|activities|
|Diocesan parish share|36,000|-|-|-|36,000|40,382|
|GovernanceOther paymentscosts (note 2.2)|40,120|-|4,958|-|45,078|62,397|
|Independent examination fee|450|-|-|-|450|425|
|Total|payments|76,570|-|4,958|-|81,528|103,204|
|Excess of receipts over payments|126|-|(3,953)|8,112|4,285|(17,794)|
|Transfers between funds|3,874|-|4,238|(8,112)|-|-|
|4,000|-|285|-|4,285|(17,794)|
|Bank account at|1|January 2025|22,521|-|1,955|-|24,476|42,270|
|Bank account|at 31|December 2025|26,521|-|2,240|-|28,761|24,476|
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The Lye & Stambermill P.C.c. Christ Church Lye
Financial Statements Year ended 31 December 2025
| UnrestrictedDesignated Funds Funds £ £ |
UnrestrictedDesignated Funds Funds £ £ |
RestrictedEndowment Funds Funds £ £ |
RestrictedEndowment Funds Funds £ £ |
Total 2025 £ |
Total 2024 £ |
|
|---|---|---|---|---|---|---|
| STATEMENTOFASSETSAND LIABILITIES | ||||||
| Cash Funds | ||||||
| Bankcurrentaccountandcash | 26,521 | - | 2,240 | - | 28,761 | 24,476 |
| Other Monetary Assets | ||||||
| Incometaxrecoverable | 973 | - | 16 | - | 989 | 793 |
| Liabilities | ||||||
| IndependentExaminersFee DBF |
450 | - | - | - | 450 | 425 |
| Gas | ||||||
| 450 | - | - | - | 450 | 425 | |
| Investment Assets | ||||||
| Shares atmarketvalue | ||||||
| - | - | - | - | - | 8,648 |
The Belmont Mission Fund is an endowment fund which has provision for the fund to be used for general purposes. ThebankFundaccount.was originally invested in shares which were sold in the year and the proceeds transferred to general fund
The attached notes form part of these financial statements
Approved by the PCC on March 2026 and signed on their behalf by Mr Mark Kent (PCC Chairman) and Mr Douglas McLean (PCC Treasurer)
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Mr Mark Kent
Mr Douglas McLean
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The Lye & Stambermill P.C.c. Christ Church Lye
Financial Statements Year ended 31 December 2025
NOTES
- The financial statements of the PCC have been prepared in accordance with Church Accounting Regulations 2006 using the Receipts and Payments basis.
2. Receipts and Payments Analysis
| UnrestrictedDesignated Funds Funds £ £ |
UnrestrictedDesignated Funds Funds £ £ |
RestrictedEndowment Funds Funds £ £ |
RestrictedEndowment Funds Funds £ £ |
Total 2025 £ |
Total 2024 £ |
||
|---|---|---|---|---|---|---|---|
| 2.1 | Othervoluntary receipts | ||||||
| Oneoffgiftaiddonations Otherdonations Donations ~—Generalexpenses Donations—Charity |
11,800 626 - - |
- - - |
- - - |
- - - |
11,800 626 - |
18,020 4,127 - |
|
| - | - | - | - | 116 | |||
| 12,426 | - | - | - | 12,426 | 22,263 | ||
| 2.2 | Otherpayments | ||||||
| Overseas Mission Giving— reliefanddevelopmentagencies Home mission Other charities Vicarsexpenses Secretarialemployment Secretarialexpenses Vicar's telephone |
- 200 2,000 750 47 8,194 270 |
- - - - - - - |
4,238 - - - - - - |
- - - - - - - |
4,238 200 2,000 750 47 8,194 270 |
3,608 2,500 2,000 650 - 8,178 31 |
|
| Insurance Stationery Telephone Postage Minor maintenance Routinemaintenance Cleaning Upkeepofservices Administration Bankcharges Other feesandsubscriptions Printingand literature Records maintenance Honoraria Electricity Gas Water Domestic supplies Children’s work Miscellaneous Outreach Social supportpayments |
- 3,834 314 413 12 2,064 2,622 4,878 268 - 87 760 1,047 75 - 2,861 6,972 112 958 543 839 - - |
- - - - - - - - - - - - - - - ; - - - - - - - |
- - - - - - - - - - - - - - - 7 - - - - - - 720 |
- - - - - - - - - - - - - - - r - - - - - - - |
- 3,834 314 413 12 2,064 2,622 4,878 268 - 87 760 1,047 1 - 2.861 6,972 112 958 543 839 - 720 |
24 3,761 891 387 59 9,878 1,446 4,811 408 - 133 2,692 1,108 87 1,000 3,036 12,521 95 237 49 1,572 30 1,205 |
|
| 40,120 | - | 4,958 | - | 45,078 | 62,397 |
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The Lye & Stambermill P.c.c. Christ Church Lye
Financial Statements Year ended 31 December 2025
3. Related Party Transactions and Trustees Expenses and Remuneration
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3.1 The expenses paid to clergy may include a small immaterial proportion, which relates to their function as PCC members. Reimbursements of expenses amounting to £2,988 were made to other PCC members.
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3.2 Trustee indemnity insurance cover is included within the church insurance policy.
A. Lion Club Funds
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4.1 | The church’s outreach to local children includes weekly meetings of Lion Club carer and toddlers’ group. Lion Club is responsible for accounting for its own income and expenditure. During the year the charity received £20 of interest on funds belonging to Lion Club which it held on their behalf as Agent.
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4.2 During the year, payments of £502 were made at the request of Lion Club trustees.
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4.3 At31 December 2025 there was a balance of £819 due to the Lion Club. A balance of £819 was held in the charity bank account, on behalf of Lion Club, at 31 December 2025. Records are maintained to ensure that the funds held on behalf of Lion Club can be identified as part of the bank account balance.
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The Lye & Stambermill P.c.c. Christ Church Lye
Financial Statements Year ended 31 December 2025
- The movements in funds during the year were:
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|Bal|Gains|/|Bal|
|Bifwd|Receipts|Payments|_ Transfer|(losses)|C/fwd|
|Unrestricted|funds|
|General fund|22,521|76,696|(76,570)|3,874|26,521|
|(22521|76696|~=—«(76,870)|Saa4|"26,521|
|Restricted|Funds|
|Mission Fund|0|-|(2,764)|2,764|0|
|Moldova Fund|0)|.|(1,474)|1,474|0|
|Social|897|975|(720)|-|1,152|
|Bells Fund|1,058|30|-|-|1,088|
|1,955|1,005|(4,958)|"4,238|2,240|
|Endowment|Funds|
|Belmont Mission Fund|8,648|-|-|(8,112)|(536)|0|
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This adjustment reflects the decrease in value in the year.
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Independent examiner’s report to the trustees of the Lye and Stambermill PCC, Christ Church Lye (‘the Church’)
| report to the Trustees on my examination of the accounts of the Church for the year ended 31 December 2025.
Responsibilities and basis of report As the charity trustees of the Church you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“ the Act”). | report in respect of my examination of the Church’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination | have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent examiner’s statement
| have completed my examination. | confirm that no material matters have come to my attentionrespect: in connection with the examination giving me cause to believe that in any material
- Accounting records were not kept in respect of the Church as required by section 130 of the Act; or
- The accounts do not accord with those records.
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;
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| have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
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s oO
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Teresa Fennell, ACMA It Doesn’t Have to Cost the Earth Ltd 47 St Dunstans Close, Worcester, WR5 2A}
Date: Z4 PA Moreh: 202Ib
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