St. Margaret’s Church, Lowestoft
Annual Reports 2022
Rector’s Report
Welcome to our annual report. As we look back over the past year of 2022, we also celebrate what is happening now and what will be in the future.
by Unknown The past year has of course been a Author is tough one as the parish was in licensed under interregnum, but for Christine and me 2022 was the year of calling to investigate a potential move to become part of your Church. After much prayer and discernment on by Unknown both sides, Sunday 30 October was the Author is day of the licensed announcement that we would be leaving The Sprowston & North under Norwich Team and joining St Margaret’s. As you know on 28th February Bishop Alan and Archdeacon Stephen licenced and installed me as Rector.
I think St Paul’s words at the beginning of his letter to the Philippians sums things up nicely: Philippians 1:2-6
Grace and peace to you from God our Father and the Lord Jesus Christ.
I thank my God every time I remember you. In all my prayers for all of you, I always pray with joy because of your partnership in the gospel from the first day until now,
being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.
So as we look forward to the rest of this year and beyond, let us together respond to God’s calling to us all to pray, to serve and to celebrate his love.
Simon
PCC
The year started with the drawing up of a Parish Profile before advertising for a new Rector. This took many hours’ work by a dedicated subcommittee, with the PCC discussing and agreeing every section as it was put before them.
Reports from committees and groups in the church are received by PCC monthly as we share with each other what is going on. Also brought to the meeting are any matters which have arisen since the previous meeting and this can produce widely ranging items, from complaints about ivy on the churchyard wall, the non-emptying of a wheelie bin which shouldn’t have been in the churchyard in the first place, and the eventual provision of a dog poo bin paid for by the church (correspondence on this lasting 9 months), a request from a pilgrim to be allowed to sleep one night in the Church Centre before setting off on a
pilgrimage from Lowestoft on the Via Beata (if only we had remembered the Centre alarm which unsurprisingly the pilgrim set off at 3 a.m., and had put ear plugs in rather than disturb anyone with a phone call) – the varied list is endless.
The PCC represents our church and is responsible for maintaining the overall well-being, practical as well as spiritual, of their church, the church members, and the church buildings. It also has a duty to promote the mission of the church within the wider community. Anyone can ask for matters to be raised at a meeting by contacting the Rector, Church Wardens or any PCC member.
Pam Shaw
Church Music and Choir
The liturgical music for services at St. Margaret’s has aimed to be accessible, inspiring and uplifting for all who attend. The monthly pattern of worship means that the choir plays a central role each Sunday morning at our 10 am service of Sung Eucharist. The choir also leads the singing at our evening worship each month, with a service of choral evensong on the second Sunday of the month, an informal communion service with hymns on the third Sunday and a traditional sung evensong on the fourth Sunday. In using ‘Ancient and Modern: Hymns and Songs for Refreshing Worship’ a wide and enriching variety of hymns and choruses from the traditional to the contemporary can be selected. In addition, the choir is able to draw on an extensive spectrum of musical resources from our outstanding choir library for anthems, motets and settings.
In presenting this varied range of music over the year, we are very much blest at St. Margaret’s to have one of the finest organs in the diocese of Norwich, which helps to enhance and enrich our worship each week. Our historic 1871 Forster and Andrews/ Hill, Norman and Beard pipe organ, with its beautiful tonal palate remains in very good condition and is a joy to play each week. It is expertly maintained by the firm of Bower and Company and is treasured by the church. In addition, our fine Yamaha grand piano and electric piano are also used for services. The grand piano is also used for our highly successful range of coffee concerts throughout the year.
Choir rehearsals at St. Margaret’s during 2022 have continued on a regular basis on Friday evenings. With a choral tradition going back to 1871, an enthusiastic, committed and accomplished robed S.A.T.B choir rehearse the hymns, psalms, anthems and motets for the forthcoming Sunday services each week. On a Sunday morning, the choir numbers around fourteen voices. For our much-loved service of choral evensong each month, the choir can grow to up to twenty-three voices. We are truly thankful that at St. Margaret’s we have a choir that is growing, and it is with great joy that our number includes four junior choristers. We remain an affiliated choir of the RSCM.
The choir has provided polished performances throughout the year and particularly at both the Easter Sunday service and Christmas carol services last year. The varied music each week at St. Margaret’s (from the reflective and contemplative to the joyful and triumphant) aims to enhance the worship of the church and in so doing glorify God. The choir treasures the role that they fulfil in the worship at St. Margaret’s. My sincere thanks to all of those who have contributed in so many ways to the music at St. Margaret’s, and to John Farmer for his unstinting help as assistant organist.
Jonathan Williams B.A., M.Ed.(Cantab), LGSM, LTCL. Organist and Choirmaster
Churchyard
There is no doubt that the churchyard has never looked in such good shape as it is at the present. I can recall when a handful of church members used to meet for a weekend in the autumn to try and tidy up 11 acres of land!! All has changed as the churchyard is now closed and is the responsibility of the local council to maintain. Because of budgetary restraints, they are limited in the number of times they can cut the grass, and this is where the foresight of Arthur Sparks, our previous Church Warden, is showing positive results. He spent many days working on the whole area, obtaining machinery and organizing a small team of church members to cut the grass on a weekly basis. One area was developed as a bird feeding spot and a larger expanse became a picnic area. I am not sure how Arthur made contact with the Community Pay Back (PB) team, but the outcome was a team of helpers arriving every Monday and carrying out much-needed support in caring for the churchyard. Thank you, Arthur, for your inspiration and leadership.
The situation now is that we have Pay Back teams on Mondays and Saturdays, the council giving three or four cuts per year, but we could still use a church team. We have mowers which the PB team members are not allowed to use and if these were put to work it would improve the area so much more.
Finally, if at home you have switched to electric mowers and you have in the back of your shed or garage an unused petrol mower, please consider donating it to the church for churchyard use. Thank you.
Ray Bedwell
Social and Fundraising
Before last year the Social and Fundraising committee (S & R com) had not operated due to lock-down procedures, and bearing in mind most of our congregation is of a vulnerable age group it was decided to have a cautious return to events. During last summer the first event was The Afternoon Tea – and what a success it was, with numbers attending much higher than expected. The next event organized was the ever-popular Christmas Songs and Carols. Unfortunately, Jonathan could not be there to play and lead us, but we were fortunate that the stand-in lady, Tanya Kirk, was perfect for the task and led us brilliantly. The S & F com worked hard in the background and produced an array of refreshments which was much appreciated by all attending.
At the beginning of this year the committee could see and feel that they could no longer continue to function, age and health conditions restricting their ability to operate, so it was with reluctance they decided to resign. The team had been together for many years and so ably led by Jenn Wilson. Our heartfelt thanks go to you all.
S, what is the future of the S & F com? It is an essential part of the life of the church and must continue. We need volunteers to carry forward this commitment and what it could achieve would be in your hands. Please consider if this is a task you could be involved with, and contact the Church Wardens, or Verger Sarah, or Ray Bedwell.
Ray Bedwell
Bible Study Group
It has been good to start again since the interruption of Covid. We have been delighted to welcome Pauline to join us and are so pleased that Richard Allen has been able to attend more regularly.
We began by reading St. Paul’s first letter to Timothy – a young /Christian friend, who was entrusted to support a new church founded by Paul. Paul encouraged Timothy to guide the church in the ways of the faith because they were surrounded by people who had led the converts into different ideas - false prophets, as Paul called them.
Since Christmas, we have returned to the Old Testament after some time. We have re-discovered how important those books are because of the way they lead towards the Christian Era. We can read about Jesus all through the Old Testament. We began with the shortest of all the minor prophets – Obadiah – and learned how he spoke out vehemently against listening to false prophets. Some of us found his words a bit harsh and almost depressing. However, we also discovered verses of great hope. Do read it sometime – it is only 21 verses long.
Now we are reading Micah, who preached at the same time as Isaiah. Micah spoke out against the actions of the rich and powerful who were oppressing the poor and weak (what has changed through the centuries?!). Micah too offers hoe for believers – including one of my favourite verses in the Old Testament. Chapter 6, verse 8 “What does the Lord require of you …..? (I wonder how many of you will look it up)
Finally my thanks are due to each member of the group for their support and participation during those sessions which make Monday mornings such happy and, I hope, worthwhile times.
Gerda Buckley
Bereavement Group
We have met for several years now on the first Friday afternoon in each month for tea and cake. Several bereaved people from the families for whom one of our staff has taken a funeral have come and have found it helpful as they gradually began to rebuild their lives and move on to other things. A few, however, felt the need to continue to come until Covid forced us to close. By then they had begun to move into their new life, and they were not replaced by others. For the past few months, three of our team have been available, but ended up sitting talking to each other.
We have thought and prayed about the way forward and something else we could offer, and I am sure God will show us the way. For now, we have decided to contact families who have been bereaved during the time we were closed to see if there is a response from a different group of people. We hope to send out letters of invitation fairly soon after Easter.
Please keep us in your prayers so that we shall discover God’s way forwards for St. Margaret’s
Gerda Buckley
Lothingland Deanery Synod
Those elected to the Synod have continued to serve for an extra year because of – yes Covid restrictions! Normal service has now been resumed and members of the new Synod will meet three times a year as before. We have discussed local issues, such as money. However, the Rural Deans – Helen Jary and Sharon Lord – have been keen to keep a wider perspective. They have been encouraging ideas for churches within our deanery to support each other by working more closely together when we are able. This will be helpful to all of us, but it will also enable the churches to take a more positive role within the community – “Mission”.
We have recently discussed ways of becoming a more welcoming church as well as just “Good morning. How lovely to see you” on Sunday mornings. Some churches are more inspiring and for some, they can be hard to enter alone for the first time. There are other stages of welcome which could be considered before inviting people to attend worship.
I hear on the grapevine the one of the younger members of St. Margaret’s is considering standing for election this year to Synod for the next three years. She would enjoy it, and it would be so good for St. Margaret’s.
Thank you for those of you who have supported us over the past three years, and special thanks to Roy for attending the Synod meeting to which all PCC members had been invited.
.
Busy Fingers
We began meeting in October 2011 making crafted things to sell at the monthly coffee mornings along with other fundraisers. We met each Tuesday pm 2 – 4 at my house with a mountain of wool ad material to work with. We continue to meet but since Covid and my David’s ill health, Gill has kindly taken over hosting the group at her house, 6/7 members.
A lot of projects since have been made supporting charities...such as woolly hats and scarves for the homeless centre for distribution... Baby hats for the new-borns at James Paget Hospital, cat blankets for the Cats’ Protection League, and much more when asked .....
Also for seasonal and festival occasions---Poppies, Easter Chicks and at present a great deal of fun producing red, white and blue bunting for the approaching Coronation. We also have a cupboard full of items to be sorted and distributed/sold.
My thanks to Gill and the group for the company and support during what has been a difficult time for me.
Anyone with a little time on their hands who feel they would like to join our group please get in touch.
May God bless you all.
Sheila and Gill
Fabric
Quite a busy year whilst we were in a vacancy, but the various problems arising were dealt with one way or another, whilst general maintenance work was carried out as usual.
The Abbott Family Trust paid for a new handrail for the dais, making it easier for readers to reach the eagle lectern. and recarpeted it to remedy the unsightly marks caused by melted wax some years ago,
Following several light bulbs in the church ceasing to function, all of them were replaced at the same time. Scaffolding is now needed for this but hopefully they will last for several years.
The car park was resurfaced and re-marked thanks to a very generous donation for this purpose, and the improvement has been widely welcomed and appreciated.
During one Sunday morning service there was a very loud bang, sounding just like a gun being fired, and the lights all fused – the culprit being the candelabra light fitting near St. Peter’s side chapel. This had to be collected and sent away for re-wiring and wasn’t returned until the autumn, but was back before the darker days.
When checking the hoppers and drains on the roof, Ken Woodgate discovered that, following the very hot summer, there were 57 cracks in the roof lead, fortunately most of them very tiny. The worst cracks were repaired, thankfully before it rained as they revealed the timbers beneath. Continuing trouble with the accessible toilet in the Church Centre resulted in its being replaced – sadly not curing the problem which unfortunately reached a climax on the day of new Rector Simon’s Service of Institution and Induction in February 2023, now dealt with.
In the autumn, one of our eagle-eyed Junior Choir members noticed graffiti on the church porch wall, and to our amazement having checked the CCTV this had happened three weeks earlier, with everyone walking past it without noticing. Roy did sterling hard work spending hours removing it, the police were contacted and we believe the youngsters involved were spoken to by them.
An application to the Community Fund section of the National Lottery was successful and we have been given £10,000 for the Church Centre. This covers replacement of the Lounge carpet and curtains, provision of an outside notice board, new entrance doors and hopefully a defibrillator.
The lychgate roof has missing tiles which need to be dealt with and a quote has now been accepted to deal with the work.
Pam Shaw
St. Margaret’s Magazine – The Spire
Our Magazine aims to inform, report, encourage and share information about the activities in the Church. Approximately 100 copies are printed each month with double issues produced for December/January and July/August. Copies are word processed (if requested), collated and sub-edited by Jennifer Tucker and Gill Battrick after a final check by the Rector. The front cover is designed and printed by Kathryn Williams.
During the vacancy, we discussed some production changes e.g. professional printing and ways of increasing readership, but it was decided through feedback from the congregation that the inhouse style was enjoyed and any future developments should wait until the new rector arrives.
A donation of £1 a copy is requested and can be inserted in the collection point in the church wall. The cost of advertising in the Magazine is £30 a year for the ten issues.
Regular reports and features have included The Diary, Viewpoint, (an introductory page written by a member of the clergy) reports from The Mothers’ Union, Fundraising and Social events, Kimbilio (news from Ian Harvey in the Congo) and other group events. Church members are welcome to contribute to our “Getting to Know You” page and also to write about past memories or current interests, thoughts and poems. Readers enjoy the quiz page and word search, and we welcome any new suggestions for content in your magazine. Church updates are also on the web page www.stmargaretslowestoft.co.uk and the pew leaflet.
Jennifer Tucker Gill Battrick
Kit (Keeping In Touch) Group
The KIT groups were formed in the autumn of 2019. The intention was to have a system by which everyone in our Church Family was included in a group where members would ‘look out for’ each other and learn to become aware when a member of the group needed a time of extra support.
by Unknown As with all schemes for human beings, some groups took off Author is well and have become units of care within our church family. licensed under Other groups seem to be less aware of how to proceed. However, a couple of weeks ago a small group of men were to be found at the back of church, chatting in order to get better acquainted because “we belong to the same Kit group”.
Another example of help was last year when a church member felt greatly supported by the members of her Kit group when they attended her husband’s funeral, despite not having known him.
Any means of fostering good relationships within a church family must be helpful – and a way of loving our neighbours. As the old song reminds us “little things mean a lot”
The success of each group depends upon each member taking part, offering sensitivity and mutual support.
Gerda
Mothers’ Union
2022 was the year when we got back into a more normal routine, which began in January when we held our Wave of Prayer, also a shortened AGM at which officers remained unchanged. Monthly meetings continued throughout the year with a variety of interesting speakers, and July and August being the summer break.
Other events include the World Day of Prayer held at Our Lady Star of the Sea in early March, and later in the month the Lady Day Service held at Pakefield Church. In May was the Annual Diocesan Service at Norwich Cathedral and, as in the past, we stopped at Highways Nurseries on our way home.
In June Geraldine Bailey invited us to her home in Blundeston for afternoon tea and to see her garden which she opens for Open Gardens Week. During the summer break we met for lunch at the Wherry Hotel and in August, on Mary Sumner Day, were invited to Fakenham for the commissioning of our present Felicity Randall.
Although we have had no large fundraising events, raffles, bring and buy and donations have boosted our funds and we were able to purchase presents for the Angel Tree Project (for the children of prisoners) and to support our other projects - especially the resettlement of Syrian refugees.
Earlier in the year we were very sorry to lose one of our members – Monica Lilley – a long-serving dedicated member who was once our leader. John Worsfold continues to correspond with our own link branch in Brisbane, Australia.
Throughout the year all members have continued to work hard contributing in various ways to the work of the branch and regular contact has been maintained with those who no longer get to meetings. Our membership at the end of 2022 stood at 9 plus non-members who continue to support us.
Mary Carr
PAROCHIAL CHURCH OF ST MARGARET'S LOWESTOFT
STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022
| U/RES | RES | ENDOW | |
|---|---|---|---|
| £ | £ | £ | |
| INCOMING RESOURCES | |||
| Voluntary Income | 62440 | 26243 | |
| Income from Church Activities | 22020 | ||
| Income from Investments | 860 | 47 | |
| Insurance Claims | 0 | ||
| VAT Grant | 0 | ||
| TOTAL INCOMING RESOURCES | 85320 | 26290 | |
| USE OF RESOURCES | |||
| Church Activities | 93158 | 29493 | |
| Charitable Giving | 2345 | ||
| Church Admin | 5528 | ||
| TOTAL RESOURCES USED | 101031 | 29493 |
NET INCOMING/ OUTGOINGS RESOURCES GAINS & LOSSES ON INVESTMENTS CBF DEPOSIT ACCOUNT
NET MOVEMENT IN FUNDS
PAROCHIAL CHURCH OF ST MARGARET'S LOWESTOFT
| TOTAL | TOTAL |
|---|---|
| 2022 | 2021 |
| 88683 | 92733 |
| 22020 | 14917 |
| 907 | 814 |
| 0 | 0 |
| 0 | 1881 |
111610 110345
| 122651 | 117995 |
|---|---|
| 2345 | 2050 |
| 5528 | 3888 |
| **130524 ** | 123933 |
| -18914 | -13588 |
|---|---|
| -3660 | 3905 |
| 729 | 28 |
| -21845 | -9655 |
1
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
| INCOMING RESOURCES | U/RES | RES | ENDOW | TOTAL |
|---|---|---|---|---|
| FUNDS | FUNDS | FUNDS | 2022 | |
| £ | £ | £ | £ | |
| Voluntary Income | ||||
| Planned Giving | ||||
| Tax Efciennt | 25722 | 25722 | ||
| Non Tax Efcient | 3766 | 3766 | ||
| Gift Aid Tax Refund | 2778 | 2778 | ||
| Plate Collection & Wall Safe | 4789 | 4789 | ||
| Collections for Charity Donations | 0 | 0 | ||
| Donations ( Inc. Reserve Funds ) | 5537 | 5537 | ||
| Legacies | 0 | 0 | ||
| Lowestoft Charity Board | 16044 | 16243 | 32287 | |
| Fund Raising | 2974 | 2974 | ||
| Other Income | 830 | 830 | ||
| Community Fund | 10000 | 10000 | ||
| 62440 | 26243 | 88683 | ||
| Income from Church Activities | ||||
| Tradecraft | 0 | 0 | ||
| Magazines | 274 | 274 | ||
| Photocopies | 0 | 0 | ||
| Church Centre Rents | 17053 | 17053 | ||
| Fees Recevied | 4693 | 4693 | ||
| 22020 | 22020 | |||
| Insurance Claims | 0 | 0 | ||
| VAT Grant | 0 | 0 | ||
| Dividends and Interest | 860 | 47 | 907 | |
| TOTAL INCOMING RESOURCES | 85320 | 26290 | 111610 |
Church Centre Rents have been reduced by £1252 which was rent outstanding at 31 D included in the accounts for that year.
Gift Aid has been reduced by £3932 which was a Gift Aid Refund outstanding at 31 Dec included in the accounts for that year.
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
TOTAL 2021 £
26912 3458 6986 4334 50 5610 1000 42232 957 1194 92733
132 333 0 9801 4651 14917 0 1881 814 110345
December 2021 and
cember 2021 and
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
3
P AROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT STATEMENT OF ASSETS LIABILITIES AS AT 31 DECEMBER 2022
2022
| 2022 | |||
|---|---|---|---|
| £ | |||
| FIXED ASSETS | Notes | ||
| Tangible Fixed Assets | 5 | ||
| Investment Assets | 6 | 32764 | |
| 32764 | |||
| CURRENT ASSETS | |||
| Debtors & Pre - payments | 7 | ||
| Cash & Bank in hand | 116104 | ||
| 116104 | |||
| CURRENT LIABILITIES | 8 | ||
| NET CURRENT ASSETS | 116104 | ||
| TOTAL NET ASSETS | 148868 | ||
| FUNDS | |||
| Unrestricted | 14227 | ||
| Restricted | 45776 | ||
| Endowment | 88865 | ||
| TOTAL FUNDS | 148868 | ||
| ANALYSIS OF NET ASSETS | BY FUND | ||
| U/RES | RES | ENDOW | |
| Fixed Assets | |||
| Investments Assets | 32764 | ||
| Bank & Cash | 14227 | 45776 | 56101 |
| Other Current Assets | |||
| Less Current Liabilities | 0 | ||
| NET ASSETS | 14227 | 45776 | 88865 |
2
P AROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT STATEMENT OF ASSETS LIABILITIES AS AT 31 DECEMBER 2022
2021 £
36424 36424 1252 129104 130356 130356 166780 26005 48979 91796 166780
TOTAL 2022 32764 116104
0
148868
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
| U/RES | RES | ENDOW | |
|---|---|---|---|
| FUNDS | FUNDS | FUNDS | |
| £ | £ | £ | |
| Missionary & Charitable Giving | |||
| Overseas | 2345 | ||
| Other | |||
| 2345 | |||
| Church Ministry Activities | |||
| Parish Share | 48699 | 17071 | |
| Clergy Expenses | 1104 | ||
| Church Running Costs | 29677 | 12422 | |
| Church Maintenance | 334 | ||
| Church Yard Removal | 0 | ||
| Bell Repairs | 0 | ||
| Church Centre Running Costs | 10875 | ||
| Sundry Expenses | 2469 | ||
| 93158 | 29493 | ||
| Church Administration | |||
| Website | 233 | ||
| Telephone/Postage/Staty. | 2040 | ||
| Printing | 995 | ||
| Administrator | 1890 | ||
| Sundries/Licences/Audit | 370 | ||
| 5528 | |||
| TOTAL USE OF RESOURCES | 101031 | 29493 | |
| Analysis of Church Centre Running Costs £ | Analysis of Church Running | ||
| Heat/Light | 3680 | Heat/Light | |
| Insurance | 1483 | Insurance | |
| Cleaner | 3600 | Security | |
| Other Cleaning | 1159 | Sundry | |
| Secy/Maintenance | 655 | Worship Items | |
| Water Rates | 132 | Organist/Verger/Cleaner | |
| Repairs/Repalcements | 166 |
10875
4
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
| TOTAL | TOTAL |
|---|---|
| 2022 | 2021 |
| 2345 | 2050 |
| 2345 | 2050 |
| 65770 | 65090 |
| 1104 | 1118 |
| 42099 | 39400 |
| 334 | 1436 |
| 0 | 0 |
| 0 | 0 |
| 10875 | 9013 |
| 2469 | 1938 |
122651 117995
| 233 | 215 |
|---|---|
| 2040 | 1872 |
| 995 | 581 |
| 1890 | 742 |
| 370 | 478 |
| 5528 | 3888 |
130524 123933
g Costs £
5414 7071 1002 1479 471 14240
29677
| ST MARGARET'S PCC | |||
|---|---|---|---|
| RESTRICTED FUNDS 2022 | see note 2 | ||
| B/F | CR | DR | |
| FUND | |||
| £ | £ | £ | |
| FABRIC | 44620 | 16091 | 29295 |
| including interest of £47.53 | |||
| BELL FUND | 4114 | 0 | 0 |
| FLOWER FUND | 246 | 0 | 0 |
| ANNA CHAPLAINCY | 200 | 200 | |
| COMMUNITY FUND | 10000 | ||
| TOTAL RESERVE FUNDS | 48980 | ||
| The balance of restricted funds | held in Business | Saver Account = | |
| £45,776 | |||
| CHARITY GIVING 2022 | |||
| £ | |||
| Kimbilio - Congo Children Trust | 2345 |
BALANCE 31416 4114 246 10000 45776
ST MARGARET'S PAROCHIAL CHURCH COUNCIL
| Bank Accounts for 2022 | 12/31/2022 |
|---|---|
| Barclays Current Account | 14227 |
| Barclays Saver Account | 45776 |
| CBF Church of England Dep A/C | 56101 |
| TOTAL | 116104 |
| Investments for 2022 | 12/31/2022 |
| 127120001T(Youngman) | 18157 |
| 277650001T | 672 |
| 277650002T | 1072 |
| CBF126001140D | 5053 |
| CBF126001257S | 7810 |
| TOTAL | 32764 |
Note
It is understood that all the above investments and CBF Deposit A/c are endowement funds.
All valuations are as at 31 December 2022 and it is noted that there was a decrease of £3660 on investment value during 2022
Please see Statement of Financial Activities.
ST MARGARET'S PAROCHIAL CHURCH COUNCIL
12/31/2021
24753 48979 55372 129104
12/31/2021
20545 761 1213 5053 8852
36424
c
e
ST MARGARET'S PAROCHIAL CHURCH COUNCIL
ST MARGARET'S 2022 ACCOUNTS
ENCLOSURE LIST OF ITEMS FOR EXAMINER
FOLDER (BLACK) BARCLAYS CURRENT A/C STATEMENTS FOLDER (PINK) BARCLAYS SAVER A/C STATEMENTS COPY OF 2022 ACCOUNTS
COPY OF 2021 ACCOUNTS INVOICES FOR 2022
WEEKLY CASH ANALYSIS SHEETS FOR 2022
BANK ACCOUNT RECONCILIATION
PRINTOUT SHEETS OF INCOME LEDGER WITH ANALYSIS FOR PRINTOUT SHEETS OF EXPENDITURE LEDGER WITH ANALYS EACH MONTH
INVOICE / RECEIPT - CLEANER & VERGER STATEMENTS - INVESTMENT ACCOUNTS
FOLDER (RED) RESTRICTED ACCOUNTS
FABRIC FUND PRINT OUT DETAILING INCOME & EXPENDITUR ANNA CHAPLAINCY FUND PRINT OUT DETAILING INCOME & BELL FUND PRINTOUT
FLOWER FUND PRINTOUT COMMUNITY FUND PRINTOUT CHEQUE BOOK COUNTERFOILS PAYING-IN-BOOK COUNTERFOILS
ST MARGARET'S 2022 ACCOUNTS
R EACH MONTH IS FOR
RE
EXPENDITURE
PAROCHIAL CHURCH OF ST MARGARET'S LOWESTOFT
STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2022
| U/RES | RES | ENDOW | |
|---|---|---|---|
| £ | £ | £ | |
| INCOMING RESOURCES | |||
| Voluntary Income | 62440 | 26243 | |
| Income from Church Activities | 22020 | ||
| Income from Investments | 860 | 47 | |
| Insurance Claims | 0 | ||
| VAT Grant | 0 | ||
| TOTAL INCOMING RESOURCES | 85320 | 26290 | |
| USE OF RESOURCES | |||
| Church Activities | 93158 | 29493 | |
| Charitable Giving | 2345 | ||
| Church Admin | 5528 | ||
| TOTAL RESOURCES USED | 101031 | 29493 |
NET INCOMING/ OUTGOINGS RESOURCES GAINS & LOSSES ON INVESTMENTS CBF DEPOSIT ACCOUNT
NET MOVEMENT IN FUNDS
PAROCHIAL CHURCH OF ST MARGARET'S LOWESTOFT
| TOTAL | TOTAL |
|---|---|
| 2022 | 2021 |
| 88683 | 92733 |
| 22020 | 14917 |
| 907 | 814 |
| 0 | 0 |
| 0 | 1881 |
111610 110345
| 122651 | 117995 |
|---|---|
| 2345 | 2050 |
| 5528 | 3888 |
| **130524 ** | 123933 |
| -18914 | -13588 |
|---|---|
| -3660 | 3905 |
| 729 | 28 |
| -21845 | -9655 |
1
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
| INCOMING RESOURCES | U/RES | RES | ENDOW | TOTAL |
|---|---|---|---|---|
| FUNDS | FUNDS | FUNDS | 2022 | |
| £ | £ | £ | £ | |
| Voluntary Income | ||||
| Planned Giving | ||||
| Tax Efciennt | 25722 | 25722 | ||
| Non Tax Efcient | 3766 | 3766 | ||
| Gift Aid Tax Refund | 2778 | 2778 | ||
| Plate Collection & Wall Safe | 4789 | 4789 | ||
| Collections for Charity Donations | 0 | 0 | ||
| Donations ( Inc. Reserve Funds ) | 5537 | 5537 | ||
| Legacies | 0 | 0 | ||
| Lowestoft Charity Board | 16044 | 16243 | 32287 | |
| Fund Raising | 2974 | 2974 | ||
| Other Income | 830 | 830 | ||
| Community Fund | 10000 | 10000 | ||
| 62440 | 26243 | 88683 | ||
| Income from Church Activities | ||||
| Tradecraft | 0 | 0 | ||
| Magazines | 274 | 274 | ||
| Photocopies | 0 | 0 | ||
| Church Centre Rents | 17053 | 17053 | ||
| Fees Recevied | 4693 | 4693 | ||
| 22020 | 22020 | |||
| Insurance Claims | 0 | 0 | ||
| VAT Grant | 0 | 0 | ||
| Dividends and Interest | 860 | 47 | 907 | |
| TOTAL INCOMING RESOURCES | 85320 | 26290 | 111610 |
Church Centre Rents have been reduced by £1252 which was rent outstanding at 31 D included in the accounts for that year.
Gift Aid has been reduced by £3932 which was a Gift Aid Refund outstanding at 31 Dec included in the accounts for that year.
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
TOTAL 2021 £
26912 3458 6986 4334 50 5610 1000 42232 957 1194 92733
132 333 0 9801 4651 14917 0 1881 814 110345
December 2021 and
cember 2021 and
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
3
P AROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT STATEMENT OF ASSETS LIABILITIES AS AT 31 DECEMBER 2022
2022
| 2022 | |||
|---|---|---|---|
| £ | |||
| FIXED ASSETS | Notes | ||
| Tangible Fixed Assets | 5 | ||
| Investment Assets | 6 | 32764 | |
| 32764 | |||
| CURRENT ASSETS | |||
| Debtors & Pre - payments | 7 | ||
| Cash & Bank in hand | 116104 | ||
| 116104 | |||
| CURRENT LIABILITIES | 8 | ||
| NET CURRENT ASSETS | 116104 | ||
| TOTAL NET ASSETS | 148868 | ||
| FUNDS | |||
| Unrestricted | 14227 | ||
| Restricted | 45776 | ||
| Endowment | 88865 | ||
| TOTAL FUNDS | 148868 | ||
| ANALYSIS OF NET ASSETS | BY FUND | ||
| U/RES | RES | ENDOW | |
| Fixed Assets | |||
| Investments Assets | 32764 | ||
| Bank & Cash | 14227 | 45776 | 56101 |
| Other Current Assets | |||
| Less Current Liabilities | 0 | ||
| NET ASSETS | 14227 | 45776 | 88865 |
2
P AROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT STATEMENT OF ASSETS LIABILITIES AS AT 31 DECEMBER 2022
2021 £
36424 36424 1252 129104 130356 130356 166780 26005 48979 91796 166780
TOTAL 2022 32764 116104
0
148868
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
| U/RES | RES | ENDOW | |
|---|---|---|---|
| FUNDS | FUNDS | FUNDS | |
| £ | £ | £ | |
| Missionary & Charitable Giving | |||
| Overseas | 2345 | ||
| Other | |||
| 2345 | |||
| Church Ministry Activities | |||
| Parish Share | 48699 | 17071 | |
| Clergy Expenses | 1104 | ||
| Church Running Costs | 29677 | 12422 | |
| Church Maintenance | 334 | ||
| Church Yard Removal | 0 | ||
| Bell Repairs | 0 | ||
| Church Centre Running Costs | 10875 | ||
| Sundry Expenses | 2469 | ||
| 93158 | 29493 | ||
| Church Administration | |||
| Website | 233 | ||
| Telephone/Postage/Staty. | 2040 | ||
| Printing | 995 | ||
| Administrator | 1890 | ||
| Sundries/Licences/Audit | 370 | ||
| 5528 | |||
| TOTAL USE OF RESOURCES | 101031 | 29493 | |
| Analysis of Church Centre Running Costs £ | Analysis of Church Running | ||
| Heat/Light | 3680 | Heat/Light | |
| Insurance | 1483 | Insurance | |
| Cleaner | 3600 | Security | |
| Other Cleaning | 1159 | Sundry | |
| Secy/Maintenance | 655 | Worship Items | |
| Water Rates | 132 | Organist/Verger/Cleaner | |
| Repairs/Repalcements | 166 |
10875
4
PAROCHIAL CHURCH COUNCIL OF ST MARGARET'S LOWESTOFT FOR THE YEAR ENDED 31 DECEMBER 2022
| TOTAL | TOTAL |
|---|---|
| 2022 | 2021 |
| 2345 | 2050 |
| 2345 | 2050 |
| 65770 | 65090 |
| 1104 | 1118 |
| 42099 | 39400 |
| 334 | 1436 |
| 0 | 0 |
| 0 | 0 |
| 10875 | 9013 |
| 2469 | 1938 |
122651 117995
| 233 | 215 |
|---|---|
| 2040 | 1872 |
| 995 | 581 |
| 1890 | 742 |
| 370 | 478 |
| 5528 | 3888 |
130524 123933
g Costs £
5414 7071 1002 1479 471 14240
29677
| ST MARGARET'S PCC | |||
|---|---|---|---|
| RESTRICTED FUNDS 2022 | see note 2 | ||
| B/F | CR | DR | |
| FUND | |||
| £ | £ | £ | |
| FABRIC | 44620 | 16091 | 29295 |
| including interest of £47.53 | |||
| BELL FUND | 4114 | 0 | 0 |
| FLOWER FUND | 246 | 0 | 0 |
| ANNA CHAPLAINCY | 200 | 200 | |
| COMMUNITY FUND | 10000 | ||
| TOTAL RESERVE FUNDS | 48980 | ||
| The balance of restricted funds | held in Business | Saver Account = | |
| £45,776 | |||
| CHARITY GIVING 2022 | |||
| £ | |||
| Kimbilio - Congo Children Trust | 2345 |
BALANCE 31416 4114 246 10000 45776
ST MARGARET'S PAROCHIAL CHURCH COUNCIL
| Bank Accounts for 2022 | 12/31/2022 |
|---|---|
| Barclays Current Account | 14227 |
| Barclays Saver Account | 45776 |
| CBF Church of England Dep A/C | 56101 |
| TOTAL | 116104 |
| Investments for 2022 | 12/31/2022 |
| 127120001T(Youngman) | 18157 |
| 277650001T | 672 |
| 277650002T | 1072 |
| CBF126001140D | 5053 |
| CBF126001257S | 7810 |
| TOTAL | 32764 |
Note
It is understood that all the above investments and CBF Deposit A/c are endowement funds.
All valuations are as at 31 December 2022 and it is noted that there was a decrease of £3660 on investment value during 2022
Please see Statement of Financial Activities.
ST MARGARET'S PAROCHIAL CHURCH COUNCIL
12/31/2021
24753 48979 55372 129104
12/31/2021
20545 761 1213 5053 8852
36424
c
e
ST MARGARET'S PAROCHIAL CHURCH COUNCIL
ST MARGARET'S 2022 ACCOUNTS
ENCLOSURE LIST OF ITEMS FOR EXAMINER
FOLDER (BLACK) BARCLAYS CURRENT A/C STATEMENTS FOLDER (PINK) BARCLAYS SAVER A/C STATEMENTS COPY OF 2022 ACCOUNTS
COPY OF 2021 ACCOUNTS INVOICES FOR 2022
WEEKLY CASH ANALYSIS SHEETS FOR 2022
BANK ACCOUNT RECONCILIATION
PRINTOUT SHEETS OF INCOME LEDGER WITH ANALYSIS FOR PRINTOUT SHEETS OF EXPENDITURE LEDGER WITH ANALYS EACH MONTH
INVOICE / RECEIPT - CLEANER & VERGER STATEMENTS - INVESTMENT ACCOUNTS
FOLDER (RED) RESTRICTED ACCOUNTS
FABRIC FUND PRINT OUT DETAILING INCOME & EXPENDITUR ANNA CHAPLAINCY FUND PRINT OUT DETAILING INCOME & BELL FUND PRINTOUT
FLOWER FUND PRINTOUT COMMUNITY FUND PRINTOUT CHEQUE BOOK COUNTERFOILS PAYING-IN-BOOK COUNTERFOILS
ST MARGARET'S 2022 ACCOUNTS