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2022-12-31-accounts

Crossroads Women

25 Wolsey Mews, Kentish Town, London NW5 2DX Tel: 020 7482 2496 Fax: 020 7267 7297

contact@crossroadswomen.net www.crossroadswomen.net

Report of activities January – December 2022

ABOUT CROSSROADS WOMEN

Crossroads Women was formed in 2009 to renovate and run an expanded more accessible Crossroads Women’s Centre in Kentish Town, north-west London. The Women’s Centre has existed in different venues in the London Borough of Camden since 1976. We have been at 25 Wolsey Mews since April 2012. Through the Centre, women and their loved ones participate in self-help and peer support activities, volunteer, learn new skills, get support for community, cultural, educational, health, environmental or social projects, and access help and information about their rights including to escape racial and sexual violence.

OBJECTIVES

TRUSTEES

Beneficiaries include single mothers, women with disabilities or health problems, asylum seekers, immigrant and refugee women, survivors of rape or other abuse, carers, students, grandmothers, pensioners, LBTQI, unemployed women, and low-waged workers.

The Centre provides a base and meeting space for women’s and community groups.

They remain: Cristel Amiss, Carolina Begue, Solveig Francis, Claire Glasman, Selma James, Sylvia Salley.

Cost-of-living crisis – the cost of survival

As the cost of food and fuel increased dramatically during this year, like many other organisations, we had to work hard to help women who are struggling the most, including women with disabilities and elderly women facing life threatening cold and/or lack of food.

The toll of price inflation on top of the ongoing impact of the covid pandemic on disadvantaged women continued to mount in terms of physical and mental health. As with the years of austerity, the impact of this latest additional crisis falls heaviest on women, especially women of colour and

single mothers – job losses, loss of public and health services, loss of income, applying for and surviving on Universal Credit; increased caring work for family, friends and local community, school closures, bearing the brunt of others’ anxieties, young and old; trying to maintain health whilst overstretched, trying to meet others’ care needs and make ends meet.

The local newspaper, Camden New Journal, (CNJ) published a special edition on 22 September themed “The cost of survival” in which the Women’s Centre featured prominently including with this case study on the right.

In the summer we put out a leaflet for local festivals on how to access energy subsidies, usually paid as a discount on council tax bill, or claimed online, if not computer savvy and/or exempted from paying council tax. Following an article also in the CNJ in December about challenging pre-payment meters based on the Centre’s experience, we got many requests for help.

Access to self-help resources and information was vital

PEER SUPPORT AND SELF-HELP

Our collective self-help and peer support approach helps reduce the fear, lack of control, despair and isolation which is continuing post pandemic in the face of care responsibilities, falling incomes and other stresses. Mothers and carers are relied on to get families through the hardest times. This is often socially invisible and taken for granted, but recognition and support from one’s peers are vital.

Ms M, a Muslim woman of colour, first came for help in relation to her difficulties maintaining contact with her children (who live with their father) because her ill-health makes travelling difficult. She started attending the self-help group for mothers separated from their children, and later became an active member of the Disabled Mothers’ Rights Campaign. She now volunteers regularly to help other women and is involved in a number of the Centre’s activities. She wrote in a thank you email “ I am struck with how well Crossroads is doing in comparison to other organisations unfortunately struggling since the pandemic. In contrast I found you and received all the support shortly post lockdown [yet] you’re so busy with caseload. You are heart-led, formidable and resilient ”.

Our network of reliable pro bono professionals – legal people, doctors, psychotherapists, social workers, children’s guardians – were also available to help when needed.

Self-Help Groups

Asylum Seekers and Refugees

The All African Women’s Group of asylumseeking women have resumed in person meetings and casework sessions. They offer each other mutual support and advice, assist with summarising cases, prepare for appeals and look out for those facing particular difficulty with soaring food costs and accessing survival resources.

Mothers’ Group – Support not Separation

This group met monthly throughout the year both in person and online, and continued to be a vital source of support to mothers involved in family court proceedings and meetings with social workers, some of which still take place online post pandemic. Mothers and grandmothers who face unwarranted separation from their children/grandchildren exchanged experiences, advice, support and encouragement.

Women with disabilities

WinVisible (WV) -- women with visible and invisible disabilities group, continued to hold weekly self-help sessions on zoom and in person. They provided vital support for disabled women who again found themselves in life-endangering situations because of the overwhelming a increases in the cost of gas and electricity.

In addition disabled mothers (those with mental health problems, learning disabilities and physical disabilities, met monthly as part of WV’s Disabled Mothers Rights Campaign launched in 2021 to discuss their specific needs. The women also work closely with Support Not Separation.

COMMUNITY EVENTS & INITIATIVES

On International Women’s Day volunteers at the Centre took to Kentish Town High Road with Centre information and the What Do Mothers and Carers Want? Survey. They had conversations with local women who are caring for children, people with disabilities, elders, and other loved ones at home, and in many cases juggling this with their paid employment.

Our coffee morning in December drew in local mothers and other carers, who could fill in the survey over a hot drink.

In July Camden Local Studies and Archives Centre i nvited the Centre to give an online illustrated talk about its history. Founding member Solveig Francis, told the story of the Crossroads Women’s Centre, one of the oldest women’s centres in the country, from its origins as a squat in Drummond Street in 1975 up to the present day. Shoda Rackal, a worker at the Centre, spoke about its current activities.

The first six years of the Women’s Centre from 1975 are featured in the newly launched archives of the Wages for Housework Campaign which celebrated its golden anniversary this year. The archives can be viewed at the Bishopsgate Institute located near to Liverpool Street Station.

This longevity is reflected in how many other groups, students and researchers nationally and internationally have heard of us and want to visit the Centre to find out more and to tell their stories. Visitors this year included members of No Births Behind Bars, Brazilian mothers from the favelas I Rio de Janeiro fighting for justice for their children killed by police.

ACTION FOR THE ENVIRONMENT

As members of Camden Climate Change Alliance, we calculate our annual carbon footprint contributing to estimating a borough wide footprint. Our solar panels produce about a third of our electricity needs – for free, helping us withstand increasing energy prices. We provided information to help people better understand climate change – and their own bills, and access government subsidies.

COMMUNITY RELATIONSHIPS

In addition to the groups based at the Women’s Centre, which also provide vital support and advocacy to women coming for help including survivors of rape and domestic violence, we work with a range of community groups outside the centre including Food for All, Fuel Poverty Action, Basket Brigade, Camden Law Centre, Camden Association of Street Properties, Camden Carers, Disability in Camden (DISC), Elfrida Rathbone Camden, and. We are one of three local charities that receive funds raised by Rock ‘n Roll Music Shop. Ladies of the Lock

(Women’s Institute) meet at our centre, and we work ongoingly with local schools, nurseries, mum’s groups and the local library.

APPEALS and IN-KIND SUPPORT

Our fundraising continues to be focussed on those with no income such as asylum seekers and immigrant women with “no recourse to public funds”. As usual with Legal Action for Women we ran the annual Christmas Appeal providing a one-off bonus to 35 women and their children over the holiday period.

At Christmas we were able to provide referrals for 45 food hampers, containing everything to make a delicious Christmas dinner, to destitute and low-income women and children who participate in the Centre’s collective self-help services. The food for the hampers was donated by Carmel Charity Foundation, founded by a fashion supplier company based in Kentish Town.

The London Basket Brigade made the hampers up and delivered them to women’s homes, mostly asylum seekers, on 23 December. And our generous friends at Food For All donated 40 children’s presents, all wrapped up and ready for Christmas.

THANK-YOU

We greatly appreciate the financial support of the Persula Foundation, Rock ‘n Roll Rescue, Roughley Trust (AW60 Fund), ACTS, and our generous regular donors.

Our deepest thanks to everyone who contributed over this difficult year: our stalwart volunteers, women and men, who are the backbone of our Centre; local organisations who fundraised for us; friends and supporters in the local community and beyond whose warm words and deeds encourage us daily; the technical support people who hosted webinars, provide training in zoom and other social media; therapists in Vital Forces who provided free or low-cost healing therapies; and local journalists always ready to report on our activities.

___________ Registered charity no. 1134495 Company limited by guarantee no. 7087291

Charity number: 1134495 Company number: 07087291 {England and Wales) CROSSROADS WOMEN Report of the Trustees 2nd Unaudited Financial Statements For the year ended 31 December.2022

CROSSROADS WOMEN Contents Page For the year ended 31 December 2022 Report of the Trustees Independent Examinerfs Report to the Tnjstees Statement of Financiat Activities Staternenl of Financial Position Notes to th8 Financial Statements 5t011 Detailed Slatement of Financial Activities 121014

CROSSROADS WOMEN Report of the Truslees For the year ended 31 December 2022 The Trustees. who are also directors for Ihe purposes of company law, have pleasure ITr presenting their report and the financial ststements for the charitable company for the year ended 31 December 2022. The Trustees have adopted the provisions of Accounling and Reporting by Charities: Statement of Recomtnended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019). OBJECTIVES AND ACTIVITIES Objeclives and airns The trustees have considered the Charity Commission's guidance on public benefit, including the guidance 'public benefit: nning a charlly (PB2)'. REFERENCE AND ADMINISTRATniE INFORMATION Name ofcharity Charity registration number Company regislratitsn number Principal address CROSSROADS WOMEN 1134495 07087291 25 Wolsey Mews London MW5 2DX Trustees The Irustees and officers serving during the yearand since the yearend were asfollows: Selma Jarnes Caroline Begue Solveig Marie Francis Claire Rachel Glasman Cristel Amiss Sylvia Carrie Salley Independent examiner Emmanuel Mensah FMAAT Ground Floorwest Office 10 Nicholas Hous8, River Ffonl Enfield EN13TF Bankers LIDyd5 Bank plc Kilburn Branch PO Box 1000 BX1 1LT Approved by the Board of Trustees and STgned on its behalf by Solveig Marie Francis Trustee 1 of 14

CROSSROADS WOMEN Independent Examiners Report to the Trustees For the year ended 31 December 2022 I report to the trust8es on my examination of the acLounts of the charilable company for the year anded 31 December 2022. Responsibilitres and basis af report As the charily Trustees, who are also directors fDr the purposes of company law. are responsible for the preparation of Ihe accounts in accordance with the requirements of the Companies Act 2006 ('the 20Q6 Act,). Having satisfied myself that the accounts of the Company are not required to be audited under Parl 16 of the 2006 Act and are eligible for independent examination. I report in respect of my examinalion of your charify's accounts carried out under section 145 of Ihe Charities Act 2011 ('the 2011 Act,). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. Independenl examin4rs slatoment I have completed my examination. I confirm that no rnatters have come lo my attentior) in connection with the examination giving rne Gause lo believe that in any material respect: 1. aCc￿UntIng records were not kept in respect of the Cornpany as required by section 386 of the 2006 Acl: or 2. the accounts do not accord with those records: or 3. the accounts do not comply wilh the requiremenls of seclton 396 of the 2006 Act other than any rBquirement thal the accounts give a 'lrue 8nd fair viev which is not a matt8r I￿nSidered as part of an independent exarnination: or 4. the accounts have not been prepared in accordance with the methods and principles ofthe Statement of Recommended Practice for accounting and feporting by charilies applicable lo charities preparing thetr accounts in accordance with the Financial Reporting Standar(% applicable in the UK and Republic of Ireland {FRS 102). I have no concems and have come across no other matters in connection wilh the examination to which attention should be drawn in this report in order to enable a proper underslanding of the aC￿)untS to be reached. Emmanuel Mensah FMAAT Ground Floor West Office 10 Nicholas House. River Front Enfield EN13TF Date: 28 Sep 2023 2of14

CROSSROADS WOMEN Statement of Financial Aclivities (including Income and ExpendIt￿re Account) Forthe year ended 31 December 2022 Notes Unrestrictsd funds Restricted funds 2022 2021 Income and endowments from.. Donations and legacies Charileble activities Investments Other incorne 16.921 2,953 331 46,15Q 67.773 63,071 70,726 331 75.120 53,301 71 1.949 1.949 Total 22,154 113,923 136,077 128.492 ExpendÉture on.. Charitable aclrvitie5 Otherexpenditure Total (16.718) (113,953) (130,671) (104,571) (3.121) (107,692) (16,718) (113,953) 1130,671) Net incomelexpenditure Reconciliation of funds Total funds brought fon¥ard Tolal funds carried forward 5,436 (30) 5.406 20.800 80.558 1,188,995 1,188,965 1.269.553 1,274,959 1,248,753 1,269,553 85,994 3of14

Registered Number = 07087291 CROSSROADS WOMEN Slatement of Financial Position As at 31 De￿rnber 2022 Notss 2022 2021 Fixed assets Tangible assets 11 1.026,173 1.026.173 1,026,173 1,026,173 Current assets Debtors: amounts falling due within one year Debtors: arnounts fslling due after more Ihan one year Cash at bank and in hand 12 18,633 5,136 12 277,226 295,859 289,272 295,406 {52.026) Creditors: amounts falling due within on? year Net current assets 13 (47,073) 24B,786 1,274,959 243,380 1.269,553 Total assets less current liabilities Net assets 1,274,959 1,269,S53 The funds of the charity Restricted income funds Unrestricted income funds Total funds 14 1.188,965 85,994 1.274,959 1,269.553 For Ihe year ended 31 December 2022the company was entitled to exemption from audit under section 477of Ihe Companies Act 2006 relating to small c(Jmpanies. The rnembers have not required the C￿rnpany to obtain an audit of its accounts for the year in question in a¢xordance with section 476. The trustees 8cknowledge their responsibilities for complying with the requirements of the Act with respect to accounting r8¢0rds the preparation of accounts. These accounts have been prepare(l in accordance with the provisions applicable to companies subject to the small companies, regime. 1,188,995 80,558 14 The financial statements were approved and authorised for issue by the Board and signed on its behalf by.. Solveig Marie Francis Trustee 4of14

CROSSROADS WOMEN Notes to the Financial Statements For the yearended 31 December 2022 1. AcGountlng Policies Basis of accounting The financial statemenls have been prepared under the historical cost convention, except for investments which are included at markel value and the revaluation of certain fixed assets and in accordan￿ with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: St8tement of Recommencled Practice applicable to char¢ties preparing their ac(￿untS in aGcordance wilh Ihe Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019),. Financial Reporting Sland8rd 102 the Financi81 Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). and the Companies Act 2006. CROSSROADS WOMEN ffteets the definition of a public benefit enlity under FRS 102. Ass8ts and liabilities are initially recognised al historical cost or transaclion value unless otherwise staled in the relevant accounting policy note(s). 2. Income frtsm donations and legacies UnrestricAed funds Restricted ftEnds 2022 2021 Donations received 16,921 9,150 26.071 12,470 62,650 Grants re￿iVed 37,000 37,000 16,921 46.150 63.071 75.120 5of14

CROSSROADS WOMEN Notes to the Financial Statements Continued Forthe year ended 31 De￿mber2o22 3. Income from charitable activities Unrestrfcted funds Rèstricted funds 2022 2021 Women's Centre forAII Use of Premises l Room Hire Use of Other Services & Clinic 20.460 3,214 23,6T4 20,460 5,262 25,722 18,690 1,500 20,190 2,048 Repayments for use ofser￿￿8 Asylum Fares Copying & Piinting and Postage & Stslionery Luncheslrefreshments Phonelbr08dband Intemalional Travel 4.956 3,150 8,861 2,850 3,501 23,318 4,956 4,055 8,861 2,850 3,501 24.223 237 905 3.933 3,012 3,580 905 10,762 Appeals In/Out Persul8 for Xmas Appeal Xinas Appeal- PayPal Xmas Appeal- Stripe 2,000 1,894 5,955 9,849 6,506 1,775 8,281 6,506 1,775 8,281 AAWG Blue Thread (All African Women's Group) Sainsburys (All African Women's Group) JJ Charétable Trtsst (All African Women's Group) 5.000 7,500 7.500 7.500 5,000 5,000 12,500 12,SOO 12,500 2,953 67,773 70.726 S3,301 4. Inveslment income 2022 2021 Unrestricted fund5 Bank interest receivable 331 71 331 71 6of14

CROSSROADS WOMEN Noles to the Financial Slatements Continued Forlhe year ended 31 December 2022 5. Other Income 2022 2021 Unrestricted funds Don8tions and Gr8nts- Held Other Income- (Prior Year Adjustrnent) Other Incorne- (Floats in) 25 1.580 1.949 6. Costs tsf charitabl$ activities by fund type Unrestricte(I funds R8strɢted funds 2022 2021 Women's Centre for AJI 83,284 9,820 20.849 83,284 9.820 73,035 11.587 5,262 14,687 Appeals Inlout AAWG 20.849 16,718 Support costs 16.738 16,718 113,953 130,671 104,571 7. Costs of charitable activities by activity typ6 Aetivities undertaken directty Grant fundiog ol actlvitie5 Support costs 2022 2021 Support CQ5ts Women's Centre for All 83,284 16.718 100,002 9,820 20,849 87.722 11,587 5.262 Appeals Inlout AAWG 9.820 20,849 104,133 9,820 16,718 130,671 11M,571 7of14

CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2022 8. Analysis of support costs 2022 2021 Women's Centre for All Management Finance & Bookkeeping Insuranc 1,423 1.973 1,215 1,696 2.467 419 1,920 5,429 447 Maintenance & repairs Postage Utilities: Eleclrictty. Gas & Waler 1,143 1,496 Business Rates 5,023 1,333 4,797 1.224 Governanc£ t￿}Sts 16.718 14.687 g. Partlculars ol ernployees 2022 2021 Support Staff 10. Comparative for the Statement of Financial Aclivilies Unrestrieted funds Restrieted funds 2021 Incorne and endowments fram: Don8t(ons and legacies Charitable activities Investments 12,170 1.737 71 62,950 51.564 75,120 53,301 71 Total 13,978 114,514 128,492 Expenditure on: Charitable activities Otherexpenditure Total (14.687) {3,121) (17,808) (89.884) (104.571) {3.121) (107,692) (89,884} Net incomelexpendltur? Reconcillatiah of funds Tolal funds brought forward Total funds Garried forward {3,830) 24630 20,800 84,388 80,558 1,164,365 1,188.995 1.248.753 1,269,553 8of14

CROSSROADS WOMEN Notes lo the Financial Staternents Continued For the year ended 31 December2022 11. Tangible fFxed a65ets Office Building45 Wolsey Mew Cost or valuation At 01 January 2022 At 31 December 2022 1,026.173 1.026.173 Nét book values At 31 December 2022 1,026,173 At 31 December2021 1,026.173 12. Debtors 2022 2021 Amounts due within one year: Other deblors 18,633 5.136 18,633 5,136 AmoLtnls due after more than one year: other debtors 998 13. Creditors: amounts faltEng due within onè yèar 2022 2021 Other credilors 10.753 13.802 38,224 AcGruals arKI deferred income 36,320 47.073 S2,026 14. Movement in fund$ Unrestricted Funds 8alanceat 0110112022 Incoming resources Outgoing resotsrces Balance at 3111212022 GeneTrl General 80,558 22.154 (16.718) 85,994 80.558 22.154 (16,718) 85,994 9of14

CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2022 Unrestricted Funds - Previous year Balance at 0110112021 Incoming resources Outgoing resources Balance al 3111212021 General Gener81 84,388 13,978 (17.808) 80,558 84388 13.978 (17,808) 80.558 Purpose of unrestricted Funds General Theses are unrestricted funds to be applied at the discretion of the trustee boarrl and within the context of the objects of the charity. Restricted Funds Balance at 0110112022 Incoming resources Outgoing resources Balance at 3111212022 Reslricted Funds 1,188,995 113.923 (113.953) 1.188,965 1,188,995 113,923 (113.953) 1,183,965 Restricted Funds - Prnvious year Balance at 0110112021 Incorning resources Outgoing resources Balance at 3111212021 Restricted Funds 1.164,365 114,514 (89,884) 1.188,995 1,164,365 114,514 (89.884) 1.188,995 Purpose tsf restricted funds Restricted Funds For Restricted Activilies IOof14

CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2022 15. Analysis of net assets belween funds Tangible rixed assets Net current assets I (liabil ities} Net Assèts Urtrestricted funils Generdl General (1,320) (1,320) Restricted funds Restrlcted Funds 1,028,173 250,108 1,276.279 1,026,173 248,r86 1,274,959 Previous year Tangibt• fixed assets Nèt current assets I (liabilities) Nat Assets Unrestricted funds General General (942) (942) Restricted funds Reslricted Funds 1,026,173 244,322 1,270,495 1,026.173 243,380 1.269.553 11of14

CROSSROADS WOMEN Detailed Staiemenl of Financial Activities For the year ended 31 December 2022 2022 2021 INCOME AND ENDOWMEKr Donations and lègacies Donations from GYE Donations from individuals Gift Aided Donations & Clairns ACTS 7,173 4,050 1.902 150 1,196 4,682 1.083 300 Donations - Rodi 'n Roll Rescue DoTrations- Other Big Lottery Fund Grants - Persula Grants- Roughley Trusl 9.000 3,796 4.000 1,209 62,650 33.000 4,000 63,071 75.120 Charitable actFVities Use of PremiseslRoom Hire 20.460 18,690 Financial Services Complem8ntary Cflnic Media & Speaking Fees 1,960 3,214 60 1,500 Books and Accessories Asylum fares Postage Copying & printing 28 4,956 237 3,150 3,933 Postage & Stationery gos Luncheslrefreshments 8,861 3.012 Phonelbroadband 2,850 3,580 International Travel 3,501 Persula for Xmas Appeal Xrnas Appeal - PayPal Xmas Appeal- Stripe Blue Thread (All African Women's Group) (AAWG) Sainsburys (AIIAfricanWomen'sGroup) (AAWG) JJ Charitable Trust (All African Women's Group) (AAWG) 1000 1,894 5.955 5,000 6,506 1,775 7.500 7,500 5,000 70,726 53,301 Investrnents Bank interesl receivable 331 71 331 71 Other income Petty Cash Refvnd Olher Income - (Prior Year Adjustment) Olher Income- (Floats in) 25 1,580 344 12of14 This page does not fom) part of the statutory financial statements

CROSSROADS WOMEN Detailed Statement of FinancFal Activities Continued Forthe year ended 31 December2022 1,949 Total incomÈng rÉsources EXPENDrruRE Charitable activities 136.077 128,492 Childcare and Playgroup costs (335) Equipment: Compuler, Furniture {103) (2,219) Comp18mentary Heallh Clinic {1.974) {619) Information and Research (228) (643) International fares Lunch and Refreshments (3.501) (7,568) (2.108) Print and Copying Stationery & Compvter supplies (6,855) (2,090) (6,498) {1.027) Training Travel: Volunteers Telephone and Broadband (400) (456) (7.137) (2,606) (7,935) Payroll costs Oral Hislory Projecl Floats Out Website Fees (49.200) (50,513) (1,415) (344) (293) (252) (9,820) (7,329) (3,946) (1,720) (7,854) Payroll Process Fees Appeals & Donations - Out Cost of direct charitable activi1y (AAWG) Self-Help Gmup Fares (AAWG) Phone {AAWG} Travelcards (MWG) (11,587) (5.262) (113,953) (89,884) Other Other Expenses (BWRAP - Overpayment Refund) Other resources expended (2,870) {251) (3,121) SUPPORT COSTS Managemenl Health and safely Bank ch2rges (1,299) {124J (1,887) {86) 11,423) (1.973) Finance & Bookkeeping Finance & Bookkeeping (Women's Centre for All) (1,215) (1,215) Insurance Insurance (1,920) (1,696) (1.920) (1,696) 13of14 This page does not form part of the statutory financial slatements

CROSSROADS WOMEN Detailed Statement of Financial Activities Continued For the yearended 31 December2022 Malntenance & repairs Maintenance & repairs (Women's Centre for All) (5.429) (2,467) (5,429) (2,46n Postage Postage (Women's Centre for All) {447) (419) (447) {419) utilities= Electricity, Gas & Water Utilities: Electricity, Gas & Water (Women's Centre for All) {1.143) (1,496) (1.143) (1,496) Buslnè55 Rates Business Rates (Wornen's Centre for All) (5.023) {4,197) 15.023) (4.197) Govemance costs Governance costs (Women's Centre for All) Companies House (Women's Centr8 forAII) (1 ,320) (13) {1,224) (1,333) (1.224) Tatal resources expénded 1130.671) (107,692) Net Income 5,406 20,800 14of14 This page does not form part of the stslutory financial statements

Charity number: 1134495 Company number: 07087291 {England and Wales) CROSSROADS WOMEN Report of the Trustees 2nd Unaudited Financial Statements For the year ended 31 December.2022

CROSSROADS WOMEN Contents Page For the year ended 31 December 2022 Report of the Trustees Independent Examinerfs Report to the Tnjstees Statement of Financiat Activities Staternenl of Financial Position Notes to th8 Financial Statements 5t011 Detailed Slatement of Financial Activities 121014

CROSSROADS WOMEN Report of the Truslees For the year ended 31 December 2022 The Trustees. who are also directors for Ihe purposes of company law, have pleasure ITr presenting their report and the financial ststements for the charitable company for the year ended 31 December 2022. The Trustees have adopted the provisions of Accounling and Reporting by Charities: Statement of Recomtnended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019). OBJECTIVES AND ACTIVITIES Objeclives and airns The trustees have considered the Charity Commission's guidance on public benefit, including the guidance 'public benefit: nning a charlly (PB2)'. REFERENCE AND ADMINISTRATniE INFORMATION Name ofcharity Charity registration number Company regislratitsn number Principal address CROSSROADS WOMEN 1134495 07087291 25 Wolsey Mews London MW5 2DX Trustees The Irustees and officers serving during the yearand since the yearend were asfollows: Selma Jarnes Caroline Begue Solveig Marie Francis Claire Rachel Glasman Cristel Amiss Sylvia Carrie Salley Independent examiner Emmanuel Mensah FMAAT Ground Floorwest Office 10 Nicholas Hous8, River Ffonl Enfield EN13TF Bankers LIDyd5 Bank plc Kilburn Branch PO Box 1000 BX1 1LT Approved by the Board of Trustees and STgned on its behalf by Solveig Marie Francis Trustee 1 of 14

CROSSROADS WOMEN Independent Examiners Report to the Trustees For the year ended 31 December 2022 I report to the trust8es on my examination of the acLounts of the charilable company for the year anded 31 December 2022. Responsibilitres and basis af report As the charily Trustees, who are also directors fDr the purposes of company law. are responsible for the preparation of Ihe accounts in accordance with the requirements of the Companies Act 2006 ('the 20Q6 Act,). Having satisfied myself that the accounts of the Company are not required to be audited under Parl 16 of the 2006 Act and are eligible for independent examination. I report in respect of my examinalion of your charify's accounts carried out under section 145 of Ihe Charities Act 2011 ('the 2011 Act,). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. Independenl examin4rs slatoment I have completed my examination. I confirm that no rnatters have come lo my attentior) in connection with the examination giving rne Gause lo believe that in any material respect: 1. aCc￿UntIng records were not kept in respect of the Cornpany as required by section 386 of the 2006 Acl: or 2. the accounts do not accord with those records: or 3. the accounts do not comply wilh the requiremenls of seclton 396 of the 2006 Act other than any rBquirement thal the accounts give a 'lrue 8nd fair viev which is not a matt8r I￿nSidered as part of an independent exarnination: or 4. the accounts have not been prepared in accordance with the methods and principles ofthe Statement of Recommended Practice for accounting and feporting by charilies applicable lo charities preparing thetr accounts in accordance with the Financial Reporting Standar(% applicable in the UK and Republic of Ireland {FRS 102). I have no concems and have come across no other matters in connection wilh the examination to which attention should be drawn in this report in order to enable a proper underslanding of the aC￿)untS to be reached. Emmanuel Mensah FMAAT Ground Floor West Office 10 Nicholas House. River Front Enfield EN13TF Date: 28 Sep 2023 2of14

CROSSROADS WOMEN Statement of Financial Aclivities (including Income and ExpendIt￿re Account) Forthe year ended 31 December 2022 Notes Unrestrictsd funds Restricted funds 2022 2021 Income and endowments from.. Donations and legacies Charileble activities Investments Other incorne 16.921 2,953 331 46,15Q 67.773 63,071 70,726 331 75.120 53,301 71 1.949 1.949 Total 22,154 113,923 136,077 128.492 ExpendÉture on.. Charitable aclrvitie5 Otherexpenditure Total (16.718) (113,953) (130,671) (104,571) (3.121) (107,692) (16,718) (113,953) 1130,671) Net incomelexpenditure Reconciliation of funds Total funds brought fon¥ard Tolal funds carried forward 5,436 (30) 5.406 20.800 80.558 1,188,995 1,188,965 1.269.553 1,274,959 1,248,753 1,269,553 85,994 3of14

Registered Number = 07087291 CROSSROADS WOMEN Slatement of Financial Position As at 31 De￿rnber 2022 Notss 2022 2021 Fixed assets Tangible assets 11 1.026,173 1.026.173 1,026,173 1,026,173 Current assets Debtors: amounts falling due within one year Debtors: arnounts fslling due after more Ihan one year Cash at bank and in hand 12 18,633 5,136 12 277,226 295,859 289,272 295,406 {52.026) Creditors: amounts falling due within on? year Net current assets 13 (47,073) 24B,786 1,274,959 243,380 1.269,553 Total assets less current liabilities Net assets 1,274,959 1,269,S53 The funds of the charity Restricted income funds Unrestricted income funds Total funds 14 1.188,965 85,994 1.274,959 1,269.553 For Ihe year ended 31 December 2022the company was entitled to exemption from audit under section 477of Ihe Companies Act 2006 relating to small c(Jmpanies. The rnembers have not required the C￿rnpany to obtain an audit of its accounts for the year in question in a¢xordance with section 476. The trustees 8cknowledge their responsibilities for complying with the requirements of the Act with respect to accounting r8¢0rds the preparation of accounts. These accounts have been prepare(l in accordance with the provisions applicable to companies subject to the small companies, regime. 1,188,995 80,558 14 The financial statements were approved and authorised for issue by the Board and signed on its behalf by.. Solveig Marie Francis Trustee 4of14

CROSSROADS WOMEN Notes to the Financial Statements For the yearended 31 December 2022 1. AcGountlng Policies Basis of accounting The financial statemenls have been prepared under the historical cost convention, except for investments which are included at markel value and the revaluation of certain fixed assets and in accordan￿ with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: St8tement of Recommencled Practice applicable to char¢ties preparing their ac(￿untS in aGcordance wilh Ihe Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019),. Financial Reporting Sland8rd 102 the Financi81 Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). and the Companies Act 2006. CROSSROADS WOMEN ffteets the definition of a public benefit enlity under FRS 102. Ass8ts and liabilities are initially recognised al historical cost or transaclion value unless otherwise staled in the relevant accounting policy note(s). 2. Income frtsm donations and legacies UnrestricAed funds Restricted ftEnds 2022 2021 Donations received 16,921 9,150 26.071 12,470 62,650 Grants re￿iVed 37,000 37,000 16,921 46.150 63.071 75.120 5of14

CROSSROADS WOMEN Notes to the Financial Statements Continued Forthe year ended 31 De￿mber2o22 3. Income from charitable activities Unrestrfcted funds Rèstricted funds 2022 2021 Women's Centre forAII Use of Premises l Room Hire Use of Other Services & Clinic 20.460 3,214 23,6T4 20,460 5,262 25,722 18,690 1,500 20,190 2,048 Repayments for use ofser￿￿8 Asylum Fares Copying & Piinting and Postage & Stslionery Luncheslrefreshments Phonelbr08dband Intemalional Travel 4.956 3,150 8,861 2,850 3,501 23,318 4,956 4,055 8,861 2,850 3,501 24.223 237 905 3.933 3,012 3,580 905 10,762 Appeals In/Out Persul8 for Xmas Appeal Xinas Appeal- PayPal Xmas Appeal- Stripe 2,000 1,894 5,955 9,849 6,506 1,775 8,281 6,506 1,775 8,281 AAWG Blue Thread (All African Women's Group) Sainsburys (All African Women's Group) JJ Charétable Trtsst (All African Women's Group) 5.000 7,500 7.500 7.500 5,000 5,000 12,500 12,SOO 12,500 2,953 67,773 70.726 S3,301 4. Inveslment income 2022 2021 Unrestricted fund5 Bank interest receivable 331 71 331 71 6of14

CROSSROADS WOMEN Noles to the Financial Slatements Continued Forlhe year ended 31 December 2022 5. Other Income 2022 2021 Unrestricted funds Don8tions and Gr8nts- Held Other Income- (Prior Year Adjustrnent) Other Incorne- (Floats in) 25 1.580 1.949 6. Costs tsf charitabl$ activities by fund type Unrestricte(I funds R8strɢted funds 2022 2021 Women's Centre for AJI 83,284 9,820 20.849 83,284 9.820 73,035 11.587 5,262 14,687 Appeals Inlout AAWG 20.849 16,718 Support costs 16.738 16,718 113,953 130,671 104,571 7. Costs of charitable activities by activity typ6 Aetivities undertaken directty Grant fundiog ol actlvitie5 Support costs 2022 2021 Support CQ5ts Women's Centre for All 83,284 16.718 100,002 9,820 20,849 87.722 11,587 5.262 Appeals Inlout AAWG 9.820 20,849 104,133 9,820 16,718 130,671 11M,571 7of14

CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2022 8. Analysis of support costs 2022 2021 Women's Centre for All Management Finance & Bookkeeping Insuranc 1,423 1.973 1,215 1,696 2.467 419 1,920 5,429 447 Maintenance & repairs Postage Utilities: Eleclrictty. Gas & Waler 1,143 1,496 Business Rates 5,023 1,333 4,797 1.224 Governanc£ t￿}Sts 16.718 14.687 g. Partlculars ol ernployees 2022 2021 Support Staff 10. Comparative for the Statement of Financial Aclivilies Unrestrieted funds Restrieted funds 2021 Incorne and endowments fram: Don8t(ons and legacies Charitable activities Investments 12,170 1.737 71 62,950 51.564 75,120 53,301 71 Total 13,978 114,514 128,492 Expenditure on: Charitable activities Otherexpenditure Total (14.687) {3,121) (17,808) (89.884) (104.571) {3.121) (107,692) (89,884} Net incomelexpendltur? Reconcillatiah of funds Tolal funds brought forward Total funds Garried forward {3,830) 24630 20,800 84,388 80,558 1,164,365 1,188.995 1.248.753 1,269,553 8of14

CROSSROADS WOMEN Notes lo the Financial Staternents Continued For the year ended 31 December2022 11. Tangible fFxed a65ets Office Building45 Wolsey Mew Cost or valuation At 01 January 2022 At 31 December 2022 1,026.173 1.026.173 Nét book values At 31 December 2022 1,026,173 At 31 December2021 1,026.173 12. Debtors 2022 2021 Amounts due within one year: Other deblors 18,633 5.136 18,633 5,136 AmoLtnls due after more than one year: other debtors 998 13. Creditors: amounts faltEng due within onè yèar 2022 2021 Other credilors 10.753 13.802 38,224 AcGruals arKI deferred income 36,320 47.073 S2,026 14. Movement in fund$ Unrestricted Funds 8alanceat 0110112022 Incoming resources Outgoing resotsrces Balance at 3111212022 GeneTrl General 80,558 22.154 (16.718) 85,994 80.558 22.154 (16,718) 85,994 9of14

CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2022 Unrestricted Funds - Previous year Balance at 0110112021 Incoming resources Outgoing resources Balance al 3111212021 General Gener81 84,388 13,978 (17.808) 80,558 84388 13.978 (17,808) 80.558 Purpose of unrestricted Funds General Theses are unrestricted funds to be applied at the discretion of the trustee boarrl and within the context of the objects of the charity. Restricted Funds Balance at 0110112022 Incoming resources Outgoing resources Balance at 3111212022 Reslricted Funds 1,188,995 113.923 (113.953) 1.188,965 1,188,995 113,923 (113.953) 1,183,965 Restricted Funds - Prnvious year Balance at 0110112021 Incorning resources Outgoing resources Balance at 3111212021 Restricted Funds 1.164,365 114,514 (89,884) 1.188,995 1,164,365 114,514 (89.884) 1.188,995 Purpose tsf restricted funds Restricted Funds For Restricted Activilies IOof14

CROSSROADS WOMEN Notes to the Financial Statements Continued For the year ended 31 December 2022 15. Analysis of net assets belween funds Tangible rixed assets Net current assets I (liabil ities} Net Assèts Urtrestricted funils Generdl General (1,320) (1,320) Restricted funds Restrlcted Funds 1,028,173 250,108 1,276.279 1,026,173 248,r86 1,274,959 Previous year Tangibt• fixed assets Nèt current assets I (liabilities) Nat Assets Unrestricted funds General General (942) (942) Restricted funds Reslricted Funds 1,026,173 244,322 1,270,495 1,026.173 243,380 1.269.553 11of14

CROSSROADS WOMEN Detailed Staiemenl of Financial Activities For the year ended 31 December 2022 2022 2021 INCOME AND ENDOWMEKr Donations and lègacies Donations from GYE Donations from individuals Gift Aided Donations & Clairns ACTS 7,173 4,050 1.902 150 1,196 4,682 1.083 300 Donations - Rodi 'n Roll Rescue DoTrations- Other Big Lottery Fund Grants - Persula Grants- Roughley Trusl 9.000 3,796 4.000 1,209 62,650 33.000 4,000 63,071 75.120 Charitable actFVities Use of PremiseslRoom Hire 20.460 18,690 Financial Services Complem8ntary Cflnic Media & Speaking Fees 1,960 3,214 60 1,500 Books and Accessories Asylum fares Postage Copying & printing 28 4,956 237 3,150 3,933 Postage & Stationery gos Luncheslrefreshments 8,861 3.012 Phonelbroadband 2,850 3,580 International Travel 3,501 Persula for Xmas Appeal Xrnas Appeal - PayPal Xmas Appeal- Stripe Blue Thread (All African Women's Group) (AAWG) Sainsburys (AIIAfricanWomen'sGroup) (AAWG) JJ Charitable Trust (All African Women's Group) (AAWG) 1000 1,894 5.955 5,000 6,506 1,775 7.500 7,500 5,000 70,726 53,301 Investrnents Bank interesl receivable 331 71 331 71 Other income Petty Cash Refvnd Olher Income - (Prior Year Adjustment) Olher Income- (Floats in) 25 1,580 344 12of14 This page does not fom) part of the statutory financial statements

CROSSROADS WOMEN Detailed Statement of FinancFal Activities Continued Forthe year ended 31 December2022 1,949 Total incomÈng rÉsources EXPENDrruRE Charitable activities 136.077 128,492 Childcare and Playgroup costs (335) Equipment: Compuler, Furniture {103) (2,219) Comp18mentary Heallh Clinic {1.974) {619) Information and Research (228) (643) International fares Lunch and Refreshments (3.501) (7,568) (2.108) Print and Copying Stationery & Compvter supplies (6,855) (2,090) (6,498) {1.027) Training Travel: Volunteers Telephone and Broadband (400) (456) (7.137) (2,606) (7,935) Payroll costs Oral Hislory Projecl Floats Out Website Fees (49.200) (50,513) (1,415) (344) (293) (252) (9,820) (7,329) (3,946) (1,720) (7,854) Payroll Process Fees Appeals & Donations - Out Cost of direct charitable activi1y (AAWG) Self-Help Gmup Fares (AAWG) Phone {AAWG} Travelcards (MWG) (11,587) (5.262) (113,953) (89,884) Other Other Expenses (BWRAP - Overpayment Refund) Other resources expended (2,870) {251) (3,121) SUPPORT COSTS Managemenl Health and safely Bank ch2rges (1,299) {124J (1,887) {86) 11,423) (1.973) Finance & Bookkeeping Finance & Bookkeeping (Women's Centre for All) (1,215) (1,215) Insurance Insurance (1,920) (1,696) (1.920) (1,696) 13of14 This page does not form part of the statutory financial slatements

CROSSROADS WOMEN Detailed Statement of Financial Activities Continued For the yearended 31 December2022 Malntenance & repairs Maintenance & repairs (Women's Centre for All) (5.429) (2,467) (5,429) (2,46n Postage Postage (Women's Centre for All) {447) (419) (447) {419) utilities= Electricity, Gas & Water Utilities: Electricity, Gas & Water (Women's Centre for All) {1.143) (1,496) (1.143) (1,496) Buslnè55 Rates Business Rates (Wornen's Centre for All) (5.023) {4,197) 15.023) (4.197) Govemance costs Governance costs (Women's Centre for All) Companies House (Women's Centr8 forAII) (1 ,320) (13) {1,224) (1,333) (1.224) Tatal resources expénded 1130.671) (107,692) Net Income 5,406 20,800 14of14 This page does not form part of the stslutory financial statements