# **2024 ANNUAL** REPORT REGISTERED CHARITY **NUMBER - 1133510** REGISTERED COMPANY **NUMBER - 06595341** ## CONTENTS 3 Staff Team - 4-5 Board of Trustees ## ABOUT KARIS NEIGHBOUR SCHEME - 6-7 CEO Report ## Vision - 8-9 Volunteers - 10-11 Fundraising We want to see hope and wholeness brought to people’s lives in Ladywood, North Edgbaston and Harborne, contributing to communities that are thriving and full of life. - 12-13 Statistics - 14-15 Stories - 16-19 Children and Families - 20-21 Karis Befriends - 22-23 KBF Advice - Ladywood Community - 24-25 Advice - 26-27 Listening & Guidance ## Mission KNS is a Christian charity in Birmingham that exists to: 1. Provide support to people in our community who are in need by offering a broad range of help including practical & emotional support, advocacy and befriending. 2. Bring people in our community together by reaching out, offering friendship, providing opportunity to get to know one another, and enabling people to be good neighbours to help others flourish. - 28-29 Men’s Space - 30-31 Social Prescribing - 32-33 Acknowledgements 3. Ensure no one is neglected or forgotten about by standing with people, helping them find the support they need, and responding to gaps in provision locally. 4. Work with other groups and organisations in our community and across the city to strengthen networks of support which contribute to seeing lives and communities changed for the better. ## Values The support we provide is shaped by how we express our values including grace, kindness, acceptance, compassion, honouring the individual, caring for the whole person, working in partnership and building relationships. We are a faith-based organisation. Our values are based on the Bible and the person of Jesus. We are motivated by the love of God and the example of Jesus Christ. **At the end of 2024 we had 17 paid staff members. Their weekly hours range between 12 and 37.5 hours with an average of 22 hours. We have 13 project staff and 4 support staff.** 1 ## STAFF TEAM **Harry Naylor** , CEO **Michaela Brookes** , Administrator **Hannah Eno** , Fundraiser and Babybank co-ordinator **Victoria Yates,** Finance & Operations **Ruth Pedzai,** Children & Families’ Worker (on Maternity leave from August) **Emma Northcott** , Children & Families’ Worker **Liz Brown,** Family Outreach Worker **Helen Bell** , Karis BeFriends Project Co-ordinator **Tahlia Green** , Karis BeFriends Project Assistant **Katharine Harris** , Karis BeFriends Advice Worker **Bram Scott,** Welfare Rights Advisor **Lorrie Blake,** Welfare Rights Advisor **Helen Watts** , Senior Chaplain for Wellbeing **Jane Grimshaw** , Chaplain for Wellbeing **Anthea Wright** , Chaplain for Wellbeing **Alison Thompson** , Chaplain for Wellbeing **Edd Stock** , Men’s Space Project Worker **Kalbinder Masih** , Social Prescribing Link Worker page 3 ## CEO REPORT Our ‘Welcome’ group is still meeting in the same place it has been for well over 20 years, and while the attendees and helpers have steadily changed over the years, the welcoming culture and the importance of the grou ~~p r~~ emains unchanged. There has been huge value in that welcome being passed on, with each new person that comes eventually being a welcome to another. Harry Naylor It has been a privilege to have been leading KNS through its 25th year, having myself first gotten involved as a volunteer nearly 20 years ago. It was fantastic to be able to celebrate this landmark this summer, including welcoming back some of our former trustees, staff and volunteers, and it was wonderful to see so many familiar faces who have been part of Karis’ journey over the years. And around these throughlines there has been much else that has left a legacy, of shared trip and outings, of being alongside people right up until end of life for many of the older people we’ve known, of working with others in the community and across the city that has been such a pattern in the way our activities 2024 saw Karis reach another significant landmark, with nearly 2000 people being directly supported by our work. This is up 20% from previous year. The amount of support provided has also jumped significantly, with 11,550 contacts in 2024 (9185, 2023). In those 25 years Karis Neighbour Scheme has undoubtedly had an impact for thousands of individuals and families who we have met at all stages of life. Having been able to come alongside people and been that ‘good neighbour’, sometimes for only a short while, but in so many cases having journeyed through challenging circumstances until they find their feet or, more significantly, have found a community. develop - notably our Baby Bank provision having grown out of close working with the local Foodbank, which is now 11 years on and supporting hundreds of families in crisis each year. **----- Start of picture text -----**
We hope that the newer strands of our work
which have emerged in the last year or so, our
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its first year in October, and Social Prescribing,
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One thing that stood out looking back over 25 years of Karis, is that we have been so consistent and faithful in many of the things we do. Some things have changed shape over time – our Ladywood Community Advice work now does outreach in various ‘Places of Welcome’ locally, a long way from the initial helping to explain letters and make calls about repairs. However, that basic offer of help is still an important part of what we do, thanks as ever to dedicated volunteers. **----- Start of picture text -----**
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In terms of partnerships we saw a new link with Shelter, delivering regular housing advice sessions from our offices as part of their HSBC funded project. this has been a long-needed provision and their support has been brilliant, even if this can’t tackle the fundamental challenges of housing the city is facing. Looking ahead we continue to face the prospect of the Ladywood Estate Regeneration Scheme, which will affect large parts of the communities where we work. While there hasn’t been much progress with the regeneration itself since early announcements, we continue to try and engage where we can and help communicate updates to residents and their thoughts and hopes for their neighbourhood back to the developers. Finally, I want to say a big thank you to everyone who has contributed to Karis Neighbour Scheme’s work over the past yea ~~r,~~ -our trustees, our staff, volunteers, partners, donors & supporters, and our participants themselves. – even as the work of KNS grows, it is the same in our 25th year as it has been from the beginning, that it is each individual encounter, or contribution, that makes a difference for the people we meet, day by day. Please do pay particular attention to the stories within the report which highlight the difference our work can make and how we are bringing hope and wholeness into people’s lives ## YEAR SNAPSHOT Worked from 13 community locations Our new Table Tennis group met 25 times Hosted 2 network breakfasts Provided 729 bundles of baby clothes Hired 1 digger! 706 hours of learning at our ESOL classes Used over 800 stamps Gave out 550 gift and activity bags Celebrated 2 particiapnts 99th birthdays page 5 ## TRUSTEES STATEMENT ## Gillian Harley-Mason As Chair of the Board of Trustees at Karis Neighbour Scheme am I delighted to commend this year’s annual report to you. It is a wonderful description of all the work that has gone on over the past year - the very many people in the community, whose lives have been touched by the dedicated staff and volunteers who are committed to bringing hope and wholeness in places of brokenness and despair. The need for the help and support that KNS provides, only continues to increase, and this year the figures show that more people than ever before have been in contact with the various projects. Excitingly KNS is also growing to meet this demand and with an expanding staff team of 17, there is more capacity to connect with, and journey alongside, those who need assistance and friendship. As you will read, the staff team are an exceptional group, each with particular specialist skills in the different areas they lead within the charity, and they are deeply caring and dedicated individuals who believe in what they do and give over and above to our beneficaries. They walk alongside people with faith in the value and identity of every person, hope that lives can change, and love and compassion to enable people to move forwards. The Board of Trustees are a diverse group of 8 volunteers, with a wide range of skills and experience, some of whom live in the immediate area. It is a privilege to be part of a team who are wholeheartedly committed to KNS and who bring expertise and wisdom to the job of overseeing the work. KNS was proud to receive the IQ standard again this year, and commended for running a high quality system. My thanks go the trustees for ensuring excellence in governance. We were sad to say goodbye this year to Steve Watts who has been a Trustee for 20 years and who served the charity faithfully and enthusiastically for so long. And we were delighted to welcome Andy Northcott onto the Board who lives and works locally as a Church Minister, and who has personal experience and insight into the Ladywood Regeneration Plan, which will have a significant impact on Ladywood and the community that is served by KNS over the next few years. None of this would be possible without the generous gifts and grants from all our funders and I trust this report demonstrates the remarkable outcomes of this year’s investment. Your continued partnership has enabled us to respond to growing needs, expand our reach, and make a lasting difference. Thank you for your support. I am happy to respond to any questions or reflections you may have. page 6 ## YEAR HIGHLIGHTS ## This year we have: - ae Celebrated our 25th anniversary! We marked this by an - a q event for staff, volunteers and friends at the Nature and - |vas 8 |Wy | Wellbeing centre. - Said goodbye to Patti Tan from our KBF team and Dilip Patel one of our Listening and Guidance chaplains. - Gave a warm send off to Ruth Pedzai on her maternity leave. - Welcomed four new staff - Kalbinder Masih as Social Prescriber, Tahlia Green as KBF worker, Alison Thompson as Chaplain for Wellbeing and Emma Northcott covering for the Children and Families’ maternity leave. - Hosted 2 network breakfasts - bringing together - organisations and professionals who work in similar fields. Developed new outreach connections with Shelter by hosting and arranging housing advice appointments with their advisors. - Expanded our outreach to provide volunteer advocates at St Germain's and benefit advice sessions at Your Money Your Way, behind City Road Methodist Church. - Enjoyed several group trips to the Botanical Gardens through new links with their Head of Engagement & Learning Supported our clients to be heard in the uncertainty of the Ladywood Regeneration project. - Seen Men’s Space grow and flourish with new gardening and table tennis sessions. - Established a social prescribing link worker within the local Primary Care Network. page 7 ## **We have such an amazing group of volunteers across many of our projects. This year we had 83 volunteers registered and active - an average of 32 hours every week were spent volunteering!** ## VOLUNTEERS Nearly 60% of volunteers live in Edgbaston, Ladywood, Harborne, showing how our key communities are represented in our volunteers. This year we partnered with St Germain’s to train 3 new volunteers in advocacy skills, working alongside our advice team to see clients independently with more confidence. We are excited to see this develop further. 83 active volunteers 11 new 9 volunteers volunteers given over 10 started in years of service 2024 1,656 volunteer hours 25 are aged over 60, 4 are under 25 “...I feel connected to the community thats here. I am so proud of all the women who learn English - their persistence and how far they’ve come” Lucy page 8 _“Volunteering is the ultimate exercise in democracy. You vote in elections once a year, but when you volunteer, you vote every day about the kind of community you want to live in.” – Author Unknown_ **Number of volunteers in each project** Karis...is a friendly place to volunteer and the staff are always so appreciative. it is good to give something back to the community “I love getting to know the women and spending time with them. The lessons are fun and well organised...its great to work with other volunteers too” Helen **----- Start of picture text -----**
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## Age profile of clients ## SOME STATISTICS We collect data about the demographics of the clients we work with, although not all individuals will offer all information. This is to report to our funders and ensure we are reaching an appropriate range of our community and in line with our equality and diversity policies. ## Ethnicty profile of clients Ladywood and Edgbaston are young wards, with the majority of our clients being under 45 Clients declare their country of birth from over 100 countries across the world, showing the complex diversity of backgrounds in our neighbourhood. There is no majority ethnicity group of our clients, with nearly equal split of White, Black and Asian backgrounds. page 10 ## SOME STATISTICS ## **CLIENTS BY QUARTER OVER LAST 3 YEARS** We have seen a continual increase in the number of active clients across our projects in recent years. This shows the need for our work as well as how we have expanded to reach more people. **----- Start of picture text -----**
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**In 2024, the fundraising climate was much the same as the previous year – increased competition, fewer available funders with many Trusts closing their doors and yet increased demand for charitable services.** ## FUNDRAISING Hannah Eno We were extremely fortunate to receive two large grants in 2024, from the Trusthouse Foundation and Henry Smith Charity, each of which support specific areas of our work for the next three years. This meant that our Charitable Trust income for our 25th year of operation reached its highest level at over £200,000. We are grateful for every gift that supports our work and especially appreciative of these longer-term funds that help us to plan for the future and provide reassurance that we can support clients in the years to come. Of our donations, 10 were from funders that were new to us, and 14 were from the charitable arms of local or national businesses. We welcome these new links and are grateful for the interest in and support of our work. Some of these businesses also provided us with volunteers who came and helped at the baby bank too. This year we joined the Fundraising Regulator, the body that ensures charities operate fairly, legally and ethically with regard to fundraising and treatment of donors. We fully subscribe to the Fundraising Regulator’s code of conduct which can be found on their web pages. We are grateful to all who have supported us, acknowledged elsewhere in this report, and who have continued to maintain great relationships of support with us. The work we deliver that helps individuals couldn’t happen without the kindness and generosity of our many funders. In a small charity like ours, every donation, no matter how small, has a significant impact on what we are able to do. ## Income sources 2024 page 12 ## **If you would like to support us, there are a number of ways you can help!** ## HOW YOU CAN HELP Volunteer with us! There are a range of roles available. Contact admin@karisneighbourscheme.org You can donate used goods to our baby bank – we take most items as long as they are in good condition. To check what we accept and arrange a donation, please contact babybank@karisneighbourscheme.org - You can donate money to us via our Wonderful donation portal, or by BACS or cheque – see https://karisneighbourscheme.org/giving/ - If you are a Trustee of a charitable foundation and would be interested in hearing more about our work, please contact hannah.eno@karisneighbourscheme.org If your business would like to support us, please contact Hannah as above. page 13 **Names and personal details have been changed to protect identity** ## SOME STORIES Amina has struggled with terrible housing conditions especially damp. Her youngest son was hospitalised several times last year with chest infections and breathing difficulties. We could see something needed to be done, so we supported and advocated for her with referrals to Shelter and Green Doctors (groundworks) This is a quote from Amina after they had visited her: **“A massive thankyou for the Green doctor Link. [he] gave helpful advice and information about the flat and how to deal with the landlord regarding the leaking…… he gave me vouchers for the energy and gas, a dehumidifier from tomorrow and an electric duvet blanket…Thank you very much for all your help.”** Bianca who was pregnant and living in a nearby hotel, was invited but was reluctant either to come to the Drop In or to have visits, as she felt very sick and depressed. Through meeting another lady from the same country and in the same hotel Bianca was encouraged to come to the Drop In and she began getting to know others. She started to come to the ESOL classes regularly and her spoken English and understanding greatly improved. One day she came to us very upset -she had suddently received notice of being moved from the hotel to Peterborough suddenly where she knew no one. We were able to advocate for her and she has been allowed to stay in Birmingham where she has started to build up connections and support networks. Judith was referred to L&G because of low mood and loss of motivation following the death of her partner. In her sessions with the Chaplain, Judith learnt about the ways grief affects us all, and skills for breathing and relaxing. She was able to tell her story as often as she needed to, and found this helped her to cope and to accept the loss. Through her session she felt able to move forward and began looking for opportunities to volunteer, hoping to move into paid work as she grew stronger. She appreciated it was ok to take only small steps, and found her confidence gradually returning. Judith says: **‘I don’t know what might have happened if I had not been able to access this service. It was there when I needed it most because I felt so lost. Thank you.’** We helped an individual in his 50s living with many health issues, including lower back pain, heart problems, glaucoma, anxiety and depression. His wife was caring for him, as well as working and looking after the family. We made contact with him through his links with St Lukes church, as his application for PIP had been refused. We helped to request a mandatory reconsideration, made a referral to an Occupational Therapist for some extra equipment and later started an appeal against the decision. We helped to get extra medical evidence and sent this in with the appeal submission. Even before a hearing date was set, the client was offered an award, which he decided to accept. He has been very stressed by the experience of challenging the decision, so he was very grateful to have a result. This will mean an extra weekly payments and a backdated payment of over £8,000 for the family. His wife will get extra Universal Credit as his carer, so she will be able to reduce the number of hours she works and be better placed to meet his caring needs. page 14 **Names and personal details have been changed to protect identity** Anthony had a number of physical disabilities and spent many years coping with his challenges through the use of drugs and alcohol, searching for an escape from his pain. His flat, he once admitted, **“felt more like a prison than a home,”** and the isolation left him battling severe depression. A breakthrough came when we encouraged Anthony to explore physical activity as a help for both his body and mind. With some hesitation, he went swimming—a small step that marked the beginning of a transformation. Anthony shared, **“It was a bit scary to do the first couple of widths, but a week ago I decided it was time I do a length. It made me feel good within myself, and it was a way of me forgetting about my disability for an hour or two whilst I was in the pool.”** Anthony now goes regularly to the gym **“Going to the gym gives me more confidence and a better outlook on life,”** he explained. We visited Gita, a client in her 60s who had requested help with a Housing Benefit review, which we completed online. Whilst assessing this we found she recently had a decision from PIP which reduced the rates she was receiving. We advised that she should be on the same rate as she had been previously and started an appeal, which was successful. We then discovered Gita had been paying several £100s of NHS Penalty charges for dental costs, because it was thought that she was not receiving a means tested benefit. We helped her to get proof she was receiving the correct type of benefit, and sent it to DECS by email. After much correspondence back and forth, it resulted in some of fines being refunded. Having dealt with significant bereavement and workplace bullying, Matthew turned to alcohol as a coping mechanism, which contributed to his physical decline and isolation. Our work together focused on helping Matthew process his grief and consider his future as he had recently retired. Through our sessions, Matthew began to face [his] challenges, noting that, **“I realised that patterns of my behaviour were destructive. When I said things, Edd would remind me, ‘It doesn’t have to be that way, it’s not set in stone.’”** With time, Matthew decided to renovate his home using his pension and enter into a civil partnership with his partner. These decisions represented powerful steps forward, enabling him to take control of his future and reimagine his life. Reflecting on this transformation, Matthew said, **“I had set up barriers. I’ve realised my world isn’t as small as I thought it was”** 56 year old Stephanie was initially referred for assistance with her benefits, and it was identified that she may benefit from ongoing befriending and some trips out through the Karis Befriends Project. Her sister expresses the difference it makes: **“My sister has been seeing her befriender for nearly two years. Being low functioning autistic and having to adapt to supported living after moving from the family home has been a huge challenge. However, Helen’s support, who she goes out for coffee or shopping, has provided a valued and much needed companionship.** **[at] Time for Tea she gets to enjoy social time in a safe and supervised setting, which is fantastic. These outings bring much needed relief to an otherwise quite isolated life, we (the family) are so grateful”** page 15 **This year marked significant change for the Children & Families project as Ruth Pedzai left in August for Maternity leave and we welcomed Emma Northcott. Liz Brown continues as project assistant and completed her 6th year with Karis.** ## CHILDREN AND FAMILIES Emma Northcott The project faced some significant funding issues this year which made planning for the future a little uncertain at times but following a generous donation in the summer, we also heard that we had received Trusthouse funding which secured the work for another 3 years! ## Home visits ## Trips The Children and Families team usually start our connection to new clients with a home visit, to introduce Karis and find out what support is needed. Visits are also made to ongoing clients as needed. This year 50 children (30 families) enjoyed trips to The Wacky Warehouse thanks to funding from Baron Davenport and free trips to Botanical gardens thanks to their engagement programme (benefiting 80 people in July and again in October). This year, we made 83 home visits to 48 families, and an additional 28 befriending visits to coffee shops or for a walk. You helped me to speak on my own on a daily basis, Thank you for everything! We also took 5 families to swim at the Ladywood Leisure Centre in half term. We were grateful to receive funding from the Mothers’ Union ‘Away From It All fund’ to enable a young boy whose Mum had died to go on some summer trips with his family. page 16 ## Practical help Our practical support included giving 37 children school shoes and also providing winter coats thanks to a generous donation from an individual. We remain grateful to the Ladywood Project for their Holiday Help scheme, which supplied 15 clients with shopping vouchers over the different holidays. We have also supported clients into volunteering in their journey towards work, a valuable work of empowering and building confidence. Three of our clients who have helped as volunteers and were looking for work for a long time recently gained employment! I am happy to meet you. I did not know anyone before this. I really enjoy coming to church Drop In. Everyone is very nice, friendly and helpful. ## Drop-In Welcome to Ladywood Drop-in continued to meet weekly at the Ladywood Methodist and welcomed 80 families this year. We’ve shared food and made things and generally sought to build community. We have enjoyed some focused discussions around Diabetes, Women’s health, damp and mould, and our different cultures which has drawn us all together around the table. ## ESOL We also offer emotional support alongside challenging situations like court hearings. This year we have supported one long standing client, who has 2 daughters with neuro-diverse needs. Thankfully, their needs are finally being recognised by the council after a long battle - both girls have now been given places in a better school after over 2 years out of school. This is giving mum a much needed break and the chance to give more attention to the third younger daughter. Our ESOL Class has benefitted 47 students over the year through running three terms of conversation classes developing speaking and listening skills. These proved very popular with ladies from many different countries so the group was very diverse. We issued certificates for ladies completing the courses with a special mention to 3 who had attended every single session! We have been particularly grateful to have the help of 5 former students who have returned as volunteers with us, caring for students’ children and helping with hospitality. Just wanted to text and say everything you have gifted me has made my life easier by the tenfold and I couldn't be more appreciative to you and the help that you give. You really are doing God's work, thank you for being some light and positivity in my time of darkness...you've helped a mama in need ## **Hannah Eno took over babybank in September 2024 after a months break, continuing the good work and busy project!** ## KARIS BABYBANK ## Hannah Eno We saw almost 400 families - some of these come to us multiple times so that number is not reflective of how many times we might see one family. The most common reasons for referral were low/no income, domestic abuse and homelessness. Where possible, we sat with clients and listened to their situations and challenges, offering help from the other services Karis provides. We provided support to siblings where we could, and continue to care for many of these families. Our work is only one very small part of a jigsaw of incredible services and staff who support families in the city. So we want to acknowledge with gratitude all the people behind the scenes: city council staff, health visitors, nurses, midwives, doctors, social workers, support workers, charity staff, energy advisors and many more. I got help with baby clothes, nappies, i had more connections with new people at drop in, i got help with school uniforms. Babybank volunteers gave 157 hours 40,923 nappies 1,024 packets of wipes 729 bundles of clothing 256 tins of formula 46 buggies 55 Moses baskets 50 sterilisers 300 bottles 64 changing mats 65 baby baths 600 sets of baby toiletries 31 high chairs In 2024, Babybank gave out: page 18 ## Baby Bank Club when I arrived at baby Bank Club I was at my lowest, struggling financially and also emotionally... [the team] were soo supportive and encouraged me a lot. Baby Bank Club runs as a mini shop every two weeks where club members can come and purchase essentials for their babies at half the price of the shops - nappies, wipes and formula. The Club offers six-monthly membership to families who are working towards independence in providing for their baby’s needs. It is lovely to regularly touch base with the members and be aware when additional needs arise. There was a beautiful moment where one established family with twins noticed a new member with twins, and was offering support, encouragement and even generously passed on their own items that were no longer needed! 25 families benefitted from the Club this year As well as the hundreds of donations from individuals, the following corporapates also gave to Babybank in 2024: e Midland Telecom and IT - Apple Store Birmingham - Zurich Municipal - ITV - Birmingham City Council (staff) - BCC Children and Families Directorate - BCC Public Participation Team - GlaxoSmithKline Your donated items are truly wonderful and have been incredibly helpful for both me and my baby.I was in a very difficult situation and couldn’t afford to buy the things we needed. But you gave us clean, neat, and even brand-new products — I’m so deeply grateful. ## **Karis Befriends offers support to those 50+ in mainly Harborne, Edgbaston and Ladywood areas, who are isolated or lonely, encouraging older people to connect, participate, contribute and flourish later in life.** ## KARIS BEFRIENDS ## Helen Bell In June, we said goodbye to Patti Tan after 9 years working with Karis Befriends and in August welcomed Tahlia Green as our new KBF Development Worker. Supported 174 people through 3,013 contacts You do a great job, the way you call everyone, it’s so appreciated. Always feel refreshed once spoken to you, sometimes it is the only phone call I get We continue to receive referrals from local GPs, health professionals, social workers, social prescribing link workers, community organisations, relatives, friends or older people themselves. We visit and befriend people in their homes, over the telephone, or accompany them out into the local community, as well as gathering people together through regular social activities and events. Staying in contact with those we support is so important, so we are often sending out birthday cards, newsletters, invitations and information, over 1,000 items sent out this year! As well as this, we made over 1,000 befriending phone calls and at least 550 wellbeing and activity gift bags were delivered. Karis Befriends is part of the Body, Mind and Spirit Partnership of Church linked organisations across Birmingham. Our approach seeks to value older people within their neighbourhoods, bringing a wealth of experience, skills and wisdom to share with others. Older people are invited to participate and develop activity that is meaningful for them and build community together. Throughout the year 39 older participants have been active in enabling activities to happen. Time spent on key acticivities: You've made my Christmas time special. Which is a very gift in itself...it is so very kind for you to bless us with this special place to meet, talk and just be’. (| page 20 ## Senior Life Group I'm very grateful for Time for Tea, because it feels like family, a community I’m comfortable with. I love meeting new people and listening to their stories of life. There is a real sense of community and journeying with one another at our weekly Senior Life Group - encouraging friendship, a sense of purpose and belonging. During this last year, 35 older people have attended, as well as keeping in contact and visiting those who are no longer able to attend. Some have been coming for years, while others are new people joining - everyone is welcomed and encouraged to make a contribution. There is often laughter, sharing of ideas, maybe tears at times; Sometimes we sing together, are creative, exercise or have a discussion. There are always refreshments, a quiz and opportunity to celebrate birthdays. This year we have enjoyed trips out to the Botanical Gardens and Winterbourne Gardens and several lunches out together. This is as well as smaller trips out one-to-one to local areas for coffee, walks and appointments. ## Time for Tea We have enjoyed 6 Sunday afternoon ‘Time for Tea’ events throughout this year, as well as our Christmas Party, with 78 older participants coming to one or more of these. This year we have enjoyed various themes at Time for Tea: being thankful - living in our city - what is important to us as we approach the end of our lives - celebrating the Olympics ## Art Group The Art Group has continued to meet on a fortnightly basis and has a regular core of attendees. The group often welcomes new members or visitors. It is led by one of our enabling participants and they have covered a wide-range of projects from linograph printing to sketching and watercolour painting. - coping with the changes in our lifetime International Older Persons day At each event everyone leaves with a gift bag with various treats, card, calendar, information, and even some homemade decorations. At Christmas time we delivered over 110 gift bags. 'I enjoy every minute of it! Meeting everyone here and getting me out the house! Good for getting my mind going’ We count it as a privilege to know and journey with people in their later years, often journeying with them right up to the end of their lives. page 21 ## **KBF Advice has continued to provide support to the residents of Ladywood and Edgbaston, particularly to people living with mental health issues.** ## KBF ADVICE I can now have the heating on when I need it and buy the food I need. I am very grateful to you for your help. You have changed my life! I am grateful to you, your company and to God. ## Katharine Harris We support our clients over the telephone, in office appointments and at home visits - helping with benefit applications, providing advocacy and supporting in times of crisis. We have also represented at benefit Tribunal hearings, and attended local community events. 175 referrals 335 clients 1,305 contacts Many of our clients with mental health needs are overwhelmed by paperwork, official letters and demands. These clients often need a gentler approach. They may be less likely to have support from other networks, such as friends and colleagues, so having access to a trained advisor allows these concerns to be looked into thoroughly with the right solutions offered. **KBF Advice has increased 40% in contacts and 46% in clients in the last 2 years** The number of clients and contacts has continued to increase as people are more aware of the service and we build our network to connect in with the right people. Our work has increasingly included advocacy issues as well as benefit advice. This includes blue badge applications, explaining letters in plain English and calling utilities companies. As we develop relationship and trust with clients they often ask for further help in these issues that can be quite simple to solve but feel overwhelming to some. For example by getting to know clients during PIP applications, staff are able to look at the whole-person and see where other support could be needed, such as ‘ > ~ . , OT assessments > . “* or referrals to iYe “ ow appropriate ™. agencies. page 22 We have continued to attend drop in sessions at St Germain’s Church on Portland/City Road, and take regular referrals from the workers there. This is on the same site as their wellbeing hub with support beyond benefits, for example housing, household support fund and social activities. We also use this as an opportunity to network with other advice providers. We have started a new advice session in partnership with Your Money Your Way at City Road Methodist Church, and attended a local NNS Warm and Well event. These locations allow us to make contact with clients we would not otherwise meet. Other support is offered in the same place, including fabulous home cooked meals, and by networking and sharing with staff there we can together find the right support or activities for individuals. Being able to offer home visits is particularly important for people with social anxiety as well as physical needs. Although the visit is for benefits related issues, a friendly chat can provide an important social contact for an isolated individual. It has been a much needed help where I thought I was alone. Invaluable service. Katharine went above and beyond. I would recommend your service to anybody needing help. We also network through the South Advice Providers Forum. We are in a network with B:CAN. This is a partnership with other organisations doing similar work across the city. We are developing better connections with these partners to allow more cross referring and support. KBF Advice helped clients gain £762,000 in benefits £2,300 in grants **----- Start of picture text -----**
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## **Ladywood Community Advice Service has been operating since 2014 giving advice to those living in postcodes B1-4, 15-16, 18-19 and 21.** ## LADYWOOD COMMUNITY ADVICE [LCA is] very friendly and understanding environment which made me feel at ease ## Bram Scott There are two part time welfare benefit specialist members of staff; welfare benefits being the main area of work. Other general advice that requires no legal expertise are carried out by a small team of volunteers. In regard to benefit advice, we offer a service ranging from carrying out benefit checks to ascertain if someone is missing out on a possible entitlement, assisting with completing claims online and form filling, assisting with reviews and disputes and representing at Social Security tribunals. Advice sessions are carried out at two locations. On Mondays there is a drop in service at St Germain’s church on Dudley Road. On Tuesdays and Wednesdays an appointment only system is in place at Ladywood Community and Health Centre on St Vincent Street West Interactions with the DWP and council, including locations. On Mondays there is a drop in making new claims usually require computer skills service at St Germain’s church on Dudley or the ability to communicate by telephone which Road. On Tuesdays and Wednesdays an creates issues for the vast majority of our service appointment only system is in place at users who have English as a second language so Ladywood Community and Health Centre much of our time is taken up with initial claims. on St Vincent Street West Although more than half our enquiries are from new users we have a cohort During the year we saw of people who require ongoing 653 residents and identified and assisted appointments to claim £1.5m in benefits TYPEOFBENEFITHELP REQUESTED & , > **----- Start of picture text -----**
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From February 2025 those in receipt of Employment Support Allowance will be migrated. This cohort will be those with physical, mental health and learning Our volunteers strive to assist with any non benefit enquiries we receive. Amongst the most common are housing disrepair, applications to the local authority housing register, utility bill payments, parking fines and school placements. Presently we have four volunteers, one doing triage and three advisors. Due to limited space we are only able to accommodate one volunteer a week. There are times when we are unable to offer appointments due to heavy demand. difficulties issues. They are likely to need more support to migrate In 2024 we took 13 cases to tribunal of successfully and we anticipate which 12 were more ongoing issues as a result. found in our client’s favour. Tanya suffers from MS and has specific challenges around mobility. when her PIP application came up for review, she had no one to help her and was running out of time. A phone call to PIP advised her to just write "no change" on the review form and send it back to them. Client did this, and unsurprisingly, her PIP award was cancelled, because of the lack of information. We have arrangements with Severn Trent water and Birmingham Settlement (debt advice) who both supply advisors to whom we can refer and who share our office space. We also signpost to other organisations such as Shelter and Ladywood Community Project This had a tremendous knock-on-effect: her daily living award of PIP stopped, this meant her husband was no longer eligible to receive carers allowance. This meant they were no longer eligible for income support and then they were not eligible for housing benefit. They had a total loss of income of £482.28 per week. Having the attendance allowance and the very kind help from Lorrie means that I will struggle less with travel, the gardening and get help with things like that. Receiving their referral, we completed a benefit check and assisted her with gathering medical evidence, a supporting letter, submitted a mandatory reconsideration request for her(in the required format), and a new claim for Universal Credit. The mandatory reconsideration was successful: her PIP was reinstated, with an increase in her mobility award to the enhanced rate; the couple obtained £525.06 a week, meaning they were better off then before. But more importantly, the client felt listened to and supported by us and was helped at a time when she didn’t know what to do or where to turn. page 25 ## **Primary healthcare chaplaincy goes from strength to strength!** ## LISTENING & GUIDANCE ## Helen Watts At Listening and Guidance, we listen carefully to patients who are usually referred by their GP – hearing their stories of loss, change, or challenge. We care for their wellbeing in body, mind and spirit, acting as ‘companions’ as they find their way towards resilience and hope. Attending to spiritual needs, whether expressed as faith or not, is central to how we work, so we’re interested in what brings meaning, purpose, hope and a sense of love and belonging to people’s lives. It’s been another busy year for us. We have worked with 308 patients, offering appointments to patients from 7 GP surgeries across 2 Primary Care Networks. 308 clients seen at 1,797 appointments I have really appreciated the space to air my feelings to breathe and to cry. To be able to see things from a different perspective and make changes in the light of this to make plans to move forward and to pray.’ So many people told us just how much the service meant to them – offering a ‘lifeline’ at some of the most difficult points in their lives. We’ve had the joy of praying with many, as well as sharing with them practical tools for relaxation, coping with trauma, sleeping better, connecting with others and so much more. Our links with KNS projects, helped so much by Kal, our Social Prescriber, have enabled onward referrals and signposting. You’ve been an excellent listener, adviser and source of support for my life. I’m so grateful for your time and care. **----- Start of picture text -----**
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A picture we’ve found helpful recently is one of looking at tangled branches against the sky. When life feels like ‘winter’ (fruitless and stale), we sometimes can only see the mess and the muddle right in front of us. But through the branches, there is the vast and open sky, and when we shift our focus just a little, we can see beyond these present difficulties to brighter days, to the hope of peace and faith, to the reassuring eternal reality that day will always follow night. The branches (the circumstances of our lives) will change – leaves and flowers and fruit will come again. We faced some changes of our own this year, too. Dilip moved on to pastures new, and after a recruitment process where many people applied to join the team, we appointed Alison in the summer. She has wonderfully fitted in, working one day a week at University Medical Practice in addition to her days at Karis Medical Centre. We’re grateful for her and all the skills she brings, as well as her sense of fun! So we are once again a full team, the equivalent of two whole-time posts, offering over 55 patient appointments per week. Despite this, our very high referral rates resulted in a growing waiting list. In a way this is testimony to the success of the service, even though it brings its challenges! I got relief from some of my grief. Without this help I feel I would still be in a deep dark hole but now I can see light at the end of the tunnel, and I’m so thankful. The number of referrals is the highest this year it has ever beennumber of referrals by year 408 We’re proud of the difference Listening and Guidance makes. KNS Chaplaincy is a lead example in the country of providing wholeperson, spiritual care within primary care in the NHS. A big Thank You to the GPs, funders, supporters and patients who are helping us to champion this kind of care! And we’re grateful to God for his unfailing grace. It’s so great to be listened to without just being told it’ll be alright, or everyone feels like this. You took me seriously. page 27 **The past year has been a period of growth for Men’s Space** ## MEN’S SPACE ## Edd Stock Men’s Space has connected with men through one-to-one visits and a range activities such as the board games café, table tennis group and allotments. Over this year men have been supported through their isolation and given opportunities for engagement and support. ## Home Visits Home visits were an essential aspect of our outreach, helping to bridge the gap for isolated individuals. We visited 26 clients at home, averaging over 2 hours per visit. While staff or volunteers chatted with clients they gained a better understanding of their situations, backgrounds and aspirations. As trust grew, some were able to take part in walks or activities in the community or to join a group. ## Table Tennis Table Tennis at Ladywood Leisure Centre launched in spring 2024, supported by an enabling participant, Andy. The table tennis group became a cornerstone activity, steadily growing in attendance and fostering a welcoming environment. A highlight included a client celebrating his birthday with the group, underscoring the program’s role in building community and mutual support. Finding a group has been inspiring for me, it’s only one day but it is fulfilling a major part of my week page 28 ## Gardening We had the opportunity to create and refresh an allotment at Parker Street, working with clients, Parker Street residents, and Ground Work. **----- Start of picture text -----**
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We also gained access to additional space at Christ Church Summerfield, offering further opportunities for meaningful outdoor activities. 5 participants helped with the heavy work of clearing land, digging weeds and setting out the ground for future planting. **----- Start of picture text -----**
78 participants
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The 2023/2024 year was marked by growth, learning, and impact. Through initiatives, partnerships, and individual support, Men’s Space created opportunities for men to connect, rebuild, and thrive. ## Board Games In November 2023, we introduced board games to the Monday warm space at St Germain’s Community Hub. Scrabble quickly became a favourite, offering a relaxed environment for connection and reducing isolation. While challenges remain, they serve as lessons and stepping stones for the future. With continued collaboration and dedication, Men’s Space is poised to make an even greater difference in the lives of men across Harborne, Edgbaston, and Ladywood in the coming year. I was gradually spiralling into an isolated old man. What Edd did was set out possible options. **----- Start of picture text -----**
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A new initiative in partnership with the Edgbaston PCN, offering a Social Prescribing service to support patient welfare. This project began in August 2024 ## SOCIAL PRESCRIBING ## Kalbinder Masih Karis Neighbour Scheme took on the Social Prescribing function for the Edgbaston Primary Care Network of GP practices partway through 2024, with Kalbinder Masih, our first Social Prescribing Link Worker, joining the team in August. Made contact with over 100 clients in first few months Social Prescribing has become a widespread function across Primary Care since 2019, when Social Prescribing Link Workers began to be recruited widely across England. However, the principle of Social Prescribing – enabling patients to access help & support with social, emotional or practical needs in order to improve health & wellbeing – is one which our work has embodied in numerous ways since Karis was established over 25 years ago. As our Social Prescribing Link Worker, Kalbinder is seeing patients referred by GPs and wider teams at Bath Row Medical Practice, Karis Medical Centre, and The Wand Medical Centre. Through a number of sessions her role is to understand with the patient what support they may need, what their priorities are, and to help connect the patient to support that is available, most often in their community. The important principles of Social Prescribing are that this support is personalised – meaning the Link Worker takes time to get to know and understand the person’s situation and can help them find the right support for their circumstances, creating a plan that is shared and the patient is able to take ownership of. As well as getting to know patients, part of the Link Worker’s role is also to get to know the community groups, charities, services and other potential sources of support that they can connect patients to. I had trouble with my Benefits and not eaten for 5 days, just living on Herbal tea. Within 24hrs Kal helped me with Food Bank with delivery of food. Thank you so much, for everything you do. page 30 One of the strengths of having a Social Prescribing Link Worker as part of our wider team as Karis Neighbour Scheme is that some of this awareness of the wider networks of support locally can be shared from and with other projects – where we have well established relationships already. However, we are also seeing helpful new links being made as Kalbinder looks to address gaps and/or look for additional support for patients. Working with the Primary Care Network we are also already starting to look at more pro-active Social Prescribing, which may mean contacting particular groups of patients to offer support rather than waiting for them to contact their GP. We are excited to see how this area of work will continue to develop in the coming year, working closely with the individual practices and the Primary Care Network, and looking at where we can further build on our strengths in hosting Social Prescribing in a community organisation. ## Case studies “I have suffered with pain some time now, but normally I have medication to control the pain. I met Kalbinder, and she introduced me to making some changes in my lifestyle to manage my pain. Kal helped me with a ‘Be Active Leisure Card’ and a 3 months free Travel Swift card, along with a heated blanket to manage my pain while I sleep. She has helped me so much, and [I’m] very grateful that my doctors sent me to the Social Prescribing service” “Kalbinder was patient with me and so understanding. I...have blurry vision, [but] with Kalbinder eyes we were able to fill out forms as I tend to misread things” **----- Start of picture text -----**
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We work closely with the following partnerships and organisations ## OUR PARTNERSHIPS page 32 ## ACKNOWLEDGEMENTS AND THANKS Thank you to: Active Wellbeing Service, Age UK Birmingham, Asda Solihull, Ashiana Community Project, Baby Bank Alliance, B30 Foodbank, Bath Row Medical Practice, Birmingham City Council, Birmingham Central Baptist Church, Birmingham Settlement, BVSC, Birmingham Central Foodbank, BMSP, Birmingham Mother’s Union, Cobden Hotel, CNSO, Church Alive, Children Centres, ChurchCentral South, Christchurch Summerfield, Digikicks, Edgbaston Palace Hotel, Edgbaston NNS, Faith Action, Faith in Later Life, Gas Street Church, Gateway Children Services, Growbaby, Glasspool Charity Trust, Harborne Medical Practice, Incredible Surplus, Karis Medical Centre, Ladywood & North Edgbaston Social Work Team, Ladywood District Office, Ladywood Health & Community Centre, Ladywood Methodist Church, Ladywood Leisure Centre, Lordswood Medical Practice, Living Well Group, Ladywood Project, LBC, Ladywood NNS, Mental Health Providers Forum Network, NHS, Narthex, Nechells POD, NDSU NCVO, Newmans Trust Homes, Oasis Church Harborne, Pilotlight, The Project, QAC, Outreach Shop, RE:Future Collective, Real Junk Food Project, The Roundhouse, Severn Trent Big Difference, Shareshack Ladywood, Shencare Community Transport, Shiloh Computers, Small Heath Community Forum, St Georges Church Edgbaston, St Germains Church Edgbaston, St Johns & St Peters Church Ladywood, St Lukes, St Johns Harborne, Suited for Success, St Michael and All Angels’ Church, Thrive Together Birmingham, The Wand Medical Centre, Waitrose Harborne, Witton Lodge Community Association, Your Money Your Way, Zurich Insurance. We are grateful to all our funders, supporters and donors: Albright Grimley Trust, Ambergate Trust, Apple Store Birmingham, ArmacMartin, Arnold Clark Community Fund, Asda, Baby Bank Alliance, Birmingham City Council Winter Food Aid and Warm Welcome Funds, Birmingham and Solihull Mental Health NHS Foundation Trust, Body Mind Spirit Partnership, Cambridgeshire Community Foundation (Rigeons Family Fund), CB & HH Taylor Trust, Charles Hayward Foundation, Citizen Housing Group Local Fund, Edgbaston Neighbourhood Network Scheme, Edward and Dorothy Cadbury Trust, Eveson Charitable Trust, Garfield Weston Foundation, George Fentham Trust, GH Collins Trust, GJW Turner Trust, GlaxoSmithKline, Harry Payne Fund, Heart of England Community Foundation, Henry Smith Charity, Hinchley Trust, Hobson Charity, Home Instead, Hortons Social Purpose Committee, ITV, Joseph Frazier Trust, Joseph Hopkins Trust, Ladywood Neighbourhood Network Scheme, Leeds Building Society, Lillie Johnson Charitable Trust, Living Well, Lord Austin Trust, Martin Carter Associates, Morrisons Foundation, PHP Fund, Property for Kids, Richard Kilcuppe’s Trust, Roger and Douglas Turner Trust, Saintbury Trust, Sheldon Trust, Skipton Building Society, Tramore Trust, Trusthouse Foundation, Warburtons Community Fund, WED Charitable Trust, Zurich Municipal Insurance. All our individual supporters who provide cash donations and/or baby bank stock, everyone who buys items from our baby bank Amazon wishlist, and all the volunteers who give their time to our work. Everyone who supports us through EasyFundraising. page 33 **EMAIL** admin@karisneighbourscheme.org ## **WEBSITE** www.karisneighbourscheme.org **PHONE** 0121 455 7524 **c/o Church of the Redeemer (LBC) Parker Street off Monument Road Ladywood B16 8UU** Company Registered number 06595341 Charity Registered Number 1133510 Karls Neighbour Scheme Report and Financial Statements For the year ended 31 December 2024 KARIS NEIGHBOUR SCHEME Financial Report year ended 31 December 2024 CONTENTS Page Charity and Company Information Trustee's Report Independent Examiner's Report statement of Financial Activities 10 Balance Sheet 11 Notes to the Financlal Statements 12-20 KARIS NEIGHBOUR SCHEME Trustees, report (including Directors, Report) The Trustees present their directors, report and accounts for the 12 month period ended 31 December 2024. Reference and Administrative Information Charity Name Karls Neighbour Scheme Charity Registration Number 1133510 Company Registration Number 06595341 Date of Incorporation th 16 May 2008 Registered Office and Operatlonal Address clo Church of the Redeemer Monument Road Birmingham B16 8UU Officers Dr Gillian Harley-mason Mrs Rebecca Cuthbert Chair of Trustees Vice-chair of Trustees Dr P H Ross Bryson Mr Steve Watts Resigned 24 November 2024 Mrs Kathryn Miles Rev Henry Aggrey Slr Alexander Elphinston Ms Elizabeth Cudj Mr Andrew Northcott Treasurer Appointed 24 April 2024 Appointed 24 November 2024 Independent Examiner Gary Peter Brookes FCA Bsc 130 Wombourne Park Wolverhampton South Staffs WV5 OLY KARIS NEIGHBOUR SCHEME Trustees, report (including Directors, Report) Structure, Governance and Management Governin Document The organisation is a charitable company limited by guarantee, Incorporated on 16 May 2008 and registered Ih as a charity on 12 January 2010. The company was established under a Memorandum of Association which established the objects and powers of the charitable company and is governed under its Articles of Association. In the event of the company being wound up members are required to contribute an amount not exceeding £1. The company took over the running of a prevlous charitsble trust, registered no. 1077200, which had been In th operation since 16 April 1999. Recruitmen ndA ointment of Trustees The Board would like to extend their heartfelt thanks and appreciation to Mr Steve Watts who has served the Charity faithfully and humbly for the last 14 years and we wish him well for the future. The Board are also pleased to have Ms Elizabeth Cudjoe join us in the role of Treasurer to provide financial guidance with her strong financial background and also Mr Andy Northcott who has volunteered for several years with the Charity and is a local church leader and advocate for the Ladywood area, The directors of the company are also charity trustees for the purposes of charity law and under the company's Articles are known as members of the Board. Under the requirements of the Memorandum and Articles of Association the members of the Board are elected to serve for a period of three years after which they must be re-elected at the next Annual General Meeting. The Board are actively seeklng new people who would be interested In joining the Board of Trustees. The Board recognise the importance of introducing new members who brlng fresh perspective and believe additional members would strengthen the Charity. All members of the Board give their time voluntarily and received no benefits from the charity. These appointments were made in line with Charity Commission guidelines and the rules governing the Charity in our constitution. If any expenses have been paid to Trustees, these are outlined in Note 6 of the accounts. Arrangements for setting the pay and remuneration of the charity's management personnel are based on Third Sector Benchmarking criteria. Staff employed in our Listening and Guidance NHS Service have also been benchmarked against the same criteria. Our Alms and objectives Pur oses and Aims Our charity's purpose as set out in the objects contained in the company's rnemorandum of association is.. To assist people who are in need of practical or emotional well being by reason of their youth, age, infirmity or disablement, poverty or social or economic circumstances The aims of our charity are to provide support to people in our community who are in need, to bring people in our community together, enabling people in our community to be good neighbours and ensure no one is neglected or forgotten about. Our aims fully reflect the purpose that the charity was set up to further. KARIS NEIGHBOUR SCHEME Trustees, report (including Directors, Report) Ensurin our work delivers our aims The trustees regularly review the work of the charity, by comparing our progress to the annual plan and receiving half yearly report5 on the projects, which include the impact and benefits of the work undertaken for the people we are seeking to help. These reviews provide opportunity for trustees to ensure that the focus of our work is consistent with the stated purposes of the charity, and with regard to the Charity Commission's general guidance on public benefit. The reviews also allow us to ensure we are providing benefit to the communities we seek to help. The focus of our work Our main objectives for the year were to: Provide support to people in our community who are in need by offering a broad range of help including practical support, advocacy and befriending Brlng people In our communlty together by reaching out, offering friendship, and providing opportunity to spend time getting to know each other Enabllng people In our communlty to be good neighbours by provlding opportunities to volunteer and glve their time, skills and resources to help meet the needs of others Ensure no one Is neglected or forgotten about by standing with people, helping them find the support they need and responding where needs are going unmet How our activitles dellver public benefit Our main activities and who we try to help are descrlbed below. Our charitable activitles focus on the reduction of social isolation, relief of poverty in meeting basic needs and support to help overcome hardship and are all undertaken to further our charitable purposes for general public benefit in our Achievements and Performance thls year We have had another year of increased demand for our Se￿ice$ in the comrnunity which reflects the challenges being faced by those most vulnerable in the locality. Our year on year contacts have Increased to 11,553 (2023: 9,184) showing a 26 % increase in support provided through our volunteers and staff team. Who used and benefitted from our services? Our objects limit the seNices we provide to Birmingham and the surrounding areas, current funding means our activitie5 are focused on the Ladywood, Edgbaston and Harborne wards of Birmingham and some parts of Smethwick. The Listening and Guidance Service, part funded by Birmingham and Solihull Mental Health NHS Foundation Trust, is commissioned to seNe the patients from the Edgbaston & Harborne Networks of 7 Primary Care practices. In the past year 1,966 (2023: 1,623) individuals and families have directly benefited from our work, which is an increase of 21 % from the prior year and is the highest level we have ever served. In 2024, we experienced a full 12 month impact of the extended Listening & Guidance team as well as the pilot for the Men's Space project which commenced towards the end of 2023. Because a lot of our work involves on-going befriending, we have had regular contatt with a proportion of these beneficiaries, on average each beneficiary being seen belmeen five to six time5 a year. KARIS NEIGHBOUR SCHEME Trustees, report (including Directors. Report) Nearly all our activities are provided free of charge, with two exceptions. The first being some trips during school holidays where we ask for a small subsidy to encourage people to secure their places. Secondly, the Baby Bank Club where membership is offered to existing clients to encourage them to become more independent and less reliant on the services of Baby Banks. The Baby Bank Club offers discounted nappies, baby wipes and formula to members at a significantly reduced price compared to the cost in retail shops. Those we support represent a broad cross-section of the community, and reflect the diverse neighbourhoods we are working in. Of our contacts 36 % identify as White British, the other prominent ethnic groups we work with include African - Black or Black British (150/0 of contacts), Caribbean - Black or Black British (12 % of contacts), with many other ethnic groups being represented in the remaining third of our contacts. As tNo of our projects focuses on befrlending older adults, where the needs around social isolation are particularly acute, over 65s are one of the biggest age groups we work with, representing 38 % of our contacts, with a relatively even spread bemeen the remaining age groupsi demonstrating that we are succeeding in reaching all parts of the community. Over a third of our referrals come from GPS and other health professionals, who are well placed to reach those who are socially isolated and refer on to our scheme for social needs they have identified that are Impacting on someone's wellbeing. Much of our support benefits the wider famllies and households of those we are supporting, whether this is because of an increase in household income, an improved home environment or improvements in relationships due to decreased stress or improved mood, The maln areas of charitable activity are a befriending scheme for over 50s, adv¢xacy and benefits advice In the home for those with mental health difficulties as well as through our Ladywood Community Advice service, neighbourly practical help, support for families who are new to the area - partlcularly those from refugee and asylum seeker communities - and a GP surgery based chaplaincy service, our Listening and Guidance Service. These activities and the achievements that flow from our work are described as below: Our 'Karis BeFriends' project, enabling isolated older people to build connections in later life and continue to flourish, has direttly supported 174 people this year (2023: 164). We have further extended our work with isolated older people through the launch of the'men's Space, pilot in October 2023. This project ran throughout 2024 and reached 78 clients, with our'men's Space, project lead establishing a growing table tennis group at the Ladywood Leisure Centre, meeting with 26 clients at home and encouraging them to joln in with the new gardening activities, table tennis and the board game café being run at St Germain's Church, Edgbaston. Our work with children & families, largely focusing on asylum seekers and refugees, has continued to grow, supporting 503 families this year (2023: 499 families). The English for Speakers of Other Language class has continued throughout the year with the creche facility enabling mothers to f￿u5 on learning the language and building relationships with others. We had 81 adults (2023.. 89 adults) attend the'welcome, group, offering an opportunity for social interaction with other young families in similar circumstances. Our Children & Families Worker, Family Outreach Worker and volunteers carried out 83 visits at home (2023: 78) to offer further befriendingi practical help and advocaLry and 95 familie5 (2023: 108) received further befriending including taking people out to help them find places in their local area or introduce them to others, accompanying them when they have appointments providing neighbourly help or advice. We planned trips to a softplay during the summer and arranged with Birmingham Botanical Gardens to bring familie5 along to enjoy the gardens and play area, allowing 65 families who would not have gone away during the holidays to have an enjoyable break. KARIS NEIGHBOUR SCHEME Trustees, report (including Directors. Report) Within the children and families work, we run a Baby Bank which has supported 483 families (2023: 370 families) with practical items, such as cots, buggies and baby clothes. This enables families, many of whom are living on the povety line, to access essential equipment they need to properly care for their babies and to free up their limited resources for their other day to day needs. The Baby Bank Club which launched in 2023 offering essential items- nappies, wipes, formula - to parents at a reduced cost compared to the shops, has continued to thrive with 25 clients seen this year (2023: 17). Our advocacy and advice projett, Ladywood Community Advice, saw 653 aduSts (2023: 528 adults) throughout the course of the year and dealt with over a thousand distinct issues ranging from benefits advice and debt matters to repairs and school applications. We currently employ two Welfare Rights Advisors to SUPPOrt the advocacy & advice work alongside a small team of volunteers. This has allowed more in-depth advice work and scheduled appointments throughout the week to deal with more complex cases. In the current year we have helped those eligible to claim £1.54m (2023: £988k) of financial help to aid their situation. The Karls Befriends Advice project has extended our advocacy and advice to include those suffering poor mentsl health who struggle to leave the home. Our advlce worker supports these clients through a mixture of home vislts and telephone support. In 2024, 335 clients (2023: 256) received this support. The Listening & Guldance service, a part NHS funded project has provided chaplalncy to GP surgeries for 308 patients (2023.. 270 patients), supporting people to express issues such as stress, bereavement, depression and dealing with loss. Our Chaplains for Wellbeing provlde a safe space for patlents to be listened to in a constructive way. Patients report outcomes that focus on giving them hope for the future and increased emotional resilience and understanding. Wellbeing measures, using the Warwick and Edinburgh Mental Wellbeing Scale (WEMWBS), show that, for those patients engaging with the service for a series of sessions allowing at least 2 measures to be taken, Llstenlng and Guidance has increased patient's wellbeing by an average of 9.01 points, Thls year, we were contracted by a local Primary Care Network to take on the social prescribing role at thelr local GP practices, recognising the long history we have of delivering a model of social prescriblng through close work with Primary Care. We took on a Social Prescribing Link Worker to support this new area of work in August and as well as starting to deliver Social Prescribing sessions directly to patients we have been developing new links to help meet the practical and social needs of patients, and investing in good connections with the teams of healthcare professionals within the 3 practices we currently cover. We continue to provide practical help- in additlon to the considerable reach of our Baby Bank - as and when it is needed, ranging from small household tasks such as DIY or moving furniture to distributions of emergency food parcels or referrals to the local Birmingham Central Foodbank. Volunteers Karls Neighbour Scheme relies heavily on its volunteers In order to achieve these impacts and public benefits. This last year has seen 85 volunteers involved with delivering our projectsi providing 1,656 volunteer hours (2023.. 1,806 hrs). Many of our volunteers have worked with Karls Neighbour Scheme for more than 5 years, citing the sense of personal satisfaction and sense of doing something worthwhile as reasons for volunteering. The impact and benefits gained from volunteering are a further public benefit. Our volunteering opportunities are open to all and attract a mixed age range, in the most part from the local area but also from other areas across Birmingham. We are very thankful for the support we receive from our volunteers. KARIS NEIGHBOUR SCHEME Trustees, report {including Directors, Report) Environmental Context We have continued to see an increase in demand for our services which reflects the impact of the Cost of Living crisis on the communities where we work, this is particularly notable in some of our practical responses to people and families in crisis - such as our Baby Bank provision and the extension to the Baby Bank Club. Within our advocacy work, we also re￿1ve regular requests for advocacy around housing issues, whilst we do not have a housing specialist, we host a housing specialist from Shelter once a fortnight and refer our clients onto their support. Financlal review 2024 has seen a small deficit of £1,000. There has been a decrease in restricted funds of £19,000 and an increase in Un￿strICted funds of £18,000. Total funds by the end of the year amounted to over £216,000. Reserves Policy The Board have examined the charity's requirements for reserves in light of the main risks to the organisation. Having reviewed the difficult economlc environment for obtsining funding, the Board have agreed a reseNes policy whereby the cash backed unrestricted funds should be four and a half months of core expenditure. The Board have made available 12 % of this fund towards coverlng short gaps in project funding with the remaining funds being held to address longer term funding challenges and any liabilities incurred in the closure of projects or activities. Based on latest board agreed budget projections for the Incoming year, ￿selveS have increased to £127,000. Karls Nelghbour Scheme has unrestricted funds of £141,000 whlch are In accordance with the updated policy. Details of any funds materially In deficit In 2024 there have been no funds materially in deficit. Prlncipal Funding Sources Birmingham City Council was one of the largest funders in the past year, with funding received vla the Prevention and Communities grants scheme towards two projects. As part of the B..CAN Partnership the council has funded benefits advice to those with mental health problems and through the Bodyi Mind and Spirit Partnership we received funding towards our work with older people. Finallyi we also received short term funding through the Information Advice and Guidan￿ (IAG) scheme. Birmingham and Solihull ICB continued to be a major funder this past year through their commissioning of the Listening & Guidance seryice, alongside funding from Living Well UK who enabled the extension of the work of the L&G chaplains since 2021. Karls Medical Centre further extended this work in 2023 and have funded the equivalent of one full time chaplain this year. For the majority of projects, we still primarily rely on grants and donations from grant making trusts nd individuals. Our largest grant funder this year has been Henry Smith Trust with their ongoing support for Ladywood Community Advice. KARIS NEIGHBOUR SCHEME Trustees, report (including Directors. Report) How expenditure has supported the key objectives of the charity The largest area of expenditure continues to be the salaries of staff who manage, support and deliver projects aligned to the key objectives of the charity. The other major area of expenditure is around resources and activities, which are integral to the delivery of the charity'5 projects. Salaries, Pension contributions and Social Security costs amounted to £318,776 in 2024 (2023: £251,719). The higher salary costs this year reflect both a cost of living salary ir¢crease for all staff and an increase In project staff numbers in the year - with a full year of a Men's Space project workers 2024 and a full time Social Prescribing Link Worker from August. Investment Pollcy Aslde from retaining a required amount of reserves each year, most of the charity's funds are to be spent In the short term so there are limited amounts available for investment. A proportion of reseNe funds are kept In ethical and accessible savings accounts, whlch have a small return in terms of interest. It is not seen as sensible to tie up funds in investments which may yield higher returns but would be inaccessible for project needs. This will be reviewed if we are able to significantly increase the level of reseNes held. Plans for Future Periods Our priority is to sustain our exlsting activities in the midst of the challenging funding environment, glven the continued level of need for all the areas of work we are already involved in we continue to look for partnerships and ways of working with others in our communities to help strengthen the ne￿orkS of support that already exist. The 'Men's Space, pilot project whlch provldes befriending for men aged 50+ who are isolated completed In December 2024 and we hope to continue this work in 2025, building upon the gardening project as well as establishing the table tennis group. We are grateful to Edgbaston Neighbourhood Network Scheme and Ladywood Neighbourhood Network Scheme for helping fund our pilot work and going forward hope to seek funding to cover our activities on a long term scale. We are also keen to source a small van for the charity which would enable the baby bank to potentially make larger collections and also help support the gardenlng activities for the Men's Space proJect. This year we renewed our Foundation Level Improving Quality (IQ) Quality Mark, whlch Is focused on small not for profit organisations, enabling us to evidence our quality and credibility as an organisation within the Charity Sector with very positive feedback received from the assessor. Risk Management The Board maintain a range of policies to ensure internal risks are well managed. This includes financial controls and authorisations, robust safeguarding policies and incident reporting which is reviewed at the regular meetings of the Board. Procedures are also in place to ensure compliance with health and safety of staff, volunteers, clients and any other visitors to the scheme. Policies are reviewed at regular intervals and agreed by the Board to ensure they still comply with best practice. A full risk register Is reviewed at each Board meeting. Meetings are currently held every quarter. The risk register includes governance risks, external risks, financial risks, regulatory and compliance risks and operational risks. This ensures that steps can be taken to mitigate against these risks in a timely manner, including making any necessary operational changes. KARIS NEIGHBOUR SCHEME Trustees, report (including Directors. Report) Organisational Structure Karls Neighbour Scheme has a Board of between 5 and 15 members who meet at least quarterly and are responsible for the strategic direction and policy of the charity. At present the Committee has eight members from a variety of backgrounds relevant to the work of the charity. Day to day responsibility for the provision of the services rest with the Chief Executive (CEO) along with the Individual project leaders. The Chief Executive is responsible for ensuring that the charity delivers the seNices specified and that the Annual Plan is delivered. The CEO currently line manages the various project leaders who have responsibility for the day-to-day operational management of their respective projects. Trustee's responsibilitles statement- charitable company The trustees (who are also directors of Karls Neighbour Scheme for the purposes of company law) are responsible for preparing the Trustee's Annual Report and the financial statement5 in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). Company law requires the trustees to prepare financial statements for each financial year, which give a true and falr view of the state of affairs of the charitable company and of the incomlng resources and application of resources, including the Income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to: Select sultable accounting policies and then apply them conslstentlyi Observe the methods and principles in the Charities SORP 2019 (FRS 102); Make judgements and estimates that are reasonable and prudent; State whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements. Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in operation. The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Approved by the board of trustees On.5￿ ￿￿[lO1[and signed on its behalf by: Director and Trustee Name EuizA8U1H GdQli E) L KARIS NEIGHBOUR SCHEME Independent Examiner's Report to the Trustees of Karls Nelghbour Scheme I report to the charlty trustees on my examlnatlon of the accounts of the company for the year ended 31 December 2024 which are set out on the followlng pages. Responslbllitles and basls of report As the charity trustees of the company (and also Its directors for the purposes of company law) you are responslble for the preparation of the accounts In accordan￿ wlth the requlrernents of the Companles Act 2006 Cthe 2006 Act?. Havlng satisfied myself that the accounts of the company are not requlred to be audlted under Part 16 of the 2006 Act and are eligible for Independent examlnatlon, I report In respett of my examlnatlon of your company's accounts as carrled out under sectlon 145 of the Charitles Act 2011 Cthe 2011 Act?. In carrying out my examlnatlon I have followed the Directions given by the Charity Commission under sectlon 145(5)(b) of the 2011 Act. Independent Examlner's Statement The Companvs gross Income ex￿eded £250,000 whlch meant that the examlner must be a member of a body Ilsted In sectlon 145 of the 2011 Act. I can confirm that l am qualifled to undertake the examlnation because l am a member of The Institute Of Chartered Accountants for England and Wales. I have completed my examlnatlon. I confirm that no matters have come to my attentlon In connectlon wlth the examlnation glvlng me cause to believe that Sn any materlal respect.. (l) accountlng records were not kept In respect of the company as requlred by sectlon 386 of the 2006 (2) the accounts do not accord wlth those records; or (3) the accounts do not comply wlth the accountlng requlrements of sectlon 396 of the 2006 Act other than any requirement that he accounts glve a 'true and falr vlew, whlch15 not a matter consldered as part of an Independent examlnatlon. or (4) the accounts have not been prepared in accordan￿ with the methods and princlples of the Statement of Recommended Pract1￿ for accountlng and reporting by charities appllcable to charltles preparing thelr accounts In accordance wlth the Flnancial Reporting Standard applicable In the UK and Republic of Ireland (FRS102). I have no concerns and have come across no other matters In connectlon with the examlnation to which attentlon should be drawn In this report in order to enable a proper understanding of the accounts to be reached. Name Gary Peter Brookes Relevant Professlonal Qualifications FCA Bsc Address 130 Wombourne Park Wolverhampton South Staffs WV5 OLY Date . 12th May 2025 KARIS NEIGHBOUR SCHEME Statement of Financial Activities ( to include Summary Income and Expenditure Account) year ended 31 December 2024 Notes Unrestricted funds Restricted funds 2024 Total Funds Totsl Funds 2023 Income Voluntary Income Charitable Activities 2(a) 2(b) 45,088 124 229,268 97,944 315 274,356 98,068 244,029 57,686 Fundraising Total Income 46,583 327,527 374,110 306,838 Expenditure on Charitable activities 28,704 346,449 375,153 307,802 Totsl Expenditure 28,704 346,449 375,153 307,802 Net Income l (Expenditure) 17,879 (18,922) (1,043) (964) Net movement In funds 17,879 {18,922) (1,043) (964) Reconciliation of funds Total funds brought forward Total funds carrled forward 142 702 217 562 218 526 160,581 55,938 216,519 217,562 ** There were no recognised gains or losses for 2024 or 2023 other than those included in the Statement of Financial Attivities ** See note 14 for full comparatives for 2023 io KARIS NEIGHBOUR SCHEME Balance Sheet As at 31 December 2024 Notes 2024 2023 Fixed Assets Tangible Assets for use by the charity Current Assets Debtors Bank & Cash in hand 31,211 242 862 274,073 23,547 225 185 248,732 Creditors . Amounts falling due within one year 57,556 31,172 Net Current Assets 216,517 217,560 Total Assets less Current Llabilities 216 519 217 562 Capltal Funds Restrlcted Funds 10 55,938 74,860 Unrestricted Funds General 160,581 142,702 Total Charlty Funds 216 519 217 562 For the year ended 31 December 2024 the company was entitled to exemption from audit under section 477 (1) of the Companies Act 2006 relating to small companles. The members have not required the company to obtain an audit of Its accounts for the perlod in question In accordance with section 476. The Directors acknowledge their responsibilities for ensuring that the company keeps accounting records which comply with $386 and s387 of the Companies Act 2006 and for preparing accounts which give a true and fair view of the state of affairs of the company as at 31 December 2024 and of its deficit for the year then ended in accordance with the requirements of s396 and which comply with the requirements of the Act relating to the accounts so far as applicable to the company. The accounts have been prepared in accordance with the provisions in Part 15 of th C to companles subject to the small companies regime. mpanies Act 2006 applicable Signed and approved on the behalf of the Board onkn April 2025 Company number 06595341 The notes on the following pages form part of these financial statements. 11 KARIS NEIGHBOUR SCHEME Notes to the Accounts Year ended 31 December 2024 l. Accounting Policies (a) Basis of Accounts Preparation The charity constitutes a public benefit entity as defined by FRS102. The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard {FR5102) applicable in the UK and Republic of Ireland issued in October 2019 , the Charities Act 2011 , the Companies Act 2006 and UK Generally Accepted Accounting Practice. The financlal statements have been prepared on a going concern basis under the hlstorical cost convention modified to include certain items at fair value. The financial statements are prepared in Sterling which is the functional currency of the charity. (b) Recognitlon of Incoming resources All Incoming resources are included In the Statement of Financial Activities (SOFA) when the charity Is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received. For donations to be recognised the charity will have been notified of the amounts and the settlement date in writing. If there are conditions attached to the donation and this requires a level of performance before entitlement can be obtained then income Is deferred until those conditions are fully met or the fulfilment of those conditions is within the control of the charity and it is probable that they will be fulfilled. Donated facllities and donated professlonal seNices are recognised in income at their fair value when thelr economlc benefit Is probable, it can be measured reliably and the charity has control over the item. Fair value is determined on the basis of the value of the gift to the charity. For example the amount the charity would be wllling to pay in the open market for such facilities and services. A corresponding amount is recoqnised in expenditure. No amount is included in the Financial Statements for volunteer time in line with the SORP (FRS 102). Any further detail is given in the Trustees, Annual Report. Where practicablei gifts in kind donated for distribution to the beneficiaries of the charity are included in stock and donations in the financial statements upon receipt. If it is impracticable to assess the fair value at receipt or if the costs to undertake such a valuation outweigh any benefits, then the fair value is recognised as a component of donations when it is distributed and an equivalent amount recognised as charitable expenditure. Fixed asset gifts In kind are recognised when receivable and are included at falr value. They are not deferred over the life of the asset. For legacies, entitlement is the earlier of the charity being notified of an impending distribution or the legacy being received. At this point income is recognised. On occasion legacies will be notified to the charity however it is not possible to measure the amount expected to be distributed. On these occasions, the legacy is treated as a contingent asset and disclosed. Investment income is earned through holding assets for investment purposes such as shares and property. It includes dividends, interest and rent. Where it is not practicable to identify investment management costs incurred within a scheme with reasonable accuracy the investment income is reported net of these costs. It is included when the amount can be measured reliably. Interest income is recognised using the effective interest method and dividend and rent income is recognised as the charity's riqht to receive payment is established. 12 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 c) Expenditure recognition All expenditure is accounted for on an accruals basi5 and has been classified under headings that aggregate all costs related to the category. Support costs, which include central functions, have been allocated to activity costs categories on a basis consistent with the use of resources. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that the settlement will be required and the amount of the obligation can be measured reliably. Irrecoverable VAT Is charged as an expense against the attivity for whlch expenditure arose. It is categorised under the following headinos: Governance costs Include costs of the preparation and examination of statutory accounts, the costs of trustee meetings and cost of any legal advice to trustees on governance or constitutional matters. (d) Funds Restricted Funds Restricted funds are those funds which are to be used in accordance with specific restrictions imposed by donors which have been raised by the charity for particular purposes. The cost of raising and administering such fund are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements. Unrestricted funds are avallable for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been deslgnated for other purp)ses. Designated funds comprise of unrestricted funds that have been set aside by the trustees for partlcular purposes The aim and use of each designated fund is set out in the notes to the financial statements. Unrestrlcted Funds Designated funds (e) Tax Tax reclaims on donations and Gift Aid and other tax reclaims are Included in the SOFA at the same time gifts as the donations to which they relate. (f) Debtors and creditors Debtors and Creditors wlth no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure. (g) Assets Tangible fixed assets for use by charity Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Costs includes costs directly attritable to making the assets capable or operating as intended. These are capitalised if they can be used for more than one year, and cost at least £IOOO. They are valued at cost. Depreciation is provided at rates calculated to write off the cost less estimated residual value of each asset on a systematic basis over its expected useful life as follows: Office equipment 25 % on a straight line basis (h) Going Concern The directors have reviewed and consider that the charity remains viable for the year ahead. Funding for the Listening and Guidance service has been secured through funding from the NHS Birmingham & Solihull ICB, Kari5 Medical Centre and the Living Well Consortium. The work of Karls BeFriends and Karls BeFriends Advice will be significantly supported until 2026 via Thrive Partnership and B:CAN Partnership respectivelyi from the Birmingham City Council recommissioning of the Prevention and Communities fund. The work of the Advocacy and Children's and Families Projects are reliant on grant applications for which we are hopeful that adequate funding will be obtained for the incoming year. The Men's Space Projett is funded for a 12 month pilot and will continue only if additional funding is secured. 13 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 2(a). Income from grants, donations and legacies 2024 Restricted Funds 2023 Unrestrirted Funds Total Total B:CAN Partnership Thrive Together Birmingham Birmingham City Council Cadburys Trust BCC - IAG Extension The Henry Smith Charity The Tramore Trust Martin Carter Associates Hinchley Charitable Trust PHP Properties St Germains Church Hortons SPC The Eveson Trust Karls Medical Centre Stewardship Charles Hayward Foundation Edgbaston NNS Garfield Weston Gas Street - Love Your Neighbour Ridgeon5 Family Endowed Fund The Grantham Yorke TrLSSt Morrisons Foundation Ladywood NNS Trusthouse Charitable Trust The Roger & Douglas Turner Charitable Trust Birmlngham City Council WFAF The Sheldon Trust BCC- NDSU Interest Gift Aid tsx Small grants and Donations 32,233 26,700 32,233 26,700 8,267 26,700 25,500 25,000 2,266 30,000 15,000 17,898 16,000 17,898 16,000 15,000 13,500 12,000 10,000 9,800 8,000 8,000 7,000 5,704 5,000 5,000 5,000 5,000 5,000 15,000 13,500 12,000 10,000 9,800 8,000 8,000 7,000 5,704 5,000 5,000 5,000 7,000 3,000 5,000 11,375 5,000 5,000 5,000 5,000 5,000 5,000 4,871 4,167 4,000 3,000 3,000 4,871 4,167 4,000 3,000 3,000 4,000 2,000 2,500 3,030 3,571 6,151 1,720 6,151 1,973 253 28,142 229 268 45,088 274,356 244,029 2(b).Income from charitable activities 2024 Restrlcted Funds 2023 Unrestricted Funds Total Total Service Provision Baby Bank Club 124 95,941 96,065 57,095 591 57,686 124 97,944 98,068 14 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 3. Charitable Activities Analysis of Expenditure 2024 2023 Salariesi pension contributions and social security costs Resources and activities Rent & Room Hire Telephone & Postage Office Expenses Consultancy Fees Light Heat & water Insurance Training & SupeNislon Governance costs Travel Computer costs and software Maintenance and small equipment Cleaning Payroll Costs Volunteers Recruitment 318,776 23,708 6,600 2,312 1,931 1,300 4,980 2,790 3,835 1,910 1,623 1,441 1,587 720 989 238 413 375,153 251,719 24,900 6,100 2,526 2,141 4,980 2,293 3,052 1,813 1,858 557 3,808 720 826 206 303 307,802 4. Governance Costs 2024 2023 Accounts preparation and independent examination Professional Fees 1,300 610 1,910 1,200 613 1,813 5. Employees Wages & Salaries Social Security Costs Pension Costs 289,881 14,965 13,930 318,776 231,367 9,747 10,605 251,719 The average monthly number of staff employed by the charity during the year was as follows: Charitable activities 17 17 14 14 There were no employees whose annual emoluments were £60,000 or rnore. 15 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 6. Trustees. and key management personnel remuneration expenses Mrs H Watts - Chaplain for Wellbeing Gross Ers Pension 20,001 1,000 21,001 19,258 963 20,221 Mrs E Northcott- Children and Families Project Lead Gross Ers Pension 3,515 176 3,691 7. Tangible Fixed Assets for use by the Charity Equipment Cost At l January 2024 30,262 30,262 At 31 December 2024 30,262 30,262 Depreciation At l January 2024 Charge for Year 30,260 30,260 At 31 December 2024 30,260 30,260 Net Book Values At 31 December 2024 8. Debtors 2024 2023 Gift Aid tax Income Due 6,473 24,738 31,211 4,500 19,047 23,547 Income Due NHS Birmingham & Solihull Bath Row Medical Practise Karls Medical Centre B:CAN Partnership P&C.. IAG Extension Undeposited Donations Legacy donation 5,920 15,545 2,748 5,022 2,374 8,267 2,266 118 1,000 19,047 525 24,738 16 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 9. Creditors . Amounts falling due in less than one year 2024 2023 Creditors Accruals Employment Taxation and Social Security Deferred Income 472 2,023 36 705 1,948 3,602 Deferred Income Hinchley Charitable Trust The Henry Smith Charity Trusthouse Charitable Trust BCC - Winter Food Aid Fund BCC - Warm Spaces Grant Living Well UK Karls Medical Centre Garfield Weston Charity Sheldon Trust Saintbury Trust Joseph Hopkins Trust Thrive Together Birmingham The Grimmitt Trust Baron Davenports, Charity Citizen Housing Local Fund Heinz Anna & Carol Kroch Foundation 5,000 16,000 20,833 5,000 3,000 1,000 4,167 4,167 1,750 5,000 3,000 3,000 1,000 1,000 800 2,000 1,000 2,000 225 55,025 24,917 17 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 10. Fund Reconciliation Fund Balances 31 December 2024 Fund Balances l January 2024 Incoming Outgoing resources resources Transfers KBF Advice Advocacy Llstening and Guidance Karls Befriends Children and Families Men's Space SPLW INT Pilot Practical Work Core Costs Total restricted 6,601 28,689 60,700 96,808 49,399 60,196 14,891 15,546 787 11 500 327 527 34,235 46,689 96,997 51,050 66,826 34,115 15,239 787 li 500 346 449 1,055 14,011 10,646 6,565 13,856 4,403 307 10,835 8,216 20,486 23,627 5,095 5,095 Unrestricted reserves General funds Designated funds Total unrestricted 123,349 46,583 28,704 141,228 142 702 160 581 Total Funds 217 562 374 110 375 153 216 519 The deslgnated fund balance Is the remaining funds from a legacy donation whlch the Trustees have set aside to be used toward specific project work. 11.Taxation As a charity, Karls Neighbour Scheme is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or s256 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. No tax charges have arisen In the Charity. 18 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 12. Commitment under operatlng leases Karls Neighbour Scheme had annual commitments under non cancellable leases: 2024 Equipment 2023 Equlpment Operating lease payments are as follows: Within one year In one to years In to five years 11,218 2,823 10,894 3,094 2,553 16,541 14,041 The services contract payments are for a propety rental, photocopler, phone system and business level broadband supply. 13. Net Assets Between Funds Unrestricted funds Restricted funds Total Tangible Fixed assets Current assets Creditors amounts falling due within 162,023 (1,444) 160,581 111,996 (56,059) 55,937 274,073 57,556 216,519 19 KARIS NEIGHBOUR SCHEME Notes to the Accounts (cont.) Year ended 31 December 2024 14. SOFA Previous years Comparatives Unrestricted funds 2023 Restricted funds 2023 Total Funds 2023 Notes Income Voluntary Income 2(a) 44,807 199,222 244,029 Charitable Activities Fundraising Other Income Total Income 2(b) 825 1,824 56,861 3,299 57,686 5,123 47,456 259,382 306,838 Expenditure on Charitable activitles 46,435 261,367 307,802 Total Expendlture 46,435 261,367 307,802 Net Income 1,021 (1,985) (964) Transfers belmeen funds (20,030) 20,030 Net movement In funds (19,009) 18,045 (964) Total funds brought forward 161,711 56,815 218,526 Total funds carried forward 142,702 74,860 217,562 20 KARIS NEIGHBOUR SCHEME Independent Examiner's Report to the Trustees of Karls Neighbour Scheme I report to the chaiity trustees on my examlnatlon of the accounts of the company for the year ended 31 De￿mber 2024 whith a￿ set cmjt on the followlrKJ pages. Responsibilltles and basls of report As the charity trustees of the company (and also Its dlrectors for the purposes of company law) you are responsible for the preparatron of the accounts In accordan￿ wlth the requlrements of the Companies Act 2006 Cthe 2006 W. Having satisfied myself that the accounts of the company are not required to be audlted under Part 16 of the 2006 Act and a￿ eligible for Independent examlnation, I report in respett of my examlnatlon of your company's accounts as carried out under section 145 of the Charltles Act 2011 Cthe 2011 Act?. In carrylrrtJ out my examination I have followed the Directions given by the Charity Commission under sectlon 145(5)(b) of the 2011 Act. Independent ExamIne￿$ Statement The Companvs gross income exceeded £250,000 whlth meant that the examlner must be a member of a body Itsted In sectlon 145 of the 2011 Act. I can confirm that l am qualified to undertake the examinatlon because l am a member of The InstStute Of Owrtered Acaxjntsnts for England and Wales. I have completed my examlnatk)n. I confirm that rK> matters have come to my attentlon In connection wlth the examlnation glvtng me cause to believe that in any material respect: (l) accountlng records We￿ not kept In respect of the company as requlred by section 386 of the 2006 Act; or {2) the accounts do r￿t accord wlth those records; or (3) tr￿ accounts do not comply wlth the ac0￿ntI1Vj requlrements of sectlon 396 of the 2006 Act other than any requlrement that he actounts gfve a 'true and falr vlew ' whlch Is not a matter consldered as part of an Independent examination; or (4) the accounts have not been prepared In accordan￿ with the meth(Kls and prlnclples of the Ststement of Recommended Pract1￿ for accountlng and reporting by chariti'es applicable to char￿leS preparing their accounts In accordan￿ wlth the Flnancial Reporting Star￿ard applicab￿ In the UK arKI Republic of Ireland (FRS102). I have no con￿M5 and have come across no other matters in connectlon wlth tr* examlnatlon to which attention should be drawn In this report in order to enable a proper understandlng of the accourt5 to be reached. Name Relevant Professlonal Qualifications FCA Bsc Addre55 130 Wombwme Park Wolverhamp South Stsfts WV5 OLY Date . 12th May 2025