## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** **ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED** **31[ST] DECEMBER 2024** **Registered Charity Number 1134003** ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## CONTENTS _Page_ 1 Legal and Administrative Information _Page_ **3** Trustees Annual Report _Page_ **7** Independent Examiner’s Report to the Trustees _Page_ **9** Statement of Financial Activities _Page_ **10** Balance Sheet _Page_ **11** Notes to the Financial Statements ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** LEGAL AND ADMINISTRATIVE INFORMATION CHARITY NUMBER: 1134003 START OF FINANCIAL YEAR: 1[ST] JANUARY 2024 END OF FINANCIAL YEAR: 31[ST] DECEMBER 2024 REGISTERED CHARITY ADDRESS: 1–5 ROMAN CRESCENT, SOUTHWICK, WEST SUSSEX BN42 4TY PRIMARY BANKERS: BARCLAYS BANK Plc., LEICESTER LE87 2BB INDEPENDENT EXAMINER: HAINES and CO., 28/29 CARLTON TERRACE, PORTSLADE, BRIGHTON BN41 1UR Page **1** _of_ 15 _This page is intentionally left blank._ Page **2** _of_ 15 ## **Trustees’ Annual Report** Year ending 31[st] December 2024 ## **Reference & Administrative Details** Charity Name: Southwick Christian Community Church. Charity Registration Number: 1134003 Trustees: - Mr. James Benka-Coker _(Elder, Chairperson)_ - Mrs. Janice Dale _(Elder, Safeguarding Officer)_ - Mr. Brian Box _(Secretary)_ - Mr. Tony Byrne _(Elder)_ - Mrs. Isobel Edwards _(Elder)_ - Mrs. Rosalind Lind _(Treasurer)_ - Mrs. Anne Andrews _(Outgoing) 1 Jan - 13 Feb_ No other persons served as Charity Trustees during 2024. ## **Structure, Governance and Management** The approved governing document is a Trust Deed _(approved 2[nd] November 2009)_ based on a Congregational Federation template. A local constitution outlining operation procedures at SCCC was prepared; this was unanimously agreed and accepted at the Annual Church _(General)_ Meeting on 3[rd] May 2011. The Congregation Federation Ltd is the Property and Holding Trustee. SCCC appoints local Managing Trustees, including a Treasurer and a Secretary, all of whom hold office for a renewable three-year term. Election & subsequent re-election is at the recommendation of the membership, Nomination by the Trust & the confirmation of a Church Member’s meeting. The spiritual governance of the Church is managed by an Eldership (who are also Trustees). The Minister is normally the senior and presiding Elder in these meetings. However, the position is currently vacant. The Charity also appoints a Safeguarding Officer, Health and Safety Officer and Building Management Officer, who are honorary officers advising the Trust. Page **3** _of_ 15 The Trust is also responsible for appointing, managing & remunerating employees where considered necessary to further its activities. Over the course of 2024 there were 4, then 5 part-time employees _(a 5[th] appointed during the course of the year)_ involved in Administration, Caretaking/cleaning, Coffee Shop Supervision & Youth/Family work. The Trust is also extremely grateful to the “army” of unsalaried volunteers both within and outside of the membership of the church, who supported and assisted in the day-to-day execution of tasks that helped us to achieve our objectives over the year – particularly in pastoral care of others in church & group leadership, worship, Coffee shop duties, compassionate & evangelistic outreach to our community & beyond, and Youth/Family programmes. We owe an extra debt of gratitude to these as we have been without a serving Pastor during the year. ## **Objectives and Activities** The Charity’s objectives are those set out in the governing document and local church constitution. The Charity seeks to advance the Christian faith according to general biblical principles as well as to the specific principles of the Baptist Union and the Congregation Federation. The Charity also seeks to advance education, relieve need, and carry out other charitable purposes in the United Kingdom and other parts of the World. As a community-based church inspired by our Christian Faith, our aim is to offer a wide range of educational, recreational, health and wellbeing, social and spiritual activities for all age groups in the local community to enhance the service provision available to all sectors of the population. The Charity acknowledges its requirement to demonstrate clearly that it must have charitable purposes and aims that are for the public benefit. ## **Achievements and Performance** Church membership at the end of 2024 stood at 45. The main activities conducted by the Church that we believe conferred benefit included: Weekly Sunday Services of worship, including Bible-based Christian preaching, activities for children & young people, & social interaction post-service. Weekly outreach activities for children & youth were organised & run by our team of Youth workers on salary as well as a host of willing & able volunteers. These include Friday evening groups & the Sunday school activities described above. Our weekly Parent & Toddler group was a Soft Play project “Two by Two” with inflatable equipment themed on Noah’s Ark providing relief for busy parents with toddlers. A Coffee shop (“Lite Bites”) open 2 days a week from 10:30 am till 2 pm Tuesdays & Wednesdays that offers cost-effective lighter cooked meals & drinks, offering a safe space for relaxation, conversation & introspection with an option for casual conversation with pastoral volunteers as desired. Various low-cost subscription class-based exercise programmes (Gentle Exercise, Aerobics & Pilates) aimed at people with different age and health profiles conducted by professional instructors to promote physical fitness and wellbeing amongst the attending public. Page **4** _of_ 15 Other Christian Teaching & fellowship events include faith exploration groups (Alpha), Life Groups including one with focus on the more elderly (Evergreens), and a “Worship Team” musical & singing Band. We also host a fortnightly Art Club. The Charity manages the building structure at 1-5, Roman Crescent, Southwick. This houses the Worship Centre, Community Hall, Coffee Shop and ancillary residential facilities of two flats. The Charity manages no other real estate at this time. We continue to host a public NHS defibrillator on our premises, as well as providing secure Guest Wifi for those on our premises. Further afield, we supported various activities at home and abroad, by supporting appropriately selected regional and international charities working in Sussex, and abroad in Ukraine, Guinea and around the world, in keeping with our objectives stated above. In designing & executing the above & other activities, the Trustees have given due regard to the guidance issued by the Charity Commission on public benefit. ## **Financial Review & Reserves Policy** Full independent accounts are presented in a separate report. The Voluntary Giving and Offerings, together with Gift Aid claimed back during the year amounted to £54,769. At the end of the year there was £ 241 in a reserve account, as well as £65,306 in a charity investment fund, in addition to bank balances standing at £67,935. These funds are adjudged to be sufficient to cover the foreseeable running costs and expenditure of the Trust. Our lettings, rents and activities produced a beneficial income as well as providing many varied and healthy activities for the local community. Lite Bites Coffee shop has continued to play a significant part in reaching our community, despite making an overall operational loss of just £775 over the year (when salaries & expenses paid out to staff performing coffee shop duties are taken into account). Overall the available funds carried forward as at 31[st] December 2024 were £138,476. Readily available funds remained adequate throughout 2024 and all costs were met on time. The Trustees have considered the level of reserves they wish to retain, appropriate to the Charity’s current needs. At the end of the financial year 2024, a reserve amount of £65547 is held split between a deposit account and a managed charity investment accumulation fund. This is based on the charity’s size and the level of future financial commitments, including the desirability of procuring a manse for a future minister - the feasibility of which is under active consideration. The Trustees aim to ensure the charity will be able to continue to fulfil its charitable objectives, even if there is a temporary shortfall in income or an unexpected rise in expenditure. The Trustees will endeavour to not set aside funds unnecessarily. Page **5** _of_ 15 ## **Exemptions from Disclosure** Exemptions from Disclosure No Trustees have required exemption from disclosure by law; The Board is as stated within this No document. Trustees have required exemption from disclosure by law; The Board is as stated within this ## **Funds held as Custodian Trustee on behalf of others** No Funds were held during 2024 as a Custodian Trustee on behalf of others. ## **Declarations** **The Trustees declare that they have approved the Trustees’ report above.** Signed on behalf of the Charity’s Trustees Compiler Attestor ~~Compiler Attestor~~ Signature(s) S ignature(s(s) f ivy) ~~fr bunk ti LE fa—~~ Full name(s) James Benka-Coker Brian Box “ Position _(eg Secretary, Chair, etc)_ Elder & Trustee Chair Trustee Secretary Date Page **6** _of_ 15 Ind￿deAt uanther's report ts ihe Tr￿ ofSoM¢hwlcA Chrlsrfan Conununlty Ch4rclJ I re￿rt to the trustees on my exami￿100 of the accounts of Southwick chri￿lan Community Church (the Tn￿) for the year ended 31 December 2024: which are Set oui on po8es 3 10 15. R¢Sw￿4b1lITrCS apKI basts of rewri As the charity trus*es of the TrusL YOU re4x)nsible for the prcparJtion of the xcounts in xC0rd￿ with the requimnents of the Clwities kn 2011{'the Ad.). I reM in rryed of my examinaiion of the Tru￿.$ xcounts carried under section 145 of the ?01 l Ath and in carryin8 Out my examIn￿10n I have followed all the applicable Dircctions given by the Chariry Commission un&r sedion 145(5xb) of the A¢i. Indepe￿￿ examln¢r s sI￿ement I have compld¢d my emminall'on. I confmn thai no materid matters have come ￿ my allention in connection with the examination which Bives me Cause ￿ believe in any (l ) r*countin8 ftrAxds wffe Th)t kept in of the TTh￿ as required by sethion 130 of the (2) the xcounts do Th)i accord with dM)se records. I ha%t no conrxrns and have come xross ￿ other maners in con￿¢t1(￿ with the examinalion io wthich aneniion sI￿uld be drnwn in thi3 repon in order to awble a proper Simon 28Q9 Cadton Terrxe Portslade Easi Sussex 27th Aug￿1 2025 Page 7 of 15 _This page is intentionally left blank._ Page **8** _of_ 15 ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## STATEMENT OF FINANCIAL ACTIVITIES ## FOR THE YEAR ENDING 31[ST] DECEMBER 2024 ||**Notes Unrestricted Restricted TOTAL****_Total_**|**Notes Unrestricted Restricted TOTAL****_Total_**| |---|---|---| |||**Funds Funds 2024****_2023_**| |||£ £ £_£_| |**INCOME**||| |Voluntary Income|`2a`|`53,545 1,225 54,769 58,402`| |Activities for Generating Funds`2b`||`41,449 0 41,449 40,954`| |Other Income|`2c`|`5,287 8,902 14,189 2,613`| |||`_`| |TOTAL INCOME||`£ 100,281 10,126 110,407 101,968`| |**EXPENDITURE**||| |Charitable Activities|`3a`|`75,639 2,358 77,996 84,777`| |Governance Costs|`3b`|`1,018 - 1,018 976`| |||`_`| |TOTAL EXPENDITURE||`£ 76,657 2,358 79,014 85,753`| |**Net Incoming/**||| |**(Outgoing) Resources**
||`£ 23,6247,768 31,39316,215`| |**Total Funds Brought Forward**||`105,620 1,462 107,082 90,867`| |**Funds Transferred**|--|`(310) 310 - -`| |||`_`| |**TOTAL FUNDS**||`128,934 9,542 138,476 107,082`| |**CARRIED FORWARD**||`£ 128,934 9,542 138,476 107,082`| Page **9** _of_ 15 ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## BALANCE SHEET ## FOR THE YEAR ENDING 31[ST] DECEMBER 2024 |**Notes Unrestricted Restricted TOTAL**|**Notes Unrestricted Restricted TOTAL****_Total_**| |---|---| |**Funds Funds 2024**|**Funds Funds 2024****_2023_**| ||£ £ £_£_| |**FIXED ASSETS**|| |Tangible Assets|43,980 - 3,980 5,306| |**CURRENT ASSETS**|| |Debtors|52,807 - 2,807 2,485| |Bank Accounts|658,394 9,542 67,935 39,645| |CCLA-CoIF Deposit Fund|7241 - 241 230| |M&G Investment Fund|865,306 - 65,306 60,895| ||_| |TOTAL CURRENT ASSETS|126,748 9,542 136,290 103,255| |Due within one year|91,794 - 1,794 1,479| ||_| |NET CURRENT ASSETS|124,954 9,542 134,496 101,776| |**NET ASSETS**|£ 128,934 9,542 138,476 107,082| |THE FUNDS OF THE CHARITY|THE FUNDS OF THE CHARITY
128,934 9,542 138,476 107,082| |**TOTAL FUNDS**|£128,934 9,542 138,476 107,082| The notes on pages **11** to **15** form part of these financial statements. Signed……………………………… (name)………..………………………………..(Trustee) Dated……/……./…….. Sp SA enRS | SrNCCEAe 7 aa terval TR4 wn Ceneas4 ~CikeRasc ome Dated...0/.02 ,) 122"; ;7 Signed……………………………… (name)……………..…………………………..(Trustee) Dated……/……./…….. sane MOP. name LLMCABE ——_rrrustee) DatedZZ /22/ ZO%5 Signed……………………………… (name)……………..…………………………..(Trustee) Dated……/……./…….. an ae (name). SBA ND Lind Trustee) Dated). /S8../2c2S Page **10** _of_ 15 **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDING 31[ST] DECEMBER 2024 ## **1. ACCOUNTING POLICIES** ## **1a. Convention** These accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16[th] July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011. ## **1b. Funds** ## **Unrestricted Funds** These comprise those funds which the Trustees are free to use in accordance with the charitable activities. ## **Restricted Funds** These are the funds which can only be used for specific purposes within the objects of the Charity. These restrictions arise, when either specified by the donor or when funds are raised for restricted purposes. The Contingency Fund is restricted to cover any unforeseen future financial commitment the Charity may incur. A Building fund is also in the process of being reopened in an effort to purchase a manse for a future minister. ## **1c. Income** Voluntary Income and Capital Sources - Income Tax recoverable on Covenants or Gift Aid donations is recognized when the gifts are received. Other ordinary income - Rental Income from the letting of premises is recognized when the rental is due. Bank interest - Bank interest is accounted for when received. ## **1d. Expenditure** Grants and Donations are accounted for when paid over, or when awarded, if that award creates a binding obligation on the Trust. ## **1e. Fixed Assets** Depreciation is provided at the rate of 25% on a reducing balance basis on all Fixed Assets. ## **1f. Fixed Asset Investment** Fixed Asset Investments are recorded at market value at the Balance Sheet date. Any gains or losses on revaluation are taken to the Statement of Financial Activities. Page **11** _of_ 15 ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## NOTES TO THE FINANCIAL STATEMENTS ## FOR THE YEAR ENDING 31[ST] DECEMBER 2024 |||**Unrestricted Restricted TOTAL****_Total_**| |---|---|---| |||**Funds Funds 2024****_2023_**| |||£ £ £_£_| |**2. **|**INCOMING RESOURCES**|| |2a.|VOLUNTARY INCOME|| ||Gifts and Offerings received|`42,577 1,062 43,639 47,381`| ||Gift Aid received
|`10,968 163 11,130 11,021`| |||`_`| ||TOTAL VOLUNTARY INCOME|`53,545 1,225 54,769 58,402`| |2b.|ACTIVITIES FOR GENERATING|FUNDS| ||Rents and Lettings
|`25,103 - 25,103 23,560`| ||Activities Receipts
|`5,816 - 5,816 5,243`| ||Coffee Shop Receipts
|`10,531 - 10,531 11,401`| ||Event Receipts
|`- - - 750`| |||`_`| ||TOTAL ACTIVITY RECEIPTS
|`41,449 0 41,449 40,954`| |2c.|OTHER INCOME|| ||Grants
|`- 8,896 8,896 -`| ||Council Tax Refund
|`366 - 366 -`| ||Heat and Light Refund
|`- - - -`| ||Equipment Refund
|`- - - -`| ||Bank Loyalty and Sundry
|`500 6 506 48`| ||CCLA-COIF Deposit Interest|`11 - 11 10`| ||M&G Fund Yield (Deficit)
|`4,411 - 4,411 2,554`| ||Insurance claim
|`- - - -`| |||`_`| ||TOTAL OTHER INCOME
|`5,287 8,902 14,189 2,613`| ||**TOTALLING**
|`£ 100,281 10,126 110,407 101,968`| Page **12** _of_ 15 ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## NOTES TO THE FINANCIAL STATEMENTS ## FOR THE YEAR ENDING 31[ST] DECEMBER 2024 |||**Unrestricted Restricted TOTAL****_Total_**| |---|---|---| |||**Funds Funds 2024****_2023_**| |||£ £ £_£_| |**3. **|**EXPENDITURE**|| |3a.|Charitable Activities|| ||Administration Costs
|`2,403 - 2,403 12,762`| ||Advance of Cash Floats
|`- - - -`| ||Bank Charges
|`420 136 556 407`| ||Building Equip. & Maint’n’nce|`8,082 - 8,082 2,399`| ||Building Flat Repairs
|`1,532 - 1,532 3,036`| ||Children and Youth
|`156 - 156 770`| ||Cleaning and Waste
|`2,354 - 2,354 1,595`| ||Council Tax
|`1,048 - 1,048 452`| ||Consumables (Coffee Shop)|`4,705 - 4,705 4,731`| ||Depreciation
|`1,327 - 1,327 1,769`| ||Events Expenditure
|`- - - 830`| ||Equipment
|`458 222 680 377`| ||Gardens
|`814 - 814 850`| ||Gifts and Donations
|`58 2,000 2,058 570`| ||Instructors
|`770 - 770 500`| ||Insurance
|`2,376 - 2,376 2,371`| ||Licences
|`170 - 170 477`| ||Lighting and Heating
|`8,963 - 8,963 11,109`| ||Motor and Travelling
|`- - - -`| ||Refreshments
|`- - - -`| ||Resources
|`3,606 - 3,606 1,234`| ||Salaries, Pension etc.
|`32,080 - 32,080 27,861`| ||Subscriptions
|`2,800 - 2,800 4,217`| ||Sundry
|`- - - -`| ||Tithes/Mission
|`- - - 2,000`| ||Training
|`- - - -`| ||Volunteer Costs
|`57 - 57 471`| ||Water Rates
|`1,463 - 1,463 3,989`| |||`_`| ||**TOTAL EXPENDED**
|`£ 75,639 2,358 77,996 84,777`| |`3b.`|Governance Costs
|`1,018 - 1,018 976`| |||`_`| ||**TOTALLING**
|`£ 76,657 2,358 79,014 85,753`| Page **13** _of_ 15 ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## NOTES TO THE FINANCIAL STATEMENTS ## FOR THE YEAR ENDING 31[ST] DECEMBER 2024 |||**Unrestricted Restricted TOTAL****_Total_**| |---|---|---| |||**Funds Funds 2024****_2023_**| |||£ £ £_£_| |**4. **|**TANGIBLE FIXED ASSETS**|| ||Net Book Value as at 01.01.23
|`5,306 7,075`| ||Capital Items Purchased
|`0 0`| ||**Total Value**
|`5,306 7,075`| ||Depreciation Charge (25 %)
|`1,327 1,769`| ||**NET BOOK VALUE as at 31.12.23**|`3,980 5,306`| |**5. **|**DEBTORS**|| ||Gift Aid claim 1 qtr
|`2,807 - 2,807 2,485`| |**6. **|**CASH AT BANK**|| ||General Fund a/c
|`57,118 8,896 66,014 37,334`| ||Lite Bites a/c
|`1,261 - 1,261 544`| ||Mission Fund a/c
|`- 646 646 1,752`| ||Cash in Hand
|`15 - 15 15`| ||**TOTAL**
|`58,394 9,542 67,935 39,645`| |**7. **|**CCLA-COIF DEPOSIT FUND**|| ||Deposit Balance as at 01.01.23
|`230 - 230 220`| ||Transfer from (to) General Fund
|`- - - -`| ||Remainder
|`230 - 230 220`| ||Interest received
|`11 - 11 10`| ||**TOTAL FUNDS as at 31.12.23**
|`241 - 241 230`| |**8. **|**M&G INVESTMENT FUND**|| ||Investment Balance as at 01.01.23|`60,895 - 60,895 58,341`| ||Transfer to (from) fund category
|`- - - -`| ||Transfer from (to) General Fund
|`- - - -`| ||Investment remaining at 31.12.23|`60,895 - 60,895 58,341`| ||Projected Interest Profit (Loss)
|`4,411 - 4,411 2,554`| ||**- as at 31.12.23**
|`65,306 - 65,306 60,895`| ||Charibond 321.127 Units
|`13,389 - 13,389 13,269`| ||Charifund 158.772 Units
|`51,917 - 51,917 47,626`| ||**TOTAL FUNDS as at 31.12.23**
|`65,306 - 65,306 60,895`| Page **14** _of_ 15 ## **SOUTHWICK CHRISTIAN COMMUNITY CHURCH** ## NOTES TO THE FINANCIAL STATEMENTS ## FOR THE YEAR ENDING 31[ST] DECEMBER 2024 |

**9. **
**CREDITORS**
Heating and Lighting

Independent Examiner



**10.**
**STAFFING COSTS & NUMBERS**
Gross Wages and Salaries

Employer’s National Ins. Costs
Pension Costs


|**Unrestricted Restricted TOTAL****_Total_**
**Funds Funds 2024****_2023_**
£ £ £_£_
`894 - 894 679`
`900 - 900 800`
`_`
`£ 1,794 - 1,794 1,479`
`32,070 27,255`
`- -`
`10 606`
`_`
`£ 32,080 27,861`| |---|---| No employee received emoluments greater than £60,000 per annum. ## **11. FUNDS TRANSFER** Any fund transfers are normally for the purpose of redesignating specific sums as either restricted or unrestricted. **12.** The Total Number of employees engaged in the Trust during 2024 was 4, rising to 5 _( 2023 - 5 / 4 )._ ## **13. TRUSTEE RENUMERATION** None of the trustees was employed by this Charity or received any remuneration during 2024. No direct payments were made to any Trustee for services or goods; however, reimbursements were claimed by various Tustees for items procured totalling £1931.91. ## **14.** All travelling expenses are paid in accordance with the Baptist Union and HMRC current guidelines. Page **15** _of_ 15