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← The Parochial Church Council Of The Ecclesiastical Parish Of St Andrew, Biggleswade

2024-12-31-accounts

THE PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

CONTENTS Page
Annual Report of the PCC 1-7
Statement of Financial Activities 8
Balance Sheet 9
Notes to the Financial Statements 10-16
Independent Examiners Report 17

ST ANDREW’S CHURCH BIGGLESWADE THE PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE ANNUAL REPORT FOR 2024 ~~8~~ Aim and Purposes The Parochial Church Council (PCC) of the Church of St Andrew’s, Biggleswade has the responsibility of co-operating with the Revd. Liz Oglesby-Elong, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is also responsible for the maintenance of the Church building and of the adjoining Chapter House and grounds.

Objectives and Activities

The PCC is committed to enabling and encouraging as many people as possible to worship at God’s Church and to become part of the Christian community at St Andrew’s. Our services, worship and other activities put faith into practice through prayer and scripture, music and sacrament and acts of outreach into the community. Through the services and activities which take place, we aim to enable people to live out their faith through:

Worship and prayer; learning about the Gospel; and developing their knowledge and trust in Jesus.

Provision of pastoral care for people living in the parish.

Missionary and outreach work.

To facilitate this work, it is important that we maintain the fabric of the Church, and of the adjoining Chapter House complex.

Ministry Team

St Andrew’s is led by the Revd. Liz Oglesby-Elong and supported by a ministry team consisting of Miss Rosemary Bentley, our Reader.

Safeguarding Statement

Section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have due regard to House of Bishops’ guidance on safeguarding children and vulnerable adults) came into force at the latter end of 2016 and we confirm that the PCC continues to review our policies to ensure compliance, and that we are having due regard to the guidance.

Achievements and Performance

Mission Action Planning

Central to the mission action plan for St Andrew’s is the vision statement which is:

St Andrew’s Church: Worshipping God with Joy, Growing in Faith, Serving with Love and Welcoming All.

The PCC continues to work towards the following aims: -

1 St Andrew’s Church Biggleswade, PCC Annual Report 2024

Worship and Prayer

Early in 2024, we truly began to value the welcoming warmth in church, following the major heating project during the latter part of 2023. Once again, several new initiatives relating to mission and ministry were implemented and valued.

The main service of the week continues to be the Sunday morning Parish Communion at 10.00 am, with a full team of altar servers, our robed choir, sidespersons and welcomers, and the presentation of the elements, and offertory, following The Peace.

The weekly Thursday morning Holy Communion service remains well-attended with a homily, a hymn following the exchange of The Peace, and an average of 27 communicants; both these services continue to be followed by coffee and fellowship in the Chapter House. The monthly more traditional Order Two Said Communion continues, usually on the first Sunday of the month; likewise, the more informal, normally laylead, worship, Sunday @ 6, usually takes place on the second Sunday evening of the month. [dates are advertised in the pew notices, and on the parish website.]

Main services continue to be shared live via Zoom, to individuals, families, and one of our local residential homes; important festivals are not only enriched by the singing of the choir, but also occasionally incense, often poignant use of more candles, large and small, seasonal flowers, and a pleasingly diverse number of contributors to music, readings and prayer.

On the first Sunday of the month, the Parish Communion is usually replaced by an All-Together Communion with a less formal liturgy, many contributions by children, young people, and adults, and sometimes a small worship group which would warmly welcome more musicians. An important part of our mission and outreach is through the provision of the occasional offices - baptisms, weddings, funeral and thanksgiving services - as opportunities to celebrate and to give thanks and prayers to God, at significant Christian landmarks in people’s lives.

On Sunday 5 May Richard, Bishop of Bedford, presided at the Sacrament of Confirmation when four adults and young people were presented; a further three Sunday School children, aged 7+ years, were admitted to Holy Communion. During the year members of St Andrew’s Lower School attended a welcome service for the current Year 1 pupils in January, outstanding owing to our church heating project 2023; and later during the autumn term the next cohort of St Andrew’s Primary School Year 1 also attended a welcome service. Pupils and staff from Edward Peake School walked to church for two acts of Easter worship during Holy Week; and during the autumn term pupils from St Andrew’s Primary School participated in two Patronal services at the end of November. Just before Christmas, Edward Peake Secondary School and Biggleswade Academy attended carol services in Church. As part of educational re-organisation within Central Bedfordshire, our town Church of England schools, along with others, changed from a 3-tier to 2- tier system, importantly aligning with education in most regions of the UK and further facilitating the ease of transition for families moving from most authorities into new housing developments in Biggleswade and beyond.

The Vicar continued to lead regular worship in St Andrew’s School and Edward Peake School throughout the year; similarly, the provision, varied and essential contributions of Foundation Governors supported by our PCC is an important link with the management, engagement, influence with our Church schools. Such a privilege for mission and outreach within our town and community.

During 2024 we conducted sixteen baptisms for babies, children and adults, four weddings, twenty-two funerals in church, and a further seven at a crematorium or cemetery, and six committals of cremated ashes.

Throughout 2024, St Andrew’s marked the major Christian festivals, and important community occasions during the year with special services and acts of witness, sometimes in collaboration with Churches Together in Biggleswade. These included:

2 St Andrew’s Church Biggleswade, PCC Annual Report 2024

Pastoral Care

Throughout 2024 the Vicar and lay teams continued to provide pastoral care for members of the congregation and parish at large, whenever possible. Well attended Lent and Advent Study courses were hosted within evening home groups, and on Thursday mornings after the weekly service of Holy Communion and coffee in the Chapter House. During Lent the groups followed the weekly studies outlined by the Bible Reading Fellowship ‘New Daylight’; and in Advent we looked at themes taken from the Archbishop of York’s Advent Book 2024- ‘Do Not Be Afraid: The joy of waiting in a time of fear’ - Rachel Mann, a priest, poet, theologian and broadcaster.

Monthly services in three local residential and care homes, Mantles Court, Penrose Court and Beaumont Park have continued to be an important aspect of ministry this year; and requests to the Vicar for Home Communions are welcomed and facilitated, likewise to those who are in hospital throughout the year. Various networks of contact and support continue to flourish, either in person, or via telephone and social media. As the colder weather approached, for the second successive year, in common with several other locations in Biggleswade, the Chapter House was opened twice weekly to offer a ‘Warm Space,’ hot beverages and soup, and hospitality to members of our church family and local community.

Nurture and Teaching

We continue to provide some opportunities for prayer, Bible study, spirituality but intentionally appreciate this should be a priority as exemplified by our MAP 2025. Details of 2024 Lent and Advent study groups are outlined in other sections of report. Our vision is for wide-ranging development as soon as possible.

We continue to encourage the use of BRF New Daylight Bible reading notes for individuals. During term time, children are encouraged to attend Sunday School; additionally, there are opportunities for seasonal participation for children, and young people, at Christmas, Holy Week and Easter, Advent, and importantly All Together Parish Communions, usually on the first Sunday of the month. During term time a number of youth groups meet weekly.

We were again blessed to be able to hold our annual Holiday Club in 2024, with over 160 children attending. The children were split into five separate groups both inside the Church and in marquees in the churchyard. The children met together at the beginning and end of the day for a stage show and worship

3 St Andrew’s Church Biggleswade, PCC Annual Report 2024

led by our older teenagers following the Scripture Union theme, "Deep Sea Divers" focussing on Matthew’s gospel.

Mission and Evangelism

In a rapidly growing town, with numerous new housing developments, mission and outreach is a high priority. Importantly as we welcome all, inclusively, we value the support of the Diocesan Safeguarding Team for all, but especially children and vulnerable adults.

Several uniformed groups – Rainbows, Brownies, Guides, Rangers – meet weekly in our Chapter House, and occasionally attend worship for significant occasions such as Christingle.

The Saturday morning Coffee Shop, incorporating ‘Warm Spaces’ during the colder months, with attendance growing in numbers, particularly when campanologists attend sessions in our Bell Ringing Centre, or Craft and Chat groups meet.

Ever increasing numbers of local MU members frequently offer hospitality for monthly lunches in the Chapter House for the wider community, meetings with guest speakers, and more recently marmalade making. Monthly Sunday Lunches are an important diary date for residents, as well as members of our parish.

As stated in other areas of this report, our contacts with not only our two Church of England Schools, but also other educational places are greatly valued, and in the process of evolving yet further as our prayer, intentions, potential, for Mission and Evangelism excitingly evolve and develop.

Mission Giving

Helping those in need is a demonstration of our faith. St Andrew’s has a policy of setting aside 8% of our annual stewardship and collection plate giving for mission payments, with a further 2% set aside for emergency mission payments. During 2024 the sum of £6,058 (2023 – £6,221) was available for distribution to international, national, and local charities.

The Annual Mission Giving for 2024 was:

Allocated to Emergency Mission Fund (EMF) in 2024 was the sum of £1,212 (2023 - £1,244).

During the year 2024 payments were made from the Emergency Mission Fund:

As is the custom, the Christmas collections were also given to charity and in 2024 donations in the sum of £1,400 equally shared between Christian Aid (Gaza) and The Kings Arms Project in Bedford.

A further £2,271 was also raised or collected for other charities through these accounts, namely:

The Country Fayre was held in the Church grounds in September 2024 and raised £5,374 split equally between Water Aid and Noah Enterprise.

This all produced the grand sum of £15,103 in mission giving in 2023, (2023 - £14,967).

4 St Andrew’s Church Biggleswade, PCC Annual Report 2024

Mission Partnership with “Hands at Work” and the community of Mafambisa

Following “The Room” Youth Group trip to South Africa in the summer of 2015, the PCC decided to establish a partnership with “Hands at Work”, a charity working across eight countries in Africa to provide support and care for some of the orphaned and most vulnerable children. St Andrew’s formed a linked with the community of Mafambisa (formerly Siyathuthuka), a community which was visited by “The Room.” The PCC entered a formal partnership with “Hands at Work”, with a focus on the Care Point at Mafambisa, and has agreed to sponsor 15 children at a cost of £20 per child per month, to be reviewed at appropriate intervals; the latest review, in 2025, renewed the partnership for a further two years. Additional sponsorship by individuals in St Andrew’s congregation and Edward Peake CofE (VC) School has increased the total sponsorship to more than forty children.

After the initial visit, further trips to Africa took place during the summer of 2016 for 11 people, and another for 12 people in 2017. During 2018 our young people from “The Cupboard” made the trip to the “Hands at Work” base near White River, in South Africa, visiting the communities of Mafambisa, Share, Pfunani and Mluti. And 2019 a team of seven visited care points in Oshoek, Mafambisa and Zwelsha. The planned trip of the 2020 team had to be postponed due to the Covid pandemic and was postponed again in 2021 because of ongoing effects of the pandemic. A team of seven, including two under 18’s eventually went in July 2022, visiting Mafambisa, Sommersett and Oshoek.

In 2024 a team of twelve, which included five young people, travelled together, continuing to build on the now strong relationship with our partner community of Mafambisa, the children and Care Workers there, also visiting Care Points in the communities of Mluti, Pfunani, and the newly established Seville B.

Deanery Synod

During 2024 St Andrew’s had two representatives on the Deanery Synod, and all were automatically members of the PCC. This provides the PCC with links between the parish and the wider organisation of the Church. St Andrew’s also actively participates in deanery events such as deanery evensongs during Lent and on other occasions.

The Church Building

Small works have been undertaken during the year, including the replacement of some of the grills at the back of the church, along with items of regular maintenance, which are important in the long-term care of the building including interior decorating and churchyard work parties undertaken by members of the congregation. The new heating system which was completed at the end of 2023 came into full effect during the colder months at the beginning of 2024 and is proving very effective.

A small team of volunteers regularly clean the church.

St Andrew’s registered with the A Rocha UK scheme on 6 January 2022. Since then, The Eco Group, with support from the Leadership Team, PCC and church family has achieved much:

5 St Andrew’s Church Biggleswade, PCC Annual Report 2024

Service with an Eco Church emphasis and celebration of the award. Eco Group set up display boards in church. A framed certificate was presented to Revd Liz. The service finished outside with a short talk on various ‘eco features.’ Following weekend, the arisings in wildlife area were scythed back by Eco Group.

Eco Group continues to encourage signposting in churchyard to inform about various eco features.

The Friends of St Andrew’s

The Friends of St Andrew’s is a group of those, who through the payment of an annual or life subscription, assist the Parochial Church Council, to care for the fabric of the Parish Church. Previously the entity was known as the St Andrew’s Preservation Trust, founded in 1985 for the care of St Andrew’s past, present and future.

The Chapter House

The Chapter House is used by a wide range of community and Church groups and is itself an outreach to our community. The facilities provide a very good environment for a wide range of activities including social groups for older people, activity groups for pre-school children, uniformed organisations (Guides, Brownies, and Rainbows) and NOAH Enterprise and MIND (National Association for Mental Health), and these groups continued to meet throughout the year. The Chapter House also provides good space for refreshments after services as well as our Sunday School and Youth Groups.

Curate’s/Minister’s Home

The purchase of 10 Compton Mead in 2017, funded from the proceeds from the sale of St Andrew’s House on Wilshere’s Road and a substantial contribution from the Peter Vickers Memorial Trust, has provided the PCC with a suitable property for future use as a curate or minister’s home. In the short term, while no ministerial support for the incumbent is in place, the house is being rented out, providing useful income to the PCC until such time as it is required for its primary role.

Structure, Governance and Management

The PCC is responsible for making decisions on all matters of general concern and importance to the parish including deciding how the funds of the PCC are to be spent. The full PCC met six times during the year with the various teams meeting as required throughout the year, those teams being:

Plus, three further groups that support other activities and maintain the buildings and grounds:

All the groups are accountable to the PCC and report back regularly and bring items to the full PCC for discussion, as necessary.

The method of appointment of PCC members is set out in the Church Representation Rules. At St Andrew’s the membership of the PCC consists of the Revd. Liz Oglesby-Elong, the two Churchwardens and a number

6 St Andrew’s Church Biggleswade, PCC Annual Report 2024

of Deanery Synod representatives and lay members elected by those who are on the Electoral Roll of the Church. All those who attend services regularly are encouraged to register on the Electoral Roll and may stand for election to the PCC. Churchwardens Mr Chris Parker, Mrs Nettle van de Weerd PCC members Mrs Lucy Dilley, Mrs Vivienne Gayfer, Mr Peter Giles, Mr Rob Lackey, Ms Claire Leeks, Miss Ruth Marshall- Jone8, Mr Adrian Maynard, Mr David Pilgrim, Mr Andrew Rutt, Dr Harriet Shannon, Mrs Judith Thatcher. Deane Re resentatives Miss Rosemary Bentley, Mrs Hilary Johnson. Finance The accounts for 2024 show a deficit on the unrestricted funds of £15,374 (202> deficit £11,323), a negative movement of £4,051. Overall income has remained static at £118,000. However, expenditure increased by £4,000 including: Increased Chapter House maintenance costs by £5,000. Additional Costs of the Heating Project £5,01)0. But with a reduction in energy costs of £6,000 across the year. The PCC remains acutely aware that the everyday expenses for the running of the Church needs to come from Stewardship. the hire of the Chapter House and other donations. A welcomed increase in regular giving of 5% following the Generous Giving Campaign in October 2024 has helped reduced the deficit, together with a review of expenditure. However, the PCC has been unable to achieve a positive budget and has reluctantly approved a budgeted deficit for 2025 of £4,IXIO. It is noted with thanks that many costs are saved with a great deal of work and jobs in Church being done by volunteers. St Andrew's Church remains a firm member of the Parish Buying Scheme in order to cut costs ag much as possible of frequently bought materials, including Energy. Eloctoral Roll As of 318t December 2024, there were 128 parishioners on the Church Electoral Roll. Voluntsern This report highlights the breadth and depth of St Andrev/s Church's achievement8 in the provision of worship, prayer, pastoral care, nurture, teaching and mission outreach, as well as in practical projects. These achievements can only be catried out with the help and dedication of a very significant number of volunteers from the congregation who contribute to all aspects of Church lrfe in rts broadest sense. We thank our Churchwardens, leaders and members of all the Groups who make St Andrew's a welcoming Church, providing many opportunities for the enrichment of our farth. Approved by the Parochial Church Council of Blggleswade and Signed on its behalf by: Revd Liz Oglesby-Elong (Chair) Dated: 25th March 2025 7 St Andre%rfs Church Biggleswade. PCC Annual Report 2024

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024 Unrestricted Funds Restricted Endowment Funds Funds Total 2024 Total 2023 Note Incoming Resources Donations and Legacies Charitable Activities Investments 21al 21bl 2{cl 93,723.29 22,402.40 2,389.73 5,662.34 13,205.06 310.90 99,385.63 35,607.46 2,700.63 347,544.86 32,948.88 1,730.95 118,515.42 19,178.30 137,693.72 382.224.69 Resources Expènded Raising Funds Charitable Activities 31al 31bl 107.61 128,725.71 107.61 159,789.12 69.96 379,437.39 31,063.41 Totsl Expenditure 128,833.32 31,063.41 159,896.73 379,507.35 Net gainsl{lossesl on investments 368.93 368.93 1,272.87 Net Incomel (expendlture) 110,317.901 111,885.11) 368.93 (21,834.081 3,990.21 Transfers Between Funds 15,056.231 5,056.23 Other reconglsed galnsl (1088esl: Profit on disposal of property Net Movement In Fund8 115,374.131 {6,828.88) 368.93 (21,834.081 3,990.21 Reconclllatlon of funds: Fund Balances Brought Fomard 35,100.36 465,666.76 16,522.32 517,289.44 513,299.23 Fund Balances Carrled Forward 19,726.23 458,837.88 16,891.25 495,455.36 517,289.44 Page 8

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE BALANCE SHEET AS AT 31 DECEMBER 2024 Balance Sheet 31 December 2024 Balanco Sheet 31 December 2023 Note Tangible Flxed Assets 444,149.61 444,149.61 Flxed Assat Investments 10 15,891.25 15,522.32 Current Assets stocks Debtors Money on Deposlt Cash at Bank & in Hand 11,701.13 32.447.96 13,001.61 57,150.70 44,683.21 30,723.11 17,502.87 92,909,19 Current Llabllltlos 21,736.20 35,291.68 Net Current Assots 35,414.50 57.617.51 Total Asset8 L088 Currant Llabllltles 495,455.36 517,289.44 Capltal and Reserves Endowment Funds Reslrlcted Funds Unrestrlcled Funds Designated Funds General Funds 16,891.25 458,837.88 18,522.32 465,666.76 10 11 7,066.99 12,659,24 11,903.09 23,197.27 19,726.23 35,100.36 495,455.36 517,289.44 Approved by the Parochlal Church Council of Blggleswade and slgned on Its behalf by Revd Liz Oglesby-Elong (Chairman) Dated . 25 March 2025 Page,* q

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 1 ACCOUNTING POLICIES Accountlng Conventlon The PCC is a public benefit enlily within the meaning of FRS102. The financial slalements have been prepared under the Charities Act 2011 and in accordan￿ with the Church Accounting Regulations 2006 governing the individual accounts of PCCS, and with the Regulations true and fair view provisions, together with FRS 102120161 as the applicable accounting standards and the 2016 version of the Stat8ment of Recommended Practic8, Accounting and Reporting by Charities {SORPIFRS102)). The financial statements have been prepared under the historical cost convention except for the valuation of investment assets, which are shown at fair value. The accounts include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body or those that are informal gatherings of church members. Funds Restrl¢ted Funds These are income funds that must be spent on restricted purposes and details of thè funds hèld and restrictions provided are shown in the notes to the accounts. Endowment Funds Th8se are restricted funds that must bè rètainèd as trust capital èithèr pèrmanently or subjéct lo a discrétionary power to spend capital as income, and where the use of any income or other benefit derived from the capital may be restricted or unrestricted. Full details of all their restriction are shown in the notes to the accounts. Unrestrlcted Funds These represent the remaining income funds of the PCC that are available for spending on the general purposes of the PCC, including amounts designated by the PCC for fixed assets for its own use or for spending on a future projects and which are therefore not included in its 'free reserves, as disclosed in the trustees report. Incomlng Resources All incoming r8sources ar8 recognis8d in the Statemènt of Financial Activities ISOFAI when th8 PCC b8comes legally entitled to the use of the resources, the inflow of economic benefit is probable and the monetary value can be measured with sufficient reliability. Th8 following income streams aré recognised when., Collections are recognised when received by or on behalf of the PCC. Planned giving receivable under Gift Aid is recognised only when received. Income tax recoverable on Gift Aid donations is recognised when the income is received. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of its legal entitlemént, the amount due is quantifiable and its ultimate receipt by the PCC is probable. Funds raised by special events are accounted for gross. Income from Investments Dividends are accounted for when due and payable. Interest is accounted for as it accrues. Expendituro All expenditure is accounted for on an accrual basis and has been classified under headings that aggregate all costs related to the category. Expenditure is recognised when there is a legal or constructive obligation lo make payments to third parties," it is probably that the settlement will be required and the amount of the obligation can be measured reliably. It is recognised under the following headings.. Costs of raising funds include the costs incurred in generab'ng voluntsry income and fundraising costs Expenditure on charitable activities includes the expenditure which allows the charity to meet its charitable aims and objectives. These costs are deemed ne￿SSary to generate the funds required to finance charitable activities Other expenditure represents those items not falling into any other heading. Activities directly relating to the work of the Church The diocesan parish share is accounted for when paid. Any parish share unpaid at 31 De￿mber is Page 10

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 provided in these accounts as an operational (though not a legall liability and is shown as a creditor in the balance sheet. Fixed Assgts Consecrated and beneficed property of any kind is excluded from the accounts in accordance with s,1012llal and Icl of the Charities Act 2011. Movable church furnishings held by the Vicar and Churchwardens on special trust for the PCC, and which requir8 faculty for disposal, are accounted for as inalienable property unless consecrated. They are included in the church's inventory. For all assets and inalienable property acquired prior to 2001 there is insufficient cost information and therefore such assets are not valued in the accounts. All expenditure incurred in the year on consecrated or benefic£d buildings, individual items under £1,000 or on the repair of moveable church furnishings acquired before 1 January 2001 is written off. Equipment used within the church premises is depreciated on a straight lin8 basis over 4 years. Individual items of equipment with a purchase price of £2,500 or less are written off when the asset is acquired. Flxad Assot Invastmonts Investments are valued at market value. The market value has come from infomiation supplied by the Di0￿$8n Board of Financè as at 31 Dècèmber. Stocks Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving it8ms. Cost is calculatéd uséd thè fitst-in, first-out formula. M188lon8 Designations to the Mission Fund is 10Yo of Christian Stewardship, Bankérs Ordérs and Church Collection Plate on a receipts basis of which 80 % is disbursed and 20 % retained for èmergency aid. Debtors Short term débtors ar8 measured al transaction price less impairment for bad and doubtful debts. Crodltors Short term creditors are measured al transaction price. Page11

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 2 Ineomlng R•sourcès Unrastrletèd Funds R•strletad Funds Endowm•nt Funds Total 2024 Total 2023 21al Incomè for donatlons and lagaelès Incoming Resources from Donors Christian Stewardship Envelopes Parish Giving Schemo Bankers Orders Church Collection Plates Other Donations IDesignatedl Glft Aid 11.119.46 28,832.31 18.332.61 2,291.66 300.00 11,119.46 28,832.31 18,332.61 2,291.66 300.00 13.866.05 28,792.68 17.995.96 1,558.20 500.00 15,258.15 15,258.15 15,081.44 Other Voluntary Incoming Resources Other Collections Christmas Lent Harvest Christian Ald Other Bequests & Legacles Peter Vickers Memorial Fund Sir John Cotton Memorial Fund Flltwck Charity Income Healing Healing Appeal (see bglowl Grants from Sl Albans Rental ol Property Other Grants from the Frlends of Sl Andrews Other 1,400.20 236.50 650.05 569.02 830.97 1,400.20 236.50 650.05 569.02 830.97 1,160.49 266.53 751.57 858.39 1,269.24 678.00 700.00 678.00 700.00 1,000.00 4,538.97 700.00 200.00 237,370.80 1,529.41 15,788.00 4,886.94 432.19 347,544.86 1,000.00

15,889.00 15,889.00 597.60 700.10 99,385.63 597.60 700.10 93,723.29 5,662.34 21bl In¢omo from oth•r tradlng actlvltl•i To furtherthe Councils Objects Fees Bookstall & Traidcraft Holiday Club Youth Groups 10+ 12+ 14+ 16+ Bellringers 6,189.04 140.00 6,189.04 140.00 6,640.81 4.833.00 349.00 5.441.25 6,640.81 230.00 240.00 280.00 90.00 280.00 90.00 820.25 820.25 744.55 To Generate Funds Use ol Premises Tea and Coffee Christmas Bazaar Other Fundraising Newspapers Sunday Lunches Social Evenis Country Fair 9,561.50 1,778.85 1,540.00 687.01 9,561.50 1,778.85 1,540.00 687.01 12.755.00 998.58 2,506.00 2,506.00 2,220.00 137.50 5.000.00 32.948.88 5,374.00 13,205.06 5,374.00 35,607.46 22.402.40 21¢) Income from Inve¥tments Interest Re￿iVed Interest on Church Fabric Funds Interest on Flitwick Charity Fund Dividends and Grants 548.50 548.50 68.70 242.20 1,841.23 2,700.63 150.00 40.22 68.70 242.20 1,841.23 2,389.73 1.540.73 1,730.95 310.90 TOTAL INCOME 118,515.42 19,178.30 137.693.72 382,224.69 Page 12

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 3 Resources EX￿nd*d Unrestrlcted Funds Restrl¢t•d Funds Endowment Funds Total 2024 Totsl 2023 31al Costs of raising funds Country Fair Expenses Christian Stewardship 107.61 107.61 107.61 107.61 89.96 69.96 31bl Expendlture on charltable actlvltlgs Work of the Church Missions allocation Missions- Emergency Fund Movement Deanery Project Collection5 & Donations Disbursed Country Fair Donation Parish Share Upkeep of Services Sacri51an Cost of Ministry Incumbent Cost of Ministry Lay Reader Visiting Clergy Organist & Choir 8ookslall & Traidcraft Youth Groups 10+ 12+ 14+ 16+ Holiday Club Electricity. Gas and Water Telephone Prinling.Poslage.Slalionery Books and Advertising Website Cos15 Chapter House Mainl & Cleaning Insurance & Rates - Church Insurance & Rates - Compton Mead Church MainlenanTr & Cleaning Roof Alami Car Park and Electrical Works Rellglous Education Secretary Other PA Maintenance Bank Charges Expenditure from Designated Funds Hymn Books Healing project Noliceboard Plano Repairs 6.057.60 1211.521 6.057.60 1211.521 6.221.29 1644.261 3.686.74 5.374.00 3,686.74 5.374.00 76,847.00 2,124.06 4.306.22 5.000.00 77.959.00 2,263.76 76,847.00 2,124.06 900.00 760.35 1,660.35 1.432.99 580.50 2.888.00 187.88 580.50 2,888.00 187.88 786.50 2,980.00 94.00 223.58 226.82 314.34 90.00 314.34 90.00 5,100.27 5,100.27 10,290.23 1,119.30 5.150.97 16,107.03 1.031.02 10,290.23 1.119.30 1,137.87 654.80 8.392.86 4.118.67 449.97 5,333.36 1,137.87 e54.80 8,392.86 4,118.67 449.97 5,333.36 597.60 1.565.72 525.00 3.822.84 3.829.74 440.80 3.258.26 1.210.20 3.676.74 389.90 4.861.75 315.32 340.94 133.99 597.80 1,254.15 1,254.15 7,170.00 173.70 71.16 148.88 7,170.00 173.70 71.16 148.88 294.00 228.541.07 2.662.20 430.00 379,437.39 13,885.96 13,885.96 291.39 291.39 128.725.71 31,063.41 159,789.12 TOTAL RESOURCES EXPENDED 128.833.32 31,063.41 159,896.73 379,507.35 Page 13

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 4 TANGIBLE FIXED ASSETS The tsngible fixed assets of the church a￿ as follows.. Curates Housing COST As at 1 January 2023 Additions DisFh)sals As at 31 December 2023 444,149.61 444,149.61 NET BOOKVALUE As at 31 De￿mber 2023 As at 1 January 2023 444,149.61 444,149.61 6 STOCKS 2024 2023 Bookstall and Traidcraft stocks 8 DEBTORS 2024 2023 Sundry Debtors and Prep8yments VAT Recoverable on Heating Works Invoices Healing Appeal Monies Gift Aid Debtor 127,188.191 12,700.75 23,088.57 2,193.00 5,793.89 12,709.75 23,988.57 2,193.00 11,701.13 44,883.21 7 CURRENT LIABILITIES 2024 2023 Healing Works Sundry Creditors and Accruals 26,000.00 14,263.801 26,000.00 9,291.68 21,738.20 35,291.88 8 TRANSFERS BETWEEN FUNDS There were no transfers betsveen funds during the year, 9 ENDOWMENT FUNDS AND FIXED ASSET INVESTMENT 2024 2023 Market Value Brought FoNard Unrealised (Lossl l Gain on Revaluation ol Shares Market Valuo of Invostmfrnts Porter and Warlng Bequests- Capltal Sum Endowed Funds Carrled forward 15,522.32 368.93 15,891.25 1,000.00 16,891.25 14,249.45 1,272.87 15,522.32 1,000.00 15,249.45 The Endowment Funds are made up of the followlng lal 604 shares In the Central Board of Flnance Investment Fund ￿lating to the Warren Fund. The dividend income is available for general purposes and Is added to the general reserve lund. The value of this at the balance sheet date was £13,966.11 I2023- £13,653.60),. Ibl 1291 unlts in the C8F Church of England Fixed Interest Securities Fund relating to the Wilkins Fund. This Income Is reslricled lo the beneficelrepairs of the Church. The value of this at the balance sheet date was £1.925.1412023- £1,868.72) The Porter and Waring bequests made some years ago as Endowed Funds where the Interest is avallable to the PCC but ￿$tricted to maintaining the Church buildings. The capital Is not available to the PCC lor any of the above funds. Page 14

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 10 RESTRICTED FUNDS The Income funds olthe Church indude restricted funds comprising the follmng unexpended balances of donations and grants held lo be applied for specific purposes". Balance 01.01.24 Incoming Resources Resou￿$ Expended Balance 31.12.24 Transfers Curates Housing Fund Religious Education Church Fabric Fund (Porter & Wareing Bequests) Youth Groups . 10+ 12+ 14+ 16+ Hollday Club Collections for Disburemenl Fundraising Events Disbursed Pa￿nIS and Toddlers Flitwrick Charity Incomè Fund Healing Appeal Grants From Fri8nds ol St Andrèws 444,149.61 4,686.17 577.85 444,149.61 4,110.02 646.55 678.00 68.70 11,254.151 68.95 280.00 90.00 1314.341 190.001 34.61 1,639.69 6,640.81 3.686.74 5,374.00 15,100.271 13,686.741 15,374.001 3,180.23 1.031.20 137.53 8.829.73 1,031.20 319.38 942.20 1760.351 113,885.961 1597.601 132.501 5,056.23 597.60 633.25 219.50 2,740.8Q 1,805.14 3,341.84 2,024.84 Ringing Cantre 465.666.76 19.210.80 31,095.91 11885.11 5,056.23 Per SOFA 458,837.88 The above Fund8 are not available to the Church for general purposes. 32.so 132.501 11 DesiGNATEO FUNDS The income funds of the Church include designated funds which have been sel aside out ol unrestricted funds by the Church for specific purposes. 8alance 01,01,24 New Designation5 Balance 31.12.24 Realised Major Fabric Fund Emeryency Mission Fund Donations and Legacies Fund 8.550.9e 1.216.94 2.135.19 11.903.09 15,056.231 11,000.001 291 39 6 347.62 3,494.73 1,428.46 2,143.80 7,066.00 1,211.52 300,00 1,511.52 12 ANALYSIS OF NET ASSETS BETWEEN FUNDS Unreslrlcled Funds Restricted Funds Endowment Fund Totsl Funds Fund Balancos as at 31 Docombor 2024 are represented by '. Tangible Fixed Assets Fixed Asset Investments Current Assets 444,149.61 444,149.61 15,891.25 57,150.70 21,736.20 495,455.36 15,891.25 1,000.00 32.028.36 12 302.13 19.726.23 24,122.34 9,434 07 458,837.88 16,891.25 Page 15

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 13 PCC MEMBERS AND KEY MANAGEMENT PERSONNEL REMUNERATION AND EXPENSES The￿ were no members, remuneration or other benefits for the year ended 31 De￿mber 2024 or for the year ended 31 De￿Mber 2023. Members. expenses Reimbursement of expenses during the year to connected persons was as follows.. Incumbent's Expenses 1,660 14 RELATED PARTY DISCLOSURES Relat&d Trust The Petervickers Memorlal Fund was created In 2013 ty a bequest from Petervickers for the benellt of St. And￿W$. The funds are held in a separate trust and not available lo the PCC but at the dis¢￿tIOn ol the Trustees Ilncumbent and Churchwardensl. At 31 December 2024 the lolal value of the Peter Vickers Memorial Fund was £607,341 12023- £577,105) Page 16

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE PARQCHIAL CHURCH COUNCIL OF 81GGLESWADE I iYpc)rl L)ri tFie A(xx)iJril.4 of Ihv_ FCC for flip Y￿ar enrJe.d ,31 DP￿rnbP.r, 2024, which are set out on P8ges 8 to 16, In respccl of an oxamin8tson carricd out in accordancc with thc Church Accounting Regulatlons 20C6 ("tha Regulatson-l and s145 of the Charitles Act 2011 ("the Act-). R￿PeCtIVe r•Bpon8ibiliti•• of tru8tM8 and •x4min•r As the Charit18 trustees you are responsible for the prep￿atIon of the Accounts: you consider that the audit requirement of S8etion 144 (2) of th8 Charities Act 2011 {the Act) does not apply and that an independent examination is needed. It 13 my re3pon31bility to examine the acGount3 (under seclion 145 of the Act). to foik)w the P￿￿edureS specffied sn the General Dlreciions glven by tn8 harity enmmi84i¢)ners (under Section 145(51(b) af the Act). and to state whether particular matters have como to our attcntion. Basi5 of independent exarninor'8 rcport My exaniinabon was carrr.d Dut in ac￿rdan￿. with the General Directions given by the Charity Commissioners under s14b{bllbl ot thc Act and to be lound In the inurch guidance 20ub edition. An examination Includes a review of the accounting records kept by the Charity and a compari¢￿n of the Accounts presented with those records. It also includes consideratson of any unusu81 rtoms ordi5c105ures in the Accounts. and seeklng explanations from iou as truslees conceming any such mattprs The procedures uThdertaken do not provide all the ei'idence that would be required in an audiL and consequcntly no opinion Is given a8 to whetherthe A£count6 pro88nt a 'true and fair view, and the report 15 limitwj tu tlluse iiiéiikb sel oul li) tlie nexi statement, Independent gxaminer'g Sta￿M¢nt In connecbon Wilh my examinaiion, no matter has come to my attention" (11 which gives me reasonable ceuse to bcllevc that in any maierot respect the requirements to keep accounlng records in accordance with Sectbon 130 of the Act: and lu piepare Accounts wliich acC￿d with the accountsng records. ha￿0 not been me:. o.. (2) to vihich, in my opinion, attention sttould be drawn In order to enable a proper understsnding nf thft ArrnLAnl8 to ￿ reached. GQlin bparshOIt, PLCA Dated., 8 April ?05 Pa9e 17