Crossroads Women
25 Wolsey Mews, Kentish Town, London NW5 2DX Tel: 020 7482 2496 Fax: 020 7267 7297
contact@crossroadswomen.net www.crossroadswomen.net
Report of activities January – December 2023
ABOUT CROSSROADS WOMEN
OBJECTIVES
Crossroads Women was formed in 2009 to renovate and run an expanded more accessible Crossroads Women’s Centre in Kentish Town, north-west London. The Women’s Centre has existed in different venues in the London Borough of Camden since 1976. We have been at 25 Wolsey Mews since April 2012. Through the Centre, women and their loved ones participate in self-help and peer support activities, volunteer, learn new skills, get support for community, cultural, educational, health, environmental or social projects, and access help and information about their rights including to escape racial and sexual violence.
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Advance the education of the public by study and research into race and community relations (with particular reference to women) and by the publication of the results of such research for the benefit of the public;
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Maintain and run a centre for use by women and women’s groups at which meetings, lectures, classes and other forms of recreation and leisure-time activities may take place;
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Advance other charitable purposes, as the Trustees may from time to time decide.
TRUSTEES
Beneficiaries include single mothers, women with disabilities or health problems, asylum seekers, immigrant and refugee women, survivors of rape or other abuse, carers, students, grandmothers, pensioners, LBTQI, unemployed women, and low-waged workers.
The Centre provides a base and meeting space for women’s and community groups.
They remain: Cristel Amiss, Carolina Begue, Solveig Francis, Claire Glasman, Selma James, Sylvia Salley.
COST-OF-LIVING CRISIS
As the cost of food, fuel and rents continued to increase during this year, like many other organisations, we had to work hard to help women who are struggling the most, including women with disabilities and elderly women facing life threatening cold and/or lack of food.
The toll of price inflation on top of the ongoing impact of the covid pandemic on disadvantaged women continued to mount in terms of physical and mental health. As with the years of austerity, the impact of this latest additional crisis falls heaviest on women, especially women of colour and
single mothers – job losses, loss of public and health services, loss of income, applying for and surviving on Universal Credit; increased caring work for family, friends and local community, school closures, bearing the brunt of others’ anxieties, young and old; trying to maintain health whilst overstretched, trying to meet others’ care needs and make ends meet.
Amnesty International consulted the Centre on poverty issues to develop its strategy on social and economic rights. An all-day workshop was held at the Centre in November where women in Amnesty heard from women with lived experience and how they organise around the issues in the selfhelp Centre-based organisations.
Access to self-help resources and information was vital
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We kept an up-to-date list of survival resources on our website covering a range of emergency help and advice, hardship grants, dealing with threats to cut energy supply, etc.
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Self-help rights guides in relation to benefit claims, breastfeeding, rape/other violence, fuel poverty, the family courts, asylum/immigration can be downloaded, and were distributed at events. These are invaluable as it is ever harder to find advice and support, and the few independent advice services that remain are very over-subscribed and rarely available in person.
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Referrals were made to local food-banks and food-box schemes, and we participated in information exchanges on how to grow fruit and vegetables at home, etc.
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Our network of reliable pro bono professionals – legal people, doctors, psychotherapists, social workers, children’s guardians – were also available to help when needed.
PEER SUPPORT AND SELF-HELP
Our collective self-help and peer support approach helps reduce the fear, lack of control, despair and isolation which many feel in the face of care responsibilities, falling incomes and other stresses. Mothers and carers are relied on to get families through the hardest times. This is often socially invisible and taken for granted, but recognition and support from one’s peers are vital.
Our in-house trained breastfeeding peer supporter supported several breastfeeding mothers in difficult situations. One was an asylum seeker placed in accommodation which did not provide a suitable diet for a breastfeeding mother or her child who was being weaned. Another young mother who had lost her first baby when she was in prison due to lack of help, was at risk of losing her second child to care. With the support of the Centre mother and child are thriving.
We were invited by WBTi UK (World Breastfeeding Trends Initiative) to make a submission on the status of breastfeeding in the UK based on our experience working with women in the “informal” sector, that is those outside of formal employment, which includes women in insecure and zero-hour contracts such as domestic workers, cleaners, carers, catering industry workers, couriers, self-employed women and women on benefits.
SELF-HELP GROUPS
Asylum Seekers and Refugees
The All African Women’s Group of asylumseeking women have resumed in person meetings and casework sessions. They offer each other mutual support and advice, assist with summarising cases, prepare for appeals
and look out for those facing particular difficulty with soaring food costs and accessing survival resources.
Mothers’ Group – Support not Separation
This group met monthly throughout the year both in person and online, and continued to be a vital source of support to mothers involved in family court proceedings and meetings with social workers, some of which still take place online post pandemic. Mothers and grandmothers who face unwarranted separation from their children/grandchildren exchanged experiences, advice, support and encouragement.
Women with disabilities
WinVisible (WV) -- women with visible and invisible disabilities group held weekly selfhelp sessions on zoom and in person, providing vital support for disabled women.
In July the centre hosted the Launch of the Disabled Mothers’ Rights Charter, reported in the Camden New Journal on 27 July.
Channel 5 interviewed disabled mothers at the Centre for a documentary which won an award.
Survivors of rape and domestic abuse
Women Against Rape’s helpline, run by survivors and family members, provided a listening ear, talked women through the options including for historic abuse and dealt with emergencies such as finding last minute accommodation for a mother and child
forced onto the street by her partner’s violence.
COMMUNITY EVENTS & INITIATIVES
On International Women’s Day volunteers attended events around the city. We were invited to hold a stall at the local swimming pool and gym. It proved very popular, with many women coming to chat and catch-up, and get information and purchase tote-bags, T-shirts, books and badges.
Other stalls were held at the Camden Health Event in Gospel Oak (April), and Highgate Festival (May), an ecology-focused event.
We again took to Kentish Town High Road with Centre information and the What Do Mothers and Carers Want? Survey.
In February we launched our Growing Together project to upgrade our courtyard into a green peaceful space.
In June local mothers and people with disabilities including Centre volunteers came together to call for the local tube station at Kentish Town to be made step-free. It will be closed for 12 months for renovations, but with no plan to install a lift.
All Work and No Pay, featuring interviews with women users of our first Centre in Drummond Street in 1976 had a good year! The film was shown over January to March 2023 at the 40[th] Anniversary events of the BBC Open Door series (1973 – 1983). It featured again on a continual loop at TATE Britain’s exhibition “Women in Revolt!” opened in November, celebrating the women’s movement in the UK during the 70s and 80s.
We collaborate with a range of community groups: Food for All, Fuel Poverty Action, Camden Law Centre, Camden Association of Street Properties, Camden Carers, Disability in Camden (DISC), Elfrida Rathbone Camden, Granville Community Kitchen, as well as local schools, nurseries, mums’ groups and the local library. Groups also use the Centre to meet such as Ladies of the Lock (Women’s Institute).
ACTION FOR THE ENVIRONMENT
As members of Camden Climate Change Alliance, we calculate our annual carbon footprint contributing to borough wide estimate. Since installing additional solar panels in 1922 with a grant from Camden Council, our panels supply about half our electricity needs – for free, helping us withstand increasing energy prices.
We subscribed to the Energy Redress Fund Fuel Voucher scheme to support struggling low-income households on pre-payment meters.
In February we hosted an Illuminating workshop, Climate Recovery and Resilience Through Land Management: How Nature Regulates the Climate and How We Can Help, with Didi Pershouse (below), author, educator, and “soil sponge” strategist.
In July Solveig Francis from the Centre, gave a talk at Swiss Cottage Library as part of its South Asia Festival on her fact-finding visit to Andhra Pradesh to meet women farmers organising in their communities to convert from chemical to natural farming. Women “champion farmers” are taking the lead to train other farmers to regenerate the soil.
Results are remarkable – healthier food and healthier people especially children, higher yields and incomes, less water use,
improved bio-diversity. These methods cool the earth and shown to be crucial to reversing global warming. Many local people attended, and are reviewing their own gardening practices, inspired by this information. Camden New Journal featured the event.
INTERNATIONAL VISITORS
Our guests included women from Women For Better Healthy Life in Kurdistan, who are running a Women’s Health and Community Centre wanting to draw on our experience; Folkets Husby (The People’s House) from Sweden who wanted to learn from us as a collective organisation that resembles theirs; and Colombian mothers on tour in Europe, fighting for justice and compensation after their children have been press ganged into the military, and are then disappeared.
ASYLUM CHRISTMAS APPEAL
This fundraising is focussed on those with no or very little income such as asylum seekers and immigrant women with “no recourse to public funds”. We were able to provide a one-off bonus to 35 women and their children over the holiday period.
We referred 45 destitute and low-income women and children who participate in the Centre’s collective self-help services to
receive food hampers, containing everything to make a delicious Christmas dinner. The food for the hampers was donated by Carmel Charity Foundation, founded by a fashion supplier company based in Kentish Town.
The London Basket Brigade made t he hampers up and delivered them to women’s homes, mostly asylum seekers, on 23 December. Our generous friends at Food For All donated 40 children’s presents, all wrapped up and ready for Christmas.
THANK YOU
We greatly appreciate the financial support of Camden Giving, Persula Foundation, Rock ‘n Roll Rescue, Roughley Trust (AW60 Fund), ACTS, our local Co-op, and generous regular donors.
Our deepest thanks to everyone who contributed this year: our stalwart volunteers, women and men, who are the backbone of our Centre; local organisations who fundraised for us; friends and supporters in the local community and beyond whose warm words and deeds encourage us daily; the technical support people who hosted webinars, provide training in zoom and other social media; complementary health practitioners who provided free or low-cost healing therapies; and local journalists always ready to report on our activities.
___________ Registered charity no. 1134495 Company limited by guarantee no. 7087291
Charity number.. 1134495 Company number.. 07087291 (England and Wales) CROSSROADS WOMEN Report of the Trustees and Unaudited Financial Statements For the year ended 31 December 2023
CROSSROADS WOMEN Contents Page For the year ended 31 December 2023 Report of the Trustees 1ThI8pendenl Exarnille¢s Report to Ihe Trustees statement ol Finan¢ial Activities Statement of Financial Positson Notes io the Financi81 Ststement8 5t0 11 Detailed S18tementof Financlal Activilies 12to14
CROSSROADS WOMEN Report of the Trustees For the year ended 31 December 2023 Th6 TruBtees, who ar8 HIBO direclors for the purposes of company law, have ple8sure in presenllng thelr r&port and Iha ffn¥n¢l$l strtemt$ for the ¢harfl8ble company fot the year ended 31 Decernber 2023. The Trusta8s hav8 adoptad tha rO810n5 of A¢Unting and Reportlna by Ch8rfes'. Stalemenf of Recommended Praetiee applltAb18 to charilles preparing Iheli accounts In 2ceordanc8 with the Flnanclal Reporfkng Standard. appllcable In the UK and the Republic of Iréland IFRS 1021 leffectlv& l J2nuary 20191. OUJECTWES AND ACTIVITIES Th8 Itust885 hav8 (x*nsideTed Ihe Charfly Comml8slon's guldance on wbllc benefit, induding tha guidonce 'ptsbllc b8ft8fit.' running a tharfty IP821'. REFERENCE AND ADMINISTRATIVE INFORMATION Nome of Charlty Charlty reglstratlon number Company regl$trgtion numbèr Prln¢lpal address CROSSROADS WOFJEN 113449S 07087291 25W(458y Mews London NW5 2DX Tru8tBe$ The INstees and offlcers 5eMng dur4Du Ihe yearand slnc8the yearendwere as follows.. Selma Jamos Carollné Bègu 8olvBig Mgrie FranS Clalr8 Rad)al Glasm8n Crislel Amly Sylvlacarrfe S81 Independent examlner Emmanuel Mensah FMAAT Ground Hoorwestofflce 10 Nlcholas Hous8, Rlver Front Enfie EN13TF 88nkers Lwds B8nk plc Kllburn èranGh PO Box 1000 BX1 1LT Approved by tha BDaid ofTrusl8es and 81gtBd Its behalf by Solvelg Mari8 Fran5-TrUste& 1 of 14
CROSSROADS WOMEN Independent Examiners Report to the Trustees Forthe yparended 31 December 2023 I report to the tiuslee$ on my eXamInatrn ofthe aCcontS of the charitable company for theyear ended 31 December 2023. Respon$lblIieS and basis of report As the charity Trusteea, who arè also directors for the purposes cif company law, are responsible for the preparation ol the accounts in accordan with the requirefflenls ofthe Companies Act 20061'the 2006 Act'i. H8ving satlsfied myself that the accounts ol the Company are nDI required to be audited under Part 16 of the 2006 Act and are e5igible for Independent examinatitsn, I report in respect of my examination of your charity's accounts carried out und section 145 of the Charities Act 2011 I'lhe 2011 Act'l. In carrying out my examination I have lollowed the Dir8Ctlons given by the Charity Commission under section 14515llbl of the 2011 Act. Independant examlners statement I have completed my oxamination, I confirm Ihat no mattels have Gome to my attention in iyJnnection th the examination giving me cause to belteve that in any material respect. 1. accounting records were not kept in respeclof the Company as rèquired by seclion 386 trf the 2006 Act., or 2. the accounts do not accord with those records., or 3. the accounts do notcomply with the requirements ol sedion 396 of the 2006 t other than any requirementthat the accounts give a'true and fair vlew, which Is not a matter considered as part ol an independent examination. or 4. the accwnt$ have not been prepared in accordanTr with the methods and principles of the Statement of Recommended Practice lor 8ccounting and repoiting by charities applicable to ¢harilies preparing thoir accounts in accordance wllh the Finan¢ial Reporting Standard applicable in the UK and Republic ol Ireland IFRS 1021. I have no conetrrns and have come across no other matters ID nneIOn with the examination to which attention 5hoyW be drawn In this repoit in OTder to enai>le a proper understanding rjf the aca)unts to be reached. Ernmanuel Mensah FIfiAAT Ground Flwrwest Office 10 Nicholas House, River Front Enfield EN1 3TF Dale.. 6 Sep 2024 20114
CROSSROADS WOMEN Slalement of Financial Activities (including Income and Expenditure Account) Forthe year ended 31 December 2023 Notes Unreslrlcled funds Re8trlcted funds 2023 20 Income and endowments from= Donatitsns and legaues Charitable aGtiviknes Investments Other income 17.731 71,750 62.705 89,481 68,189 2,396 12,764 63,D71 70,726 331 2.396 12,764 38,375 1,949 136.077 Total 134,4SS 171830 Expendithre on.. Chariiable a¢tivities other expenditure Total 122,5701 112,4011 134,9711 {127.4041 1149,9741 112,4011 1162,375> 1130.6711 (127,4041 1130,6711 Net In¢ome 7,051 10,466 S,406 Re¢onclllallon olfunds Tot81 funds brought forward Tolal fund8 carrlpd foyward 85.994 89.398 1.188,%5 1,274.959 1,285,414 1,269,553 1,274,969 1,196,016 3of14
Regisf9red Numb6r'. 0708729f CROSSROADS WOMEN Slalemenl of Financial Position As at31 Dèc*mber2023 Notes 2023 Flxed assets Tangl8 ass8ts 12 1,026,173 1,02e,173 1,02Q173 1,026.173 Current o¥gets Oeblors 13 2g,50D 255,743 18.633 277,226 295,859 147.0731 Casb al bank and In hand Crèdltors- amount8 f&lllno duo wlthln on• year 14 128.0(Y2j 259.241 1,285.414 Nfrt current assals 248,786 1,274,959 Total asset5 less eurrent118bllltit Net assets 1,285,414 1,274,959 The 15 of th• Gharlty Rasldcted Incom6 funds 15 1.196,016 B9.398 1,188,965 85.994 Unr•$trthd IrKom8 ndS 15 rotal fLmds 1,285.414 1,274,959 For Ihe year ended 31 D8Lemb&i 2023thè company was enlllled lo exeMplln from audit undeT 58cllon 477of kne Cornpanles AG12006 r&lallng lo small companles. The mttmbars have not required the colryany to obtaln an audlt of it5 a(xxMFnts for Ihg y8ar In question in accord8Dce Ib seclk>n 478, Th8 tru8tg&s acknoMAedge thdr responslblllll@s for comptylng th th8 requir8ment8 of Ihe Ad wlth respacl to aCcoting racords th# pr6p8r8llon of 8ccoiints. Thps8 accaunt5 h8ve prepared acthrdanca th Ihe provisions 3pplicabl8 to companlos subl8d to thÈ small companl88' reglme. Th8 flnafidal st8lemenls were approved aulhorlsed for ISSLES by Iha Boatyl and sfgned on Ils behatf by. Solv8lg itharie Fr3nds Twsl£e 4of 14
CROSSROADS WOMEN Notes lo the Financial Statements For the yearended 31 December 2023 l. Ac¢ountlng Polkles Basls of attounting The fin8ncial slalements h3ve been prepared under the historical cost conventson, excepl for Investments which are included at market value and the revaluation of eerlain fixed assets and in ordanCe wlth the Charits SORP IFRS 1021'Accounting and Repotting by Ch31itie¥'. Ststement ol Recommended Praclice &pp1icablo lo charities preparing their accounts In acrdanCe with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 lettecliwe 1 January 20191,, Finanaal Reporting Slandard 102 the Financial Reportlng Standard 8PPti¢able in the UK and Republic ol IrÈland IFRS 1021, and the Companie8 Act 2006. CROSSROAOS WOMEN ffleets thÈ definition ola public beneftl entity under FRS 102. Assets and liabilities are initsally recognised at historical cost or trsnsaction value unless otheiwse gtated in the relevant accounting policy notelsl. 2. Incom8 from donation5 and legac188 Unrestrlcted funds Restricted funds 2023 2022 Donatk)ns recewed 17,731 25,721 63.750 26,071 37.0(X) Grants received 63,750 17,73q 71.750 89,481 63,071 Sof14
CROSSROADS WOMEN Notes lo the Financial Statements Continued For the year ended 31 Decetnber 2023 3. Income from charltable actlvltie$ Unrestrict nds Restrlcted fund5 2023 2022 Women's CenEr8 forAJI Use of Premises l Room Hir6 Use of Other Services 21,880 2,739 24,599 21,860 7.954 29,814 20,460 5,262 25,722 5,215 6,216 Repayments forus& of s8n11$ Postgge Copying & prlnting Lunchesl Refreshmenisl Supplies Phonelbroadband Hearing Lotsp & Int'l Travel Refund 6,89$ 5,469 12,280 4.956 4,055 8,861 5,200 12,280 3,44D 2.946 30.7fj1 3,440 2,948 31,030 2.850 3,501 24,223 Appe8lsln/Ou¢ Xmas Appeal- PayPal Xmas Appeal- StriF Xmas Appeal- HMRC GSft 6.311 6,311 6,506 1,775 1,034 7,346 1,034 7,346 8.281 AA141G Sainsburys IAII African Women's Gioupl JJ Ch8ritableTrust IAII Alrican Women's Groupl 7.500 5,0)0 12.500 5,484 2,706 6B,189 70.726 4. Investment Income 2023 2022 Utkrèstrlcted fund8 ank interest receivable 2,396 331 2,396 331 6of14
CROSSROADS WOMEN Notes to the Financial Statements Continued FDrthe year ended 31 DeGember2023 6. other Incom8 2023 2022 Unrestrl¢ted fund5 Donations and Grants- Held OtheT Income- IPriorYearAdjustmenti Other Income- PO Deposit Error Re Other Income- Settlement- Copier Other Income- (Floats inl 11,401 355 12,7 1,949 8. Costs of charitabltr actlvlties by fund type UnTe8tricted funds Restrlcted funds 2023 2022 Women's Centre ftrrAI Appe818 Inlout A4WG 95,D52 7.266 25,086 95.052 7,266 25.086 22.570 83.284 9,820 20,849 16,718 Support costs 22,570 22,570 127,404 149,974 130.671 7. Costs of charitable attlvltles by activlty type ActlvltSes undertaken directly Grant funding ol activitles Suppor1 ¢05ts 2023 2022 Support Gosts Women's Centre f All Appeals Inloul AAWG 95.052 22,570 117,822 7,266 25,C186 100,002 9,820 20,849 7,266 25,086 120,138 7.266 21670 149,974 430,671 7of14
CROSSROADS WOMEN Notes to the Financlal Statements Continued Forthe yearended 31 December 2023 9. Anatysls of 8UPPOrt Costs 2023 2022 Women's Centre for All Managemènt Insur8n 1,644 1.924 6,963 576 1,423 1,920 5,429 447 M81nlenance & repairs P05tag utilities.. Electllcity, Ga5 & Water 5,080 1,143 Business Rates 4,750 1,633 5,023 1.333 Gov8rnanc8 Costs 22,670 16.718 10. Particulars of employè@s 2023 2022 Support Staff 11. Comp8ratlve for the Statement of Flnancial ActivlUe$ Unrestrlctsd funds Re8tTiCted funds 2022 Income and endowments from- Donalion8 and legacies Charitable aclwities 16,921 2.953 331 46,150 67.773 63,071 70,726 321 Inve5trnents Oth8r income 1,949 22,164 I,S49 136,Q77 Total 113,923 Expèndlture on.. Charitable adivities 116,7181 118,7181 11 q3,9531 1113,9531 1130.6711 1130,6711 Totsl Net incomelexpenditure R&conclllation of funds Total funds brought forward Total fund5 ¢arrled fotward 5,436 1301 6,406 80,558 1,188.995 1,188,965 1,269,553 1.274,959 86,994 8of14
CROSSROADS WOMEN Notes lo the Financial Statements Continued For the yearended 31 December 2023 12. Tanglbl8 fixed assets Offlce Bulldlng-26 Wolsey Mew Cost or valuatlon At 01 January 2023 At 31 D8cernber 2023 1,026,173 1,026,173 Not book Values Al 31 December 2023 1,026,173 Al 31 D8cember 2022 1.026,173 13. Debto 2023 2022 Amount8 due within one year.. other debtors 29,500 18.633 29,500 18,633 14. Credltors= amounts falllng due wlthin one year 2022 2022 Other credi*ors 9,532 16,470 10.753 36,320 Accrua5s ar)d defErred Income 26,002 47,073 16. Movement in funds Unre5trlcted Funds Balanceat 0110112023 Incomlng resources Outyolng re8ourees Balanceat 3111212023 General General 85.994 38,375 134,9711 89,39S 86,994 38.375 134,9711 89,398 9of14
CROSSROADS WOMEN Notes to the Financial Statements Continued For the yearended 31 December 2023 Unrestrlcted Funds- Previous year Balanceat 0110112022 Incoming r850urce$ Outgolng Tesources Balance at 3111212022 General General 80,558 22,154 116,7181 85,994 80.658 22,154 116,7181 86,994 Purpose of unre$tri¢tsd Funds General These are unrestrl(*ed funds to be applied at the discretion of the trustee board and within the context of the objects ol the chailty. Restricted Funds Balance at 0110112023 Incorning re50urce$ Outgolng resourcos Balanceat 3111212023 Restrkled Funds 1,188,985 134,455 1127,4041 1,196,016 1.188,966 134NSS 1127,4041 1.196.016 Restricted Funds- Previous year Balance at 0110112022 Incomlng resources Outgolng resources Balanc8 8t 3111212022 Restricted Funds 1,188,995 113,922 1113,9531 1.188,965 1,188,995 113,923 1113,9531 1,188,965 Purpose ol restrlcted funds Restricted Funds Are for¥eslricted aCtItIeS for the Charity as prescribed by the fundeis. 100114
CROSSROADS WOMEN Notes lo the Financial Statements Continued For the year ended 31 December 2023 16. Analysls of net assets behyeen fund5 Tanglble flxed oss9¢5 Net Current as8etsl Net ABÉets UnrestrittÈd fund$ General Gen8ral 11.4701 11,4701 Restrl¢ted fun<J$ Re51(ttrd Funds 1,026.173 260,711 1,286,884 1.026.173 259.241 1,285,414 Prevlous year Tanglble f4xèd assets Net current a55etEI NetA6s2ts Llnrestrlcled fund8 Gen8r81 General 11,22Ql 11,3201 Re$trl¢ted funds R8slrioted Furxls 1,026,173 250,106 1,276,279 1.026,173 248,786 1,274.959 11 of 14
CROSSROADS VVOMEN Detailed Statement of Financial Aclivits'es For the year ended 31 December 2023 2022 2022 INCOME AND ENDOWMENT Donatlon5 and legacies Donations from GYE Don8titsn$ llom ir¥dividua18 Gift Aided Donations & Claim8 ACTS Donations- Rock'n Roll Rescue Donations- Other Camden Givlng Camden OOR18us Rate Granti Grants- Peigula Grants- RoLEghley Trust Grants- Alan 8 B3betlè Salnsbury Grahts- London Cornmunitiès 7,403 7,173 4,050 1,902 150 9,000 3,7 4,000 9,422 2,000 43,750 5.OCIO 5,OCY) 10.OCK) 33,CX)O 4,000 89,481 63,071 Charitable adiwltles Use of Premises l Room Hire 21,860 ,460 Use of Other 8e*vice8 3,715 Financial Servi1%8 Cornplementsry Clinlc Media & Speaking Fees 2,739 1,500 3,214 Books and Accessories Agylum fares Copying & printing 28 6,895 5,2 4,956 3,150 Postag& & Stationery 905 Lunches l Relreshmenlsl Supplies 12,28 8,861 Phonelbroadband 3,440 2,850 Hearlng Loop International Travèl Refund 516 2,430 3,501 Xmas Appeal- PayP81 Xmas Appe21- Stripe Xmas Appeal- HMRC Gift Aid Sainsburys IMI Affican Women's Group) 6.311 6.506 1,775 1,034 7,500 JJ CharitableTrust{Al1 Africanwomen's Group) 5,(KJQ 68,189 70,726 Investment8 Bank intere81 receivable 2,396 331 2.39£ 331 other in¢ome Petty Cash Refund other Income- IPrior YEar Adjustmenti 120114 Th1$ paoe does not form part ol the staiulory financial statements
CROSSROADS WOMEN Detailed Statemenl of Financial Activities Continued Foithe year ended 31 December 2023 Other Incorne- PO Depo8lt Error Repaid Other Income- Settlement- Copier Lea&e other Income- (Floats inl 11,401 355 12,764 1,949 Total Incomlng re$ource8 EXPENDIIURE Charltsble actlvlties Childcare and Playgroup costs 172030 136,077 15141 13351 Equipment-. Comptaler, Fumiture 13,3031 11031 Co¥nplemèntary Hèalth Clinic 14,L)921 11,9741 Infoirnatn and Research 1961 12281 International lares Lunch and Relrashments 12,4301 19,7281 13,5011 17,5681 Piini and Copying stationery & Cotnputersupplies 111,610) 11,3821 16,8$51 12.0901 Travel.. Volunteers 14,5221 19,4261 12,6061 17,9351 Telephone artd BrDadb8nd Payroll costs Floats Out 146,689} 13551 19051 149,2QOI 13441 12931 12521 {9,8201 17,3291 13,94SI 11,7201 17,8541 Website Fees Payroll ProS5 Feés Appeals & Donations- Out Cost of dSrèct charitable aclivily Sell-Help Group Fares Phone 17,2661 18.2181 18,1711 Travelcard8 I8,9) 1127,4041 1113,9531 other Posl Officel Bank ErrDI R8payment Seltl8Enent- Copier Lease I1,0) 111,4011 112.401 SUPPORT COSTS Management Health and safety Bank charges 11,14DI 15041 11,2991 11241 11,6441 11,4231 Insurance Insurance 11.9241 11.9201 11.9241 11,9201 Malntsnance & repalt Maintenance & repairs 18,9631 15,4291 16,9631 15,4291 13of14 This paqe does not lomi pail Df the statutory financial statements
CROSSROADS WOMEN Detailed Statement of Fin2ncial Activities Continued For the yearended 31 December 2023 Po$tage Postage 15761 14471 15781 14471 Ulllltles.. Electt7city, Gas & Water Lltilltips". ElÈclriaty. Gas & Water 15.0801 11,1431 16,0801 11.1431 Business Rates Business Rates 14,7501 15,0231 14,7501 15,0231 Governance costs Independent examineis fees Companies House 11,4701 11631 11.3201 11,6331 1162,375) 11,3331 Total resources 8xpended 1130,8711 Net Income 10.456 5.406 14of14 This paoe does not form part ol the slalutory financial stslement5
Charity number.. 1134495 Company number.. 07087291 (England and Wales) CROSSROADS WOMEN Report of the Trustees and Unaudited Financial Statements For the year ended 31 December 2023
CROSSROADS WOMEN Contents Page For the year ended 31 December 2023 Report of the Trustees 1ThI8pendenl Exarnille¢s Report to Ihe Trustees statement ol Finan¢ial Activities Statement of Financial Positson Notes io the Financi81 Ststement8 5t0 11 Detailed S18tementof Financlal Activilies 12to14
CROSSROADS WOMEN Report of the Trustees For the year ended 31 December 2023 Th6 TruBtees, who ar8 HIBO direclors for the purposes of company law, have ple8sure in presenllng thelr r&port and Iha ffn¥n¢l$l strtemt$ for the ¢harfl8ble company fot the year ended 31 Decernber 2023. The Trusta8s hav8 adoptad tha rO810n5 of A¢Unting and Reportlna by Ch8rfes'. Stalemenf of Recommended Praetiee applltAb18 to charilles preparing Iheli accounts In 2ceordanc8 with the Flnanclal Reporfkng Standard. appllcable In the UK and the Republic of Iréland IFRS 1021 leffectlv& l J2nuary 20191. OUJECTWES AND ACTIVITIES Th8 Itust885 hav8 (x*nsideTed Ihe Charfly Comml8slon's guldance on wbllc benefit, induding tha guidonce 'ptsbllc b8ft8fit.' running a tharfty IP821'. REFERENCE AND ADMINISTRATIVE INFORMATION Nome of Charlty Charlty reglstratlon number Company regl$trgtion numbèr Prln¢lpal address CROSSROADS WOFJEN 113449S 07087291 25W(458y Mews London NW5 2DX Tru8tBe$ The INstees and offlcers 5eMng dur4Du Ihe yearand slnc8the yearendwere as follows.. Selma Jamos Carollné Bègu 8olvBig Mgrie FranS Clalr8 Rad)al Glasm8n Crislel Amly Sylvlacarrfe S81 Independent examlner Emmanuel Mensah FMAAT Ground Hoorwestofflce 10 Nlcholas Hous8, Rlver Front Enfie EN13TF 88nkers Lwds B8nk plc Kllburn èranGh PO Box 1000 BX1 1LT Approved by tha BDaid ofTrusl8es and 81gtBd Its behalf by Solvelg Mari8 Fran5-TrUste& 1 of 14
CROSSROADS WOMEN Independent Examiners Report to the Trustees Forthe yparended 31 December 2023 I report to the tiuslee$ on my eXamInatrn ofthe aCcontS of the charitable company for theyear ended 31 December 2023. Respon$lblIieS and basis of report As the charity Trusteea, who arè also directors for the purposes cif company law, are responsible for the preparation ol the accounts in accordan with the requirefflenls ofthe Companies Act 20061'the 2006 Act'i. H8ving satlsfied myself that the accounts ol the Company are nDI required to be audited under Part 16 of the 2006 Act and are e5igible for Independent examinatitsn, I report in respect of my examination of your charity's accounts carried out und section 145 of the Charities Act 2011 I'lhe 2011 Act'l. In carrying out my examination I have lollowed the Dir8Ctlons given by the Charity Commission under section 14515llbl of the 2011 Act. Independant examlners statement I have completed my oxamination, I confirm Ihat no mattels have Gome to my attention in iyJnnection th the examination giving me cause to belteve that in any material respect. 1. accounting records were not kept in respeclof the Company as rèquired by seclion 386 trf the 2006 Act., or 2. the accounts do not accord with those records., or 3. the accounts do notcomply with the requirements ol sedion 396 of the 2006 t other than any requirementthat the accounts give a'true and fair vlew, which Is not a matter considered as part ol an independent examination. or 4. the accwnt$ have not been prepared in accordanTr with the methods and principles of the Statement of Recommended Practice lor 8ccounting and repoiting by charities applicable to ¢harilies preparing thoir accounts in accordance wllh the Finan¢ial Reporting Standard applicable in the UK and Republic ol Ireland IFRS 1021. I have no conetrrns and have come across no other matters ID nneIOn with the examination to which attention 5hoyW be drawn In this repoit in OTder to enai>le a proper understanding rjf the aca)unts to be reached. Ernmanuel Mensah FIfiAAT Ground Flwrwest Office 10 Nicholas House, River Front Enfield EN1 3TF Dale.. 6 Sep 2024 20114
CROSSROADS WOMEN Slalement of Financial Activities (including Income and Expenditure Account) Forthe year ended 31 December 2023 Notes Unreslrlcled funds Re8trlcted funds 2023 20 Income and endowments from= Donatitsns and legaues Charitable aGtiviknes Investments Other income 17.731 71,750 62.705 89,481 68,189 2,396 12,764 63,D71 70,726 331 2.396 12,764 38,375 1,949 136.077 Total 134,4SS 171830 Expendithre on.. Chariiable a¢tivities other expenditure Total 122,5701 112,4011 134,9711 {127.4041 1149,9741 112,4011 1162,375> 1130.6711 (127,4041 1130,6711 Net In¢ome 7,051 10,466 S,406 Re¢onclllallon olfunds Tot81 funds brought forward Tolal fund8 carrlpd foyward 85.994 89.398 1.188,%5 1,274.959 1,285,414 1,269,553 1,274,969 1,196,016 3of14
Regisf9red Numb6r'. 0708729f CROSSROADS WOMEN Slalemenl of Financial Position As at31 Dèc*mber2023 Notes 2023 Flxed assets Tangl8 ass8ts 12 1,026,173 1,02e,173 1,02Q173 1,026.173 Current o¥gets Oeblors 13 2g,50D 255,743 18.633 277,226 295,859 147.0731 Casb al bank and In hand Crèdltors- amount8 f&lllno duo wlthln on• year 14 128.0(Y2j 259.241 1,285.414 Nfrt current assals 248,786 1,274,959 Total asset5 less eurrent118bllltit Net assets 1,285,414 1,274,959 The 15 of th• Gharlty Rasldcted Incom6 funds 15 1.196,016 B9.398 1,188,965 85.994 Unr•$trthd IrKom8 ndS 15 rotal fLmds 1,285.414 1,274,959 For Ihe year ended 31 D8Lemb&i 2023thè company was enlllled lo exeMplln from audit undeT 58cllon 477of kne Cornpanles AG12006 r&lallng lo small companles. The mttmbars have not required the colryany to obtaln an audlt of it5 a(xxMFnts for Ihg y8ar In question in accord8Dce Ib seclk>n 478, Th8 tru8tg&s acknoMAedge thdr responslblllll@s for comptylng th th8 requir8ment8 of Ihe Ad wlth respacl to aCcoting racords th# pr6p8r8llon of 8ccoiints. Thps8 accaunt5 h8ve prepared acthrdanca th Ihe provisions 3pplicabl8 to companlos subl8d to thÈ small companl88' reglme. Th8 flnafidal st8lemenls were approved aulhorlsed for ISSLES by Iha Boatyl and sfgned on Ils behatf by. Solv8lg itharie Fr3nds Twsl£e 4of 14
CROSSROADS WOMEN Notes lo the Financial Statements For the yearended 31 December 2023 l. Ac¢ountlng Polkles Basls of attounting The fin8ncial slalements h3ve been prepared under the historical cost conventson, excepl for Investments which are included at market value and the revaluation of eerlain fixed assets and in ordanCe wlth the Charits SORP IFRS 1021'Accounting and Repotting by Ch31itie¥'. Ststement ol Recommended Praclice &pp1icablo lo charities preparing their accounts In acrdanCe with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 lettecliwe 1 January 20191,, Finanaal Reporting Slandard 102 the Financial Reportlng Standard 8PPti¢able in the UK and Republic ol IrÈland IFRS 1021, and the Companie8 Act 2006. CROSSROAOS WOMEN ffleets thÈ definition ola public beneftl entity under FRS 102. Assets and liabilities are initsally recognised at historical cost or trsnsaction value unless otheiwse gtated in the relevant accounting policy notelsl. 2. Incom8 from donation5 and legac188 Unrestrlcted funds Restricted funds 2023 2022 Donatk)ns recewed 17,731 25,721 63.750 26,071 37.0(X) Grants received 63,750 17,73q 71.750 89,481 63,071 Sof14
CROSSROADS WOMEN Notes lo the Financial Statements Continued For the year ended 31 Decetnber 2023 3. Income from charltable actlvltie$ Unrestrict nds Restrlcted fund5 2023 2022 Women's CenEr8 forAJI Use of Premises l Room Hir6 Use of Other Services 21,880 2,739 24,599 21,860 7.954 29,814 20,460 5,262 25,722 5,215 6,216 Repayments forus& of s8n11$ Postgge Copying & prlnting Lunchesl Refreshmenisl Supplies Phonelbroadband Hearing Lotsp & Int'l Travel Refund 6,89$ 5,469 12,280 4.956 4,055 8,861 5,200 12,280 3,44D 2.946 30.7fj1 3,440 2,948 31,030 2.850 3,501 24,223 Appe8lsln/Ou¢ Xmas Appeal- PayPal Xmas Appeal- StriF Xmas Appeal- HMRC GSft 6.311 6,311 6,506 1,775 1,034 7,346 1,034 7,346 8.281 AA141G Sainsburys IAII African Women's Gioupl JJ Ch8ritableTrust IAII Alrican Women's Groupl 7.500 5,0)0 12.500 5,484 2,706 6B,189 70.726 4. Investment Income 2023 2022 Utkrèstrlcted fund8 ank interest receivable 2,396 331 2,396 331 6of14
CROSSROADS WOMEN Notes to the Financial Statements Continued FDrthe year ended 31 DeGember2023 6. other Incom8 2023 2022 Unrestrl¢ted fund5 Donations and Grants- Held OtheT Income- IPriorYearAdjustmenti Other Income- PO Deposit Error Re Other Income- Settlement- Copier Other Income- (Floats inl 11,401 355 12,7 1,949 8. Costs of charitabltr actlvlties by fund type UnTe8tricted funds Restrlcted funds 2023 2022 Women's Centre ftrrAI Appe818 Inlout A4WG 95,D52 7.266 25,086 95.052 7,266 25.086 22.570 83.284 9,820 20,849 16,718 Support costs 22,570 22,570 127,404 149,974 130.671 7. Costs of charitable attlvltles by activlty type ActlvltSes undertaken directly Grant funding ol activitles Suppor1 ¢05ts 2023 2022 Support Gosts Women's Centre f All Appeals Inloul AAWG 95.052 22,570 117,822 7,266 25,C186 100,002 9,820 20,849 7,266 25,086 120,138 7.266 21670 149,974 430,671 7of14
CROSSROADS WOMEN Notes to the Financlal Statements Continued Forthe yearended 31 December 2023 9. Anatysls of 8UPPOrt Costs 2023 2022 Women's Centre for All Managemènt Insur8n 1,644 1.924 6,963 576 1,423 1,920 5,429 447 M81nlenance & repairs P05tag utilities.. Electllcity, Ga5 & Water 5,080 1,143 Business Rates 4,750 1,633 5,023 1.333 Gov8rnanc8 Costs 22,670 16.718 10. Particulars of employè@s 2023 2022 Support Staff 11. Comp8ratlve for the Statement of Flnancial ActivlUe$ Unrestrlctsd funds Re8tTiCted funds 2022 Income and endowments from- Donalion8 and legacies Charitable aclwities 16,921 2.953 331 46,150 67.773 63,071 70,726 321 Inve5trnents Oth8r income 1,949 22,164 I,S49 136,Q77 Total 113,923 Expèndlture on.. Charitable adivities 116,7181 118,7181 11 q3,9531 1113,9531 1130.6711 1130,6711 Totsl Net incomelexpenditure R&conclllation of funds Total funds brought forward Total fund5 ¢arrled fotward 5,436 1301 6,406 80,558 1,188.995 1,188,965 1,269,553 1.274,959 86,994 8of14
CROSSROADS WOMEN Notes lo the Financial Statements Continued For the yearended 31 December 2023 12. Tanglbl8 fixed assets Offlce Bulldlng-26 Wolsey Mew Cost or valuatlon At 01 January 2023 At 31 D8cernber 2023 1,026,173 1,026,173 Not book Values Al 31 December 2023 1,026,173 Al 31 D8cember 2022 1.026,173 13. Debto 2023 2022 Amount8 due within one year.. other debtors 29,500 18.633 29,500 18,633 14. Credltors= amounts falllng due wlthin one year 2022 2022 Other credi*ors 9,532 16,470 10.753 36,320 Accrua5s ar)d defErred Income 26,002 47,073 16. Movement in funds Unre5trlcted Funds Balanceat 0110112023 Incomlng resources Outyolng re8ourees Balanceat 3111212023 General General 85.994 38,375 134,9711 89,39S 86,994 38.375 134,9711 89,398 9of14
CROSSROADS WOMEN Notes to the Financial Statements Continued For the yearended 31 December 2023 Unrestrlcted Funds- Previous year Balanceat 0110112022 Incoming r850urce$ Outgolng Tesources Balance at 3111212022 General General 80,558 22,154 116,7181 85,994 80.658 22,154 116,7181 86,994 Purpose of unre$tri¢tsd Funds General These are unrestrl(*ed funds to be applied at the discretion of the trustee board and within the context of the objects ol the chailty. Restricted Funds Balance at 0110112023 Incorning re50urce$ Outgolng resourcos Balanceat 3111212023 Restrkled Funds 1,188,985 134,455 1127,4041 1,196,016 1.188,966 134NSS 1127,4041 1.196.016 Restricted Funds- Previous year Balance at 0110112022 Incomlng resources Outgolng resources Balanc8 8t 3111212022 Restricted Funds 1,188,995 113,922 1113,9531 1.188,965 1,188,995 113,923 1113,9531 1,188,965 Purpose ol restrlcted funds Restricted Funds Are for¥eslricted aCtItIeS for the Charity as prescribed by the fundeis. 100114
CROSSROADS WOMEN Notes lo the Financial Statements Continued For the year ended 31 December 2023 16. Analysls of net assets behyeen fund5 Tanglble flxed oss9¢5 Net Current as8etsl Net ABÉets UnrestrittÈd fund$ General Gen8ral 11.4701 11,4701 Restrl¢ted fun<J$ Re51(ttrd Funds 1,026.173 260,711 1,286,884 1.026.173 259.241 1,285,414 Prevlous year Tanglble f4xèd assets Net current a55etEI NetA6s2ts Llnrestrlcled fund8 Gen8r81 General 11,22Ql 11,3201 Re$trl¢ted funds R8slrioted Furxls 1,026,173 250,106 1,276,279 1.026,173 248,786 1,274.959 11 of 14
CROSSROADS VVOMEN Detailed Statement of Financial Aclivits'es For the year ended 31 December 2023 2022 2022 INCOME AND ENDOWMENT Donatlon5 and legacies Donations from GYE Don8titsn$ llom ir¥dividua18 Gift Aided Donations & Claim8 ACTS Donations- Rock'n Roll Rescue Donations- Other Camden Givlng Camden OOR18us Rate Granti Grants- Peigula Grants- RoLEghley Trust Grants- Alan 8 B3betlè Salnsbury Grahts- London Cornmunitiès 7,403 7,173 4,050 1,902 150 9,000 3,7 4,000 9,422 2,000 43,750 5.OCIO 5,OCY) 10.OCK) 33,CX)O 4,000 89,481 63,071 Charitable adiwltles Use of Premises l Room Hire 21,860 ,460 Use of Other 8e*vice8 3,715 Financial Servi1%8 Cornplementsry Clinlc Media & Speaking Fees 2,739 1,500 3,214 Books and Accessories Agylum fares Copying & printing 28 6,895 5,2 4,956 3,150 Postag& & Stationery 905 Lunches l Relreshmenlsl Supplies 12,28 8,861 Phonelbroadband 3,440 2,850 Hearlng Loop International Travèl Refund 516 2,430 3,501 Xmas Appeal- PayP81 Xmas Appe21- Stripe Xmas Appeal- HMRC Gift Aid Sainsburys IMI Affican Women's Group) 6.311 6.506 1,775 1,034 7,500 JJ CharitableTrust{Al1 Africanwomen's Group) 5,(KJQ 68,189 70,726 Investment8 Bank intere81 receivable 2,396 331 2.39£ 331 other in¢ome Petty Cash Refund other Income- IPrior YEar Adjustmenti 120114 Th1$ paoe does not form part ol the staiulory financial statements
CROSSROADS WOMEN Detailed Statemenl of Financial Activities Continued Foithe year ended 31 December 2023 Other Incorne- PO Depo8lt Error Repaid Other Income- Settlement- Copier Lea&e other Income- (Floats inl 11,401 355 12,764 1,949 Total Incomlng re$ource8 EXPENDIIURE Charltsble actlvlties Childcare and Playgroup costs 172030 136,077 15141 13351 Equipment-. Comptaler, Fumiture 13,3031 11031 Co¥nplemèntary Hèalth Clinic 14,L)921 11,9741 Infoirnatn and Research 1961 12281 International lares Lunch and Relrashments 12,4301 19,7281 13,5011 17,5681 Piini and Copying stationery & Cotnputersupplies 111,610) 11,3821 16,8$51 12.0901 Travel.. Volunteers 14,5221 19,4261 12,6061 17,9351 Telephone artd BrDadb8nd Payroll costs Floats Out 146,689} 13551 19051 149,2QOI 13441 12931 12521 {9,8201 17,3291 13,94SI 11,7201 17,8541 Website Fees Payroll ProS5 Feés Appeals & Donations- Out Cost of dSrèct charitable aclivily Sell-Help Group Fares Phone 17,2661 18.2181 18,1711 Travelcard8 I8,9) 1127,4041 1113,9531 other Posl Officel Bank ErrDI R8payment Seltl8Enent- Copier Lease I1,0) 111,4011 112.401 SUPPORT COSTS Management Health and safety Bank charges 11,14DI 15041 11,2991 11241 11,6441 11,4231 Insurance Insurance 11.9241 11.9201 11.9241 11,9201 Malntsnance & repalt Maintenance & repairs 18,9631 15,4291 16,9631 15,4291 13of14 This paqe does not lomi pail Df the statutory financial statements
CROSSROADS WOMEN Detailed Statement of Fin2ncial Activities Continued For the yearended 31 December 2023 Po$tage Postage 15761 14471 15781 14471 Ulllltles.. Electt7city, Gas & Water Lltilltips". ElÈclriaty. Gas & Water 15.0801 11,1431 16,0801 11.1431 Business Rates Business Rates 14,7501 15,0231 14,7501 15,0231 Governance costs Independent examineis fees Companies House 11,4701 11631 11.3201 11,6331 1162,375) 11,3331 Total resources 8xpended 1130,8711 Net Income 10.456 5.406 14of14 This paoe does not form part ol the slalutory financial stslement5