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2022-12-31-accounts

Hill Cliffe Baptist Church Annual Review of Church Ministries 2022/23

www.hillcliffe.info

May 2023

Introduction

Please enjoy reading this annual review of our church-led ministries at Hill Cliffe covering the period May 2022 - May 2023.

Leadership Ministries – report from Stuart McPhail

We were delighted to add Tim Appleton (Treasurer) and Sarah Harris (deacon) to our Leadership Team this year, and have Pam and Tim Grainger re-elected as deacons. Our Leadership Team in May 2023 comprises our deacons Sarah, Pam, Graham, Joe, and Tim G - along with Steve (Church Secretary), Tim A (Church Treasurer), John (Church Youth Worker), and Stuart (Minister). This team is called to serve the church in providing leadership for the various ministries and practical responsibilities of the church. Stuart continues to provide spiritual, pastoral and theological overview and direction for the Leadership Team and the church.

During the course of the past review year, Bryan Hancock decided to step back from the Leadership Team in readiness for his and Jackie’s relocation to Devon, and Anne Hall stepped back from the team to give opportunity for her health to recover. We are very grateful to Bryan and Anne for their faithful service to the church as part of the Leadership Team.

The Church members commended Katharine McPhail to the Baptist Ministry Ordination interview process with the NWBA. Following her successful interview, the church members agreed to support Katharine financially towards the funding of her Baptist Leadership Programme for the duration of her 3-years as a Minister in Training. She is currently on placement with Hoole Baptist Church in Chester.

From a personal and family point of view, the need for Katharine to relocate to Chester to conduct her Minister in Training placement has, as you can imagine, had a significant impact on us after leading together in Hill Cliffe for most of the last 10 years, and always worshipping together in church as a family.

Teaching Ministry

Since May 2022, we have delivered Sunday morning teaching and prepared complementary weekly Small Group studies on the following series (most recent first):

40 Days of Prayer and Fasting

During the Lent season we facilitated the reading together of Mark’s Gospel and prepared a schedule of daily prayer ideas. As in previous years we encouraged the sharing of how we sensed God speaking to us personally and corporately in Small Groups and in Church Members’ meetings. The Leadership Team then discussed and prayed over the feedback to discern an emphasis for our vision in 2023-24.

Sunday Evening Prayer Gathering

A small group of people from the church have met each Sunday evening 6-7pm for coffee and prayer. It’s a powerful time for meeting with God.

Church Communication

Our Private Prayer and Support Facebook page connects 78 adults across our church family for prayer and support – with around 45 more receiving the updates via the email News Feeds.

The Public Hill Cliffe Facebook page has 201 friends, many of whom are not part of the church congregation. It shares news of services, events, and messages from the church to this wider community.

Our weekly E-Mail to the church family goes out to 145 adults, and this

communication is printed and posted (or delivered by Leah) to those not on email each week.

Welcome Team and Connection Team at Church Services

Under Pam’s (Welcome Team) and Rhys’ (Connection Team) leadership these teams have welcomed and connected many new people and many returning people to the church family during this last year – most of whom have become part of the church community.

My thanks also to those who have served the church in preparing communion and collecting the offering in services.

New Members

We were delighted to welcome the following 9 new members this year (May ’2223):

Graveyard and Church Grounds Maintenance - report from Peter Hindley

This year has been a little bit of ups and down ~~’s~~ with Graham and myself having radiotherapy for cancer and also me having a date cancelled for an operation. Many thanks to Graham Palmer for taking over the work around the church until I - recover from my operation God willing it won’t be cancelled again. Once again, we have sown more windflower seeds around the graves and also in front of the church entrance.

In t ~~T~~ he area opposite the church entrance Bridgetots have planted 3 trees in memory of the Queen’s Jubilee, although late planting due to a problem finding the trees that Stan advised them to buy.

Over the last 12 months Stan and myself have recovered more graves so that Stan can complete a new survey of the graves that are not on the original plans. Stan once again provides his machines for me to cut the field free of any charge to the church. The retaining wall that we started to repair is proving more work than first thought so with this in mind we plan to have a work party later this year. The work will be carried out on a Saturday so if you’r ~~er~~ free on a Saturday in Autumn to help for a few hours or even all day ~~pPl~~ ease let me know so this can be planned.

After Bryan finished volunteering as he is moving to Devon, Euan Hall is now working with the team on Tuesdays. Many thanks to everyone on the team for all their hard work over the last twelve months. I say this every year, but it is important for the church know how much Stan works hard keeping the grave yard well maintained and keeping the car park clean and tidy.

Children’s Ministries – report by Jane Quinn

Sunday Mornings

June 2022 finally saw Junior Church returning to something similar to pre-Covid arrangements. On the first, third and fifth Sundays the children are taught altogether in a Junior Church service. On the second and fourth Sundays the children are split into two groups (Excite Infants and Excite Juniors). We have continued to use the GoTeach resources and over the course of the year have covered themes including Daniel, Genesis, parables, Christmas, Abraham, the early life of Jesus and Easter.

We have 30 children on the register and overall numbers attending Junior Church each week have increased since Covid. The children's enthusiasm and

participation levels remain high. We continue to be blessed with an excellent team of ever faithful teachers and helpers however we are operating on a ‘just enough’ model and would benefit from new volunteers to join the team. The biggest change to the Junior Church team this year was Bryan Hancock stepping down and we would like to take this opportunity to thank him for his immense and invaluable contribution and dedication to Junior Church over many years.

Day Camp 2022

It was fabulous to once again be able to run Day Camp after two years missing due to Covid. The week was absolutely fabulous! The team was made up of young and old, new to Day Camp and those with many years of experience and they all pulled together to facilitate a fantastic experience for over 100 children. We had baking, crafts, gardening, engineering and water games to name just a few and spread through the whole week we shared the good news of Jesus through our words and actions. Day Camp is a great week not just for the children but for the team who also deepened relationships with each other and with Jesus.

This year’s Day Camp Core Team (Ruth Hughes, Laura Chong, Pam Lanca Coelho, John Harper and Jane Quinn) have already been meeting to plan this year’s Day Camp (21st – 25th August). Please pray about whether you could be involved this year in this amazing outreach opportunity and the children you could invite to come along.

Light Party 2022

33 children (including children from church, Excite Club and Bridgetots) attended the Light Party in October. Despite being let down by the bouncy castle at the last minute, the party was a great success and the talk by Andy Hayes was very well received. It was also fantastic to see so many of the Youth serving at the event.

Excite Club (report by John Harper)

A fantastic team has developed since sept 2022 when we brought back Excite Club on ~~a~~ Thursday afternoons. We meet every Thursday of the school term, from 3.45-5pm.

Bryan Hancock started the year in a joint leadership role and has stepped down due to his upcoming relocation. While we miss Bryan’s leadership, gifting, character and commitment, it has been a blessing to see how the team has developed to ensure there isn’t a void in his absence.

We have had a consistent group of largely churched primary school aged pupils attend (about 80%) and while there is room to grow in size, this year has partly been about laying down good foundations for next year.

We have focussed our teaching programme on the alphabet of Jesus and every week we have covered a letter which highlights something of who Jesus is.

Youth Work Ministries – report from John Harper

Sunday Mornings 3 age specific groups are functioning well and well attended. The oldest group continue to follow the main themes of the adult morning service, while the high school age groups have a change in theme, more or less every 4 weeks.

Bible Study on Friday Evening has changed. It is now largely hosted at church and sometimes at the Shack. Young people attend after school, sharing a meal together. This really helps young people to get to know one another as family and to get to know God’s word. We see this as an important part of discipleship for young people in the same way that we see small groups fulfilling a key role for adults at our church. Worship n’ Wait has moved and is now part of our Friday Night. Its purpose is to offer space for young people to worship and spend time with God, listening to His prompting and being encouraged to respond.

HC Youth Club on Thurs evenings regularly has 20-30 young people involved in this weekly ministry (including the young leaders who compliment the 8 adult leaders) We have spent some of this year working our way through the rest of Matthew’s gospel as we want to introduce the young people (90%+ are not part of our church in any other ministry) to Jesus. This term we are now attempting to address their questions to God in our talks.

In Oct 22 we ran a Residential at Quinta (Shropshire), where we partnered with NWBA and targeted our younger half of youth. This was a fantastic weekend where a number of young people from Thursday nights, who don’t regularly attend on Sundays, were exposed to worship (and responded in a really positive way) and were given opportunities to hear the ~~Ggo~~ spel and have time afterwards to consider its call on their lives. We are planning to run this residential again in 2023. 48 of the wider church family were involved in attending the first ever Limitless Youth festival near Stafford. About 20 volunteered to help run a venue and the other half were able to attend as delegates. This week gives young people a great opportunity to make space to hear from God and respond to Him.

It is fantastic to see many of our young people signing up to help or lead at Day Camp this summer and we now have 4 year 8 and year 9 boys helping to run Excite Club on Thursday afternoons.

A big word of thanks to all of our youth work volunteers who have continued to volunteer with a servant heart and great gifting.

In Youth Work we continue to try to ask the following 2 questions regularly to our young people and each other:

What is God saying to you/us? And what are you/we doing about it?

Small Group Ministries – report from Joe Martin

We currently have 8 small groups at Hill Cliffe. All our groups successfully continue to be places of discipleship, prayer, fellowship and pastoral support. It’s great knowing that we’ve got such fantastic leaders that are willing to work so hard to serve and support their groups. I’m frequently encouraged when I hear how valued our small groups are by our church family.

Over recent months there has been an effort to encourage more of the church family to attend small groups. This has been done through ministry focus on Sunday mornings and by personal invitation by group leaders. This has seen a measure of success to the extent that we now have very limited spaces in existing groups with several groups at capacity.

For very practical reasons, the long-established group coordinated by Bryan, Jackie and Joy is no longer meeting. The group lead by Tim and Jenny has re-launched on Wednesday nights and this will create some extra spaces. However, as the church continues to grow, it is likely we will need yet more capacity. We really don’t want to get into a position where we have people wanting to join a group but can’t due to the lack of space. Please pray into this issue specifically.

Small groups are an important and integral part of church life at Hill Cliffe. They provide a fantastic opportunity to deepen our relationship with God and with others within his church. They are places where we can learn and grow in our faith. Small groups are a place of trust and support and form the primary pastoral support system within the church. If you’re not already part of a small group, I would really encourage you join one. Please speak to me, or any of our small group leaders who would be happy to help you.

Men’s Ministry – report from Graham Palmer

We continue mostly monthly to meet for breakfast early on a Saturday morning. Joe Martin, Keith Curtis and Graham Palmer help to plan depending on availability, ably assisted by Colin Webb and Dan Whitehead working hard in the kitchen. Numbers have been around 15-20 and a fairly consistent group have enjoyed a time of food, fellowship and prayer in the presence of God.

Sometimes a reflection has been shared at the start. And recently God has laid on Joe’s heart that we should be encouraging our men to pray more, for ourselves our families and church. We will be continuing this theme during the year, aiming to enable all of us to be more comfortable in praying in this setting and also in church. Feedback from those attending is always good.

We invite and welcome men of Hill Cliffe to join us at any of our meetings. Just have a word with one of us!

Worship Ministries – report from Tim Grainger

I’m grateful to be able to work with such a helpful team and to have to very able worship leaders, Andy and Laura to work alongside. We have good depth in terms of numbers across most aspects of the worship ministry and week on week we are able to facilitate the congregation in worship. We were sorry to see Katharine stand down from her role as worship leader as she is now a Baptist Minister in Training in

Hoole Baptist Church, but she remains in our thoughts and prayers and has left a good and meaningful legacy.

One of the great encouragements is that the congregation really seem to enjoy the worship, and whilst we can encourage even more freedom in this regard, it’s great to be able to hear people’s voices on a Sunday morning.

It is important to say that a great deal of work goes on behind the scenes to make sure that a Sunday morning service happens and so please do continue to pray for and pass your encouragement on to all members of the worship team, which very much includes the AV, sound and camera teams. We are all part of the team. It had been a real encouragement to hear that some of the new folks attending recently initially watched the livestream and then decided to attend in person. The livestream therefore continues for the moment to have a helpful place in the worship ministry.

Please pray for protection for our worship team members. We are on the ‘front line’ when we lead worship or are involved in the tech teams, and often Sunday afternoons or Mondays can be a time of feeling a little low. Please also pray for sensitivity to the Holy Spirit as we lead the congregation, that God would be glorified and be completely central in all we do.

Finance Ministries – report from Tim Appleton

Accounts year ending 31December 2022.

The year ended with an income of £149,628 and with £151,004 of expenditure. This is a deficit of £1,376 for the year, much lower than the previous 2 years which were heavily impacted by the Coronavirus Pandemic. At the end of December 2022 we held £31,820 in our current and savings accounts combined.

We will need to look to balance our accounts in the coming years and rebuild our savings a little. The Pandemic showed us how important it is to be financially resilient.

As a church we want to be good stewards of what God gives us but also to be generous. In 2022 we gave £32,695 to a number of missions, ministries, and charities, locally, nationally, and globally. This equates to 22% of our income. In 2023 we have chosen to continue to support mission partners to whom we have longstanding commitments. Also, we have restructured the remainder of our regular giving to allow us to be prudent with what we have, and with freedom to react as finances improve.

In September 2022 Ruth Hughes, after many years as treasurer began handing over the role to myself. She has been super supportive during the hand-over period. She has been diligent, hardworking, faithful, and selfless throughout her time as treasurer and is an extremely tough act to follow.

Without the generous giving of our church members, both regular donations and one-off gifts, we would not have a church. My personal thanks to every one of you.

Thank you for the value you place on Hill Cliffe and all the things it is to you, our community, and our mission partners around the World.

Outreach Ministries

Local Mission/ Outreach Partnerships – update from Stuart We continue to partner with several local outreach ministries – including Bridgewater Churches Together; Walking Day; Church Warrington; BYP; Active Hope; YFC; Street Pastors; The Church at Creamfields - providing volunteer, prayer and (at times) financial assistance from our church to support them.

Stockton Heath Festival – report from Pam

In July we once again opened up our Church to the local community as we participated in the Stockton Heath Festival. The Primary Schools Gospel Concert saw children from local schools perform a selection of gospel songs to a packed audience, predominantly made up of their relatives, friends and school personnel, with many being welcomed into the Church building for the first time. The Film Night was another ticketed event forming part of the Festival program and was equally well attended, with Hill Cliffe providing refreshments to all who came along. Both events showed Hill Cliffe to be a place of Welcome where the Good News of Jesus is lived out and shared with our community.

The Church gazebo on the Festival field was in a great location allowing passers-by to learn of Hill Cliffe's ministries, accept invitations to Church events, ask for prayer or simply chat while their children engaged with the craft table. The gazebo provided further opportunity to connect with festival goers, share faith and represent our Church family to people of all ages, backgrounds and interests from our local community, something we look forward to replicating this coming year. Thanks must be extended to all who helped at these events and supported the vision of Hill Cliffe to be a place of welcome to all.

Hill Cliffe Café – report from Amy Harper

This time last year Cafe was still a dream being awakened amongst the core team. After easing back in ahead of the Summer break we are now very much back in full swing each Friday, with a faithful team and regular visitors; many of whom tend to stay for the full morning. We're always grateful for cake contributions and appreciate the support the wider church lends to Cafe. As Tim A will attest, the card reader has been a great addition too!

We have been seeking opportunities to use the Sanctuary space to share more of what our faith means. The lead up to Christmas and Easter provided natural openings for this and we have been encouraged by glimpses of God at work in people's lives. We have enjoyed guest appearances from Lisa Hutt with her art work and A Cappella too.

Please keep praying that Cafe remains a warm and encouraging place where people can engage with their journey of faith, whatever stage of it they may be on.

Creation Care – report from Stuart

A small group from the church have begun to meet to consider how we might encourage and facilitate the church in creation care-related issues. To find out more or to get involved please contact Stuart.

World Mission Ministries – report from Mary Evans

This missions report is a little different - partly because I am writing in Australia without my usual resources and with the internet where I stay being out. But partly because of how God was challenging me! You might say this is a ‘fill in the blanks report’.

Our contributions ‘as a church’ to international mission remain much the same. We support Stephanie, serving with SIM in Malawi, BMS and in particular the Duprees in Albania, and the Byles who were in Cambodia and have now returned to the UK as Nick’s work with EMI has taken on an increasingly international focus. We also support development and relief work through Tear Fund and Christian Aid and groups supporting refugees as those from Ukraine.

However, as we sometimes sing in services ‘We are the church’! And the question I think God is asking us each, individually, as members of Hill Cliffe church, is ‘As you look back over the past year, how have you contributed this year to the challenge I gave to all Christians to reach out to all nations.’ I have had to ask myself, have I given and prayed for the work we are committed to supporting? Have I read carefully the information provided over the weeks? Have I written letters indicating interest and support? Have I listened to God as he might have given me a call to take an interest and pray for another world-facing organisation or another country? The ‘mission report’ of the church is really the summary of all our answers to these and other such questions. This is how Hill Cliffe has responded to God’s challenge to world mission during 2022-2023. Of course, only God will read that report! I have to confess that my own answers to such questions is often ‘sometimes, partly, and not as much or so often as I should’. But it is also ‘Thank you so much for letting me be a part, however small, of the work you are continuing to do throughout your world!’ We are all challenged as to how we, corporately and individually, will respond over the next year to the commission God has given to each one of us. Maybe if you are willing to let me know how you have responded to that challenge, then in next year’s we can fill in the gaps!

Pastoral Care – report by Stuart

Anne Hall and Bryan Hancock have recently stepped back from involvement in the group for reasons mentioned above. We are grateful for their faithful ministry in this

service to the church. Graham and Stuart have continued to meet to assess our congregation’s pastoral needs.

We continue to work on –

  1. Reviewing the Church Congregation List to assess where particular pastoral support is needed, and how best to help (if required).

  2. Preparing a set of Signposting Resources (to be posted on Noticeboards, on church emails, Facebook Page, and on our Website) to help people identify where they can get expert help or support across a range of pastoral issues and disciplines.

  3. Identifying people to help with practical support needs in the church family.

Funeral and Graveyard Support

We are very grateful to Chris Hudson who has served in this ministry for many years with excellence and great pastoral care. As Chris recovers from ill health, she has decided to step back from this area of ministry. She does so with our grateful thanks. We are currently reviewing this ministry area, but Leah will take on much of the administrative role for the graveyard and funerals work.

Church Membership at Hill Cliffe:

There are 3 key elements to how we describe Membership at Hill Cliffe. Church Members are:

COMMITTED – to our Church Family, our Church Covenant (Values), our shared Vision Emphasis and our Leadership.

INVOLVED – in our Church Family Gatherings, Ministries and Vision

INVESTING – in our Church Family Resources and Vision Emphasis

If you would like to explore becoming a member at Hill Cliffe please contact Stuart

Annual Church Covenant:

The Church Members at Hill Cliffe have committed that each year we will covenant together on the basis of our agreed Church Values (Based on Baptist Union Values) in God’s strength. Please see Appendix 1 below for the Annual Covenant. This covenant represents our desire and aspiration to live a godly life in following Jesus, and to do so with the support, fellowship and accountability of our brothers and sisters in the Hill Cliffe Church Family.

What it does not represent is the pretence that we are going to fulfil our aspirations perfectly. The Church Members are requested to make a fresh commitment to this Covenant each year at our AGM.

Appendix 1: Annual Church Covenant Annual Church Covenant

As a Church Membership we have committed that each year we will covenant together on the basis of our agreed Church Values (Based on Baptist Union Values) in God’s strength. This covenant represents our desire and aspiration to live a godly life in following Jesus, and to do so with the support, fellowship and accountability of our brothers and sisters in the Hill Cliffe Church Family. What it does not represent is the pretence that we are going to fulfil our aspirations perfectly.

We will make our new covenant at our AGM Church Meeting. Because we take this joint-commitment seriously, If you are not able to make it to that meeting, please indicate the renewal of your covenant via email to Steve Gray, steve.gray@hillcliffe.info or in writing a brief note.

Hill Cliffe Baptist Church’s Church Values

1. We are a Worshipping Community

2. We are a Missionary Community

Matthew 28:18-20; 1 Thess 2:8; 1 Peter 2:9; Matthew 5:13-16; Phil 2:12-18

3. We are a Holy Community

Romans 12:1; Luke 11:42; Hebrews 13:5; 2 Corinth 9:7; 1 John 2:2

5. We are a Prophetic Community

6. We are an Inclusive Community

HILL CLIFFE BAPTIST CHURCH

FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022

GENERAL RECEIPTS & PAYMENT ACCOUNT

Note 2022 2021
Receipts
Offerings 2 115,423 101,180
Income tax recovered on offerings 22,595 16,679
Youth and Children events 6,916 2,061
Rents and contributions for use of premises 660 1,025
Café and catered events -
 -
Graveyard 1,360 785
Other 2,382 303
Flood donation -
 4,284
Legacies -
 500
Interest 3 292 62
Total Receipts 149,628 126,878
Payments
Ministry 4 72,379 73,610
Mission 5 32,695 34,300
Upkeep of church premises 6 29,511 19,864
Administration 7 3,500 3,161
Children and Youth 8 9,516 4,894
Serving, reaching and discipling 9 3,403 1,110
Total Payments 151,004 136,939
Surplus (Deficit) (1,376) (10,061)
Cash balance at previous year end 33,196 43,257
Cash balance at current year end 31,820 33,196
STATEMENT OF ASSETS AND LIABILITES AT 31 DECEMBER 2022
Assets Note 2022 2021
Bank and other cash balances 14,435
BUC deposit account 17,093 32,032
Money received not banked
Assets Held for Church’s own use 10 1,540,142 1,540,142
Total Assets 1,571,670 1,572,174
Liabilities Note 2022 2021
Current Liabilities 11
Long Term Loans 12
Pension Scheme liability 13 - 32,500
Other liabilities
Total Liabilities - 32,500

The accounts and statement of assets and liabilities set out on pages [1 & 2] relating to the year ending 31 December 2022 are as approved by the deacons.

Signed: (Treasurer or other Deacon authorised to sign on behalf of all the deacons)

[Date]

NOTES TO THE ACCOUNTS

1.Basis of Accounts

These accounts have been prepared on a ‘receipts and payments’ basis and in accordance with Section 133 Charities Act 2011.

2. Donations and other income
Donations
Total Donations and Other Income
3. Investment income
Savings interest
Total Investment Income
4. Ministry
Staff stipends, NI and pension contributions
Manse costs
Study and conference expenses
Total Ministry		 2022
2021
115,423
101,180
115,423
101,180
2022
2021
292
292
0
2022
2021
67,128
67,923
4,185
4,082
1,066
1,605
72,379
73,610

Stuart McPhail acts as one of the church's trustees and receives remuneration and other benefits in respect of his services as Pastor, including the provision of manse accommodation [owned by the church]

5. Mission
Home Mission
BMS World Mission
Christians Against Poverty
Warrington Youth For Christ
Tearfund
Active Hope
SIM
Broomfields Youth Project
Message Trust
Warrington Street Pastors
Mission Aviation Fund
Open Doors
Flood donations
Sponsorship and Other mission
Engineering In Mission
Langham Partnership
Prison Fellowship
Christian Aid
Total Mission		 2022
2021
6,000
6,000
6,000
6,000
720
720
960
960
720
720
960
960
6,115
6,115
1,700
1,700
60
720
960
960
60
720
60
720
5,685
4,000
2,320
2,400
660
660
660
32,695
34,300
6. Upkeep of church premises
Energy/Telephone
Cleaning
Insurance
Repairs and maintenance
Equipment
Manse Maintenance
Minibus Maintenance
Graveyard Contractor
Total Upkeep of church premises
7. Administration
Printing and stationery
Subscriptions
Total Administration
8. Children and Youth
Resources and equipment
Day camp
Mission and other trips
Total children and youth
9. Serving, Reaching and discipling
Welcome and Stewarding
Teaching and Worship
Pastoral
Adult/Family outreach
Investing in leaders and discipleship
Kitchen/catering
Total Serving, reaching and discipling		 2022
2021
8,661
5,241
1,178
918
3,605
3,269
8,345
2,398
198
548
295
686
7,230
6,804
29,511
19,864
2022
2021
970
525
2,531
2,636
3,500
3,161
2022
2021
1,221
1,958
4,402
2,936
3,893
9,516
4,894
2022
2021
131
25
-
124
-
966
180
25
2,158
905
3,403
1,110

10. Assets held for the Church's Own Use

The church is the beneficial owner (subject to the relevant trusts) of the following assets, the legal title to which is held by the church’s custodian trustee [the Baptist Union Corporation Ltd]:

Church Premises and Land, (Including Burial Ground), at Red Lane valued in the accounts at £1,200,000 based on insured value

Church Manse at 15A Cobbs Lane valued in the accounts at £255,142 based on insured value

The church also owns fixtures, furniture and equipment with an insured value of £85,000

11. Current Liabilities
Cheques written but not cashed
Total Current Liabilities
12. Long Term Liabilities
Long term liabilities
Total Long-Term Liabilities		 2022
2021
-
-
2022
2021
-
-
-
-

13. Pension Scheme Liabilities

The Church is a participating employer the Baptist Pension Scheme (“the Scheme”), which is a separate legal entity administered by the Pension Trustee (Baptist Pension Trust Limited). The assets of the Scheme are held separately from those of the Employer and the other participating employers.

The Scheme, previously known as the Baptist Ministers’ Pension Fund, started in 1925, but was closed to future accrual of defined benefits on 31 December 2011. Prior to this date the main benefit provided through the Defined Benefit (DB) Plan was a pension of one eightieth of final minimum pensionable income for each year of pensionable service together with additional pension in respect of premiums paid on Pensionable Income in excess of Minimum Pensionable Income. Since 1 January 2012, benefits have been provided through a Defined Contribution (DC) Plan.

A formal valuation of the DB Plan as at 31 December 2019 by a professionally qualified Actuary using the Projected Unit Method. At the valuation date the market value of the DB Plan assets was £298 million, whilst the level of assets needed to pay benefits was £316m, giving a deficit of £18m (equivalent to a past service funding level of 94%). The Church and the other participating employers in the DB Plan are collectively responsible for funding this deficit. The next actuarial valuation of the DB Plan within the Scheme is due to take place not later than as at 31 December 2022.

The Church has been advised that the estimated cost for the church to buyout their Pension Scheme liabilities at 31 December 2021 was £255,000.

At the end of June 2022, the Baptist Pension Scheme signed an agreement with the insurance company Just Group (‘Just’) to secure members’ pension benefits under the Defined Benefit (‘DB’) Plan. This agreement is referred to as a ‘buy-in policy’. It follows a similar agreement with Just in 2019 that covered most pensions in payment at that time. The combined agreements mean that Just are now providing financial backing for all DB pensions provided through the Scheme’s DB Plan.

The cost of such policies is largely driven by financial markets and these have moved substantially in the Scheme’s favour, particularly over the course of the last few months. As a result, this transaction takes the Scheme out of a shortfall position for the first time in two decades. Although risks remain, the Baptist Union and the Trustee of the Scheme have agreed that deficit contributions from each participating employer in the DB Plan will reduce to just £1 per month from August 2022.

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trustees I Ildille On accounts for tho year ended oej ao]3 Charity no (if any) 511 Set out on pages I report lo the trustees on my examination of the accounts of the above charity {Yhe Trust") for the year ended 31 11 zodl As the charivs tru51ees. you are responsible for the preparation of the accounts in accordan￿ with the requirements of the Charities Acl 2011 {Ihe Act.). Responsibilities and basis of report l ￿port in ￿SpeCt of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have follchved all the applicable Directions given by the Chanty Commission under sectlon 145151{bl of the Act. Independent trhe chariiys gross income exceeded £250,000 and l am qualtFied to examiner's statement undertake the examination by being a qualrfied member of linsert name of apFdicable listed bcMtyI]. Delete [ l rfnot applirable. I have completed my examination. l confim thal no material matters have come to my attention in connection with the examination lolher than that disclosed below") which grwes me cause to believe that in, any material spect: the accounling records vNe not kept in accordance with seclKJn 130 of the Charities Act: or the accounls did not accord wtlh the accounting records., or the accounts did not compty with the applicable requirements conceming the form and ￿ntent of accounts sel out in the Charities IAccounts and ReF¥)rts) Regulations 2008 other than any requirement that the accounls give a Irue and fairf view which is not a matter nsidered as part of an independent examination. I have no concems and have Corr￿ across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. ' Please delete the words in the brackets rfthey do not apply. Signed: no Date: Zo2 Name: Relevant professional qualification{sl or body IER Oct 2018

{if anyl: Address: Section 8 Disclosure Only complete if the examiner needs to highlight material mallers of con￿rn Isee CC32, Independent examination of chaTity accounts.. directions and guidance for examiners). Give here brief detsils of any items that the examiner wishes to disclose. IER Oct 2018