ST PAUL'S CHURCH
WINCHMORE HILL
Annual Report and Financial Statements
of the Parochial Church Council
of the Ecclesiastical Parish
of St Paul, Winchmore Hill
for the year ended
31 December 2023
Registered Charity Number 1133942

The Parochial Church Council
The Parochial Church Council of the Ecclesiastical Parish of St Paul, Winchmore Hill
('the PCC,) has responsibility. in conjunction with the Vicar and Churchwardens, to
promote the mission and mission of the parish. This includes responsibility for
maintaining the church building, St Paul's Church Hall, and St Paul's Lodge, and the
proper stewardship of the church's financial position and other resources.
Membership
Members of the PCC are either ex officio
or elected by the Annual Parochial
Church Meeting (APCM) or the PCC in
accordance
with
the
Church
Representation Rules. Elected members
serve a three-year term commencing at
the conclusion of the APCM at which they
are elected. By convention. PCC
members normally do not serve for more
than two consecutive terms {i.e. six
years).
During the year beginning 21 May 2023 the following have served as members of
the PCC:
023_24
Nam6
Type
Year
elected
nla
Office
Fr Daniel Sandham
Fr Pete Hopkins
Phil Morehen
Ann Pelrides
Martyn Caswell
Susan Chambers
Ilzhak Mallhai
John Hey
Michael Laurie
Pascale Louis-Louisy
George Agyekum
Paul Prigmore
Alan Davis
Tony Cooke
Wanda Alkins (Alison)
Katherine Roberts {Kalel
Maggie Lindsay
Samantha Hine
Alison Perera
Andrew Woodward
Ex officio (licensed clergy)
Ex officio (licensed clergy)
Ex officio (Churchwarden}
Ex officio (Churchwarden)
Ex officio
{Deanery Synod)
Chair
nla
nla
nla
2023
Vice-chair
2023
2023
2023
2023
2021
Elected
Elected
2021
Elected
2021
Elected
2022
Elected
2022
Elected
2022
Treasurer
Elected
2022
Elected
Ele¢ted
Elected
2022
2023
Electoral Roll Officer
2023
Elected
2023
Lola Cawood
Athena Foran
Elected
2023
Elected
2023

Rebecca Clark
Co-opted
Co-opted
2023
Secretary
Safeguarding Officer
Claire Knight
2023
Vicar's Report
Introduction
Writing my annual report is one of those jobs I never look forward to, but always end
up enjoying. It forces me to reflect on a whole calendar year, and, as I both write my
report and read those written by others, I never fail to wonder at the sheer amount of
stuff we do - by God's grace - here at St Paul's. As much as an Annual Report is a
requirement of being a charity registered with the Charities Commission, it is also a
good opportunity to give thanks for all that God is doing here.
Worship, prayer and discipleship
The worship of Almighty God is central to the mission
and ministry of the parish, and our regular celebration
of the Eucharist is the source and summit of our life
together.
The Sunday worship pattern we introduced in
September 2021 is now properly embedded. and all
three of our Sunday services have continued to
flourish. Our average Sunday attendance in 2023 was
200 {132 adults and 68 children), which is the same
figure as 2022. This number fluctuates. and is
significantly lower, for example, during the summer
holidays. At a time when church attendance nationally
is declining we can be encouraged that this is not the case here at St Paul's.
Nonetheless, our vision is to grow faith in Winchmore Hill, and this includes growing
numerically. Increasingly Sunday worship competes with other demands in people's
lives, and we are to encourage one another to make Sunday worship our priority.
We can also be hugely encouraged, not only by the number of children and young
people who attend St Paul's, but also of the way in which their participation in our
worship is growing. Visitors from other churches regularly comment on this, often
with envy.
We celebrated our Patronal Festival - the Conversion of St Paul - with one of our
All-Together Eucharists. and welcomed the Bishop of Lewes. the Rt Revd Will
Hazlewood, as our preacher. These All-Together Eucharists. of which there were
five over the course of the year, are wonderful opportunities for us to come together
in worship as a church family.

During Lent we took part in the Diocese of London's
live-streamed course Prayer Practices for Lent.
Holy Week and Easter is the climax of the Church's
year, as we celebrate the mystery of the death and
resurrection of Jesus Christ. This was observed
beautifully this year. For the Holy Triduum I preached
on the role of feet in the paschal story, having
preached on hands the previous year. (For 2024 we
welcome a guest preacher, lest I run out of suitable
body parts.) The Easter Vigil
a dramatic and
beautiful,
but
largely
misunderstood
and
undervalued, liturgy) was the best attended we have
had for many years. 338 people attended worship on Easter Day (including Easter
Vigil on Saturday), and there were 204 communicants. This was a decrease from
2022. at least partly due to where it fell in the school holidays.
3" Southgate, our sponsored scout group and using the Church Hall on Monday and
Wednesday evenings, attended a number of parade services. and made their usual,
poignant contribution to our keeping of Remembrance Sunday.
In the run-up to Christmas we had the usual and very full programme of school
Christingles, Carols on the Green (see Outreach report), and Nine Lessons and
Carols. 587 people attended church on Christmas Eve/Day, and there were 296
communicants. This was an increase from 2022, and a return to pre-pandemic
Christmas attendance levels.
Our termly Choral Evensongs, each with its own theme, continued. In Lent we
welcomed the Revd Rich Alldritt, Vicar of the neighbouring parish of St Thomas,
Oakwood, as our preacher. Our summer term Evensong celebrated the Coronation
of His Majesty King Charles, and the preacher on that occasion was the Revd
Richard Bastable, Vicar of two parishes in the Kensington Episcopal Area. The
previous day the Coronation was live-streamed in church.
There were 21 infant baptisms in 2023, two
weddings, and the clergy officiated at 10
funerals, seven of which were held in church.
Catechesis is an important feature of our
parish's life and culture. In June 14 children
were confirmed. and five children received into
the Church of England. Six adults confirmed.
and one adult received. This was the Rt Revd
Rob Wickham's last visit as Bishop of
Edmonton, before taking up his new post as
Chief Executive Officer of the Church Urban
Fund.
In May we made a walking pilgrimage from
Redbourn to St Albans, following in the footsteps of St Amphibalus.
People

The Church is the Body of Christ, as St Paul reminds us. and it is made up of many
members, each with their own distinctive tasks and callings. That is very true in a
parish family, and is pivotal in ensuring that we continue to grow and flourish as the
Church in this place.
Fr Pete Hopkins, our Assistant Curate. was ordained priest at Petertide at St
Pancras, Euston Road, in what was Bishop Rob's final act as Bishop of Edmonton.
He will continue to serve his title here until 2025. The Revd Christine Morton's
perrnission to officiate (PTO) expired in 2023, bringing to a close 38 years of faithful
ministry at St Paul's. 29 of these was as a priest, being among the first cohort of
wom en to be ordained priest in the Diocese of London. Christine has been - and
continues to be! _ a precious gift to our church family, for which we give thanks to
God.
The triennial re-licensing of Licensed Lay Ministers
(LLMS) took place at St Paul's Cathedral in November.
Mark Ashworth and Sarah Elkins were re-licensed by the
Bishop of London, and continue to make a very valuable
contribution to our ministry. Likewise Alison Perera, our
Locally Commissioned Minister (LCM), who was also
recommended for LLM training, to be licensed in 2024.
There were a number of staff changes in 2023. Elouise
Nell resigned as full-time Children and Families Worker
in August. and was re-appointed on a new part-time
basis in November. The planned restructuring of the Parish Office took place in
March. Hilary Crocker, who had served as Parish Administrator for over a decade,
became our Officer Manager and Vicar's PA. and we appointed James Wilson as
Facilities Manager. James resigned in October. and was replaced by Ayse Eris.
Christopher Foreman continued as our Director of Music.
Ann Petrides continued as churchwarden, and Phil
Morehen replaced Will Sheldon at the Annual Meeting
of Parishioners. The churchwardens do a colossal
amount of work behind the scenes, not least in
supporting me. and l am hugely grateful for them. They
are in turn supported in their Sunday ministry by a
number of loyal duty wardens and a team of welcomers
(officially known as sidesmen).

l am constantly mindful that the ministry of the parish thrives because of a large
number of volunteers who play all sorts of significant roles. Like most churches, our
volunteer numbers have decreased since the pandemic, and this remains one of our
greatest challenges. This serves to make me even more appreciative of our
volunteers, and the reports which follow from the various committees and activities
is a testament to their commitment. energy, support and
dedication.
On a rather different note, a special link exists between
St Paul's and the neighbouring parish of Holy Trinity.
whereby the Vicar of St Paul's is the patron of the living
at Holy Trinity. After Fr Richard Bolton's retirement in the
summer,
the Bishop lifted the suspension of I
presentation, and so I was able to exercise my rights of
presentation, and became the first Vicar of St Paul's to
do so since Francis Lampen presented Malcolm Gray in
19751 I was privileged to be part of the recruitment
process for a new vicar, and duly presented Fr Simon
Morris to be inducted by the Bishop of Fulham in
September.
Schools
fl
St Paul's Church of England Primary School continues to be an important part of our
parish's life.
As Vicar. l am an ex officio governor, an4
Governing Board. Dilani Dassenaike and , {./
who represent the PCC. Three other regul-
governors in different capacities. among
them Theresa Davis, who is Chair of the
Governing Body.
In December, just before Christmas. the
school received its statutory Ofsted
inspection. and I was part of a team of
governors who met with the inspectors.
This was the first time the school had
been inspected since 2013. Ofsted's
judgment was 'Good'. and the inspection
report can be read on the school's
website.
11
A team of clergy and ministers from the churches which feed into the school lead
Collective Worship every week, and also assist with RE. A Whole School Service
takes place twice a term in St Paul's Church, and the Eucharist is celebrated with
Years 5 and 6 in each half term in different locations. Additionally. KS1 and KS2
celebrated Thanksgiving Services in May. Year 6 gathered with parents and families
for their Leavers, Service in July. and the two Christingle services in the run-up to
Christmas were as beautiful as ever.

We take great pride in our church school, and are very thankful for the hard work
and dedication of its staff.
Keble Prepatory School is the only other school in the parish. I led an assembly for
Harvest in September. and Fr Pete led their Carol Service which took place in
church in December.
The PCC
The PCC met six times during 2023 in the Howley Hall of the Church Hall. In
addition to standard business the PCC:
continued its implementation of our vision and strategy Growing Faith in
Winchmore Hill,.
in consultation with the Church Hall Redevelopment Working Group, continued
discussions about the future refurbishment of the church hall, appointing Erect
Architects. and authorising funds for the first stages of design.
discussed, and appointed a working group. to implement a planned giving
campaign, Give to Grow,.
recommended the renewal of licences for our Licensed Lay Ministers. Sarah
Elkins and Mark Ashworth, and approved to recommend Alison Perera for this
ministry.,
discussed the future of the role of the Children and Families Worker, reducing
this post to half-time.
having been authorised to appoint a new Independent Examiner by the Annual
Parochial Church Meeting in May 2022. appointed Clare Matthai.
renewed its safeguarding policy and procedures.
The Standing Committee. which comprises the Vicar, Churchwardens, Treasurer
and Secretary, met between PCC meetings to enact other items of business.
Looking to the future
We enter 2024 with confidence and hope for the
future. Now that our architects have worked up
plans for the refurbishment of the Church Hall, one
of our major focusses will be fundraising for this
major project. This will be an exciting project. Not
only is our Church Hall used by a variety of church
and church-related groups (Sunday School. Toddler
Group. uniformed organisations. Mothers, Union),
but it is also used every day by a great variety of
groups from the local community. This includes a
nursery school every weekday, choirs. yoga
classes. a dance school. a diabetes drop-in. and
lots more. It's a popular venue for children's parties
at weekends. Fundraising significant amounts of money can be a daunting task, but
we know that we undertake this with a huge amount of good will for a building used
-¥

by some many in our community. and knowing that this - like everything we do at St
Paul's- is done by God's grace.
Fr Daniel Sandham, Vicar and Chair of the PCC
Report on the Fabric of the Church
(Church and Premises)
The church, church hall and curate's house
have all undergone routine, minor
maintenance, and during the year all the
required statutory tests on gas and electricity
supplies and installations were satisfactorily
carried out. New carbon monoxide alarms
have been installed near all the boilers in the
church hall and curate's house.
Roof and Stone repairs: Alex Veal of ART
Architects was appointed to prepare a tender
package for the roof and stone repairs which
were
identified
in
the
Quinquennial
inspection report. The scope of the repairs
was extended to include repairs to the finials
on the Reredos. The tender package has
been received and we are seeking approval from the Archdeacon to carry out these
works and will be looking at options for funding and tendering these works during
2024.
Asbestos surveys: We have had approval for a Refurbishment Asbestos survey of
the Church and Church Hall and a re-inspection of the curate's house. These
surveys will be completed in early 2024. The refurbishment surveys must be
completed before any work to the Church or Church Hall can commence.
Refurbishment of church and hall: Over the
summer the Church Hall Working Group invited six
architectural practices to tender for the design of
the Church Hall refurbishment. We received four
returns, and two architects were interviewed. I
Following this Erect Architects were appointed.
Erect then prepared a series of refurbishment
options which were reviewed by the Working
Group and this feedback was incorporated into the
final proposals which were presented to the PCC
in January 2024.
Andrew Woodward, Chair of Church and Premises Committee

Children and Families
Sunday Chlldren's Groups
Our volunteer team have continued to grow faith in our children's ministry this year
and use the Roots on the Web resources to engage with the children. We are
grateful for each one of them who have made this ministry possible. We recruited
more volunteers and are steadily growing the volunteer team. For the year we have
had 22 volunteers serving in the Sunday Children's Groups. The strategies
employed over the year to recruit volunteers looked as follows..
Volunteer pamphlets handed out at the end of the various church services
Requested volunteer assistance during the notices in church from time to
time
Emails to parentslcarers of Sunday School children requesting volunteers
Directly asking parents of children to join as Sunday School volunteers (at
least 5 of our new volunteers were recruited this way).
In total, we have had 97 unique children over the three groups (Sparks, Ignite and
Ablaze) attending one or more Sunday School sessions over the year. These
groups all take place in different rooms in the Church Hall. Please see the summary
of average attendance below.
11 TotalAttendance
11 AverageAttendance.
57
39
32
Sep-22
Oct-22
13.0,,
Nov-22
Dec-22,
44
78
Jan-23
Feb-23
Mar-23
Apr-23';
May-23
Jun-23
Jul-23
60
49
20.0,,
22
33
37
31
15.51

Total Attendance vs Avg Attendance by month
2&0
78
22.0
70
20.0
zoo
19.0
57
16.3
16.5
Is.5
14.7
49
13.0
44
< 40
39
12.3
37
32
33
31
30
22
20
io
Sety22
(kt-22 Nov-22
Dec.22
Jan-23
Feb-23
Mar-23
Apr.23
May.23
lun-23
lul-23
TotalAttendante ￿A￿e￿aSeAlle￿allce
Toddler Group
We have had eight parent volunteers over the year who helped with setting- and
clearing-up of this group, which takes place in the main hall of the Church Hall. The
children and parents enjoy play time with Christian children's songs playing in the
background, and we set-up three activity tables for them. At the end of every
session all the parents and children help to clear up while our clear up song plays,
and then we have a guitar sing-a-along with Fr Pete and me.
We have on average 15 children and their
parentslcarers join us each Wednesday
afternoon during term-time.
We are very thankful for the five Mothers,
Union volunteers who have continued on the
refreshments rota.
We were very happy to receive some new toys
bought with surplus from the toddler group by
the Mothers, Union Treasurer. Will Sheldon.
We received some new prams. play dough
play and kinetic sand which the children love! We are also thankful for the toy
donations received from parents and church members.
Joyful Noise
We are recruiting for more intercessors for the Joyful Noise service as some of our
volunteers have stepped down for the summer and have joined other rotas in the
church.
Children's crafts (following the lectionary) and a baby section with toys have been
prepared in the hall for families after 9.15am service this year, which has worked
well.
10

ChurGhSuite
In addition to attendance monitoring and volunteer rotas. this term Churchsuite has
been used for its calendar function" Sunday school sessions, Toddler group
attendance and events have been posted there. We also used a QR code
redirecting to the Event page on Churchsuite to book the Pancake Party tickets.
Family events and activities
For the Patronal Festival children performed a dramatized reading of St Paul's
conversion during the service and we had doughnuts in the Church Hall after the
service.
Countdown to Easter Calendars and Dust and Glory Lent resources were purchased
in bulk to get discounted prices for Lent resources for families.
On Shrove Tuesday we hosted a Pancake Party in the Church Hall to prepare for
Lent, a talk was offered on the meaning of Shrove Tuesday. children were able to
make and decorate their own pancakes during a pancake making workshop,
pancake themed games were played and the children had a pancake flipping
competition to beat Fr Daniel's record.
Children took part in the Good Friday children's liturgy. Easter Boxes were available
for order and available for collection after the Palm Sunday service. Easter boxes
included a Holy Week cross shaped calendar to decorate, a story book on the
Easter Story, Easter eggs and a few Easter themed crafts.
A Sunday School Volunteer Tea Afternoon took place in April to give thanks and
show appreciation for the volunteers, contributions to this ministry, for their love and
dedication to the Sunday School children
A small group attended and enjoyed Messy Cathedral at St Paul's Cathedral on 1
April.
For the Coronation of King Charles 111 children's packs were made for children
attending the Coronation live-stream. They included crowns and some colouring in
activities for the children to do while families watched the coronation.
Elouise Nell, Children and Families Worker
Music
Only a few years ago our robed choir had
sixteen people on board. Since then a
number of people have left for various
reasons or moved out of the area
altogether, and there was one death in
2022. We now only have seven regular
members. I think I can say they are doing a
great job in leading the singing in weekly
services. as anyone listening to the
streamed services will find out. They also

s which can enhance the message of the service. But
n us. We are a warm and welcoming bunch of singers.
d. others less so, that does not matter, there are no
ry Friday in the church at 7.30. We fully realise not
single week but we would welcome fresh faces and
voices. There must be people in a church with over
400 on the membership roll who can sing! There is a
lively social scene with meals in local venues and
members. homes. Singing is for everyone and is an all-
age activity with benefits for mental and physical
health and well-being.
Some flagship events are the three termly Choral
Evensongs. In March 2023 we had a Lenten themed
Evensong followed by a Coronation Choral Evensong
in May, then an Evensong in October built around the rnusic of two composers who
died in 1623, 400 years ago. These were well attended with nibbles after the
service. The Nine Lessons and Carols service was another major highlight. We led
the popular Songs of Praise favourite hymns event in February and assisted in
Carols on the Green.
The band help to lead the music for the five annual All-Together Eucharists. We use
the church's magnificent grand piano. and we also have a trumpeter and drums,
occasionally a guitar and a vocal soloist. But again we would welcome more
instrumentalists to get involved and join us.
The Sunday School choir have recently started singing special songs for key
services and this is likely to continue and increase. There is much potential here.
Christopher Foreman, Director of Music
Social and Fundraising
Our May Fair in the Church Hall and car park was a
lovely family event with our usual crowd-pleasing
bouncy castle, BBQ, Pimm's stall, tombola,
secondhand toys and books as well as the much
loved homegrown plant stall to name but a few. The
event raised just over £3,000. So, all in all a good
event.
The Vicarage garden party was such a lovely event
social event for all generations. This year we
outsourced the catering to Cooking Champions. which was delicious. However, we
did have to increase the cost this year to be £17 adult. £8 child and £47 a family,
which might have put some people off. However. it was a lovely well attended event
and the sun shone and we all enjoyed the glorious Vicarage garden while sipping a
glass of Pimm's. Next year we will be looking at more in-house catering to help
reduce the cost of the tickets.
12

Our first event of 2024 is our Bring and Share event, which we hold every other
year. This is a lovely social event for the congregation to bring a plate of their
favourite food to share in the hall and catch up after the Christmas season. We sell
refreshments on the day which make a small amount of money. It is always a lovely
event to start the new year.
Samantha Hine, Chair of Social and Fundraising Committee
Outreach
The Outreach Committee had a great year!
In February we ran a Pancake Party on
Shrove Tuesday which was well attended. It
was a brilliant event which brought together
families from both Sunday School and
Toddler Group.
We supported APAP (All People All Places)
throughout the year with both volunteers
and food deliveries to the day centre that
they have been running in Pymmes Park. As
usual part of the money raised from Carols >
on the Green was also donated to APAP.
We spent the autumn term planning Carols
on the Green which was a huge success. It
drew large crowds and raised over £4.800 for homeless charities. The Outreach
Committee all contributed so much to make this event a success as did so many
other people from the St Paul's church family. It was certainly a brilliant way to
engage with our local community!
This year some of the Outreach Committee also supported the CAP (Christians
Against Poverty) Christmas Dinner in Enfield. Our Outreach Committee members
helped to provide, cook and serve the food! This was a Christmas Dinner for
vulnerable people that around 30 people attended. The event was a great
opportunity to do outreach at Christmas time alongside volunteers from other
churches from the local area.
So praise God for the Outreach Committee! And we hope to find more new and
creative ways to do outreach in Winchmore Hill and the surrounding area in 20241
Fr Pete Hopkins. Chair of the Outreach Committee
Pastoral Care
The Pastoral Team has been running since 2021with nine members including the
clergy. This ministry is there to support all the ways that pastoral care already takes
place in the parish. Jane Reed is the current co-ordinator and reports to Fr Daniel
and the Ministry Team.
13

The Team offers a range of support. Prayer and Listening Ministry take place after
the Sung Eucharist once a month and on those Sundays members of the team also
go along to coffee after 'Joyful Noise, to chat to our children and families. Prayer
Ministry often includes prayers that people would like to say for someone else.
During 2023. there were 17118 parish households who were kept in touch with
through visits. phone calls or taking Holy Communion. The majority of these are
members of the congregation that are housebound, bereaved. sick or troubled.
The St Paul's Neighbourhood Support Team (NST) continues to operate with a
small team attached to households who live near to them. This team is run by Carla
Aylott., The NST alert the pastoral team to people who may need extra support.
These are people who are able to get to church but generally live on their own, or
have been recently sick or bereaved.
The Pastoral Team have had training to lead listening and prayer ministry. The team
continues to meet every other month for ongoing support, development and
discussion about topics that are helpful to our ministry. In the Summer of 2023 we
held a very useful session with an Admiral Nurse, Sharon Johnson, from Chase
Farm Hospital, about Understanding Dementia that was open to members of the
congregation. We also led a quiet day in November to prepare for Advent.
Jane Reed, Pastoral Care Coordinator
Charities
A total of £1747.60 was raised for The Nightingale
Cancer Support Centre, our annual charity during
202213.
Christian Aid is our annual charity 2023124. By the
end of 2023. £969.27 had been raised for this
charity. Special thanks go to Sue Jeffreys and her
Community Choir whose concert in the autumn
raised £285.46 of this total. The Bangers and Mash
evening with music hall entertainment, held in
November in the Church Hall. raised £455.50. This
was shared between Christian Aid and Alzheimer's
Research.
The sale of poppies in November raised over £100 for the Royal British Legion.
Food donations left in the church porch throughout the year are available for local
households experiencing food poverty. Surplus food is shared between the North
Enfield Foodbank and outreach projects organised by neighbouring churches.
Our Harvest Festival gifts and Christmas food donations were sent to the North
Enfield Foodbank.
14

Our Mothers, Union donated £700 to support a number of charitable projects in the
UK and overseas organised by the Worldwide Mothers, Union. At Christmas 2023,
MU members also donated 22 shoeboxes of gifts that were distributed to vulnerable
people and refugees living locally. twenty eight £10 and £15 gift cards to the charity
PACT for prisoners to give their children as Christmas gifts, and also many new
children's books and games that were distributed via the Foodbank.
Susan Chambers. Chair of the Charities Committee
Safeguarding
Our parish safeguarding dashboard was promoted to Level 2 due to good progress
made at Level 1.
Actions from PCC meetings:
The PCC accepted section 7 of the parish handbook as the adopted
procedure. (see parish safeguarding handbook) for dealing with
safeguarding allegations or concerns.
Training..
17 members of the PCC have completed relevant safeguarding training.
basic and foundation including 3 members who have also successfully
completed the leadership training.
We celebrated Safeguarding Sunday on 19 November to raise awareness of the
issues around safeguarding. The children at both Joyful Noise at the Sung Eucharist
learnt a special 'Roar' song, Fr Daniel preached about safeguarding, and I spoke the
congregations.
Claire Knight appointed as Parish Safeguarding Officer
Jessica Kafizas appointed as Deputy Safeguarding officer
Claire Knight, Parish Safeguarding Officer
Enfield Deanery Synod
The Deanery Synod met three times during 2023. These meetings are open to all
members of the Anglican churches in Enfield.
Spring 2023 at Christ Church, Cockfosters
The Revd Stephen Gallagher. Area Dean, welcomed members to the meeting, and
the Revd John Tuckwell gave the opening prayers.
Jane Reed spoke about All People All Places reporting that the roving night shelter
had been discontinued. being replaced by a day centre at Pymmes Park operating
15

three days a week. A pre-cooked vegan lunch is provided on Wednesdays and
anyone interested in volunteering should contact Sue Johnson, the Lay Chair.
A Musical Devotion for Lent. David and Nikki Hooke from Christ Church,
Cockfosters led the Deanery in prayer and contemplation using the parable of the
prodigal son followed by a beautiful version of Psalm 23.
There was also a short video presentation on Local Houses of Prayer.
Summer 2023 at St Peter & St Paul. Enfield Lock
The Revd Stephen Gallagher. Area Dean. opened the meeting with prayer and
welcorned members to the parish.
Elections were held for Officers and also members of the Standing Committee. A
short talk was given on the role of the Treasurer and how Deanery funds were
spent.
London Diocesan Board for Schools: Two school governors were appointed to
Bishop Stopford and St Andrew's, Enfield. A brief address was given describing the
role of a school governor.
After the meeting finished, refreshments were provided in the Vicarage garden
giving the opportunity to meet and talk with other mernbers of the Synod.
Autumn 2023 at st Alphege, Edmonton
The meeting was opened with prayer and members were welcomed to the parish by
the Revd Stephen Brown.
Deanery School Governors were appointed to local schools Bishop Stopford and St
Michael's Brigadier Hill. Also, there was an appointment to Enfield SACRE
(Standing Advisory Council on Religious Education). This is a body set up to advise
the Local Authority on matters related to Religious Education and Collective Worship
in local schools.
The main item on the agenda was an introduction to The Grow Course by Katy
Lysak and Simon of CCX (The Gregory Centre for Church Multiplication), an
initiative by the Diocese of London and based near St Paul's Cathedral.
The Grow Course aims to help churches to grow in health, depth and impact to
reach new people. The initiative which was started in 2016 is an intensive course
undertaken over several weeks. usually by a cohort of churches.
Church growth is not just about numbers. it is about going deeper in our relationship
with God and loving those in our communities. Every church was started for these
reasons but maintaining that can be difficult in a world that is constantly changing.
The Grow Course helps churches think through being intentional about growing in
health. depth and impact through the use of course materials, learning communities
and coaching for the church leader.
Michael Laurie, Deanery Synod Representative
16

Financial Report
There was a surplus of £27,255 on the General Fund (i.e. funds that are unrestricted
and not designated for other purposes) in 2023. This was better than had originally
been expected. Reasons for this include a legacy of £10,000 and income from
investments has continued to be higher than has been the case for many years. We
had also been anticipating more expenditure in 2023 on works due to be carried out
to the roof and stonework identified in the quinquennial report.
It is encouraging to see that planned giving (and hence Gift Aid recoverable)
increased in 2023. This was mainly due to the Give to Grow stewardship campaign.
As a result of this, some 26 families are now signed up to the Parish Giving Scheme
generating regular monthly income of £760 (including Gift Aid). Loose plate
collections also increased due. in part. to the use of the card machine and QR codes
which make it easier to contribute in this way.
Church Hall lettings were down by around £3.000. It is likely that this is partly due to
the fact that 2022 saw a large number of casual lettings for parties and events
postponed from previous years due to Covid which was not the case in 2023. It is
also the case that, following a price increase, some regular users responded by
decreasing their use of space or reducing the amount of time they rented for. We
are actively looking for new groups to take regular space in the various rooms.
The rent from letting out St Paul's Lodge (£3,800) covered the costs of the
payments to the Diocese for Fr Pete's flat in the first two months of the year. He and
his family moved into the Lodge in March 2023.
Assistant staff costs reduced by £13,650 in 2023. This was due to the fact that we
did not have to pay the Diocese for Father Pete's accommodation from March and
were without a Children and Families Worker (C&FW) for the last 4 months of the
year. A part time C&FW was appointed from January 2024. The costs for this
(around £14,000) will now need to be financed from General Funds as the
Restricted C&FW fund only had a balance of £835 at the end of 2023.
General Church running costs remained fairly steady. It was agreed that preparatory
costs for the roof and stonework repairs mentioned above should be financed from
the Flaherty Fund. This Restricted Fund can only be used for repairs and
maintenance to the Church. Running costs for the Hall increased as expected partly
due to an increase in cleaning and maintenance costs. We had been expecting this
to be the case once the Facilities Manager was appointed. There was also some
expenditure (£8,040) associated with the cost of design and brief work for the major
refurbishment project for the Hall. This was financed from Designated Funds as per
Note 14 of the accounts. We have been very fortunate that our energy contracts
were fixed before the huge increase in costs. This comes to an end in March 2024
so we are likely to see a fairly substantial increase going forward.
The PCC were very grateful to St Paul's Trust for the regular grant of £5,300
towards the salary of our Parish Administrator. However, the Trust has informed the
PCC that this will be the last year that it will be making this grant. The administrative
staff costs were higher in 2023 than 2022 due to the appointment of a Facilities
17

Manager in March. In 2024 costs may be slightly higher again as we recruit a new
Office Manager and Vicar's PA (Hilary Crocker, the current post holder, is due to
retire in 2024) and will have a full year of costs for a Facilities Manager.
Restricted Funds are detailed at Note 5 of the accounts. Reference to both the
Flaherty Fund and C & FW Fund have already been made earlier in this report. The
Church Furnishings Fund was used for the cost of building a new stable for the crib
figures purchased in 2022 and some vestments were purchased after a donation for
that purpose was made. The Hey Fund is restricted to expenditure on the church
building. These and other funds (which are self-explanatory) have seen little or no
change.
The PCC considered its reserves policy at a meeting on 11 March 2024 and
approved the following:
It is the policy of this church to keep three months general running costs (hall,
church, staff and Common Fund) and a term's hall income in reserve to cover
unforeseen emergencies.
Based on annual expenditure of around £208.000 (as per the 2024 budget) and Hall
income of £75,000 per annum this would be about £77,000. As at the 31st
December 2023 our free general reserves were £140,113 so we are still in a good
place. However, this is likely to decrease rapidly once the major Hall refurbishment
project starts.
Alison Atkins, Treasurer
The trustees declare that they have approved the trustees. report above.
Signed on behalf of the trustees by:
Mrs Ann
etr
Mrs Rebecca Clark
Vice Chair of
ePCC
PCC Secretary
11 March 2024
18

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31ST DECEMBER 2023
Unrestricted Restricted Endowment TOTAL
Funds
Funds
Fund5
2023
TOTAL
2022
Notes
INCOME AND ENDOWMENTS FROM:
Donations and Legacies
3a
117,062
5.999
123,061
181,842
Other Trading Activities
3b
77.112
77,112
80,048
Charitable Activities
3c
16.889
16.889
18.660
Investment Income
3d
10.570
1,274
11.844
4.239
other Income
3e
3,932
3,932
19,906
TOTAL INCOME
225,565
7,273
232,838 304,695
EXPENDITURE ON:
Raising Funds
923
923
3, 147
Charitable Activities
4b
196.591
26.503
223,094
409,601
Other Expenditure
4c
796
796
3,742
TOTAL EXPENDITURE
198.310
26.503
224.813 416.490
NET INCOME/ (EXPENDITURE)
27.255
-19.230
8,025 -111,795
GAIN/(LOSSES)
ON INVESTMENTS
Realised
Unrealised
1,369
1.369
-1.941
Total Funds Brought Forward
163,826
152,510
128,680
445,016
558.752
TOTAL FUNDS CARRIED FORWARD
191.081
134,649 128,680 454.410 445,016
Movements on all reseryes and all fecognised gain5 and losses are shown above. All of the org3nisation's
operations are classed as continuing.
The notes on pages 3 to 9 form part of these financial statement5.
18

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
BALANCE SHEET
AS AT 31ST DECEMBER 2023
31-Dec
2023
Total
31-Dec
2022
Total
Unrestricted Restricted Endowment
Funds
Funds
Fund5
Notes
Fixed Assets
Tangible assets
Investment assets
2a
2b
128,680
128,680
15,914
144,594
128,680
14,546
143,226
15,914
15,914
128.680
Current Assets
Debtors
Cash at bank and In hand
Short Term Deposlts
16.033
35.024
142.856
16.033
35,024
267,869
85,843
20,897
206,748
125,013
rotal Current Assets
193,913
125,013
318,926
313,488
Creditors: amounts falling due
within one year
-2,832
-6.278
-9,110
-11,698
NET CURRENT ASSETS
191,081
118.735
309.816
301,790
TOTAL ASSETS less cvrrent liabilities
191,081 134,649 128,680 454,410 445,016
NET ASSETS
191.081 134,649 128.680 454.410 445.016
Funds of the Charity
General Funds
Restricted Funds
Designated Funds
140,113
140,113
134,649
50,968
104,818
152,510
59,008
134,649
14
50.968
Capital Funds:
Permanent Endowment Funds
2a
128,680
128,680
128,680
Total Funds
191,081
134,649 128,680 454,410 445,016
Approved by the PCC on I Ith March 2024 a
Signed on their behalf by
19

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST DECEMBER 2023
I. ACCOUNTING POLICIES
The financial Statements of the PCC have been prepared in accordance with the Church Accounting
Regulations 2006 together with applicable accounting Standards, the Accounting and Reporting by
Charities: Statement of Recommended Practice applicable to Charities preparing their accounts in
accordance with FRS 102 (effective l January 2019) - {Charities SORP (FRS 102}l and the Charities Act
2011 but a cashflow statement is not included as the PCC'S income is below £500,000.
The financial statements have been prepared under the historical cost convention except for the valuation of
investment asset5, which are shown at market value. The financial statements include all transactions, assets
and liabilities for which the PCC is responsible in law. They do not include the accounts of Church groups that
owe their main affiliation to another body, nor those that are informal gatherings of church members.
Funds
Endowment lund5 are funds, the capital of which must be maintained,. o￿lY income arising from investment ol
the endowment may be used either as restricted or unrestricted funds depending upon the purpose for which
the endowfflents was established.
Restricted Funds represent {al income from trusts or endowments which may be extended only on those
restricted objects provided in the terms of the trust or the bequest. and Ibl donation5 or grants received for a
specific object or invited by the PCC for a specific object. The fund5 fflay only be expended on the Specific
object for which they were given. Any balance ￿mainIng unspent at the end of each year must be carried
forward as 3 balance on that fund. The PCC does not U5u3lly invest separately for each fund. Where there is
no separate investment, interest is apportioned to individual funds on an average balance basis.
Unrestricted Funds a￿ general funds which can be used for PCC ordinary purposes.
Incoming Resources
Planned glvln9, collection5 and donattons are recognised when received. Tax refunds are ￿ognIsed when the
incoming resource to which they relate are received. Grants and Legaoes are accounted for when the PCC is
legally entitled to the amounts due. Dividends are accounted for when receivable, interest is accrued. All other
income is recognised when it is receivable. All incoming resources are accounted lor gross.
Resourees Expended
Grants and donations are accounted for when ￿ld over. or when awarded. if that award creates a binding
obligation on the PCC. The diocesan quota or parish share is accounted for when due. Amounts received
specifically for Mission a￿ dealt with ès restricted funds. All other expenditure is generally recognised when it
is incurred and is accounted for Gr05S.
Fixed Assets
Cons&crated and Beneficed property 15 excluded from the ac£ount5 by s.1012) of the charities Act 2011.
No Value is placed on movable chuf£h furni5hing5 held by the church wardens on special trust for the PCC and
which requare a faculty for di5POsal Since the PCC considers this to be inalienable property. All expenditure
incurred during the year on ion5ecrated or benefice building5 and movable church furnishings, whether
maintenance or improvement. is written off as expenditure in the SOFA and separately disclosed.
Equipment used within the church premises is depreciated on a straight line basis over 4 years. Individual
items of equipment with a ptJrcha5e price of £1,000 or less are written off when the asset Is acquired.
Investments are valued at market value at 31st December.
20

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31ST DECEMBER 2023
Grants payable without performance conditions
These are only recognised in the accounts when a commitment has been fftade and there a￿ no conditions to
be met relating to a grant wh¢ch remain in control of the charity.
Changes in Accounting policies and previous accounts
There have been no changes to the accounting policies (variation rules and fflethods of accountlng} since last
year.
Basis of preparation:
The financial statements have been prepa￿d on the historical cost basis of accounting in accordance with the
Charities Act 2011 and in accordance with applicable accounting standards. In preparing the financial
statements the charity follows best practice as laid down in the Staternent of Recommended Pract¢ce
"Accounting and Reporting by Charities" (Charities SORP IFRS 102)).
Conduit Funds:
Conduit Funds are monies received for thtrd parties and do not belong to the PCC. The incoming funds and
outgoing payments are excluded from the Statement of Financial Activity"es. Any conduit funds in hand at the
year end are shov4n as creditors in the accounts.
2a. TANGIBLE FIXED ASSETS
Freehold
Land &
Church
Buildings
Organ
EndowmeT)t
Church
Office
Equipment Equipment
Unrestricted
Total
EQUIPMENT
Cost
Additions
Cost at
0110112023
115.138
13.542
5,122
4.089
137,891
3111212023
115,138
13,542
5.122
4,089
137,891
Depreciation
Charge
Depreciation at
0110112023
5,122
4,089
9,211
3111212023
4,089
9,211
Net 8ook Value
Net Book Value
31/1212023 115.138
3111212022
115.138
13,542
13.542
128,680
128,680
The freehold land and buildings brotjght forward comprise the curate's house {The Lodge), the church hall and
improved access work and are stated at historical c05t le55 grants received (of £128,000). They are insured
for £243,474 and £3,330,000 respectively. 12022.. £213.201 and £2.960.0001
The consecrated and beneficed property and movable church furnishings are insured for £13,300,000 12022..
£11,820,000).
The church organ is stated at historical cost and is insured as part of church property.
As at 31112123 there were no capital committments (31112122.. Nil)
2b. INVESTMENT ASSETS
VALUE
2023
VALUE
2022
As explained in note I, investments are stated at market value and
comprise of 704 shares wilh the Central Board of Finance=
15.914
14,546
21

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
NOTES TO THE FINANCIAL STATEMENTS (continued)
FOR THE YEAR ENDED 31ST DECEMBER 2023
3. INCOME AND ENDOWMENTS FROM:
Unre5tritted Restricted Endowment TOTAL
Fund5
Funds
Funds
2023
TOTAL
2022
a) Donations and Legacies
Planned Giving
Covenanted, Gift Aided and Other I￿9￿]ar}
Income Tax & Gift Aid Recoverable
Collections
Grants
Donations
Legacies
74.280
16.771
9,128
74,280
16,771
9,128
5,296
7,586
10,000
69,069
15,320
5,945
75,296
7,204
9,008
5.296
703
6.883
10.OOD
117,062
5.999
123,061
181 842
b) Other Tradin9 Activities
Church Hall Lettings
77.112
77,112
80,048
77.112
77,112
80,048
c} Incomin9 Re50urce5 Irom
Charitable Activities
Sales, Fairs etc.
Social FunctiDn5. Coffee etc.
Church Magazine
Church Fees
4.595
5.465
1.414
5.415
4.595
5.465
1.414
5,415
9,528
1.621
1.329
6.182
16,889
16,889
18,660
d) Investments
Dividends
Interest
435
839
435
11,409
433
3,806
10,570
10,570
1,274
11,844
4,239
e} Other Income
Lodge Rent
Pilgrimage Income
Other Income
3,800
91
41
3,800
91
41
19,000
838
68
3,932
3,932
19,906
22

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
NOTES TO THE FINANCIAL STATEMENTS (continued)
FOR THE YEAR ENDED 31ST DECEMBER 2023
4. EXPENDITURE ON:
Unrestricted Restricted Endowment TOTAL
Funds
Fund5
Funds
2023
TOTAL
2022
Notes
a) Raising Funds
Cost of fund raising
923
923
3, 147
923
923
3,147
b) Charitable Activities
Grants to Other Charity
Cost of Social Events
Ministry..
Ditscesan Quota
Clergy Expenses
Recruitment costs
A5515tant staff costs
Other
Church Running Costs
Upkeep of Services
Mu51C
Upkeep of Grounds
Vicarage Costs
Church Management & Administration..
Administrator's Salaries
Parish Office
Church Hall Running C05t5
Church Hall major repair work
Independent Examiners Fee
Insurance
86
5.260
86
5,260
1,000
1,961
101.875
1.699
101,875
1,699
75
20,609
804
13,538
3.688
6,321
27
539
101,888
1,533
798
34,261
1,304
10,432
6.419
6.883
315
588
75
16.293
io
4.316
804
10.480
2.748
5.480
27
539
3,058
940
841
io
9.629
7.225
26.897
9,683
50
9,793
5.296
14,925
7,225
26,897
9,683
50
9,793
12,691
5,625
21,485
192,725
700
8,993
196,591
26,503
223,094 409,601
c) Other Expenditure
The Lodge
Pilgrimage costs
Miscellaneous
670
75
51
670
75
51
2,788
68
796
796
3,742
23

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
NOTES TO THE FINANCIAL STATEMENTS (continued)
FOR THE YEAR ENDED 31ST DECEMBER 2023
5. RESTRICTED FUNDS
Balance"
Balance
Income Expenditure Transfer Revaluation 31112123
01101123
Garden of Rest
Shares at valuation date
Short Term Deposit & dividends
Flaherty Fund
Children & Families Worker Fund
Hey Fund
Music Fund
St Paul's Winchmore Hill Trust*
Church Furnishings
14,545
2,416
101,800
17,203
1,396
14,913
1,369
15.914
2.869
98.742
835
1,396
14,893
453
-3,058
-16,368
821
5.296
703
-841
-5,296
-940
237
152.510
7.273
-26,503
1,369
134,649
*The financial aciivity of the seperately registered charity (no. 285596) St Paul's Winchmore Hill Trust is not
included, only amounts donated in accordance with the policies stated in 14ote l.
Total
31-Dec
2023
Total
31-Dec
2022
6. CASH AT BANK AND IN HAND
Unrestricted Restricted
Fund
Fund
Royal Bank of Scotland Accounts
35,024
35,024
20,897
35,024
35.024
20,897
Total
31-Dec
2023
Total
31-Dec
2022
7. SHORT TERM DEPOSITS
Unrestrirted Restriited
Fund
Fund
Garden of Rest
Bequest Fund
Reserve Account
405
14,793
109,815
405
18,731
248,733
387
17,909
188,452
3.938
138.918
142.856 125,013 267,869 206,748
Total
31-Dec
2023
Total
31-Dec
2022
8. DEBTORS AND PREPAYMENTS
Unrestricted Restricted
Fund
Fund
Tax Recoverable
Trust grant for Hall subsidence costs
Rent Receivable & other debtors
16.033
16,033
15,313
70,000
530
16.033
16,033
24

PAROCHIAL CHURCH COUNCIL ST PAUL'S CHURCH, WINCHMORE HILL
NOTES TO THE FINANCIAL STATEMENTS (continued)
FOR THE YEAR ENDED 31ST DECEMBER 2023
9. CREDITORS ACCRUALS AND DEFERRED INCOME:
AMOUNTS FALLING DUE WITHIN ONE YEAR
Total
31-Dec
2023
Total
31-Dec
2022
Unrestricted Restricted
Fund
Fund
Creditors and accruals
Hall Prepayments
Agency Collections"
Independent Examiners Fee
2.465
367
2,465
367
6,278
3.658
450
6,890
700
6.278
2.832
6,278
9,110
11.698
*Agency Ctsllections are fund5 held by the PCC for other charities. At the end 012023 this was mainly money
collected for Christian Aid (the parish charity for 2023124). Crisis and APAP (which organises the local shelter
for homeless people}. M05t of this was from Carols on the Green in mid December.
10. STAFF COSTS AND NUMBERS
2023
2022
Employees
Organist {self employed)
35,534
5,205
36.950
5.826
Gross Wages and Salaries
40.739
42.776
The Church employed a part-time office administrator and a Child￿n & Families Worker (C&FWI in 2023. It
paid an organist who was sell employed. During the year the PCC recruited a facilities manager. The original
post holder left in Ntsvember and was replaced. The C&FW's contract ended in August and the role wa5 not
filled until 2024. No employee received emtsluments in excess of £60,000.
The Vicar is considered by the Trustees to be the Key Management Petsonnel for staff. No Key Management
Personnel received any payment.
Employee5 who were engaged in each of the following activities=
2023
TOTAL
2022
TOTAL
Activit¢es in fyrtherance of organisation's objects
11. TRUSTEES ANtty OTHER RELATED PARTIES
No payments were made to members of the PCC or any persons connected with them during thls financial
period. No material transaction took place betweerb the organisation and a PCC member or any person
connected with them. As explained in the Annual Report the PCC 15 grateful to St Paul's Trust for the grant of
£5,300 towards the parish administrator's salary. Three PCC fflember5 are also Trustees of the Trust.
12. PUBLIC BENEFIT
The PCC acknowledges its requirement to demonstrate clearly that it must have charithble purp05e5 or 'aims'
that are for the public benefit.
25

13. RISK ASSSESSMENT
The trustees actively review the major risks which the tharity faces on 3 regular basis and believe that
maintaining the free reserves stated combined with review of the contro15 over key financial systems will
provide sufficient resources in the event of adverse conditions. The trustees have also examined other
operational and business risks and confirm that they have establtshed system5 to Nnitigate significant risks.
14. DESIGNATED FUNDS
On receipt of the legacy from Patrioa Oiack of £120,000 in 2021. the PCC agreed these fvnds should be
designated for the major refurbishment work being planned for both the Church and Hall buildings. A further
£9.008 wa5 received in 2022. Due to the higher than expected cost5 of subsidence work to the hall in 2022,
the PCC agreeed to transfer back £70,000 to general reserves. In 2023 preparatory work on the
refijrbishment of the Church Mall costin9 £8.040 has been undertaken. This has been financed from
Designated Reserves.
2()

INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS
I report on the accounts of the Parochial Church Council of Sl Paul's Church. Winchmoie Hill for the year
ended 31st December 2023, which are sel on pages 18 to 26.
Rèspectiv& responsibilitlès of the PCC and the examiner
The charity's trustees are responsible lot the preparation of the accounts. The charity's iruslees consider
that an audil is not required for this year under secb.on 144 of the Charities Act 2011 Ilhe Charities Act)
and that an independent examination is needed.
It is my responsibility lo..
examine the accounts undtrr secb'on 145 of the Chariiies ACL
to follow the procedures laid down in the general Directic4)s gwen by the Charily Commission
lunder seclion 14515llbll ol the Charities Ad.. and
lo stale whether particular mallers have come to my attenticffl.
Basis of independent èxaminer's ststements
My examination was carrieil out in aGcorLlance wth the General Directions given by the Charity
Commission and to be found in the Church Guidan￿. 2006 edib"on, issued from Ihe Finance Division of
the Archbishops, Council. That examFnalFon indudes a review of ihe acrDunling records kept by the PCC
and a comparison of the accounts with Ihose rewr¢Js. 11 also indudes considering any unusual itèms or
disclosures in the accounts and seeking explanalion from you, as tru51ees, concerning any such matters.
The procedures undertaken do not provide all the evidence that would be required in an audit, and
consequently no opinion is given as lo whelher the accounts present a 'true and fair wew. and the report
is Iirnited to those matters sel out in Ihe statement below.
Independènt examiner's ststement
In connedion wilh my examinalion. no matter has come to my attention:
111 which gives me reasonable cause lo believe that in any malerial respect Ihe requirements..
to keep accounbng records in accordance with sectson 130 01 the Charities Act.. and
lo preparè accounts which accord wlh the accounting records and comply with the
reqtjiremenls of the Charities Act
have not been mel., or
121 to which. in my opinion. allenbon should be drawn in order lo enable 8 proper understanding of
the accounts lo be reached.
Signed.
Relevant professional qualifiGab"on or body". ACA. ACIE
Address.. 45 Hiiifield Park, London. N21 3QJ
Dale.. 24 March 2023