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2025-12-31-accounts

ANNUAL Report of the Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath, for the year-ended 31* December 2025.

The Parochial Church Council (‘PCC’) is pleased to present its reports and financial statements for the year-ended 31% December 2025.

Reference and Administrative Information

Charity Name: Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath.

Charity Registration Number 1133831

Office St Philip’s Church Centre, Manor Road, Dorridge, Solihull, B93 8DX.

PCC

Members of the PCC who are trustees for the purpose of charity law and who served during the year and up to the date of this report (unless indicated otherwise) are set out below:

Ex Officio Members ofthe PCC Elected Members
Rev Duncan Hill-Brown (Vicar + Chair) Sarah Sasse (Lay Chair)
Will Stevenette (Curate) (from 1 July2025) Robert Beckham (Hon Treasurer)
DerekTimms (Church Warden) Felicity Price (Hon Secretary)
Lisa Maines (Church Warden) Richard Arbuthnot
Julie Wetherell (Under 25s Minister) Laura Bates (resigned 25" February 2025)
AndyCarswell (resigned 18" May2025)
Elected Members ofthe Diocesan Synod Chung Ling Choi
Caroline Egan Nicola Farnes (elected 18th May2025)
Christian Hughes
Elected Members ofthe DeanerySynod Rebecca Hughes (Née Baugh)
Colin Revans (elected 18th May 2025)
Jeffrey Farnes (resigned25February
2025)
Caroline Egan (elected 18%May2025)
DerekTimms
Christian Hughes
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ANNUAL Report of the Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath, for the year-ended 31* December 2025.

Structure Governance and Management

Governing Document

The constitution and rules for the proceedings of the PCC are set out in the Parochial Church Council Powers Measure (1956) as amended and in the Church Representation Rules. The PCC was registered with the Charity Commission on 28" January 2010.

Recruitment and Appointment of PCC

There are certain statutory ex officio members of the PCC i.e. the Vicar and any other clerk in Holy Orders beneficed in or licensed to the parish, any deacon, deaconess or lay workers licensed to the parish; the two churchwardens and persons on the electoral roll of the parish who are also members of the deanery synod, diocesan synod or General Synod. In addition, there are elected members of the PCC who are chosen at the annual parochial church meeting. Those elected must be on the electoral role, be over 16 and be confirmed. The PCC may also co-opt members.

PCC Induction and Training

On appointment PCC members are given documents covering background information relating to the workings of the PCC.

Risk Management

Members of the PCC have reviewed the major strategic and operational risks which the church faces, in order to be satisfied that systems have been established to enable regular reports to be produced and that all necessary steps have been taken to minimise the effects of all such risks which may exist.

Organisational Structure

The PCC normally meets eight to ten times per annum with an agenda and supporting documents circulated to PCC members in advance of each meeting. As required under the Church Representation Rules, the PCC each year appoints a standing committee of five or more members including the Vicar the churchwardens, treasurer and secretary which meets as required to make recommendations and reports to and is accountable to the PCC. The PCC appoints several reporting committees and working parties to be responsible for particular functions.

The church wardens are PCC members and inter alia form a link between the Bishop and the parish. They see that the PCC carries out its responsibilities for the care, maintenance and insurance of the church, its contents, the grounds and other buildings owned by the PCC and arrange to inspect the fabric of the church each year and report to the annual parochial church meeting.

During 2025 the PCC employed a Parish Operations Manager (25 hours a week), a parish Office manager (16 hours a week) a Parish Office Assistant (25 hours a week), an Under 25s

ANNUAL Report of the Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath, for the year-ended 31* December 2025.

minister (37.5 hours a week), and an support worker for St Thomas Hockley Heath (4 hours a week), together with a facilitator for activities at St James, Bentley Heath (funded by a Church of England grant) who was also paid by the PCC to undertake children’s work at St Philips Dorridge (26.5 hours a week in all).

Remuneration Policy

For the employees, salaries are determined by the PCC after taking advice on comparable posts in the area and the positions filled by open advertisement.

Objectives and Activities

The PCC's objective is to promote and to conduct Christian ministry in the parish of Dorridge and Bentley Heath. It is responsible for co-operating with the vicar and promoting the whole mission of the church, pastoral, evangelistic, social, and ecumenical. It is also responsible for the maintenance of the churches of St Philip’s and St James’. The PCC has referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the aim and objectives of the PCC and in planning its future activities.

Review of the Year and Future Plans

In 2025 we have continued to try to live and live out our vision statement: that we are St Philip’s Dorridge with St James’ Bentley Heath, “Living life with Jesus and sharing life with others, in the power of the Spirit.” We are aiming to fling wide our doors to welcome all in Jesus’ name, and to prefer the needs of others (especially the under 25s), as we offer extravagant hospitality and outrageous generosity to resource the ministry and mission of the church in Dorridge, Bentley Heath and beyond.’ The PCC continues to focus on;

It is a joy to see how the facilities that the St Philip’s Church Centre provides well used by the local community and nearly full to capacity. We are continuing to see growth in number and diversity of our Sunday congregation. With the help of our Under 25s minister we are developing our ministry and outreach to young people and their families, and it is a delighted to see increasing numbers of youngsters attending the various activities we offer, 75 under 18s on our Sunday Morning books, 90 year 6 to year 13 youth at our Monday

ANNUAL Report of the Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath, for the year-ended 31* December 2025.

evening youth club and in excess of 90 young children along with their adult carers attending our Parent and Toddler Groups throughout the week. We have seen an encouraging start to our monthly community café.

We have refocussed our ministry to the senior members of our community around our very popular Wednesday 10.30am Holy Communion Service (up to 60 attending every week). During weekdays we run a café facility which is open to all members of the community, and we are seeing increasing number of people use this. In addition, various community groups hire our rooms to run a variety of activities. We estimate that on a typical week over 1,000 people from the community come through our doors.

Recenily:

During 2025, we have employed a further person to support the work of our the U25s Minister with younger children; work has been undertaken to improve the heating in the church; we have undertaken substantial preparatory work to complete the upper floor of the building — increasingly needed because of the expansion of staff numbers and the overall use of the building, and we have employed a person to help our role in supporting St Thomas’ Church in Hockley Heath.

Our current service pattern is as follows:

Weekly: Sunday 10am and 7pm, Wednesday 10:30am Termly Messy Church on a Sunday at 4pm

The number on the Electoral Roll in April 2025 was 210 (2024: 230) with the Worshipping Community in 2025 being 533 (2024: 533).

We entirely reliant on God to provide for all the needs of our ministry and mission, and we are indebted to all the members of the church family who have generously invested their time, talents, Spiritual gifts, prayer, and money in our church’s ministry and mission to grow God’s church in Dorridge, Bentley Heath and beyond. We recognise that we can do nothing without ‘God’s hand being with us’ (Acts 11:21).

Financial Review

Our financial priorities are;

ANNUAL Report of the Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath, for the year-ended 31* December 2025.

The PCC continues to be grateful that the ministry of the Church continues to be supported by the generous giving of time, money, and talents of the Church’s members.

The financial resources managed by the PCC are split into three fund types (1) the General Fund (which comprises unencumbered gifts for the general purposes of the church and related expenditures including our Parish contribution to the Diocesan Common Fund) (2) a number of Designated Funds (representing monies given for specific purposes and where the PCC is expressly given the ability to apply unused funds for general purposes) and (3) Restricted Funds where monies are given for specific purposes and can be used for those purposes only.

The General Fund

The principal source of income is Parishioners” giving, the majority of which is gifted aided; income from use of the premises also increased substantially during the year. Total income in 2025 was £366K (2024: £324K), an increase of 13% on the previous year primarily driven by increased giving. Expenditure in 2025 was £337k (2024: £258), an increase of around 31% on the previous year as a result of increased staffing and catching-up following underspending on our Mission beyond the Parish commitments in 2024. This still resulted in a surplus in the General Fund of £28.0K compared with £65.7K in 2024. At the year-end there was a net £172K cash in the bank in respect of the General Fund.

Building for the Future Funds

We have a designated and restricted funds for ‘Building for the Future’, created in 2013 to raise funds to finance the creation of the new St Philip’s Centre. In March 2020, the PCC approved signing a contract with Keir Construction Ltd to build the first phase of the building (demolish existing buildings and construct new worship centre). In November 2020, the PCC resolved unanimously to enter into contract to complete the entire ground floor. To fund this, the PCC received unsecured loans from Parishioners of £125k and a £300k loan from a 3 party church. We are delighted to report that all but £15K of those parish loans and all the 3 party loans have been paid back or converted into donations. Expenditure during the year on the project was £2.0k net (2024: £12.4k). An anticipated final payment of £100.3k for this stage of the project remains to be settled in 2026. During 2026 it is planned to complete the upper floor of the building, design work has been completed and tenders for the work are to be sought for return during February 2026 and a completion date in June 2026. At the year-end there was a net £222,354 (2024: £99K) cash in the bank in designated and restricted funds for Building for the Future with £18.2K in loans from parishioners.

ANNUAL Report of the Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath, for the year-ended 31* December 2025.

Building for the Future asset handling

Consecrated land/buildings and equipment are not included in the financial statements by virtue of Charities Act 2011. In law ‘consecration’ is not considered to be the same as ‘dedication’ as the latter is no more than an expression of pious intention that the building or land is given back to God. By act of consecration, property is effectively dedicated to God and set aside solely for the sacred purposes. Costs associated with the maintenance or improvement of such assets will be written off in the year they are incurred. (ref: PCC accountability guide)

Consequently, and after having taken advice from the Diocese of Birmingham, all expenses associated with the construction of the new building are being written off as incurred and not capitalised.

Property Disposal & Revaluation

There were no property disposals or revaluations during 2025.

Reserves Policy

The General Fund has net reserves of £172,002 (2024: £140,472), while the Building for the Future Funds had a net surplus of £222,354 (2024: £75,028). In view of the increased number of employees and other on-going obligations, the PCC’s revised its stated reserves policy to say that the bank balance in the General Fund should not go below £80k.

Annual Accounts

Robert Beckham (Honorary Treasurer) prepared the accounts with invaluable support from Justin Sasse (Honorary Bookkeeper). The accounts have been prepared in accordance with the format recommended by the Central Board of Finance of the Church of England to comply with the Charities Act. Peter Hunt continues to deal with all regular giving and Gift Aid matters for which we are very thankful.

Statement of Responsibilities of the Members of the PCC (the trustees)

The trustees are responsible for preparing the report of the PCC and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practise).

The law applicable to charges in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing the financial statements the trustees are required to:

ANNUAL Report of the Parochial Church Council of St Philip’s Dorridge with St James Bentley Heath, in the benefice of Dorridge and Bentley Heath, for the year-ended 31* December 2025.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Account and Reports) Regulations 2008 and the provisions of the governing document. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees are responsible for the maintenance and integrity of the Charity and the financial information included on the Charity's website. Legislation in the United Kingdom governing the preparation and dissemination of the financial statements may differ from legislation in other jurisdictions.

Independent Examiner

Prime Chartered Accountants have expressed their willingness to continue in office and were proposed for re-appointment at the Annual Parochial Church Meeting in May 2025. Approved by the PCC on VL in Ke pal 2026 Mh’ “— | Rev Duncan Hill-Brown Robert Beckham Chairman of the PCC e Honorary Treasurer

PAROCHIAL CHURCH COUNCIL OF ST PHILIPS, DORRIDGE WITH ST JAMES, BENTLEY HEATH STATEMENT OF FINANCIAL ACTIVITIES for the year ended 31 December 2025

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|||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---| |General|Designated|Restricted|Endowment|2025|2024| |Notes|Fund|£|Funds|£|Funds|£|Funds|£|Total|£|Total|£| |Income|and|endowments|from:| |Donations and|legacies|2a and|2b|263,580|98,649|72,025|434,254)|369,097| |Income from|Activates|2c|95,196|4,375|0|99,572|85,013| |Investments|2d|&6|7,212|0|0|7,212|5,639| |Grants|0|0|25,825|25,825}|22,125| |Other|18| |Total Income and Endowments||=||365,988]|103,025|97,850] ———s|~-—«i566,863]|481,892| |Expenditure|on:| |Work|within|the|parish|3b|55,979|19,397|19,416|94,793]|62,415| |Building|for the|Future|0|0|2,040|2,040|12,471| |Charitable|work|beyond|the|parish|3a|&5|32,460|38,274|1,747|72,480|14,275| |Diocesan Common|Fund|84,752|0|0|84,752|83,000| |Support|costs|and|administration|3c|164,716|164,716}|137,880| |Total|Expenditure||ss|337,908|57,671|23,203} ~——~——s«(||418,782]|310,041| |Net income/(expenditure)|before|transfers}|=||_—28,080||45,354|74,647,|ss]|148,081]|171,857| |Transfers between|funds||ss|83,449|3,252|6701),|||-|{||| |Net income|/ (expenditure)|||831,530|48,606|67,945] ——s«|-s148,081]|171,851| |Other|recognised|gains|(+)|/losses|(|-)| |Endowment|fund|revaluation|(517)|(517)|313| |Net movements|in|funds|31,530|48,606|67,945|(517)||147,564)|172,164| |Total|funds|brought forward|1|January|140,472|57,053|46,742|12,995)|257,262|85,100| |Total|funds|31|December|2025|172,002|105,659|114,687|12,478]|404,826|257,264|

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Allincome and expenditure relates to continuing operations. There were no recognised gains or losses other than those included in the Statement of Financial Activities

Amounts are shown rounded to nearest pound (and so may appear not precisely to add across or down).

A1 - Financial Activities

Parochial Church Council of St Philips Dorridge and St James Bentley Heath Balance Sheet as at 31 December 2025

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|||||||||| |---|---|---|---|---|---|---|---|---| |Notes|Gaseral:|‘Des|Restricted|Endowment|At31/1ne|Atne| |aa|ee|ee|eE| |Tangible Assets|15|:|1|:|.|1|1| |Investments|14|-|-|-|12,478|12,478|12,995| |a|Ye|I| |Current|assets| |Debtors|24,986|435|706|-|25,256|26,045| |Cash At Bank And In Hand|154,846|193,131|146,587|-|494,564|356,014| |179,832~SCSsS~SSTNBD~S~S*~SC192,696|147,292|DOS| |Liabilities| |Year|7,829|83,837|22,607|114,273|113,792| |SUAe| |Net current assets less current|172,003|108,859|129,685-~~~~SCST‘|BT|SSC| |SU|een|SS|en|ee| |Total assetslesscurrentliabilities|4417|172,003|~~+108,860|129,685.|~~~12478~|403,006|~~|2B1262| |Liabilities|ee| |Provision For Liabilities After One Year|-|3,200|10,000|-|13,200|24,000| |~|~.~~~~-~~S~S~DO™-—SC3,200|15,000.| |Total net assets less liabilities|172,003|105,660|114,685|12,478|404,826|257,262| |Represented|by| |Unrestricted| |Unrestricted|- General Fund|172,003|-|-|-|172,003|140,473| |Designated| |Designated|- Inspire|-|3,239|-|-|3,239|2,773| |Designated|- Karongi Diocese|-|-3,615|-|-|-3,615|775| |Designated|- Manor Road Site|-|1|-|-|1|1| |Designated|- St|Thomas MBP|-|4,000|-|-|4,000|-| |Designated|-|714|-|-|714|898| |Designated - U25 Ministry Designated|-|-|-|-|-|14,060| |Designated|- BFTF Designated|-|101,321|-|-|101,321|38,546| |Restricted| |Restricted|- Diocesan Decoration|Fund|-|-|-|-|-|377| |Restricted|- Fun Run|-|-|1,423|-|1,423|1,423| |Restricted|- JAM@SUames|-|-|4,870|-|4,870|5,185| |Restricted|- Loans Fund|-|-|~15,000|-|-15,000|~24,000| |Restricted|- BFTF Restricted|-|-|121,033|-|121,033|60,482| |Restricted|- Hardship fund|-|-|1,896|-|1,896|2,446| |Restricted|- Nominated gifts|-|-|463|-|463|829| |Endowment| |Endowment|- Endowment Fund|-|-|-|12,478|12,478|12,995| |Fund Totals|172,003|105,660|114,685|12,478|404,826|257,262| |Funds|- Comparison|with|previous|year| |||General (Unrestricted)|«17202|0|2531|140.473)2024| |poEndowment| |[odTots||278406,826[|257.262]«12,906| |||Approved by|ti|\ Parochial Church Council on 12th|February|2026 and signed on its behalf by:| |i| |Robert Beckharty|—|(ge| |Treasurer|—|Chairman| |TheHon notes on pages|A3|to A12|form|part ofDarah these financial|statements. Hil-Brown|V4|-—| |oe|A2|- Balance Sheet|

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PAROCHIAL CHURCH COUNCIL OF ST PHILIPS DORRIDGE WITH ST JAMES BENTLEY HEATH

Statement of Cash Flow for the year ended 31 December 2025

2025 2024
£ £
Netcashflowfrom operatingactivities 137,139 151,697
NetCash Flowfrom investingactivities 7,212 5,638
Long term loans repaid ~~-~~9,000 ~~-~~10,000
Loans received 3,200
138,551 147,335
Cash and cash equivalents at start ofyear year 356,013 208,678
Net Increase/(decrease) in cash and cash equivalents 138,551 147,335
Cashand and cash equivalents atend ofyear year 494,564 356,013
Cashand and cash equivalents consist of
Cash at bankand in hand 14,558 20,581
Deposits 480,006 335,432
Cashand cash equivalents atend ofyear
Reconciliation
year 494,564 356,013
Excess of receipts over payments 148,081
Less investmentincome (7,212)
Change in accounts receivable 788
Change in accounts payable
Change in agencyowed
( 4,603)
85
137,139

A3 ~~-~~ Cash Flow Summary

PAROCHIALCHURCH PAROCHIALCHURCH PAROCHIALCHURCH PAROCHIALCHURCH CHURCH CHURCH CHURCH CHURCH CHURCH CHURCH CHURCH CHURCH CHURCH CHURCH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH COUNCILOFST PHILIPS DORRIDGEWITH STJAMES BENTLEY HEATH
NOTESTO TOTHE FINANCIALSTATEMENTS forthe theyearended 31 December2025
po
0252028
Note 2 Income and Endowmentsfrom
(a)
Donationsand Legacies
GivingGeneral:
GiftAided~~- ~~Standingorders and envelopes 171,028 0 0 171,028 155,185
GiftAided annualand and occasional 9,991 0 0 9,991 7,783
Gift Aid recovered 47,437 0 0 47,437 41,558
Payrolland CAFgiving giving 13,826 0 0 13,826 7,540
Collections (open plate) includingGASDS 4,573 0 0 4,573 5,719
Non gift aided giving
(b)
Specific giving
16,725
zeasco] 0
of
0
Buildingforthe Future 0 51,638 49,390 101,028 51,133
GiftAid Recoverable on above 0 11,136 0 11,136 10,591
Child and Family MinistryAppeal Appeal 0 1,973 0 1,973 10,340
GiftAid recoverable on above 0 203 0 203 2,586
Other nominated gifts 0 33,700 2,383 36,083 3,627
GiftAid recoverable on above 0 0 50 50 602
Grants (Building For The Future project) (0) 0 0 0 5,000
Grants (JAM@StJames) James) 0 0 17,500 17,500 8,750
Other grantsand sundry donations 0 0 8,325 8,325 8,375
Legacies received
(C) Incomefromother activities
Allsorts parents and toddlers group
Youth
0
a
7,739
8,562
0
ee
0
0
20,201
ee
0
0
20,201
eee
7,739
8,562
50,030
4,001
4,083
Parish Events 5,252 0 0 5,252 1,045
Inspire 0 4,375 0 4,375 6,506
Christmas Fair 2,538 0 0 2,538 3,344
Weekend Away 0 0 0 0 3,808
Ladies Breakfast 1,055 0 0 1,055 1,412
Spire Café 3,017 0 0 3,017 1,296
Refreshments contribution
Fees charged (net)
0
3,792
0
0
0
0
0
3,792
173
1,175
Lettings St Philips 63,242 0 0 63,242 57,595
Lettings ~~-~~StJames 0 0 0 0 570
Other receipts
(d)
Investments
Interestfromendowmentfund
Interestfrom bankaccount
0
0
Ee ee
pf
6,850
0
ee
0
361
6,850
18
352
5,287
aCC

A4- Income

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|||||||||||| |---|---|---|---|---|---|---|---|---|---|---| |PAROCHIAL CHURCH COUNCIL OF ST|PHILIPS|DORRIDGE WITH ST JAMES BENTLEY HEATH| |NOTES TO THE|FINANCIAL STATEMENTS for the year ended|31|December 2025| |Note|3|Expenditure|on:|2025 £|2024£| |Church|Overseas|10,411|8,090|18,501|10,620| |Overseas|Relief|3,000|30,000|500|33,500|140| |Home|Mission|16,049|697|16,745|5,750| |Other|charities|3,000|3,000|590| |Hardship|Fund|Expenditure|550|550|180| |Sue|Timms|Memoril|184|184|0| |Grants,|etc|.|Totals|32,460|38,274|1,747|72,480|17,280| |Building|Project|Expenses|2,040|2,040|12,471| |Activities|relating|to|the|work of the|Church| |Gift|500|1,602|2,102|380| |Clergy|expenses|3,494|3,494|3,474| |Clergy|housing|expenses|7,041|7,041|656| |Youth|Minister|-|Salary|&|NI|18,813|15,487|34,301|27,694| |Youth|Minister|Expenses|701| |Jam|at StJames|salaries|15,456|15,456|3,346| |JAM|at|St James|costs|2,359|2,359|569| |Mission|and|Outreach|(adults)|62|62|833| |Lay Team|Training|627|627|140| |Allsorts|733|733|651| |Youth|9,777|9,777|4,417| |Children's|Groups|1,258|1,258|781| |Parish|Events|Expenses|6,902|6,902|1,734| |Inspire|3,410|3,410|3,734| |Christmas|Fair|expenses|284|284|436| |Weekend|Away|expenses|382|382|3,171| |Ladies|Breakfast|Expenses|528|528|927| |Spire|Cafe|Expenses|110|110|1,137| |Church|Refreshments|3,468|3,468|3,020| |Music|&|Worship|Supplies|and|Licences|2,500|2,500|4,609| |Activities|relating|to the work|of the|Church|Totals| |Support|costs| |St|Philips|Insurance|2,878|2,878|3,023| |St|Philips|-|Utilities|38,850|38,850|39,090| |St|Philips|Cleaning,|Supplies|etc|26,782|26,782|23,236| |St|Philips|Repairs|and|Maintenance|17,671|17,671|16,904| |St|James|Running|Costs|6,663|6,663|4,430| |St James|Repairs and|Maintenance|0|ie)|1,642| |Church|management and administration| |Administration|Salaries|paid|49,101|49,101|39,066| |Printing,|photocopying|and|communication|costs|10,045|10,045|1,999| |Other|Parish|Office|expenses|9,794|9,794|5,221| |Bank|and|other|payment|charges|and|accounting|software|363|363|437| |Audit|Fees|2,570|2,570|2,827| |ChurchExpendituremanagementGrandand totalsadministration|Totals|337,008|—*87,671|23,203|418,782)|310,045]|

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A5 ~~-~~ Expenditure

5

PAROCHIAL CHURCH COUNCIL OF ST PHILIPS, DORRIDGE WITH ST JAMES, BENTLEY HEATH NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2025

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||||||| |---|---|---|---|---|---| |Analysis|of Grants| |eeOverseas|Relief|Mission| |ee|ee|Total| |z|z|2|z|z| |Grassroots|Rwanda|(David|Dale| |Shyogwe Trust)|6,510|6,510| |Bishop|Methode|Conference|396|396| |Karongi|4,505|3,000|7,505| |Jericho|Trust|6,500|6,500| |Shine Youth|4,750|4,750| |Christian|Engineers|in|Development|3,000|3,000| |St James|School|Peace|Garden|500|500| |Well|Christian|Centre|500|500| |Harvest|Mission|500|500| |St Thomas|3,746|3,746| |Family Care Trust|53|53| |Solihull Churches Asylum|Support|500|500| |RESTRICTED|GIFTS| |Karongi|8,090|30,500|38,590| |Children's|Society|(Christingle)|1,225|1,225| |Donikal|500|500| |Leprosy|Mission|228|228| |Salvation Army|431|431| |Support from|the|Hardship|Fund|550|550| |Total|Payments 2025|Restricted|Funds|

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A6 ~~-~~ Grants

PAROCHIAL CHURCH COUNCIL OF ST PHILIPS DORRIDGE WITH ST JAMES BENTLEY HEATH

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2025

6 Interest from endowment fund 2025£ 2024£ 361 352

This arises from a holding of 562 CBF income shares given by a parishioner in 1957. The capital has to be retained as a permanent endowment fund held by the Diocese on behalf of the PCC, which is entitled only to use the income. This income may be used for unrestricted purposes.

7 Support Costs

Of the support costs shown in Note 3, building upkeep and running costs are allocated by estimated usage, and office and governance costs by estimated office time input, as follows:.

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||||||||| |---|---|---|---|---|---|---|---| |Raising Funds|2025|2024| |St|Philips|Upkeep|&|Running|Costs|20%|20%| |St James|Upkeep|&|Running Costs|20%|20%| |Administration,|office|costs,|and|governance.|20%|20%| |Supporting|Activities| |St|Philips|Upkeep|&|Running|Costs|80%|80%| |St James|Upkeep|&|Running Costs|80%|80%| |Administration,|office|costs,|and|governance.|80%|80%| |8|Staff|Costs|2025|2024| |Wages|and|salaries|93,078|66,414| |Social|(NI)|security costs|0|4,599| |Pension|costs|9,625|6,963| |9|Staff|numbers|and|information| |2025|2024| |Head|Count|(average|over the year)|6.00|3.60| |Full time equivalents|(average over the year|3.54|2.55|

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The PCC employed a Parish Operations Manager workin g normally for 25 hours a week, an Office manager working 16 hours a week, a Parish Office assistant working 15 hours a week, anda full time Children's and under 25's Minister, a playgroup leader working 29 hours a week, and a person to support St Thomas' Hocley Heath working 4 hours a week. None earned more than £60,000 per annum.

At the end of the year outstanding loans provided by members of the PCC totalled £4,000 (2023: £19,000).

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||||||||| |---|---|---|---|---|---|---|---| |Aggregate|contribution|to the|principal|church|funds from|all PCC|members and| |theirs|immediate|families|were|as|follows:|2025|2024| |£|£| |General|Fund|Contribution|30,521|27,523| |Buildingfor|the|Future contributions|21,840|24,360| |Other|10,000|

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A7 ~~-~~ Notes 1

PAROCHIAL CHURCH COUNCIL OF ST PHILIPS DORRIDGE WITH ST JAMES BENTLEY HEATH

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2025

6 Interest from endowment fund 2025£ 2024£ 361 352

This arises from a holding of 562 CBF income shares given by a parishioner in 1957. The capital has to be retained as a permanent endowment fund held by the Diocese on behalf of the PCC, which is entitled only to use the income. This income may be used for unrestricted purposes.

7 Support Costs

Of the support costs shown in Note 3, building upkeep and running costs are allocated by estimated usage, and office and governance costs by estimated office time input, as follows:.

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||||||||| |---|---|---|---|---|---|---|---| |Raising Funds|2025|2024| |St|Philips|Upkeep|&|Running|Costs|20%|20%| |St James|Upkeep|&|Running Costs|20%|20%| |Administration,|office|costs,|and|governance.|20%|20%| |Supporting|Activities| |St|Philips|Upkeep|&|Running|Costs|80%|80%| |St James|Upkeep|&|Running Costs|80%|80%| |Administration,|office|costs,|and|governance.|80%|80%| |8|Staff|Costs|2025|2024| |Wages|and|salaries|93,078|66,414| |Social|(NI)|security costs|0|4,599| |Pension|costs|9,625|6,963| |9|Staff|numbers|and|information| |2025|2024| |Head|Count|(average|over the year)|6.00|3.60| |Full time equivalents|(average over the year|3.59|2.55|

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The PCC employed a Parish Operations Manager workin g normally for 25 hours a week, an Office manager working 16 hours a week, a Parish Office assistant working 25 hours a week, anda full time Children's and under 25's Minister, a playgroup leader working 26.5 hours a week, and a person to support St Thomas’ Hocley Heath working 4 hours a week. None earned more than £60,000 per annum.

At the end of the year outstanding loans provided by members of the PCC totalled £4,000 (2023: £19,000).

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||||||||| |---|---|---|---|---|---|---|---| |Aggregate|contribution|to the|principal|church|funds from|all PCC|members and| |theirs|immediate|families|were|as|follows:|2025|2024| |£|£| |1|General|Fund|Contribution|30,521|27,523| |Buildingfor|the|Future contributions|21,840|24,360| |Other|10,000|

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A7 ~~-~~ Notes 1

PAROCHIAL CHURCH COUNCIL OF ST PHILIPS DORRIDGE WITH ST JAMES BENTLEY HEATH

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2025

17 CHURCH WORKERS PENSION FUND

The PCC participates in the Pension Builder Scheme section of CWPF for lay staff. CWPF is

administered by the Church of England Pensions Board, which holds the CWPF assets separately from those of the Employer and other participating employers.

CWPF has two sections:

  1. the Defined Benefits Scheme

  2. the Pension Builder Scheme, which has two subsections;

a. a deferred annuity section known as Pension Builder Classic, and,

b. a cash balance section known as Pension Builder 2014.

Pension Builder Scheme

Both sections of the Pension Builder Scheme are classed as defined benefit schemes. Pension Builder Classic provides a pension, accumulated from contributions paid and converted into a deferred annuity during employment based on terms set and reviewed by the Church of England Pensions Board from time to time. Discretionary increases may also be added, depending on investment returns and other factors.

Pension Builder 2014 is a cash balance scheme that provides a lump sum which members use to provide benefits at retirement. Pension contributions are recorded in an account for each member. Discretionary bonuses may be added before retirement, depending on investment returns and other factors. The account, plus any bonuses declared is payable, unreduced, from age 65.

There is no sub ~~-d~~ ivision of assets between employers in each section of the Pension Builder Scheme.

The scheme is a mult ~~i-~~ employer scheme as described in Section 28 of FRS 102 as it is not possible to attribute the Pension Builder Scheme’s assets and liabilities to specific employers. This means that contributions are accounted for as if the Scheme were a defined contribution scheme. Pensions costs shown in Note 8 include £3596 in respect of employer's contributions in 2024, and £7081 in 2024. A valuation of the Pension Builder Scheme is carried out once every three years. The most recent was carried out as at 31 December 2022.

For the Pension Builder Classic section, the 2022 valuation revealed a surplus of £34.8m on the ongoing assumptions used. At the most recent annual review effective 1 January 2024, the Board chose to grant a discretionary bonus of 6.7% to both pensions not yet in payment and pensions in payment in respect of service prior to April 1997; and a bonus on pensions in payment in respect of post April 2006 service so that the pension increase was 2.7% (where usually it would be calculated based on inflation up to 2.5%). This followed improvements in the funding position over 2023. There is no requirement for deficit payments at the current time.

The next review was due as of 31 December 2025

For the Pension Builder 2014 section, the 2022 valuation revealed a surplus of £8.5m on the ongoing assumptions used. There is no requirement for deficit payments at the current time.

The legal structure of the scheme is such that if another employer fails, the PCC could become responsible for paying a share of the failed employer's pension liabilites.

AQ ~~-~~ Notes 3

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PAROCHIAL CHURCH COUNCIL OF ST PHILIPS DORRIDGE WITH ST JAMES BENTLEY HEATH

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2025

Summary of significant accounting policies

The Parochial Church Council of St Philip's, Dorridge with St James, Bentley Heath is a registered unincorporated charity in the United Kingdom. The address of the registered office is given in the charity information on page 1 of this Report and Accounts. The nature of the charity's operations and principal activities are to promote and to carry out Christian Ministry in the Parish of Dorridge and Bentley Heath. It is responsible for co ~~-o~~ perating with the Vicar, Rev'd Duncan Hil ~~l~~ -Brown, in promoting the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It is also responsible for maintenance of the churches of St Philip's and St James, and for the church centre including the strip of land that remains adjacent to 6 Manor Road (the former vicarage).

The charity constitutes a public benefit entity as defined by FRS102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities; Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (Charities SORP FRS 102) issued on 16 July 2014, the Charities Acts 2011and 2022 and UK Generally Accepted Practice.

The financial statements are prepared on a going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements are prepared in sterling which is the functional currency of the charity.

Allincoming resources are included in the Statement of Financial Activities (SOFA) when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received.

A10 ~~-~~ Accounting Policy

PAROCHIAL CHURCH COUNCIL OF ST PHILIPS DORRIDGE WITH ST JAMES BENTLEY HEATH NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2025

Summary of significant accounting policies ~~-~~ cont'd

For donations to be recognised the charity will have been notified of the amounts and the settlement date in writing. If there are conditions attached to the donation and this requires a level of performance before entitlement can be obtained then income is deferred until those conditions are fully met or[the][fulfilment] of those conditions is within the control of the charity and it is probable that they will be fulfilled. No amount is included in the financial statements for volunteer time in line with the SORP (FRS 102). Further detail is given in the Trustees' Annual Report.

For legacies, entitlement is the earlier of the charity being notified of an impending distribution or[the] legacy being received. At this point income is recognised. On occasions legacies will be notified to the charity however it is not possible to measure the amount expected to be distributed. On these occasions, the legacy is treated as a contingent asset and disclosed.

B_ Expenditure recognition

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that the settlement will be required and the amount of the obligation can be measured reliably. Irrecoverable VAT is charged as an expense against the activity for which expenditure arose. Grants payable to third parties are within the charitable objectives. Where unconditional grants are offered, this is accrued as soon as the recipient is notified of the grant, as this gives rise to a reasonable expectation that the recipient will receive the grants. Where grants are conditional relating to performance then the grant is only accrued when any unfulfilled conditions are outside of the control of the charity.

C Support cost allocation

Support costs are those that assist the work of the charity but do not directly represent charitable activities and include building upkeep and running costs, office costs and administrative payroll costs. They are incurred directly in support of expenditure on the objects of the charity. Where support costs cannot be directly attributed to particular headings they have been allocated to cost of raising funds and expenditure on charitable activities on a basis consistent with use of the resources.

Fund ~~-r~~ aising costs are those incurred in seeking voluntary contributions and do not include the costs of disseminating information in support of the charitable activities

A11 ~~-~~ Accounting Policy

PAROCHIAL CHURCH COUNCIL OF ST PHILIPS DORRIDGE WITH ST JAMES BENTLEY HEATH

NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2025 Summary of significant accounting policies ~~-~~ cont’

D Tangible Fixed Assets:

ii) Freehold land and buildings:

No depreciation is provided on freehold properties on the grounds that, in the opinion of the PCC, given the residual value of properties, the depreciation charge and accumulated depreciation would be immaterial to these accounts. The PCC has taken advice on the carrying value of the properties and a provision is not considered necessary.

iii) Debtors and creditors receivable / payable within one year:

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

E Loans and borrowings:

Loans and borrowings are initially recognised at the transaction price including transaction costs. Subsequently, they are measured at amortised cost using the effective interest rate method, less impairment. If an arrangement constitutes a finance transaction it is measured at present value.

E Employee benefits:

When employees have rendered service to the charity, shor ~~t-~~ term employee benefits to which the employees are entitled are recognised at the undiscounted amount expected to be paid in exchange for that service.

G Tax:

The charity is an exempt charity within the meaning of schedule 3 of the Charities Act 2011 and is considered to pass the tests set out in Paragraph 1 Schedule 6 Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes.

A12 ~~-~~ Accounting Policy

Independent Examiner's Report to the Trustees of the Parochial Church Council of St Philip, Dorridge with St James, Bentley Heath

| report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2025.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

| report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination | have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the Act. | confirm that | am qualified to undertake the examination because | a member of The Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

| have completed my examination. | confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination...

| have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed

Jeremy Kitson FCA ICAEW Prime Chartered Accountants Corner Oak 1 Homer Road Solihull B91 3QG

Date .07/05/2026 .........