ST MARY'S PCC, WIGTON. REGISTERED CHARITY NO. 1134111
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ANNUAL REPORT AND FINANCIAL STATEMENTS For The Year Ending 31st December 2020
PREPARED BY MRS A LOMAS. HON. TREASURER A anak EXAMINED BY MR AMUSGRAVE ACMA. INDEPENDENT EXAMINER Aggro REVD. CANON G P RAVALDE. VICAR C ; f Kodo de
WIGTON ST MARY’S PAROCHIAL CHURCH COUNCIL
ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 315' DECEMBER 2020
Aim and purposes
St Mary’s Parochial Church Council (PCC) has the responsibility of co-operating with the incumbent, the Reverend Canon Geoffrey Paul Ravalde, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is also specifically responsible for the maintenance of St Mary’s Church.
Objectives and activities
The PCC is committed to enabling as many people as possible to worship at our church and to become part of the parish community at St Mary’s. The PCC maintains an overview of worship throughout the parish and makes suggestions on how the services can involve the many groups that live within our parish. Our services and worship put faith into practice through prayer and scripture, music and sacrament.
When planning our activities for the year, we have considered the Commission's guidance on public benefit and the supplementary guidance on charities for the advancement of religion. In particular, we try to enable ordinary people to live out their faith as part of our parish community through:
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e Worship and prayer; learning about the gospel; and developing the knowledge of the Christian word.
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e Provision of pastoral care for people living in the parish. e Missionary and outreach work.
To facilitate this work, it is important that we maintain the fabric of St Mary’s Church.
Achievements and performance
Effects of the Covid-19 pandemic
2020 has been a most difficult and challenging year in the history of St Mary’s Church due to the coronavirus pandemic, which hit the country in early 2020 and touched all our lives.
On the 17" March the government announced many restrictions, which included the closing of places of worship. Churches reopened for private prayer on 15‘ June with services permitted from 5" July. When services resumed the wearing of face coverings and social distancing were required, with no singing permitted.
From October, attendance at weddings was limited to 15 people, and a limit of 30 mourners at funeral services.
No public worship was allowed between 5" November and 2™ December which meant there was no Remembrance Day Service, although St Mary’s remained open for private prayer.
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Once the Church reopened for services, only the choir were allowed to sing and the sacrament consisted of the bread alone — under church rules the sharing of the cup was not allowed.
School and Ecumenical Carol Services were cancelled but St Mary’s usual Christmas services were allowed to be held.
With vaccines beginning towards the end of 2020 there appeared, God willing, to be hope for the future.
Worship and prayer
The PCC is keen to offer a range of services during the week, and over the course of the year, that our community finds both beneficial and spiritually fulfilling. For example, Holy Communion and Evening Prayer provide a quiet, intimate and reflective environment for worship while opportunities are provided for people to engage in worship and fellowship such as that provided by the Parish Eucharist each Sunday.
The Vision Services in 2020 were cancelled during the times that the church was closed for public worship but services were held in an online form during church closures. Services are usually held on the 1st Sunday of the month.
All are welcome to attend any of our services.
A full revision of the Church Electoral Roll was carried out in 2019 and in 2020 there were 179 parishioners on the Electoral Roll.
The usual Sunday attendance numbers in 2020 were affected by the pandemic.
The Church
Canon Geoffrey Ravalde, our Vicar, is assisted by Revd Frank Bovill, Revd John Hine and Canon Robert Hannaford, all of whom are Parish Associates.
During the periods when government regulations permitted, the church was open for the community and visitors.
The Sunday School continued during 2020 at the same time as the Parish Eucharist on Sunday mornings at 9.30am but during church closure weeks it was held online. The Sunday School is led by Mrs Esther Hudson along with a number of volunteers helping on a rota basis. During the year we had 5 baptisms, 2 weddings and 29 funerals (the funerals being those at St Mary's and those taken by the clergy of the parish at crematoria, graveside and cemetery chapel). The Youth Fellowship Group was affected by the Covid-19 pandemic with meetings only held early in the year. All youth leaders and helpers have been CRB checked. There is a very active choir which rehearses on Wednesday evenings (when permitted) under the direction of David Shingler, Church Organist.
In 2015 a website for St Mary's Church was set up and can be found at
www.stmaryswigton.org.uk
The Vicar gave a weekly address on Zoom during lockdown periods. These were to be found on the website, and helped to keep parishioners involved in St Mary’s.
A bible study group normally meets 12 - 15 times a year in various houses in the Parish but meetings in 2020 were curtailed. Some of the meetings were held in an online form.
There is a flourishing Mothers' Union branch which normally meets twice a month in the ; church but few meetings were held.
We had a new peal of bells installed for the Millennium and they are rung on Sundays, when services are held, and on special occasions.
Pastoral care
Some members of our parish are unable to attend church due to sickness or age. When permitted the clergy visited all church members when requested, to celebrate communion with them either at their homes or in hospital. The Anglican Chaplain, Canon Colin Reid, has administered communion at Wigton Hospital for many years. When the hospital closed to patients Colin continued in his role for Wigton and District Health Care Services.
Safeguarding
The PCC has taken note of its duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 and it is the opinion of the PCC that it has complied with the duty. A revised Safeguarding Policy was adopted on 5" March 2019, a copy of which can be found on St Mary’s website.
Risk assessments were carried out regularly to ensure that the church complied with all Health and Safety requirements during the pandemic. The latest risk assessment policy is also published on the website.
Mission and evangelism
In previous years the clergy visited the schools in the area, and the schoolchildren occasionally came into the church to have a look around the building, with the Vicar on hand to answer questions. Schoo! assemblies were also held in church from time to time. Because of the restrictions these occasions did not occur in 2020 but we hope to resume them as soon as practicable.
Our parish bulletin is normally distributed monthly free of charge to all parishioners who request it and is also available in Church. Copies are also posted on St Mary’s website along with the weekly sheet, and the online Vision Service. The bulletin keeps our parishioners informed of the important matters affecting our Church.
Ecumenical relationships
The Church is a member of Churches Together in Wigton. No joint services were held in 2020, because of the pandemic. In 2019 the church joined the Solway Mission Community.
Financial review
Total incoming resources were £70,618 of which £56,799was unrestricted and £13,819 was restricted. The unrestricted resources included £1,727from Gift Aid Receivable. Restricted incoming resources included £8,051 income from investments, £238 from visiting bellringers,
£244 from Sunday School and the remainder being charitable collections and other donations.
Total resources expended were £55,740 from unrestricted funds and £6,526from restricted funds, including charitable giving and general maintenance.
Net movement in unrestricted funds showed a surplus of £1,059. The net movement in restricted funds showed a surplus of £7,293 on the year. There was a gain on revaluation of restricted assets of £17,723which increased the surplus on restricted funds to £25,016.
Following financial and legal advice £150,000 of the JMB Bequest, which was received late in 2012, was invested in a CBF Investment Fund. The interest from this is transferred into the CBF maintenance fund. The JMB Bequest is a restricted investment for the fabric of St Mary’s Church, not for general use.
At the end of the accounting period the total reserves amounted to £384,446(£358371 at the end of 2019) of which £354,744 (£329,728 at the end of 2019) are restricted fixed assets for the maintenance of the fabric of the church and £200 (£200 at the end of 2019) unrestricted fixed assets.
The Parish Offer paid to the Deanery was £36,000, which was £10,000 less than planned. St Mary’s PCC received a bequest of £5,000 in 2020 which was very much appreciated. If the parish offer had been paid in full and the bequest had not been received, the unrestricted deficit would have been nearly £14,000.
Structure, governance and management
The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. St Mary's PCC is registered with the Charity Commission.
The method of appointment of PCC trustees is set out in the Church Representation Rules. At St Mary's the membership of the PCC consists of the Chairman (our Vicar), Churchwardens, Deanery Synod Representatives and members elected by those members of the congregation who are on the electoral roll of the church. All those who attend our services / members of the congregation are encouraged to register on the Electoral Roll. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish, including deciding on how the funds of the PCC are to be spent. The full PCC met three times during the year with an average level of attendance of 80%. Given its wide responsibilities the PCC is assisted by a standing committee which recommends policy decisions. The standing committee is responsible to the PCC and reports back to it regularly, with the decisions being received by the full PCC and discussed as necessary.
Administrative information
St Mary’s Church is situated in High Street, Wigton. It is part of the Diocese of Carlisle within the Church of England. The correspondence address is The Vicarage, Longthwaite Road, Wigton, the registered charity number of St Mary's PCC is 1134111.
PCC members who have served at any time from the Annual Meeting until the date this report was approved are:
Ex Officio members:
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Incumbent: |The Reverend Canon Geoffrey Paul Ravalde (Chairman)
Church Wardens: Mr David Lomas Mr Roger Steel Peacock Mr Martin Edward Snape
Deanery Synod Representative: Ms Alison Gilvey
Elected members: Mr David Shingler (Vice Chairman) Mr John Miles (Secretary) Mrs Anne Lomas (Treasurer) Mrs Ann Bovill Mr Thomas Brown Miss Jill Drabble Mr Matthew Eden Mrs Audrey Frizell (Deputy Churchwarden) Mrs Julia Henderson Mr Robert Hudson Mrs Mary Huntington Mrs Jean Key Mrs Susan Mattinson Mrs Dorothy McCracken Mrs Jacqueline Peacock Mrs Mary Snape Mrs Bronja Twentyman Mr Christopher Walford Mrs Lesley-Ann Walsh
Approved by the PCC on 25" May 2021 and signed on their behalf by the Reverend Canon Geoffrey Paul Ravalde (PCC Chairman).
St Mary's Parochial Church Council - Charity Reg No. 1134111
Statement of Financiai Activities
For the year ending 31 December 2020
| Unrestricted | Restricted | Endowment | TOTAL | FUNDS | |||
|---|---|---|---|---|---|---|---|
| Funds | Funds | Funds | 2020 | 20139 | |||
| Note | z | £ | £ | £ | £ | ||
| INCOMING RESOURCES | |||||||
| Vi VIR |
Voluntary income GiftAid Tax Receivable |
2a 2a |
51,723 4127 |
S717 50 |
- - |
57,440 1,777 |
73,021 1,894 |
| AGF | Activities forgenerating funds | 2b | 1,246 | 0 | - | 1,246 | 2,155 |
| IFl | Income from investments | 2c | 1 | 8,051 | - | 8,052 | 7,988 |
| CA OIR |
Church activities —Otherincoming resources |
2d 2e |
2,066 36 |
0 1 |
- - |
2,066 37 |
3,742 0 |
| TOTALINCOMINGRESOURCES | 56,799 | 13,819 | 0 | 70,618 | 88,800 | ||
| RESOURCES EXPENDED | |||||||
| CA | Church activities | 3a | §5,336 | 478 | - | 55,814 | 68,837 |
| CGF | Cost ofgenerating funds | 3b | 404 | 0 | - | 404 | 813 |
| FRTC | Fund-raising trading costs | 0 | 0 | - | 0 | 0 | |
| CG | Charitable Giving | 3c | 0 | 5,286 | - | 5,286 | 8,633 |
| ME | Major Expenditure | 3d | 0 | 762 | - | 762 | 785 |
| Governance costs | - | 0 | 0 | ||||
| TOTALRESOURCES EXPENDED | 55,740 | 6,526 | 0 | 62,266 | 79,068 | ||
| NET INCOMING RESOURCES BEFORE | |||||||
| OTHERRECOGNIZED GAINSAND LOSSES | 1,059 | 7,293 | 0 | 8,352 | 9,732 | ||
| Gains on investment assets: | |||||||
| GOR | on revaluation | 0 | 17,728 | - | 17,723 | 40,738 | |
| NETMOVEMENT IN FUNDS | 1,059 | 25,016 | 0 | 26,075 | 50,470 | ||
| BBF | BALANCES B/FWD 1 JANUARY 2020 | 28,643 | 329,728 | 0 | 358,371 | 307,901 | |
| BALANCESC/FWD31DECEMBER2020 | 29,702 | 354,744 | 0 | 384,446 | 358,371 |
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| Restricted Funds comprise (a) income from endowments which is to be expended only on the restricted purposes intended | by the donor, and (b) revenue donations or grants for a specific PCC activity intended by the donor.
St Mary's Parochial Church Council Notes to Statement of Financial Activities For the year ending 31 December 2020
Notes 1. Accounting policies
Basis of financial statements.
The PCC is a public benefit entity within the meaning of FRS102. The financial statements have been prepared under the Church Accounting Regulations 2011 in accordance with the Church Accounting Regulations 2006 governing the individual accounts of PCCs, and with the Regulations’ "true and fair view" provisions, they have also been prepared under FRS102 (2016) as the applicable accounting standards and the 2016 version of the Statement of Recommended Practice, Accounting | and Reporting by Charities (SORP(FRS102)). | The financial statements have been prepared under the historical cost convention except for investment assets, which are shown at market value. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body, nor those that are informal gatherings of church members.
The accounts have been prepared using the accrual accounting method.
Fund accounting
Endowment Funds are funds, the capital of which must be retained either permanently or at the PCC's discretion; the income derived from the endowment is to be used either as restricted or unrestricted income funds depending upon the purpose for which the endowment was established in the first place.
Unrestricted Funds are income funds which are to be spent on the PCC's general purposes.
Incoming resources
Planned giving, collections and similar donations are recognised when received. Tax refunds are recognised when the incoming resource to which they relate is received. Grants and legacies are accounted for when the PCC is entitled to the use of the resources, their ultimate receipt is considered reasonably certain and the amounts due are readily quantifiable. Dividends are accounted for when declared receivable, interest as and when accrued by the payer. All incoming resources are accounted for gross.
Resources expended
Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding or constructive obligation on the PCC. The diocesan parish share expected to be paid over is accounted for when due. All other expenditure is generally recognised when it is incurred and is accounted for gross.
Fixed assets
Consecrated and benefice property is not included in the accounts in accordance with s.10(2)(a) and (c) of the Charities Act 2011, and is held by the Vicar of Wigton.
Movable church furnishings held by the vicar and churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the church's inventory, which can be inspected (at any reasonable time). For anything acquired prior to 2000 there is insufficient cost information available and therefore such assets are not valued in the financial statements. Subsequently no individual item has cost more than £1,000 so all such expenditure has been written off when incurred.
Equipment used within the church premises has been fully written off in the year that is was purchased. Individual items of equipment are written off when the asset is acquired. No depreciation is provided on any assets.
Investments are valued at market value at 31 December 2020.
St Mary's Parochial Church Council Notes to Statement of Financial Activities For the year ending 31 December 2020
2. INCOMING RESOURCES
| 2. | INCOMING RESOURCES | |||||
|---|---|---|---|---|---|---|
| Unrestricted | Restricted | Endowment | TOTAL | FUNDS | ||
| Funds | Funds | Funds | 2020 | 2019 | ||
| £ | £ | £ | £ | £ | ||
| 2a | Voluntary income | |||||
| Tax Efficient Giving | 20,533 | 0 | - | 20,533 | 30,021 | |
| Charity Collections | 0 | 53155 | - | 5,155 | 8,565 | |
| IncomeTax Recovered | 5,908 | 0 | - | 5,908 | 10,330 | |
| Planned Giving Collections |
AD DTT 3,708 |
0 0 |
- - |
11,777 3,708 |
5,411 11,529 |
|
| Gift Day Excluding GiftAid Received | 2,762 | 0 | - | 2,762 | 3257 | |
| Sundry Donations | 2,035 | 30 | - | 2,065 | 2,447 | |
| Memorial Book / Prayer Books / Choir Music | 0 | 50 | - | 50 | 35 | |
| Legacies & Grants | 5,000 | 0 | - | 5,000 | 0 | |
| LPWVAT Grants | 0 | 0 | . | 0 | 427 | |
| Bells Receipts | 0 | 238 | - | 238 | 425 | |
| Sunday School | 0 | 244 | 244 | 473 | ||
| 0 | 0 | - | 0 | |||
| 51,723 | 5.717 | - | 57,440 | 72,920 | ||
| 2a | Voluntary income | |||||
| GiftAid Tax Receivable | 1.727 | 50 | ~ | 1,777 | 1,894 | |
| 1,727 | 50 | - | L727 | 1,894 | ||
| 2b | Activities forgenerating funds | |||||
| Events | 355 | 0 | - | 355 | 0 | |
| Bazaar Donations | 891 | 0 | - | 891 | 2,455 | |
| 1,246 | 0 | - | 1,246 | 2,155 | ||
| 2c | Investment Income | |||||
| Canon Winder Bequest | 1 | 0 | - | 1 | 1 | |
| George Scott - Fabric Fund | - | 0 | - | 0 | 363 | |
| CBF Organ Fund | ~ | 3 | - | 3 | 5 | |
| Maintenance Fund | - | 7,660 | - | 7,660 | 7,226 | |
| Sunday School Fund | ~ | 388 | - | 388 | 393 | |
| 1 | 8,051 | - | 8,052 | 7,988 | ||
| 2d | Church activities | |||||
| PCC Fees | 2,044 | 0 | - | 2,044 | 3,501 | |
| Magazines | 22 | 0 | - | 22 | 241 | |
| 2,066 | 0 | - | 2,066 | 3,742 | ||
| 2e | Other incoming resources | |||||
| Bank Loyalty Reward | 36 | 1 | - | 37 | 101 | |
| 36 | 4 | - | 37 | 101 |
St Mary's Parochial Church Council Notes to Statement of Financial Activities For the year ending 31 December 2020
| Unrestricted | Restricted | Endowment | TOTAL | FUNDS | ||
|---|---|---|---|---|---|---|
| Funds | Funds | Funds | 2020 | 2019 | ||
| 3. | RESOURCES EXPENDED | £ | £ | £ | £ | £ |
| 3a | Church activities | |||||
| Parish Share Organists Vergers Clergy Cleaning,Lighting Insurance Minor Repairs Upkeep ofServices Gas Electricity Water Rates Photocopying Costs Sunday School Memberships Bank Charges |
36,000 3,300 630 3,150 2,203 4,085 1,059 292 2,650 393 101 648 0 567 258 |
0 0 0 0 0 0 0 0 0 0 0 0 450 0 28 |
~ - - - - - - - - - - - - - - |
36,000 3,300 630 3,150 2,203 4,085 1,059 292 2,650 393 101 648 450 567 286 |
46,000 3,210 630 3,180 2,195 4,048 1,925 1,461 3,348 588 128 633 303 513 675 |
|
| 55,336 478 - 55,814 68,837 ee ee |
||||||
| 3b | Cost ofgenerating funds | |||||
| Cost ofgeneratingfunds | 404 | 0 | - | 404 | 813 | |
| 404 ) - 404 813 eee — ——— eh ne |
||||||
| 3c | Charitable Giving | |||||
| ‘Dewode', Uganda | 0 | 583 | - | 583 | 607 | |
| MissiontoSeafarers | 0 | 500 | - | 500 | 600 | |
| Embrace the Middle East | 0 | 336 | - | 336 | 257 | |
| The Leprosy Mission USPG Childrens Society |
0 0 0 |
1,000 133 572 |
~ - - |
1,000 133 572 |
865 302 530 |
|
| Great North AirAmbulance | 0 | 271 | - | 271 | 240 | |
| Eden Valley Hospice | 0 | 144 | - | 144 | 989 | |
| Christian Aid | 0 | 682 | - | 682 | 972 | |
| Silloth Nursing Home | 0 | 84 | - | 84 | 183 | |
| Barnardos | 0 | 144 | - | 144 | 90 | |
| Motor Neurone Disease Association | 0 | 205 | - | 205 | 64 | |
| Cancer Research UK | 0 | 161 | - | 161 | 0 | |
| All Saints Church Boltongate | 0 | 471 | - | 471 | 0 | |
| Other Donations | 0 | 0 | - | 0 | 2,934 | |
| 0 5,286 - 5,286 8,633 888. a anhkd a |
||||||
| 3d | Major Expenditure | |||||
| Maintenance Funds | 0 | 762 | - | 762 | 785 | |
| 0 762 S—o—eheaeennwjue)qxc77000000wo#QOoonapngqoxy*swDOToao0DaO09D |
- | 762 | 785 |
St Mary's Parochial Church Council
Notes to Statement of Financial Activities
For the year ending 31 December 2020
4 Investments
| Investments | |||||||
|---|---|---|---|---|---|---|---|
| 1st January | Interest | Transfers | Revaluation | 31st December | |||
| £ | £ | £ | £ | £ | |||
| Unrestricted | |||||||
| CBF (Canon Winder Bequest) | 200 | - | - | - | 200 | ||
| 200 | 0 | 0 | 0 | 200 | |||
| Restricted | |||||||
| JMB Investment Fund - for upkeep offabric only COIF George Scott Investment - Fabric Fund |
235,248 12,093 |
- - |
- - |
16,177 773 |
251,425 12,866 |
||
| CBF Dep A/cGeorge Scott Bequest - Maintenance | 1,258 | - | - | - | 1,258 | ||
| COIF George Scott Investment - Sunday School Fund | 12,093 | - | - | 773 | 12,866 | ||
| CBF Dep A/cGeorge Scott Bequest - Sunday School | 1,258 | - | : | - | 1,258 | ||
| 261,950 | 0 | 0 | 17,723 | 279,673 |
The Restricted Funds have been invested in longer term funds to preserve the capital value and to generate interest for the maintenance of the fabric of the building and where applicable for the Sunday School.
| 5 | Accounts receivable | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| <--------------—-- | 2019 | -——------------> | <----------------- | 2020 | -——------------> | |||||||
| Unrestricted | Restricted | Total | Unrestricted | Restricted | Total | |||||||
| £ | £ | £ | £ | £ | £ | |||||||
| GiftAid Tax Receivable | 1,894 | 0 | 1,894 | 1,727 | 50 | 4,077 | ||||||
| Gas | - | - | - | 370 | 0 | 370 | ||||||
| 1,894 | 0 | 1,894 | 2,097 | 50 | 2,147 | |||||||
| 6 | Accounts payable | |||||||||||
| <—------—-------- | 2019 | -----------------> | €----------------- | 2020 | -----------------> | |||||||
| Unrestricted | Restricted | Totai | Unrestricted | Restricted | Total | |||||||
| £ | £ | £ | £ | £ | a | |||||||
| Charity Payment Payable | 0 | - | 0 | 0 | 50 | 50 | ||||||
| Salaries and Fees | 1,575 | - | 1,575 | 0 | - | 0 | ||||||
| Electricity | 103 | - | 103 | 51 | - | 51 | ||||||
| Gas | 178 | - | 178 | 0 | - | 0 | ||||||
| 1,856 | 0 | 1,856 | 51 | 50 | 101 | |||||||
| 7 | Funds | |||||||||||
| (a) The movements in funds during the yearwere: | ||||||||||||
| istJanuary | Receipts | Payments | Transfers | 31st December | ||||||||
| E | £ | £ | £ | 5 | ||||||||
| Unrestricted | ||||||||||||
| Barclays CurrentAccount | 28,404 | 56,966 | (57,915) | 0 | 27,455 | |||||||
| 28,404 | 56,966 | (57,915) | 0 | 27,455 | ||||||||
| Restricted | ||||||||||||
| Barclays CurrentAccount -General Barclays Current Account - Maintenance & Bells |
3,205 3,253 |
§,235 609 |
(5,235) (790) |
- | 0 | 3,205 3,072 |
||||||
| CBF William Mitchinson Organ Fund | 651 | 3 | - | - | 654 | |||||||
| CBF Maintenance Fund | 54,373 | 7,289 | 0 | 0 | 61,662 | |||||||
| CBF Dep A/c - Sunday School | 2,879 | 18 | - | - | 2,897 | |||||||
| HSBC Current Account - Sunday School | 3,418 | 615 | (451) | - | 3,582 | |||||||
| 67,779 | 13,769 | (6,476) | 0 | 75,072 |
ST MARY'S PAROCHIAL CHURCH COUNCIL
BALANCE SHEET as at 31st December 2020
| 2020 | 2019 | |
|---|---|---|
| £ | £ | |
| FIXED ASSETS | ||
| Investments | ||
| CBFJMB Investment Fund - for upkeep offabric only | 251,425 | 235,248 |
| COIF George Scott Investment- Fabric Fund | 12,866 | 12,093 |
| CBF George Scott Bequest - Maintenance | 1,258 | 1,258 |
| COIF George ScottSunday School Fund | 12,866 | 12,093 |
| CBF Dep A/c (George Scott Bequest) -Sunday School | 1,258 | 1,258 |
| CBF (Canon Winder Bequest) - General | 200 | 200 |
| 279,873 | 262,150 | |
| CURRENT ASSETS | ||
| Debtors & Prepayments | ||
| GiftAid Tax Receivable | 100F | 1,894 |
| Gas | 370 | 0 |
| 2,147 | 1,894 | |
| Short Term Deposits | ||
| CBF William Mitchinson Organ Fund | 654 | 651 |
| CBF Maintenance Fund | 61,662 | 54,373 |
| CBF Deposit - Sunday School | 2,897 | 2,879 |
| 65,213 | 57,903 | |
| Cash at Bank | ||
| Barclays CurrentAccount - General | 30,660 | 31,609 |
| Barclays CurrentAccount - Maintenance & Bells | 3,072 | 3,253 |
| HSBC CurrentAccount - Sunday School | 3,582 | 3,418 |
| 37,314 | 38,280 | |
| Total CurrentAssets | 104,674 | 98,077 |
| CURRENT LIABILITIES | ||
| Creditors duewithin one year | ||
| Charity Payment Payable | 50 | 0 |
| Salaries and Fees | 0 | 1,575 |
| Electricity | 51 | 103 |
| Gas | 0 | 178 |
| 101 | 1,856 | |
| NETCURRENTASSETS | 104,573 | 96,221 |
| TOTALNETASSETS | 384,446 | 358,371 |
| PARISHFUNDS | 384,446 | 358,371 |
INDEPENDENT EXAMINER'S REPORT TO THE PCC OF ST MARY'S CHURCH, WIGTON
| report on the accounts for the year ended 31st December 2020
Respective responsibilities of the Trustees and Independent Examiner
The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my responsibility to
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examine the accounts under section 145 of the 2011 Act:
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follow the procedures laid down in the General Directions given by the Charity Commissioners section 145(5)(b) of the 2011 Act; and
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state whether particular matters have come to my attention.
Basis of Independent Examiner's Statement
My examination was carried out in accordance with the General Directions given by the Charity Commission,
An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in a full audit, and consequently | do not express an audit opinion on the accounts.
independent Examiner's Statement
in connection with my examination, no matters have come to my attention:
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which gives me reasonable cause to believe that in any material respect the requirements * to keep accounting records in accordance with s.130 of the 2011 Act: and * to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met: or
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to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
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