St Andrews
THE PARISH CHURCH
OF
ST. ANDREW, CLUBMOOR
THE 95th ANNUAL ACCOUNTS,
MINUTES AND REPORTS
FOR YEAR ENDING
31.12.23

PAROCHIAL CHURCH COUNCIL OF ST. ANDREW CLUBMOOR
ANNUAL REPORT
FOR THE YEAR ENDED 31 DECEMBER 2023
Genernl
Add￿$S of Church
Queens Drive. Liverpool L13 OAL
Vicar
Rev. W. Gibbons. 176 Queens Drive. ts'verpool L13 OAL
corresponden￿ Address 176 O￿nS t￿"Ve, LNewool L13 OAL
Bank
Bardays Bank PLC. Lwewsl Soulh
Independent Examiner
LJMU Accounlancy Clw)
Legal Adviser
Howard Dellar. 1 The SanLauary. WÈstr)inster. London, SW1 P 3JT
Quinquennial Architect
Jon Bird
charitab￿ Status
St. Andrew'¥ PCC i¥ a
istered tha
number 1134060
PCC mom￿r$hIP
The lolkMn9 have Served on the Parothi?I Churth Counal durirq 2022..
Vicar
Curate
Curate IOLMI
OLM
Rev. W. Gibbons
Rtv. K. John￿0￿
Rev. l. Tuzio
Rev. S. Jam￿sOn
Chaif
(From Febnjary 20231
(From June 20231
(From June 20231
Churth Wardens
Mr¥ J. Ford
Mrs K. Spea￿1
R•ad•rn
Mrs A. BushMII
Mr B. Bu¥hnell
Deanery Synod
M$ K.
Ms C. Wlson
Mrs. H. Simpson
Electe(l Members
Mrs B. Bellew
Or C. Pollard
Mrs W. Peacod(
Mrs M. Jenkinson
Mrs P. Bao)n
Mr S. Huthwaile
Mr D. ￿'[k
M5. G. Beesley
Mr5 M. Jones
Mrs C. Reynolds
Mrs P. Hughgs
To 2024
To 2025
To 2025
To 2025
To 2025
To 2025
To 2026
To 2026
To 2026
To 2026
To 2026

PAROCHIAL CHURCH COUNCIL OF ST. ANDREW'S
CLUBMOOR
ANNUAL REPORT
For the
ear ended 31 December 2023
There is one sub-committee of the PCC and this is the Stsnding Committee
comprising the Vicar, Wardens. Vice-chair, Treasurer. Secretsry and
elected members oflhe PCC.
Electoral Roll Membership
Sunday Attendan
There are 116 names on the roll
79 (adults and children)
St Andrew's PCC has the responsibility of cooperating with the minister in
promoting in the ecclesiastical parish the whole mission of the Church, pastoral,
evangelistical, social and ecumenical.
When planning our actiwties for the year, the PCC gave consideration lo the
Charity Commission's guidan￿ on public benefit and, in particular, the specific
guidance to charib'es concemed with the advancement of religion.
Review of 2023
The PCC met on 7 occasions
Matters discussed included..
Safeguarding
Christmas l Easter
Network
Fit for Mission
Financial matters-budget setting; bank closure.. PGS
Church Hall and its development
Pantry & Foodbank
Youth and children's work
Fabric matters
Staff pay rates and redundancy
Mission and Ministy
Celebrate Recovery
Small groups, ALPHA
Deanery Plan and patronage
Purchases and works approved included: _
Loft fire doors
Tree Pruning
Heating repairs and servi
Water leaks in hall
PAT testing
Gas, electric and asbestos surveys

## Events included: 

- Collation of Rev W. Gibbons 

- Summer Fair 

- Christmas Fair 

- Feast of Fun 

- Pyramid Review 

St. Andrew's has a policy of tithing donated income each year. This year we supported three local projects and one overseas project. 

The following groups are part of St. Andrew's Church - Kids Church, Missional Communities. There are also other groups who have met occasionally throughout 2023 within our Church Halls - these include I AA, NA, Anchor Ladies, Nugent Care, Table tennis club, Majorettes, Slimming World 

Julia Ford PCC Secretary 



Financial review for
ear endin
31¥1 December 2023
This year has proved to be an extremely challenging year from a financial
perspective at Saint Andrews. Our total income has dropped by £10,000,
primarily due to a number of people leaving the church prior to the appointment
ofWIll as our new vicar, but also because of people's changing circumstances
in a year that saw inflation at record high levels driven especially by food and
fuel costs rising so dramatically. Gift aided giving has dropped from £81,000 in
2022 to £65,000 in 2023. This has ofcourse driven a corresponding drop in tax
recovered during the year from £22,OIJO to £19.000. Envelope giving has also
dropped from £2.500 to £1.100. Our income from weddings and funerals was
also down from £4,100 in 2022 to £1,700 in 2023. On a more positive note, our
income from church hall lettings rose from £4.100 in 2022 to £9,700 in 2023.
This increase was driven by the pandemic restrictions coming to an end, and
hall use retuming to full capacity. The trustees would like to thank all those who
conbnue to give so selflessly towards God's work in Clubmoor in spite ofthese
challenging circumstsnces.
More concerningly, our totsl expenditure for Ihe year rose from £116,000 In
2022 to £154.000 in 2023, meaning we recorded an excess in expenditure over
income of £29,000. This has meant that we have had to draw on our reserves
for the first time in many years. Our reserve fund has dropped from £31,000 at
the end of 2022 to £22.500 at the end of 2023. In additson, our unrestricted
funds, which showed a surplus of£27.000 at the end of2022 now stand at zero
at the end of 2023. The increase in expenditure was driven primarily by tmo
factors. One was the return to a fijll contribution on Parish share. The other is
the dramatic increase in fuel costs brought about by the invasion of Ukraine.
During 2023, we have tsken out a new 3 year fixed price contract on gas. This
will help keep costs lower but will not totally address the significant increase
required to cover heating for both church and halls. On Pansh share, during
2022 our total contribution was £16,000. This low level reflects generous
discounts provided by the Diocese rellecting the issues brought about by the
pandemic. In 2023 our contribution rose to £41,000 an increase of £25,000
on 2022, but a return to the level we were used to in 2020. Staff salaries also
rose from £24,500 in 2022 10 £29800 in 2023. Other areas driving increased
expenditure were the costs associated with taking on a new curate and also
Costs for urgent maintenance on our electrics, boilers and drains.
We are obliged to declare payments to staff who are also trustees. During 2023,
Marie Jenkinson received £10,142 (up from £7,758 in 2022) in her capacity as
church administrator. Karen Speariett re￿iVed £10.287 lup from £8,457 in
2022) in her capacity as Celebrate Recovery Lead. I can conffirm that neither
Marie nor Kallie received payments in their capacity as church trustees.
Moving fo￿ard, we must urgendy address the shortfall in funds. Towards the
end of 2023, the PCC agreed to do this in three ways: by reviewing church
staffing levels,. by looking at the cost of hall hire (which hasn't been increased
for many years)., and by keeping expenditure under regular review via PCC and
standing committee meetings.

It is highly likely that our reserves fund will be exhausted during 2024. As additional contingency, the PCC have given their permission to contact the donors to the Children and Youth Work restricted fund to request their permission for a change of use. A new designated fund for Children and Youth work has been opened, and permission will be sought to transfer funds from the restricted to designated fund. Further information on this plan is available from the church treasurer. 

Looking further into the future, the proposed Fit For Mission (FFM) initiative will see a number of churches joining together to form one new larger Parish. This should provide opportunities for synergy and therefore cost savings as the new Parish of Christ Our Hope takes shape. 

Blair Bushnell Treasurer, Saint Andrews Clubmoor 




## **CHARITY COMMISSION** FOR ENGLAND AND WALES 

## **Independent examiner's report on the accounts** 

Section A Independent Examiner's Report 

**Report to the trustees/** I **On accounts for the year** 31 **[st ]** December 2023 **Charity no** 1134060 **ended (If any) Set out on pages** 1-2 **members of** .. s_t A_nd_r_e_w_s_ C_l_u_bm_o_o_r -------------------� 

   - I report to the trustees on my examination of the accounts of the above charity ("the Trust") for the year ended 31 / 12 _I_ 2023. 

- **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act"). 

I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

**Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect: 

- accounting records were not kept in accordance with section 130 of the Act or 

- the accounts do not accord with the accounting records 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. 

**Signed: Date:** 09/04/2024 ~~I I~~ **Name:** Chris Dickson ~~I~~ **Relevant professional** ACA **qualification(s) or body (if any):** �--------------------- ~~I~~ ------' **Address:** Accounting Clinic, LJMU, Redmonds Building Brownlow Hill, Liverpool, L3 5UG 

**Section B** 

## **Disclosure** 

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). 

**IER** 

**October 2018** 

**1** 



Glve here brlef detslls of
any Items that the
examlner wlshes to
dlsclose.
NIA
IER
October 2018

ClubTrv)or. Sl kndrew
statern￿t ofAssets and Liabilities (by code)
s aL. 31 Decem￿2023
Cla85 and nominal code
General (Unrestricted) Designated Restricted Endowment
Total Last year
Fixed *s8et- Tangible *ssets
6430. Church Hall Loft
845.440 845.440
71,￿9
71,809
6431. Churth Equipm￿￿11$$ets
71.WJ
Totsl
917.249
917.249 917.249
Current Asset- Cash Al 8ank In Hand
t, Bar￿a￿ Awunt- 818
2.. Reslritsj ￿nd$-3&5
(7.6841
11.Td41
57.939
48.521
49.1(
19,655
6,862
35,7CK)
475
3. Mssion I￿￿n1-421
5.. 8usinÉss Pfemium de￿8￿￿￿1n1.N
85￿.. ￿￿JyCashknunI
7A14
4J71
756
Total
22.522
62,795
85.317 111,799
U8blllty- P4ency ￿coUnts
6699..
5,296
2,760
Total
5.296
5.296
2,760
N•t total as8•ts
939.771
57,499
997,270 1,026,288
Repr¢$ent¢d by
r*neral (Unresknl￿>
C¢signaiod- Fth$ets
Cesignated- Re$&
Resiri¢W. CHF
27.140
917249
31292
4271
34,953
10
124
917249
917,249
22,522
4,371
39,712
4J71
39,712
Reskncw. CIW
Resbi¢W. FB
Re8th¢*J. FFr
Re8th"c*d- Hardshlp
R8sth"c*d. Panty
R8skn"c*d. SEQ
5.820
6,534
2,760
996
6,863
Reykncied. klnlage
Re5knc*d. YwthM5sion
793
66
Total
939,771
57,499
997,270 1,026,288
11 FeL¥LOy ￿24 9".02 Fynl PaJè 1 cl 1

Clubmoor, St Andrew
Statement of Financial Aclivities
For the period from 01 January 2023 to 31 December 2023
IrKrrne a￿19￿￿￿91tsfv1¥￿'.
and legaoes
h&)melrtsn thant8tle a(1￿b"e5
OhertsdirvJ aL*iibes
kn￿tsn8nts
Clher inoyyne
977J3
153X)
112,793
124,tYJ8
4.435
4.17T
2,261
9.786
T+Xal
1Q3201
125.1)49
135,054
Raisiw fur
E￿￿￿re0￿ charitablea*iib'e5
755
115.453
144.377
153.683
1¥761
154.087
116,208
hbtlficLYrnlIex￿r￿lt￿OI resrArces EqlcfetrarsfBr
13&Sf4Jl
129,0181
18,846
Trar￿￿15..
&oss transfers beMEen in
fy05s transfe15 bel￿￿ ￿rKJ5.(krt
&770
9AC(I
19.4001
6.167
16.1671
I2￿)
insAosse5 ￿ In￿*￿￿t8$Sets
f*ins on re￿lUa￿on, ffl*da55ets. use
(3WOI
129,0181
18,846
P*¢￿1#at￿￿fL•￿
97&681
50P)7
1,026,288
1,007,442
TC1alf￿mbe8rr￿dIc￿vafd
939.771
997,270
1,026,288
There maybe minorthstyepancies in Ihe totsls rflhepence are notbeingshown
11 FeL¥LOy ￿24 8."51 tml PaJe 1 cl 1

ClubTrv)or. Sl kndrew
Anatysis of incon* and expendi￿re
Selected period: 01 January 2023 to 31 tkcember2023
Total
General Deslgnated Restricted Endowment Thls year Last year
Inconw and endown%nts from:
Donations and legaci85
0101-GftPid- P3n8h G14rvJ
0102-GftPid- 88nklStsndiry thersl
0110-GftPid- En￿￿8
0201-Ol￿r[A8nn￿ giK4ng- Pansh (J¥Aro
02o2-cr￿rrA8nn￿ giK4ng- Bank192ThYirwJ Clder81
o210-c1h8rrlann￿ giiing- ErndoFes IG48DSdigiN81
0301- Lw5eklate￿l*yiC￿S IGtsSDSdigit4el
N05-Id-hocdonatic￿.. G'ftlid IG49JSdigitlel
0415.knhocLknatiw5.' Gftlid Ir¥)tI>iSOSdigiil•l
o42O-(￿￿ff GftP4d (knnations
OW. Wal orspeoffcapwas e
1-Taxr80)wa￿eQn
0701 . leg￿e$
0801 . FlefAJmro grants
0&41 . N¢TrreoJmffj
1- FuThYN81ng (g￿￿}
8232
4257
75,521
12
52
76
1,150
5.817
1.109
3.183
SB17
4,892
2.563
3.392
929
1183
110
10
22212
19,1
19,158
SA75
8,375
7,920
50
6,720
831
Donotlonj and legacl¢J Tolol
97,293
15,500
112,793
124,098
Ineoff* from charltsbl• adlvltl•8
1101- Parish fe&forwsYdiro Cf bJr*r
1230-Churth orHall18lb'ngs-thi&J
1280-Churth e*ntinwme
1,733
4,140
295
211
211
Inco￿ from ¢harltabl? a¢tl¥ltl•• To¢al•
1,596
1,944
4,435
Oth•r tradlng aetlvltlo8
0910- FUr￿r21$in9 IIthG Carkn( T8tAe tp,knt48 sales)
1240-Churth orHall lathngs-fijnd raisiThJ
1270.Cth8rinds genera
74
9.672
74
9,672
40
4,177
other tradlng acllvltl8J Totals
9,786
9,786
4,177
Investmnts
1020- 8ankaTh1 tAli￿lre s(K#8tyinl8rest
1030- R8ntffThn leasèj laThJs ￿bj1￿lrqS
2227
2.261
Investment8 Totals
340
Othor incomo
13￿- B8nknng LoseltyRwtard
other Incorr* Totals
188
83
Incom and endowtr*nts Grand totsls
109201
15.848
125.049 135.054
11 FeL¥LOy ￿24 9."19 Fynl PaJè 1 cl3

Total
General Designated Restricted Endowment This year Last year
Expendbture on:
Ral$in9 funds
1720.C05ts ofgimry ￿oF￿aTr￿ $￿￿dS￿P
1730-Costs offvryjraisingewts
52
350
703
Raising fund5 Tota15
755
Expendlture on charltable adlvltles
1810-￿1￿ tOOWsea5 charib'es
1830.(3Mng to rdiefaThJ
18XI- HLYnemission
I￿l-￿Il￿g to hLYrEtharit'es
1910- Deanerfftn'5h Shw
2(Q1 .P6Si51ant5tsff (x)515 ILa5ttath
20W. gaff SJaries
2055- PAIE NI & Pension- PonSh￿min &&w)*
2101 .CJwgyWJkro Ew$89
2120-CoJnul taxldergyh￿8Ir01
2121-CuracythrKil Tax
2131-Curacythse RentFJ
2140.WÈtertharg8s Idergyhwsir#Jl
21XI-Td8ph0￿and brc•Yb3ThJ IdergyhoJ5ir#Jl
2180. Readw8yns85 aTrJ &Jbs￿r*j'oTrs
2190.Msilng 5peak8T5 Ilwms
2201 . Parish mission and th•rYJdi$m
2203. Panty
2220. ￿r￿lay&tr￿ &JuniryChvrth t￿¢8 Ilfjds ¢knl
6.CK)O
6.861
1.920
41.441
200
,797
37
61
219
1.049
5.950
603
472
100
3.021
4.451
1.920
16.124
40107
29.797
37
61
219
1.049
24,5¥
1,922
2,189
332
515
472
1CKI
100
110
3,714
4,497
2255.Cdebr* Reumry
$83
160
3,815
27
573
3,479
150
643
2W1- InsurarK* wemiums Irbjrth MildiTrJl
23l0-Tdephor￿Ithufth bJIldi￿nsh
2315.Churth Brc&Jband
3015
27
2330-Churth building mainknarK8 Irr•Jbrnl
2331 .aeaniry Ma*ri￿5 &equiwMMlctuthbJilth'ThJl
2335.Churth equipmenlLx)5ts
2336.Churth PvtsintnaT￿. 1>
5.180
2,879
97
97
2340. Uk*eepof$eN4ces
2342- W$i¢Qoup
2345-ChuTth (tysumatAe i*rr
4ffj24
4.624
412
23x1. Uthepofthurrtyrd &grfxJ￿$
22f￿-￿dMinIstr8fy0n o)sts knparish
2261-(kn*man￿u￿Sts &e>aminati￿v8￿￿t￿8
1,1¢PJ
170
170
1,148
781
822
2364.Pdministrab"on. Ffftotsx£ppwand Pn"nbr
2365-Churth WÈbsit8
2367. knber5hip Fe85
2401-Churth builLling-dthc
2410-Churth building-gas
2420-Churth building-wa*r
2515-oFEr￿l￿g ewendibjre
2&90- HJIIQFErtuildiru runniru-d4bioty
78D
876
)0
2ffj10
9.491
2.610
9.491
10.080
1.155
1.150
150
1843
11 FeL¥LOy ￿24 9."19 Fynl PaJè 2 cl3

Total
General Designated Restricted Endowment This year Last year
2540- HJIICItrErbJildiry-gas
2550- HalllCtrErbJildiru-in5LrJrKE kEtniutns
2560- HJII0trErl￿1IdI￿-1￿alnÈna￿Tr IrwbrEI
2565- HJIIQFErtuildiry-equiptnwrt(tyis
25W- Hd11(JF*r￿1ldlr￿-waI￿r(tha￿e$
2￿- Hall(knrtAJildirQ-d￿Ingrtssts
1 . R8knm of9Mk*bJn
11.182
11.182
1.740
3.407
4x61
4.051
152
5,166
Expendlture on ¢harltable actlvltles Totals
144.377
9.306
153,683
115.453
Expendbture Grdnd totals
144761
154.067 116,208
11 FeL¥LOy ￿24 9."19 Fynl PaJè 3 cl3