ST MARY'S PCC WIGTON. REGISTERED CHARITY NO. 1134111 ANNUAL REPORT AND FINANCIAL STATEMENTS For The Year Ending 31st December 2024 PREPARED BY MRS A LOMAS. HON. TREASURER EXAMINED BY MR A MUSGRAVE ACMA INDEPENDENT EXAMINER REVD. R T CORRIE PRIEST IN CHARGE
WIGTON ST MARY'S PAROCHIAL CHURCH COUNCIL ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2024 Aim and purposes St Mary's Parochial Church Council (PCC) had the responsibility of co-operating with the incumbent during 2024 in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. St Mary's entered an interregnum following the retirement of Reverend Canon Geoffrey Ravalde in May 2023 and Reverend Richard Corrie was appointed Curate-in-charge on 1st September 2023 for a period of one year. On the 8th of October 2024 Reverend Corrie was licensed as Priest in Charge of St Mary's, Wigton, and St Andrew's Thursby at a joint service at Wigton. The PCC is also specifically responsible for the maintenance of St Mary's Church. Objectives and activities The PCC is committed to enabling as many people as possible to worship at our church and to become part of the parish community tsf St Mary's. The PCC maintains an overview of worship throughout the parish and makes suggestions on how the services can involve the many 9roups that live within our parish. Our services and worship put faith into practice through prayer and scripture, sacrament and music. INhen planning our activities for the year, we have considered the Commission's guidance on public benefit and the supplementary guidance on charities for the advancement of religion. In particular, we try to enable people from all walks of life, to live out their faith as part of our parish community through: Worship and prayer,. learning about the gospel,. and developing the knowledge of the Christian word. Provision of pastoral care for people living in the parish. Missionary and outreach work. To facilitate this work, it is important that we maintain the fabric of St Mary's Church. Achievements and performance During 2024 the taking of wafers and wine by intinction or from the common cup continued, according to personal choice. Worship and prayer The PCC is keen to offer a range of services over the course of the year, that our community finds both beneficial and spiritually fulfilling. For example, Holy Communion and Evening Prayer provide a quiet and reflective environment for worship while opportunities a provided for people to engage in worship and fellowship such as that provided by the Parish Eucharist each Sunday.
Holy Communion is celebrated every Tuesday at 9.45am (Book of Common Prayer 1662) and Wednesday at 12.45pm. On Sundays Holy Communion (Book of Common Prayer, 1662) at 8.00am, Parish Eucharist with hymns and Sunday School (held in choir vestry) at 9.30am (Sung Mattins on 5th Sunday). Evening Prayer (Book of Common Prayer 1662) is held at 6.30pm each Sunday. A lay led Vision Service was held on the 1st Sunday of the month at 4.00pm. All are welcome to attend any of our services. In 2024 there were 178 parishioners on the Electoral Roll. The usual Sunday attendance numbers started to improve with an average of 80 adults and 13 children. The Church Reverend Richard Corrie was assisted by Revd Frank Bovill and Revd John Hine, who were Parish Associates but both have now retired. The Sunday School continued during 2024 at the same time as the Parish Eucharist on Sunday mornings at 9.30am. The Sunday School is led by Mrs Esther Hudson along with a number of volunteers helping on a rota basi8, During the year there were 31 baptisms, 2 weddings and 25 funerals in church with a further 6 funerals taken by the clergy of the parish at crematoria, graveside and cemetery chapel. The Youth Fellowship Group is now called St Mary's Fellowship Group with meetings held in various properties in the parish; all meetings comply with safeguarding regulations. All youth leaders and helpers have been CRB checked, There is a very active choir which rehearses on Wednesday evenings under the direction of David Shingler, Church Organist. The Harrison and Harrison organ is a Grade Il. listed organ on the National Pipe Organ Register. In 2015 a website for St Mary's Church was set up and can be found at www.stmar swi ton.or .uk and information can also be found on 'A Church Near You,. A bible study group met at various houses in the parish. There is a very dedicated Mothers, Union branch which normally meets once a month in the church. We had a new peal of bells installed for the Millennium and they are rung on Sundays, when services are held, and on special occasions. The church was used by several groups, including Wigton Choral Society and some charitable organisations as a centre for coordinating public collection days.
Pastoral care Some members of our parish are unable to attend church due to sickness or age. When requested, the clergy visited church members, to celebrate communion with them either at their homes or in hospital. Safeguarding The PCC has taken note of its duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 and it is the opinion of the PCC that it has complied with the duty. A revised Safeguarding Policy was adopted on 5 March 2019, a copy of which can be found on St Mary's website. Risk assessments were carried out regularly to ensure that the church complied with all Health and Safety requirements. The latest risk assessment policies are published on the Notice Boards in church. Mission and evangelism In previous years the clergy visited the schools in the area, and the schoolchildren occasionally came into the church to have a look around the building, with the Vicar on hand to answer questions. School assemblies were also held in church from time to time during 2024. It was wonderful to see the school services return to St Mary's with the Thomlinson Junior School and Nelson Thomlinson School resuming services. Pupils from Thomlinson Junior School participated in an Easter experience over three days in church. Wigton Infants School, again, held a Harvest Service and a Carol Service in church attended by many parents, grandparents and friends. Our parish bulletin is normally distributed monthly free of charge to all parishioners who request it and is al80 available in Church. Copies are also posted on St Mary's website along with the weekly sheet. The bulletin keeps our parishioners informed of the important matters affecting our Church. st Mary's Carols by Candlelight was held and a very popular Nativity Service was performed by members of the Sunday School on Christmas Eve. Ecumenical relationships The Church is a member of Churches Together in Wigton. A joint Carol Service for the town was held in 2024. In 201g the church joined the Solway Mission Community. The Remembrance Day Service was again held in St Mary's. Church Fabric In 2024 a Quinquennial inspection was carried out and the Architect recommended urgent repairs to all the windows. To help with the cost of repairs, an appeal has been launched in 2025 and applications for grants are being prepared to help finance the project.
Financial review Total income was £89,501 of which £61,541 was unrestricted and £27,960 was restricted. The unrestricted funds included £1,715 from Gift Aid Receivable. Restricted funds included £12,487 income from investments, £467 from visiting bellringers, £618 from Sunday School and the remainder being charitable collections and other donations. Total expenditure was £67,942 from unrestricted funds and £30,131 from restricted funds, including Gharitable giving and general maintenance. Net movement in unrestricted funds showed a deficit of £6,401. The net movement in restricted funds showed a deficit of £2,171 on the year mainly due to increased maintenance spending. There was a gain on revaluation of restricted assets of £6,990. The JMB Bequest is invested in a CBF Investment Fund with the interest being credited to the CBF Maintenance Account, which is a restricted investment for the fabric of St Mary's Church, not for general use. At the end of the accounting period the total reserves amounted to £424,951 (£426,533 at the end of 2023) of which £406,900 (£402,079 at the end of 2023) were restricted fixed assets for the Maintenan of the fabric of the church and £200 (£200 at the end of 2023) unrestricted fixed assets. The Parish Offer paid in full to the Deanery was £41,200. Structure, governance and management The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. St Mary's PCC is registered with the Charity Commission. The method of appointment of PCC trustees is set out in the Church Representation Rules. At St Mary's the membership of the PCC consists of the Chairman, Churchwardens, Deanery Synod Representatives and members elected by those members of the congregation who are on the electoral roll of the church. All those who attend our services I members of the congregation are encouraged to register on the Electoral Roll. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish, including deciding on how the funds of the PCC are to be spent. The full PCC met seven times during the year with an average level of attendance of 800A. Given its wide responsibilities the PCC is assisted by a standing committee which recommends policy decisions. The standing committee is responsible to the PCC and reports back to it regularly, with the decisions being received by the full PCC and discussed a3 necessary. Administrative information St Mary's Church, a Grade 2. listed building, is situated in High Street, Wigton. It is part of the Diocese of Carlisle within the Church of England. During the Interregnum the GorrespondenGe address was 23 Deer Park, Vvigton CA7 9ND, but the address, now that Reverend Richard Corrie is Priest in Charge, is the Vicarage, 31 Lowmoor Road, Wigton, CA7 9QS.
The registered charity number of St Mary's PCC is 1134111. PCC members who have served at any time from the Annual Meeting until the date this report was approved are.. - Ex. Officio members.. Chair,. Incumbent: th Reverend Richard Corrie, Curate in Charge up to 7 October 2024. Reverend Richard Corrie, Priest in Charge from 8th October 2024. Church Vvardens.. Mr David Lomas Mr Roger Steel Peacock Mr Martin Edward Snape Elected members: Mr David Shingler (Vice Chairman) Mr David T Shingler (Secretary up to 18th November 2024) Mrs Anne Lomas (Treasurer) Mrs Helen Armstrong Miss Jennifer Allan (became Mrs Jennifer Johnson on 12th April 2024) Mrs Ann Bovill (deceased 19th October 2024) Mr Thomas Brown (resigned 20th September 2024) Miss Jill Drabble (resigned 29th October 2024) Mrs Audrey Frizell (Deputy Churchwarden) Dr Stephen Haraldsen Mrs Mary Huntington Mrs Susan Mattinson Mrs Dorothy Mccracken Mrs Jean Monkhouse Mrs Jacqueline Peacock Mrs Mary Snape Mrs Joanne Thomlinson (appointed 1 Oth September 2024) Mrs Jacqueline Turner (appointed 1 Oth September 2024) (Secretary from 191h November 2024) Mrs Bronja Twentyman Mr Christopher Walford Mrs Lesley-Ann Walsh Approved by the PCC on 18th March 2025 and signed on their behalf by the Reverend Richard Corrie (PCC Chairman).
Stma 's Parochial Church Council - Chari Re No. 1134111 ststement of Financial Activities For the ear endin 31 December 2024 Unrestrlctod Restrl¢ted Fund8 Funds Endowment Fund8 TOTAL FUNDS 2024 2023 Note INCOME Donations and Legacies VIR Gift Aid Tax Receivable AGF Other Trading Activities Income from investments Church activities 28 2a 2b 2c 2d 53,091 1,715 2,990 10 3,735 15.473 68,564 1,715 2.990 12,497 3,735 69,265 1,497 2,528 10,847 2.287 12,487 CA TOTAL INCOME 61,541 27,960 89,501 86,424 EXPENDITURE CA Church activities CGF Cost of raising funds CG Charitable Giving ME Major Expenditu OE Other Expenditu - Bank Charges 3a 3b 67,554 388 68.198 388 8,008 21,415 64 71,273 347 6,181 2,642 65 8,008 21,415 3e TOTAL EXPENDITURE 67,942 30,131 98.073 80 508 NET INCOME BEFORE OTHER RECOGNIZED GAINS AND LOSSES 16,401} 12,1711 18,5721 5,916 Gain I ILoso} on investment 8$$els'. on ValUatIOn GOR 6,990 6.990 26,242 NET MOVEMENT IN FUNDS 16,4011 4,819 11,5821 32,158 BBF BALANCES BIFWO 1 JANUARY 24,456 402.077 426,533 394,375 BALANCES CIFWD 31 DECEMBER 2024 18,055 406,896 424,951 426,533
Stma 's Parochial Church Council Notes to Statement of Financial Activities For the ear endin 31 December 2024 Notss Accounting policies Basis of financial statements. The PCC is a public benefit entlty within the meaning of FR5102. The financial statements have been prepared under the Charities Act 2011 and Church Accounting Regulations 2011 in accordance with the Church Accountin8 Regulations 2006 80verning the individual accounts of PCCS, and with the Regulations true and fair view" provisions, they have also been prepared under FRS102120191 as the applicable accounting standards and the 2019 version of the Statement of Recommended Practice, Accounting and Reporting by Charities ISORPIFRS10211. The financial statement5 have been prepared under the historical cost convention except for investment assets, which are shown at market value. The financial Statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body, nor those that are informal gatherings of church members. The accounts have been prepared using the accrual accounting method. Fund accountlng Endowment Funds are funds, the capital of which must be retained either permanently or at the PCC'S discretion,. the income derived from the endowment IS to be used either as restricted or unrestrScted income funds depending upon the purpose for which the endowment was established in the fSrst place. Restricted Funds comprise lal income from endowment5 which is to be expended only on the restrlcted purposes intended by the dor)or, and Ibl revenue donations or grants for a specific PCC activity intended by the donor. Unrestrl¢ted Funds arp incorne funds which are to be spent on the PCC'5 8eneral purposes. Income Planned giving, collections and similar donations are reco8nised when received. Tax refunds are reco8nlsed when the income to which they relate is received. Grants and legacies are accounted for when the PCC is entitled to the use of the resources, their ultimate receipt is considered probable and the amounts due are readily quantifiable. Dividends are accounted for when declared receivable. interest as and when accrued by the payer. All income is accounted for 8ross. Expenditure Grants and donations are accounted for when paid over, or when awarded, If that award creates a binding or constructive obligation on the PCC. The diocesan parish share expected to be paid over is accounted for when due. All other expenditure is generally recognised when it is incurred and is accounted for gross. Flxed assets Consecrated and benefice property is not included in the accounts in accordance with s.1012llal and Icl of the Charitie5 Act 2011, and is usually held by the Vlcar of Wi¢ton. The Vir.Ar rptirpd on 31$t May 2023 and the P8rl¥h is now Sn interregnum. As a consequence ownership of the consecrated property reverted to Carlisle Diocese. Movable church furnishings held by the and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the church's inventory, whlch can be inspected lat any reasonable timel. For anything acquired prior to 2000 there is insufficient cost information available and therefore such assets are not valued in the financial statements. Subsequently no individual item has cost more than £1,000 $0 all such expenditure has been written off when incurred. Equipment used within the church premises has been fully written off in the year that is wa5 purchased. Individual items of equipment are written off when the asset is acquired. No depreciation is provided on any assets. Investments are valued at market value at 31 December 2024.
Stma 's Parochial Church Council Notes to Ststement of Financial Activities For the ear endin 31 December 2024 2. INCOME Unrestrlcted Restrlcted Deslgnated Funds Fund8 Funds TOTAL FUNDS 2024 2023 2a Donations and Le Regular Giving Charity Collections Income Tax Recovered Colleelions Gift Day Excluding Gift Aid R6eeived Syndry Donations Memorial Book I Prayer Books I Choir Music General Maintenance Receipts CDBF Energy Grant CDBF Windows Grant LPW VAT Grants Bells Reeeipts Sunday School Vicals Retirement Gifts acies 29,157 29,157 8,008 6,905 12,400 3,120 29,668 6,181 7,208 10,075 3,388 4,238 75 8,008 6,905 12,400 3,120 1,464 45 1,133 320 1,178 320 4.983 4,523 404 467 618 4,523 404 487 618 484 454 274 2,237 69,265 53,091 15,473 68,564 2a In Gift Aid Tax Receivablè 1,715 1,715 1,715 1,715 1,497 1,497 2b th r Tradln Events Bazaar Acllvltle8 390 2,800 2,990 390 2,600 2.990 360 2,168 2,528 2c Inve8tment Inc In Canon Winder Bequest CBF Organ Fund Maintenance Fund Sunday School Fund 10 io 36 11,827 624 12.497 36 11,827 624 12,487 21 10,277 541 10,847 10 2d C urch Actlvl PCC Fees Magazines le 3,319 416 3,735 3,319 416 3,735 2,171 116 2,287
Stma 's Parochial Church Council Notes to Statement of Financial Activities For the ear endin 31 December 2024 Unrestricted Restrlcted Deslgnated Funds Fund3 Fund8 TOTAL FUNDS 2024 2023 EXPENDITURE 3a Church activities Ministry Offer Organists Vergers Clergy Cleaning,Lighting Insurance Minor Repairs Upkeep of Services Gas Electricity Water Rates Photo¢opying CoBts Sunday S¢hool Memberships Vicar's Retirement Gifts 41,200 4,020 760 3,256 2,702 4,400 28 1,983 6,524 1,029 246 663 41,200 4,020 780 3,256 2,702 4,400 28 2,187 6,524 1.029 246 40,000 3,850 685 2.700 3.181 4,327 119 822 10,089 1,248 231 725 486 573 204 440 440 743 743 67,554 644 68,198 71,273 f ralsln Co$1 of raising funds 388 388 388 388 347 347 rlts l Glvln Action on Pre-eclampsia Alzheimers Society Bishops Harvest Appeal British Heart Foundation Cancer Research UK CDBF- Di053 Growth Fund Chlldrens Society Christian Aid Crosthwaite PCC 'Oewode', Uganda Eden Valley Hospice Embrace the Middle East Great North Air Ambulance Guide Dogs Hospice at Home Inglewood Jigsaw Kingston Court Care Home Leprosy Mission Live Life, Give Life Mayorfs Charities Mission to Seafarerg NHS Charities (Willow C Ward) RNLI Rotary Foundation R3PCA Salvation Army USPG Wigton Infant School (Jigsaw) Other Donations 94 698 151 342 330 355 530 262 380 467 739 220 251 145 193 220 248 73 810 94 108 243 81 246 288 193 57 122 68 94 698 151 342 330 355 530 262 380 467 739 220 251 145 193 220 248 73 810 94 108 243 81 246 288 193 57 122 68 80 378 373 500 364 882 428 170 260 24 754 161 24 221 1,280 6,181 8,008 8,008 3d Ma orEx ndlture Windows Projecl Architects Fees Maintenance Funds 1,948 15,468 3,999 21.415 1,948 15,468 3,999 21,415 2,642 2.642 3e Other Ex nditure Bank Charges 64 64 65 65
Stma 's Parochial Church Council Notes to Ststement of Financial Activities For the ear endin 31 December 2024 4 Inveslments 1st January Interest Transfers Revaluation 31st December Unrestricted CBF (Canon Winder Bequest) 200 200 200 200 Rèstrlcted JMB Investment Fund - for upkeep of fabric only COIF George Scott Investment- Fabric Fund CBF Dep AJ¢ George Scott Beque81- Maintenan COIF George Scott Investment - Sunday School Fund CBF Dep AJ¢ George Scott Bequest- Sunday School 277,418 14,176 1,258 14,776 1.258 308,286 6,350 321 283,768 14,497 1,258 14,497 1,258 315.278 321 6,992 The Restricted Funds have been invested in longer temi funds lo preserve the capital value and to generate interest for the maintenance of the fabric of the building and where applicable for the Sunday School. S Accounts recolvablo 2023 Unrestricted Reslricled 2024 Unrestricted Re$tri¢ted Total Total Gift Aid Tax Receivable Gas 1,497 1.497 1.715 833 2,548 1.715 833 2,548 1,497 1,497 8 Accounts payable 2023 Unrestricted ReslTicled 2024 Unrestricted Restricted Total Total Eleclri¢ily Gas 176 1,563 1,739 176 1,563 1,739 200 200 200 200 7 Funds lal The movements in funds during the year were.. 1st January Receipts Payment8 Transfers 31st December Unrestrlcted Barclay8 Currenl Account 24,496 24,496 81,323 70,316 70,316 15,503 15,503 Re8trlcted Barclays Current Account- General Barclays Current Account- Maintenance & Bells CBF William Mitchinson Organ Fund CBF Maintenance Fund CBF Dep AJc- Sunday Sch¢)ol HSBC Current On1- Sundoy S¢hool 3,115 5,260 684 77,269 3,105 4,3tiU 93,793 9,141 6,109 36 11.432 229 1,013 27,960 18,212) 121,415} 4,044 9,954 720 68.701 3.334 4,869 91,622 20,000 120,0001 504 30,131
ST MARY'S PAROCHIAL CHURCH COUNCIL BALANCE SHEET as at 31st December 2024 2024 2023 FIXED ASSETS Investments CBF JMB Investment Fund - for upkeep of fabric only COIF George Scott Investment- Fabric Fund CBF George Scott Bequest- Maintenance COIF George Scott Sunday School Fund CBF George Scott Bequest - Sunday School CBF (Canon Winder Bequest) - General 283,768 14,497 1,258 14,497 1,258 200 315,478 277,418 14,176 1,258 14,176 1,258 200 308,486 CURRENT ASSETS Debtors & Pre ments Gift Aid Tax Receivable Funeral Fees Receivable Gas 1,715 1,497 833 2,548 1,497 Short Term De osits CBF William Mitchinson Organ Fund CBF Maintenance Fund CBF Deposit - Sunday School 720 68,701 3,334 72,755 77,269 3,105 81,058 Cash at Bank Barclays Current Account - General Barclays Current Account - Maintenance & Bells HSBC Current Account- Sunday School 19,547 9,954 4,869 34,370 27,611 5,260 4,360 37,231 Total Current Assets 109 673 119,786 CURRENT LIABILITIES Creditors due within one Electricity Gas oar 200 176 1,563 1,739 200 NET CURRENT ASSETS 109,473 118,047 TOTAL NET ASSETS 424,951 426,533 PARISH FUNDS 424,951 426,533
INDEPENDENT EXAMINER'S REPORT TO THE PCC OF ST MARY'S CHURCH, WIGTON I report on the accounts for the year ended 31st December 2024 Respective responsibilities of the Trustees and Independent Examiner The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to examine the accounts under section 145 of the 2011 Act., follow the procedures laid down in the General Directions given by the Charity Commissioners section 145(5)(b) of the 2011 Act; and state whether particular matters have come to my attention. Basls of Independent Examinerfs Statement My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in a full audit, and consequently I do not express an audit opinion on the accounts. Independent Examinerfs Statement In connection with my examination, no matters have come to my attention: which gives me reasonable cause to believe that in any material respect the requirements to keep accounting records in accordance with s.130 of the 2011 Act,. and to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met., or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Alan Musgrave, CMA Date