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2023-12-31-accounts

Trustees' Annual Report for the period

Period start date Period end date Day Month Year Day Month Year From 01 01 2023 To 31 12 2023

Section A Reference and administration details

Charity name Al-Zohra Education Trust

Other names charity is known by

Registered charity number (if any) 1133160

Charity's principal address[LYTCHETT HOUSE, 13 FREELAND PARK]

WAREHAM ROAD POOLE, DORSET Postcode BH16 6FA

Names of the charity trustees who manage the charity

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Name of person (or
Dates acted if not for whole
Trustee name Office (if any) body) entitled to
year
appoint trustee (if any)
Mrs Shahnaz Chair person &
1
Akhtar Acting Treasurer
Miss Tabindah
2
Akhtar
3 Mrs Zaida Parveen
Mrs Shahnaz
4
Sadiq
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
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20

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

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Type of adviser Name Address
Accountant Tim O’Brien CA The Green, Datchet Berkshire, SL3 9AS
Bank Virgin Money Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL
Name of chief executive or names of senior staff members (Optional information)
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Section B Structure, governance and management

Description of the charity’s trusts

Trust Deed Type of governing document (eg. trust deed, constitution) Trust How the charity is constituted (eg. trust, association, company) Appointed by existing trustees Trustee selection methods (eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

Induction & Training of Trustees

Prior to appointment, potential trustees are required to demonstrate a strong commitment to the Trust’s work, for example through regular involvement in our work.

Following appointment, all trustees are required to participate in an induction workshop to familiarise themselves with our Trust Deed. This workshop is led by the existing trustees.

Each trustee has specific responsibilities according to their individual skills, however we all work closely together to share knowledge and experience where required.

Risks

The trustees are satisfied that systems are in place to manage the identified risks.

As part of the Trust’s work involves working in close proximity to children (at the Slough supplementary school), the following measures have been implemented to ensure their protection:

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Section C Objectives and activities

The objects of the charity are set out in our Trust Deed as follows:

The Trust carries out a range of activities in pursuit of our charitable objects as outlined above. Our activities assist beneficiaries within our areas of operation in addition to the wider community, in compliance with the requirements of section 4 of the Charities Act 2006 i.e. to have due regard to public benefit. In 2023, fundraising events and delivery of our regular projects continued to be significantly impacted by the shutdown of our premises and loss of volunteers during lockdown. However, we continued to hold weekly Islamic Studies classes via Zoom.

Supplementary School (Slough)

The Trust first offered Islamic Studies classes in 2004 at hired facilities within the Slough area. From 2013 until 2022, the Chair provided the Trust with the use of a premises free of charge to carry out charitable activities including weekly classes. During lockdown in 2021, we were Summary of the main activities able to move some classes to Zoom and continued to deliver the undertaken for the public following classes online into 2023 albeit with reduced attendance: benefit in relation to these objects (include within this ● Weekly Tafsir (interpretation of the Holy Qur’an) classes, free of section the statutory charge, attended by six to ten women. declaration that trustees have ● Islamic Studies classes for children aged 7-13 years three times per had regard to the guidance week. issued by the Charity Commission on public benefit)

Use of premises

Charitable Projects (UK)

Each year, the Trust donates Christmas hampers to the homeless Look Ahead hostels in Slough and Maidenhead. In 2023, we donated 22no. hampers containing bedding, warm clothes, food and toiletries to the Slough Lookahead Hostel residents.

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Charitable Projects (Overseas)

The Trust previously funded a number of long term poverty relief initiatives in Pakistan in partnership with local registered NGOs. The following activities were undertaken which are continuing to sustain the beneficiaries:

Zakat distribution (a form of specific charitable giving, regulated in accordance with the Qur’an). In previous years, we have invested in micro-finance initiatives, including start up funds and interest free loans for small businesses in partnership with the Saylani Welfare Trust International (registration no. 1145851). In 2013, we awarded 50 families with auto rickshaws worth around £1200 each on an interest free loan basis. Recipients were required to make a small initial deposit followed by 24 monthly interest free payments. The recipients repaid their loans and now own the rickshaws outright. In 2014, we froze additional investment in the microfinance initiatives to focus on new projects, however ongoing repayments have continued to sustain the auto rickshaw scheme.

Policy on Grantmaking

We regularly receive donations from the public for the following:

Our policy on grantmaking is based on utilising donations as effectively and transparently as possible. Until lockdown, each year we were holding an annual event to which donors are invited to view progress You may choose to include with our projects in Pakistan. further statements, where relevant, about:

Overseas, we only work alongside established and registered organisations that are locally based, which in previous years have included Islamic Relief, Save the Children and the Saylani Welfare Trust International. Until 2018, the Chair Person would make a self-funded trip to Pakistan annually to oversee the Ramadan project and the Orphan Sponsorship Programme.

In the UK, prior to awarding a grant, at least two trustees visit the applicant to verify information provided on the application and confirm alignment with the Trust’s objectives.

Contribution by Volunteers

Since the charity’s establishment in 2004, a core team of volunteers regularly donate all of their time free of charge, often in the evenings and at weekends. Our volunteers also contribute to their own expenses and to those of the Trust, providing free supplies for the day to day running of the charity.

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We have an expenses policy in order to reimburse volunteers for reasonable expenses incurred on the charity’s behalf. The expenses are covered using funds raised from the sale of homemade food, fairtrade goods and school fees. This allow 100% of donations to go towards projects whilst ensuring that financial constraints do not prevent volunteers from participating in our work.

Section D Achievements and performance

The main achievements of the charity during 2023 are summarised Summary of the main below: achievements of the charity during the year

Section E Financial review

Whilst the Trust does not have a formal policy on reserves, one of our Brief statement of the main forms of fundraising is the collection of Sadaqah (the Islamic charity’s policy on reserves principle of voluntary donations to charity). This ensures that sufficient reserve funds are always available for unplanned projects such as emergency disaster relief work. Details of any funds materially N/A. in deficit Further financial review details (Optional information) Principal Sources of Funds You may choose to include additional information, where The charity’s main source of funding is through donations from the public. relevant about: Our sources of regular income are donations, Zakat and Sadaqah (refer ● the charity’s principal to section C for further details). Funds for specific projects are raised sources of funds (including through activities and events (refer to section C for further details) and, if any fundraising); necessary, supplemented by the aforementioned sources of income. ● how expenditure has supported the key objectives Expenditure of the charity;

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Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)

Full name(s)[TABINDAH AKHTAR ]

Position (eg Secretary, TRUSTEE Chair, etc) Date 30/10/23

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REGISTERED CHARITY NUMBER: 1133160

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 December 2023

for

Al - Zohra Education Trust

Tim O'Brien CA The Green Datchet Berkshire SL3 9AS

Al - Zohra Education Trust

for the Year Ended 31 December 2023

Report of the Trustees

The trustees present their report with the financial statements of the charity for the year ended 31 December 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1133160

Principal address Lytchett House 13 Freeland Park Wareham Road Poole Dorset BH16 6FA

Trustees

Miss T Akhtar Mrs Z Muzzam Mrs S Sadiq

Independent Examiner

Tim O'Brien Tim O'Brien CA The Green Datchet Berkshire SL3 9AS

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ Miss T Akhtar - Trustee

Page 1

Independent Examiner's Report to the Trustees of Al - Zohra Education Trust

Independent examiner's report to the trustees of Al - Zohra Education Trust

I report to the charity trustees on my examination of the accounts of Al - Zohra Education Trust (the Trust) for the year ended 31 December 2023.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Tim O'Brien

Tim O'Brien CA The Green Datchet Berkshire SL3 9AS

Date: .............................................

Page 2

Al - Zohra Education Trust

Statement of Financial Activities for the Year Ended 31 December 2023

31.12.23 31.12.22
Unrestricted Total
fund funds
Notes £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 26,918 50,044
Investment income 2 2 -
Total 26,920 50,044
EXPENDITURE ON
Raising funds 3 526 360
Charitable activities
Donations to homeless project 12,112 1,466
Total 12,638 1,826
NET INCOME 14,282 48,218
RECONCILIATION OF FUNDS
Total funds brought forward 125,826 77,608
TOTAL FUNDS CARRIED FORWARD 140,108 125,826

The notes form part of these financial statements

Page 3

Al - Zohra Education Trust

Balance Sheet 31 December 2023

31.12.23
Unrestricted
fund
Notes
£
CURRENT ASSETS
Cash at bank
140,468
CREDITORS
Amounts falling due within one year
6
(360)
NET CURRENT ASSETS
140,108
TOTAL ASSETS LESS CURRENT
LIABILITIES
140,108
NET ASSETS
140,108
FUNDS
7
Unrestricted funds
140,108
TOTAL FUNDS
140,108
31.12.22
Total
funds
£
126,186
(360)
125,826
125,826
125,826
125,826
125,826

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. T Akhtar - Trustee

The notes form part of these financial statements

Page 4

Al - Zohra Education Trust

Notes to the Financial Statements for the Year Ended 31 December 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

31.12.23 31.12.22 £ £ Deposit account interest 2 -

continued...

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Al - Zohra Education Trust

Notes to the Financial Statements - continued for the Year Ended 31 December 2023

3. RAISING FUNDS

Raising donations and legacies

Raising donations and legacies
31.12.23 31.12.22
£ £
Postage and stationery 166 -
Support costs 360 360
526 360

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2023 nor for the year ended 31 December 2022.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2023 nor for the year ended 31 December 2022.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM Unrestricted
fund
£
Donations and legacies 50,044
EXPENDITURE ON
Raising funds 360
Charitable activities
Donations to homeless project 1,466
Total 1,826
NET INCOME 48,218
RECONCILIATION OF FUNDS
Total funds brought forward 77,608
TOTAL FUNDS CARRIED FORWARD 125,826

continued...

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Al - Zohra Education Trust

Notes to the Financial Statements - continued for the Year Ended 31 December 2023

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other creditors
7.
MOVEMENT IN FUNDS
At 1.1.23
£
Unrestricted funds
General fund
125,826
TOTAL FUNDS
125,826
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
26,920
TOTAL FUNDS
26,920
Comparatives for movement in funds
At 1.1.22
£
Unrestricted funds
General fund
77,608
TOTAL FUNDS
77,608
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
50,044
TOTAL FUNDS
50,044
31.12.23
31.12.22
£
£
360
360
Net
movement
At
in funds
31.12.23
£
£
14,282
140,108
14,282
140,108
Resources
Movement
expended
in funds
£
£
(12,638)
14,282
(12,638)
14,282
Net
movement
At
in funds
31.12.22
£
£
48,218
125,826
48,218
125,826
Resources
Movement
expended
in funds
£
£
(1,826)
48,218
(1,826)
48,218

continued...

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Al - Zohra Education Trust

Notes to the Financial Statements - continued for the Year Ended 31 December 2023

7. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.1.22
£
77,608
77,608
Net
movement
in funds
£
62,500
62,500
At
31.12.23
£
140,108
140,108

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds Incoming
Resources
resources
expended
£
£
Movement
in funds
£
General fund 76,964
(14,464)
62,500
TOTAL FUNDS 76,964
(14,464)
62,500

8. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2023.

Page 8

Al - Zohra Education Trust

Detailed Statement of Financial Activities for the Year Ended 31 December 2023

Detailed Statement of Financial Activities
for the Year Ended 31 December 2023
31.12.23 31.12.22
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Gifts 25,347 50,044
Sundry Income 1,571 -
Investment income 26,918 50,044
Deposit account interest 2 -
Total incoming resources 26,920 50,044
EXPENDITURE
Raising donations and legacies
Postage and stationery 166 -
Charitable activities
Grants to institutions 12,112 1,466
Support costs
Governance costs
Accountancy 360 360
Total resources expended 12,638 1,826
Net income 14,282 48,218

This page does not form part of the statutory financial statements

Page 9

Al - Zohra Education Trust

Contents of the Financial Statements for the Year Ended 31 December 2023

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 8
Detailed Statement of Financial Activities 9