Company ￿giStration number.. 04452067
Charity registration number.. 1133725
OCEAN WOMEN'S ASSOCIATION
TRUSTEES, REPORT AND
FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Walden Way & Co
Unit A3, Gateway Tower
32 Western Gateway
London
E16 IYL

Ocean Women's Association
Contents
Page
Reference and Administratlve Detalls
Trustees. Report
Independent Examiner's Report
statement of Financlal Actlvltles Ilncludlng Income and Expendlture Account)
Comparative Statement of Financial Activities (Including Income and Expenditufft Account)
statement gf Financial Position
Notes to the Financial Statements
9-12

Ocean Women's Association
Reference and Administrative Details
For The Year Ended 31 March 2025
Trustees
Ms 5umaiya Hussain (appointed 12/0912024)
Ms Hallma Khan
Chair
Ms Isra Rahman (appointed 12109120241
Charity Number
1133725
Company Number
04452067
Princlpal Address
Unlt A3, Gateway Tower
32 Western Gateway
London
England
E16 IYL
Independent Examlner
Walden Way & Co
Chartered Certified Accountants & Registered Auditors
Unit A3, Gateway Tower
32 We5tem Gateway
Lonclon
E16 IYL
Royal Bank of Scotland
36 St And￿W Square
Edinburgh
EH2 2Y8
Bankers
Page I

Ocean Women's Association
Company No. 04452067
Trustees. Report For The Year Ended 31 March 2025
The trustees p￿sernt their report and the flnancial statement5 for the year endec$ 3 1 March 2025.
Objectives and Activities
Aims and Objectives
Ocean Women'5 Association (OWAI airns to support women of Bangladeshl origin livlng in Tower Hamlets and neighbouring
East London boroughs to improve their quality of life. The charity's objectlves a￿ to advance physical and mental health,
duce Social Isolation, and relieve poverty and unemployment through culturally appropriate, community-based activities
and 5UPPOrt.
OWA deliver5 weekly women-only coffee mornings in Tower Hamlets, provlding a safe and welcomlng environment where
women can meet, build confidence, develop frlendships, and access vital infom)atlon. These sessions Include health and
wellbeing workshop5 and talks delivered in partnership with the NHS, public health teams, GPS, and local authorities. Topic5
covered include cervical cancer 5creeningi breast cancer awareness, bowel screening, diabetes management, and wlder
health and wellbeing issues.
The charity operates a befriending and escorting service for women who experience isolation, anxiety, mobility challenges,
or other barriers to partlclpation. Dellvered in small groups, thls seNlce enables women to attend activlties safely whlle
encouraging peer support and stronger social connections.
OWA provides ongoing slgnposting and referral support, helplng women to access local services Includin9 health care,
benefits advice, immigration and legal 5UPPOrt, education, and employment services. Thi5 holistic approach ensure3 that
beneficiaries are supported to address multiple, interconnected challenges affectin9 their wellbeing and independence,
OWA also runs a cornmunlty gardening project at Stepney City Farm, where wtsrnen grow vegetables and herbs to sha￿.
The project promotes physbcal actlvltyi Outdoor engagement, mental wellbeing, and soclal connectlon. The charlty further
contributes to community cohesion by participating in cultural and Comrnunity events al Stepney City Farm, including Eid
an(J Christmas celebrations.
The trustees confirm that they have had due regard to the Charity Commlssion'5 guidance on public benefit and believe that
OWA'5 activlties provide clear publlc benefit by Improvlng health outcome5, reduclng isolatlon, and Increa51ng Inclusion
among women who are often underserved.
A¢hSevements and Performance
MJln Achievements
During the reportlng period, OWA successfully continued its core programme of weekly women-on1y coffee mornlngs, whlch
rernained well attended and highly valued by beneficiaries. Health awarene55 workshop5 delivered in partnership with NHS
and public health professionals supported women to better understand arid engage with health servlces, contributing to
mproved confidence and health literacy.
The befrlending and escorting servlTr enabled 1501ated women to partlcipate MO￿ fully in community actlvltle5, fostering
peer relationships and reduclng loneline55. The eommunlty gardenlng project at Stepney City Farm contlnued to provlde
gular opportunities for physical attivity, mental wellbeingi and social interaction, while also strengthening links With the
wider community through shared events and celebrations.
OWA strengthened ILS partnership working across Tower Hamlets and other London boroughs, actively participating In
health forums, neighbourhood forums, Healthy Tower Hamlets inltiatives, and public health volunteer events. The charlty
contrlbuted to strategic discussions and research projects with organlsations including NHS Trusts, Universltles, local
Councils, and Voluntary sector Partners, ensuring that the voices and experiences of Bangladeshi women were represented,
particularly in relation to emotional wellbeing, chronic illness, and health inequalities.
Future plans Snclude continuing and consolidatlng existing servlces. expanding health and wellbelng actlvltles where
resources allow, and further strengthening partnerships to imprgve access to services and opportunities for beneficiaries.
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Ocean Women's Association
Trustees, Report (continued)
For The Year Ended 31 March 2025
Flnancial Review
Financial Posltlon
The trustees monitor the charity's financial position on an ongoing basis to ensure that resources are used effectively in
furtherance of its charitable objectives. Income and expendlture during the year were managed carefully tc) 5UPPOrt the
delivery of core actlvities.
The charity aims to maintain an appropriate level of reseNes to ensure financial stability and continuity of services.
Reserves are iniended to cover shtsrt-terrn fundin9 gaps and unfo￿Seen costs, enabling OWA to meet Its commitrnents and
continue supporting beneficiaries. The trustees review the ￿SerVe policy regularly in light of the charity's actlvlties, risks,
and funding environment.
The accounts for the year show a deficit of £5,190 12024 surplus of É 16,1121. The deficit is made up of E55,979
12024 - £62.2L91 income and £61,16912024-E46,1071 expenditure, resulting in a defTcit of £5, 190. Funds stsnd at
£32, 135 12024 - £37,325).
Restricted funds".
Restricted funds at 31 March 2025 are £32,135 (37,325 20241.
Unrestricted funds:
Unrestricted funds at 31 March 2025 amounted to Nil 1£32,059- 20241.
Reserves Pollcv
Funds as at 31 Mar 2025 totalled £32,135. It is the trustee's policy to maintain a balance of avallable unrestricted funds in
cash and bank accounts (where posslblel whlch equates to approximately one term's expendItU￿ to cover emergency
situations whlch may arlse from time to tlme.
Risk Management
The trustee5 recognlse the Importance of effective rlsk management in ensurlng the sustalnability and success of the
¢harlty. Key risks Include flnanclal sustainability, rellance on external fundlngi safeguardlng of beneficiarSes, and the
capacity to deliver services.
The trustees actively identify, assess, and monltor risks on an ongoing basis and take appropriate steps to mitlgate them.
Thls include5 financial oversSght, maintalnlng strong partnership5, ensuring approprlate safeguarding practSces, and
regulady ￿VIewIng policies and Procedu￿5. The trustees believe that these measures help to minimise risk and protect the
charity, its beneficiaries, and Its reputation.
structure Governance and Management
Governing Document
Ocean Women's Association Is governed by its constitutlon, whlch set5 Out the charlty's objectives, powers, and govemance
arrangements.
The charity is overseen by a board of trustees who are responsible for setting strategy, ensuring compliance with legal and
regulatory rtqulrements, and safeguardlng the charity's assets.
Trustees are selected and appointed In accordance wlth the governing document. New trustees are recrulted based on the
skills, experience, and commitment needed to 5UPPOrt the effective governance of the charity and to reflect the community
it serves. Trustees receive appropriate information and support to enable them to fulfil their duties effectively.
D4y-to-day activlties are delivered through a combination of volunteer input and partnership working, with trustees
providing oversight and straieglc dlrection.
Trustee Selectlon Method$
Potential trustees are usually recruited from the charity's userslbenefficiaries. Prior to the AGM parents and carers are asked
to conslder volunteering thelr tlme and skllls to become a trustee, and they complete the application process at the AGM.
Page 3

Ocean Women's Association
Trustees. Report (continued)
For The Year Ended 31 March 2025
ststement of Trustees. Re$pon$lbilities
The trustees (who are also the directors of Ocean Women's A550Clation for the purposes of company lawl are responsible for
preparing the Trustees, Report and the financlal statements in accordance with applicable law and United Kingdom Accounting
Standards (United Klngdom Generally Accepted Accounting practi￿}.
Company law ￿qUireS the trustees to prepa￿ financial statements for eath financial year. Under company law the trustees
must not approve the financlal statement unless they are satisfied that they give a true and fair view of the state of affairs of
the charitable company and of the incorning ￿sOurCeS and application of resources, including the income and expenditure, of
the oharltable cornpany for that period. In preparlng the financial statements the trustees are required to..
select 5uStable accounting pollcles and then apply them conslstently,.
observe the methods and principles in the Charity SORP,.
make judgments and accounting estimates that are reasonable and prudent,.
state whether applicable UK Accountlng Standards have been followed, subject to any material departuresdlsclosed
and explained in the financlal statements,. and
p￿pare the financial statements on the going concern basis unless It is inappropriate to presume that the company
will continue in business.
The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at anytime the
flnancial position of the charltable company and to enable them to ensure that the accounts comply wlth the Companies Act
2006. They are also responsible for safeguarding the assets of the company ènd hence for takln9 ￿0$Onable step5 for the
prevention and detection of fraud and other irregularities.
The trustees are responsible for the maintenance and integrity of the corporate and flnanclal information Included on the
harltable company's webslte. Legislatlon In the Unlted Kingdom govemlng the p￿paratIon and dissernlnat5on of flnancial
statements may differ from legislatlon In other Jurlsdictions.
Small Company Rules
This report has been p￿pared in accordance wlth the special provislons relating to companles subject to the small companles
regime within Part L5 of the Companies Act 2006.
The trustees, report was approved by the board of trustees and slgned on Its behalf by..
Ms Sumalya Hussaln
Ms Isra Rahman
Trustee
2910112026
Trustee
2910112026
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Ocean Women's Association
Independent Examiner's Report to the Trustees of Ocean Women's Association
For The Year Ended 31 March 2025
I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2025.
Responslbllltles and Basls of Report
As the charity trustee5 of the Company land also its ¢Jirector5 for the purposes of company lawl, you are responsible for the
preparatlon of the accounts in accordan￿ wlth the requirernents of the Compènles Act 2006 I'the 2006 Act").
Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and
are eligible for Independent examination, I report In respect of my examination of your charity's accounts as carried out under
section 145 of the Charitles Act 2011 1.the 20 Ll Act'l. In carrying out my examlnètlon I have followed the Directions given by
the Charity Commi55itrn under section 145151 Ibl of the 2011 Act.
Independent Examlner's Statement
I have completed my examinatitsn. I confirm that no matters have come to my attention in connection with the examination
giving me cause to believe..
L. accounting record5 were not kept in ￿spect of the Company as ￿qUired by section 386 of the 2006 Act,. or
2. the accounts do not accord with those reeords,. or
3. the accounts do not comply wSth the accounting reoulrement5 of section 396 of the 2006 Act other than any
requifftrnent that the accounts give a 'true and fair view, which 15 not a matter considered as part of an independent
examination,. or
4. the accounts have not been p￿pared In accordance with the methods and principles of the Statement of
Recommended Practlce for accountlng and reportlng by charltles appllcable to charltles preparlng their accounts in
accordance with the Financial Reporting Standard applicable in the UK anci Republic of I￿land (FRS 1021.
I have no Concerns and have come across no other matters In connectlon with the exarnination to whlch attention should be
drawn In thls report in order to enable a proper understandlng of the accounts to be reached.
Khalld Aamir Qadrl-senlor Statutory Audltor
Chartered Cerbffed Accountants & R￿IStered ALMJito
2910112026
Unit A3, Gateway Tower
32 Western Gateway
Lonaon
E16 IYL
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Ocean Women's Association
ststement of Financial Activities (including Income and Expenditure Account)
For The Year Ended 31 March 2025
2025
2024
Unrestricted Restrlcted
funds
funds
Total
fund$
Total
funds
Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies
other
55,754
225
55,754
225
62,2L9
55,979
SS.979
62,219
EXPENDITURE ON:
Charitable activitie5',
Charitable Activities
161,1691 (61,1691 146,1071
15,1901
15,1901
16,112
NET (EXPENDITURE)/INCOME
Transfers between funds
li
32,059
(32,0591
NET MOVEMENT IN FVNDS
RECONCILIATION OF FUNDS:
Tota5 funds brought forward
TOTAL FUNDS CARRIED FORWARD
32,059
(37,2491
15,19Ql
16,112
132,0591
69,384
37,325
21,213
li
32,135
32,135
37,325
The notes on pages 9 to 12 form part of these flnanclal statements.
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Ocean Women's Association
Comparative Statement of Flnanclal Activities (including Income and Expenditure
Account)
For The Year Ended 31 March 2025
2024
Unrestricted Restrlcted
fund5
funds
Total
funds
Note5
INCOME AND ENDOWMENTS FROM..
Donations and legacie5
4,500
57,719
62.219
EXPENDITURE ON:
Charitable activities..
Charitable Activilies
145,027)
IL,0801 146,1071
NET INCOME
140,5271
56,639
16,112
NET MoveMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
(40.5271
56,639
L6,112
8,468
12,745
21,213
TOTAL FUNDS CARRIeD FORWARD
li
132,059)
69,384
37,325
The notes on pages 9 to 12 form part of these flnancial statements.
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Ocean Women's Association
Statement of Financial Position
As At 31 March 2025
2025
2024
Total
funds
Total
funds
Notes
FIXED ASSErs
Tangible Assets
1,275
1,275
CURRENT ASSETS
Debtors
Cash at bank and in hand
3,271
46,967
39,575
50,238
39,575
Creditor5: Amounts Falllng Due Wlthin One Year
io
119,3781
12,250)
NET CURRENT ASSETS (LIABILITIES)
30,860
37,325
TOTAL ASSETS Less CURRENT LXABILITIES
32,135
37,325
NET ASSETS
32,135
37,325
FUNDS OF THE CHARir
Restrlcted Funds
Unrestrlcted Funds
32,135
69,384
132,0591
TOTAL FUNDS
li
32,135
37,325
For the year ending 31 March 2025 the charitable company wa5 entitled to exemption from audit under section 477 of the
Companles Att 2006 relatlng to small companles.
The members have not requlred the charitable company to obtsin an audit In accordance wlth section 476 of the Companies
Act 2006.
The trustees acknowledge thelr responslbilities for complyln9 Wlth the requirements of the Act with respect to accounting
records ènd the preparation of accounts.
These accounts have been prepared in accordance with the provlsions applicable to companies subject to the small companies
gime.
On behalf of the board
Ms Isra Fiahman
Trustee
2910112026
The notes on pages 9 to 12 form part of these financial statements.
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Ocean Women's Association
Notes to the Financial Statements
For The Year Ended 31 March 2025
l. General Information
Ocean Women's Association is a company limited by guarantee, incorporated in England & Wales, registered number
04452067 and registered charity number 1133725. The regISte￿d office is Unit A3, Gateway Tower, 32 Western Gateway,
London. England, E16 IYL.
2. Accounting Policles
2. 1. Basis of Preparation of Flnancial Statements
The financial statements have been p￿pared in accordan￿ with the Charities SORP (FRS 1021 "Accountlng and
Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 (effective L
January 20191" Financial Reporting Standard 102 "The Financlal Reporting Standard applicable in the UK and Republic
of Ireland and the Companles Act 2006.
The charltable company is a Public Benefit Entity as deflned by FRS 102.
2.2. Golng Concern Disclosure
The trustees conslder that there a￿ no material unCerta￿ntIeS about the charity's abillty to continue as a golng conTrrn
nor any signiflcant a￿a$ of uncertainty that affect the carryin9 value of assets held by the charity.
2.3. Fund A¢c¢untlng
Fund structure
Restrlcted funds are to be used for speclflc purposes as lald down by the donor In furtherance of the obJertlves of the
project
2,4. Income and Endowments
All Incoming resources are included In the Statement of Flnanclal Actlvifies (SOFA) when the chèrlty Is legally entitled
to the income, it 15 probable that the income will be ￿ceIved, and the amount can be measured reliably.
Incoming resource5 are recognised on an accruals basis, except where stated otherwise.
Donations and Voluntary Income
Donation5 and voluntary income, including gifts, grants and donations from indivi(Juals, companles and tru5L5, are
recogni5ed when received or when the charrty becomes entitled to the income, if earlier.
Unrestrlcted donatlons are credlted to unrestricted funds.
Restricted donations are c￿dited to restrlcted funds and a￿ only recognised when the condlti¢ns attached to the
donation have been met.
2,5. Resources expended
Expenditures
All expendilure is recognised once there Is a legal or constructive obligation to that expenditure, it Is probable
settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure
heading that aggregate slmilar ctssts to that category. Where costs cannot be d1￿CtlY attributed to particular headings
they have been allocated on a basis consistent wlth the use of resources, with central staff costs allocated on the basis
of Lime spent, and depreciation charges allocated on the portion of the asset'5 use. Other sUPPOrt costs are allocated
based on the Sp￿ad of staff costs.
Charitable activities
Charitable eXpendItLJ￿ comprises those costs incurred by the charlty In the delivery of its actlvitie5 and servlces for Its
benellclarles. It includes both costs that can be allocated dlrectly to such actlvlties and those costs of an indirect
nature necessary to support them.
Support costs
Support costs are functions that aS515t the work of the charity but do not &1￿CtlY undertake charitable activities.
Governance costs a￿ the costs associated wlth complyln9 Wlth statutory requirements of the charity.
Governance costs
These include the costs attributable to the charity'5 compliance with constitutional an(J statutory requirements,
including audit, strategic management and trustees'5 meeting5 and reimbursed expenses.
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Ocean Women's Association
Notes to the Financial Statements (continued)
For The Year Ended 31 March 2025
2.6. Tanglble Flxed Assets and Depreciatlon
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment 1055e5.
Depreciation is provided at rates calculated to write off the c05t of the fixed assets, less their estimated ￿sidUal value,
over their expected useful lives on the following bases..
Fixtures & Fittings
Computer Equlpment
15 Vo Reduclng Balarice
4 yea￿ SLM
2.7. Cagh and Cash Equivalent$
Cash and cash equivalents are basic financial assets and include cash in hand and dep051t5 held at call with bank5,
other 5hort-term highly liquid investments that mature in no more than three months frorn the date of acquisltion and
are readily convertible to a known amount of cash wlth insignlflcant ￿sk of change in value, and bank overdrafts.
2.8. Taxation
The charity Is exempt from tax as all its incorne is charitable and applled for charitable purposes.
3. Other Income
2025
2024
Re$trlrted
funds
Restrlcted
funds
Olher income
225
4. Analysls of Expendlture
2025
Actlvltles
undertaken
dlrectlv
Support
costs
(see nore 51
Total
Charitable Actlvitles
55,617
5,552
61,169
2024
Actlvltles
undertaken
dlrectly
Support
costs
(see note 51
Total
Charitable Activities
41,331
4,776
46,107
5. Support Costs
2025
Charitable
Activities
Employee costs
General administration
Depreclation
Governance costs
545
2,179
244
2,584
5,552
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Ocean Women's Association
Notes to the Financial Statements (continued)
For The Year Ended 31 March 2025
2024
Charitable
Actlvltles
General administration
Depreciation
Govemance costs
2,178
202
2,396
4,776
6. Independent Ex•mlner's Remuneratlon
2025
2024
Independent examination of the financial statements
Other assurance servlces
Tax advlsory services
Other financial servlces
1,194
3,476
1,194
3,476
7. St)ff Costs
Staff costs were as follows..
2025
2024
Wages and salaries
Soclal security costs
Other penslon costs
48,109
384
1,161
28,408
667
49,654
29,075
No employees received employee beneflts (excluding employer penslon costs) for the ￿pOrting period of more than £60,000.
8. Average Nurnber of Employees
Average number of employees during the year was: I 12024.. 11
9. Debtors
2025
2024
Due wlthln on¢ year
Other debtors
3,271
10. Creditors: Amounts Fallln9 Due Withln One Year
2025
2024
Other creditors
TaxatSon and 50cial security
Accruals and deferred income
11,688
5,202
2,488
2,250
19,378
2,250
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Ocean Women's Association
Notes to the Financial Statements (continued)
For The Year Ended 31 March 2025
11. Movement in Fund5
A$ at l Aprll
2024
Asat31
March 2025
Income
Expenditure
Transfers
Unrestrlcted funds
General..
Genera5 unrestricted fund
Restrirted fund$
Restricted Fund
(32,0591
32,059
69,384
55,979
161,1691
132,0591
32, L35
Total funds
37,325
55,979
161,1691
32,135
As at l Aprll
2023
Asat31
Expenditure March 2024
Income
Unrestricted funds
General,.
General unrestrlcted fund
RestTlcted fund$
Restricted Fund
8,468
4,500
145,0271
132,0591
12,745
57,719
l L,0801
69,384
Total fund$
21,213
62,219
146, 1071
37,325
During the financlal year, the funds were received from the following funders..
Natlonal Lottery Funding- £35,765
Small Wood Trust - £ 19,988
12. Tran$actlons wlth Trustees
None of the trustees receSved any remuneratlon or any other beneflts from an employment with the charity or a relatsd entity
during the current or previous year.
No trustee expenses have been incurred.
13. Related Party Disclosures
The￿ have been no related party transactlons In the reportlng perlod that require disclosure.
14. Company limited by guarantee
The company 15 limited by guarantee and has no share capital.
Every member of the cornpany undertakes to contribute to the assets of the company, in the event of a winding Uptr such an
mount as may be required not exceeding El.
Page 12