2025-12-31-accounts - The Parochial Church Council Of The Ecclesiastical Parish Of St. Mary's, Ambleside

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Parish of Ambleside with Langdale PCC

Parish of Ambleside with Langdale

Parochial Church Council (PCC)

(Ambleside with Langdale is part of the Diocese of Cumbria within the Church of England)

Annual Report 2025

Report of the Trustees and Unaudited Financial Statements

for year ended December 2025

Charity No: 1134603

Church Office :

Bankers:

Independent Examiner

St Mary’s Church Barclays Bank, Helen Holmes Vicarage Road 3 Crescent Road, Stables Thompson & Ambleside Windermere, Briscoe Ltd Cumbria LA23 1EB Lowther House LA22 9DH Lowther St The Co-operative Kendal Incumbent: Bank, LA9 4DX Rev Andy Smith PO Box 250 Skelmersdale, WN8 6WT

Stables Thompson & Briscoe Ltd

Chartered Accounts and Business Advisors Lowther House Lowther Street

Kendal

LA9 4DX

Parish of Ambleside with Langdale PCC

CONTENTS OF THE ANNUAL REPORT & FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

	pages 2 - 20 21 22 23 - 24 25 26 - 47
Report of Trustees	2 - 20
Trustees’ responsibilities	21
Independent Examiner’s Report	22
Statement of Financial Activities	23 - 24
Balance Sheet	25
Notes to the Financial Statements	26 - 47

REPORT OF TRUSTEES

The trustees present their report with the financial statements of the charity for the year ended 31 December 2025. The trustees have adopted the provisions of accounting and reporting by the Charities Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (Effective 1 January 2015). They were also prepared in accordance with PCC Accountability.

1. AIMS and PURPOSES

To cooperate with the minister in promoting in the parish the whole mission of the Church: evangelistic, pastoral, social and ecumenical.

St Mary’s Church Ambleside also provides a daily benefit to a high number of visitors from all over the UK and the world.

Holy Trinity, Chapel Stile is a Festival Church which is not used for weekly worship, but is valued by the community for local events and for Festivals of the Church and for Rites of Passage (Baptisms, Weddings and Funerals).

Parish of Ambleside with Langdale PCC

2. OBJECTIVES and ACTIVITIES

The objectives of the PCC are detailed within the Memorandum & Articles of the PCC, but can be summarised as follows: -

The PCC is committed to encouraging as many people as possible to worship at our church and become part of our church community. The PCC maintains an overview of worship throughout the parish and makes suggestions on how our services can involve the many community groups that live within our parish. Our services and worship put faith into practice through prayer, scripture, music, and sacrament.

St. Mary’s Ambleside PCC confirm compliance with the “duty” in section 4 of the 2006 Charities Act and give due regard to guidance published by the Charity Commission regarding Public Benefit. In summary, the PCC trustees ensure that the purposes for which it is set up are maintained:

Ensure that PCC trustees understand the PCC charity purposes as set out in its governing document.
Plan what the PCC will do and what needs to be achieved.
Be able to explain how all the PCC activities are intended to further or support the PCC purposes.
Understand how the PCC benefits the public by carrying out its purposes.

Next to St Mary's church sits Ambleside Parish Centre (APC), a Community Centre, which receives financial contributions from St Mary's, the Methodist church and community grants. It is a vibrant welcoming community space where many members of the local community take part in groups and activities or volunteer their time for projects such as the Community Lunches, the Evergreen club for over 55s and Community Food Cupboard. Many of the congregation of St Mary's are actively living out their faith as trustees or members of the managing committee, supporting the groups and volunteering alongside their neighbours.

St. Mary’s Church has contact with the University of Cumbria (Ambleside campus) through the Rector’s work with the University Chaplain and the student Christian Union. When planning our activities for the year we have considered the Charity Commission’s guidance on the public benefit and the supplementary guidance on charities for the advancement of religion. In particular, we try to encourage people to live out their faith as part of our parish community through:

Worship and prayer, learning about the Gospel and developing their knowledge,
relationship and trust in Jesus Christ.
Provision of pastoral care for people living in the parish
Missionary and outreach work.

Parish of Ambleside with Langdale PCC

The main objective for the last year was to continue to ensure that the objectives set out above can be met and supported and to raise the profile of the work of the PCC and encourage new people to take an interest in the Church and its activities.

To facilitate this work of the Church it is important that the PCC maintains the building’s fabric.

3. ACHIEVEMENTS and PERFORMANCE

Worship and Prayer.

The merger of the Langdale and Ambleside parishes in January 2025 has enabled an outreach and mission programme to develop, partly due to combining the financial resources of the two parishes.

Over the past year, the worship life of St Mary’s has continued to develop as we respond to the evolving needs of our congregation and the wider community. Building on the introduction of a new service pattern in November 2024, we now offer two distinct expressions of worship: a 9:15am contemplative service, rooted in familiar liturgy and hymns, and an 11:00am informal gathering, shaped to engage a broader demographic. These patterns are becoming more established and have been widely appreciated, helping to nurture a sense of unity across different worshipping traditions.

We recognise that some people have had difficulty in adapting to the changes in service pattern and continue to be deeply grateful for their generosity and faithfulness in embracing these developments, recognising that openness to new people and varied expressions of worship is essential for the church’s ongoing life and growth.

One of the most encouraging developments within the 11:00am gathering has been the growing role of shared meals, reflecting a deepening commitment to community and fellowship. Through this year we have established a regular pattern of once a month for sharing a meal after the 11am service at the long table in church. Hospitality remains central to both our worship and our mission and so these meals have become a valued part of what we do as a community.

Throughout the year, we have gathered in worship at Holy Trinity Church, Langdale, to mark important moments of the Christian calendar—Mothering Sunday, Easter, Harvest, Remembrance Sunday, the Christmas Carol Service, and Christmas Day. Each occasion has been a joyful and significant celebration, made special by the presence of both familiar faces and visitors who joined us. It has been good to come together as a community, to celebrate the rhythm of the year with warmth, gratitude, and a deep sense of connection.

These services are recognised as important to the local community and the parish as a whole and will carry on being provided.

Parish of Ambleside with Langdale PCC

Pastoral Care

Pastoral care remains deeply embedded in the life of the church, with a strong culture of mutual support where people care for one another informally. While this reflects a genuine and compassionate community, we recognise that greater structure would help ensure that no one falls through the gaps as our congregation grows.

Prayer ministry was developed in 2025 and is now available at both the 9:15am and 11:00am services, providing a space for personal reflection and intercession. Additionally, our long-standing monthly communion service at Millans Court continues to offer an important pastoral connection for residents. Looking forward, we'd love to develop a more intentional framework for pastoral care, ensuring that all in our church family feel supported and valued.

Diocesan Intern Programme

In September we welcomed Helen Penny our intern for the year. She quickly became a valued member of the team and has been involved in a variety of roles to support the mission and evangelism of the church.

Helen has led morning prayer at Rydal Hall where she has been living. She has also helped at Ambleside school with Forest School and has been part of the team for Monday Meet up. Helen planned activities and put together gift bags for families attending the Christmas light switch on. She went above and beyond by turning up in a penguin costume. She has taken her turn with collective worship at Ambleside Primary School and has demonstrated a great affinity for the youth in the church. She has run a session fortnightly for the youth during the sermon slot, where they explored scripture together. She also supports services at St Mary’s by working the AV on Sunday morning and reading Scripture.

Mission and Evangelism Review & Update

This year we have continued to build on the changes to our worship and it has been encouraging to see new people joining us, particularly at the 11am service. There is a growing sense of momentum, and it feels as though these developments are helping us become a church that is more open, more welcoming and more able to connect with a wider range of people.

One of the clearest highlights was our presence at the town’s Christmas light switch-on. Once again, hundreds of families came through the church for the helter-skelter party, and it was a joy to see the building full of children, laughter and conversation. It was one of those moments that gave a real glimpse of what it looks like for the church to be right at the heart of the community.

Parish of Ambleside with Langdale PCC

Mission remains central to our vision. This year also saw the prayer room take shape and begin to be used by both church groups and others from the wider community. It is already becoming a valued place of quiet prayer, reflection and encounter with God. More than that, it reflects something important in our life together: our desire that any new mission or outreach should grow out of prayer, discernment and dependence on the Holy Spirit.

At Christmas, the nativity tent proved a real gift, with local families dropping in to dress up, take photos and share in the Christmas story. We were also pleased to welcome children from Ambleside Primary School and Langdale School into church for sessions which included storytelling, time in the nativity tent and craft activities in the prayer room. These moments have helped strengthen our links with local families and schools, and we hope they will be part of a wider pattern of outreach in the future.

Towards the end of the year we began planning and advertising an Alpha course to run early in the new year, as part of our commitment to creating clear and accessible ways for people to explore faith.

This year also saw important progress in building the staff team that will support the church’s mission and evangelism in the years ahead. In September, Joanna Andrew joined us as Worship Lead, and in October Edd Chipchase joined us as Operations Lead. We were also pleased to welcome Emily Chisnell in September to train for ministry with us, with a particular focus on

outreach. Joanna, Edd and Emily have each brought real strength, experience and generosity, and we are deeply thankful for all they are already contributing to the life of the church. Alongside this, plans for a Children and Families role also moved forward, with the post due to be advertised early next year.

Mission Giving – £4,212 ( £5,324) - helped to support our main Mission Initiatives outlined below. Donations via Planned Giving, gift aid, loose plate collection, Contactless Donations Unit (replaces the Church Pillar) and Letter Box continues.

Overseas Mission: Nepal International Support Fellowship; TEARFUND; Compassion UK. Home Mission : Ambleside C of E Primary school; CAP debt advice

Kendal; St Mary’s Hospice; British Legion.

Community Mission and Evangelism Activities: Ambleside Parish Centre; End of year school Bibles; Network Youth Ministry; Lifewords (Christian literature in many languages available for visitors); Mission costs associated with 2 interns £3,725 (£1,220).

Specific Church Collections for Charity: During the year, collections were taken for “Crisis at Christmas” and the Gaza appeal.

Parish of Ambleside with Langdale PCC

Third party collections for Charity Review & Update

During the year, St Mary’s Church Fellowship co-ordinated collections for donations made directly to The Children’s Society (Christingle Service) and Christian Aid week. (These donations do not form part of the end of year accounts).

Parish Magazine

Our parish magazine is delivered to every household in the parish free of charge. The magazine keeps parishioners and the community informed of community events and church meetings. Some 1800 magazines are printed and distributed 10 times annually.

Ecumenical Relationships

The Methodist congregation which met in the Parish Centre until 2024 continues to participate in our 9:15am service, with their minister joining us monthly to preach and to support services and activities throughout the year.

Aspire, the Central Lakes Mission Community Sunday afternoon worship service took place once in 2025. In July the Mission Community decided to pause this activity and to gauge the need for and relevance of Aspire in the light of difficulties in getting worship leaders and changes to worship at St Mary’s.

Churchyard

The grass around the graves at St Mary’s was cut regularly by Steve Halton and volunteers have maintained the shrubbery and the beds near to the car park at St Mary’s.

The PCC pays for St Mary’s churchyard to be kept in good order and received financial help for this from members of the local community and the Parish Council. Grass cutting at Holy Trinity and the Thrang graveyard in Chapel Stile was carried out by Petr Semirad Maintenance Services and funded from the Hartley Bequest.

Church Building

Both churches are in good order and have been kept clean and tidy.

The normal checks were made on the condition of the roof, guttering, fire extinguishers, etc.

A dedicated Prayer Room was created at the end of 2025 in the former Choir Vestry at St Mary’s. The cupboards were removed to create space for prayer stations, helping people to pray more easily while in the room. There are areas to pray for churches in Ambleside, Cumbria, and across the wider country, as well as spaces for intercessory prayer and for giving thanks where prayers have been answered. The prayer room is used for sung worship and prayer every Tuesday evening. Lighting is on a sensor and provides the perfect ambiance for quiet, reflective prayer. The

Parish of Ambleside with Langdale PCC

room is kept at a comfortable temperature across the week and the prayer room is open for all whenever church is open.

Little Langdale Chapel and Flat

This year the PCC considered the possible future of Little Langdale Chapel and flat. After

extensive discussion and consideration it was decide by the PCC that the property should be sold. The property was therefore placed on the market.

Langdale Village Hall

Continues to be let to the Village Hall Committee which maintains and uses the building in Chapel Stile.

Reports on activities, from new members of St Mary’s ministry team.

These reports are a new entry in the Annual Report and include reference to activities in the early part of 2026.

Prayer Room Emily Chisnall (Ordinand in training)

In October, we launched the new St Mary’s Prayer Room, a dedicated space for anyone to spend time with God, to pray for His Kingdom to come here in the Lake District and for awakening in churches across the UK. Making use of the old vestry, it has been transformed into a welcoming environment with purpose-built prayer stations and a striking tree hanging from the ceiling.

We’ve been so encouraged by how our congregation, the local community, and tourists have been using the space to pray. As well people coming in who wouldn’t necessarily call themselves church goers, but find themselves drawn to come in! At a recent Wednesday morning prayer meeting, a young couple visiting from Canada joined us to pray for spiritual renewal, sharing a sense that St Mary’s is a church “ripe for encounter.” This is just one of many encouraging stories from the prayer room.

Alpha Emily Chisnall (Ordinand in training)

In December, as a follow-up to our Christmas events, we began promoting and preparing for a new Alpha course launching in January 2026. The course ran in the Parish Centre with a fantastic team of nine from St Mary’s hosting tables and providing hospitality. Two groups met each week, with up to 16 guests attending, supported in prayer by the Monday morning Zoom prayer meeting. There was a wonderful atmosphere, with great questions, new friendships forming, and people encountering Jesus for the first time — as well as going deeper in their faith. We also held an

Parish of Ambleside with Langdale PCC

Alpha Away Day at Brathay Church Hall. We continue to pray for and walk alongside those who have joined St Mary’s through Alpha.

Nativity Tent Joanna Andrew (Worship Leader)

In December, it was great to invite and welcome classes from both local schools for a “Christmas Nativity Experience” in the church. Staff and children journeyed through the Christmas story, enjoying a visual retelling of The Star Maker, an immersive experience in the nativity tent, and some reflective crafts in the prayer room. The nativity tent was up throughout December, and we saw children return with their families, alongside other nurseries and visitors, taking a moment to engage with the Christmas story.

Worship Joanna Andrew (Worship Leader)

I joined the team at St Mary's in September, with the most part of my role being Worship Lead, serving both 9:15 and 11am services. Worship has continued to value the rich tradition of organled hymns whilst developing a more contemporary style at the 11am service. Here, we have been learning to worship together with live musicians and worship leaders rather than relying on recorded music - creating space for encounters with the living God. This has seen the beginning of a worship team made up of musicians and worshippers, aiming to seek and worship God, and encourage others to do the same.

With the opening of the Prayer Room, we launched a weekly worship night in November. This has become an open space to worship together and pray for God’s kingdom to come in Ambleside and across The Lakes. It was great to welcome students from the CU for a night of worship, and continues to be a space for people to come and fix their eyes on Jesus.

Christmas Light Switch on 2025 Helen Penny (Intern)

This year, the annual Christmas light switch-on took place on Saturday, 15th November. We had around 900 people walk through the church doors to get involved with the activities that we had going on, which included: a helter-skelter & giant games, which we hired from Hardy soft play, party bags, a picnic area around the table, craft activities, biscuit decorating, a nativity tent and teas, coffees & sweet treats. We spent a total of £713.40 on the event. We did not charge for entry, but people left donations. The church family got involved by helping to bake, set up, run activities, and tidy up. It was a successful outreach event, which also got the church family involved, who welcomed visitors and locals who had never been inside the church before.

Parish of Ambleside with Langdale PCC

4. FINANCIAL REVIEW

Funds Overview (pl ease see Annual Report and Examined accounts for further detail and explanation).

Many of you are aware that we hold funds set aside for mission, including an Expendable endowment entrusted to the PCC’s care. This Expendable endowment is part of the transfer of assets and liabilities resulting from the recent Pastoral Measure to dissolve Langdale PCC and incorporate the former parish within the PCC of St Mary’s Ambleside.

These resources are a gift, and we see them as part of God’s provision — to be stewarded prayerfully, wisely, and for the long-term flourishing of the churches and mission.

Alongside this, we want to share honestly that the everyday costs of church life — worship, staffing, buildings, energy costs, safeguarding, pastoral care, and simply keeping the doors open — are currently greater than our regular income. These ordinary but essential aspects of our life together depend almost entirely on unrestricted regular giving.

We know this can feel puzzling, and even uncomfortable: how can there be a shortfall when there are funds available?

The answer is that different funds serve different purposes . Resources set aside for Outreach & Mission and future growth are most fruitful when they help the churches look outward and forward, rather than filling gaps in day-to-day costs. Used carefully, they can give breathing space and enable new beginnings — but they cannot replace the shared, ongoing generosity that sustains our common life. The current position of funds is shown below:

Parish of Ambleside with Langdale PCC

Overall end of year accounts position

Both churches record a deficit for 2025. The charts below show the combined church finances for St Mary’s and HT Langdale, followed by the individual church finances.

Whilst there is general church running cost deficit, the PCC of Holy Trinity Langdale had already agreed to an inflation linked ministry offer prior to the amalgamation of the parishes. Any deficits arising were to be offset by the Holy Trinity general deposit fund. This ministry offer was for three years. Therefore, the Holy Trinity Langdale PCC had planned for this deficit as it became a festival church.

We give thanks to God for His provision and for Holy Trinity’s generosity in giving the stewardship of these funds to the PCC of the merged parishes.

Parish of Ambleside with Langdale PCC

Individual Church Running Costs

Outreach & Mission

The PCC have established a 15yr Outreach and Mission plan that enables staff salaries and their associated costs to be funded. The drawdown of the Expendable endowment fund is dependent on the depletion of designated deposits held over the next 4 to 5 years.

Parish of Ambleside with Langdale PCC

Giving to Charities

The PCC have a policy to gift 10% of Planned Giving from the previous financial year. The charts below show the current support for UK based and overseas charities.

Parish of Ambleside with Langdale PCC

5. RESERVES POLICY (summary) - reviewed by the PCC each financial year.

The PCC holds Funds as detailed below. These Funds are held in 7 accounts: CBF Church of England Fund (5) plus Current Account held with Barclays Bank and The Co-operative Bank.

Restricted Funds

Two people left significant legacies to St Mary’s Ambleside in 2012, one for the Church with Churchyard and the other solely for the Church fabric.

In addition, Restricted Funds have been established for the following purposes: Organ Fund. (Planned Giving). Magazine Printing Fund. (Appeal)

A new restricted fund was established in 2023 to help with Magazine printing costs. The Magazine is now printed externally as printing the magazine on-site absorbed too much volunteer time.

With the incorporation of the former HT Langdale funds, there are now 3 additional restricted funds covering HT Langdale Fabric, Organ and Churchyard.

Endowment Funds

St Mary’s PCC is now responsible for the following Endowment funds transferred from HT Langdale.

Permanent Endowment – Buntin Bequest: Covers HT Langdale church fabric. No capital may be withdrawn and dividends from this fund are transferred to the HT Fabric fund.

Expendable Endowment – Hartley Bequest: Capital can be withdrawn from this fund as agreed by

St Mary’s Ambleside PCC, with £300,000 retained as a minimum. Interest and dividends are transferred to a deposit account. The unrestricted funds have been designated to support

Outreach and Mission in the parish of St Mary’s Ambleside with HT Langdale.

Designated Funds

The PCC hold Designated unrestricted Reserve funds (£60,000) to ensure that at least 9 months of typical church running costs can be met in the unlikely event of a shortfall in income or any unexpected expenses.

Unrestricted Funds (Free Reserves)

Balance held in general unrestricted funds is shown in note 19 of Accounts. This figure comprises cash at bank (current accounts) short-term deposits and Tangible assets.

Parish of Ambleside with Langdale PCC

Legacy policy

This policy has now been implemented as part of the “Giving for Life” initiative.

6. PLANS FOR FUTURE PERIODS

Following the merger of the parishes of Ambleside and Langdale, our aim in the coming year is to continue strengthening our common life as one church community, while also developing the church’s mission to those not yet connected to us. A central priority will be to deepen discipleship and belonging across the whole church, ensuring that both newer and longer-standing members are able to find their place, grow in faith, and play an active part in the life of the church.

Particular attention will be given to the development of small groups and ministry teams . We see these as important contexts for raising up leadership, encouraging discipleship, integrating new and existing members, and enabling wider participation in the church’s worship, pastoral life and mission.

Alongside this, we plan to continue developing our pattern of weekly worship nights , which are already becoming an important part of the church’s prayer and worship life. We are also open to developing other regular events in the prayer room , as this space becomes more established in the life of the church.

In mission and evangelism, we intend to build on recent momentum by running, and if appropriate repeating, the Alpha course , as a way of helping people explore the Christian faith in an open and accessible setting. We also plan to continue investing in relationships with the University of Cumbria , especially through links with the chaplaincy and student community, recognising the importance of maintaining a Christian presence and witness in that context. We have also welcomed an ordinand who has a particular focus on outreach, and we hope to see this area of ministry develop further in the coming year.

As part of our worship and seasonal mission, we plan to prepare a strong programme for Holy Week and Easter , creating opportunities for both the worshipping community and the wider parish to engage with the story of Jesus’ death and resurrection. We also intend to invest further in church socials and shared meals , recognising that friendship, hospitality and community are vital to the building up of a healthy church.

In communications and visibility, we plan to continue improving the church’s website, signage and social media , so that the church is more accessible to visitors, newcomers and the wider

Parish of Ambleside with Langdale PCC

community. Clear communication and a welcoming public presence remain important parts of our mission.

A major priority for the year ahead is to seek to appoint a Children’s and Youth Minister . This reflects a significant area of need, not only within our own church but across many churches in the local area. We believe this appointment will enable us to invest more intentionally in children, young people and families, helping to build a stronger culture of discipleship and belonging among a younger generation.

Alongside these developments, we will continue to strengthen the staff team already in place and make best use of the gifts of those serving in both employed and voluntary roles, including our intern and others sharing in the ministry of the church. Through all this, our hope is to grow as a church that is prayerful, welcoming, spiritually alive and increasingly engaged in the mission of God in Ambleside, Langdale and beyond.

STRUCTURE, GOVERNANCE and MANAGEMENT

PCC

The PCC complies with its governing document. The method of appointment of PCC members is set out in the Church Representation Rules (dated 2020). All Church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC. The PCC is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Measure.

All new members are voted onto the PCC via the Annual Parish Church Meeting (APCM). The role of Church Warden or Secretary or Treasurer is also confirmed at the APCM along with confirmation of the Financial Examiner.

The full PCC met 6 (6) times) during the year to 31st December 2025 not including the Annual Parochial Church Meeting) with an average attendance of 69% (80%). At each meeting, members are responsible for declaring any “conflict of interest” at the start of the meeting having had the forthcoming agenda before the meeting.

Issues discussed during the year covered:

Safeguarding; Issues following from the amalgamation of Ambleside with the parish of Holy Trinity, Langdale; Sale of Little Langdale Chapel and flat; continued letting of Langdale Village Hall, future ministry and growth at St Mary’s including the employment of a Worship Leader, Operations Manager and Families and Children’s worker; creation of the Prayer Room; input to Parish Centre activities; improvements to the web-site; provision of activities in church on the day that the

Parish of Ambleside with Langdale PCC

Christmas Lighting-up takes place; the future of the Rush bearing ceremony and unauthorised car parking.

Electoral Roll

There are 84 (73) parishioners on the Church of England Electoral Roll for St Mary’s Ambleside.

The Electoral Roll, which is renewed every six years and was last renewed in 2025.

Safeguarding Policy

Our Parish Safeguarding Officer until Christmas 2025 was Judith Dixon, based at St. Mary’s Church Office, Ambleside.

Safer Recruitment :

Our parish supports the following groups working with children and young people and with adults who may be vulnerable:

Monday Meet-up
Monday Prayer Group
Bereavement Group
Mission Community choir

The coordinators of these activities have been safely recruited according to the Church’s national guidance, and we have ensured they have received the level of training required by the Church. Members of the PCC and volunteers working with these groups are made aware of the Churches Safeguarding Policy and are encouraged to undertake a relevant level of Safeguarding Training.

Training :

We have signed up to the Safeguarding Dashboard – a Church of England resource which collates our position and gives us targets to improve. This provides a traffic light system showing where we are up to date and where we need to do more.

All PCC members are required to complete the following courses:

Basic Awareness
Foundation
Awareness of Domestic Abuse

Church Policy and Guidance :

We are pleased to report that the foundational work on our parish policies has officially begun. This ensures we are meeting our legal obligations and providing a secure environment for our church family.

Parish of Ambleside with Langdale PCC

The PCC has adopted the House of Bishop’s ‘Promoting a Safer Church; safeguarding policy statement’ , and the Church of England safeguarding policy and guidance. These documents have been signed by the Team Rector and Churchwarden and are displayed on our church noticeboard together with a Safeguarding List of Who’s Who.

Copies of all the Safeguarding and Risk Assessment Documents are kept in a folder in the Vestry and include a policy on what to do in a Medical Emergency at a Church Service.

Staffing & Recruitment

In September, Joanna Andrew joined us as Worship Lead, and in October Edd Chipchase joined us as Operations Lead. We were also pleased to welcome Emily Chisnell in September to train for ministry with us, with a particular focus on outreach.

Farewell to Judith: This year saw the departure of Judith Dixon as Parish Administrator. We want to formally record our thanks for her hard work and the dedicated support she provided to the parish during her time with us.

Following Judith’s departure, we began the recruitment process for a new Parish Administrator.

Our goal was to find a candidate who can maintain the smooth running of the office and support our mission as we grow. (We are pleased to say the we appointed Hannah McLellan as out Parish Administrator in March 2026).

Payment of Staff

The PCC currently has one paid full-time post (Operations Lead) and two part time posts (Worship Lead & an Ordinand), both line managed by the Incumbent, and one part time Parish Administrator, line managed by the Operations Lead.

Annual increases are reviewed at the end of each tax year and any increases are based on the RPI index. The accountants manage Pay Slip and Government payments on behalf of the PCC.

Website & Digital Outreach

Our online presence has seen a significant transformation. The newly updated website is now live and serves as our "digital front door." Rather than just a list of dates, the site has been redesigned to truly reflect who we are as a church. It offers a clearer window into our worship, our values, and our community life, making it much easier for newcomers to find and join us.

Risk Management

Safeguarding is on the agenda at every PCC meeting.

Parish of Ambleside with Langdale PCC

The PCC records "Risks" as Agenda items of the PCC. They are then managed to closure, and all actions and decisions are recorded at subsequent PCC meetings. "Risks" are defined as significant problems that could hinder the Church’s work and categorised as follows:

Governance risks (skills, competence, and organisation of the PCC etc).

Operational risks (health & safety, employment, child protection etc).

Financial risks (reserves, cash flow, investments, income stability, fraud etc).

External risks (demographic and employment changes, public reputation etc).

Regulatory risks (fundraising, disability discrimination, HMRC requirements etc).

During 2025 two Risk items were further managed and the PCC progressed actions at each PCC

meeting. The two Risk items were:

Safeguarding;
Governance of the APC Trust and the renewal of the lease;

Deanery Synod

Deanery Synod only met twice in 2025 - one meeting was cancelled due to lack of speakers.

Bishop Rob was one of the speakers as part of his visit to the Deaneries.

There were regular items for information and discussion on:

Finance – providing oversight of Deanery accounts, Parish Levy and discussion concerning Ministry offers;

Mission Communities [North, East and South] updating what is happening locally in each area; Archdeaconry Pastoral Committee;

Network Youth Ministry submit a written report sometimes with a video presentation;

Safeguarding;

Data Protection & GDPR;

as well as invited speakers who gave a flavour of their expertise and resources.

A summary of each Deanery meeting and minutes is shared at PCC.

Deanery Synod meetings are open to non-members so that they can benefit from this resource when a subject relevant to their local interest/role is discussed.

St Mary’s church is entitled to send two representatives to Deanery Synod, as per the electoral roll formula. During 2025 Pauline Sunnucks was our only representative.

Parish of Ambleside with Langdale PCC

8 ADMINISTRATIVE INFORMATION

Location and contact address Contact Details: St Mary’s Church, Vicarage Road, Rev Andy Smith Ambleside LA22 9DH 015394 34512

PCC members who have served from 1[st] January 2025 until the date this report was approved are:

Ex-Officio members (7):

1.Rev. Andy Smith (Team Rector) appointed September 2023

2.Rev. Nick Hallam (Team Vicar) 3.Rev Jane Nattrass Associate Vicar 4.David Stothard Church Warden 5.Rob Ashworth Church Warden 6.Pauline Sunnucks Deanery Synod representative 7.Vacant Deanery Synod representative

Ex – officio members who resigned at APCM on 18th May 2025 None

Elected members (7) of the PCC. APCM 18th May 2025:

Judith Shingler
Helen Minton
Shirleyann Gledhill
Dr Sue Ion
Anthony Sunnucks
Graham Sutton.

Elected members who resigned at APCM on 18th May 2025 Elizabeth Marshall

Co-opted members. One of the PCC.

Marguerite Jenkinson

Approved by the PCC on 27[th] April 2026 and signed on their behalf by

Rev A P Smith – Team Rector

………………………………………………………

Parish of Ambleside with Langdale PCC

The trustees are responsible for preparing the trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.

The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

select suitable accounting policies and then apply them consistently;
observe the methods and principles in the Charities SORP;
make judgements and estimates that are reasonable and prudent;
state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Approved by the trustees of the charity on 27 April 2026 and signed on its behalf by:

......................................... Rev Andy Smith Trustee

Parish of Ambleside with Langdale PCC

Independent Examiner’s Report to the trustees of the Parochial Church Council (PCC) of the Parish of Ambleside with Langdale

I report to the trustees on my examination of the accounts of The Parochial Church Council (PCC) of the Parish of Ambleside with Langdale for the year ended 31 December 2025.

As the charity trustees of the PCC of Parish of Ambleside with Langdale you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the PCC of Parish of Ambleside with Langdale accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

accounting records were not kept in respect of the PCC of Parish of Ambleside with Langdale as required by section 130 of the Act; or
the accounts do not accord with those records; or
the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

...................................... J Mason ACA ICAEW

Chartered Accountants & Statutory Auditors Lowther House Lowther Street Kendal LA9 4DX

Date: 7 May 2026

Parish of Ambleside with Langdale PCC

Statement of Financial Activities for the Year ended 31 December 2025

Donations and legacies 2 Charitable activities 3 Other trading activities 4 Investment income 5 Total income Raising funds 6 Charitable activities 7 Total expenditure Gains/losses on investment assets Net expenditure Gross transfers between funds Transfer in of funds from Holy Trinity Church, Langdale Net movement in funds Total funds brought forward Total funds carried forward 19	53,074 14,911 9,751 53,494 131,230 (4,718) (143,370) (148,088) - (16,858) 287,431 270,573 148,724 419,297		7,556 2,011 202 6,945 16,714 (627) (19,314) (19,941) - (3,227) 8,835 5,608 70,130 75,738		- - - - - - - - (52,275) (52,275) 1,307,594 1,255,319 - 1,255,319	60,630 16,922 9,953 60,439 147,944 (5,345) (162,684) (168,029) (52,275) (72,360) 1,603,860 1,531,500 218,854 1,750,354

The notes on pages to from an integral part of these financial statements

Parish of Ambleside with Langdale PCC

Statement of Financial Activities for the Year ended 31 December 2024

Donations and legacies 2 Charitable activities 3 Other trading activities 4 Investment income 5 Total income Raising funds 6 Charitable activities 7 Total expenditure Net expenditure Net movement in funds Total funds brought forward Total funds carried forward 19	61,100 7,852 9,226 2,100 80,278 (4,442) (80,800) (85,242) (4,964) (4,964) 153,688 148,724	7,171 1,469 505 8,367 17,512 (444) (18,494) (18,938) (1,426) (1,426) 71,556 70,130	68,271 9,321 9,731 10,467 97,790 (4,886) (99,294) (104,180) (6,390) (6,390) 225,244 218,854

All of the charity's activities derive from continuing operations during the above two periods. The funds breakdown for 2024 is shown in note 19.

The notes on pages to from an integral part of these financial statements

Parish of Ambleside with Langdale PCC

(Registration number: 1134603)

Balance Sheet as at 31 December 2025

Tangible assets 14 Investments 15 Debtors 16 Cash at bank and in hand 17 18 Restricted funds 19 Unrestricted funds 19		7,475 1,296,796 1,304,271 4,849 447,546 452,395 (6,312) 446,083 1,750,354 1,255,319 75,738 419,297 1,750,354		2,999 41,477 44,476 1,569 174,309 175,878 (1,500) 174,378 218,854 - 70,130 148,724 218,854

The financial statements on pages 6 to 24 were approved by the trustees, and authorised for issue on 27 April 2026 and signed on their behalf by:

......................................... Rev Andy Smith Trustee

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025

The financial statements have been prepared in accordance with the second edition of the Charities Statement of Recommended Practice issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

The PCC of St Mary's Church, Ambleside meets the definition of a public benefit entity under FRS 102. The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

The charity is an unincorporated entity governed by the Parochial Church Council Powers Measure (1956) as amended and Church Representation Rules.

The nature of the charity's operations and principal activities are to promote in the ecclesiastical parish the whole mission of the Church.

The financial statements are presented in sterling which is the functional currency of the charity and rounded to the nearest £.

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

Voluntary income including donations, gifts, legacies and grants that provide core funding or are of a general nature is recognised when the charity has entitlement to the income, it is probable that the income will be received and the amount can be measured with sufficient reliability.

Donations and legacies are recognised on a receivable basis when receipt is probable and the amount can be reliably measured.

Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditions are attached to the grant and are yet to be met, the income is recognised as a liability and included on the balance sheet as deferred income to be released.

Dividends are recognised once the dividend has been declared and notification has been received of the dividend due.

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

These are costs incurred in attracting voluntary income, the management of investments and those incurred in trading activities that raise funds.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

These include the costs attributable to the charity’s compliance with constitutional and statutory requirements, including audit, strategic management and trustees meetings and reimbursed expenses.

Government grants are recognised based on the accrual model and are measured at the fair value of the asset received or receivable. Grants are classified as relating either to revenue or to assets. Grants relating to revenue are recognised in income over the period in which the related costs are recognised. Grants relating to assets are recognised over the expected useful life of the asset. Where part of a grant relating to an asset is deferred, it is recognised as deferred income.

The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Individual fixed assets costing £500.00 or more are initially recorded at cost.

Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows:

Fixtures and fittings

Over 6 or 10 years depending on the asset

Research and development expenditure is written off as incurred.

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Fixed asset investments, other than programme related investments, are included at market value at the balance sheet date. Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the Statement of Financial Activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the Statement of Financial Activities based on the market value at the year end.

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the charity will not be able to collect all amounts due according to the original terms of the receivables.

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interestbearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the Statement of Financial Activities over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the charity has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.

Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Financial assets and financial liabilities are recognised when the charity becomes a party to the contractual provisions of the instrument.

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the charity after deducting all of its liabilities.

All financial assets and liabilities are initially measured at transaction price (including transaction costs), except for those financial assets classified as at fair value through profit or loss, which are initially measured at fair value (which is normally the transaction price excluding transaction costs), unless the arrangement constitutes a financing transaction. If an arrangement constitutes a financing transaction, the financial asset or financial liability is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Financial assets and liabilities are only offset in the statement of financial position when, and only when there exists a legally enforceable right to set off the recognised amounts and the charity intends either to settle on a net basis, or to realise the asset and settle the liability simultaneously.

Financial assets are derecognised when and only when a) the contractual rights to the cash flows from the financial asset expire or are settled, b) the charity transfers to another party substantially all of the risks and rewards of ownership of the financial asset, or c) the charity, despite having retained some, but not all, significant risks and rewards of ownership, has transferred control of the asset to another party.

Financial liabilities are derecognised only when the obligation specified in the contract is discharged, cancelled or expires.

Investments in non-convertible preference shares and non-puttable ordinary or preference shares (where shares are publicly traded or their fair value is reliably measurable) are measured at fair value through profit or loss. Where fair value cannot be measured reliably, investments are measured at cost less impairment.

Investments in subsidiaries and associates are measured at cost less impairment. For investments in subsidiaries acquired for consideration including the issue of shares qualifying for merger relief, cost is measured by reference to the nominal value of the shares issued plus fair value of other consideration. Any premium is ignored.

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Donations and legacies; Donations from companies, trusts and similar proceeds Donations from individuals Gift aid reclaimed Grants, including capital grants; Grants from other charities Planned giving and collections Donations and legacies; Donations from individuals Legacies Gift aid reclaimed Grants, including capital grants; Government grants Planned giving and collections Fees (weddings and funerals) Rushbearing Church hire Miscellaneous income Fees (weddings and funerals) Rushbearing Church hire Miscellaneous income		40 6,818 8,970 - 37,246 53,074 5,738 5,000 10,564 - 39,798 61,100 6,405 - 5,963 2,543 14,911 4,518 - 2,906 428 7,852		- 5,906 650 1,000 - 7,556 692 - 245 540 5,694 7,171 - 33 - 1,978 2,011 - 1,469 - - 1,469		40 12,724 9,620 1,000 37,246 60,630 6,430 5,000 10,809 540 45,492
						68,271
						6,405 33 5,963 4,521 16,922 4,518 1,469 2,906 428 9,321

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

4,718 - 5,033	- 202 -	4,718 202 5,033
9,751	202	9,953
4,442 - 4,784	- 505 -	4,442 505 4,784
9,226	505	9,731
13,260 38,434 1,800 53,494 - 2,100 2,100	6,945 - - 6,945 8,367 - 8,367	20,205 38,434 1,800 60,439 8,367 2,100 10,467

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

6 Expenditure on raising funds

Parish magazine Parish magazine	4,718 4,718 4,442 4,442	627 627 444 444	5,345
			5,345
			4,886
			4,886

Rushbearing Running expenses of church Ministry expenses Mission giving Outreach and Mission Depreciation, amortisation and other similar costs Governance costs Rushbearing Running expenses of church Ministry expenses Mission giving Depreciation, amortisation and other similar costs Governance costs	- 38,143 53,930 4,412 13,903 4,494 28,488 143,370 - 22,658 41,706 5,324 751 10,361 80,800	1,459 17,855 - - - - - 19,314 1,290 11,510 3,934 1,760 - - 18,494	1,459 55,998 53,930 4,412 13,903 4,494 28,488
			162,684
			1,290 34,168 45,640 7,084 751 10,361
			99,294

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Rushbearing Running expenses of church Ministry expenses Mission giving Outreach and Mission Depreciation	Activity undertaken directly £ 1,459 55,998 53,930 4,412 13,903 4,494 134,196	2025 £ 1,459 55,998 53,930 4,412 13,903 4,494
		134,196

Rushbearing Running expenses of church Ministry expenses Mission giving Depreciation	Activity undertaken directly £ 1,290 34,168 45,640 7,084 751 88,933	2024 £ 1,290 34,168 45,640 7,084 751
		88,933

Staff costs Wages and salaries Other staff costs Independent examiner fees Examination of the financial statements Other fees paid to examiners Printing, postage and stationery Bank charges	23,061 712 1,995 301 2,273 146 28,488	23,061 712 1,995 301 2,273 146
		28,488

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Staff costs Wages and salaries Independent examiner fees Examination of the financial statements Printing, postage and stationery Sundry expenses Bank charges	6,510 1,821 1,585 101 344 10,361	6,510 1,821 1,585 101 344
		10,361

Net incoming/(outgoing) resources for the year include:

Depreciation of fixed assets 4,494 751

No trustees have received any reimbursed expenses or any other benefits from the charity during the year.

11 Staff Costs

The aggregate payroll costs were as follows:

Wages and salaries Other staff costs	23,061 712 23,773	6,510 -
		6,510

The monthly average number of persons (including senior management / leadership team) employed by the charity during the year expressed as full time equivalents was as follows:

Church staff 1 1

No employee received emoluments of more than £60,000 during the year

During the last quarter of 2025, an Operations Lead and a Worship Lead were employed by the PCC in addition to the existing Church Administrator

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Examination of the financial statements All other services The charity is a registered charity and is therefore exempt from taxation. At 1 January 2025 Additions At 31 December 2025 At 1 January 2025 Charge for the year At 31 December 2025 At 31 December 2025 At 31 December 2024 Other investments At 1 January 2025 - Revaluation (52,275) Additions 1,307,594 At 31 December 2025 1,255,319 At 31 December 2025 1,255,319 At 31 December 2024 -		1,995 301 31,549 8,970 40,519 28,550 4,494 33,044 7,475 2,999 1,296,796 41,477 - - 41,477 41,477 41,477		1,821
				- 31,549 8,970 40,519 28,550 4,494 33,044 7,475 2,999 41,477 41,477 (52,275) 1,307,594 1,296,796 1,296,796 41,477

There were no investment assets outside the UK.

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Trade debtors Prepayments Cash at bank Short-term deposits Trade creditors Accruals	3,000 1,849 4,849 7,409 440,137 447,546 4,662 1,650 6,312	- 1,569
		1,569
		22,013 152,296
		174,309
		- 1,500 1,500

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

General fund Operational reserve Volunteer fund Prayer room York Discretionary Fund Rushbearing activities Alene Hackett legacy Adrienne Nicholson legacy Organ Fund Magazine donations Churchyard maintenance grants Langdale Fabric Fund Langdale Churchyard Fund Langdale Organ Fund JF Buntin legacy Hartley Bequest	84,645 60,000 732 3,347 - 64,079 148,724 3,550 29,135 33,254 3,486 705 - - - - 70,130 - - - - 218,854	128,877 - 872 - 1,481 2,353 131,230 33 3,370 3,370 585 212 5,632 1,621 1,813 78 16,714 - - - - 147,944	(143,729) - (742) (3,347) (270) (4,359) (148,088) (1,460) (8,028) - (714) (627) (5,632) (1,982) (1,498) - (19,941) - - 1 - 1 - 1 (168,029) 1	287,431 - - - - - 287,431 - - - - - - 5,271 215 3,349 8,835 154,655 ,152,939 ,152,939 ,307,594 ,603,860		- - - - - - - - - - - - - - - - - (6,183) (46,092) 1 (46,092) 1 (52,275) 1 (52,275) 1	357,224 60,000 862 - 1,211
							62,073
							419,297
							2,123 24,477 36,624 3,357 290 - 4,910 530 3,427
							75,738
							148,472 ,106,847
							,106,847
							,255,319
							,750,354

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

General fund Operational reserve Churchyard designated fund Volunteer fund Prayer room Rushbearing activities Alene Hackett legacy Adrienne Nicholson legacy Organ Fund Storm Damage Appeal Magazine donations Churchyard maintenance grants Gaza Appeal Gift Day Restricted Prayer room funds	Balance at 1 January 2024 £ 92,957 60,000 - 731 - 60,731 153,688 3,370 29,058 29,070 3,534 5,879 645 - - - - 71,556 225,244	Incoming resources £ 74,200 - 548 530 5,000 6,078 80,278 1,470 4,184 4,184 810 - 505 540 1,760 3,934 125 17,512 97,790	Resources expended £ (82,512) - (548) (529) (1,653) (2,730) (85,242) (1,290) (4,107) - (858) (5,879) (445) (540) (1,760) (3,934) (125) (18,938) (104,180)	Balance at 31 December 2024 £ 84,645 60,000 - 732 3,347 64,079 148,724 3,550 29,135 33,254 3,486 - 705 - - - - 70,130 218,854

The specific purposes for which the funds are to be applied are as follows:

The JF Buntin legacy is restricted to the fabric of the church in Langdale but the income from the investments are unrestricted. There are also no restrictions ont the Hartley Bequest.

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

Tangible fixed assets Fixed asset investments Current assets Current liabilities Total net assets Tangible fixed assets Fixed asset investments Current assets Current liabilities Total net assets		7,475 41,477 314,584 (6,312) 357,224	- - 62,073 - 62,073	- - 75,738 - 75,738 2,999 41,477 41,669 (1,500) 84,645	- 148,472 - - 148,472 - - 64,079 - 64,079	- 1,106,847 - - 1,106,847 - - 70,130 - 70,130		7,475 1,296,796 452,395 (6,312)
								1,750,354
								2,999 41,477 175,878 (1,500)
								218,854

Parish of Ambleside with Langdale PCC

Notes to the Financial Statements for the year ended 31 December 2025 (continued)

During the year the charity made the following related party transactions:

(Verger)

Mrs P Sunnucks was paid £235 in total for services as verger in the year.. At the balance sheet date the amount due to/from Mrs P Sunnucks was £Nil (2024 - £Nil).

Parish of Ambleside with Langdale PCC

Statement of Financial Activities by fund for the year ended 31 December 2025

Donations and legacies Charitable activities Other trading activities Investment income Total income Raising funds Charitable activities Total expenditure Net expenditure Gross transfers between funds Net movement in funds Total funds brought forward Total funds carried forward	53,074 14,911 9,751 53,494 131,230 (4,718) (143,370) (148,088) (16,858) 287,431 270,573 148,724 419,297	61,100 7,852 9,226 2,100 80,278 (4,442) (80,800) (85,242) (4,964) - (4,964) 153,688 148,724

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Parish of Ambleside with Langdale PCC

Statement of Financial Activities by fund for the year ended 31 December 2025 (continued)

Donations and legacies Charitable activities Other trading activities Investment income Total income Raising funds Charitable activities Total expenditure Net expenditure Gross transfers between funds Net movement in funds Total funds brought forward Total funds carried forward		7,556 2,011 202 6,945 16,714 (627) (19,314) (19,941) (3,227) 8,835 5,608 70,130 75,738	7,171 1,469 505 8,367 17,512 (444) (18,494) (18,938) (1,426) - (1,426) 71,556 70,130

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Parish of Ambleside with Langdale PCC

Statement of Financial Activities by fund for the year ended 31 December 2025 (continued)

Gains/losses on investment assets Net expenditure Gross transfers between funds Total funds carried forward		(52,275) (52,275) 1,307,594 1,255,319	-
			- -
			-

This page does not form part of the statutory financial statements

Parish of Ambleside with Langdale PCC

Detailed Statement of Financial Activities by fund for the year ended 31 December 2025 (continued)

Donations and legacies (analysed below) Charitable activities (analysed below) Other trading activities (analysed below) Investment income (analysed below) Total income Raising funds (analysed below) Charitable activities (analysed below) Total expenditure Gains/losses on investment assets (analysed below) Net expenditure Gross transfers between funds (analysed below) Net movement in funds Total funds brought forward Total funds carried forward	60,630 16,922 9,953 60,439 147,944 (5,345) (162,684) (168,029) (52,275) (72,360) 1,603,860 1,531,500 218,854 1,750,354	68,271 9,321 9,731 10,467 97,790 (4,886) (99,294) (104,180) - (6,390) - (6,390) 225,244 218,854

This page does not form part of the statutory financial statements

Parish of Ambleside with Langdale PCC

Detailed Statement of Financial Activities by fund for the year ended 31 December 2025 (continued)

Committed giving Collections Restricted collections Legacies and bequests Appeals and donations Restricted donations Gift Aid tax reclaimed Gift aid on restricted donations Trusts and foundations Restricted grants UK Government grants Rushbearing income Fees (weddings and funerals) Church hire Miscellaneous income Restricted other income Magazine advertising Magazine donations Car park rentals Income from listed investments Income from other unlisted investments Interest on cash deposits Interest on Adrienne Nicholson legacy Interest on Alene Hackett legacy Other restricted interest Langdale Cottage rental	34,985 2,261 - - 6,818 5,906 8,970 650 40 1,000 - 60,630 33 6,405 5,963 2,543 1,978 16,922 4,718 202 5,033 9,953 36,334 2,100 13,260 3,370 3,370 205 1,800 60,439	37,440 2,358 5,694 5,000 5,738 692 10,564 245 - - 540
		68,271
		1,469 4,518 2,906 428 -
		9,321
		4,442 505 4,784
		9,731
		- 2,100 - 4,184 4,183 - -
		10,467

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Parish of Ambleside with Langdale PCC

Detailed Statement of Financial Activities by fund for the year ended 31 December 2025 (continued)

Parish magazine Parish magazine (from restricted funds) Outreach and Mission Mission giving - overseas Mission giving - overseas (restricted collection) Mission giving - home Ministry - Parish offering Ministry - clergy expenses Other ministry costs Other ministry costs (from restricted funds) Upkeep of services Furnishings and equipment Upkeep of churchyard Upkeep of churchyard (from restricted funds) Cleaning Light, heat and power Insurance Repairs and maintenance Church maintenance (from restricted funds) Plant repairs Depreciation of fixtures and fittings Staff training Printing, postage and stationery Church staff Sundry expenses Other services Independent examiner's fee Bank charges Funds - investment assets	(4,718) (627) (5,345) (13,903) (1,212) - (3,200) (50,572) (2,097) (1,261) - (2,504) (1,169) (3,794) (15,159) (208) (14,579) (9,999) (5,890) (2,696) (1,459) (4,494) (712) (2,273) (23,061) - (301) (1,995) (146) (162,684) (52,275)	(4,442) (444) (4,886) - (1,674) (1,760) (3,650) (37,000) (3,485) (1,221) (3,934) (1,362) (210) (548) (10,527) (45) (8,453) (6,819) (5,221) (983) (1,290) (751) - (1,585) (6,510) (101) - (1,821) (344) (99,294) -

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Parish of Ambleside with Langdale PCC

Detailed Statement of Financial Activities by fund for the year ended 31 December 2025 (continued)

Transfer in of Langdale - unrestricted funds Transfer in of Langdale - restricted funds Transfer in of Langdale - endowment funds	287,431 8,835 1,307,594	- - -

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