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2022-12-31-accounts

Page 18

ST JAMES'S CHURCH, PADDINGTON

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022

INCOME AND EXPENDITURE
Notes
INCOMING RESOURCES
Income and Endowments from:
Collections Donations and Legacies
3
Other Trading Activities
3
Charitable Activities: Services and other fees
4
Investment Income
Rents receivable
5
Bank and deposit Interest
TOTAL INCOME
EXPENDITURE ON
Raising Funds
6
Charitable Activities
Clergy, services and parish work
7
Occupancy costs
8
Support and governance costs
9
Grants or donations payable
10
TOTAL EXPENDITURE
NET INCOME / (EXPENDITURE)
TRANSFERS BETWEEN FUNDS
NET INCOME/(EXPENDITURE)
BEFORE OTHER RECOGNISED GAINS /( LOSSES)
Unrealised Gains and (losses) on investments
12
Realised Gains and (losses) on investments
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total Funds brought forward
Total funds carried forward
Unrestricted
Funds

£
78,349
36,590
12,172
194,548
16,922
338,581
48,873
201,264
47,436
61,980
5,790
365,343
-26,762
5,851
-20,911
-75,793
0
-96,704
1,582,744
1,486,040
Restricted
Funds
£
0
0
0
0
13,818
13,818
0
0
0
3,154
0
3,154
10,664
0
10,664
-61,990
0
-51,326
618,816
567,490
Endowment
Funds
0
0
0
0
5,851
5,851
0
0
0
0
0
0
5,851
-5,851
0
-26,247
0
-26,247
222,968
196,721
Total Funds
2022
£
78,349
36,590
12,172
194,548
36,591
358,250
48,873
201,264
47,436
65,134
5,790
368,497
-10,247
0
-10,247
-164,030
0
-174,277
2,424,528
2,250,251
Total Funds
2021
£
104,028
19,059
5,244
172,393
36,326
337,050
34,033
179,789
101,855
79,844
1,772
397,293
-60,243
0
-60,243
174,380
4,559
118,696
2,305,831
2,424,527

The notes on pages 20 to 31 form part of these accounts. All activities are continuing. There are no gains or losses other than those recognised through the income and expenditure account.

ST JAMES'S CHURCH, PADDINGTON

BALANCE SHEET AS AT 31 DECEMBER 2022

Note
FIXED ASSETS
Tangible assets
13
Investments
12
CURRENT ASSETS
Debtors and prepayments
14
Cash at bank and in hand
Short term deposits
CREDITORS: AMOUNTS FALLING
DUE WITHIN ONE YEAR
15
NET CURRENT ASSETS
NET ASSETS
FUNDS OF THE CHARITY
Unrestricted Income Funds:
General
Designated Investment Fund
Fixed Asset Funds:
Designated Fixed Asset Funds
Revaluation Reserve
Restricted Funds
TOTAL INCOME FUNDS
16
RESTRICTED ENDOWMENT FUNDS
17
TOTAL FUNDS
David Madel
Churchwarden
For and on behalf of the Parochial Church Council :
Page 19
£ £
£ £
1,005,809
1,015,174
1,229,409
2,235,218 1,393,439
2,408,613
4,516
2,830
27,472
23,591
361
361
32,349
26,782
-17,316
-10,867
15,033
15,915
2,250,251
2,424,528
16,402
33,890
568,068
584,470
643,861
677,751
617,187
620,610
284,383
901,570
284,383
904,993
567,490
618,816
2,053,530
2,201,560
196,721
222,968
2,250,251
2,424,528
Lorna Harrison
Churchwarden
3 May 2023
2022
2021

The notes on pages 20 to 31 form part of these accounts.

ST JAMES'S CHURCH, PADDINGTON NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022

Page 20

Accounting Policies

1 Basis of Preparation

The financial statements have been prepared in accordance with current Church Accounting Regulations together with the Charities Act 2011, accounting standard FRS102 and the Statement of Recommended Practice, Accounting and Reporting by Charities FRS102.

These financial statements have been prepared under the historical cost convention except for the valuation of investment assets, which are shown at market value and the periodic revaluation of leaseholdings.

The accounts include transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body nor those that are informal gatherings of church members.

1a Funds

Restricted capital (endowment) funds are those where the interest may be spent in accordance with the donor’s wishes or the Trust Deed, but where the capital may not be spent.

Restricted income funds are those where the capital and interest may be spent in accordance with the donor’s wishes or the trust Deed. Donations for a specific purpose are also restricted income funds.

Unrestricted funds are those which are not subject to any restriction as to their use. Such funds are available for application on the general purpose of the PCC. Funds designated for a particular purpose by the PCC are also unrestricted, since the PCC may reverse such decisions at any time prior to expenditure taking place.

1b Incoming Resources

Collections are recognised when received by or on behalf of the PCC.

Planned giving by bankers order (or regular donations) is recognised only when received.

Income tax recoverable on Gift Aid donations is recognised when the income is recognised.

Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlement; the amount is quantifiable, and its ultimate receipt by the PCC is probable.

Income from church lettings and fee income is recognised when the rental or fee is due.

Dividends and interest are accounted for when receivable.

All other income is recognised gross, and on a receivable basis.

ST JAMES'S CHURCH, PADDINGTON NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (continued)

Page 21

1c Resources Expended

Costs are recognised as soon as a legal obligation can be quantified and the trustees consider that crystallisation of the cost is probable.

Cost of generating funds represents the cost of advertising, and the cost of maintaining properties that currently generate income for the PCC.

Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the PCC.

The Diocesan Common Fund is accounted for when payable. Any amount unpaid at 31 December is provided in the accounts as a liability.

Support costs include all costs incurred or payments made in the furtherance of the PCC’s objects. Governance costs include the cost of compliance with constitutional and statutory requirements.

1d Fixed Assets

Consecrated land and buildings.

Consecrated or beneficial property is excluded from the accounts by Section 10(2)(a) of the Charities Act 2011.

Movable church furnishings held by the churchwardens on special trust for the PCC, and which require a faculty for disposal, are accounted for as inalienable property unless consecrated. They are listed in the church’s inventory, which can be inspected (at any reasonable time). For inalienable property acquired prior to 2000 there is insufficient cost information available and therefore such assets are not valued in the accounts. Items acquired since 1[st] January 2000 have been capitalised and depreciated on a straight line basis in the accounts over their currently anticipated useful economic life.

Other Buildings

Properties are included in the accounts at valuation. The PCC reviews the valuation annually, and any permanent impairment in value is transferred to the SOFA. No depreciation is charged on these buildings as, in the view of the PCC, the estimated useful life is so long that any charge would be immaterial.

61 Pembroke House, Hallfield Estate. The church owns a long lease of this residential flat, granted for a term of 125 years from 1 March 1982, and acquired by the PCC for £240,617 in 2004. It is used as a home for the Assistant Priest and therefore generates no income. It is accounted for as a long leasehold asset, see note 13. The PCC have revalued the property in October 2019, in accordance with accounting standards, to £525,000, (2018 £240,617).

ST JAMES'S CHURCH, PADDINGTON NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (continued)

Page 22

The church owns a long sublease of Holy Trinity Hall in the basement of 170 Gloucester Terrace and the freehold of the whole site subject to a long head lease. Both were acquired at no cost to the parish as a result of the amalgamation of the benefice of Holy Trinity, Bishop’s Bridge Road with St James’s in the 1960s and are therefore not accounted for. A 20 year sub-under lease of the Hall was granted in 2011 and rent is accounted for in the Statement of Financial Activities, (SOFA).

The church also owns an 81.7% interest in the freehold of the blocks of flats at 6-12 Gloucester Terrace which include the vicarage, constructed between 1999 and 2003. This also had no known cost to the parish as the flats were constructed on the site of the former vicarage and church hall, and is therefore also not accounted for. Ground rents are accounted for in the SOFA.

Other Assets

Equipment used within the church premises with a purchase price exceeding £1,000 is capitalised. Individual items of equipment with a purchase price of £1,000 or less are written off when the asset is acquired.

Depreciation is provided at the following rates to write off fixed assets over their useful lives. In addition, an annual impairment review is carried out, and where appropriate the carrying value of an asset is reduced to the higher of net realisable value and recoverable value through continued use.

Organ restoration -Straight line over 50 years Church furnishings -Straight line over 20 years Furniture, fittings and office equipment -Straight line over 5 years

1e Investments

Investments are valued at market value at 31 December, the figures being provided by the Fund Managers. Movements in the value of investments, and gains or losses realised on disposal are accounted for through the SOFA. Investments are held for the purpose of long term income generation or larger infrequent projects and repairs. However, investments can be realised quickly, usually with 1 weeks notice, if the PCC require additional liquidity.

1f Current Assets

Amounts owing to the PCC in respect of fees, rent or other income are shown as debtors less provision for amounts that may prove irrecoverable.

Short term deposits include cash held on deposit either with the CBF Church of England Funds or at the bank.

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (continued)

Page 23

1g Operating Leases

Rentals payable under operating leases are charged to resources expended on a straight line basis over the period of the lease.

1h Reserves Policy

~~F~~ ree reserves are defined as short term investments (see 1e above) and deposit or current bank accounts, under the control of the PCC and which are used both for immediate overhead expenditure and future liabilities.

The PCC may designate part of these free reserves, for a specific named purpose or project after the conclusion of which any surpluses are returned to the free reserve as cash or re invested for income generation.

As short term investments are readily liquidated, the PCC has resolved to maintain only a small cash reserve on deposit or current bank accounts up to a maximum of 1 months budgeted expenditure. All other funds should be held as investments.

Free reserves, (including designated investment funds) are held for the following purposes:

1) To provide an annual income of interest to be spent on general overheads.

2) To provide for potential future liabilities identified through risk analysis.

3) To provide funds for specific named projects identified by the PCC.

4) To provide generally for repairs to the fabric of the church.

In addition to free reserves, the Designated Fixed Asset Fund holds the the leasehold property at 61, Pembroke House and the restored organ.

Together these comprise the Unrestricted Funds of the church. See Balance Sheet page 18 and Movement on Funds note 16 page 30.

The Restricted Income Fund is not available for general expenditure but represent those donations, and interest thereon, given for the renovation and improvement of St James. The majority of this fund is held as short term investments, generating income for the fund and as such is held as a reserve until required.

There are 2 Endowment Funds which are held permanently as investments. The trusts of these funds allow the income to be spent on general overheads as determined by the PCC.

1i Going Concern

The church is able to pay its liabilities as they fall due, has no significant contingent liabilities or post balance sheet events that would contradict this view and has sufficient reserves to continue to operate for at least 12 months from the signature date of these accounts.

Page 24

ST JAMES'S CHURCH, PADDINGTON

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022

2 COMPARATIVE INCOME AND EXPENDITURE:

Comparative figures for Unrestricted, Restricted and Endowment funds for the 2021 Financial Yea r.

INCOMING RESOURCES
Income and Endowments from:
Collections Donations and Legacies
Charitable Activities: Services and other fees
Other Trading Activities: Rent from church hire
Investment Income
Rents receivable
Bank and deposit Interest
TOTAL INCOME
EXPENDITURE ON
Raising Funds
Charitable Activities
Clergy, services and parish work
Occupancy costs
Support and governance costs
Grants or donations payable
TOTAL EXPENDITURE
NET INCOME / (EXPENDITURE)
TRANSFERS BETWEEN FUNDS
NET INCOME/(EXPENDITURE)
BEFORE OTHER RECOGNISED GAINS /( LOSSES)
Unrealised Gains and (losses) on investments
Gains on the Revaluation of Fixed Assets
NET MOVEMENT IN FUNDS for 2021
Unrestricted
Funds
£
75,571
5,244
18,711
172,393
18,208
290,127
30,110
183,712
88,656
56,803
1,772
361,053
-70,926
4,754
-66,172
80,571
4,559
18,958
Restricted
Funds
£
28,806
0
0
0
13,364
42,170
0
0
13,199
23,041
0
36,240
5,930
0
5,930
65,906
0
71,836
Endowment
Funds
£
0
0
0
0
4,754
4,754
0
0
0
0
0
0
4,754
-4,754
0
27,903
0
27,903
Total Funds
2021
£
104,028
5,244
19,059
172,393
36,326
337,050
30,110
183,712
101,855
79,844
1,772
397,293
-60,243
0
-60,242
174,380
4,559
118,697

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)

Page 25

2022
3 COLLECTIONS, DONATIONS AND LEGACIES
£
Unrestricted
Restricted
Funds
Funds
Total
£
£
£
Stewardship and collections
36,425
36,425
Donations and gifts
22,930
22,930
Gift Aid receivable
9,162
9,162
Other income
9,832
9,832
78,349
0
78,349
OTHER TRADING ACTIVITIES
Rent from church hire
34,048
34,048
Sales, books media and fairs
2,542
2,542
36,590
0
36,590
4 CHARITABLE ACTIVITIES
General fees receivable for services
2,262
2,262
Fees for music provision at services
2,710
2,710
Fees for Pastoral Assistant
7,200
7,200
12,172
0
12,172
5 INVESTMENT INCOME : RENTS
Ground rents - 6-12 Gloucester Terrace
12,010
12,010
Crypt income
66,000
66,000
Car park income
32,273
32,273
Holy Trinity Hall
60,825
60,825
Reimbursed utility expenses
23,440
23,440
194,548
0
194,548
2021
£
Total
£
38,790
49,126
10,812
5,300
104,028
18,711
348
19,059
1,247
3,997
0
5,244
12,010
66,046
29,944
41,300
23,093
172,393

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)

Page 26

Unrestricted Restricted
Funds
Funds
2022
£
£
£
6 COST OF RAISING FUNDS
Costs of generating donations
Advertising, printing and web site
4,069
4,069
Costs related to leases and other activities
Crypt: utility and insurance costs
23,440
23,440
Holy Trinity Hall running costs
8,001
8,001
Subscriptions and licences
4,158
4,158
Books, media and miscellaneous
9,205
9,205
48,873
0
48,873
7 CLERGY, SERVICES
AND PARISH WORK
Parish share
85,200
85,200
Director of Music and choir payments
33,754
33,754
Organ tuning and repairs
2,665
2,665
Organ scholar and music fees
2,720
2,720
Assistant Priest costs
40,779
40,779
Pastoral Assistant
6,964
6,964
Clergy and ecclesiastical expenses
11,847
11,847
Verger costs
3,775
3,775
Outreach and local projects
13,560
13,560
201,264
0
201,264
8 OCCUPANCY COSTS
Vicar and Assistant Priest flats
7,870
7,870
Church utilities
9,356
9,356
One-off premises costs
0
0
Repairs and maintenance
7,168
7,168
Church roof repair project
0
0
Cleaning and servicing
18,852
18,852
Grounds maintenance
4,190
4,190
47,436
0
47,436
2021
£
2,456
22,596
4,005
1,053
3,923
34,033
85,200
27,837
2,016
2,810
40,866
0
12,517
1,233
7,310
179,789
8,543
7,650
43,166
17,414
11,206
11,465
2,411
101,855

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)

Unrestricted
Restricted
Funds
Funds
£
£
9 SUPPORT AND GOVERNANCE COSTS
Support:
Parish Office administration
5,924
0
Insurance
8,334
0
Bank charges
1,802
0
Consultancy and legal fees
6,658
0
Organ restoration(consultancy and accomodation)
0
0
Book keeping and IT support
23,880
0
Depreciation of equipment and
furnishings
10,382
3,154
Governance:
Accountancy
3,750
0
Independent Examination
1,250
0
61,980
3,154
10 GRANTS OR DONATIONS
PAYABLE
Charitable giving
5,790
0
5,790
0
11 SALARIES
2022
£
Total
£
5,924
8,334
1,802
6,658
0
23,880
13,536
3,750
1,250
65,134
5,790
5,790
Page 27
2021
£
Total
£
5,300
9,336
2,306
5,070
19,887
20,165
12,880
3,700
1,200
79,844
1,772
1,772

The number of employees in the financial year: 0 (2021: 0)

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)

12 FIXED ASSET INVESTMENTS
Unrestricted
Restricted
Movements in the year.
Funds
Funds
£
£
Income Funds
Market value at 1st January 2022
643,861
526,610
Purchases at cost, less disposals
at market value.
0
0
Net losses / gains on annual valuation
-75,793
-61,990
Market value at 31st December 2022
568,068
464,620
Endowment Funds
Market value at 1st January 2022
0
222,968
Purchases at cost, less disposals
at market value.
0
0
Net losses / gains on annual valuation
0
-26,247
Market value at 31st December 2022
0
196,721
TOTAL FUND VALUES AT MARKET VALUE
568,068
661,341
Note:
Unrealised Gains
Income Funds
Endowment Funds
TOTAL per SOFA, p18.
2022
£
Total
£
1,170,471
0
-137,783
1,032,688
222,968
0
-26,247
196,721
1,229,409
-137,783
-26,247
-164,030
Page 28
2021
£
Total
£
1,196,558
-172,564
146,477
1,170,471
195,065
0
27,903
222,968
1,393,439

Page 29

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)

13 TANGIBLE FIXED ASSETS
Cost or original valuation:
At 1 January 2022
Additions
At 31 December 2022
Depreciation:
At 1 January 2022
Provided in the year
At 31 December 2022
Net book value:
At 31 December 2022
At 31 December 2021
TOTAL
£
1,083,086
4,172
1,087,258
67,912
13,537
81,449
1,005,809
1,015,174
Long
Leasehold
Property
£
525,000
0
525,000
0
0
0
525,000
525,000
Church
Fixtures and
Furnishings
£
558,086
4,172
562,258
67,912
13,537
81,449
480,809
490,174

Revaluation of Leasehold Property

The leasehold property is not depreciated as stated in the accounting policy, note 1d page 19.

Address and lease details
Cost
£
Flat 61, Pembroke House
Inverness Terrace, W2 6HQ
240,617
84 years unexpired
Valuation
Date
10 Oct 2019
Valuation
£
525,000
Independent
Valuer
Plaza Estates
Agency
Limited
SW3 1NU

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)

14 DEBTORS
Other debtors
15 CREDITORS: AMOUNTS FALLING DUE
WITHIN ONE YEAR
Creditors and Accruals
16 FUND MOVEMENTS
Balance
01/01/2022
Resources
Resources
Incoming
Outgoing
£
£
£
GENERAL FUNDS
Free Reserves
33,890
338,581
-357,748
Designated
61, Pembroke House
533,153
0
0
Restored Organ (2021)
371,840
0
-7,595
Investments
12
643,861
0
0
RESTRICTED FUNDS
Church Renovation.
Investments and Deposits
12
575,970
13,818
0
Fixed Assets
42,846
0
-3,154
618,816
2,201,560
352,399
-368,497
2022
£
4,516
4,516
2022
£
17,316
17,316
Transfers
Gains
Between
Losses
Funds
£
0
1,679
0
0
0
4,172
-75,793
0
-61,990
0
0
0
-137,783
5,851
Page 30
2021
£
2,830
2,830
2021
£
10,867
10,867
Balance
31/12/2022
£
16,402
533,153
368,417
568,068
1,486,040
527,798
39,692
567,490
2,053,530

General Funds are the net assets and bank deposits available for immediate use at 31 December 2022, £16,402 (2021 33,890) and include designated funds held in order to generate income for the church and provide capital for larger projects. The investments are stated at market value, (note 12), at 31 December 2022. They are a permanent fund. The Church Renovation Fund consists of donations and net assets given for the continuing renovation of St James. The investments in this fund are also held at market value at 31 December 2022, (note 12).

ST JAMES'S CHURCH, PADDINGTON

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)

Page 31

17 RESTRICTED ENDOWMENT FUNDS

Ralli Trust
Barber Trust
Balance
Transfers
Balance
01/01/2022
Resources
Resources
Gains
Between
31/12/2022
Incoming
Outgoing
Losses
Funds
£
£
£
£
£
78,949
2,072
0
-9,293
-2,072
69,656
144,019
3,779
0
-16,954
-3,779
127,065
222,968
5,851
0
-26,247
-5,851
196,721*

18 ANALYSIS OF NET ASSETS BETWEEN FUNDS

Tangible Fixed Assets
Investments
Net current assets / liabilities
Unrestricted
Funds
£
901,570
568,068
16,402
1,486,040
Restricted
Funds
£
104,245
464,620
-1,375
567,490
Endowment
Funds
£
0
196,721
0
196,721
TOTAL
2022
£
1,005,815
1,229,409
15,027
2,250,251
TOTAL
2021
£
1,015,174
1,393,439
15,915
2,424,528

19 TRUSTEES EXPENSES AND RELATED PARTIES.

No material expenses were reimbursed or remuneration paid to any member of the PCC, or any related party to members of the PCC including any businesses controlled by them during this financial year or the previous one.