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2022-02-28-accounts

REGISTERED COMPANY NUMBER: 07163237 (England and Wales) REGISTERED CHARITY NUMBER: 1134634

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 28th February 2022

for

Grace Christian Trust

Grace Christian Trust

Contents of the Financial Statements for the Year Ended 28th February 2022

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 12

Grace Christian Trust (Registered number: 07163237)

Report of the Trustees

for the Year Ended 28th February 2022

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 28th February 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objectives of the charity are to advance the Christian faith and also to relieve sickness, hardship and promote and preserve good health.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The trustees of the Grace Christian Trust have the conviction that the message of historical Christianity - the news that Jesus Christ is the One who is God come to us, who died for a broken humanity, rose from the dead and brings forgiveness, transformation and life in all its fulness to those who trust Him - is the most wonderful message that could be communicated. Supporting the sharing of this message, through words and actions, is the overarching aim of the Grace Christian Trust.

On 1st April 2010, the trust purchased a freehold property in Chaldon Road, Caterham identified as a suitable site to develop a community and church centre.

The partner church appointed project managers and appointed architects to work on the project in January 2014. In July 2014 plans for redevelopment were finalised with the church congregation and in consultation with the broader community of Caterham.

Outline planning permission was granted in March 2015 and Grace Christian Trust organised the demolition of the old building on the site in May 2015 to make way for a new church building. On 15th June 2017, Grace Christian Trust donated the freehold land to Oakhall Church (Charity No 1156069) to allow the building of a new church facility and community centre to commence. In November 2018, the new church building in Caterham was opened. In that financial year, the trustees of Grace Christian Trust made a further donation to Oakhall Church towards the completion of the building project.

Subsequent projects have included donations to a church for the purchase of a building to use for Christian Conferences as well as a grant to arts groups who produce materials to communicate the Christian faith.

In the year covered by this report, the trustees approved:

a) A donation to a church for the development of a site where events will be organised for young people to hear more about the Christian faith;

b) A grant to buy humanitarian aid for families in financial difficulties in the Middle East;

c) A grant to help a family involved in church leadership in the Czech Republic to install a heating system in their home; d) Four micro-grants to help a church on the south edge of Croydon develop materials to invite guests to their events and help new followers of Jesus Christ to grow in their faith.

e) A grant to help a church in south Serbia to purchase a vehicle

The trustees have identified a local problem regarding the provision of housing for those on lower or unstable incomes. For the year that follows, the trust aims to find and provide accommodation to help local families in the South Croydon area who are in need.

In performing their duties the trustees have had regard to the guidance issued by the Charity Commission on public benefit

FINANCIAL REVIEW

Financial position

The trustees report that the trust held total funds of £918,038 at the financial year end..

Page 1

Grace Christian Trust (Registered number: 07163237)

Report of the Trustees

for the Year Ended 28th February 2022

FINANCIAL REVIEW

Investment policy and objectives

Where the trust invests its own funds, these are invested to bring growth rather than income, taking a medium risk.

ETHICAL SCREENING:

We ethically screen our investments to focus on:

We avoid investing in companies that:

ENVIRONMENTAL SCREENING:

We also screen our investments regarding their impact on the environment. We seek out companies that have

We avoid investing in companies that have:

Reserves policy

The trustees regularly review their ongoing cash resources that they have available and aim to hold sufficient funds to be able to meet approximately six months ongoing expenditure of the charity.

All the reserves of the charity are unrestricted.

FUTURE PLANS

As noted earlier in this report the trustees have identified a local problem regarding the provision of housing for those on lower or unstable incomes. For the year that follows, the trust aims to find and provide accommodation to help local families in the South Croydon area who are in need

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Page 2

Grace Christian Trust (Registered number: 07163237)

Report of the Trustees

for the Year Ended 28th February 2022

STRUCTURE, GOVERNANCE AND MANAGEMENT

Recruitment and appointment of new trustees

New trustees are recruited as and when the current trustees deem it necessary. Any new trustees are appointed by passing an ordinary resolution at a general meeting of the company.

Organisational structure

Currently the day to day management of the charity is undertaken solely by the trustees of the charity.

Induction and training of new trustees

As part of the induction process new trustees are provided with a copy of the "Statement of Beliefs" that the Grace Christian Trust operates under. In addition new trustees are provided with Charity Commission documentation so that they have a full understanding of their responsibilities as trustees.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

07163237 (England and Wales)

Registered Charity number

1134634

Registered office

Otford Manor Shorehill Knatts Valley Sevenoaks Kent TN15 6XF

Trustees

A Mayo I W Mayo Mrs J F Mayo

Independent Examiner

Jeremy Byers FCA Institute of Chartered Accountants in England and Wales Daniels & Co (Accountants) Limited Chartered Accountants 111a Station Road West Wickham Kent BR4 0PX

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

25/11/2022

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

............................................................................... A Mayo - Trustee

Page 3

Independent Examiner's Report to the Trustees of Grace Christian Trust

Independent examiner's report to the trustees of Grace Christian Trust ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 28th February 2022.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jeremy Byers FCA Institute of Chartered Accountants in England and Wales Daniels & Co (Accountants) Limited Chartered Accountants 111a Station Road West Wickham Kent BR4 0PX

Date: .............................................

Page 4

Grace Christian Trust

Statement of Financial Activities (Incorporating an Income and Expenditure Account) for the Year Ended 28th February 2022

2022
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
200,000
Investment income
2
10,535
Total
210,535
EXPENDITURE ON
Charitable activities
Grants to Christian Organisations
49,663
Other
7,122
Total
56,785
Net gains on investments
13,601
NET INCOME
167,351
RECONCILIATION OF FUNDS
Total funds brought forward
750,687
TOTAL FUNDS CARRIED FORWARD
918,038
2021
Total
funds
£
126,000
9,125
135,125
123,306
6,716
130,022
70,232
75,335
675,352
750,687

The notes form part of these financial statements

Page 5

Grace Christian Trust (Registered number: 07163237)

Balance Sheet

28th February 2022

Notes
FIXED ASSETS
Investments
8
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
10
Unrestricted funds:
General fund
TOTAL FUNDS
2022
Unrestricted
fund
£
659,717
260,359
(2,038)
258,321
918,038
918,038
918,038
918,038
2021
Total
funds
£
638,137
115,397
(2,847)
112,550
750,687
750,687
750,687
750,687

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 28th February 2022.

The members have not required the company to obtain an audit of its financial statements for the year ended 28th February 2022 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

25/11/2022

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. A Mayo - Trustee

The notes form part of these financial statements

Page 6

Grace Christian Trust

Notes to the Financial Statements

for the Year Ended 28th February 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Going concern

The trustees consider that there are no material uncertainties regarding the charity's ability to continue as a going concern.The trustees aim to achieve a financially sustainable position and believe that they have sufficient liquidity in its net assets to ensure that charitable company can meet is obligations for the next 12 months and beyond.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Investments

Fixed asset investments are measured initially at cost and subsequently at fair value (their market value) at the reporting date.

Basic financial instruments

Financial assets and financial liabilities of the charity are classified as "financial instruments" by FRS102.

Basic financial instruments typically represent, cash, bank deposits, debtors (trade debtors and loans receivable) and creditors (trade creditors and loans payable). These are accounted for at the amount receivable or amount payable.

continued...

Page 7

Grace Christian Trust

Notes to the Financial Statements - continued

for the Year Ended 28th February 2022

2. INVESTMENT INCOME

Investment income - dividends
Investment Income - interest
GRANTS PAYABLE
Grants to Christian Organisations
The total grants paid to institutions during the year was as follows:
Christian Arts and Drama Group - Outside UK
Church Building Project - Outside UK
Micro grants to local UK churches
Humanitarian aid grant to a church in the Middle East
The total grants paid to individuals during the year was as follows:
Supporting national church leadership in the Czech Republic
Supporting national church leadership in Serbia
2022
£
6,646
3,889
10,535
2022
£
49,663
2022
£
-
33,264
691
4,051
38,006
2022
£
8,700
2,957
11,657
2021
£
5,545
3,580
9,125
2021
£
120,769
2021
£
704
120,065
-
-
120,769
2021
£
-
-
-

3. GRANTS PAYABLE

4. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

Independent Examination 2022
2021
£
£
900
900
Foreign Exchanges (Gains)/Losses (532)
2,448
Investment Management fees 6,658
5,816

continued...

Page 8

Grace Christian Trust

Notes to the Financial Statements - continued for the Year Ended 28th February 2022

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 28th February 2022 nor for the year ended 28th February 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 28th February 2022 nor for the year ended 28th February 2021.

6. STAFF COSTS

The trust has no employees (2021: nil).

7.

COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 126,000
Investment income 9,125
Total 135,125
EXPENDITURE ON
Charitable activities
Grants to Christian Organisations 123,306
Other 6,716
Total 130,022
Net gains on investments 70,232
NET INCOME 75,335
RECONCILIATION OF FUNDS
Total funds brought forward 675,352
TOTAL FUNDS CARRIED FORWARD 750,687

continued...

Page 9

Grace Christian Trust

Notes to the Financial Statements - continued

for the Year Ended 28th February 2022

8. FIXED ASSET INVESTMENTS

FIXED ASSET INVESTMENTS
Listed
investments
£
MARKET VALUE
At 1st March 2021 638,137
Additions 88,121
Disposals (68,359)
Revaluations 1,818
At 28th February 2022 659,717
NET BOOK VALUE
At 28th February 2022 659,717
At 28th February 2021 638,137

Investments are measured at historic cost when acquired and subsequently stated at fair value at the end of the financial year.The fair value is measured by using quoted market prices in an active market.

All investments held are listed investments.

Had the investments been measured at historical cost, the amounts would be:

2022 20211
£ £
Cost 613,068 582,578
Cost or valuation at 28th February 2022 is represented by:
Valuation in 2022
Listed
investments
£
659,717

continued...

Page 10

Grace Christian Trust

Notes to the Financial Statements - continued for the Year Ended 28th February 2022

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Accruals and deferred income
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
210,535
TOTAL FUNDS
210,535
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
135,125
TOTAL FUNDS
135,125
2022
2021
£
£
2,038
2,847
Net
movement
At
At 1/3/21
in funds
28/2/22
£
£
£
750,687
167,351
918,038
750,687
167,351
918,038
Resources
Gains and
Movement
expended
losses
in funds
£
£
£
(56,785)
13,601
167,351
(56,785)
13,601
167,351
Net
movement
At
At 1/3/20
in funds
28/2/21
£
£
£
675,352
75,335
750,687
675,352
75,335
750,687
Resources
Gains and
Movement
expended
losses
in funds
£
£
£
(130,022)
70,232
75,335
(130,022)
70,232
75,335

10. MOVEMENT IN FUNDS

continued...

Page 11

Grace Christian Trust

Notes to the Financial Statements - continued

for the Year Ended 28th February 2022

11. RELATED PARTY DISCLOSURES

The trust received donations of £200,000 in the year ended 28th February 2022 from related parties. The donations received had no conditions attached to them.

Mr I W Mayo is a trustee of Oakhall Church (Charity No 1156069) and The Oaks Christian Trust (Charity No 272377).

Mr A Mayo is a trustee of Stewards Company Limited (Charity No 234558).

Page 12