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2023-12-31-accounts

THE PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

CONTENTS Page
Annual Report of the PCC 1-8
Statement of Financial Activities 9
Balance Sheet 10
Notes to the Financial Statements 11-17
Independent Examiners Report 18

ST ANDREW’S CHURCH BIGGLESWADE THE PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE ANNUAL REPORT FOR 2023

Aim and Purposes

The Parochial Church Council (PCC) of the Church of St Andrew’s, Biggleswade has the responsibility of co-operating with the Revd. Liz Oglesby-Elong, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. The PCC is also responsible for the maintenance of the Church building and of the adjoining Chapter House and grounds.

Objectives and Activities

The PCC is committed to enabling and encouraging as many people as possible to worship at God’s Church and to become part of the Christian community at St Andrew’s. Our services, worship and other activities put faith into practice through prayer and scripture, music and sacrament and acts of outreach into the community. Through the services and activities which take place, we aim to enable people to live out their faith through:

Worship and prayer; learning about the Gospel; and developing their knowledge and trust in Jesus.

Provision of pastoral care for people living in the parish.

Missionary and outreach work.

To facilitate this work, it is important that we maintain the fabric of the Church, and of the adjoining Chapter House complex.

Ministry Team

St Andrew’s is led by the Revd. Liz Oglesby-Elong and supported by a ministry team consisting of Miss Rosemary Bentley, our Reader.

Safeguarding Statement

Section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have due regard to House of Bishops’ guidance on safeguarding children and vulnerable adults) came into force at the latter end of 2016 and we confirm that the PCC continues to review our policies to ensure compliance, and that we are having due regard to the guidance.

Achievements and Performance

Mission Action Planning

Central to the mission action plan for St Andrew’s is the vision statement which is:

St Andrew’s Church: Worshipping God with Joy, Growing in Faith, Serving with Love and Welcoming All.

The PCC continues to work towards the following aims: -

1 St Andrew’s Church Biggleswade, PCC Annual Report 2023

Worship and Prayer

2023 was a pleasingly positive year with not only a return to a largely pre-pandemic pattern of worship and prayer opportunities, but also several new initiatives being introduced.

The main service of the week continues to be the Sunday morning Parish Communion at 10.00 am, with a full team of altar servers, our robed choir, sidespeople and welcomers, and the presentation of the elements during the offertory hymn, more opportunities for flexibility in the exchange of the peace although many continue to prefer a welcoming wave as opposed to more tactile greetings.

The weekly Thursday morning Holy Communion service remains well-attended with a homily, a hymn following the exchange of the peace and an average of 25 communicants; both these services continue to be followed by coffee and fellowship in the Chapter House. The monthly more traditional Order Two Said Communion continues, usually on the first Sunday of the month; likewise, the more informal, normally laylead, worship, Sunday @ 6, usually takes place on the second Sunday evening of the month.

Main services continue to be shared live via Zoom, to individuals, families and one of our local residential homes, as well as in church; and key mid-week feast days are not only enriched by the singing of the choir but also the welcome re-introduction of incense.

On the first Sunday of the month, the Parish Communion is usually replaced by a Family Communion with a less formal liturgy, many contributions by children and young people, and sometimes a small worship group which would warmly welcome more musicians. An important part of our mission and outreach is through the provision of the occasional offices - baptism, wedding, and funeral services - as opportunities to celebrate and to give thanks and prayers to God, at significant Christian landmarks in people’s lives.

On the eve of Pentecost, two members of our church family, having followed preparation classes in our parish, were baptised and confirmed by Jane, Bishop of Hertford during a most poignant service in St Albans Cathedral. Joined by candidates from around our diocese and supported by several of the St Andrew’s congregation, this was a very special occasion. From January to August our Church opened daily for private prayer and reflection; but from early September until mid-December, it was only possible to host worship at weekends owing to the major Heating Project which involved the installation of two smaller but highly efficient gas boilers, and a total replacement of the existing circulation system with new radiators throughout the church. During this time, weekday Holy Communions took place in the Chapter House; and the customary Confirmation service at the time of our November Patronal Festival was postponed until Sunday 5 May when Richard, Bishop of Bedford, will once again preside at the Sacrament which will also facilitate Admission to Holy Communion for some of the Sunday School children aged 7+ years. It was wonderful to have a beautifully warm church for Christmas services upon completion of the new heating system.

During the spring and summer terms, pupils and staff from our two church schools attended St Andrew’s Church for acts of worship, but owing to the major Heating Project, The Vicar, Revd Liz Oglesby-Elong, lead a number of acts of worship in St Andrew’s Lower and Edward Peake Middle School during the autumn term.

During 2023 we conducted nine baptisms for babies and young children, six weddings, 12 funerals in church and a further three at a crematorium or cemetery, and two committals of cremated ashes.

Throughout 2023, St Andrew’s marked the major Christian festivals during the year with special services and acts of witness, sometimes in collaboration with Churches Together in Biggleswade. These included:

2 St Andrew’s Church Biggleswade, PCC Annual Report 2023

Pastoral Care

Throughout 2023 the Vicar and lay teams continued to provide pastoral care for members of the congregation and parish at large, whenever possible. Well attended Lent and Advent Study courses were hosted within evening home groups, and on Thursday mornings after the weekly service of Holy Communion and coffee in the Chapter House.

Monthly services in two local residential and care homes, Mantles Court and Penrose Court continued to increase throughout the year; and requests to the Vicar for Home Communions are welcomed and facilitated. Various networks of contact and support continue to flourish, either in person, or via telephone and social media. As the colder weather approached, for the second successive year, in common with several other locations in Biggleswade, the Chapter House was opened twice weekly to offer a ‘Warm Space,’ hot beverages and soup, and hospitality to members of our church family and local residents.

Nurture and Teaching

St Andrew’s continues to provide different opportunities for nurture and Christian growth in a mixture of environments. The 2023 Lent course followed a book entitled the “The Things He Carried” and focused our thoughts on the cross through different items and emotions of Christ.

This year due to our heating replacement project our annual Confirmation and Admittance service had to be postponed to the spring of 2024.

The use of New Daylight Bible reading notes is encouraged and quite a few copies of this booklet are distributed amongst the congregation. We are fortunate to provide nurture groups for our young people. Our Sunday School has met throughout the year and continues to support family services each month. The Sunday School delivered a nativity play at the crib service on Christmas Eve. We were again blessed to be able to hold our annual Holiday Club in 2023, with over 150 children attending. The children were split into four separate groups both inside the Church and in marquees in the churchyard. The children met together at the beginning and end of the day for a stage show and worship led by our older teenagers following the Scripture Union theme, “Restoration Station” looking at characters in the bible whose faith had been restored.

During Advent we ran two reading groups, meeting both on a Monday evening and on a Thursday after service looking at the book entitled “An Advent Manifesto” by Martyn Percy which focused on daily readings and reflections from Isaiah and Luke.

Mission and Evangelism

St Andrew’s has developed a strong reputation for reaching out into the community. We believe that by creating opportunities to meet with people in the town and community we create opportunities to welcome them into the Christian faith. To support our work with children and young people, St Andrew’s continues

3 St Andrew’s Church Biggleswade, PCC Annual Report 2023

to work within the Diocesan Child Protection Policy which includes DBS checking of all those who are in regular or unsupervised contact with children or vulnerable adults.

Our inclusive youth groups have met each week throughout the year. We are now running a 10+ and 12+ group meeting on Thursday evening and a 15+ group, known as the Kitchen meeting on Sunday evenings. The programme is primarily activity based with occasional discussions and a special youth service at the end of each term. Normally the total weekly attendance is around 25 with a mixture of Church and nonChurch families being represented.

The 1st and 2nd St Andrew’s Rainbows, 1[st] St Andrew’s Brownies and 1[st] St Andrew’s Guides continue to meet weekly in the Chapter House. Just before the end of the year we were pleased to be able to welcome the 1[st] Biggleswade (St Andrew’s) Ranger group to be a new uniformed group meeting at St Andrew’s.

Our Saturday morning coffee shop now opens on every Saturday morning. On the second Saturday of the month this coincides with use of the ringing centre. This session is run by church members who are members of the Mothers Union. The coffee shop attracts some morning shoppers, bellringers, and members of the parish family. Beginning in November and planned to run until Easter we opened our coffee shop on each Saturday and Thursday from 10.30 am through to 3.30 pm as a “Warm Space.”

Sunday lunches continue to be popular once a month and serve up to 80-90 people which include a mix of congregation and community attendees. All refreshments served at St Andrew’s are now ‘fairly traded’ and the PCC was pleased to be able to successfully register as a Fairtrade Church during 2013. Profits are donated to Church funds and designated charities.

In 2016 St Andrew’s took the decision to partner with the small African charity “Hands at Work”; this has allowed the Church to partner with the small and vulnerable community of Mafambisa. The PCC currently directly supports 15 children through its annual Mission payments with Church groups and individuals supporting a further 30. As well as supporting the children financially, the charity encourages the Church to send teams of people out to the partner community. Teams have visited Africa annually between 2015 and 2019. Following the Covid epidemic we were able to send a team out in 2022. Unfortunately, due to capacity issues within Africa we were unable to send a team to Mafambisa this year, however Chris and Alice Parker did manage to visit for one week in the summer and encouraged the children and care workers.

St Andrew’s continues to maintain links with the local schools. Assemblies are frequently taken by the clergy and others. Due to the heating project, Christmas Services were arranged at the schools with St Andrew’s, and Edward Peake. Following a Governing Body Reconstitution in 2014 for both schools, St Andrew’s Lower School now has four Church governors, including the incumbent, and Edward Peake Middle School now has three governors including the incumbent. The PCC thanks those who are prepared to give up their time in this important role. The Church also meets the cost of giving a Christian book to the Year 1 intake at St Andrew’s Lower School and contributes to the giving of a prayer book to Year 8 leavers at Edward Peake Middle School.

Mission Giving

Helping those in need is a demonstration of our faith. St Andrew’s has a policy of setting aside 8% of our annual stewardship and collection plate giving for mission payments, with a further 2% set aside for emergency mission payments. During 2023 the sum of £6,221 (2022 – £6,067) was available for distribution to international, national, and local charities.

The Annual Mission Giving for 2023 was:

Allocated to Emergency Mission Fund (EMF) in 2023 was the sum of £1,244 (2022 - £1,213).

During the year 2023 payments were made from the Emergency Mission Fund:

4 St Andrew’s Church Biggleswade, PCC Annual Report 2023

• DEC Turkey/Syria Earthquake Appeal

£600

As is the custom, the Christmas collections were also given to charity and in 2023 donations in the sum of £1,160 equally shared between Keech Hospice Care and UNICEF.

A further £3,230 was also raised or collected for other charities through these accounts, namely:

The Country Fayre was held in the Church grounds in September 2023 and raised £5,000 split equally between Save the Children Fund and Tibbs Dementia Foundation.

This all produced the grand sum of £14,967 in mission giving in 2023, (2022 - £15,327).

Mission Partnership with “Hands at Work” and the community of Mafambisa

Following “The Room” Youth Group trip to Africa in the summer of 2015, the PCC decided to establish a partnership with “Hands at Work” and through this sponsor orphaned and vulnerable children in the community of Mafambisa (formerly Siyathuthuka), a community which was visited by “The Room”. The PCC has entered a formal partnership with “Hands at Work” with a focus on the care point at Mafambisa and has agreed to sponsor 15 children at a cost of £20 per child per month to be reviewed every three years. Additional sponsorship by individuals in St Andrew’s congregation and Edward Peake Middle School has increased the total sponsorship to 46 children. Further trips to Africa took place during the summer of 2016 for 11 people, and another for 12 people in 2017. During 2018 our young people from “The Cupboard” made the trip to South Africa visiting the communities of Mafambisa, Share, Pfunani and Mluti. In 2019 a team of seven visited care points in Oshoek, Mafambisa and Zwelisha. The 2020 team had to be postponed due to the Covid pandemic and was postponed again in 2021. The team eventually visited in July 2022 when a team of seven, including two under 18’s and visited Mafambisa, Sommersett and Oshoek.

Deanery Synod

During 2023 St Andrew’s had two representatives on the Deanery Synod, and all were automatically members of the PCC. This provides the PCC with links between the parish and the wider organisation of the Church. St Andrew’s also actively participates in deanery events such as deanery evensongs during Lent and on other occasions.

The Church Building

Small works have been undertaken during the year along with items of regular maintenance, which are important in the long-term care of the building including interior decorating and churchyard work parties undertaken by members of the congregation. This year saw the PCC embark on a major project to replace the church’s worn out heating system, this included a fund-raising project and major work which necessitated in the church being closed during the week and only being used on Sunday between September and December. The project was finished at the beginning of December and the heating was back on for Christmas.

The fundraising for the Heating Appeal commenced in April 2023 and the sum of £237,000 was raised through grants from external trusts and Central Bedfordshire Council, donations from individuals and fundraising events. The project costs were within budget at £228,000, the balance remaining of £9,000 will cover pre project expenditure in 2022.

A small team of volunteers regularly clean the church.

5 St Andrew’s Church Biggleswade, PCC Annual Report 2023

St Andrew’s registered with the A Rocha UK scheme on 6 January 2022. Since then The Eco Group, with support from the Leadership Team, PCC and church family has made further progress towards achieving the Bronze Award but several actions were necessary in the area of ‘ Management of Church Land,’ one of the five tenets of Eco Church.

2023 Actions

2024 Actions

Furthermore, preparations are under way to implement a rainwater harvesting scheme and initial ideas have been tabled with respect to a water butt on the south side of the church whilst another water butt has been offered to the church and may be used elsewhere on site.

The Friends of St Andrew’s

The Friends of St Andrew’s is a group of those, who through the payment of an annual or life subscription, assist the Parochial Church Council, to care for the fabric of the Parish Church. Previously the entity was known as the St Andrew’s Preservation Trust, founded in 1985 for the care of St Andrew’s past, present and future.

The Chapter House

The Chapter House is used by a wide range of community and Church groups and is itself an outreach to our community. The facilities provide a very good environment for a wide range of activities including social groups for older people, activity groups for pre-school children, uniformed organisations (Guides, Brownies, and Rainbows) and NOAH Enterprise and MIND (National Association for Mental Health), and these groups continued to meet throughout the year. The Chapter House also provides good space for refreshments after services as well as our Sunday School and Youth Groups.

Curate’s/Minister’s Home

The purchase of 10 Compton Mead in 2017, funded from the proceeds from the sale of St Andrew’s House on Wilshere’s Road and a substantial contribution from the Peter Vickers Memorial Trust, has provided the PCC with a suitable property for future use as a curate or minister’s home. In the short term, while no ministerial support for the incumbent is in place, the house is being rented out, providing useful income to the PCC until such time as it is required for its primary role.

6 St Andrew’s Church Biggleswade, PCC Annual Report 2023

Structure, Governance and Management

The PCC is responsible for making decisions on all matters of general concern and importance to the parish including deciding how the funds of the PCC are to be spent. The full PCC met six times during the year with the various teams meeting as required throughout the year, those teams being:

Plus three further groups that support other activities and maintain the buildings and grounds:

All the groups are accountable to the PCC and report back regularly and bring items to the full PCC for discussion as necessary.

The method of appointment of PCC members is set out in the Church Representation Rules. At St Andrew’s the membership of the PCC consists of the Revd. Liz Oglesby-Elong, the two Churchwardens and a number of Deanery Synod representatives and lay members elected by those who are on the Electoral Roll of the Church. All those who attend services regularly are encouraged to register on the Electoral Roll and may stand for election to the PCC.

Churchwardens

Dr Robert Butcher, Mr Chris Parker

Lay PCC members

Mr Paul Daniels, Mrs Vivienne Gayfer, Mr Rob Lackey, Miss Ruth Marshall-Jones, Mr David Pilgrim, Mr Andrew Rutt, Mr Mark Simmons, Ms Nettie van de Weerd, Mrs Nicola Woodward.

Deanery Representatives

Miss Rosemary Bentley, Mrs Hilary Johnson.

Finance

The accounts for 2023 show a deficit on the general funds of £9,081 (2022- deficit £1,216), a movement of £7,865. Income increased by £5,000, mainly in increased hire charges of the facilities to third parties and the rent of the property owned by the Church, 10 Compton Mead.

However, expenditure increased by £13,000 including:

The PCC remains acutely aware that the everyday expenses for the running of the Church needs to come from Stewardship, the hire of the Chapter House and other donations. This will continue to be difficult in 2024, where a budgeted deficit has been approved by the PCC of over £11,000. The impact of the energy prices, a full year of the parish administrator and the ongoing cost of living crisis which may impact giving are significant factors. It is noted with thanks that many costs are saved with a great deal of work and jobs

7 St Andrew’s Church Biggleswade, PCC Annual Report 2023

in Church being done by volunteers. St Andrebrfs Church remains a finn member of the Parish Buying Scheme in order to cut costs as much as possible of frequently tM)ught materials. including Gas Energy. Electoral Roll As at 31st December 2023 there were 124 parishioners on the Church Electoral Roll. Volunteers This report highlights the breadth and depth of St AndreY/s Church's athievements in the provision of worship, prayer, pastoral care, nurture, teaching and mission outreach, as Y￿11 as in practical projects. These achievements can only be carried out with the help and dedication of a very significant number of volunteers from the congregation who contribute to all aspects of Church life in its broadest sense. We thank our Churchwardens. leaders and memters of all the Groups who make St Andrs a W￿lCoM1ng Church, providing many opportuntties for the enrichment of our faith. Approved by the Parochial Church Council of Biggleswade and Signed on Its behalf by: Revd Liz Oglesby-Elong (Chair) Datsd: 19th March 2024 8 St And￿￿$ Churth Bvjgbswade. PCC Annl￿ Repcl 2

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE STATEMENT OF FINANCIAL ACTNITIES FOR THE YEAR ENDED 31 DECEMBER 2023 Unrestrlded Restrlcted Endowment Funds Funds Fund8 Total 2023 Total 2022 Note Incomlng ResourceB Donallons and Legacle8 Ch8rS18ble A¢tivllles Inv8slment8 21al 21bl 21cl 95.741.93 251.802.93 21,293.08 11.655.80 1.690.73 40.22 347,544.86 32,948.88 1.730.95 101,250.84 30,325.31 959.63 118.725.74 283,498.95 382.224.89 132,535.78 Re80urGeJ Expendèd Raising Fund8 Charllablo Aclivllle¥ 31al 31bl 69.06 129,978.90 249.458.49 69.96 379,437.39 95.19 145,205.24 Total Expendltur 130,048.86 249,458.49 379,507.35 145,300.43 Nel galnslllossèsl on Invoslmenls 1.272.87 1,272.87 11,915.771 Net In¢omol1gxpondlturel (11,323.12} 14.040.46 1.272.87 3,990.21 114.680.421 Tran81er8 Between Fund8 Olh*r r•¢ctng18ed galng111088es): Prtsfll on d18pos81 ol property Net Movement In Funds 111,323.121 14.040.46 1,272.87 3,990 21 114,680.421 Rgconclllotlon of fund8: Fund Balances Brought Forward 46,423.48 451.828.30 15,249.45 513,299.23 527.979.e5 Fund 8alanc98 Carrlgd Forward 35 100.36 465.666.76 16.522.32 517 289.44 513 299.23 Page g

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE BALANCE SHEET AS AT31 DECEMBER 2023 Bal¥ncè Sh•ot 31 Decembor 2023 Balancè She8t 31 Decembèr 2022 Tanglblg Flxed As8018 444.149.61 444,149.61 Flxed Asset Inv&stm8ntB 10 15.522.32 14,249.45 Curront Ass8t8 Stocks Debtors Money on Deposit Cash al Bank & In Hand 44.683.21 30.723.11 17.502.87 92,909.19 4.821.77 29.855.64 27.153.58 87 830.99 Current LlJbllltlg8 35.291.68 6.930.82 Net Curr•nl A88•ts 57.617.51 54,900.17 Total As8ets Le88 Current LlabSlltl•¥ .289.44 Capllal and Resetvfrs Endowment Funds Reslrlcted Fun¢J8 Unreslrlcted Funds Designated Funds Gen8ral Fund8 16.522.32 465,666.76 15,249.45 451,626.30 10 11.903.09 23.197.27 14,145.03 32.278.45 35,IW.36 46,423.48 S17.289.44 3,299.23 Approved by th8 Parochlal Church Councll of Blggle8wado and $lgngd on ItB boh•ll by.. Rgvd Llz Oglg$by-Elony (Chairman) Dated .' 19 March 2024 Page 10

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023 I ACCOUNTING POLICIES Accountlng Convèntlon The PCC is a publi¢ benef1t gntty ￿thin the meanlng of FRS102. Th8 financial slaternents h8ve been prtpared under the Charits'es Act 2011 and in accordall￿ with the Church Accounbng RegulBlions 2006 governing the indivmyual accfjunts of PCCS. and wlh th8 ReguJ81ions tru6 and lair view, provi&ons, logelhgr with FRS 10?. {20161 as the applicaNe 8e¢ounhng standards and tha 2016 version ol Ihe Stalemellt of RecommeThJed Pra¢licR, Acubunknng and Reportino by Ch8rikn'85 ISORPIFRS10211. Tho financial stalgments have be￿ preparod u￿￿erthe hisioylcal c05l cA)nvenllon ¢x¢ept lor the valualion ol invostment assets, which are shown al lairvalue. The accounts includ8 811 transadions. as39ts 8nd liabilittes lor which the PCC 1$ responSi￿e In law. Thoy do not include tho accounts of church gmups that OW8 theirmaln affili8tK)n to anoth8r body or thos8 that are informal 98lh8rirys ol ¢hurth member& Fund¥ R•$trlctedFiinds Thoso are In¢om& lunds Ihal musl bo ¥penl on restr￿ted purposes and details of th& funds hekl and restsiclions provided are 8h0￿ in tha nol6s lo th8 accDunts. Endowm¢iJt Fuiids These are reslriclod funds ¢h81 musl be retsined as Irusic8ixtsi èfth•r p8miaMntly lx 8ubp¢¢ Io 8 discr81ion8ry ppw¥r lo spend ¢api1818s incom8. and where the use 018ny or oth8r benefrt derived Ifom the cap(lal may b8 reslri¢tad or unr8strlcted. Full delails ol all Ihelr re$iricllon ar8 shown in Ihe notes lo Iho ¥¢covnts. Unre8¢rl¢¢¥d Funds These represent the iemoining income funds ol It￿ PCC that are available for 8P0nding on th8 general purposog ol the PCC, induding aThN)unts (lesign81¢d by Ihe PCC lor fixed assels 11$ own use or for $pendiry on a lulure prolacts and which are there1￿ not Induded in its'lree resew$' 0$ sJlsc&)sed In the Iruslees report. Inctsmlnu Ro8ouice• All Incomlng resources 8r8 r6eognised In Ihe Slotewent ol Fin8ncial Aclivllios ISOFAI whon the PCC becomès legglly entitled lo tho uso ol th6 resources. the inllow of oconomic benefil is prob8N$ 8n(J tho monetary valu ¢8n bo measured wlh 8uifieiènl raliablllty. The following Income stream5 are rÈ¢ognis8d when; Collections arg recognl3ed whon {eCe￿e￿ by or on behall 01 th8 PCC. Planned giving ie¢elv8bla under Gift Ad is rgcogni58d onty when ceceived. Incom8 18x rocoverable on Gift Alij donations is ￿Cognised when IhB incom6 is re￿1ve￿, Gf8nls and legacies lo thè PCC a￿ accounted for as s¢x)n as the PCC is notified ol 11$ legal entlllemenl, the amount d￿0 is qvanlifiabk its ulliffla19 te¢eipl by the PCC Is prd)abl8. Fund$ rolsed by Speaal events are accounted lor gross. In¢ome from Invostment8 DividErKls are accounleij for when dua and payable. Interest is a¢counled lor as it accruès. Expgndlturo All expèndllufe is accounted lor on an acLnJal basis and h8s been das$br￿d under headings thal ag9￿gate 811 cosls related lo th8 category. Expenditure 15 re¢ogni8¢d wh6n there Is a ￿gaI or congtrud4ve obligalton to make payments lo third parties., il is probably that th8 S6tllement wll be required 8nd the amount of the obligatK)n can b8 measur8d rellably.11 Is re(x)gni58d under the fOll￿ring headirw$.' - Cosls ol rai￿ng lullds indude tha costs ilKur￿ in genofaling vduJ)tary 1ncCff￿ arKI fundrai￿Thj costs - EXpe￿Ilture on charitabl0 adiwtE5 Ir￿ude$ Ihe expenditure whlch allows Ihe d￿rItY to tneet lis charilable alm8 and obiects'ves. Those costs are deemed necewryto génwate the funds requi￿ ¢0 finance ¢hariiab18 activities - Other expeT￿lI￿re rawesents those ilems not fllirwd into any other heading. Actlvllle$ dlroctly relatlng to the work of the ChU￿h The di0￿￿￿ pailsh share is accounted for p&d. Any parish share unpatd at 31 Dec4mber (s Page11

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023 provided in these accounts as an OPgTation81 {though nol a189811 liabilty a￿1 is sh¢Jwn as a credllor In the balan¢0 sheel. Flxed Assets Consouated and benefic4d property ol any kind 13 oxthded liom the attounts in a¢tx)rdanc£ wlh s,1012)lal and 1¢) ol the Charitles Act 2011. Movable chvrd) fumishings hekl by th& VKar 8TrJ Chu(chwardens on S￿la1 trust for Ihè PCC. aThJ which requi a f•¢ulty lor disposal, a¢è accounted lor 85 anal￿na￿e property Un￿$S c￿nSe￿[8ted. They are in¢luded in tho church's Invgnlory. For all assets and inalienabl8 property acquired pri￿ to 2￿1 there 18 in$uifuenl cost inlormallon and therefore such sssets are nol valued in tho acwjnts. A¢1 expendilurg Incurred In tho year on consecrated or beneficed buildings. iThJividual Item$ undar £1,000 or on tho repalr ol mov8ablo church lumishiros acqulred bthr6 1 January 2CKJ1 is written olf. Equlpmenl used ￿thIn Ihe chur( premlses Is dopr8cialed on a 8tr8ight line basis over4 yea￿. Individ￿81 Ilem8 of equipmont wth a purchase of £2.500 or1os$ Bre wiillen off whan the ass$I1g aquSr8d. Flxed A880t Invoslments Invostments 010 valued at m8rt•l value. The maFk•l Val￿ has fAJrne Irm) informabon supplled by the DIot%san Board ol F5nance as al 31 December. stock8 Stock5 are valued at the lower ol cosl and n81 realL8abt8 value, after Ma￿n9 due 8llowane8 for ¢sole1o and slow moving item3. Cost is calculaied u8ed Iha lirst-ln. first￿ul lomyja. Mlsslons Design¢ltk)ns lo the Mi$sbn Fund 1$ 10% 01 Christian Stewardshlp. Banke￿ Ordors and Church Collecllon Plole on o recelpt8 b8$is ol whkh 8￿/) is d18bursed and 20% rètalned lor emergatKy ald, D&btor8 Short lerrn debtors are me￿Ured 81 Irgnsactlon pil¢• Je88 wnp8im)onl for bad and dtsubllul debts. Crèdltor8 Short lem credllors are measured at tronsac*on pri¢0. Page12

PAROCHIAL GHURCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCWL STATEMENTS FOR THE YEAR ENDED 31 DECEMiI&R 2023 2 Incomlng Resources Unresiilthd Fund$ Rgslrlcled Fun(ts Endrwfflenl Fu￿(ts Yoial .2023 Tofal 2022 2181 In¢omEf•r donallons pnd leg4cla8 lrtomlno R￿oI￿e81￿mDOnry3 Christian sieviardship Envdop&s Parfsh Giving S(gme Bankqts Orde1$ Church Cdlecthon 14è188 Othtr Don8Uons It)esEgnaiadi ft￿d 13,866.05 28,792.68 17,995.96 1.558.20 gJO.(K> 15.0Of.44 13,866.05 28,792.66 17.995.96 1.558.20 500.00 15,081.44 13,029.38 27,472.73 19,014.19 1,154.58 1,5SO.00 15,261.07 Othv Volunl8ry InconrfngRestsJ Other Cc41ec11ons Christma8 Lert Har￿$t CMgtl8n A Other Bequests & l.eg•cK88 Pdprvlckeis Memoriol Fw Sr John Collon MEmorlo1 Fun FIIfvAck Ch&rtiy Ir￿0 Ilealing Heating Appeal (see tdo¥4 Gtanls from SIAban$ R6nlo1 ol Propérty IXhÈr Grarts from the FrfeDd¥olStkndw 1.160.49 266.53 751.57 .39 1.26&24 1,160.49 1,340,13 311.$0 601.61 69J.Jl 1728.96 751.57 858.3 1,269.24 4.6x97 7fyXOO 4.638.97 loo.00 200.00 237.370.80 1,629.41 15.788.00 4,688.94 432.19 347 544.46 700.00 950.00 237,370.80 1.629.41 15.78&rKJ 250.00 14,@64 80 1,031.70 260.90 101260.8 4.888.94 432.19 95 741.93 251602.93 21bl Incon1• Irom olhprtradlno 8¢11vlllos . Tolurtherlh• Coync¥s Obhts F¢ts Booksl811 & Tiad¢mft Hdlday Club Youth GfOUP$ io+ 12+ 14+ 16+ Bellrinovrs 4.833.Cth) 349.C4) 4,833.OD 3d9.00 5,4AI 25 6,191.00 240.00 4,408,25 6.441.25 230¢0 240.QO 230.00 240.00 20D.¢O 24?.00 744.56 744.56 759.35 ro Gener•le Funds P￿Sh MaoAiin u￿01 Pren￿$8# Tea Énd Coffee New8papers Sundgy Lunches Event8 C(xth Fgk 12,755.ts) 998.5B 12,755. 996.5 11.063.50 1.057 27 170,00 2,016.32 216.00 3 762.82 30 325.31 1220.00 137.60 ?,220.00 137.50 s 000.00 32 949.e8 21293.08 11655.80 21cl Inconie froni Investmonl8 1niÈrésl Receiwed Inltrrestco Church Fa￿¢ FLnds Intere51 w FI1￿￿tk Charfty Fund th￿dendS 8nd Gianis 1fj0.(pJ 150. 4022 160.00 16.30 36.21 757.12 959.63 1 540.73 o.r TOTAL INCOME 118 72S.74 203 49B.9ts 382 224.69 132 635.78 Mcludlng Grants ftom P•ttrVt¢knrn Memorfal TrU$t-£17Q.I￿ th8 Frlenth olStAndrows.£l2,L￿D Page 13

PAROCHIAL CHLIRCH COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIAL STATEMENTS FOR ThE YEAR EPIDED31 DECEMBER 2023 3 Resourc￿ Expgndo 1Sthro8trlci8d Re$lrkto Funds EndowEnèikt Total 2023 Total 2022 31al Cotis of ralllng fund$ Country Falr Expense¥ Chr1811an Slowafdshlp 89.96 69.96 95.19 95.19 3lbl Explndiithro on Chèiltablo a¢tlvlll68 Work of tho Chvr¢h Mlsslons all￿?110￿ Mlsslans- Emergency Fund PAoYerMnl Dgan8ry Prols(I Coll8¢llons & Donallons t181￿￿￿ Country Falr Donauon Parffjh Sharè Upkeep of Se￿Ic•s 6,221.29 (644.261 8,221.20 IG44.261 6.067.00 486.58 4,206.22 S.￿)0.00 4,308.22 5,000.00 77,959.00 2,203.76 5,675.51 3,762.62 77.112.LXI 1,662.12 700. 1.646.02 77,959.C 2,263.7 Cosl of Mlrtstry Incwnbbni Co$1 of Mlrrfslry Ley Reade Vlslllng Clorgy Oiganlst & ChDlr Book81911 & Ti8ldcran Y¢xth Groups 10+ 12+ 14+ 18+ Hollday Clirtj F.leclrWly, G#$ •nd W8t•t Te￿phONe Iltlniing.F>oalag0,Si8tlMery Books and Advertlslng Websll8 Cosls C.hapi&i Hou88 M8lnl & Cleanlng In&ur6nc¢ & Ilaia$- Churth Insurenc• & F18185- Complon Mo#d ChurGh Malnlenan¢8 & C*anl Roof N8rin. Col P•Fk % El&¢l Works Rollulous Se¢ffjl&ry Olher PA Malnlenance Bank Chaiges Expendllure from D¢s￿n¢1¢￿ FtsNJs Hymn Books oaling PfoI8CI Nollceboaid PIAty) Rtpalrs 7ry).ClJ 732.99 1,432.99 786.50 2.980.CII 786.50 2,980.D) 94.IX) 517,10 2,628,18 1.629.95 223.58 226.82 223.58 226,82 193.39 200,02 5.ISO.97 6.1SO.&7 18.107.03 1,031.02 3,532.90 8.724.67 910.60 16.107.03 1.031.02 1.565.72 525.IJO 3.822.8 3,829.74 440.80 3.258.28 1.$65.72 525.00 3,822.84 3,829.74 449.80 3,266.26 4,a86.94 989.9D 4.881.76 315.32 940.94 133.09 812.21 507.00 3,052.71 3.442.95 414.61 4,039.05 1.031.70 218.48 2,925.00 127.00 137.81 102.90 4.880.94 389.gj 4.861.7b 315.32 340.94 133.99 284.00 294.00 228,fJ41.07 2,6G2.20 490.OD 379 437.39 1,729.55 8.982.26 1.743.00 586.QS f45.205.24 228,541.07 2,662 20 430.00 129.97B.90 249 468.49 TOTAL RESOURCE5 EXPENDED 249.458.49 379,507.35 145 300.43 Pagè 14

PAROGHIAL CHURCH COUNCIL OF lllGGLESWADE NOTFS TO THE FIIIANCIAL STATEMENTS FOR TFIE YEAR ENDED 31 DECEMBEFI 2023 4 TANGIBLE FIXED ASSETS Th8 gssats of the church are 0$ fol￿.. HousiNJ COST A¥ 81 t jar￿ary 2023 Addlllons L)1spry$al$ As 9131 Decemter 2023 444.149.61 444 149A1 NET B(X)K VALUE AS 8131 Je¢¢mbor 21Y23 A6 è11 January 2023 444.14981 444.149.61 6 STOCKS 2023 2022 Bdok81811 •nd Tr21dcraft 8loc&B 6 DEBTORS 2023 2022 Sundry Deblors •nd Piepwn8nl8 VAT RQr.Ovèrab￿ on Hoallng Work$ Invol¢¢$ Heallw Appo81 v.o￿0$ Glft AkJ Doblor 6.793.89 12,709.75 23,988.57 2.193.00 2.92t,77 1.900,00 44 683.21 4 821.77 7 ¢URRE14T LIA81LITIE8 2023 20?2 Heallng Woffrt$ Sundry Crod11016 aTrJ A¢uuals 28,0(K). 9.291.68 ,930.82 35 291.G8 6 930.82 TRANSFERS BENEEN PUNDS There w8ro no Ir4n5fef& be￿￿on fvnd5 duilw yeor. 9 ENDOWMENT FUIIDS AND FIXEO Assey INVE8TMENT 2U23 2022 M8ik81 Value Bro¥ohl Fajwa Unfeallsed (Lossl 1681n on l<evolu4llon of Shares Markotvalug ol InY£slmènls Portor and Wailng 8eque51s. Capllal Sum Endowed Funds CArrlfd forward f4.249.45 1,272.87 15,622.32 1e,165.22 1915.77 f4,249.45 1,000.00 15 249.4b f6.522.32 Thè Endth'ftKenl Funds or• mgde upof tho fowovthw 181 e04 shares In lh8 C8ntr818oard OfF￿￿¢6 Invejtrnenl Fund relllllng lo the W8rren Fund. The rfLMdÈnd income is availa￿e for general wrposes and 1$ 8dded lo Ihe oenersl reserve fund. Iho valw of Ihls 01 balar￿ sheet dalewos É13.653.6012022- £12.479.491- Ibl 1291 urtlts kn tt CBF Church ol England Flxed Intetpsl SecurSlfe¥ Fund rela1￿g lo tho Wklns FuAd. TNS lrtome15 resltslÈd lo Ihe bBnefi¢ÉlrepalfS of th8 Church. The value of al the b￿ance sheeldate was £1.868.7212022- £1.769.96} Thè Porter and Warfrffj bequèÈl$ mad6 scrtno yfra￿ ago gs ETYlow8d FurKI5￿￿￿ the inlpr&s115 8vallablB to the PCC bul ￿s1￿ctod lo malnlahkng ttE ch￿th buddlngs. Th# capit411s not avalllbk rh8 pcc for any of the ab¢)ve I￿￿[s. Page 15

PAROCHIAL CHURCN COUNCIL OF BIGGLESWADE NOTES TO THE FINANCIALSTATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023 10 RESTRICTED FUNDS Tha Income (L¥￿$ oflhe Church IncludB IÈsitietsd furmjs th8 folkn￿ng Ur￿￿thd balance8 ofdon81iokns and orants hdd to f(￿S￿lfiG purpDse$". 8alanc6 01.01.23 corni Re$￿IrcaS Re5011rces ExpendBd Balance 31.12.23 Trgnsfers Curg1è& Fund Religlcvs Edutalknn Church Fabiic Fund- - (Portei &Warelno Bequ68181 Youth Gr￿p5. 10+ 12 14• 164 Ho11day Club Collecllons for L)lilxJrement Fundialslw Evenls Dlsbursod P8roniS and Toddleis FNlYAck Chgrity Inwmts Fund Heaung Appeal (see below) Gronl¥ From FrfeThl$ ol Sl Andr8Y Bellrlngers Rlnglnp C8nlr 444,149.01 537.10 537.63 444,149.61 4,686.17 577.85 4,538.97 40.22 (389.901 230.00 240.00 1223.S81 1226.821 13.42 55.18 41.98 0.37 1,349.41 0.37 1.639.89 5.441.25 4,306.22 5.CilO.00 15,150.971 14.3C6.221 {5.0(Kl. 1,031.20 170.52 1.031.20 137.53 8,&29.73 700.00 1732.1 237.370.60 (228.641.071 4.806.94 14.886.941 831.55 1227.f 2,336.34 1,485.14 2.740.89 1.806.14 451826.30 263.725.95 240 68Jf 40 14 040.46 Por SOFA 4es 668.78 Yhg obov• Fwnd• 0r• ntst ivaltsblo lo th• ¢hui¢h lor g8nor•l putpoim. Thè Hèallng App8nl Sncluded Granti Irom Polgr Vlckern Mprnptl81 Trnffst. É170.1Tr) anl tho Fil•nrfi of St ADdr•w•. £12,0 11 OE81GNATED FL)ND# Thè Income fund5 oflho Chwth Include des￿dDY1ed fvThJs wNch hav8 been 8sld•oulol iesldcled lunds by tha Church lor speclfic PLfP05e5'. B•lance 01.01.23 Ullll8edl R&8llsed 801on¢O 31.12.23 DpshJn•lk)n$ Major Fibdc Fund Em8roèncy Mlsslon Fund Donallon3 8nd LegaG￿$ Furxl 8,550.96 572.68 5,021.39 14.145.03 8,550,98 1,218.94 2,135.19 11901.09 1.244.26 500.00 1,744 26 .00 3 386.20 3 988.?.0 12 ANALYSIS OF NET ASSETS BETWEEN FUNDS VNeslricied Fvnds Resldaed Funds Edty•mienl Fund Tolal Fun6s Fund B•lance• ao al 31 DKomber 2023 rg represglltgd by: Tgngible Fl¥ed A5sel$ Flxod A8soI Inve8trnenl$ Current As￿15 Current Ll8blliNe$ 444.149.61 444,149.81 15,522.32 92,W9.1 35.291,68 517 289.44 15.522.32 1,000.(K) 87,220. 24.668.83 3.171.68 485 666.76 35.100.96 16.622.32 P8ge 10

PAROQHIAL CHURCH COUNQIL OF BIGGLESWADE NOTÉS TO THE FINANCIAL STATEME14TS FOR THEYFAR ENDED 31 DECEMBER 2023 13 PGG MEMBERS AND KEY PIANAGEMENT PERSONNEL REMUNERATION AND EXPENSES Ther8 were nD member8, reJnuner8tknn orolher betrllLs forlhe er>JBd 31 DecemtrAr20fJ ￿f0rfv ye&re￿Ied 31 December2022. Mombor8' vxpen8es Rdmbursemenl of8xpèn8es durfThJ thè ￿or ¢0 ¢onn¢¢tsd pets¢w as foTkM%.' InGufflbBnl'5 ExpenseE 1.433 14 RELATED PARTY DISCLOSURE8 Rolated Truit Thg Peler Vld<eiB MernDrfal Fund ivas ¢re8led kn 2013 by 8 bequesl from Petsrvtckern forthe ts¢￿￿{ ofst. Andrews. The sre held In a separate trult a￿$ nol avllabkn to Ihè PCC bAal thfr dkncfellon ofthe Tru8le8B Oncumbenl 8TrJ hufchyiardensl. Al 31 December 2023 the lolBI v8lu8 ol Petsr Vlckefs N￿mOr111 Fundw8s £577.105 (2022- £07&708i Ihls 8ft&r a gfBnl lo Ihe PCC durlng the year f¢rV￿ Iteatlw Awe81 In Ihe 6um of £f70.1th) Pgge 17

PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE PAROCHIAL CHURCH COUNCIL OF BIGGLESWADE I rerth on the A¢￿UnIS of the PCC for year ended 31 D￿MI￿r, 2023, %thi¢h arg set out on pages 9 to 17. in res￿ of an examinalton caffled out in ￿dance wblh the Church Accounling Regulations 21x6 (Ihe Reg￿ation.) and $145 of the Charilies Act 20111.lhe A¢r). Rospectlve rnyponBlbllltle8 of truBte88 and examln8T As the Charfty's trustees are re¥￿$1￿6 ftlhe kyeparaion Accounts., you I￿sk￿er that the audit requirement of Section 14412) of the Chaiibes Act 2011 (the Act) d￿5 not apply and that an independent exaninalion is ￿e￿ed. 51 is my reswnsiknlity lo eXam1r￿ Ihe ac£ounls (under section 145 01 the Act), lo fdlow the procedures S[e￿r￿1 in the Geneial Direclions gwen by th8 Charity Crxnmi88ioners (urMl6r Section 145(5Xbl dtheAcl). and to 8tsle y￿￿¢her particular matters have ccine lo our attention. Ba818 01 Independent examlnof8 Teport My examinalion ￿￿s carried out in aCcOrda￿e wilh the General Direciions given by the Charily Commissioners under $14515llbl of the Acl and lo t fwnd in the Church guidarKe 2006 edition, An examination Includes a review of the accojnling le￿d8 kept by the Charity and a comparison of the Account8 presented wlh those rerord3. It aso includes Consideration of any unusual items or di%losure$ in the Accounts. and seeking ex￿anatiOnS from as Injsleeg concerning any Such maller& The prO￿dureS undertaken do noi pr(WKle all Ihe evidence that Yo)uld be required in an aiidil, and ￿nSequen11Y no opinion is given as lolthelherthe A￿nIS presenl a'lrue and fairview and thè report is limiied to those matters sel out in the noxt statemenl. Indeptrndenl •xamlnoI8 8tatoment In connecbon with my examinatlon, no maler has ¢c4ne lo my attenlicn.. 111 which gives me reasonable cause kn believe that in any mat•ial respect the requirements lo keep 8ccounling rrtords In ￿Kda)ce wilh Sec11￿ 130 of th& Act: and lo prepare Accounts ￿1¢h accord with the a¢u>untlng records. have not been met.. or {21 to which. in my opmnion, attèntion sh￿Id be drats￿ in order to enable a proper undetstandi of the Accounts lo be reached. Colin Sparshott, FCCA Dated: 28 March 2024 Pwje 18