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2024-12-31-accounts

St Robert of Knaresborough Pannal

Annual Report 2024

A strategy for the Diocese of Leeds

2019 – 2024

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Annual Parish Meeting 18[th] May 2025

Agenda

  1. To elect two Churchwardens

  2. 1.1. Proposed: Joan Adams

Stuart Newsome

Annual Parochial Church Meeting 18[th] May 2025

Agenda

  1. Reports: The following reports have been presented to the meeting:

  2. Electoral Roll Report

  3. Vicar’s Annual Report

  4. Church Wardens’ Annual Report

  5. Financial Statement

  6. Fabric Report

  7. Safeguarding Report

  8. Deanery Synod Report

  9. To elect three PCC representatives

  10. 9.1. Proposed

Isaac Ward-Campbell Richard Rooze Tim Wilson

10. Independent Examiner:

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Electoral Roll Report A new roll was written for 2025 and stands at 127

The Electoral Roll certificates have been returned to the Diocesan Secretary and to the Harrogate Deanery Secretary.

Dianne Butterfield

VICAR’S COMMENTS

Dear Friends

This report reflects the activities, services and events between the period of January to December 2024.

Springtime gifts us the promise of new beginnings, as we observe the beauty of God’s creation burst into colourful song and bloom. In my mind, this is echoed in the life of our worshipping community. There is much to be thankful to God for over the last year.

There are so many people who support the activities in the parish, and we are grateful to everyone who gives their time, effort and energy to the work of God’s mission in Pannal and the surrounding areas. On behalf of the churches’ communities, I offer my thanks to all

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those clergy who have helped deliver ministry, with a special thank you to John Carter, John Carr and Paul Hooper, who have helped with services over the past few months after Nick Murray left to take up a new role in the Diocese of Blackburn. I would also like to say a huge thank you to Stuart Newsome, Susan House, Jacqui Wallace and Adrian Cook for their ministries in leading services. We are grateful to our Churchwardens, Stuart Newsome and Joan Adams, and to Ted Collings, our Deputy Warden, who work tirelessly to ensure that our worship happens and that our buildings are safe and maintained. I would also like to thank them for their care of me and for ensuring that I’m okay. I would like to thank the Junior Church team who quietly provide for our young people in Junior church each week. Your contribution is so very much valued, and I am thankful for your ministry. I am immensely grateful to the contributions of all our PCC members for their wisdom, insights and contributions as we have sought God’s will and direction in our church’s activities this year. Beyond the individuals I have mentioned, there is a plethora of people who offer a wonderful ministry. Although it would be impossible to name everyone, I am grateful to all those who contribute something of themselves to the church's ministry. May God continue to bless you abundantly in your ministry.

Reflecting on 2024, there is much to be thankful to God for. On Sundays, we regularly have 100-plus people attending services and around 100 people midweek, from toddlers to nonagenarians, and it has been great to see new people join occasionally and more regularly. Occasional offices (funerals, baptisms and weddings) remain an important part of our ministry. We have seen an increase in weddings last year, we also helped innumerable people say farewell to loved ones, and we welcomed into church around 30 people through baptism. Bishop Anna confirmed 7 people who wanted to publicly announce their faith in Christ. We continue to work with the local schools, and the relationship remains strong. Across the benefice, we take a monthly service into three different Care Homes, and there is a faithful team supporting me in this ministry and regularly taking communion into care homes and to those who are housebound.

As a church we continue to give generously to the charities we support: Meeting Point Armley and the Harrogate Food Bank, as well as supporting financially Otley Christian Resource Centre, Wellspring Therapy & Training, USPG, Compassion, Mission to Seafarers, and the DEC Middle East appeal, as well as supporting resources going out to Ukraine charities

.

Highlights of last year include the following:

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Will you join with me in praying for our community this coming year, as we endeavour to be a people who “learn to do good; seek justice, rescue the oppressed, defend the orphan, [and] plead for the widow” (Isaiah 1.17).

With every blessing in Christ, John

CHURCH WARDENS’ ANNUAL REPORT

The pattern of services continued as in 2023.

As well as our offering of Holy Communion in Church, we continued the pattern of distribution to local care homes and individual homes on a monthly basis.

Our provision of on-line services continued. Although the numbers attending via this medium remain small there are those for whom this provides an important link to worship.

The Electoral Role retained a similar number - one hundred and seventy-four members for the year 2024.

A new Church Survey was planned so that we had up to date information about the congregation for pastoral purposes.

The Churchwardens wish to extend thanks to Clergy, visiting clergy, PCC, musicians, sidespeople/welcomers, readers, fundraisers, coffee and lunch makers, gardeners and grass cutters, flower arrangers, brass polishers, PSO team, Fabric Committee members and indeed all our wonderful and amazing volunteers who keep our beautiful Church and Churchyard functioning. The Epiphany Party, hosted by the Wardens to thank all our volunteers, was held in January.

A special thank you to Lunch Club which provided funds for new china mugs with a design of the church by Peter Wilson. Lunch Club provides additional financial support for various projects during most years.

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Earlier, we mentioned our gratitude to those who help to maintain the churchyard. We appeal throughout each year for additional help in maintaining our beautiful Churchyard and, as we end in this report, we make another appeal for extra hands to help in the coming summer/autumn seasons. If you can manage as little as an hour per week, please let us know. We understand that the team often retires to the Black Swan to slake their thirsts with a well-earned beer or two at the end of their labours and they would dearly love two or three new or returning team members to join them.

Joan, Stuart and Ted, May 2025

THE PAROCHIAL CHURCH COUNCIL

The aim of the Parochial Church Council (PCC) is to co-operate with the incumbent in promoting in the parish ‘the whole mission of the church, pastoral, evangelistic, social and ecumenical’. This includes oversight of the church finances and maintenance of our church buildings, grounds and other properties. Membership of the PCC consists of clergy, churchwardens, deanery synod representatives and up to 6 lay members, elected for threeyear terms at the APCM. To ensure the smooth functioning of the committee, lay members’ terms of office start and finish in different years, so that we have a mixture of new and experienced lay representatives. During 2024 the PCC met on a total of 6 occasions.

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The PCC discharges its duties with the help of committees which report back to the full PCC, with minutes of their decisions discussed further as necessary. Those committees are the Finance Committee, the Fabric Committee and the Mission & Ministry Committee. A Standing Committee no longer reports formally to PCC as it has proved more expedient for any matters that would normally come before the committee to be dealt with in informal discussions between the clergy and wardens.

Over the years, apart from looking after the fabric of the buildings, we have looked at the possibility of employing a Families and Children’s worker, Safeguarding provision and how we embed the importance of safeguarding into our culture, and how we sensitively accommodate same sex blessings. We have looked at our governance and started a process on how we want to shape our Benefice for the future.

FABRIC REPORT

The following is a summary of works carried out during the year. These have been reported in bi-monthly Fabric Reports to our PCC:

January:

March..

May:

July:

September:

October:

November:

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FINANCIAL SUMMARY FOR THE YEAR ENDING 31[ST] DECEMBER 2024

Thank you for the generosity of all who contribute to St Robert’s, and through planned giving, either by standing order, or through the Parish Giving Scheme (PGS).

Our income for the year was £191657, and our expenditure was £177565

The Statement of Financial Activities, attached below, shows net incoming resources of £14092 . However, we underpaid our Parish Share by £20213. If the Parish Share had been paid in full, we would be showing a deficit of £6121 .

Included in both the income and expenditure figures is an amount of £41033 for repairs to the chancel roof. The cost of this is the responsibility of the Lay Rector, so is a net zero cost to the church

Our investments increased by 5.1%, or £4271, to £87946

We had £25600 in the bank accounts at the year end. This is higher than normal as we needed to keep enough working capital in our account to be able to pay for the corbel works in January, at a cost of £16700.

Incoming Resources £191700

Includes

Resources Expended £177600

Includes

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Parochial Church Council of St Robert's, Pannal, Harrogate Parochial Church Council of St Robert's, Pannal, Harrogate Parochial Church Council of St Robert's, Pannal, Harrogate Parochial Church Council of St Robert's, Pannal, Harrogate Parochial Church Council of St Robert's, Pannal, Harrogate Parochial Church Council of St Robert's, Pannal, Harrogate
Statement of Financial Activities
For theyear ended 31 December 2024
**Unrestricted ** Restricted Total Funds
Notes Funds Funds 2024 2023
Incoming resources
Voluntaryincome 2a 114684 51994 166678 117423
Activities forgeneratingfunds 2b 11944 1397 13341 12546
Income from investment 2c 82 0 82 59
Income from church activities 2d 11556 0 11556 10813
Total incoming resources
138266
53391
191657
140841
Resources expended
Church activities 3a 121375 53356 174731 128961
Raisingfunds 3b 2834 0 2834 2827
Total resources expended
124209
53356
177565
131788
Net incoming/(outgoing) resources 14057 35 14092 9053
Unrealisedgain on investments 6 4271 0 4271 9341
Realisedgain on investments 6 0 0 0 0
Net movement in funds
18328
35
18363
18394
Balances brought forward at 1 January 99744 3706 103450 85056
Balances carried forward at 31 December
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118072
3741
121813
103450

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SAFEGUARDING REPORT

“ So as we have opportunity, let us do good to all people. “ Galatians 6:10

another positive and safe year across our parishes. Whilst mistakes within the C of E have been made we must all find the grace and humility to put ourselves in the shoes of victims. As God teaches us to care for each other we must protect and care for the weak, to empower those who have no voice. Safeguarding is not sorted by clergy and C of E employees alone, indeed, it is everyone’s responsibility and only works when everyone is vigilant and committed to act and care for each other. I am very pleased to report that this is firmly embedded into our church culture, evident in abundance across our parishes. As churches we are committed to working within the C of E strict guidelines and governance where our core principles are:

So……..within our churches what have we achieved this year?

  1. We have raised safeguarding awareness through a successful Safeguarding Sunday service for both adults and children. Safeguarding is constantly reinforced through sermons, addresses, reflections, dramas and education

  2. Continual and ongoing mandatory safeguarding training, learning and revision.

  3. Church self evaluation through a safeguarding survey for both children and adults, issued across all services to seek opinion and ideas for safeguarding improvement. I am pleased to report that the responses and replies so far have been very positive and reassuring, where people feel safe within our church communities.

  4. The creation of our “Safeguarding Mission Statement” and our commitment to it.

  5. The creation of a “Who’s Who?” board and ID badges for everyone holding a designated role in church under the “safeguarding umbrella”

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  1. The PCCs meet 6 times a year where they receive a safeguarding update and action plan at each meeting

All in all a very positive year!

If you would like to understand more about safeguarding or have any safeguarding concerns , worries or queries, please contact, in confidence , either : Jane Newsome ( PSO ) 07803601112 or 01423 873398 or Revd. John Smith ( Incumbent ) 01423 391514

If in any doubt please remember the 3Rs of Responsibilty around safeguarding………Recognise, Respond , Report …. Safeguarding is EVERYONE’S business .

Yours in fellowship, Jane Newsome ( P.S.O. ) May 2025

“Our Safeguarding Mission Statement.”

“Within our Church community we are committed to providing and promoting a happy, welcoming, compassionate, safe and secure environment and culture where everyone is nurtured, valued, respected and protected, whilst practising fully and positively Christ’s ministry to love and care for each other.”

We endorse and uphold this unconditionally

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Deanery Synod Report

Harrogate Deanery is one of six Deaneries in the Ripon Episcopal area of the Anglican Diocese of Leeds. Its role is to serve the work of Church of England parishes (one of which is our parish) and chaplaincies in Harrogate, Knaresborough, Starbeck and Wetherby and surrounding villages. Deanery Synod met on 5 occasions in 2024, at various churches around the Deanery. The theme for the past year has been the green agenda, with speakers including Bishop Anna Eltringham (Bishop of Ripon), Tim O’Brien (Net Zero Officer of the Yorkshire North and East Methodist District) and Jemima Parker (Leeds Diocesan Environment Officer), providing ideas and resources that support churches and individuals to consider their impact on the environment and how they can live in a more sustainable way. In addition, we heard good news stories from around the Deanery, including how Deanery churches are developing their eco strategies and taking part in the Eco Church Awards scheme. There was also information regarding the new ventures from churches across the Deanery to reach out to children, families and the elderly in different ways.

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St Robert of Knaresborough, Pannal Accounts of the PCC st for the year ended 31 December 2024 Incumbent The Reverend John Smith St Robert's Vicarage 21 Crlmple Meadows Pannal Harrogate HG3 IEL Banks National Westminster Bank plc 3 Cambridge Crescent Harrogate HGI IPJ CAF Bank Limited 25 Kings Hill Avenue Kin8s Hill West Malling Kent ME19 4JQ CCLA Investment Management Ltd The Central Board of Finance Church of England Funds 80 Cheapside London EC2V 6DZ Independent ExamSner Mrs Jo Thompson Treasurer Mrs Anita Hawker

'Parochial Church Council of St Robert's, Pannal. Harrogate Statement of Financial Activities For the year ended 31 December 2024 UnTOStrScted R88trlcted Total Funds 2024 2023 Not08 Fund$ Funds Incoming resources Voluntary income 28 114684 51994 166678 117423 Activities for generating funds 2b 11944 1397 13341 12546 Income from investment 2c 82 82 59 Income from church activities 2d 11556 11556 10813 Total Incomlng resource8 138266 53391 191657 140841 R•sources expended Church activities 3a 121375 53356 174731 128961 Raising funds 3b 2834 2834 2827 Total resources oxp•nd6d 124209 53356 177565 131788 Net Incomlngl{outgolng) r•sourc•s 14057 35 14092 9053 Unrealised gain on investments 4271 4271 9341 Realised gain on investments Net movement In funds 18328 35 18363 18394 Balances brought forward at 1 January 99744 3706 103450 85056 Balances carrled forward at 31 December 118072 3741 121813 103450

Parochial Church Council of St Robert's, Pannal. Harrogate Balance Sheet At 31 December 2024 Note 2024 2023 Fixed assets Investment assets 87946 83675 Total fix•d assets 87946 83675 Current assets Debtors 8235 2060 Cash at bank 25632 18656 Total current assets 33867 20716 Llabllltles Creditors 941 Net current assets 33867 19775 Not assets 121813 103450 Funds Unrestricted Restricted 118072 3741 99744 3706 11 Total funds 121813 103450 The notes on the following pages form part of these accounts. Approved by the Parochial Church Council on 13th May 2025 and signed on its behalf by Rev John Smith Chairman Mrs Anlta Hawker Treasurer

'Parochial Church Council of St Robert's, Pannal, Harrogate Notes to the financial statements for the year ended 31 December 2024 1 Accounting policies Basis of preparation The PCC is a public benefit entity within the rneaning of FRS102. The financial statements have been pr8par8d under the Charities Act 2011 and in accordance with the Church Accounting Regulations 2006 goveming the individual accounts of PCCS, and with the Regulations true and fair Vie￿ provisions, together with FRS10212016) as the applicable accounting standard and the 2016 version of the Statement of Recommended Pr8Ctice. Accounting and Reporting by Charities {SORPIFRS10211. Funds UnresfriGled funds represent the funds of the PCC that are not subject to any restrictions regarding their use and are available for application on the general purposes of Ihe PCC. Reslricted funds are those funds that are collected for a stated purpose. the use of which is restrlct8d to that purpose. Designated funds are general fvnds set aside by the PCC for use in the fvture. Designated funds remain unrestricted and the PCC will move any surplus to other general funds. Incoming resources Planned giving, collections and similar donations are recognlsed when received. Tax refunds ar8 recognlsed when the incoming resource lo which they relate is received. Grants and legacies are ac¢ounled for when the PCC is entitled to the use of the resources. their ultimate receipt is considered reasonably certain and the amounts due are reliably quantifiable. Dividends are accounted for when declared r8C8ivab18, interest as and when acKru8d by the payer. Resources expendèd Grants and donations are accounted for when paSd over, or when awarded, if that award creates a binding or constructive obligation on the PCC. The diocesan parish share expected to be paid over is accounted for when paid. All other expenditure is generally r8cognlsed when it Is incurred and is accounted for gross. Flxed assets Consecratèd and benefice property is not included in the accounts in accordance with 8.1012Ma) and {c} of the Charitles Act 2011. Movable church furnishings held by the vicar and churchwardens on sp6ci81 trust for the PCC and which require a faculty for disposal are inalienable property, listed in the church's inventory, which can be inspected lat any reasonab18 tim81. For anything acquired prior to 2000 there is insufficient cost inforynation availabl8 and therefore such assets are not valued in the financial slatements. Subsequently no individual item has Cost more than £1000 so all such expenditure has been written off when incurred.They are listed in the church's inventory which can be inspected al any reasonable lime. Equipment used within the church premises is depreciat8d on a straight line basis ovar 5 -10 years, as recommended by the Finance SLJb-Committee. Individual items of equipment with a purchase price of less than £5000 are written off when the asset is acquired. Investment assets Investments are stated at market value at 31 December. Current assets Amounts owing to the PCC at 31 December In respect of fees, rents or other income are shown as debtors less provision for amounts that may prove uncolleclable. Short teTh deposits include cash held on deposit with the Church of England Central Board of Finance Funds.

Parochial Church Council of St Robert's, Pannal, Harrogate Notes to the financial statements for the year ended 31 December 2024 cont. 2 Incoming resources Unrestrlcted Restrlct•d funds fund8 Total funds 2024 2023 2a Voluntary Income Planned Giving Income lax recoverable Collections {open plate) at services Grants Donations Legacy Other income. Total 79808 21072 9304 79808 77334 21072 21181 9304 10981 9236 950 6225 5977 1000 9236 1725 4500 41033 51994 41033 166678 117423 114684 2b Activities for generating fund8 Fundraising evenls (grossl Total 11944 11944 1397 1397 13341 12546 13341 12546 2c Income from Invostment Bank interest Total 82 82 82 82 59 2d Income from church actlvltlgs Fees (weddings and funerals) Chapter House lettings Total 4732 6824 11556 4732 4244 6824 6569 11556 10813 Total Incomlng resources 138266 53391 191657 140841 Other income is a payment from the Lay Rector of £41033 for the repairs to the chancel roof (see Major repairs and replacements - chancel roofl

'Parochial Church Council of St Robert's, Pannal, Harrogate Notes to the financial statements for the year ended 31 December 2024 cont. 3 Resources expended Unr•strlct•d Rostrlct8d funds Total funds 2024 2023 fund¥ 3a Church actlvltles PCC Charitable giving (see note 5) Charitable giving from fundraising (note 5) Ministry Diocesan parish share Clergy expenses & costs Church running expenses Cleanerfs wages and equipment Heating and lighting Insurance Water Church maintenance {incl minor repairs and replacements) Major repairs & replacements Major repairs and replacements - chancel roof Church services (incl books, wine, wafers, candles etc) Equipment - additions Organists, paymenl for services (excl. fees) Office and administration costs 5500 5500 5450 80800 2614 80800 82551 2614 3263 2975 6276 2448 740 2975 6276 2448 740 2606 9553 2088 117 893 949 1594 9236 41033 2487 10185 41033 5599 503 1184 907 3660 12429 620 873 1804 1780 3660 3410 12429 12339 1482 Total 121375 53356 174731 128961 3b Ralslng Funds Fundraising costs 2834 2834 2827 Totsl resources ex ended 124209 53356 177565 131788 Major Repairs and Replacements - chancel roof, £41033 for repairs to the chancel roof. for which our Lay Rector has responsibility (see Other Income) 4 Staff costs During the year the PCC employed organists, an office administrator and a cleaner, whose combined payments amounted to £12325. Olher roles within the church which might ordinarily attract payment are being undertaken on a voluntary basis.

Parochial Church Council of St Robert's, Pannal, Harrogate Notes to the financial statements for the year ended 31 December 2024 cont. 5 Grants- charitable giving PCC CHARITIES FOR 2024 Otley Christian Resource Centre (OCRC) Armley Mission Partners ICCACP Ltd} DEC Middle East Appeal Wellspring Therapy & Training USPG Compassion UK Mission to Seafarers 750 1300 1000 1000 500 500 450 (£250 also sent to OCRC from Beckwithshaw) Total PCC Gharltable glvlng (unrestrl¢ted) 5500 Agency collectlons The Children's Society 439 6 Fixed assets Investment assets Al 31st December 2023 the PCC held 1401.26 accumulation shares in the CBF Church of England Investmenl Fund at 5971.38 pence per share. As at 31 December 2024 the PCC held 1401.26 shares at 6276.22 pence per share, an increase of 5.10/0. 2024 83675 2023 74334 Market value al 1 January Book value at disposal Market value at 31 December 87946 83675 Unrealised ain Roallsed aln on dl8 4271 9341 osal 7 Debtors 2024 7169 1066 2023 VAT grant HMRC - Gift Aid Cha ter House Lettin Total 1306 754 2060 8235

' Parochial Church Councll of St Robert's, Pannal, Harrogate Notes to the financial statements for the year ended 31 December 2024 cont. 8 Short term deposits & cash at bank The PCC has two bank accounts with the National Westminster Bank (General Account and Planned Giving Account) and one with CAF Bank {General Account). The balances in these accounts at 31 December 2024 were £5542, £2332 and £17758 respectively, a total of £25632. 9 Creditors There were no creditors outstanding at the year end. The Parish Share for 2024 was underpaid by £20213, giving the PCC a total 'historic share, of £74764. This is nol reflected in the Balance Sheet as we do not anticipate paying it in the nexl year. 10 Gifts in kind & intangible income The PCC receives, and gratefully acknowledges, substantial voluntary help. In accordance with s.8.48 of the CBF Church of England Guidance and Regulations ihis intangible benefil is not accounted for in the SOFA. 11 Analysis of net assets by fund Unrestricted Restricted Funds Funds 87946 30126 2024 87946 33867 2023 83675 20716 941 121813 103450 Inveslmenl assets Current assets Current liabililies Fund balan¢• 3741 118072 3741 12 Restricted fund details 2024 2860 388 493 3741 2023 2905 388 413 3706 Fabric Fund Flower Fund Music Fund Total In addition, the Diocesan Board of Finance holds a deposit fund on behalf of St Robert's for the following gift: Churchyard maintenance £500 The capital from this cannot be used but the interest is paid quarterly into St Robert's General Account. The Diocese also holds an endowment fund of £7697.44 in trust for St Robert's. This capttal sum cannot be used and the interest from it is paid into the Diocese Stipend Fund.

Independent Examiner's report to the PCC of St Robert's, Pannal I report on the accounts for the year ended 31st December 2024, which are set out on the preceding pages Respe¢tive respon8ibilitios of the Trustees and Independent Examiner As twstees of the charity, the members of the PCC are responsible for the preparation of the accounts. They consider that an audit is not required for this year under section 144(2) of the Chafities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to examine the accounts under section 145 of the 2011 Act., follow the procedures laid down in the General Directions given by the Charity Commissioners section 14515>lb) of the 2011 Act; and state whether particular matters have come to my attention. Bas18 of Independent Examln8r'8 Statement My examination was carried out in accordance with the Gen6ral Directions given by the Charity Commission. An examination includes a review of the accounting records kept by a charity and a comparison of the accounts presented wilh those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view, and the report is limited to those matters set out in the statement below. Indopendont Examinerf8 Ststem•nt In connection with my examination, no matters have come to my attention 1. which give me reasonable cause to believe that in any material respect the requirements to keep accounting records in accordance with $.130 of the 2011 Act; or . to prepare accounls which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met., or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. 1113fv25 Thompson Date

Independent Examiner's report to the PCC of St Robert's, Pannal I report on the accounts for the year ended 31 st December 2024. which a￿ set out on the p￿Ceding pages Respective respon8lbS1itles of the Trustees and Independent Examiner As trustees of the charity, the members of the PCC are responsible for the preparation of the accounts. They consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Acti and that an independent examination is needed. It is my responsibility to . examine the accounts under section 145 of the 2011 Act,. . follow the procedures laid down in the General Directions given by the Charity Commissioners section 145(5)Ib) of the 2011 Act. and state whether particular matters have come to my attention. Basls of Indep•ndent Examlnerfs Statement My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by a charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit. and consequently no opinion is given as to whether the accounts present a 'true and fair view, and the report Is limited to those matters set out in the statement below. Independont Examinerfs Ststement In connection with my examination, no matters have come to my attention 1. which give me reasonable cause to believe that in any material respect the requirements to keep accounting records in accordance with s.130 of the 2011 Act; or to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met., or 2. to which. in my opinion, attention shoukl be drawn in order to enable 8 proper understanding of the accounts to be reached. Iz131202 Thompson Date