Trustees, Annual Report for the period COMM Period start date Period end date Day 01 Month 01 Year Day 0 31 Month 12 Year From 2022 2022 Section A Reference and administration details Charity name Al-zohra Education Trust Other names charity is known by Registered charily number (if any) 1133160 Charity's principal address LcHETh HOUSE, 13 FREELAND PARK WAREHAM ROAD POOLE, DORSET Postcode BH16 6FA Names of the charity trustees who manage Ihe charity Name of person lor body) entitled to appoint trustee rfa Trustee name Office lif any) Dates acted if not for whole year Mrs Shahnaz Akhtar Chair person & Acting Treasurer Miss Tabindah Akhtar Mrs Zaida Parveen Mrs Shahnaz Sadiq 10 12 TAR April 2009
Names and addresses of advisers (Optional information) Type of adviser Name Address Accourbtant Tim O'Brien CA The Green, Datchet Berkshire, SL3 9AS Bank Virgin Money Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL Name of chief executive or names of senior staff members (Optional information) Section B Structure, governance and management Description of the charity's trusts Trust Deed Type of governing document leg. trust deed, constituti How the charity is constituted {eg. Irusl, association, comp Trust Trustee selection methods leg. appointerj Dy, eiecrea Appointed by existing trustees Additional governance issues (Optional information) Induction & Training of Trustees You may choose to include additional information, where relevant, about.. policies and procedures adopted for the induction and training of trustees., the charity's organisational structure and any wider network wilh which the charity works; relationship with any related parties., trustees, consideration of major risks and the system and procedures to manage them. Prior lo appointment, potential trustees are required to demonstrate a strong commitment lo the Trust's work, for example through regular involvement in our work. Following appointment, all trustees are required to participate in an induction workshop to familiarise themselves with our Trust Deed. This workshop is led by the existing trustees. Each trustee has specif ic responsibilities according to their individual skills, however we all work closely together to share knowledge and experience where required. Risks The trustees are satisfied that systems are in place to manage the identified risks. As part of the Trust's work involves working in close proximity to children lat the Slough supplementary school), the following measures have been implemented to ensure their proleclion.. Disclosure and Barring Service (DBSI checks of all trustees and staff., Child Protection Policy with which all staff are required to be familiar: Training of key staff members in basic first aid and focxj hygiene. TAR April 2009
Section C Ob'ectives and activities The objects of the charity are set oul in our Trust Deed as follows.. To relieve poverty and sickness of persons suffering in the UK and overseas. To advance the education of persons in the UK. To relieve persons in need from the Muslim communty in the UK, particularly by advice and support seNices. To promote and advance the religion of Islam. Summary of the objects of the charily set out in its governing document The Trust carries OLrt a range of activities in pursuit of our charitable objects as outlined above. Our aclivities assist beneficiaries wilhin our areas of operation in addition to the wider community, in compliance with the requirements of section 4 of the Charrties Act 2006 i.e. to have due regard to public benef it. Supplementary School (Slough) The Trust f irsl offered Islamic Studies classes in 2004 at hired facilities within the Slough area. From 2013. the Chair Person provided the Trust with the use of a premises free of charge until such lime that the Trust can raise suff icient funds to purchase its own building. From March 2020, due to Covid-19. all classes at the premises were temwrarily suspended and subsequently the Trust moved classes to Zoom. The following classes continued into 2022: Weekly Tafsir (interpretation of the Holy Qur'an) classes, free of charge, attended by approximately ten women. Islamic Studies classes for children aged 7-13 years. Approximately six students attended three times per week on Zcx)m. Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit) Use of premises Due to the premises not being in use during lockdown and all classes continuing to take place via Zoom post lockdown, the Chair person sold the building in February 2022. Charitable Projects (UK) Each year, the Trust donates Christmas hampers to the homeless Look Ahead hostels in Slough and Maidenhead. In 2022. we donaled 22no. hampers containing brand new duvets, bed sheets, loiletries and food to the Slough Lookahead Hostel residents. Charitable Projects (Overseas) The Trust funds a number of long term poverty relief initiatives in Pakistan in partnership with local registered NGOS. The following activities were undertaken= Zakat distribution la form of specific charitable giving, regulated in accordance with the Qur'an). In previous years. we have invesled in micro-f inance iniliatives. including start up funds and interest free loans for small businesses in partnership wilh the Saylani Welfare Trust Inlemational (registration no. 1145851). In 2013, we awarded 50 families with auto rickshaws worth around £1200 each on an interest free loan basis. Reci ients were re uired April 2009 TAR
lo make a small initial deposit followed by 24 monthly interest f ree payments. A number of recipients have now repaid their loans and own the rickshaws outright. In 2014, we froze additional investment in the microfinance initiatives to focus on new projects, however ongoing repayments have continued to sustain the auto rickshaw scheme. Policy on Grantmaking We regularly receive donations f rom the public for the following.. Charitable projects in the UK Poverty relief work overseas Zakat Sadaqah Qurbani Our policy on grantmaking is based on utilising donations as effectively and transparenlly as possible. Unlil lockdown, each year we were holding an annual event to which donors are invited to view progress with our projects in Pakistan. Overseas, we only work alongside established and registered organisations that are locally based, which in previous years have included IslamiG Relief, Save the Children and the Saylani Welfare Trust International. Until 2018, the Chair Person would make a seif-funded trip to Pakistan annually to oversee the Ramadan project and the Orphan Sponsorship Programme. You may choose to include further statements, where relevant, about= policy on grantmaking., policy programme related investment., contribution made by volunteers. In the UK, prior to awarding a grant, at least two tnjstees visit the applicant to verify information provided on the application and conf irm alignment with the Trust's objectives. Contribution by Volunteers Since Ihe charity's eslablishment in 2004. a core team of volunteers regularly donate all of their time free of charge, often in the evenings and at weekends. Our volunteers also contribute to their own expenses and to those of the Trust, providing free supplies for the day to day running of the charity. We have an expenses policy in order to reirnburse volunteers for reasonable expenses incurred on the charity's behalf. The expenses are covered using funds raised from the sale of homemade food, fairtrade goods and school fees. This allow 100 % of donations to go towards projects whilst ensuring that financial constraints do not prevent volunteers from participating in our work. TAR April 2009
Section D Achievements and performance TAR April 2009
Section D Achievements and performance The main achievements of the charity during 2022 are summarised below.. Summary of the main achievements of the charity during the year Over fifteen students attended weekly classes held on Zoom. 22no. Christmas hampers donagted to Slough Lookahead Homeless hostel. Pakistan based micro-finance project providing auto rickshaws on an interest free loan basis continued to seif-f und itselr. TAR April 2009
Section E Financial review Whilst the Trust does not have a formal policy on reserves, one of our main forms of f undraising is the collection of Sadaqah {the Islamic principle of voluntary donations to charity). This ensures that suff icient reseNe funds are always available for unplanned projects such as emergency disaster relief work. Brief statement of the charily's policy on reserves Details of any funds materially in deficit NIA. Further financial review details {Optional infomiation) Principal Sources of Funds You may choose to include additional information, where relevant about.. the charity's principal sources of funds {including any fundraisingl- how expenditure has supwrted the key objectives of the charity., investment policy and objectives including any ethical investment policy adopted. The charity's main source of f unding is through donations from the public. Our sources of regular income are donations. Zakat and Sadaqah {refer to section C for further details). Funds for specif ic projects are raised through activities and events (refer to section C for further details) and, if necessary, supplemented by Ihe aforementioned sources of income. Expenditure The Trust has a policy to assess all potential projects against the charity objectives prior to approval. The trustees will only approve funds for a project that meet one or more of these objectives, thus ensuring that expenditure is directly aligned with the aims of the Trust. | Section F Other optional information | Section G Declaration The trustees declare that they have approved the trustees, report above. Signed on behalf of the trustees. Signaturels) Full name(s) Position (eg Secretary, Chair, etcl TABINDAH AKHTAR TRUSTEE Date 31111 22 TAR April 2009
REGISTERED CHARITY NUMBER: 1133160
Report of the Trustees and
Unaudited Financial Statements for the Year Ended 31 December 2022
for
Al - Zohra Education Trust
Tim O'Brien CA The Green Datchet Berkshire SL3 9AS
Al - Zohra Education Trust
Contents of the Financial Statements for the Year Ended 31 December 2022
| Page | |||
|---|---|---|---|
| Report of the Trustees | 1 | ||
| Independent Examiner's Report | 2 | ||
| Statement of Financial Activities | 3 | ||
| Balance Sheet | 4 | ||
| Notes to the Financial Statements | 5 | to | 8 |
| Detailed Statement of Financial Activities | 9 |
Al - Zohra Education Trust
Report of the Trustees for the Year Ended 31 December 2022
The trustees present their report with the financial statements of the charity for the year ended 31 December 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).
STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document
The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.
REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number
1133160
Principal address
Lytchett House 13 Freeland Park Wareham Road Poole Dorset BH16 6FA
Trustees
Miss T Akhtar Mrs Z Muzzam Mrs S Sadiq
Independent Examiner
Tim O'Brien Tim O'Brien CA The Green Datchet Berkshire SL3 9AS
Approved by order of the board of trustees on ............................................. and signed on its behalf by:
........................................................................ Miss T Akhtar - Trustee
Page 1
Independent Examiner's Report to the Trustees of Al - Zohra Education Trust
Independent examiner's report to the trustees of Al - Zohra Education Trust
I report to the charity trustees on my examination of the accounts of Al - Zohra Education Trust (the Trust) for the year ended 31 December 2022.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.
Independent examiner's statement
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
-
accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or
-
the accounts do not accord with those records; or
-
the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Tim O'Brien
Tim O'Brien CA The Green Datchet Berkshire SL3 9AS
Date: .............................................
Page 2
Al - Zohra Education Trust
Statement of Financial Activities for the Year Ended 31 December 2022
| 31.12.22 | 31.12.21 | ||
|---|---|---|---|
| Unrestricted | Total | ||
| fund | funds | ||
| Notes | £ | £ | |
| INCOME AND ENDOWMENTS FROM | |||
| Donations and legacies | 50,044 | 36,706 | |
| EXPENDITURE ON | |||
| Raising funds | 2 | 360 | 360 |
| Charitable activities | |||
| Donations to educational charities | - | 8,960 | |
| Donations to homeless project | 1,466 | - | |
| Total | 1,826 | 9,320 | |
| NET INCOME | 48,218 | 27,386 | |
| RECONCILIATION OF FUNDS | |||
| Total funds brought forward | 77,608 | 50,222 | |
| TOTAL FUNDS CARRIED FORWARD | 125,826 | 77,608 |
The notes form part of these financial statements
Page 3
Al - Zohra Education Trust
Balance Sheet
31 December 2022
| 31.12.22 Unrestricted fund Notes £ CURRENT ASSETS Cash at bank 126,186 CREDITORS Amounts falling due within one year 5 (360) NET CURRENT ASSETS 125,826 TOTAL ASSETS LESS CURRENT LIABILITIES 125,826 NET ASSETS 125,826 FUNDS 6 Unrestricted funds 125,826 TOTAL FUNDS 125,826 |
31.12.21 Total funds £ 77,968 (360) 77,608 77,608 77,608 77,608 77,608 |
|---|---|
The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:
............................................. T Akhtar - Trustee
The notes form part of these financial statements
Page 4
Al - Zohra Education Trust
Notes to the Financial Statements for the Year Ended 31 December 2022
1. ACCOUNTING POLICIES
Basis of preparing the financial statements
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.
Income
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.
Taxation
The charity is exempt from tax on its charitable activities.
Fund accounting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
2. RAISING FUNDS
Raising donations and legacies
| 31.12.22 | 31.12.21 | |
|---|---|---|
| £ | £ | |
| Support costs | 360 | 360 |
Page 5
continued...
Al - Zohra Education Trust
Notes to the Financial Statements - continued for the Year Ended 31 December 2022
3. TRUSTEES' REMUNERATION AND BENEFITS
There were no trustees' remuneration or other benefits for the year ended 31 December 2022 nor for the year ended 31 December 2021.
Trustees' expenses
There were no trustees' expenses paid for the year ended 31 December 2022 nor for the year ended 31 December 2021.
4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
| Unrestricted | ||||
|---|---|---|---|---|
| fund | ||||
| £ | ||||
| INCOME AND ENDOWMENTS FROM | ||||
| Donations and legacies | 36,706 | |||
| EXPENDITURE ON | ||||
| Raising funds | 360 | |||
| Charitable activities | ||||
| Donations to educational charities | 8,960 | |||
| Total | 9,320 | |||
| NET INCOME | 27,386 | |||
| RECONCILIATION OF FUNDS | ||||
| Total funds brought forward | 50,222 | |||
| TOTAL FUNDS CARRIED FORWARD | 77,608 | |||
| 5. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR | |||
| 31.12.22 | 31.12.21 | |||
| £ | £ | |||
| Other creditors | 360 | 360 | ||
| 6. | MOVEMENT IN FUNDS | |||
| Net | ||||
| movement | At | |||
| At 1.1.22 | in funds | 31.12.22 | ||
| £ | £ | £ | ||
| Unrestricted funds | ||||
| General fund | 77,608 | 48,218 | 125,826 | |
| TOTAL FUNDS | 77,608 | 48,218 | 125,826 |
Page 6
continued...
Al - Zohra Education Trust
Notes to the Financial Statements - continued for the Year Ended 31 December 2022
6. MOVEMENT IN FUNDS - continued
Net movement in funds, included in the above are as follows:
| Incoming | Resources | Movement | |
|---|---|---|---|
| resources | expended | in funds | |
| £ | £ | £ | |
| Unrestricted funds | |||
| General fund | 50,044 | (1,826) | 48,218 |
| TOTAL FUNDS | 50,044 | (1,826) | 48,218 |
Comparatives for movement in funds
| Net | |||
|---|---|---|---|
| movement | At | ||
| At 1.1.21 | in funds | 31.12.21 | |
| £ | £ | £ | |
| Unrestricted funds | |||
| General fund | 50,222 | 27,386 | 77,608 |
| TOTAL FUNDS | 50,222 | 27,386 | 77,608 |
Comparative net movement in funds, included in the above are as follows:
| Incoming | Resources | Movement | |
|---|---|---|---|
| resources | expended | in funds | |
| £ | £ | £ | |
| Unrestricted funds | |||
| General fund | 36,706 | (9,320) | 27,386 |
| TOTAL FUNDS | 36,706 | (9,320) | 27,386 |
A current year 12 months and prior year 12 months combined position is as follows:
| Net | |||
|---|---|---|---|
| movement | At | ||
| At 1.1.21 | in funds | 31.12.22 | |
| £ | £ | £ | |
| Unrestricted funds | |||
| General fund | 50,222 | 75,604 | 125,826 |
| TOTAL FUNDS | 50,222 | 75,604 | 125,826 |
continued...
Page 7
Al - Zohra Education Trust
Notes to the Financial Statements - continued for the Year Ended 31 December 2022
6. MOVEMENT IN FUNDS - continued
A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:
| Incoming | Resources | Movement | |
|---|---|---|---|
| resources | expended | in funds | |
| £ | £ | £ | |
| Unrestricted funds | |||
| General fund | 86,750 | (11,146) | 75,604 |
| TOTAL FUNDS | 86,750 | (11,146) | 75,604 |
7. RELATED PARTY DISCLOSURES
There were no related party transactions for the year ended 31 December 2022.
Page 8
Al - Zohra Education Trust
Detailed Statement of Financial Activities for the Year Ended 31 December 2022
| Detailed Statement of Financial Activities for the Year Ended 31 December 2022 |
||
|---|---|---|
| 31.12.22 | 31.12.21 | |
| £ | £ | |
| INCOME AND ENDOWMENTS | ||
| Donations and legacies | ||
| Gifts | 50,044 | 36,706 |
| Total incoming resources | 50,044 | 36,706 |
| EXPENDITURE | ||
| Charitable activities | ||
| Grants to institutions | 1,466 | 8,960 |
| Support costs | ||
| Governance costs | ||
| Accountancy | 360 | 360 |
| Total resources expended | 1,826 | 9,320 |
| Net income | 48,218 | 27,386 |
This page does not form part of the statutory financial statements
Page 9
Independent Examiner's Report to the Trustees of Al - Zohra Education Trust
Independent examiner's report to the trustees of Al - Zohra Education Trust
I report to the charity trustees on my examination of the accounts of Al - Zohra Education Trust (the Trust) for the year ended 31 December 2022.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.
Independent examiner's statement
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
-
accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or
-
the accounts do not accord with those records; or
-
the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Tim O'Brien
Tim O'Brien CA The Green Datchet Berkshire SL3 9AS
Date: 31/10/2023
Page 2