Ryde Baptist Church Annual Report for 2020
Reg No. 1133780
Principal Office:
Ryde Baptist Church George Street Centre George Street RYDE Isle of Wight PO33 2JF
Charity Trustees as on 31 December 2020:
Rev Kerry Birch (Minister) Mrs Sally Pratt (Secretary) Mr Henry Tucker (Treasurer) Mrs Betty McComb Mrs Susan Pidgeon Mr William Croydon
The Church operates under the Constitution agreed in 2009 which follows the options agreed by the Baptist Union of Great Britain with the Charity Commission. The Church is a charitable unincorporated association. The Deacons including the Minister act as Managing Trustees and report to the Church Members. The Trustees meet regularly, and the Church Members meet several times during the year. The Treasurer and the Secretary carry out much of the administration, but other Deacons have delegated roles. The Deacons are elected by the Church Members. To fulfil its mission, further benefit the general public and serve the community, the Church’s building in George Street is home to a wide range of community activities.
Secretary’s Report for 2020
At the beginning of 2020 we were looking ahead toa visit from the Leprosy Mission, and the start of a new scrapbooking group. We planned to run an Alpha course, and a prayer group was due to gather with a view to starting the course in spring 2020. In February we had the first World Church prayer breakfast of the year, but an ominous prayer appeared in the church newsletter on 16 February - ‘Pray for those who are suffering in the coronavirus outbreak, and for the medical staff trying to deal with it.’
On 1 March, the minister started a Lent series entitled ‘Frontline Sundays’ by talking about the church both gathered and scattered. Little did we know how scattered we would be very soon. The World Church prayer breakfast followed by the usual GB coffee morning in March were almost the last events to take place before full lockdown was imposed on 23 March.
22 March was the first Sunday we closed, and a National Day of Prayer for the global pandemic of coronavirus. We were invited to light a candle in our windows as a visible symbol of the light of life, Jesus Christ, our source and hope in prayer.
All groups using the church, Christian or otherwise, had to stop meeting in person. The church started meeting on Zoom on Sunday mornings. This was a new way of worship, but numbers steadily built up as we appreciated being able to see each other’s faces and share interactively in live worship and prayer. The minister and church secretary quickly set up a system for distributing sermon notes and a revamped newsletter, working hard to ensure that everyone on the church family list and others received a copy of these each week, either by email or in print. Two members provided changing tableaux throughout the year as a focal point in the front window.
Sadly the church was unable to celebrate Easter with the usual Good Friday drinks and hot cross buns, and Easter Sunday breakfast and communion followed by morning worship. However, prayer gatherings took place on Zoom on Maundy Thursday and on Good Friday.
The prayer group more than doubled in numbers on Zoom. From this prayer meeting sprang the idea for 2020 hours of prayer for Ryde. Starting in July 2020 and continuing until September, it consisted of a 15-minute prayer slot each evening. Each day was dedicated to praying for a different organisation or sector in the life of our town and involved other churches in Ryde, bringing closer fellowship with many brothers and sisters from other churches in the town. By universal agreement these prayer meetings continued weekly until very recently.
As life began to open up slightly later in the summer, a survey of church members was conducted as to whether they used Zoom, were happy with it or not, and how
they felt about meeting again in person. The leadership team had been meeting regularly on Zoom, working on risk assessments and other policies for reopening the church building when possible.
After a deep clean of the premises, the church opened on Sunday 4 October for a monthly service. These were heavily restricted and not well-attended, although those who had been unable to join Zoom appreciated them. Zoom meetings continued afterwards as these were still the most popular way of meeting. The minister hosted the Prayer Course and the Bible Course on Zoom, so that as many people as possible could join in.
Before the pandemic, the minister and secretary had met with the CEO of Aspire and the Ryde community connector, to discuss collaborative working. This went on hold as Aspire became the Ryde community hub for Ryde Town Council volunteers during the pandemic. Several church members signed up to help local people with shopping, collecting medication and other necessary support. Other members made masks and kept in touch with those who could not get out.
The Girls’ Brigade captain kept in touch with all the girls in GB, either on Zoom or by phoning parents or meeting them on doorsteps. In the autumn, as schools returned, a rota was organised so that older and younger groups had alternate sessions in the centre and at home. The girls appreciated the continuing bonds kept up through lockdown. For Remembrance Sunday an outline of a poppy to colour in was sent out to everyone. They were collected for GB to make a wreath to display in the front window of the church, and people also coloured them in for their own windows.
The Annual General Meeting for 2020 took place on Zoom on 19 November. Annual reports for 2019 from the Secretary, Girls’ Brigade, Friend to Friend, and Open the Book had been sent out in advance of the meeting. The Secretary and Treasurer were reaffirmed in their roles. Very grateful thanks, with a card and gift, were expressed to a long-serving deacon and previous secretary who was retiring from the diaconate. Many members offered words of appreciation and memories. The Carnival Company in conjunction with Ryde Business Association organised a town trail event of storytelling and activities for Thursday 17 December and used the frontage of the church for a stop on the trail. The Christmas tree was put up in the front window of the centre, and posters outside to remind everyone that the church though closed was still active. The church joined in a Zoom Carol Service with other Ryde churches, held a Zoom Nativity service, and a Zoom service on Christmas Day. Plans for another service in church on Sunday 3 January had to be cancelled because of the rise in infection numbers and changes in tier levels as the country entered another lockdown.
At the end of the year 2020 Ryde Baptist Church had 43 members.
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Independent examiner's report to the governing body of Ryde Baptist Church, Ryde, Isle of Wight
We report on the accounts of Ryde Baptist Church for the year ended 31* December 2020, which are set out on the attached pages.
Respective responsibilities of trustees and examiner | The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 and that an independent examination is needed.
It is our responsibility to:
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e examine the accounts under section 145 of the 2011 Charities Act,
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e to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Charities Act
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e to state whether particular matters have come to my attention.
Basis of independent examiner's report
Our examination was carried out in accordance with general directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair view and the report is limited to those matters set out in the statement below.
Independent examiner’s statement
In connection with our examination, no matter has come to our attention:
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which gives us reasonable cause to believe that in any material respect, the requirements:
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e to keep accounting records in accordance with section 130 of the 2011 Charities Act; and
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e to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Charities Act have not been met: or
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to which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Signature ——S= , Caryn March Accountants Limited 3 Oak Hills Shanklin Isle of Wight PO37 7JB
Date 21 October 2021
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|---|---|---|---|---|---|
|Balance|Sheet|
|,|.|
|Ryde|Baptist|Church|:|
|Accounts|for the Year|Ending|December 2020|
|As at|As at|
|31/42/2020|31/12/2019|
|Fixed Assets|
|Church|Building|(Insurance Value)|£1,500,000.00|£1,480,000.00|
|Church|Manse|(Purchase|Value)|£161,000.00|£161,000.00|
|Church|Contents|and|Fbdures|£85,000.00|£85,000.00|
|Total|Fixed|Assets|£1,746,000.00|£1,726,000.00|
|Current Assets|
|Barclays|Bank|Current Account|£1,631.81|~£267.73|
|Barclays|Bank|Restricted Account|£6,402.29|£6,397.27|
|Barclays Bank Tracker Account|£30,928.25|£52,748.29|
|Barclays|Bank GSC|Current Account|£1.00|£1,421.39|
|Petty|Cash|
|Accounts|Receivable|:|
|Total|Current Assote|.|£38,963.35|£60,289.22|
|Liabilities|
|BUC|Ltd|(Manse)|£59,831.78|£63,593.69|
|Baptist|Strategy|(Manse)|£36,000.00|£42,000.00|
|Members Loans|(Manse)|£34,833.51|£35,833.47|
|HMRC|£864.88|£1,238.98|
|Agency Collections|£255.00|£648.78|
|Nest|Pension|
|Baptist|Union|Pension|
|Accounts|Payable|
|Total|Liabilities|£131,785.17|£143,314.92|
|Net Asset surplus|(deficit)|£1,653,178.18|£1 642,984.30|
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Financial Activity Ryde Baptist Church Accounts for the Year Ending 31/12/2020
| Unrestricted | Restricted | Endowment | Total | 2019 | |
|---|---|---|---|---|---|
| funds | funds | funds | funds | _‘Total funds | |
| IncomingResources | |||||
| Donations, Legaciesand similarincome | £32,730.06 | £32,730.06 | £44,260.08 | ||
| Activities in furtherance ofthe charities objects | £5,712.85 | £5,712.85 | £19,928.64 | ||
| Investment Income | £42.18 | £42.18 | £224.05 | ||
| Otherincome resources | £2,824.82 | £2,824.82 | £1,525.17 | ||
| Total Incoming resources | £41,309.91 | £0.00 | £0.00 | £41,309.91 | £65,937.94 |
| Resources Used | |||||
| Costs ofgenerating funds | £9,686.67 | £9,686.67 | £13,557.74 | ||
| Grants in furtherance ofcharities objects | £7,070.00 | £7,070.00 | £5,727.49 | ||
| Activities in furtherance ofthe charities objects | £59.576.43 | £59,576.43 | £34,241.29 | ||
| Expenditure on managing/administering | £32,770.72 | £32,770.72 | £55,594.14 | ||
| Total resources used | £109,103.82 | £0.00 | £0.00 | £109,103.82 | £109,120.66 |
| NetIncome overexpenditure | -£67,793.91 | £0.00 | £0.00 | -£67,793.91 | -£43,182.72 |
| Transfers | |||||
| Gross transfers between funds— in | £26,668.75 | ||||
| Gross transfers between funds— out | ~£26,668.75 | ||||
| Net Income overexpenditure | -£67,793.91 | £0.00 | £0.00 | -£67,793.91 | -£43,182.72 |
| Otherrecognised gains/flosses | |||||
| Gains/Losses on investment assets | |||||
| Gains on revaluation, fixed assets | |||||
| Netmovement infunds | -£67,793.91 | £0.00 | £0.00 | -£67,793.91 | -£43,182.72 |
| Reconciliation offunds | |||||
| Total Funds Brought Forward | £0.00 | ||||
| TotalFundsCarriedForward | -£67,793.91 | £0.00 | £0.00 | -£67,793.91 | -£43,182.72 |
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Receipts & Payments
Ryde Baptist Church Accounts for Year Ending December 2020
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|---|---|---|---|---|---|---|
|As|at|As|at|
|31/12/2020|31/12/2019|
|Ryde Baptist Church General — Unrestricted|
|Receipts|
|Offerings|(Cash & Envelopes)|£5,436.56|£10,243.37|
|Offerings|(Standing|Orders)|£24,281 .00|£22,350.00|
|Donations &|Gifts|£3,012.50|£1,750.00|
|Special Offerings|£6,572.00|
|Recovered Tax|(Gift Aid)|£3,344.71|
|Legacies|
|Total|Offerings,|Donations,|Legacies|etc|£32,730.08|£44,260.08|
|Miscellaneous|Income|£120.00|
|Total|£120.00|
|Investment|income|
|Interest|Received|£42.18|£224.05|
|Total|Investment income|£42.18|£224.05|
|Other|income|resources|
|Electricity|Feed|in|Tariff|£2,824.62|£1,405.17|
|Total|Other Income|resources|£2,824.82|_£1,405.17|
|Total|Receipts|£35,597.06|£46,009.30|
|As|at|As|at|
|31/12/2020|31/12/2019|
|Payments|
|Grants payable|in|furtherance|of charity's|objects|
|Youth &|Children's work|£1,000.00|£1,000.00|
|Mission|£923.49|
|BMS|&|HM|Giving|£4,324.80|£3,804.00|
|Total|Grants payable|in|furtherance|of charity's objects|£5,324.80|£5,727.49|
|Activities|in|furtherance|of charity's|objects|2020|2019|
|Minister's|Stipend|£24,000.00|£23,450.04|
|=~|Pension|(Church)|£5,434.83|£5,326.92|
|Extra|pension|payment|£2,723.58|£3,552.96|
|Travel/Conference|Expenses|£1,066.48|£1,306.12|
|Book|Allowance|
|Pulpit Supply|£220.41|£605.25|
|Special|Events|
|Worship|Resources|£839.15|
|Total Activities|in|furtherance|of|charity's objects|£34,284.43|£34,241.29|
|Expenditure|on|Managing/Administering the|charity|
|Church|
|Insurance|£2,376.12|£2,527.57|
|Electricity|£862.47|
|Gas|£1,531.11|
|Water|£879.65|
|Cleaners|£2,167.00|£452.40|
|Cleaning|Materials/Consumables|
|Biffa Waste|disposal|£1,087.97|£285.02|
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|---|---|---|---|---|---|
|Receipts|&|Payments|,|
|2020|2019|
|Maintenance|(General)|£1,062.70|
|Maintenance|(Building)|£1,178.31|£42,483.60|
|Maintenance|(Lift)|£338.42|.|
|Maintenance|(Alarms)|£1,399.34|
|Maintenance|(Gas Appliances)|£278.00|
|Replacement|of Equipment|.|
|Telephone &|Internet|£755|88|£756.56|
|Printing,|postage &|Stationery|.|£168.40|
|Copier & Computer costs|£137.41|
|Subscriptions|£377.50|£1,026.33|
|Courses & Meetings|Expenses|£230.00|
|Administrator|:|
|Sound|System expenses|£7.08|
|Publicity&|Posters|:|
|Members Loan|repayments|£999.96|£999.96|
|Manse|Purchase|Loan|£17,764.92|£6,000.00|
|Miscellaneous|Expenses|,|£471.18|.|
|Total for Church|:|£34,790.72|£57|843.14|
|As|at|As|at|
|Expenditure|on Managing/Administering|the|charity|31/12/2020|31/12/2019|
|Manse|
|Council|Tax|£1,502.90|£1,446.49|
|Water|£324.60|£480.00|
|Electricity|
|Gas|
|Telephone|
|Maintenance|£237.80|£1,514.74|
|Insurance|£164.94|£156.05|
|interest|on|Purchase|Loan|£5,764.92|
|Total for|Manse|£2,230.24|£9,3862.20|
|Total|Payments|£76,630.19|£107,174.12|
|Excess|of Income over Expenditure|-£41,033.13|£61,164.82|
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| Receipts & Payments | Receipts & Payments | |||||||
|---|---|---|---|---|---|---|---|---|
| As at | Asat | |||||||
| GeorgeStreetCentre (Designated Fund) | 31/12/2020 | 31/12/2019 | ||||||
| Receipts | ||||||||
| Donations& Gifts | ||||||||
| Total | Donations& | Gifts | ||||||
| Useofpremises Hospitality Photocopying Miscellaneous Donations |
£1,163.50 £45.91 |
£17,138.00 £2,356.09 £34.55 £400.00 |
||||||
| TotalActivitiesinfurtherance | furtherance | ofcharity'sobjects | £1,209.41 | £19,928.64 | ||||
| Payments | 2020 | 2019 | ||||||
| Costs ofgeneratingfunds | ||||||||
| GSC Specific costs BiffaWaste disposal Cleaners Hospitality Utilities Office Expenses |
: | £1,553.60 £5,398.40 £348.27 £453.17 £764.18 |
||||||
| Maintenance Lift Boilers Alarms General |
Nopayments | : £2,362.29 £278.40 £883.78 £41,517.65 |
||||||
| fromGSCAle | ||||||||
| Totalcosts | costsofgeneratingfundsIn2020 | £0.00 | £13,557.74 | |||||
| Activitiesin furtherance ofcharity's objects | ||||||||
| Kitchen equipment and Maintenance | ||||||||
| TotalActivitiesin | furtherance | ofcharity's objects | £0.00 | |||||
| Total Payments | £0.00 | £13,557.74 | ||||||
| Excess ofIncome | overExpenditure | £1,209.41 | £6,370.90 | |||||
| . | As at | As at | ||||||
| 31/12/2020 | 31/12/2019 | |||||||
| Transfers from Tracker to | RBC CurrentAccount | |||||||
| Transfers from Tracker to | GSC Current Account | |||||||
| Transfers from RBC CurrentAccount toTracker | ||||||||
| Transfers from GSC CurrentAccount to Tracker | ||||||||
| Transfersfrom restricted accounts toGeneral fund | -£25,505.00 | |||||||
| (Exterior building maintenance. | Held inTrackerA/c) | |||||||
| Loans (Manse Purchase) | : | |||||||
| BaptistUnion Corp. Ltd | £59,831.78 | £63,593.60 | ||||||
| Baptist Debit (Strategy) | £36,000.00 | £42,000.00 | ||||||
| Members | £34,833.51 | £35,833.47 | ||||||
| Total | £130,665.29 | £141,427.07 | ||||||
| DevelopmentFund (Restricted) | ||||||||
| Manse | £1,315.25 | £2,479.00 | ||||||
| Transfer to General fund | -£1,163.75 | |||||||
| Total | £1,315.25 | £1,316.25 |
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