Annual Report and Financial Statements for the Year Ended 31 December 2022
## Crawley Baptist Church
Charity registration number: 1134616
Independent Examiners Ltd 2 Broadbridge Business Centre Delling Lane Bosham Chichester West Sussex PO18 8NF
## **CRAWLEY BAPTIST CHURCH**
## **CONTENTS**
|Reference and Administrative Details|1|
|---|---|
|Trustees' Report|2 to 16|
|Independent Examiner's Report|17|
|Statement of Financial Activities|18|
|Balance Sheet|19|
|Notes to the Financial Statements|20 to 31|
|Non-statutory pages|32 to 41|
|Appendix A - Risk management report|32|
|Appendix B - Thrusts 2023|38|
## **CRAWLEY BAPTIST CHURCH**
## **REFERENCE AND ADMINISTRATIVE DETAILS**
**Trustees** Rev Ian Phillips, Senior Minister Mr Ade Aderounmu, Deacon Mr Graham Durrant, Church Secretary Mr Graham Poole, Deacon Mr Ian Larkham, Deacon Mrs Sandra Warner, Minister, Pastoral Care Mrs Sue Lindridge, Minister, Children and Youth Mrs Marian Hayden, Minister, Music and Worship Mr Paul Stewart, Deacon Mrs Sharon Golightly, Deacon Mr Benjamin McMillan, Deacon **Charity Registration** 1134616 **Number Principal Office** Crabtree Road West Green Crawley West Sussex RH11 7HJ **Independent Examiner** G W Schulz ACMA Independent Examiners Ltd 2 Broadbridge Business Centre Delling Lane Bosham Chichester West Sussex PO18 8NF **Bankers** The Royal Bank of Scotland Drummond House PO Box 1727 Edinburgh Midlothian EH12 9RH
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## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT**
The Trustees present the annual report together with the financial statements of the charity for the year ended 31 December 2022.
## **Structure, governance and management**
## _**Nature of governing document**_
Crawley Baptist Church is governed by its constitution based on the Approved Governing Document provided by the Baptist Union. The Church received Charity Status from the Charity Commission in 2010.
The constitution explains that ‘Church Members shall meet together in a Church Members’ Meeting under the guidance of the Holy Spirit and under the Lordship of Christ to discern the mind of God in the affairs of the Church’. Ordinary Church Meetings – which we call ‘Body Talk’ - are held at least four times each year to consider routine matters associated with the life of the church including issues related to church membership and the appointment and dismissal of the charity trustees.
The constitution defines the Trustees of Crawley Baptist Church as the Minister, Deacons, Secretary, Treasurer and those employed staff who by the nature of their role work together with the Minister and the Deacons in the overall leadership of the Church.
1. The Qualifications of a Deacon:
A Deacon should be a person:
- I. Of mature faith
- II. Filled with the Holy Spirit
III. Who supports to the full the worship and witness of the church
- IV. Who supports a life group as fully as they are able
- V. Able to work in harmony with the Minister and Fellow Deacons
A Deacon is a person appointed by the church, under the guidance of the Holy Spirit, to share in the spiritual leadership, oversight and administration of the church.
A Deacon is a member of 18 years or over and a member not less than six months.
2. The Election of a Deacon
Deacons are elected at the AGM and require over 50% of the vote cast. They serve for a three-year term.
3. The Responsibility of a Deacon
Deacons meet on the first Thursday of every month, at least one away day and one weekend away for business, training and development.
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## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
Induction and training of the responsibility of Trustees is done on an informal basis as they are nominated for election. They are made aware of the role and responsibilities and relevant information is passed to them as and when it is received either at the regular monthly meeting or on training or planning days.
## _**Recruitment and appointment of Trustees**_
The management of the charity is the responsibility of the Trustees who are elected and co-opted under the terms of the The Approved Governing Document provided by the Baptist Union and adopted in July 2009.
## _**Risk management**_
Under the Statement of Recommended Practice (SORP (FRS 102) effective 1 January 2019) regulations it is recommended that the Deacons, as Trustees, complete an ongoing Risk Management review. The Deacons have undertaken this review during the year in order to identify and manage the principal risks that may deter Crawley Baptist Church from achieving its main objectives. A copy of the latest review as at 31st December 2022 is included as Appendix A.
## **Objectives and activities**
In September 2021 we adopted a new vision:
## **By 2025 Crawley Baptist Church will love without limits.**
To achieve this Vision we have three main thrusts: Looking up, Looking in and Looking out:
Looking Up: We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.
Looking In: We will be a community who are fully using our gifts and fully equipped to serve one another in love.
Looking Out: We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.
It is through this Vision that we hope to fulfil our principal purpose as set out in the church’s constitution: ‘the advancement of the Christian faith according to the principles of the Baptist denomination’. We like to describe our purpose as simply being to:
- Declare God’s Praise
- Develop Christian Disciples
- Demonstrate Christian Love
As a GOSPEL people, the church’s values are:
- Grace - We will be motivated by God’s free gift of love in all that we do.
- One another - We will be real as we care for one another and work together.
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## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
• Servant hearts - We will serve those in the local community and beyond with integrity and love.
- People - We will share the Good News of Jesus with anyone who does not know him.
- Equipped - We will identify, develop and use our God given gifts.
- Lifestyle - We will be good stewards of our time, talents and possessions.
## _**Public benefit**_
The Trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.
The Trustees maintain an overview of all the activities of the church and are constantly monitoring them in order to make any changes necessary in order to involve as wide a group of people as possible, thereby continuing to deliver a clear public benefit.
## **Achievements and performance**
## _**Review of activities**_
_Activities focused on our vision that ‘Crawley Baptist Church will love without limits!’_
In 2022 we began to implement the new Vision we adopted in September 2021.
We moved towards fully opening the premises for worship and activities during the week. Not everyone came back into the building on Sundays and many chose to watch the service on live stream. As the year progressed more people returned to the building with fewer watching online. By the end of 2022 most people were attending worship services in the building, with a steady, but smaller number accessing these online.
This was mirrored in church activities and external users during the week. Gradually church activities returned to a pre-pandemic pattern and external users began to meet in the premises more regularly.
We took a vote at an “in-person” Body Talk meeting to continue using a hybrid model which still holds.
The church worked hard to re-connect with people both from within the church community and those outside the church as we moved through the transition from lockdowns to a new normal.
Examples of the Vision coming to life in the church for the community over the last year are set out below under the headings of the three Thrusts associated with that Vision.
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## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
## _**Looking Up: We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.**_
**Church services:** During 2022, we saw a gradual awakening post COVID, from services being only live streamed at Christmas 2021 to regular services of worship every week throughout 2022, with live streaming also continuing. As the year went by the congregation grew and we were seeing new people, but also realising that many had not returned to regular worship.
It was a delight to be able to draw together Scratch Orchestra again, after a few years of inactivity. This drew in twenty participants, many for whom it was a first time, and we were able to be part of our worship on Remembrance Day.
In the Autumn we ran a couple of “Open music group evenings” which again, drew in new people, so that by December, when forming the next term’s rota, we had people returning and new musicians joining our regular band rota.
Christmas Choir awayday was well attended, and it was a joy to be part of a Carol Service with congregation in the building, but also to take a Carol Service at Green Fields Baptist Church.
**Life Groups:** Our Life Groups are small groups which meet to learn, develop and “do life” together. They continued to meet in various forms throughout 2022. In February 2022 we held a Life Group Leader’s Morning to support and encourage our leaders. It was also an opportunity to share stories of what had been happening in our groups and how God has been present along the way. We take this opportunity to share the details of the Vision in the form of the “Thrusts” for the year, so that people can be fully engaged. In June we celebrated our volunteers by putting on a meal for them and to say “Thank you!”
## _**Looking In: We will be a community who are fully using our gifts and fully equipped to serve one another in love.**_
**Youth Activities:** During 2022 we were in regular contact with 43 young people between the ages of 11 and 18. We also continued to connect with and support 9 young adults at university, work or training.
Regular activities included:
## Re:allsorts Youth group (Wednesday evening)
Re:allsorts continued to be a welcoming and inclusive community for young people connected with the church and the wider community. One young person who recently joined the group said ‘It is like I have found family here’. We have also been intentional in engaging parents starting with a Re:allsorts community WhatsApp group, leading onto our first Re:allsorts Community Quiz with young people and parents in November. The group also has a heart to help the community and has helped the Easter Team sort food and pack parcels on 3 occasions during the year.
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## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
## Doughnuts (Sunday morning)
As families gradually felt able to return to church services on a Sunday morning so we saw an increase of young people joining and regularly attending the group in 2022. It has been good to see the young people building friendships, encouraging and supporting one another as they navigated life post COVID.
## Young People’s life group (Sunday evening)
Through 2022 there was a recognition that this was a season of change for the group as many had or would turn 18 during the year. In March the group planned and led a Sunday morning service involving young people from the different groups. They were able to use their gifts and encourage gifts in others. From March to June the group met as a Kintsugi Hope well-being group which provided a very helpful framework for discussing issues around mental health and developing an increased sense of trust in the group. In September, as some moved to university and started new jobs, the pattern of meetings changed to meet monthly, organised by the young adults. Some members of the group have also started to volunteer in youth ministry and other areas of church life.
## Breakfast Club
A new venture for 2022 was the YP breakfast club. It was started in recognition that there were a number of young people who through the pandemic had become disconnected but who may value a more informal group to talk through issues they were facing. 6 young people joined the group which met monthly from February to July 2022. A range of topics were covered led by the young people. It was a helpful short-term intervention with good feedback from the young people.
## Kenya Trip
We were very pleased that the trip to Kenya postponed from 2020 was able to take place in July this year. 8 young adults and 3 leaders went with Amor (Europe) to work with Pursue Kenya in Butere from the 24th July – 5th August. We were engaged in a variety of activities including schools work, assisting in the treatment of Jiggers, building garden towers and visiting orphanages and widows in rural communities. We also helped to build mud houses. The trip ended with a safari before we returned home. Learning points included a wider appreciation of other cultures and how we can learn from them, increased confidence in engaging with and trying new things and a greater reliance on God. The team were also able to share their shared and personal experiences in church services at CBC and locally.
## Volunteers
We are thankful to the volunteers who have continued to serve the young people and their families this year. We have sought to thank and support them through appropriate training (internal and external), regular team mornings and encouragement and thank you gifts.
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## **TRUSTEES' REPORT (CONTINUED)**
**Children’s Ministry:** 2022 was all about investing lots of time valuing and re-building relationships with our volunteers and children that were part of our church before the pandemic. Through Christ who strengthens us and prayer, we became increasingly aware that we were not seeing some of the children that came regularly to church on a Sunday. The early part of 2022 was a hard time for us all and at times quite sad! Losing children that were a big part of our church before was painful. But…… after running a Holiday Club in the July for 40 children, in the autumn of 2022, something quite extraordinary happened. We started a new programme looking at Characters from the Bible and how God used these people years and years ago and how God can use us still today. Our church started to fill up again on a Sunday with new children. We were all so encouraged. It has been hard letting go of the children we once knew, but there is an excitement of getting to know these new children and what God will do through us all in the coming weeks and months.
**Family Ministry:** Where we were in 2021 was very different with how we were by the end of 2022. The hardship and pain of losing some families because of the impact of the pandemic in 2021 changed a lot in 2022. We invested time valuing and re-building relationships with every family that we knew before the pandemic, but we were also seeing an increasing amount of new families appear through our Kids Matter programme, Parents & Toddlers, POD, Little Holly Hedgehog Pre-School and on a Sunday. By the end of 2022, we had 184 families walking through our doors during term time. Just amazing.
Every family has been impacted by the cost of living rise and the increase in their gas and electricity bills. Even with financial support from the government, times are tough for everyone. As a church we have signposted families to the Food Bank, but we are finding walking the journey with each family individually has been a better approach with personal prayer, support and encouragement.
We were able to run a Kids Matter programme for 11 families this year ending with a family breakfast paid for by the church. We also laid on a Kids Matter reunion morning with coffee and pastries looking at specific areas of parenting where folks could get some support.
We ran a Family Film & Craft evening in December where 67 people attended with hot dogs and popcorn. Families were so grateful that they asked when the next one would be.
**Parents & Toddlers:** A two day per week support group for parents/grandparents of under 3’s before the pandemic was very well attended, but the impact of the pandemic meant that we had to reduce numbers to 20 families per day until restrictions were lifted. During 2022 we could run at full capacity offering 35 families per day a place. As this is written we are full again and have 11 on a waitlist! We have parents/grandparents from all walks of life attending this group each week, making new friends over coffee and a biscuit with lots of chaotic fun. We have a Christian craft, story and worship song every week which we always pray will give these community families a flavour of God’s love. To see children with other children again learning through play is just wonderful.
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## **TRUSTEES' REPORT (CONTINUED)**
**Women’s Ministry:** We have enjoyed being able to meet together and held special evening events for women to come along to. At these events they could be renewed, refreshed and grow in understanding of how much God loves them. Our main events were at Easter and Advent.
**Men’s Ministry:** At the end of November around thirty men gathered at a local hotel to enjoy a meal, an evening together and to think about how Men’s Ministry might look in 2023. It produced a list of thoughts and reflections!
**Kintsugi Hope:** In the summer, from June to August we ran the Kintsugi Hope course with ten people attending. This is a Mental Health Well-being course covering topics like grief, forgiveness, anxiety, anger and depression. It runs for 12 weeks with a different topic addressed in each session. In the current climate of much uncertainty and challenge, more people are suffering with their mental health. Kintsugi Hope offers an opportunity to talk, in a safe and supportive environment. The course proved helpful for those attending.
**Premises:** By the end of 2022 our outside user bookings were almost at pre-pandemic levels. It has been good to see the building wake up and feel alive with people on a daily basis. It has been great to witness Little Holly Hedgehog do their Easter parade with their Easter hats, and see them with miniature ponies, and have the Christmas story told to them underneath our tree. The upstairs is full all week with Little Holly Hedgehog and Parent and Toddlers using the space; lots of little people add joy to the space.
We have 21 groups who meet regularly in the building, and have had old customers come back like South East Coast Ambulance Service for a training session. We hope to see more of them in 2023.
We hosted a 12-week Kintsugi Hope mental wellbeing course. We have had three weddings, a farewell, sadly seven funerals, two Affirm conferences, a One Voice Community Choir concert and events for women and men throughout this year. Sunday Services still remain at one service but that is filling up, we are serving refreshments again and people are reconnecting. Our café runs term time twice a week and the takings are often quite high, the buzz is truly delightful with superb food and good company.
People using the building truly enjoy the ambiance, the welcome and the feel of the building, and are happy to comment, even taking the time to send messages to us about this building and its people. We are fortunate to be able to host so many charities and groups who are doing such good work in the community by helping those who struggle.
The building itself is starting to show its age and so we have had some repairs and replacements done during 2022. We have done the same in the Manse. There is a plan of yearly maintenance contractors, as well as a rolling decoration scheme. We are moving towards plant-based chemicals used in the church, and all the COSHH regulations, risk assessments, policies and H&S guidance are being adhered to.
We move into 2023 with quiet confidence despite the cost of living crisis as we see more groups want to engage with us from the community, and most of our members using the building again. God is faithful and we are Loving without Limits.
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## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
## _**Looking Out: We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.**_
**Christmas Services:** The Christmas Choir awayday was well attended. It was a joy to be part of a Carol Service with a congregation in the building, and also to take a Carol Service at Green Fields Baptist Church which was full.
**SPOT:** The joy of the older folk being able to come together each Tuesday afternoon and enjoy different activities each week has been very encouraging. We have perhaps, appreciated each other more than before COVID. We have shared in crafts, a monthly meal together, celebration meals at Christmas and Easter, friendship, armchair exercises, board games and outings to garden centres and the coast. We have had new people joining in our activities from the community of West Green and from the Social Prescribing initiative. We have continued to send monthly letters to our 'shut ins'. We were able to enjoy our annual 'Daycation'. This runs for a whole day each Tuesday through August. Up to seventy people attended on each day. 'Daycation' offers a variety of activities, meals and an entertainment each afternoon which in 2022 included a ukulele band and a harpist. We were able to make a donation to St Catherine’s Hospice from our collected funds, this being the chosen charity of the ukulele band. Through the 'Listening Ear' team we continue to offer help as and when needed in the form of shopping, lifts, picking up prescriptions, taking communion, general love and pastoral care, to individuals at their point of need.
**Football Club:** Football club thrived during 2022. We had good numbers each week, varying from 14 to 22 but mostly around the 18 mark. For the first time we had to turn people away because we didn’t have the space to play safely with the numbers on that evening. We have a steady and committed group of about 30 players who attend when they can. It varies from week to week with work commitments, illness, injury and holidays, but those who come consistently say it’s the highlight of the week. One or two have had to drop out but others have found their way to joining us. We had people joining us because they googled football in Crawley and were connected to the church website where they were able to find out where and when we play.
**One Voice:** One Voice Community Choir continued to meet fortnightly in term time with fluctuating numbers to start with due to COVID, but picking up by the Summer so that we were able to run a Charity concert in October and be part of two charity events in the town. We were also honoured to receive an award at the Crawley awards ceremony for “Best Community Group.”
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## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
**Christians Against Poverty (CAP):** Christians Against Poverty (CAP) is a national Christian organisation specialising in debt counselling for people in financial difficulty, including those facing bankruptcy or insolvency. There is a debt centre in Crawley which is supported by many churches (including Crawley Baptist church) and Christians across the town. As part of their support CAP offers courses to help people improve their financial management and lifestyles. One of these courses is called ‘Life Skills’. It covers the four key topics of money, organisation, health and relationships The course generally lasts for 8 weeks and contains three main elements, which are the course, community and coaching. Community time is planned into the course so that the members and coaches and volunteers, can get to know each other and have fun. It is an opportunity to openly profess and share our faith and build stronger relationships with the members. By the end of the course, each member is encouraged to join a church community if they are not part of one already. Each member has the opportunity to benefit from friendly one-to-one support and coaching from a trained CAP Life Skills Coach. Three church members are trained in delivering the course, and another three members provide support at the sessions. As well as this people from other churches in Crawley help to run the courses. To date 6 courses have been run, and another one is planned. They have all been very well received, and participants are able to talk about the very positive impact that the course has on them. In 2022 we supported courses in July – August and October – November.
**POD:** A vibrant, busy, weekly community children’s club for school years 1 to 6 of 30 children before the pandemic has changed to a slightly smaller group of 24 children. With cubs, brownies and swimming lessors re-opening across the town, we are back to seeing children who cannot afford these type of groups and really love attending POD and making new friends. We were able to go to Go Ape in July of 2022, which is a real luxury for the majority of the children and which is financially supported by the church. Each year we give any new POD children a Bible, again financially supported by the church. In 2022 we handed out 16, which is incredible! We were able to enjoy Pancake Day, and also three Family Celebration events at Easter, July and December. These were times for the families to all be together to hear a message of hope from the Bible and enjoy lots of yumminess and laughter. POD is a group that provides a safe space for children to share their news and make friendships from quite often difficult situations.
**The Rainbow Lounge Coffee Shop** : The coffee shop is open throughout the year on Wednesday and Thursday each week, though it is closed during school holidays and half terms. Trading hours are from 10.30 for coffee and cake and light lunches are served from 11.30 until last orders at 13.15. Staffed entirely by volunteers it is self-funding and any profit is used to buy new equipment for the church kitchens. Through the dedication and enthusiasm of the volunteers the coffee shop continues to hold an Elite 5* scores on the doors from the local authority. We also have retained our 'Eat out Eat Well' Gold award for our healthy and nutritious menu. Despite rising costs, we have managed to maintain our prices at the level set in 2021. The introduction of a card reader for payments has proved popular with our clientele and now 65% of payments are made that way. As in the past any 'tips' received are converted to vouchers to provide a 'free meal' for those in the community who are disadvantaged.
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## **TRUSTEES' REPORT (CONTINUED)**
**Kids Matter:** A parenting programme for families needing support either through our local school or other community connections. With the restrictions of COVID lifted, we were able to run a Kids Matter programme for 11 families. These families attended with all kinds of pain and challenges, but the support of the programme and one another showed a glimmer of hope and light. We have since seen these families for a Kids Matter reunion breakfast, at our Christmas Family Fun Film & Craft Event and some of them attending our community groups or having lunch in the café. Each family thanked us for our encouragement and support and are seeing the difference that the programme has made in their children’s behaviour and with their family routines.
## _Other activities_
**Weddings:** There were three weddings n the church during 2022, all for people directly connected to the church.
**Funerals:** The church was used for eight funerals during 2022. Some of those were funerals for people who regularly attended the church and we were able to provide the sanctuary for the service and the Rainbow Lounge for refreshments afterwards. Other services were for people from the community who had a connection to the church in some way or who needed a church for a service. We were also able to help and support a family new to Crawley, but without a church. We provided the sanctuary and Rainbow Lounge for them in difficult circumstances.
**Mission:** The Mission Team consists of a small team of six, and meets mostly once a month. As a team, our privilege is to share in the Great Commission and act in an advisory capacity to the Minister, the Leadership Team and the Deacons, as well as manage the annual allocated budget. We seek to increase the numbers and diversity of the team.
Our aim is to help the fellowship at CBC to be Mission aware by including regular prayer updates, sharing mission news and keeping the church informed of relevant developments regarding those areas for which we have involvement. This information has been summarised in the new Mission booklet available for all to see in the vestibule. In addition, we seek to encourage those individuals and organisations on the front line, at home and abroad, in their work for the Lord by our prayers, and by other means. We also seek to encourage and support any members of the fellowship if they feel led to be involved in mission. This again will be in prayer, as well as financially with one-off contributions for travel and/or materials such as craft/literature.
In recent times, we have continued informal links with our former Missionary partners, Mark and Susanna Barrell. We now have new links and partner through BMS with Jayne Edwards, and Liz and Sergio Vilela, in Mozambique. We continue our mission involvement in Kenya (New Life International), Burundi (Igniting communities for Jesus), Malawi (Faith in action Churches), and we maintain a link with Deo Gloria in Hunedoara, Romania.
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## **TRUSTEES' REPORT (CONTINUED)**
At home, we support the ecumenical work of the Easter Team (Food Bank), Lighthouse (Children’s school assemblies and lunch clubs) and CAP (Christians Against Poverty.) We share all of this through news and prayers in answer to their prayer request during Sunday morning services and at bi-monthly Body Talk. We now keep the church Mission page updated with similar materials, bi-monthly letters from our BMS partners, current news and online links to these and wider Christian organisations like Tear Fund and BMS, as well as our local missions.
In 2022, we reviewed and revived our **team Mission Statement.**
Additionally, we seek to raise the **profile and concept** of Mission by:
- Mission services conducted by BMS visitors as well as our mission partners on
- furlough, and by local mission workers;
- Publicity and support for fund-raising for the young people’s visit to Kenya in
- summer 2022;
- Placing emphasis on the increasing diversity of our congregation, and seeking
- to encourage newcomers, by intentional welcome, a projected Newcomers’ Meal, our twice-weekly café and lunch meals and extended coffee sessions before and after Sunday service.
We are beginning to see and appreciate that each of us in CBC is an important ‘missionary’ in our individual and communal life. More information is being shared, more encouragement is being generated and there is more awareness of our collective role in spreading the Good News.
The church is committed to enabling as many people as possible to join in its services of worship and its activities and to become part of the church community.
## _**Achievements**_
During 2022 we invested in the projects which form the three Thrusts.
**Looking Up:** At the Life Group Leader’s Morning in February we gave out journals to each Life Group. The purpose of these journals was to help us reflect on how God is present in the everyday of life. People were encouraged to tell their own stories in their groups of times when they had seen God at work and experienced his presence. These could be recorded in the journal and used as an encouragement and reminder to “Look Up”. Stories ranged from very simple experiences to some more spectacular moments.
A preaching series in the Psalms of Ascent (Psalms 120 to 124) began in January and ran through to the end of June. The aim of the series was to reflect on God’s presence with the Israelites through their history and learn how God is with his people today in the same way. Titled “Between the Dreaming and the Coming True” it encouraged us to “Look Up” as we travel through life.
**Looking In:** There are a number of challenges as we navigate our way through life and we engaged with two of them during the year: the changing nature of how we understand gender and sexuality, and how we look after our mental health. To do this we invested in two different things.
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## **TRUSTEES' REPORT (CONTINUED)**
Affirm Conference: In February and again in November, we invited Affirm Baptists to talk with us about gender and sexuality. The February conference was online and covered some basic parameters in the debate. In November we met in person to engage with some Biblical interpretations. The focus of these two conferences was from the affirming side of the debate, which not everyone agrees with. This has been a challenging journey, but one that is important since we live in a world where there are many opinions.
Kintsugi Hope: We trained a couple of leaders for the adult course and one for the youth course and we ran both adult and youth Kintsugi Hope courses during the year. The aim of the courses is to give a safe space to engage with the challenges of mental health and well-being.
We also looked at the information booklets we have produced which give information about who we are, what’s happening, and how people can get involved in volunteering in the church.
**Looking Out:** The major project of 2022 has been focused around Green Fields Baptist Church. This was originally a church plant out of Crawley Baptist Church (CBC) in the late 1960s. Over recent years it has struggled and CBC was asked if it would consider a merger with Green Fields BC. At the March Church Meeting in 2022, CBC voted in favour of a merger. Green Fields BC subsequently also voted in favour of a merger and since then we have been working towards a merger of the two churches.
During 2022 we began to meet regularly again with Green Fields BC on the fourth Sunday afternoon of the month. This had stopped during lockdowns, but there was a new impetus to meet as we anticipated the merger.
Out of our regular meeting together, we decided to hold one of our Carol Services at Green Fields BC. This meant we had to ship in extra chairs and ask for volunteers to help serve refreshments. The church was full and it generated great excitement and anticipation for the future. We were able to link up with The Oaks Primary School and use their car park for the choir. We hope this is a first step in developing a stronger relationship with the school.
We had ideas about a number of other activities to run alongside the move towards a merger, but we didn’t get that far in 2022.
As the year progressed, and particularly towards the end of the year. We began to see new faces in the congregation. It took a long time to get to what looked like a new normal attendance post COVID. We lost a few folk who have found it difficult to return. But there were new people and new families. By the end of the year there was a steady number still connecting to the live-stream service and others watching on catch-up.
During the year, across all the activities for children and young people we had regular contact with about 180 families.
Over the year around 180 people from the church have regularly engaged in Life Groups, seeking to learn and grow together as they love and support each other in everyday life.
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## **TRUSTEES' REPORT (CONTINUED)**
## **Stories:**
Looking Up: _We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly._
We were asked by a local funeral director to host a funeral for a family who had recently moved to Crawley but had not found a church. We were able to help the family with the service and with the refreshments after the service. Many people attended the service and more the time afterwards, which in their tradition, was as important as the service. Out of these difficult circumstances the family began attending the church and have made it their church because they found a home in the church. It was, and continues to be, a lovely story of seeing God’s presence in the challenges and tragedies of life.
## Looking In:
Those who met to be part of the Kintsugi Hope course developed a deep bond as the course progressed. The space and permission to be honest about struggles with mental well-being enabled the group to speak openly and honestly about their own challenges. As the formal sessions came to a close, some members of the group decided they would continue to meet for a season such were the relationships that had formed.
## Looking Out:
Last year Social Prescribing asked if one of their clients could attend our SPOT activities. These clients are always very welcome but this lady was not able to attend our usual Tuesday activities. However, we were able to find new ways of building relationship. In less than six months the lady, who is over 90, felt very much part of us and was engaging twice weekly most weeks. She is a real asset to our groups and her words at the end of our Christmas meal were, “I’m so pleased I found this church”. The best Christmas present any of us involved with that ministry could receive.
Through contact with one of our elderly church members, a retired school teacher, two brothers have been bringing their elderly, frail parents for a meal in our coffee shop on a regular basis. They enjoy their visits and love talking to the coffee shop volunteers about the church and what it has to offer. It is a ‘safe’ place for then to bring their parents and they are always grateful for the food, care and friendship we offer.
## **Plans for future periods**
When planning the year, the Trustees considered the Commission’s guidance on public benefit and, in particular, the specific guidance on charities for the advancement for religion. We seek to provide a public benefit by reaching as many in the community as we can and to help them through:
- Regular services of worship with teaching and prayer
- Provision of pastoral care and practical support
• Explaining the Christian faith and providing opportunities for people to become followers of Jesus Christ.
In order to facilitate all this work, it is important to maintain the fabric of the premises.
Page 14
## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
We will continue to pursue our purposes: to declare God’s praise, to develop Christian disciples, and to demonstrate Christian love. Our vision is that by 2025 Crawley Baptist Church will love without limits.
## **Financial review**
All cash balances are held with the Baptist Union Corporation in an interest earning deposit account. When the Church committed to the rebuilding project it set up the double tithe in support of the External Tithe Fund (support to outside organisations) and The Evangelism, Outreach and Mission Fund (support for these activities from within the Church). Whilst the External Tithe Fund was distributed as received, the Evangelism, Outreach and Mission Fund was allowed to accumulate and has been used over the following years. This Fund now stands at £17,121. A quarter of the costs of increasing the hours of the Children's and Family Worker was met from this fund during 2022. It is anticipated that the Children's and Family worker will be fully funded from revenue income in 2023.
The Church has additional Designated Funds; the Memorial Fund which is used to hold legacies and the Gift Day Fund which is used to hold gifts given for specific purposes. In addition, the Koinonia Fund is restricted and is used for members and non-members needing financial support.
Revenue income amounted to £346,070 (2021 - £366,490) and comprised General Offerings, miscellaneous donations, tax refund on Gift Aid, interest received and income from use of premises.
Revenue expenditure amounted to £376,083 (2021 - £371,509).
The difference in income/ expenditure is mostly due to a mission trip undertaken by our young people which was postponed from 2020. The rest is because of a decrease in giving due to the economic situation in the country, and capital expenditure from designated funds.
All debtors are considered good for the full amount owing; all obligations have been met and will continue to be met as they fall due.
## _**Policy on reserves**_
Crawley Baptist Church holds reserves in order to continue our operations in the face of future shortfalls in income or unexpected expenses. We have considered the financial risks we face and our policy is to hold £32,500 as free reserves.
Page 15
## **CRAWLEY BAPTIST CHURCH**
## **TRUSTEES' REPORT (CONTINUED)**
## **Statement of Responsibilities**
The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.
The law applicable to charities requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the Trustees are required to:
- select suitable accounting policies and then apply them consistently;
- observe the methods and principles in the Charities SORP;
- make judgements and estimates that are reasonable and prudent;
- state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.
The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008, and the provisions of the constitution. The Trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The annual report was approved by the Trustees of the charity on 28 September 2023 and signed on its behalf by:
......................................... ......................................... Rev Ian Phillips Mr Graham Durrant Trustee Trustee
Page 16
## **CRAWLEY BAPTIST CHURCH**
## **INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CRAWLEY BAPTIST CHURCH**
I report to the Trustees on my examination of the accounts of Crawley Baptist Church for the year ended 31 December 2022.
## **Responsibilities and basis of report**
As the charity Trustees of Crawley Baptist Church you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).
I report in respect of my examination of the Crawley Baptist Church's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner’s statement**
Since Crawley Baptist Church's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Chartered Institute of Management Accountants, which is one of the listed bodies.
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of Crawley Baptist Church as required by section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
...................................... G W Schulz ACMA Independent Examiners Ltd 2 Broadbridge Business Centre Delling Lane Bosham Chichester West Sussex PO18 8NF
28 September 2023
Page 17
## **CRAWLEY BAPTIST CHURCH**
## **STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022**
|**Note**
**Unrestricted**
**funds**
**£**
**Income and Endowments from:**
Donations and legacies
2
320,485
Charitable activities
3
15,010
Investment income
4
2,034
Total income
337,529
**Expenditure on:**
Charitable activities
5
364,316
Net expenditure
(26,787)
**Other recognised**
**gains and losses**
Actuarial gains on
defined benefit pension
schemes
23,400
Net movement in funds
(3,387)
**Reconciliation of funds**
Total funds brought
forward
127,440
Total funds carried
forward
13
124,053|**Restricted**
**funds**
**£**
8,541
-
-
8,541
11,767
(3,226)
-
(3,226)
2,681,213
2,677,987|**Total**
**2022**
**£**
329,026
15,010
2,034
346,070
376,083
(30,013)
23,400
(6,613)
2,808,653
2,802,040|**Total**
**2021**
**£**
359,950
6,267
273|
|---|---|---|---|
||||366,490
371,509|
||||(5,019)
6,081|
||||1,062
2,807,591|
||||2,808,653|
The notes on pages 20 to 31 form an integral part of these financial statements. Page 18
## **CRAWLEY BAPTIST CHURCH**
## **BALANCE SHEET AS AT 31 DECEMBER 2022**
|**Note**
**Fixed assets**
Tangible assets
9
**Current assets**
Debtors
10
Cash at bank and in hand
**Creditors: Amounts falling due within one year**
11
**Net current assets**
**Total assets less current liabilities**
**Creditors: Amounts falling due after more than**
**one year**
**Net assets**
**Funds of the charity:**
**Restricted income funds**
Restricted funds
**Unrestricted income funds**
Unrestricted funds
**Total funds**
13|**2022**
**£**
2,653,600
2,653,600
9,281
150,816
160,097
(11,657)
148,440
2,802,040
-
2,802,040
2,677,987
124,053
2,802,040|**2021**
**£**
2,653,600|
|---|---|---|
|||2,653,600|
|||5,498
177,853|
|||183,351
(9,970)|
|||173,381|
|||2,826,981
(18,328)|
|||2,808,653|
|||2,681,213
127,440|
|||2,808,653|
The financial statements on pages 18 to 31 were approved by the Trustees, and authorised for issue on 28 September 2023 and signed on their behalf by:
......................................... Rev Ian Phillips Trustee
......................................... Mr Graham Durrant Trustee
The notes on pages 20 to 31 form an integral part of these financial statements. Page 19
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022**
## **1 Accounting policies**
## **Statement of compliance**
The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.
## **Basis of preparation**
Crawley Baptist Church meets the definition of a public benefit entity under FRS 102. The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.
## **Going concern**
The Trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.
## **Income and endowments**
Voluntary income including donations, gifts, legacies and grants that provide core funding or are of a general nature is recognised when the charity has entitlement to the income, it is probable that the income will be received and the amount can be measured with sufficient reliability.
## _**Donations and legacies**_
Donations and legacies are recognised on a receivable basis when receipt is probable and the amount can be reliably measured.
## _**Grants receivable**_
Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditions are attached to the grant and are yet to be met, the income is recognised as a liability and included on the balance sheet as deferred income to be released.
## _**Gift aid**_
Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.
Page 20
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## _**Interest receivable**_
Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.
## **Expenditure**
All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category.
## _**Charitable activities**_
Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.
## _**Grant provisions**_
Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty about either the timing of the grant or the amount of grant payable.
## **Taxation**
The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.
## **Tangible fixed assets**
Freehold property owned by the charity is included in the financial statements at its historical deemed cost and depreciated by writing off the difference between the cost and estimated residual value over its useful economic life. The useful economic life of the property is so long and the residual value so high that any depreciation would not be material.
A review for impairment of a fixed asset is carried out if events or changes in circumstances indicate that the carrying value of any fixed asset may not be recoverable. Shortfalls between the carrying value of fixed assets and their recoverable amounts are recognised as impairments. Impairment losses are recognised in the Statement of financial activities.
Page 21
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **Depreciation and amortisation**
Tangible fixed assets are carried at cost, net of depreciation and any provision for impairment. Depreciation is not charged on freehold land. Depreciation is provided at rates calculated to write off the cost of fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
## **Asset class**
Freehold property
**Depreciation method and rate** not material
## **Debtors**
Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.
## **Cash and cash equivalents**
Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.
## **Liabilities**
Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably. Liabilities are recognised at the amount that the charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.
## **Pensions and other post retirement obligations**
The charity operates a defined contribution pension scheme which is a pension plan under which fixed contributions are paid into a pension fund and the charity has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.
Contributions to defined contribution plans are recognised in the Statement of Financial Activities when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.
## **Fund structure**
Unrestricted income funds are general funds that are available for use at the Trustees discretion in furtherance of the objectives of the charity.
Designated funds are unrestricted funds set aside for specific purposes at the discretion of the trustees.
Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.
Page 22
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **2 Income from donations and legacies**
|**Unrestricted funds**
**Designated**
**£**
**General**
**£**
Donations and legacies;
Donations
33,052
235,211
Gift aid reclaimed
-
52,222
Grants, including capital
grants;
Government grants
-
-
33,052
287,433|**Restricted**
**funds**
**£**
8,541
-
-
8,541|**Total**
**2022**
**£**
276,804
52,222
-
329,026|**Total**
**2021**
**£**
299,695
55,809
4,446|
|---|---|---|---|
||||359,950|
## **3 Income from charitable activities**
|**Unrestricted**
**funds**
**General**
**£**
Use of premises
15,010
**4 Investment income**
**Unrestricted**
**funds**
**General**
**£**
Interest receivable and similar income;
Interest receivable on bank deposits
2,034|**Total**
**2022**
**£**
15,010
**Total**
**2022**
**£**
2,034|**Total**
**2021**
**£**
6,267|
|---|---|---|
|||**Total**
**2021**
**£**
273|
Page 23
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **5 Expenditure on charitable activities**
|**Unrestricted funds**
**Note**
**Designated**
**£**
**General**
**£**
Mission costs
-
1,775
Ministry costs
43,564
19,662
Church
premises costs
4,983
46,841
Manse costs
-
10,307
Administrative
support
-
13,844
Independent
examination
-
1,620
Grant funding of
activities
6
2,000
46,116
Staff costs
8
-
173,604
50,547
313,769|**Restricted**
**funds**
**£**
-
2,706
-
-
720
-
8,341
-
11,767|**Total**
**2022**
**£**
1,775
65,932
51,824
10,307
14,564
1,620
56,457
173,604
376,083|**Total**
**2021**
**£**
1,856
43,378
67,233
5,276
15,451
1,620
54,000
182,695|
|---|---|---|---|
||||371,509|
## **6 Grant-making**
|**Analysis of grants**
Mission grants|**Grants to institutions**
**2022**
**£**
**2021**
**£**
56,157
52,000|**Grants to individuals**
**2022**
**£**
**2021**
**£**
300
2,000|
|---|---|---|
The support costs associated with grant-making are £Nil (31 December 2021 - £Nil).
## **7 Trustees remuneration and expenses**
During the year, 4 Trustees received remuneration of £89,173 (2021 - 4 Trustees received £95,305).
During the year, 4 Trustees received benefits in kind in the form of pension contributions of £15,253 (2021 - £16,253).
During the year, 3 Trustees received reimbursement of expenses of £4,943 (2021 - 3 Trustees received £2,391).
Page 24
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **8 Staff costs**
The aggregate payroll costs were as follows:
|**Staff costs during the year were:**
Wages and salaries
Social security costs
Pension costs
Redundancy|**2022**
**£**
142,617
6,834
24,153
-
173,604|**2021**
**£**
145,206
7,729
26,552
3,208|
|---|---|---|
|||182,695|
The number of persons (including senior management team) employed by the charity during the year was as follows:
|Employees|**2022**
**No**
7|**2021**
**No**
8|
|---|---|---|
No employee received emoluments of more than £60,000 during the year
## **Paid Staff**
Senior Minister: Rev Ian Phillips Children and Families: Mrs Denise Beer Financial Assistant: Mrs Lesley King Music and Worship: Mrs Marian Hayden (until Dec 22) Children and Youth: Mrs Sue Lindridge Premises Manager: Mrs Clare Sage Pastoral Care: Mrs Sandra Warner
## **Volunteer Staff**
Financial Assistant: Mr. Steve Pidgeon
Note: the following Paid Staff are also Trustees under the Constitution adopted by the church in July 2009:
Senior Minister: Rev Ian Phillips Pastoral Care: Mrs. Sandra Warner Children and Youth: Mrs. Sue Lindridge Music and Worship: Mrs. Marian Hayden
Page 25
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **9 Tangible fixed assets**
|**Cost**
At 1 January 2022
At 31 December 2022
**Depreciation**
At 31 December 2022
**Net book value**
At 31 December 2022
At 31 December 2021|**Land and**
**buildings**
**£**
2,653,600
2,653,600
-
2,653,600
2,653,600
|**Total**
**£**
2,653,600|
|---|---|---|
|||2,653,600
-|
|||2,653,600|
|||2,653,600|
The charity owns and utlilises the church premises at Crabtree Road, West Green, Crawley, RH11 7HJ which have been included in the financial statements in accordance with the new accounting framework at the insurance value of £2,431,222. The church manse at 27 Crabtree Road, West Green, Crawley, RH11 7HL, occupied by the senior minister, has also been included at its insurance value of £222,378.
## **10 Debtors**
|Prepayments
Accrued income
Other debtors
**11 Creditors: amounts falling due within one year**
Other taxation and social security
Other creditors
Accruals
Deferred income|**2022**
**£**
2,816
5,258
1,207
9,281
**2022**
**£**
2,499
-
4,143
5,015
11,657|**2021**
**£**
-
4,574
924|
|---|---|---|
|||5,498|
|||**2021**
**£**
2,578
5,072
2,320
-|
|||9,970|
Page 26
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **12 Pension commitments**
The Church is a participating employer the Baptist Pension Scheme (“the Scheme”), which is a separate legal entity administered by the Pension Trustee (Baptist Pension Trust Limited). The assets of the Scheme are held separately from those of the Employer and the other participating employers.
The Scheme, previously known as the Baptist Ministers’ Pension Fund, started in 1925, but was closed to future accrual of defined benefits on 31 December 2011. Prior to this date the main benefit provided through the Defined Benefit (DB) Plan was a pension of one eightieth of final minimum pensionable income for each year of pensionable service together with additional pension in respect of premiums paid on Pensionable Income in excess of Minimum Pensionable Income.
From January 2012, pension provision is being made through the Defined Contribution (DC) Plan within the Scheme. In general, members pay 8% of their Pensionable Income and employers pay 6% of members’ Pensionable Income into individual pension accounts, which are operated and managed on behalf of the Pension Trustee by Broadstone Corporate Benefits Ltd. In addition, the employer pays a further 4% of Pensionable Income to cover Death in Service Benefits, administration costs, and an associated insurance policy which provides income protection for Scheme members if they are unable to work due to long-term incapacity. This income protection policy has been insured by the Baptist Union of Great Britain with Aviva Limited. [Members of the Basic Section pay reduced contributions of 5% of Pensionable Income, and their employers also pay a total of 5%.]
The Scheme is considered to be a multi-employer scheme as described in Section 28 of FRS 102. Because it is not possible to attribute the Scheme’s assets and liabilities to specific employers, the scheme is accounted for as if the Scheme were a defined contribution scheme.
The Ministers and some members of the church staff are eligible to join the Scheme.
## _**Actuarial valuation as at 31 December 2019**_
A formal valuation of the DB Plan as at 31 December 2019 was carried out by a professionally qualified Actuary using the Projected Unit Method. At the valuation date the market value of the DB Plan assets was £298 million, whilst the level of assets needed to pay benefits was £316m, giving a deficit of £18m (equivalent to a past service funding level of 94%). The Church and the other participating employers in the DB Plan are collectively responsible for funding this deficit.
Page 27
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
The key financial assumptions underlying the valuation were as follows:
|**Type of financial assumption**|**% pa**|
|---|---|
|RPI price inflation assumption|3.20|
|CPI price inflation assumption|2.70|
|Minimum Pensionable Income Increase Adjustment (above CPI)|0.50|
|Assumed investment returns||
|- Pre-retirement gilt yield plus 1.75% pa)|2.95|
|- Post retirement(including benefits matched by the insurance
policy) (gilt yield plus 0.5% pa)|1.70|
|Minimum Pensionable Income increases (CPI plus 0.5%)|3.20|
|Deferred pension increases (based on RPI)||
|- Pre April 2009|3.20|
|- Post April 2009|2.50|
|Pension increases||
|- Based on CPI with an annual floor of 0% and annual cap of 5%|2.70|
Mortality is assumed in accordance with 80% of the S3NA standard mortality table. Future improvements projected from 2013 in line with the “CMI 2019” projection with a long-term rate of improvement of 1.75% p.a. for males and 1.5% p.a. for femaleswith the core smoothing parameter and with additional initial mortality improvement factor A=0.5%.
The next actuarial valuation of the DB Plan within the Scheme is due to take place not later than as at 31 December 2022.
## _**Recovery Plan**_
In addition to the contributions to the DC Plan set out above, where a valuation of the DB Plan reveals a deficit the Trustee and the Council agree to a rate of deficiency contributions from churches and other employers involved in the DB Plan. Following the 2019 valuation a Recovery Plan was signed in September 2020 under which deficiency contributions are payable until June 2026. These contributions were broadly based on each employer's membership at 31 December 2014 and increase annually in line with increases to Minimum Pensionable Income as defined in the Rules.
On 30th June 2022 the Baptist Pension Scheme signed an agreement with the insurance company Just Group (“Just”) to secure DB Plan members’ pension benefits. Just are now providing financial backing for all pensions provided through the Scheme’s DB Plan and following this transaction, the Scheme no longer has a shortfall. An updated Recovery plan was then signed in August 2022 under which recovery contributions from each participating employer in the DB Plan reduced to £1 per month from August 2022.
Page 28
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **13 Funds**
## **Current year**
|**Unrestricted funds**
**_General_**
General Funds
**_Designated_**
Gift Day Fund
Memorial Fund
Mission Trip Fund
Specified
Ministries
Rainbow Lounge
Parent and
toddler fund
**Total**
**unrestricted**
**funds**
**Restricted funds**
Koinonia Fund
Evangelism
Outreach &
Mission Fund
Easter Team Fund
Other Specific
Charities
Building fund
**Total funds**
|**Balance**
**at 1**
**January**
**2022**
**£**
**Incoming**
**resources**
**£**
**Resources**
**expended**
**£**
**Transfers**
**£**
**Other**
**recognised**
**gains/**
**(losses)**
**£**
37,170
304,477
(313,769)
2,500
23,400
46,487
-
(4,983)
-
-
19,999
-
-
-
-
19,148
2,668
(20,019)
-
-
2,935
20,886
(17,521)
(1,500)
-
1,701
8,071
(7,093)
(1,000)
-
-
1,427
(931)
-
-
90,270
33,052
(50,547)
(2,500)
-
127,440
337,529
(364,316)
-
23,400
7,552
200
(2,706)
-
-
20,061
-
(720)
-
-
-
983
(983)
-
-
-
7,358
(7,358)
-
-
2,653,600
-
-
-
-
2,681,213
8,541
(11,767)
-
-
2,808,653
346,070
(376,083)
-
23,400
|**Balance**
**at**
**31**
**December**
**2022**
**£**
53,778
41,504
19,999
1,797
4,800
1,679
496|
|---|---|---|
|||70,275|
|||124,053|
|||5,046
19,341
-
-
2,653,600|
|||2,677,987|
|||2,802,040|
Page 29
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **Prior year**
|**Unrestricted funds**
**_General_**
General Funds
**_Designated_**
Gift Day Fund
Memorial Fund
Mission Trip Fund
Specified Ministries
Rainbow Lounge
**Total unrestricted**
**funds**
**Restricted funds**
Koinonia Fund
Evangelism
Outreach & Mission
Fund
Easter Team Fund
Other Specific
Charities
Building fund
**Total funds**|**Balance**
**at 1**
**January**
**2021**
**£**
**Incoming**
**resources**
**£**
**Resources**
**expended**
**£**
**Transfers**
**£**
**Other**
**recognised**
**gains/**
**(losses)**
**£**
**Balance**
**at**
**31**
**December**
**2021**
**£**
21,838
320,715
(310,331)
(1,133)
6,081
37,170
65,613
-
(20,259)
1,133
-
46,487
5,243
20,000
(5,244)
-
-
19,999
19,136
12
-
-
-
19,148
6,374
16,799
(20,238)
-
-
2,935
1,726
2,584
(2,609)
-
-
1,701
98,092
39,395
(48,350)
1,133
-
90,270
119,930
360,110
(358,681)
-
6,081
127,440
7,566
1,030
(1,044)
-
-
7,552
26,495
-
(6,434)
-
-
20,061
-
415
(415)
-
-
-
-
4,935
(4,935)
-
-
-
2,653,600
-
-
-
-
2,653,600
2,687,661
6,380
(12,828)
-
-
2,681,213
2,807,591
366,490
(371,509)
-
6,081
2,808,653|**Balance**
**at 1**
**January**
**2021**
**£**
**Incoming**
**resources**
**£**
**Resources**
**expended**
**£**
**Transfers**
**£**
**Other**
**recognised**
**gains/**
**(losses)**
**£**
**Balance**
**at**
**31**
**December**
**2021**
**£**
21,838
320,715
(310,331)
(1,133)
6,081
37,170
65,613
-
(20,259)
1,133
-
46,487
5,243
20,000
(5,244)
-
-
19,999
19,136
12
-
-
-
19,148
6,374
16,799
(20,238)
-
-
2,935
1,726
2,584
(2,609)
-
-
1,701
98,092
39,395
(48,350)
1,133
-
90,270
119,930
360,110
(358,681)
-
6,081
127,440
7,566
1,030
(1,044)
-
-
7,552
26,495
-
(6,434)
-
-
20,061
-
415
(415)
-
-
-
-
4,935
(4,935)
-
-
-
2,653,600
-
-
-
-
2,653,600
2,687,661
6,380
(12,828)
-
-
2,681,213
2,807,591
366,490
(371,509)
-
6,081
2,808,653|
|---|---|---|
|||90,270|
|||127,440|
|||7,552
20,061
-
-
2,653,600|
|||2,681,213|
|||2,808,653|
Page 30
## **CRAWLEY BAPTIST CHURCH**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022 (CONTINUED)**
## **14 Analysis of net assets between funds**
## **Current year**
|**Current year**||||
|---|---|---|---|
|Tangible fixed assets
Current assets
Current liabilities
Total net assets|**Unrestricted funds**
**General**
**£**
**Designated**
**£**
-
-
65,435
70,275
(11,657)
-
53,778
70,275|**Restricted**
**funds**
**£**
2,653,600
24,387
-
2,677,987|**Total funds**
**at 31**
**December**
**2022**
**£**
2,653,600
160,097
(11,657)|
||||2,802,040|
## **Prior year**
|Tangible fixed assets
Current assets
Current liabilities
Creditors over 1 year
Total net assets|**Unrestricted funds**
**General**
**£**
**Designated**
**£**
-
-
65,468
90,270
(9,970)
-
(18,328)
-
37,170
90,270|**Restricted**
**funds**
**£**
2,653,600
27,613
-
-
2,681,213|**Total funds**
**at 31**
**December**
**2021**
**£**
2,653,600
183,351
(9,970)
(18,328)|
|---|---|---|---|
||||2,808,653|
Page 31
## **CRAWLEY BAPTIST CHURCH**
## **- Appendix A Risk Management Report**
**----- Start of picture text -----**
Finance
Potential risk Potential impact Steps/controls in place to mitigate risk
Revenue income does not Cut back on revenue Monthly financial reports are provided to
increase at the rate expenditure thus reducing the Deacons showing actual income
required to sustain the overall outreach and compared with projections, including any
increase in budgeted impact. significant changes in expected
expenditure, e.g., via loss giving/expenditure
of major donors within Bi-monthly reporting to Church Members
congregation to indicate need to increase giving.
Encourage members and regular
attendees to reassess their giving on a
regular basis (e.g., annually at beginning
of each year)
Unexpected expenditure of Reduced revenue A reserves policy is in place that is
General Fund. expenditure thus reducing reviewed by the Finance Team on an
overall outreach and annual basis and approved by the
impact. trustees. This is currently set at £32,500
plus one month’s average expenditure.
Loss of key personnel/data Loss of all financial All critical data backed up using NAS
with specialist knowledge of management and control. (Network Attached Storage) drive.
financial support systems. Two trained system operators are always
maintained.
Being the victim of Fraud loss of capital/ Processes for identifying and responding
reputational damage to fraud / key policies are in place
Ensure instances of potential fraud are
communicated to trustees and employees.
Serious incidents reported to Charity
Commission
Theft of Sunday offering Loss of funds Money is stored in the safe as soon as
practical after the service by suitably
appointed personnel (e.g.,
trustees/finance team)
Giving by standing order is encouraged.
Loss of charity status and Cut back on revenue Ensure all Charity Commission and HMRC
subsequent loss of gift and expenditure thus reducing requirements are met
tax refunds overall outreach and
impact.
**----- End of picture text -----**
Page 32
## **CRAWLEY BAPTIST CHURCH**
## **- Appendix A Risk Management Report**
|||Personnel||
|---|---|---|---|
|Potential risk|Potential impact||Steps to mitigate risk|
|Loss of Staff and other key
personnel/volunteers e.g.,
through relocation,
promotion, retirement, ill
health, accident, grievance,
employee tribunal or burn
out.|Loss of direction and/or
control of key areas of
Church life.
Additional pressure on
remaining staff.
Reduction in the Church's
activities.||Risk reduced as far as practical by
devolving responsibilities amongst teams
led by staff and other key personnel.
Sharing responsibilities through regular
staff and team meetings.
Encouraging open channels of
communication with Deacons.
Review job descriptions and procedures for
regular appraisal, review and development,
including succession planning.
Annual budget review of staff remuneration
package.
Appropriate policies are in place (e.g.,
sickness loan working, grievance)
Future staffing structure being explored.
Team training days in place for volunteers
and other volunteer engagements in place
Trustees are willing to stop activities if
required|
|Inadequate performance of
staff|Loss of direction and/or
control of key areas of
Church life.
Additional pressure on
remaining staff.
Reduction in the Church's
activities.||Check job specifications, regularly do
reviews/assessments|
Page 33
## **CRAWLEY BAPTIST CHURCH**
## **- Appendix A Risk Management Report**
|||Data Security|Data Security|
|---|---|---|---|
|||||
|Potential risk|Potential|impact|Steps to mitigate risk|
|Loss of Data/Records/Work
from laptops due to theft,
loss, damage, or breakdown|Loss of critical information||NAS server is available for staff to back up
all data
Critical finance data is backed up
Availability of this at home to be reviewed
as part of data protection review|
|Data breach or loss of data
(including cyber-attack on
the church website)|Heavy financial penalties
or prosecution.
Reputational damage
Safe-guarding breach||Review of GDPR in progress with aim for
updated policy and training to be
performed by end of 2023
Data protection policy in place
Data handling processes in place
Control content of website and links to
other sites.|
Page 34
## **CRAWLEY BAPTIST CHURCH**
## **- Appendix A Risk Management Report**
**----- Start of picture text -----**
Activities
Potential risk Potential impact Steps to mitigate risk
Child abuse allegations Damage and harm to the Crawley Baptist Church Safeguarding Policy
made against an individual individuals, families and implemented and subject to regular review
or individuals as part of friends arising from abuse with referral to the Disclosure and Barring
CYM or other Church Legal or other claims Service as appropriate.
organisations working with against individuals and/or Regular training in Safeguarding Protection
children. the church. issues for all those working with children.
Adverse public reaction
towards the Church.
Damage to the children,
parents and families
resulting in a decline of
young people in the
Church.
Damage and loss of
confidence by and in
Children and Youth
Ministry leaders affecting
purpose, values and
vision of the Church.
Allegations made against an Damage and harm to the Crawley Baptist Church Safeguarding Policy
individual or individuals as individuals, families and for Vulnerable Adults implemented and
part of a Church friends arising from abuse subject to regular review with referral to
organisation working with Legal or other claims the Disclosure and Barring Service as
vulnerable adults. against individuals and/or appropriate.
the Church. Regular training in Safeguarding Protection
Adverse public reaction issues for all those working with vulnerable
towards the Church. adults.
Damage and loss of
confidence by and in the
work with vulnerable
adults affecting purpose,
values and vision of the
Church.
Abuse by member of the Damage and harm to the Appropriate/relevant insurance cover held
public or accident otherwise individuals, families and relating to the premises.
incurred causing friends arising from Stewards appointed and staff aware of
harm/damage to other abuse. need for vigilance and support and building
people, staff or premises. Legal claim against the security procedures.
church.
Adverse public reaction
towards the Church.
**----- End of picture text -----**
Page 35
## **CRAWLEY BAPTIST CHURCH**
## **- Appendix A Risk Management Report**
|||Activities||
|---|---|---|---|
|Potential risk|Potential impact||Steps to mitigate risk|
|Allegations made against
staff, pastoral and
counselling workers and
other leaders.|Damage and harm to the
individuals, families and
friends arising from
abuse.
Legal claim against the
church
Adverse public reaction
towards Crawley Baptist
Church and/or legal
claims against individuals
and/or Crawley Baptist
Church.||Insurance protection held through the
Baptist Union Minister's Insurance, subject
to regular review.
Additional insurance cover held through the
Association of Christian Counsellors.
Adherence to established good practice.
Advice from insurers have confirmed that
the “legal liability arising from pastoral
care” covers all employees and authorised
volunteers.|
|Trustees make
unintentional mistakes
and/or bring the Church
into disrepute through their
actions.|Possible legal action
against the church.||Greater training of Trustees in respect of
their legal duties and Baptist principles to
be made available.
Regular trustees’ meetings held, with
records kept and communication channels
maintained
Appropriate Trustees insurance cover in
place.|
|Breakdown of tolerance
from neighbours due to
disturbance from church
activities|Negative impact on
church activities
Possible legal action
against the church.||Keep neighbours informed of relevant
events.
Avoid things that knowingly upset
neighbours.|
Page 36
## **CRAWLEY BAPTIST CHURCH**
## **- Appendix A Risk Management Report**
**----- Start of picture text -----**
Premises
Potential risk Potential impact Steps to mitigate risk
Inadequate Health & Safety Claims from staff and/or Ongoing training arranged in H&S, first
procedures and measures. voluntary staff due to aid, fire safety and food hygiene
actual or potential procedures, and personnel appointed in
accidents occurring. key areas.
Death or injury to persons Fire extinguishers regularly maintained
Adverse inspection from Holly Hedgehog and Parents and
H&S officials resulting in Toddlers hold fire drills annually. Other
legal action being taken fire drills planned following training.
against the Trustees. H&S Policy reviewed annually and
Deficiencies in Health and revised as appropriate.
Safety provisions prevent Risk Assessments carried out,
the use of the premises, implemented and under regular review.
resulting in curtailment of Ensure appropriate ventilation.
the Church's activities. Ensure that air conditioning is switched
Overheating in sanctuary on as necessary (where fitted).
causing illness. Ensure that windows are open where
Adequate ventilation required (Window openers for the large
(natural or mechanical) sanctuary windows are planned for
required to obtain cross 2023)
flow of air.
Damage or loss of
premises due to fire
Premises left unlocked when Unauthorised access, All key holders and leaders are briefed
unattended. possible theft and/or on security and lock-up procedures. Car
damage. park gates are normally closed and
secured when there is no one in the
building.
Loss of external door keys. Unauthorised access, Intruder alarm system is normally set
possible theft and/or when no one is in the building.
damage.
Unauthorised parking in the Restricted/limited use by Car park gates are normally closed and
car park. authorised users. secured when there is no one in the
building.
Intruder Theft of equipment or CCTV installed and in use 24 hours.
resources.
Outside user groups using Misuse of premises Before bookings are made – new users
the premises unattended. Emergency during use are checked as appropriate.
Appropriate training in procedures for
fire and first aid in place.
Lack of / or insufficient Insufficient / no cover if Trustees to ensure that the appropriate
insurance held by CBC anything happens to any insurance is maintained
leader or volunteer,
anybody using the
premises, anybody on
external activities.
**----- End of picture text -----**
Page 37
## **CRAWLEY BAPTIST CHURCH**
## **- Appendix A Risk Management Report**
**----- Start of picture text -----**
Premises
Potential risk Potential impact Steps to mitigate risk
Lack of / or insufficient CBC Trustees prosecuted Premises Manager or other approved
insurance held by if something happens to person confirms that contractors hold
Contractors/external users the contractor, other correct or adequate insurance to comply
when working on/using the users, staff or property, with at least the appropriate laws plus
premises etc. our requirements.
Outbreak of any national Viruses caught by staff or Ensure that premises are virus safe by
pandemic/virus amongst volunteers or other following HM Government Regulations
staff, volunteers or other building users resulting in and Guidance, Baptists Together
building users. illness of various degrees Guidance (updated as HM Government
from minor illness Regulations and Guidance are updated),
through serious illness, HSE Guidance, and other Guidance,
disability or even death. Regulations and requirements from
other organisations as determined from
time to time.
Premises are regularly cleared, hand
sanitisers are provided and general
hygiene measures being followed
Merger with Greenfields Unbudgeted spending Appropriate surveys undertaken before
Baptist Church results in required to resolve issues the merger formally takes place.
CBC being responsible for at Greenfields premises Ensure that before the merger any
unknown premises issues Litigation and loss of decisions are formally made and funded
reputation if a safety by Greenfields.
incident arise
Falling Objects, terrorist Significant damage or Suitable policies in place
action total loss of premises
**----- End of picture text -----**
Page 38
## **CRAWLEY BAPTIST CHURCH**
## **Thrusts 2023**
## **“By 2025 Crawley Baptist Church will love without limits!”**
## **Looking Up**
**We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.**
|**We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.**|**We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.**|**We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.**|**We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.**|**We will be people who are continually seeing and knowing God’s transforming love as we follow him wholeheartedly.**|
|---|---|---|---|---|
|**Project**|**Scope**|**When?**|**Who?**|**Monitoring**|
|
24/7/ Prayer|
Whole church: involve CYM and
Life Groups
A variety of approaches: art,
music, reflection, reading,
writing and recording
Focus: The Character of God|
Beginning of September
2023|
Ian and others||
|
Teaching Series|
The Character of God|
September to December
2023|
Ian, Ian, David,
Seidel||
Page 39
## **CRAWLEY BAPTIST CHURCH**
## **Looking In**
|**We will be a community who are fully using our gifts and fully equipped to serve one another in love.**|**We will be a community who are fully using our gifts and fully equipped to serve one another in love.**|**We will be a community who are fully using our gifts and fully equipped to serve one another in love.**|**We will be a community who are fully using our gifts and fully equipped to serve one another in love.**|**We will be a community who are fully using our gifts and fully equipped to serve one another in love.**|
|---|---|---|---|---|
|**Project**|**Scope**|**When?**|**Who?**|**Monitoring**|
| Connect| To find ways of connecting people in the
church with one another, with a focus on
new people and people who feel on the
edge| Now and
ongoing| Whole Church||
| Connect Team| Explore ways to move towards
connection and oversee how we’re doing| Connect Team| Establish Team: to
include Welcome Team
and new volunteers||
| Refresh| To find ways to encourage and refresh
all those who are busy and tired in their
commitment to church| Life Group
Leaders Morning
Feb 2023
Other meetings
as and when| Ian, Lisa, Staff and
Deacons||
Page 40
**CRAWLEY BAPTIST CHURCH**
## **Looking Out**
## **We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.**
|**We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.**|**We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.**|**We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.**|**We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.**|**We will be people who fearlessly proclaim God’s magnificent love, always and everywhere.**|
|---|---|---|---|---|
|**Project**|**Scope**|**When?**|**Who?**|**Monitoring**|
| Communication of
what church offers| Social media, QR codes kinked to
website, visual display boards
“Tag” activities with a stage of
faith to make each accessible| Now and ongoing| Tech Team, Staff and
Deacons||
| Just Looking| A pre-Alpha course for anyone
wanting to explore faith| September 2023?| Just Looking Team||
| Parents and
Toddlers at Green
Fields| Parents of toddler age children
who can access Green Fields BC| September 2023| Denise
New P&T Team||
| Young Adults| Get the group together to ask
them what would help and what
they need from the church rather
than just us assuming what is
needed.| April 2023| Sue and others||
| Just Volunteering| Offer opportunities to volunteer
in neutral setting e.g. Easter
Team, Coronation Celebrations| Ongoing| Anyone who wants to||
Page 41