ST FAITH'S
GREAT CROSBY
ANNUAL REPORT 2024
The Parochial Church Council of
the Ecclesiastical Parish of
Great Crosby St Faith
Registered Charity No. 1134518
Diocese of
Liverpool

Administrative Information
The Parochial Church Council of the Ecclesiastical Parish of Great Crosby St Faith is a charity
registered with the Charity Commission for England and Wales. Charity Registration number:
1134518
St Faith's Parish Church is situated at Crosby Road North, Liverpool, L22 4QQ and its Church
Hall is located on Milton Road, Waterloo, Liverpool, L22 4RE. It is part of the Diocese of
Liverpool in the Church of England. The correspondence address is.. The Vicarage, Milton
Road, Waterloo, Liverpool, L22 4RE.
Website.. http:Ilwww.sffaithsgc.org.uk
For the period 1st January 2024 until the date this report was approved, the following served
as members of the PCC:
Vlcar
Fr. Louis Johnson (from I3/11￿4)
(Chairman of the PCC)
Church Warden
Mr. Rick Walker (Acting Chaim7an of the PCC until
12/11/24)
Clergy Representatlve
Fr. Dennis Smith (from I8/7￿4)
Reader Representatlve
Mrs. Paula Lampard
Deanery Synod
Representatlves
Mr. Harry Huyton (Health & Safety Officer)
Mr. David Jones (Treasurer)
Mr. Richard Woodley
Elected Members
Mr. Hary Huyton (to APCM 2024)
Mr. Richard Woodley (to APCM 2024)
To retire 2025
Mr. David Jones
Ms. Corinne Hedgecock (Assistant Warden & Electoral
Roll Officer)
Mrs. Christine Spence (Assistant Warden)
To retire 2026
Mrs. Vivienne Shillitoe (PCC sec￿tary)
Ms. Mari Griffiths
Mrs. Rita Derringer
To retlre 2027
Mr. Norman Edwards
Mr. Kevin Mulholland
Mrs. Irene Taylor
Co-opted Members
Ms. Helen Kibbey (Parish Safeguarding Officer)
(resigned 5/2/25)
Dr. Judith Aveling (Ordinand in Training)
(from 22/1/25)

The Liverpool Diocesan Board of Finance acted as Custodian Trustee for the inalienable
property of the Church.
Bankers: TSB plc, PO Box 373, Leeds, LS14 9GQ.
Independent Examiner: Mr Raymond Bissex FCA, St. Mary's Annexe, 32 Brooklands
Avenue, Waterloo, Liverpool, L22 3XZ.
Architect.. Rebecca Grimshaw, Anthony Grimshaw Associates LLP, 6 Bridgeman Terrace,
Wigan, WN1 1SX.
Day-to-day management control of the Church was exercised by the Church Warden and
Standing Committee until 13 November 2024, after which the Revd Dr Louis Johnson became
responsible.
Structure, Management and Governance
The PCC of Great Crosby St Faith is a body corporate and operates under the Parochi81
Church Councils (Powers) Me8sure 1956 and Church R8p￿sentatIOn Rules (2022).
The method of appointment of PCC members is set out in the Church Representation Rules.
All those who attend our 8ep4iceslmembers of the congregation are encouraged to register on
the Electoral Roll and stand for election to the PCC. The full PCC met five times during the
year with an average level of attendance of 820k.
From the APCM 2024, tho PCC operated the followlng sub4ommittees:
Standlng Commlttoe: Mr Rick Walker (Churchwarden and Acting Chairman of the PCC), Mr
David Jones (Parish Treasurer), Mrs Viv Shillitoe (Secretary).
Flnance Committee: Mr David Jones (Treasurer) (Chairman), Mr Rick Walker, Mr Kevin
Mulholland.
Fabric Commlttee: The Standing Committee oversee fabric issues.
Social Committee: Mrs Christine Spence, Mr8 Irene Taylor, Mrs Eileen Matthews, Ms
Corinne Hedgecock.
Note.. With effect frDm I3/11￿4, Fr Louis Johnson became Chainnan of the PCC and
standing Committee, and is ex officio 8 member of all sub-committees.
PCC members receive information on trustee responsibilities, basic health and safety, risk
management and safeguarding pr0￿dUreS.
Aims and Purposes
St Faith's Parochial Church Council (PCC) has the responsibility of promoting in the
ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and
ecumenical.
The PCC is also specifically responsible for the Maintenan￿ of the Parish Church of St Faith,
located on the corner of Kingsway and Crosby Road North, Waterloo, Liverpool, L22 4QQ and
its Church Hall. located on Milton Road, Waterloo, Liverpool, L22 4RE.

Objectives and Activities
The principal function, or purpose, of the PCC as 'promoting in the parish the whole mission
of the Church" is set out within section 2 of the Parochial Church Councils (Powers) Measure
1956 as amended.
The PCC is commrtted to enabling as many people as possible to worship at the Parish Church
and to become part of the community of faith at St Faith's. The PCC maintains an overview
of worship in the Parish and discusses how our services can involve the many groups that live
within our parish.
Our worship puts faith into practice through prayer and scripture, music and sacrament.
Statement of Public Benefit
When planning the activities for the year, the PCC have considered the Charity Commission's
guidance on public benefit, and in particular, the specific guidance for charities for the
advancement of religion. In particular, we try to enable people to live out their faith as part of
our parish community through..
Worship and Prayer,, regular public worship that is open to all, and the provision of
sacred space for personal prayer and contemplation.
Enabling people to learn about the Gospel and develop their knowledge of, and trust
in, God the Father, the Son and the Holy Spirit through sermons, courses and small
groups.
Provision of pastoral care for people living in the parish and for members of the
congregation, including visiting th6 sick, housebound and bereaved.
Mission and outreach work
Taking of religious assemblies in schools.
Promotion of Christianity through the staging of events and meetings and the
distribution of literatu￿.
Promoting the whole mission of the Church through provision of activities that meet
the needs of various groups within the Parish.
Supporting other charities in the UK and overseas.
To facilitate this, it is important that we maintain the fabric of the church of St Faith and the
Church Hall.
Our objectives for 2024 were:
Alms for 2024
To appoint a new Vicar for the United
Benefice
Whetherachleved
The Revd Dr Louis Johnson was Licensed,
Inducted and Installed to the United Benefice
by the Bishop of Liverpool on 13 November
2024.
The new lighting system and associated
electrical works were completed in April
2024. Lack of funds has prevented the
access works to pro￿ed but grant aid
fundin
is bein
sou
ht.
The Director of Music left in August 2024 and
the Parish Choir provide choral music at the
weekl Eucharist.
To complete the new lighting system and the
ac￿Ssible entrance to the church
To strengthen the Parish Choir

To re-build the congregation
Since the arrival of Fr Louis, weekly numbers
have been increasing at the Parish Eucharist
and young families have been welcomed
back.
Progress in completing the new website has
been slow but the Friends page on
Facebook has 287 members and is viewed
regularly, along with the 'A Church Near
You" website which has been u
dated.
To develop our online Presen￿ and visibility
in the parish
Church Attendance
The average weekly attendan￿ counted during October 2024 was 57 and the average
Sunday attendance during the same period was 42. These figures do not include baptism
services, weddings or funerals but the numbers are affected by the Patronal Festival in
October.
Electoral Roll
The Electoral Roll is a list of those who are entitled to attend the Annual Parochial Church
Meeting and take part in its proceedings. This includes voting in elections for the Parochial
Church Council, Churchwardens and Deanery Synod members and eligibility to be elected to
these roles.
The Roll is completely renewed every six years (last renewal was in 2019) and is revised each
year before the APCM to make sure that it is accurate. Following the revision, corrections
may be made, but no names may be added or removed between the time that the revised Roll
18 completed and the close of the Annual Meeting.
Following the complete renewal for the APCM 2025, there are currently 52 names on the
Church Electoral Roll, 11 of whom are resident within the ecclesiastical parish and 41 of whom
are not resident within the parish.
Pastoral Care
The clergy and ministry team visit, on behalf of the Church, those who are unwell or are unable
to leave their houses on their own. Those who wish it will receive regular communion either at
home or in hospital and those who are bereaved are visited when it Seems appropriate.
Occaslonal Offices
From January - December 2024, there were:
6 baptisms
1 wedding, and
5 funerals
Mission and Evangellsm
Helping those in need is a demonstration of our faith. We are grateful for donations and
fundraising efforts that resulted in £549 being given for missionary work. It is good that these
efforts on behalf of others can be combined with opportunities for fellowship.

The parish website is in the process of being re-built and this wort( should be completed in
2025. The 'Friends of St Faith's Great Crosby. page on Fa￿book has 287 members and is
updated daily. The "St Faith's Crosby Music. page has 309 followers on Facebook and 74
followers on Instagram and posts photographs and videos of musical events in the church,
although this has not been active since July.
Safeguarding
Th8 PCC has complied with the duty under sectlon 5 of the Safeguardlng and
Clergy Discipline Measure 2016 (duty to have due regard to House of Bishops.
guidance on safeguarding children and vulnerable adults>.
We are committed to:
The care, nurture of, and respectful pastoral ministry with, all children, young people
and all adults;
The safeguarding and protection of all children, young people and all adults;
The establishing of safe, caring communities which provide a loving environment
where victims of abuse can report or disclose abuse and where they can find support
and best practice that contributes to the prevention of abuse.
To this end:
We will carefully select, support and train all those with any responsibility within the
Church, in line with the principles of Safer Recruitment. We will respond without delay
to every complaint made, that any adult, child or young person may have been harmed,
cooperating with the police and local authorrty in any investigation.
We will seek to offer informed pastoral care and support to anyone who has suffered
abuse, developing with them an appropriate ministry that recognises the importan
of understanding the needs of those who have been abused, including their feelings of
alienation and l or isolation.
We will seek to protect survivors of abuse from the possibility of further harm and
abuse.
We will seek to challenge any abuse of power, especially by anyone in a position of
respect and responsibility, where they are trusted by others.
We will seek to offer pastoral care and support, including supervision, and referral to
the appropriate authorities, to any member of our Church community known to have
offended against a child, young person or adult who is vulnerable.
The Parish Safeguarding Officer post is currently vacant.
In all these principles we will follow legislation, guidance and recognised good practice.
Other Policies
The PCC affirmed its commitment to holding policies that follow Diocesan and national church
guidan￿ on Data Protection, Volunteering, HR, the Environment, Health and Safety and Risk
Management. Links to the Diocesan guidance are to be found on the church website. The
PCC Secretary holds copies of this in hard copy and electronic form and they are available on
request.

The PCC of Great Crosby St Faith complies with its obligations under the 'GDPR' by keeping
personal data up to date" by storing and destroying it securely. by not collecting or retaining
excessive amounts of data,. by protecting personal data from loss, misuse, unauthorised
access and disclosure and by ensuring that appropriate technical measures are in place to
protect personal data.
Report of the Sefton South Deanery Synod
Deanery Synod met three times during the year 2024. In addition to the usual standing
items such as finance, and reports from Diocesan Boards, a number of new initiatives were
reported upon as highlighted below.
8 February 2024 at Bootle Christ Church
Claire Morgans from Y-Kids gave a presentation about her organisation's work with young
people in the Bootle area.
24 July 2024 at Netherton St Oswald
Archdeacon Peter Spiers gave a detailed account of the recent General Synod meeting in
York.
Deanery election was held:
Elected for the laity: Jill Morland-Duff, Nancy Bell, George Carter
Elected for the Clergy.. Revd Andrew Stott, Paula Bridson, Alex Peach.
24 October 2024 at Lltherland St Phllip
Canon David Banbury spoke about the Fit for Mission programrne. Details of the discussion
do not seem to have been recorded.
Revd Gregor Cuff
Christ Church with St John, Watertoo
Vicar's Report
Given that it's under six months since Christine, Benedict, and l arrived here to join you the
church communtty of St Faith's, this cannot really constitute a conventional Vicar's Report for
the last year, as I haven't been here for most of it; however, looking back at the aims and
objectives included in the last report, I can see that you have achieved some, and that we are
making really positive progress on others. For instance, you have appointed a new vicarl And
myself and Christine (and Benedictl) would like to thank you from the bottom of our hearts for
the warm, kind, generous welcome that you've given us since our arrival- it has been a crucial
part of our feeling genuinely at home immediately - it feels as if God has really called us to
and put us in the right place, at the right time.
Since I've been here, we have been welcoming families and young people to our worship and
community. we have increased our links with St John's Church of England Primary School
(where l am now a governor, and part of the team that delivers regular collective worship at
the school, as well as seasonal activities, such as 'Experience Christmas, and 'Experience
Easter,, as well as Messy Church) - and as this involves Gollaboration with both of the other
Waterloo parishes, St Mary's and Christ Church, this also demonstrates that we are
developing our collaborative relationships with our neighbouring church communities (as does
our commitment to joint benefi￿ ministry team meetings with St Mary's, and helping to provide
cover for Revd Gregor Cuff at Christ Church, and at the Liverpool Seafarers, Centre) - with
our continued support of our joint patronal services, and our increased engagement with
Churches together in Waterloo and Crosby, this is a sign of the strengthening and
development of our identity as part of the larger Body of Christ in our local area.

In our Benefice, we have continued to deepen our shared discipleship and worshipping life
through the 'Seekers' prayer group, and through the Walsingham group, whilst Lent has seen
us deepen this further still, with the introduction of healing ministry during our Sunday
Eucharist here at St Faith's, experimenting with having both St Faith's and St Mary's buildings
open more, with contemplative prayer stations, an additional Eucharist, crafting, hospitality
and fellowship, and running a Lent course on the sacraments twice a week at both sites (all of
which also fulfils another existing objective to increase the focus on the season of Lent).
Vvhilst we are still exploring possibilities to develop music and the choir at St Faith's, I'd like to
put on record my thanks to all those who have been, and are, keeping things going in this
respect- it is central part of the worship we offer to God in this community, as well as being a
deeply held aspect of the history and culture of this place, so l am hugely grateful that this has
been maintained during this period. It was an important part of the wonderful Advent and
Christmas seasons that marked the beginning of our time together at St Faith's, and being
part of so many powerful and moving ServI￿S that reached so many people was a huge
privilege- and it gives me such hope for the future of this community- in fact, the potential of
this community, and the energy, creativity, ideas, and commitment of the people of this
community is genuinely inspiring, and incredibly exciting - and it is that future that we're all
being called into, together.
And so, we come to our objectives for the year ahead - in some sense, the broad objectives
have been set for us, as my role description was clear about some essential aspects of the
ministry I've been called into amongst and alongside you (to which I've added our desire to
develop our choir and musical activities generally)
and I'm pleased to say that we are,
already, making some headway on all of them - and I've every confidence we can continue
this positive direction of travel and it is vital that we do so as successfully and effectively
addressing these objectives will be an indication of the health and ongoing thriving of our
church community. And, in truth, I'm totally optimistic about this as I think there is just so much
potential here - as we are already doing so much - our worship is wonderful, joyful, Spirit-
filled, thanks to the committed and engaged laity and clergy who enable and support our
shared worshipping life - and thanks to your responsive participation as part of it - we host
participate in the real, life-giving gospel work of the Kindhearts Café and it's amazing team,
the kind of social justice project that should be a model for other communities in our deanery
and diocese - we have so many people who want to learn and grow as disciples of Jesus,
and respond to this call through action- we have so much creativity, a community full of ideas
and people so committed to serrfing each other, in this community, and in our wider
community, through charitable projects, pastoral care, and community initiatives,
demonstrating the living love of God, living out faith and Christian discipleship 'in truth and
action., {1 Jn 3.18) - the sheer energy of this community is remarkable, it is fantastic to be a
part of it now, and it fills me with hope for our future together and beyond: 'and hope does not
disappoint us, because God's love has been poured into our hearts through the Holy Spirit
that has been given to us., (Rom. 5.5)
Fr Louis Johnson
Vicar
Report of the Parochial Church Council
There have been five meetings of the PCC held between January and December 2024
(nominally every two months with a break for the summer). Average attendance across the
meetings has been 820h. Vacancies for two Synod Representatives, one Clergy
representative and four elected PCC members were filled at the APCM in April. A vacancy
for a second Church Warden remains.

Matters discussed have been dominated by Interregnum planning and progress. We have
been ably guided through this process by our Parish Representatives, David Jones and Rick
Walker, who, togetherwith the Parish Representatives from St. Mary's, produced a new Parish
Profile, and supported us through the Section 11 and Section 12 meetings.
Other topics discussed have included, but are not limited to:
The installation of new lighting and the re-wiring of the church, which has now been
completed.
The new H-bracket road markings and 'left tum only, signage in Milton Road, made
necessary by the introduction of a one-way system.
The Parish Share - this remains an area of concern. The PCC has acknowledged the
importance of meeting this requirement and has committed to making regular
payments. A Stewardship renewal campaign and an appeal to all parishioner8 to
reduce arrears has been discussed.
We remain committed to the importance of 8afeguarding, which is discussed at every
PCC meeting.
Finally, our prayers were answered as we welcomed Fr. Louis in November. This is an exciting
time, as we look to the future with renewed hope and energy. As a PCC we are dedicated to
preserving the Spiritual and material traditions of our worship at St. Faith's but remain eager
to explore new opportunities for growth and development. We look forlvard with faith and
positivity to achieving much together.
Vivienn8 Shillitoe
PCC Secretary
Report of the Churchwarden
2024 was as usual an interesting and hectic year at st Faith's since we had said goodbye to
our Vicar a few months previously and were in interregnum and starting the process of finding
a replacement, but more of that later.
During the gap between parish priests, it is the duty of churchwardens to keep the show on
the road, and, nomially two in number, the wardens are in charge of just about everything -
and that really does mean everything!!
Fortunately, St Faith's has always worked as a team and I could certainly not have kept things
moving without the considerable help of David looking after the money, Christine the catering,
Viv as Secretary and many, many others who just did what was necessary to keep things
moving. The PCC rose to the occasion splendidly and although they must have thought
several times that I was "losing it. we struggled through with an optimistic hope that it would
all work out in the end.
I was of course able to rely on the clergy team of Fr Dennis, Fr Bill, Fr Peter, Revd Denise and
Paula to look after the more religious side of things, and I will be forever thankful and grateful
fortheir unstinting support and help during those difficult times. Few wardens would have such
dedicated and versatile team to ensure that the important work of the church continues
smoothly. The same can be said for St Mary's where Revd Janet and Fr Peter Walker offered
similar support there. It was a pleasure to chair the joint clergy meeting between the church
and help to ￿ment the friendship that we share.

Eady in 2024 we needed to replace all the lighting in church. We secured a number of tenders
ranging up to nearly £100,000, but fortunately, we were able to secure a lower price from
Merseyside firm who had considerable experience in church lighting. We did however need to
divert a significant portion of the money that Liz Mackert had left us into the new lighting
system. l am sure that we are all delighted with the new lights which is, of course, all LED and
fully compliant with the Diocesan Eco scheme.
Over the past few years there has been a reduced number in the congregation, and so the
regular series of musical Saturdays was reduced, and the Christmas Tree Festival was not
possible. However, that may not always be the casel Read on .
The process leading up to the induction of a new Vicar is embedded in much Church of
England history, legal fomalities and peculiar rituals known only to a few. To explain it all now
would simply be a waste of time and paper so please bear with me when I say that after a
considerable amount of work by the PCCS of both churches. copious reports, papers and
references, I was delighted when the good Lord directed a certain young priest to consider
being our Vicar.
The rest of the story will be in next year's Report, but l am sure that we have all found that Fr
Louis, Christine and Benedict have brought a huge injection of Christian love, excitement,
ideas and inspiration to us all.
I finish with my thanks to all in the now growing congregation for their help to me over the past
couple of years, and a fervent prayer that someone will step forward and join me as warden.
Rick Walk8r
Churchwarden
Eco Church Report
In January, I signed St Faith's Church up to the A. Rocha Eco Church scheme, which is
Church of England approved scheme helping churches all over England to develop a deeper
understanding of what it means to care for Creation. This is because we, as Christians, believe
that caring for the world that God created, and responding through action to the climate crisis,
are integral to Christian faith, life, and worship. Therefore, St Faith's PCC agreed, on behalf
of this congregation, that we as a church, would like to participate in the Eco Church award
scheme, and are committed to trying harder to care for God's Creation.
If we can show that we do this, in the ways in which we worship, teach and encourage one
another in our faith., in the ways in which we care for our buildings and consume energy when
we are inside them., in the ways in which we care for the land and nature which is on our
church property; in the ways in which we engage with our communities and the outside world
more generally" and finally. in the ways in which we behave as Christians, within our own
households and while out and about in the world, then we are eligible for an award. However,
it is much more than an award. By working together to meet the criteria set by the awarding
body, we will learn how to understand more deeply the world God has created, how to care
for it better, and also how to celebrate it.
In practical terms, I have started to complete the survey and preached to the congregation of
St Faith's on the First Sunday of Lent (9 March), about the importance of Creation care. We
produced a leaflet listing a variety of eco-gestures which people were encouraged to try out
as part of their Lenten discipline. That Sunday, l also promoted the use of eco products,
manufactured by Miniml and 'Who Gives a Crap, (toilet tissue), which can be used in our
everyday lives. On Friday 21st March, with Fr Louis, I met with a diocesan representative of

the Net Zero Carbon 2030 project to explore our future participation in the project. We
organised a litter pick which took place in and around the church grounds on Sunday 23rd
March. Ecologically friendly products were ordered for use at the church clean on Holy
th
Saturday (19 April). I have also organised a notice board with information that raises
awareness about Eco Church. Many more events and initiatives are in the planning stage for
the forthcoming year.
Judith Aveling
Eco Church Team Leader
Report on the Church Fabric
Regular monitoring and maintenance of the church fabric has been carried out to ensure that
the buildings and grounds are in a good and safe condition.
The first half of the year was dominated by the installation of the new LED lighting system that
has proved to be a significant improvement to the church. This was possible thanks to the
Mackert legacy. Not only will the lifespan of the lights last for several thousand hours but the
energy costs are much lower too. More importantly, the wiring is now safe and a very
dangerous mix of wiring in the organ loft has been replaced.
Unfortunately, it has not been possible to proceed with the access improvement works to the
church entrance but the possibility of extemal grant aid is being investigated. Similarly, the
floor tiles in the church are in need of repair and more areas have been covered with hazard
tape for the time being.
The church sound system has been maintained and a new amplifier for the hearing loop was
installed, thanks to a small legacy after a funeral.
Security issues remain important and various padlocks have been replaced to secure the
perimeter gates and doors. The roof alarm has been maintained and batteries were replaced
during the year. Work is needed on several of the roof cameras that have not been updated
for some time.
The Quinquennial Inspection of the church is due in 2025 and preparations are under way for
it to be carried out by our Church Architect at the request of the Diocese. Works that were
identified in the 2020 inspection have been carried out and are reported annually to the
Diocesan Advisory Committee.
Following the success of the installation of the 'Hive' controller for the church, one was
installed for the hall in June because a lot of heat was being wasted. A small wall heater in
the Mackert Room means that the room can be heated without the central heating being on
for the whole hall.
Pest controllers were brought in to clear a swarm of bluebottle flies in the Mackert Room in
January and the flooring in the gents toilet was replaced, thanks to Corinne's fundraising
efforts. Other smaller plumbing works have also been completed in the hall.
We are very grateful to the churchwarden and many others who care for the buildings by
cleaning and maintaining them, providing flowers and generally ensuring that the fabric of the
church and hall is in a good and safe state of repair.

Financial Review
Ten years ago, I wrote that the financial year had been dominated by payments for the roof,
following the lead theft, and that the target of paying the Parish Share had not been met. In
2024, the new lighting system was installed but we continue to struggle with the Parish Share
and it remains our biggest commitment.
We have given our commitment to the Diocese to pay the Parish Share of £2,840.95 every
month but this has been a very real challenge. Happily, parish giving in 2025 has increased
and the outlook is brighter for the first time in many years.
Our planned giving fell again to £24,830- a drop of nearly 150k - due to reduced attendances,
deaths and removals. Nevertheless, we are extremely grateful to those who continue to give
by monthly standing order and allow us to reclaim Gift Aid too. Both that and the Gift Aid Small
Donations Scheme provide important sources of additional income. We are grateful too for
the increasing number of people who have signed up for the Parish Giving Scheme (PGS)
and we are pleased to see new people signing up for regular giving, together with some people
renewing their giving. This is very encouraging.
Unfortunately, with the lack of available volunteers, the Christmas Tree Festival could not be
held and the closure of the Music Department meant that only a few Saturday Recitals were
held, so there was a reduction in fundraising activities for the church, although events have
been held in the hall to raise funds for essential improvements. It is pleasing to note, however,
an increase in the number of subscribers to the 100 Club.
There was exceptional expenditure of almost £72k for the new lighting system but, overall, the
level of expenditure fell. There were two items - insurance and the gas supply - where very
considerable savings have been made but the full effect will not be felt until 2025.
First, our insurance provider sought to increase the premium from 202314 to 202415 by £1,400,
or 22 %, which we felt was unreasonable and could not be justified. As in 2015, we switched
back to Trinitas Insuran￿ from March 2024 and saved £2,467 or £205 per month.
Then, our gas supply contract became due for renewal in August 2024. The renewal two
years earlier in 2022 was at the height of the energy crisis and cost us dearly. A new contract
was negotiated and will save, in a full year, about £16,300. This is particularly significant and
will help us to re-build our financial base.
Discussions with the Diocesan Lead Officer for Parish Sustainability has identified three key
tasks for the year ahead:
The need to raise planned giving - using the Parish Share as a monthly target-
through the PGS and contactlesslonline giving
The need to generate income through events in the church - Summer Fair,
Christmas Tree Festival & raffle, music concerts
Raising the profile and usage of the hall, again with a focus on regular
bookings. The Diocese could help with consultancy to review and suggest
improvements.
In conclusion, although we have had a few °bumps along the road. the outlook is much
brighter and we can look to the future with growing confidence. We continue to be grateful
to all those who give so much of their time and talents in generating much-needed funds for
the church.

The PCC continues to act responsibly and prudently in the management of the charity's
financial affairs.
David Jones MBE
Parish Treasurer
Reserves Policy
It is PCC policy to maintain a balance on unrestricted funds (if possible) that equates to at
least three months, unrestricted payments. This is equivalent to £20,000. It is held to smooth
out fluctuations in cash flow and to cover emergency situations that may arise from time to
time. The negative balanGe of £7,595 held on unrestricted (including designated) funds at 31
December 2024 did not meet this target.
Risk Management
The major risks to which the PCC are exposed are being reviewed and a Risk Management
Plan had been prepared and updated during the Covid pandemic. Risk can be defined as 'the
threat that an event or action will adversely affect an organization's ability to achieve its
objectives and execute its strategies,. The risks may be categorized as ft)Ilows:
Financial risk- the most common category of risk and many non-financial risks can be
measured in terms of financial impact. The PCC approved a 'Financial Controls and
Purchasing Policy" to manage financial risk.
utational risk - can have an impact if unwelcome publicity hinders the mission of
the church. Media releases a￿ issued to local newspapers and the Diocesan Bulletin.
Statuto
and le
al re
uirements
such as health and safety, employment law,
Charities Act, and child protection. The PCC has policies in place and these will be
publicly available on the new church website.
erational risk
relates to threats to the Church's ability to deliver its objectives
owing, for example, to damage to the church building.
Plans for 2025
Aims and Obj•ctlves for
2025
The payment of parish
share becoming an absolute
priority and that a monthly
payment plan is evidenced.
How we plan to achleve
this
Growing the congregation.,
increasing regular giving
using PGS. introduction of
contactless giving,.
maximising building
resoUr￿s. sustainability
strategies,. grant
lications- fund raisin
Joint benefice ministry team
meetings. engagement on
collaborative projects in
which both congregations
have the opportunity to work
together; MO￿ joint
serviceslworshipping
together" benefi￿ away
Timescale
Ongoing" contactless giving
introduced before the
summer of 2025,. grant
application deadlines and
fund-raising opportunities
providing varying deadlines
throughout the year.
The relationship between
the two churches is on a
more equal footing, giving
the opportunity for both
churches to grow spiritually
and numerically.
Ongoing. joint projects to
support the Eco Church
work of both parishes
happening in 2025,. first
away dayl'vision, session in
early summer 2025. joint
participation in the Slavery
Truth Project October 2025-
Februa
2026,. seasonal

dayslfacilitated 'vision'
sessions.
planning forjoint worship
(such as planned Pet
Service
Ongoing and reviewed at
standing committee
meetings and regular joint
benefice ministry team
meetings.
That responsible and caring
pastoral care is
administered across both
parishes and to look at the
setting up of a
commissioned pastoral
visiting team.
Regular joint benefice
ministry team meetings.,
effective record keeping.
effective communication
within and between the
parish communities.
strategic and collaborative
workin
across the team.
Engagement with local
stakeholders (schools,
charitable organisations,
uniformed organisations,
faith groups, businesses,
community groups,
entrepreneurs, cultural
organisations). looking for
and engaging with
opportunities for
collaboration on one-off and
longer-term projects.
That clear lines of
communication are
evidenced in the parish and
be￿een the church
organisations and the
community.
Ongoing. vicar is now a
governor at St John's C of E
Primary School. plans for
collaborative events
involving local people,
businesses, and
organisations in summer
2025 (Spencer Leigh talk in
May 2025, pub games,
night in the church hall and
return of recital series in
summer 2025., Crosby
Symphony Orchestra
concerts,. hosting school
services throughout 2025.
more engagement with our
Rainbows, Brownies,
Beavers, Cubs and Scouts
groups, including
gardeningloutside space
project and parade
services
Ongoing,. patronal serrfices
in 2025,. invitations to
worship at key seasonal
points (Easter 2025).,
delivering 'Experience
Easter, and 'Experien
Pentecost, in
Springlsummer 2025 with
joint team from across the
arishes.
Working towards decision
on whether to enter the two-
year 'as if phase - vote in
Autumn 2025.
That there should develop a
closer working partnership
between all 3 Anglican
churches in Waterloo.
Worshipping togetherfjoint
services., seeking
ouvcreating opportunities for
collaborative working
(schools, shared ministry
with local organisations,
social justice),. being
responsive and supporting
each other effectively when
needed.
Taking all opportunities
offered to leam more about
what Ffm., making it a
priority discussion point at
all standing committee and
PCC meetings. helping to
keep the wider congregation
informed,. working with
deanery partners (clergy
and laity) to support each
other in en
in
ositivel
That engagement with Fit
for Mission is genuine and
whole-hearted.

with Ffm, both in terms of
the formal training
opportunities offered, and
throu
h informal networkin
Explore opportunities to
develop the choir without
compromising our work
towards financial stability,.
Growth and development of
choirlmusic.
Ongoing. possible
collaborative project
involving Anglican Cathedral
music department and local
schools in Se
tember 2025.
Volunteers
We are so thankful for the commitment and faithful seNice of our church family. In particular,
we thank our Churchwarden, Rick Walker, who gave so much of his time to the care of the
church and its people, especially during the Interregnum, and David Jones, our Treasurer,
who manages the church finances so carefully, all the members of the PCC, Assistant
Wardens, sidespeople, our former Director of Music and the Music Department, the catering
team and those who clean and tidy the church. A special "thank you" to our Ministry Team
who worked harder than ever during the interregnum to ensure St Faith's continues to flourish.
God of Mission
who alone brings growth to your Church,
send your Holy Spirit to give
vision to our planning,
wisdom to our actions,
and power to our witness.
Help our church to grow in numbers
in spiritual commitment to you
and in seNice to our local community,
through Jesus Christ our Lord.
Amen.
A prayer from °Leading Your Church Into Growth.
Approved by the PCC
13 April 2025 and slgned on their behalf by
The Revd Dr Louis Johnson
Chaimian of the PCC

THE PARISH OF ST FAITH, GREAT CROSBY
st
Statement of Financial Activities for the year ended 31 December 2024
Unrestricted Deslgnated Restricted
Funds
Funds
Funds
Total
2024
Total
2023
Note
INCOME
Donations and legacies
Fundraising activities
Church activities
Investments
TOTAL INCOME
2(a}
2(b)
2(c)
2(d}
50,959
4,163
7,014
782
62,918
66
549
4,000
51,574
8,163
7,014
782
67,533
71,741
18,453
20,636
1,275
112,105
66
4,549
EXPENDITURE
Raisln8 funds
Church activities
TOTAL EXPENDITURE
3(a)
3(bl
2,511
98,389
100,900
60
3,240
72,249
75,489
5,811
170,638
176,449
3,309
127,511
130,820
60
NET IEXPENDITURE}/INCOME BEFORE
INVESTMENT GAIN
Galn on investment
Transfer of funds
NET MOVEMENT IN FUNDS
BALANCE BIFWD I JANUARY 2024
BALANCE CIFWD 31 DECEMBER 2024
(37,982)
1,858
2,120
(34,004)
26,183
(7,8211
6 {70,940> {108,9161
1,858
{18,7151
257
(100) (2,020)
194) {72,9601 1107,0581
320
87,841
114,344
226
14,881
7,286
{18,4581
132,803
114,344
The movements in Designated and Restricted Funds were as follows:
Balance
B/fwd
Income Expenditure
Transfers
Balance
C/fwd
DESIGNATED
Events Fund
320
66
60
1100}
226
RESTRICTED
Building & Repairs Fund
100 Club
Mission
85,062
2,779
71,700
3,240
549
75,469
13,362
1,519
4,000
549
4,549
12,020)
87,841
12,0201
14,881

THE PARISH OF ST FAITH, GREAT CROSBY
Balance Sheet at 31 December 2024
Unrestricted Designated Restricted
fund
funds
Funds
TOTAL
2024
TOTAL
2023
Note
Fixed assets
Tangible assets
Investment
4,411
3,846
8,257
5,704
5,704
5,704
5,704
Current assets
Debtors
Cash at bank and in hand
2,496
4,219
6,715
2,496
19,326
21,822
5,219
107,787
113,006
226
226
14,881
14,881
Credltors: amounts falling
due within one year
20,240
20,240
6,919
Net current assets
{13,525)
226
14,881
1,582
106,087
Total net QS5ets
(7,821>
226
14,881
7,286
114,344
PARISH FUNDS
Unrestricted funds
Designated funds
Restricted income funds
(7,821)
{7,821)
226
14,881 14,881
14,881
7,286
26,183
320
87,841
114,344
226
7,821}
226
Approved by the Parochial Church Council on 13 April 2025 and signed on their behalf by
Revd Dr Louis Johnson
Chairman of the PCC
David Jones MBE
Parish Treasurer

THE PARISH OF ST FAITH, GREAT CROSBY
Notes to the Financial Statements for the year ended 31 December 2024
ACCOUNTING POLICIES
The financial statements have been prepared in accordance with the Statement of Recommended Practice:
Accountin8 and Reportin8 by Charities preparing their accounts in accordance with the Financial Reporting
Standard applicable in the UK and Republic of Ireland (FRS 102} issued on 16 July 2014 and with the Church
Accounting Regulations 2006.
The financial statements have been prepared under the historical cost convention except for the valuation of
investment assets, which are shown at market value. The financial statements include all transactions, assets
and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that
owe their affiliation to another body, nor those that are informal gatherings of church members,
Funds
General fund represents the funds of the Parochial Church Councll I'PCC'I that are not subject to any
restrictions re8ardin8 their use and are available for application for the general purposes of the charity. Funds
designated for a particular purpose by the trustees are also unrestricted.
Deslgnated funds are general funds for which the PCC has designated that they should be used for a specific
purpose.
Restricted funds represent donations or grants received for a speclflc object or invited by the PCC for a specific
object. The funds may only be expended on the specific object for which they were given. Any balance
remaining unspent at the end of the year must be carried forward as a balance on that fund. The PCC does not
usually invest separately for each fund.
Income
Donations, legacies and other voluntary income
Planned giving, collections and donations are recognised when received. Tax refunds are recognlsed when the
incoming resource to which they relate is received. Grants and legacies are accounted for when the PCC is
legally entitled to the amounts due. All other income is recognised when it is receivable, incoming resources
are accounted for gross
The charity received substantial amounts of voluntary help from its supporters, but no attempt is made to
place a financial value on these services and they have not been included.
Expenditure
Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding or
constructive obligation on the PCC. The diocesan parish share is accounted for when due. Amounts received
specifically for misslon are dealt with as restricted funds. All other expenditure is generally recognised when it
is incurred and is accounted for gross.
Flxed assets
Consecrated and benefice property is not included in the accounts in accordance with s.96 (21 (a) of the
Charities Act 1993.

THE PARISH OF ST FAITH, GREAT CROSBY
st
Notes to the Financial Statements for the year ended 31 December 2024
Flxed assets (continued)
Movable church furnishings held by the vicar and churchwardens on special trust for the PCC and which
require a faculty for disposal are inalienable property, listed in the church's inventory, which can be inspected
(at any reasonable time). For anything acquired prior to 2005 there is insufficient cost information available
and therefore such assets are not valued in the financial statements. Subsequently no individual item has cost
more than £1,000 so all expenditure has been written off when incurred.
Equipment used within the church premise5 is depreciated on a straight-line basis over four years. Individual
items of equipment with a purchase price of £1,000 or less are written off when the asset is acquired.
Investments are valued at market value at 31 December.
2 INCOME
Unrestricted Designated Restrlcted
Funds
Funds
Funds
TOTAL
2024
TOTAL
2023
21a) Voluntary income
Planned giving
Gift aid donations
Tax recoverable
Collections
Donations
Legacies
Grants
24,830
2,314
8,476
1,179
24,830
2,314
8,476
1,179
614
1,750
12,410
51,573
29,336
2,328
9,327
1,184
5,598
16,394
7,574
71,741
66
549
1,750
12,410
50,459
66
549
2{bl Fundraising activities
100 Club
Appeals
Events
4,(X)O
4,000
1,956
2,207
8,163
3,665
9,405
5,383
18,453
1,956
2,207
4,163
4,(XJO
2(cl Church activities
Fees
Church hall
Land rent
Candles, cards and books
Other
1,024
4,502
500
342
646
7,014
1,024
4,502
500
342
646
7,014
2,702
16,333
578
334
689
20,636
21dl Investment
Dividends
Bank interest
136
646
782
62,918
136
647
783
67,533
93
1,182
1,275
112,105
Total income
66
4,549

THE PARISH OF ST FAITH, GREAT CROSBY
st
Notes to the Financial Statements for the year ended 31 December 2024
Unrestricted Designated Restricted
Funds
TOTAL
2024
TOTAL
2023
3 EXPENDITURE
31al Raising funds
Events
100 Club
Bank charges
2,259
2,259
3,180
372
5,811
1,639
1,200
470
3,309
3,180
60
3,240
252
2,511
60
60
3{bl Church activities
Missionary and charitable glvlng
Ministry: Diocesan parish share
Clergy expenses
Vicara8e expenses
Ministry team expenses
Salaries and support
Church running expenses
Utilities
Building insurance
Building maintenance
Professional fees
Upkeep of services
Music department
Depreciation
Hall expenditure
Printing and stationery
Parochial council expenses
Sundries
549
549
34,093
349
34,091
1,285
264
392
19,235
34,093
2,322
2,322
11,038
11,038
15,658
4,366
3,946
15,658
4,366
75,646
15,490
5,142
9,739
6,390
2,353
7,306
4,411
14,417
5,248
1,307
92
127,511
71,700
3,S67
10,283
4,411
4,260
3,456
519
470
98,389
3,567
10,283
4,411
4,260
3,456
519
470
170,638
72,249
Total expendlture
100,900
60
75,489
176,449
130,820
No payments were made to the Independent Examiner.

THE PARISH OF ST FAITH, GREAT CROSBY
Notes to the Financial Statements for the year ended 31 December 2024
PAID EMPLOYEES
2024
2023
Salaries
10,936
15,762
Employerfs national insurance
102
11,038
15,762
The avera8e number of employees employed by the PCC during the year was 2 and 2 for 2023.
Some expenses were reimbursed to trustee5 for services other than a5 trustees during the year.
FIXED ASSETS
51al Tangible
Church equipment
Cost
At beginning of the year
Addition
At end of the year
17,645
17,645
Depreciation
At beginning of the year
Charge for the year
At end of the year
13,234
4,411
17,645
NET BOOK VALUE
At beginning of the year
At end of the year
4,411
5{b) Investment
Standard Chartered PIC
3,846
1,858
5,704
Market value
At I. January 2024
Revaluation gain
At 31" December 2024
2024
2023
DEBTORS
Tax recoverable
Other
2,296
200
2,496
2,895
2,324
5,219
LIABILITIES: amounts falling due within one year
Other
20,240
6,919

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent Examiner's
Report on the accounts
Independent Examiner's Report
Report to the Trustees of
St Faith's Parochial Church Council, Great Crosby
On accounts for the year
ended
st
31 De￿rnber 2024
Charity
no.
1134518
Respective The charity's trustees are responsible for the preparation of the accounts.
responsibilities of The charity's trustees consider that an audit is not required for this year
Trustees and Examiner under section 144 of the Charities Act 2011 (the Charities Act) and that an
independent examination is needed.
It is my responsibility to:
examine the accounts under section 145 of the Charities Act,
to follow the procedures laid down in the general Directions given by the
Charity Commission (under section 145(5)(b) of the Charities Act, and
to state whether particular matters have come to my attention.
Basis of Independent My examination was carried out in accordance with general Directions given
Examinerfs statement by the Charity Commission. An examination includes a review of the
accounting records kept by the charity and a comparison of the accounts
presented with those records. It also includes consideration of any unusual
items or disclosures in the accounts, and seeking explanations from the
trustees concerning any such matters. The procedures undertaken do not
provide all the evidence that would be required in an audit, and
consequently no opinion is given as to whether the accounts present a 'true
and fair, view and the report is limited to those matters set out in the
statement below.
Independent In connection with my examination, no material matters have come to my
Examiner's statement attention which gives me cause to believe that in, any material respect..
accounting records were not kept in accordance with section 130 of
the Charities Act or
the accounts do not accord with the accounting records
I have come across no other matters in connection with the examination to
which attention should be drawn in order to enable a proper understanding
of the accounts to be reached.
Signed:
Date:
26 February 2025
Name:
Raymond Bissex
Relevant professlonal
qualification{s) or body
Fellow Chartered Accountant
Address:
St Mary's Annexe, 32 Brooklands Avenue, Waterloo, Liverpool, L22 3XZ