Ryde Baptist Church Annual Report for 2024 Reg No. 1133780 Principal Office: Ryde Baptist Church George Street RYDE Isle of Wight P033 2JF Charity TrUSt￿S as on 31 December 2024: Rev Kerry Blrch (Minister) Sally Pratt (Secretsry & Acting Treasurer) Betty Mccomb Rev Ivan Page The Church operates under the Constitution agreed in 2009 which follows the options agreed by the Baptist Union of Great Britsin with the Charity Commission. The Church is a charitable unincorporated association. The Deacons includlng the Minister act as Managing Trustees and re￿rt to the Church Members. The Trustees rn￿t regularly, and the Church Memters m￿t several times during the year. The Treasurer and the Secretsry cary out much of the administration, but other Deacons have delegated roles. The Deacons are elected by the Church Members. To fulfil its mission, further benefit the general public and serve the community, the Church's building In George Street is home to a wide range of community attivities. Some new outreach ventures were in the planning stages towards the end of 2023 and stsrted in earnest in January 2024 - a Saturday evening free community supper and a Monday morning pa￿nt and toddler group. We applied for a kitchen inspecbon and arranged food hygiene training for 10 volunteers. The Saturday SUPFErs drew In up to 20 people each weeki plus volunteers to serve. We developed some gcKxI relationships and We￿ able to talk about and discuss faith as opportunities arose. The suptErs continued until the week before Easter. The parent and toddler group stsrted well but had to restsrted after a few W￿kS because of difficulties with some parents. Since then, it has been running successfully during school terms; although numbers have fluctuated, it is a very happy group. Church life continued as usual on Sunday mornings and midweek prayer and house groups, includlng a new group meeting In the church building. The church newsletter continued to be delivered each week by email, or in kylnt. On Sunday, 4 February, we Joined wlth other Baptlst churches In the BMS Day of Prayer. We continued prayirKJ regularly for a contsrt serving in Ukraine with Operation Mobilisation, and also for the sil￿atiOnS in Ukraine, Lebanon and especlally Gaza. On Good Friday we served coffee and hot cross buns, Inters￿rsed with readings from the Gospels, and finishing with the last words of Jesus from the cross. Easter Sunday began with breakfast in church and conts'nued with the morning servi￿. The church AGM took pla￿ on Saturday l June as part of the church Conflab Day, which was organised to celebrate 20 years since the reopening of the church following the fire in 1995. Despite planning to stsnd down at the end of March, in the absence of new deacons the Secretary had continued doing the work of Treasurer, and following checking by the external examiner, the 2023 accounts were presented to the church. Despite much expenditure on the lill the church was In healthy flnancial position. This is thanks to the many groups who pay to use the premises, as well as the generosity of members, for which we are grateful to G¢JJ. For the rest of the day, we took a look back at the very beginnings of Ryde Baptist Church and We￿ reminded of the faithfulness and commitment of those flrst Baptists to each other and to their community of Ryde. We looked at the commitment of the faithful few after the fire of 1995, and at how the church rose from the ashes in 2004. We looked at our aims from the last church Awayday in November 2018, recognising the tough times we (and many others) had b￿n through since then. We considered how faithfulness and commitment are just as important today as we look to the future and where God is leading us. We also joyfully welcomed 5 new members into the RBC family. Members were asked to keep waying for new deacons to be found. On the following Sunday, as a continuation of the discussions a￿ut blessing our community, we took a prayer walk round Ryde. The annual Girls, Brigade awards evening took Pla￿ on Saturday 29 June, followed by a church parade on Sunday 30 lune. Their annual camp took place in August. A Holiday Club for children aged 5 and upwards, organised by the local Youth for Christ worker, brought gocKI numtEr of children into the church in August. We welcomed John Froud performing his one-man cOn￿rt in the church in early September. Sunday 22 September saw a celebration of the 20th anniversary of reopening with a special service followed by a celebratory lunch. On Sunday 6 October we ￿let￿ated our annual Harvest service, and GB Parade, focusing on the work of BMS, with donations of food to the Island F(x)dbank. We also received generous gifs towards the cost of a p)rtable Fx)wer bank for our contstt serving in Ukraine. The annual Service of Rernernbran￿ incorporating a Girls, Brigade Parade service took place on Sunday 10 November. Christmas events began with a GB Christsnas Coff￿ morning and book sale, singing carols at two local care homes, a Christmas Coff￿ morning with carols and a Gingerbread House making party. The annual Carol servi￿ took place on 22 Decemlkr and there was also a short celebration on Christmas Day. The building continued to IE used for courses and groups as well as our own activities. Regular GB coffee mornings ralsed funds though coffee, cakes and tJx)k sales. Other coffee mornings, Bridge sessions and NHS franchised diabetes prevention group sessions continued, along with Ryde Social Heritsge Group quarterly meetings and various AGMS for local organisations. We regularly welcome a charitsble group providing support for people on probation. However, towards the end of the year we lost the Seetec back-to-work help sessions as they found their own dedicated premises in Newport. We also lost Ryde Town Council meetings when they moved to the newly converted local bank premises. The Art class and Quirky Crafters continued through the year. De5plte asking on numerous (Kca5ions, we had no succe55 In gettlng volunteer5 to help keep the church open more during the week. However, the library and card stslls were rearranged for people to browse when the building was open. We also carried out large clear-outs of the church office and storerooms. We lost two older members, one who had long teen unable to attend church for health reasons and the other very su(klenly Alison Ridout. Six new memtErs were welcomed in 2023, and there were three resignations. At the end of the year, membership st(xxl at 35. RYDE BAPTIST C.HISRC.11 RYDE ISLE OF WIGHT IIYDEPEIYDENT EXAMINERS RTr=PORT AND IJNAIJDITED ACCOUNTS Tr'OR THF. YFAR ENDED 31 DECEMBER 2024 Inde endent examiner's re ort to the tist Church R de Isle of Wi overnin ht We report on the accounts of Ryde Baptist Church for the year 8nded 31st December 2024, which are set out on the attached seven pages. Res ective res onsibilities of trustees and examiner The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 and that an independent examination is required. It is our responsibility to: examine the accounts under section 145 of the 2011 Charities Act, to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Charities Act to state whether parts'cular matters have come to my attention. Basis of inde endent examiner's re ort Our examination was conducted in accordance with general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees conceming any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair, view and the report is limited to those matters set out in the statement below. Inde endent examiner's statement In connection with our examination, no matter has come to our attention: 1. which gives us reasonable cause to believe that in any material respect, the requirements: to keep accounting records in accordance with section 130 of the 2011 Charities Act; and to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Charities Act have not been met; or 2. to which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signature Date 14 May 2025 Caryn March Accountants Limited 7 St Edmunds Walk Wootton Bridge Ryde Isle of Wight P033 4JB P1- Balance She8t Rwle Baptist Church Accounts for th• Year Ending December 2024 3111 Fixed Assets Church Building (Insurance Value) Church Manse Ilnsurance Value) Church Contents and Fixtures 2,409.919.00 318.877.00 147.388.00 2,348,841.00 313.547.00 143,653.00 Total Fixed A8set8 £2,876,184.00 £2,806,041.00 Current Assets Barclays Bank Current Account Barclays Bank Restricted Account Barclays Bank Tracker Account Petty Cash Accounts Receivable 8.95 3.054.24 42,878.34 0.00 0.00 1,292.58 6,470.12 49,881.77 Total CurTenl A•sets £45.863.63 £57.644.47 Liabillties BUC Ltd Imansel Baptist Strategy {Mansel Members Loan5 {Mansel' 47.111.11 12.000.00 0.00 50,213.71 18.500.00 0.00 Total Llabllltle• £59,111.11 £68,713.71 Net Asset £2,862,936.52 £2.794.971.76 Paga 1 P2- FinaThJal_Activity Ryle Baptist Church Accounts for the Year Ending 3111212024 Unrestricted Restrkt•d Endowment 2024 T funds funds funds funds 2023 Total funds Incomin R8sourc85 Donations. Legacie5 and similar income 26,405.95 Activities in furtheran￿ of the charrties object: 38,102.42 Investment Income Other inujme resources 26,405.95 38,102.42 810.26 12,514.42 68,870.33 810.26 581.35 9,507.93 12,514.42 Total Incoming resources £77.022.79 £810.26 £0.00 £77,833.05 £76,959.61 urces Used Costs of generating funds Grants in furtheran¢8 of charities objects Activities in furtherance of the charrties object: Expenditure on ffl8nagingladminislering 8.641.17 34.702.41 36,667.71 8.641 17 34.702 41 36.667.71 5.622 00 32.079 86 53,417.12 Total resour￿8 umd £80,011.29 £0.00 £0.00 £80,01129 £91.118 98 D•fieit of In¢om• ov•r Expendltur• U,988.50 £810.26 £0.00 2.178.24 14,159.37 Transfers Gross transfers befvfftn lunds- in Gross transfers bet￿n funds- 23,353.17 3.000.00 -3,000.00 -23.353.17 26.353.17 -26,353 17 39,181.43 -39.181.43 Net Tran•f•rn £20,353.17 U.353.17 £0.00 £0.00 £0.00 Other nised ains/losses GainslLosses on investment assets Gains on revolualion. fixed assets 000 70,143.00 000 70,143.00 0.00 388,693.00 Net rocognlsgd gains I lossei £70.143.00 £0.00 £0.00 £70,143.00 £388,693.00 Total Fur￿$ for the year Total Funds Brought FoNanl 67,964.76 2,794,971.76 374.533.63 2.420.438.13 Total Funds Carried Forward £2,862,936.52 £2,794.971.76 Page 1 P3. Recepts_&_PoyTTwts Baptist Church Accounts for Year Ending December 2024 111212024 Ryde Bapli6t Church General - Unr••trict Receipts Offerings (Cash & Envelopes) Offerings Istsnding Orders) Use of premises {Cash) Use of premises {8ACS) Donations & Grfts Special Offerings 1,245.00 22,600.00 7,444.62 30,537.80 2.540.95 0.00 621.06 24.700 00 8.525 00 25.131.75 1.363.54 L_22 Recovered Tax (Grft ￿'d) Legacies Use of pr•mises (Combined in prev. years) Hospitality Photoe0p￿ng Miscellaneous Donations Total Offerlngs. Donations. Legac1￿ etc 9,123.60 6.384.98 0.00 000 144.00 000 0.00 £66,870.33 0.00 120.00 20.00 £73.631.97 Mlscellan•ou• Income 0.00 0.00 Total £66.00 Investment Income - Restrfcted Interèst Recwved 810.26 £810.26 581 35 £581.35 Total Inve•lment Income Other Income re￿Ur¢•I Electricity Feed in Tariff 332482 £3,324.82 9 507.93 £9.507.93 Totsl Other Income resource• Total Re￿Ipts £77 833.05 £76 959.6 Py1 P3 . Receipts & P8yrr*nts 3111212024 Payments Grants payablè In furtherane• of charitys objects Youth & Children's b￿rk Mission BMS & HM Giving 5,953.17 0.00 5,622 00 2.688. otal Grants payable in lurthwanco ol charity S objects £8.641.17 £5.622.00 Activities in furthorance ol chantys objects Ministerfs Slipend Pension Ichurchl Extra pension paYff￿nt PAYE previous year Trav8llConference Expenses Pulpit Supply Special Events Worship Rgsi)urces 28,600.08 3,912.38 10.00 686.07 1.493.88 23.978 22 6.054.12 12.00 0.00 1.840 52 000 0.00 195 00 Total Activities In furtlmrance of ch4ritys objects £34,702.41 £32.079.86 Expendltur• on M•nagintyAdministwing thg ¢h•iity Church Insurance Electricity Gas Water Cleaning Matena131Consumables Church cleaning Maintenance (General) Maintenance (Building) Maintenance (Lift) Maintenance (Alamislextinguishers) Maintenance (Gas Appliances) Kitchen equipment and Maintenance Telephone & Inlemel Printing. postage & Statt'onery Copier & Computer costs Subscriptions Courses & Meekn'ngs Expenses Sound Sysiem expenses Publicity& Poster5 Members Loan repayments Miscellaneous Expenses 111212024 LI2QL3 2.741.00 2,785.36 1.927.18 583.68 1.432.52 1.960.00 0.00 1.501.61 11,758.80 1.409.89 1,111.66 0.00 847.28 2,876.43 1,627.88 2,545.57 658.33 2.866.91 23,577.00 2,471.87 1.172.73 0.00 756.42 175.20 144.00 1,147.18 0.00 0.00 0.00 000 510.42 686.22 0.00 948.03 £30,203.65 Total for chU￿h £41.764.29 M•n•• Council Tax Water Electricity Gas Telephone mainten￿e• Insurance Interest ￿ Purchase Loan 1,816.25 418.74 1.728.95 309.60 0.00 0.00 0.00 5.677.27 221.76 3 715.25 £11,652.83 0.00 295.60 295.19 3 638.28 £6.464.06 Total Alans• Total payn￿nts Deflclt of Income over Expenditure 17 Page 2 P3. Recwpts & Paynwnts 11 ank Accounts Transfers from Tracker to current account Tran5fer5 from current accounl to Tracker Translers from GSC Current Ar￿Unt to Tracker Transfers from GSC to Current A¢¢ount Transfers from restricted account to cuThent accwnt 19.853.17 3,CKIO.00 34,18143 5.000 00 £3.500.1)0 oans e Purchase Baptist Union Corp Ltd {Incl.Interest) Baptist Debit (Strategy) Members 47,111.11 12,000.00 50.213.71 18,500.00 0.00 Tolal £68.713.71 Devel Manse Transfer to General fund nt Fund Restrict 1,315.25 0.00 1.315.25 Totsl £1,315.25 £1.315.25 P4 RBC Bank A¢counts 2024 Church Non