## ## |Contents|||Pages| |---|---|---|---| |Trustees Report|||1-3| |Statement|Of Financial Activities||| |Balance Sheet|||| |Notes to the accounts:|||| ||1.|Accounting
policies|| ||2.|Income|| ||3.|Expenditure|| ||4.|Salaries and Wages cost|| ||5.|Payments
to members ofthe PCC|| ||6.|Fixed assets for the use by the PCC|| ||7.|Fixed asset investments|10| ||8.|Analysis ofnet assets by Fund type|10| ||9.|Analysis ofFunds|| |Independent|examiner's
report||12| ## ## ## ## ## ## ## ## ## ## |Principal Correspondent|Principal Correspondent|Principal Correspondent|PCC Treasurer
- Stuart Hoddinott
The Old Vicarage,
Embleton,
Cockermouth|CA13 9XL|CA13 9XL|||| |---|---|---|---|---|---|---|---|---| ||||The PCC is registered
with the Charity Commission||as The||Parochial|| ||||Church
Council of the Ecclesiastical
Parish|of the|Cockermouth|||Area| ||||Team. Reg No. 1134138on 5'"February 2010.|||||| |Chair|||Revd Canon Jane Charman|||||| |Secretary|||Kris Longshaw|||||| |Treasurer|||Stuart Hoddinott|||||| |Churchwardens|||All Saints': Stuart Hoddinott,
Joan Ingrams,|Kris Longshaw,|||Mary Todd|| ||||Christ Church,
Cockermouth:
Richard Cooke, Roger Pritchett|||||| ||||Christ Church, Great Broughton:
Peta Leigh, Norman|||Marshall||| ||||St. Bridget's,
Bridekirk:
Richard Green, Sheila Martin|||||| |DCC Representatives|||All Saints': Deborah
Hoddinott
Christ Church,
Cockermouth:
Gareth
Browning,
Julie|||Hastings,||Bill Soulsby| ||||Christ Church,
Great Broughton:
Sue Cole,|Rachel|Dufton,||Jane|McDonald| ||||St. Bridget's,
Bridekirk:
Rod Coy|||||| |District Churches|||AB Saints'
DCC, Cockermouth|||||| ||||Christ Church
DCC, Cockermouth|||||| ||||Christ Church
DCC, Great Broughton|||||| ||||St. Bridget's
DCC, Bridekirk|||||| |Advisors;|Bank||National
Westminster
Bank Plc|||||| ||||31 Pow Street, Workington
CA14 3WY|||||| |Independent||Examiner:|Gibbons,
Chartered
Accountants,
2 Europe|Way, Cockermouth,||||Cumbria,| ||||CA13 ORJ|||||| |Signed on behalf of the PCC:||||||||| ||||Rev Canon Jane Charman
lPCC Chairman)|||||| ## ## |||||||Nrde|unrestdmea|Remnctea|Endowment|Total|Tetel| |---|---|---|---|---|---|---|---|---|---|---|---| ||||||||funds|funds|Funds|2021|2020| ||||||||5|8|8|8|5| |Income and Endowments||from:|||||||||| |Donations snd legacbw||||||2S|187,759|20,941||208,700|173,931| |Other trading
amivgles||||||2b|12,310|0||12,310|8,351| |Investment
irxxrme||||||2c|1,205|240||1,445|3,158| |Income from Chsrilsbb ec8velss||||||2|11,838|40||11,878|12,178| |Other income||||||2S|17,717|14,060||31,777|43,161| |Total lbwoms|||||||230829|35281|0|266 110|240779| |Expsndlhrfe
0th|||||||||||| |Church arsrviths||||||3a|203,939|23,334|0|227,273|250.376| |Raising funds||||||3b|743|0|0|743|0| |Other Expendxurs||||||3c|9,833|5|0|9,838|7257| |Governance
costs||||||3d|2,458|0|0|2,458|0| |Total Expenditure|||||||216,973|23,339|0|240312|257633| |Nel gaire/(losses)|on Investments||/ Assets|||||1,053|0|1,053|2,189| |Net inccmsl(expenditure)|||||||13,856|12,995|0|28,851|(14,885)| |Gross bnrlsfers
bstweerl funds|||||||(7,837)|7,837|||| |Other reocgnlsed|gains end losses||||||||||| |Net movement
in funds|||||||6,020|20,831|0|28,851|(14,665)| |Reconciliation
of|funds||||||||||| |Total funds brought|forward||||||207,109|223,769|16,077|4a!,955|461,620| |Funds transferred
from CCGG|||||||0|0|0|0|0| |Total funds cerned|forward||||||213,129|244 6(XI|16,077|473806|446955| |Ag ofthe Charlhrs|ac0viges|dmive|from continuing|operafons|dudng the above two periods.||||||| ## ||||Note|Unrestricted
funds|Restricted
funds|Endowment
Funds|Endowment
Funds|Total
2021|Tots I
2920| |---|---|---|---|---|---|---|---|---|---| |||||6||8||6|8| |Fixed assets|||||||||| |Tangible assets
Investmentassels|||6.
7|30,403
0|40,064
7056|0
14377||70,468
21 433|34,770
2D 38D| |||||30,403|47,120|14,377||91,900|55,150| |Current assets|||||||||| |Stocks||||0|0||0|0|0| |Debtors||||14,193|2,57D||0|16,763|10,655| |Cash et bank and in hand||||1854NI|195,498||1,700|383,188|403,388| |||||200,164|198,068||1,7DD|399,952|414,043| |Creditors: Amounts|falling due within one year|||6 152|588||D|6740|8981| |Net current
assets||||194,031|197,480||1.700|393,211|405,062| |Cmdltors: Amourrts|falling due in more than one year|||11,306|0||0|11,3M|(13,257)| |Net assets||||235741|244 600||16D77|496418|446955| |Funds ofthe Charity:|||||||||| |Restricted Income Funds||||0|244,600||0|244,600|223,769| |Unrestricted
Income Funds|||||||||| |General
Fund||||122,835|||0|122,835|104,220| |Designated
Funds||||90,293|||0|90,293|102,889| |||||213,129|0||0|213,129|207,1DB| |Permanent
Endowment||Funds||0|0||16,077|16,077|16,077| |Total funds||||213,129|244,600||16,077|473,806|446,955| |The parish ofthe|conkermouth
Area Team paroehjat church counolt|conkermouth
Area Team paroehjat church counolt| |---|---|---| |Notes to the|Aeeounts for the year ended 33 Deesmber|2021| |The financial statements
have been prepamd
in accordance wdh|Ihe statement
rri Recommended
pranks
Accounring|and Repodng
by ctmrltlw!| |prepanng
Iheir amounts
in accordance with the Finendal
Repordng
standard
applicable
in the United
Kingdom and Repubtc of Ireund (FRs 102)||| |issued on 16July 2014and the Fhancel
Reporting Standard
epplbabls
in the United
Kingdom and Repumc ofIreland (FRS102)and ths||| |Charges Act 2011.||| |The accounts have twen prepared
under the hntoncal cost coriventlori
except for the valuslkm
ofinvestment
*seats which ere shown al manel||| |value. The accounts bctude sll transacfwns,
noesis and lsmlries|fcr which the pcc are responsible
in uw. They do not|Include eccoimts of| |church groups that cwe ther *nglstmri to another
body, nor tlioss|Ihal are informal gatherings
ofchurch members.|| |Endowment
Funds are funds Ihe capftal ofwhich must be retained|sbrwr permanently
or et the pcc's
dlsmetion.
The|Income derive fram the| |endowment
is to be used either as reslncted or unrestricted
income tunds dependmg
upon Ihe purpose for which the endowment
wes established||| |bi ev!Sist pliico.||| |Unrsstrlmed
funds ere Income funds which ere lo be spent on the|pcc's general purposeu|| |)me%It rmourees||| |offwlngs snd donsfmns
srs mcognised
when received.
Income lmr recoverabu
on Gik Ari income is recognised when||Ihe gift Is remlved| |Dmdends
and interest ars recognised
when details are pmwded.||| |Grants and tegaclm are accourrtsd forsssoon as the pCC ls nolrbd ofits entitlement
snd Ihe amount due.
Rent of bulldlnm
m the lening of||| |rooms for purposes
within Ihe objects ofthe church
is recognised|as charilabb
Irading income when the sum is due. Realised gains or losses on|| |Invsstmonls
are recogiris
tl wheii the investment
is sckl. Unresllssd
gains and losses sre accounted
for on revaluation||at 31December.| |Grants and donations are accounted
for when paid over, orwhen|awarded,
ifthat award creates a binding or constructive|omgslun
on the pcc.| |The diocesan parish olfedrig expected to be pakl over ls accounted for when due.||| |All other expenditure
isgetwrsgy recognised when
it is incurred snd Is accounted
ior gnwn||| |Fixed Assets||| |consecrated
benefice property
ls nol incuded
in Ihe amounu n aocordance
with section 10(2)(a)and (c)ofIhe chemise||Act 201I
Afi expenditure| |ncurred
during the year on such property
is shown
In Iha accounts as expenditure
ncurred
wuiiii the year.||| |No value is plsmd on the movabb
chumh
klmishings
held by Ihe|churchwanlens
on speual trust for Ihe pCC end which|rouuim a fecuny for| |disposal since the PCC considers Ihn to bo Inafieneble
prnpwly.|Al expeiidfiure
hcurred
dunng the year on moveable
church furnbhlngs
a|| |shown as expenditure
Inc urmd
w0bin the year.||| |Other liriures,
fittings and euuoment
purchased
forthe functkmal|use ofIhe PCC where the anginal cost or the aggregate
original cost ols gmup|| |ofitems ofIhe sama lype ofasset exceeds rl 000steated as a|fixed asset
Depreciason
is calcuuted at 20 per cent ofIhe original value of|| |ag such Items.||| |Any preesynients
mmuded
in the accounts and any amounts
due|loIhe pcc at 31 December
in reopen offees, rents snd other income are|| |showii
In the amounts
as debtors.||| |Amounts
rslsling tothe year erich hs e not been pari by 31December such as trade immices and ministry expenms ere brought
into the||| |accounts ss a lubfilty.||| ## ## |2.|Income and Endowments|from:||||||||| |---|---|---|---|---|---|---|---|---|---|---| ||||2021|2021||2021||2021|2020|| ||||Unrestricted
Funds|Restricted|Funds|Endowment|Funds|Telal Funds|Total|Funds| ||||6|8||f.||||5| |2a|Oonarrons
and Legacies|||||||||| ||Panned
giving:|||||||||| ||Gig Aid donalions||106,396|«,301||||«7,097|107,412|| ||Tax recoverabls||25,031|3,060||||28,091||38,852| ||Omar||10,421|2,516||||12,937||4,621| ||Colbclioro (open plate)||10,021|||||10,021||5,765| ||Gift days (irclax)||3,353|||||3,353||3A66| ||Oonadons
appeals stc (Incl Tax )||5,630|3,065||||8,695||13,005| ||Legedes||13,348|1,000||||14,348||| ||Other||13,557|||||13,557||45| ||Linking
Lives Oonalions|||||||||765| ||||~187759|||||~208700|173931|| |2b|Other Trading Amivltles|||||||||| ||General fundrersing||1,773|||||1,773||1,896| ||Church and Rooms|leaings|10,517|||||10,517||6,405| ||Other (ind. Fees for disbursement)||20|||||20||| |||||||||~12310|~8351|| |2c|Investrrwrrl
Incmre|||||||||| ||Orvdends
and interesl|||||||1,445||3,158| ||||I 205|||||I 445|~3158|| |2d|Income from church activities|||||||||| ||Wedding
and funeml fees||«,800|||||«,840||9,087| ||Books end courses|||||||||| ||omar|||||||38||3,091| ||||11 38||40|||11878|~12 178|| |2e|Othm income|||||||||| ||Insurance
claims|||||||||5,434| ||Granls|||«,000||||«,000|12,662|| ||Refund ofVAT||414|||||414||5,140| ||Lnrmr||||||||15,125|| ||Grasmoor Msebn Community|||||||||| ||Coronavirus
Grani Support||17,303|||||17,303||| ||Linking
Lives Granls|||3,060||||3,060||4,800| |||||||||~31777|43 181|| ||Total Incoming
resourms||230,829|35,281||||266,«0|240,779|| |3.|Expenditure on:|||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |||||||||2021|2021|||2021|2021|2020| |||||||||Unrestncled
F iids|lhisblctsd|F ods|Endo|ment F nds|Total Funds|Talal Funds| ||Church actlvNes|||||||E||||2|6|8| |||Missmnaiy||ard charitable||gorhg||||||||| |||||Church ovemeas:||||||||||| |||||Mlssbrmry|3oclstiss|||2,820|||||2,020|400| |||||Relsf Ii davebpment|||agencies|4,095|2,000||||8,0S5|1,825| |||||Home ntssbnsiother|||church|200||720|||020|8400| |||||88culor soclstlss|||||||||950|| |||||||||3,005|2,720||||11,385|10,825| |||Ministry.||Parish Cger||||109,032|||||109,932|107,322| |||Clergy expmmes||||||5,872|||||5,872|4,306| |||Church|running expenses|||||20,314||610|||20,924|23,026| |||Church|mainlenancs
Iecuipmsnt|||||7,903|||||7,903|10,100| |||Upkeep|ofservices|||||6,562||425|||0,907|4,137| |||Yoiilh Work||||||1.001||515|||1,510|2,406| |||Upkeep|ofchurchyard|||||651||051|||I,%It|1.002| |||Oinr8och||||||1,391||125|||1,516|1,343| |||Major repairs Imslaselions||||||3,552|||||3,552|30,892| |||Support|3er ics. Books, Tidning||||supplies|50|||||50|3,950| |||Church|Rooms running||costs|||3,476|||||3,476|3,561| |||Roone|mabtsnance|||||8,160|8,103||||16,362|1,057| |||Cliorch|Rooms repairs|||||||||||| |||ESuipmenl||dsprecisgon||||2,280||521||||| |||Management/Admlnlstmaon||||||||||||| |||||Inlmsst an|Diocesan||Loan||||||364|432| |||||Fees paid||||4,739|||||4,739|400| |||||Admmislragon||||15,115|0,104||||24,219|3,920| |||||Photocopdng||||89|||||89|703| |||||Planning
fees||||||||||| |||||Stock horns||||||||||| |||||Other||||||471|||471|4,013| |||||I anat
OI0ce||running|cosm|3746|||||3,746|14,989| |||||Mission Communhy||||||||||| |||||Indeperdsnt||Examinaten||||||||2,340| |||||Lbking Uves||Admin||||||||0,054| |||||||||203,939|||||227,273|250,376| |3b|Raising funCS|||||||||||||| |||Expenses||||||||||||| |||Cost of|applying
for grants|||||||||||| |||Magazine||costs||||107|||||107|| |||||||||743|||||743|| |3c|Other sxpsoduum|||||||||||||| |||photocop!||I9||||||||||| |||other||||||9,833||||||7,257| |||||||||9,833|||||0,030|7,257| ||Goverhahos|Costs||||||||||||| |||Lag81 Fess||||||2,450|||||2,458|| |||||||||2,450|||||2,458|| ||Total expenditure|||||||216,973|23,339||||240.312|257,633| |n||||| |---|---|---|---|---| |Salaries|snd|Wages|2021|2020| ||||6|| ||||20,316|19,966| |Fixed Assets for use by the PCC||||| |---|---|---|---|---| ||Freehold Land|||| |Tangible Fixed Assets|8Buiklings|Equipment|Total|| ||6|6|6|| |Gross BookValue||||| |As At01 January2021||65,442||65,442| |Additions||38,500||36,500| |Disposals||||| |Revaluation||||| |As At 31 December 2021||103842||| |Depreciation||||| |AS At 01 Janusry 2021||30,672||30,672| |Charge for the year||2,802||2,802| |Dispossls||||| |As At 31 December 2021||33474||| |Nst BookValue||||| |As At 31 December 2021||70468||70,468| |As At 31 December 2020||34770||| ## ## ||||Unrestricted|Designated|Restricted|Endowment|Total| |---|---|---|---|---|---|---|---| ||||Funds|Funds|Funds|Funds|Funds| ||||6|6|F.|f|6| |Tangible|Assets||24,859|5,544|40,064|0|70,468| |Investment||Assets|0|0|7,056|14,377|21,433| |Current|Assets||115,435|84,749|198,068|1,700|399,952| |Current|Liabilities||(6,152)|0|(588)|0|(6,740)| |Long term||Liabilities|(11,306)|0|0|0|(11,306)| |Total as|at|31 December 2021|122836|90293|244 600|16077|473806| ## ||||||Balance at 1
January 2021
6|Balance at 1
January 2021
6|Incoming
resources
8|Resources
expended
6|Transfers
f|Balance
December
6|at 31
2021| |---|---|---|---|---|---|---|---|---|---|---|---| |Unrestricted|funds||||||||||| |Unrestricted|general funds||||||||||| |PCC||||||9,741|11,434|(32,106)|0||(10,931)| |All Saints|||||(14,957)||57,460|(54,190)|90||(11,597)| |Christ Church|Cockerrnouth|||||82,567|99,648|(78,026)|(38)||104,151| |Christ Church|Great|Broughton||||24,729|28,458|(21,878)|0||31,309| |St Bridgets||||||2,140|31,562|(25,294)|1,496||9,905| |Total General|Funds||||104,220||228,563|(211,495)|1,548||122,836| |Unrestricted|Designated||funds||||||||| |PCC||||||0|0|(58)|869||811| |A0 Saints||||||2,980|0|0|(2,980)||0| |Christ Church|Cockerrnouth|||||6,647|571|(604)|0||6,613| |Christ Church|Gmat|Broughton||||1,920|0|0|0||1,920| |StBridgets||||||91,342|1,695|(4,816)|(7,273)||80,948| |Total Designated
Funds|||||102,889||2,266|(5,478)|(9,385)||90,292| |Total Unrestricted||funds|||207,109||230,829|216,973|7,837||213128| |Restricted funds|||||||||||| |PCC||||||6,743|2,404|(522)|(869)||7,756| |All Saints|||||181,476||24,012|(9,787)|2,890||198,591| |Christ Church|Cockerrnouth|||||4,227|6,805|(8,958)|38||2,112| |Christ Church|Great|Broughton||||22,004|1,078|(180)|0||22,902| |St Bridgets||||||9,319|2,035|(3,892)|5,777||13,239| |Total restricted funds|||||223,769||36,334|(23,339)|7,837||244,601| |Permanent
Endowment|||||||||||| |PCC||||||0|||||0| |All Saints||||||1,491|||||1,491| |Christ Church|Cocksrmouth|||||0|||||0| |Christ Church|Great|Broughton||||0|||||0| |StBudgets||||||14,586|||||14,586| |Total Permanent
Endowment||||funds||16,077|||||16,077| |Total funds|||||446,955||267,163|(240,312)|||473,806| ## ## ## ##