THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG] WINNERS HOUSE Charlty REG.No:1133141 TRUSTEES. REPORT AND ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023 OSES-BOLE&CO PROFESSIONAL ACCOUNTANTS & BUSINESS MANAGEMENT CONSULTANTS THE REDEEMED CHRISTIAN CHURCH OF GOD- RCCG WINNERS HOUSE CONT TW$t￿S. Report 24 Indgpend•nt Examinw"s R￿￿rtt0 the Trusto08 stat•m•nt of Financlal Acli¥111•8 Balan￿ she•t Not•s forning prtofthe Flnancial St&t•mont 7-18 THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG] WINNERS HOUSE LEGAL AND ADMINISTATIVE INFORMATION Genaral overseer: E.A.Adeboye Trustees: Pastor Phillp Bamgbose Pastor Dele Bakare Pastor T. Adesina Registered Office: Unit 4 Sherwood Court Thurston Road Lewisham London SE13 7SD Minister In Charge: Pastor Oladipo Enlola Charity No 1133141 Bankers Barclays Bank Lewsham High Street Lewsham London Accountants MOSES-BOLE&CO CertIf￿d Professional Accountants and Business Management Consultants 39 Saints Brelados Court Balmes Road LONDON N1 srw RCCG Winners House Trustees Report YEAR 2023: The Trustees have pleasure in submitting their report and accounts for the year ended 31 December 2023. The financial statements have been prepared by the accounting policies set out on pages 7 to 18 and comply with the statement of Recommended Practice (FRS 1021, AND THE Charity Act 2011 applicable laws. OBJECTIVE AND AcfiviTIES: The purpose of the Charity: The Principal objective of the charity is the advancement of the Christian faith in the UK and abroad through evangelism and prayers in accordance with the teachings of the Holy Bible. The Charity is committed in caring for and loving people who are in need or in hardship conditions such as the sick, old people, and the disabled. It is also devoted to the promotion of other charitable purposes beneficial to the community. Main Activities: We give thanks to the almighty God for His sustenance and protection over His church throughout the year 2023. Since April 2023, the church has been meeting together physically and also online every Sunday for services till date. The church Holy Communion service has been merged together with vigil service every last Friday of the month to create a special time for prayer meeting which now held every third Friday of the month. RCCG. Winners House charity Still continues running other church programmes through online such as digging deep (Bible studies) every Wednesday• evening. Hymns service in the evening on the last Wednesday of the month whenever there is five Wednesday in a month. Prdise night service on fourth Friday whenever there is five Fridays in a month. The charity continues to provide counselling for the needy, married couples and members that are in relationships. RCCG, Winners house is also committed to continue providing trainings for the new converts or believers. This training helps new believers to grow in faith and also to know the doctrine of the church. RCCG, winners house do Sunday school every Sunday morning for all age groups in the church. RCCG, Winners house also provides house cells { house fellowships) for members to meet together in their various boroughs, and invites their neighbours, that they may learn more of God's word and pray together to meet their needs. The month of May 2023 was a busy month full of celebrations. The church was joyful for King Charles the 3, on his coronation day Saturday, 6th May 2023 and was celebrated in the church on Sunday, 7th May 2023 where we gathered together merrily and also prayed for the new king to rule over UK and Northern Ireland with wisdom and understanding. The following Sunday, all the children in the church were celebrated as it was their calendar week for the year on Sunday, 14th May 2023. The program was glorious and the children enjoyed themselves. RCCG, Winners house women joined other Good women in our region for a conference themed ' Overflow" on the 26th to 27th of May 2023. On Sunday, 28th May 2023, was Pentecost Sunday, and the church were out for evangelism @ Falconwood station near where we worshiped on Sunday singing various songs such as ' shine Jesus Shine". This really brought joy and excitement to church members and to the people in the community. As usual, we celebrated Fathers day on the 16th June, 2024 and all the Fathers, potential men in the church and visiting men were celebrated in Style and they did enjoyed themselves. In the month of July RCCG, Winners house. engaged in fasting and prayers for a week, where we prayed for the issues 3ffetting nations of the world, individual issues and church needs. This program is to help prepare the church ahead for the second half of the year. According to the structure in RCCG, the Province that RCCG, Winners house belongs to organised, worker's conference themed: Good and faithful servant on the 9th September 2023. Thi5 program really reminded the church and everyone to remain committed and faithfvl in their services to God. RCCG, Winners House participated in Prayer conference that was organised by our region, themed: "Lift up your heads O Ye gates" on the 18th of November 2023, where we mainly prayed for the Sick people for healing, and our faith was lifted. Finally, the charity organised 21 days of fasting and prayer to prepare the church to end 2023 years well and to prepare the church ahead of the new year 2024 RCCG, Winners House also participated in a regional conference themed.. "Keeping faith" on the 23rd of March 2024 to help build our faith as we look forward for the new financial year in April 2024. All these programmes has continued to play a big role in encouraging and increasing the hope of our members focusing on Christ alone. Also, it has helped to strengthen homes, marriages, and individual faith in the church. Achievements & Performances: To the glory of God, we saw a building to buy in CHATHAM for the use of the church since last year October 2023 and we are about to complete buying the building very soon. The attendance of the church has improved through new souls that God added to the church. The church members has also grown Spiritually and financially which, has impacted them committing to church needs and services. However, many are still affected and burdened by the hard financial situation in the nation but God has been so good to some of our members even in this difficult period. The charity ha5 continued to manage itself through generous donations from committed members and friends of the church through online services. The charity leadership has stepped up in their responsibilities to keep on rendering pastoral care for all members and their families for they to be encouraged and also meet their individual needs through caring, giving help, visitation, counseling, and prayers. We thank God for sustaining the church's weekly morning prayers program, from 5 am to 6 am since the year 2016 up till now. Through this morning prayers, the lives and destinies of members have improved tremendously and we are grateful to God. The charity has a committed project called the "LOVE OUTREACH" program where the church cooks and feeds at least 50 people every month. To the glory of God and by His grace, Winner's house church has also been supporting other charity bodies like "Compassion UK" through constant donations of rnoney every month. Some members of the church are also donating money constantly every month to "Compassion UK" charity. As a charity Church, we hw4e been participating in a progrdm called I'LOVES CHRISTMAS.) with other churches in the UK. This special program was created to feed one million people, to relieve people from lack and poverty during the Christmas period. In December 2023, RCCG, Winners House, prepared 300 boxes of food items and distributed them out to different less privileged local communities in Southeast London Finally, the church service still holds at Falconwood school every Sunday but we are believing and praying that God will favour us as we are about to complete the purchase of the new building for a pla￿ of worship in CHATHAM for the church. Review of Financial Position The net incoming for the year amounted to £-18,258.71 (theyear 2022 was £14,643.24). All these have been unrestricted reserve5 and no fund is allotted to restricted projects. Principal Funding: The charity has been mainly funded through voluntary tithes and offerings by church members and through the Gift Aid Scheme. Risk Policy The Trustees have assessed the main risks to which the Charity is exposed, predominantly those relating to financial operations, and are satisfied with the risk management systems in place to mitigate any risk exposure. STRucfuRE, GOVERNANCE & MANAGEMENT The Charity objectives, principal actlvities and organisation are th constituted under a Trust Deed 19 July 2009. The Charty's name is registered as "The Redeemed Christian Church of God Winners House" (RCCG Winners House) with a registration number of 1133141 on the central register of the Charity Commission of England and Wales. Method of Appointment or Electlon of Trustees: The management of the charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust Deed. Organisational Structure and Decision-making: The church is organised so that the trustees meet regularly to manage its affairs. There is a full-time Minister and Volunteers who manage the day-to-day administration of the church. Related party Relationships: RCCG - Winners House is a member of the Redeemed Christian Church of God (RCCG) which has Parishes all over the world. The relationship is governed by an Agreement for common purposes between the Parishes and RCCG. REFERENCE AND ADMINISTRATIVE DETAILS The Charity's registered office or address of the principal office is 2 Trona Court, Sittrtngbourne, ME 5LD. Due to building challenges. we have a new place of worship address called Harris Academy, Falconwood, The Green, Welling, DA16 2PE The following are the names of all the people who acted as Charity's Trustees in the reporting period to the date the report was approved: Pastor Oladele Bakare Pastor Philip Bamgbose Pastor Theophilus Adesina Signed........................ Name... MOSES-BOLE & CO INDEPENDENT EXAMINEWS REPORT TO THE TRUSTEES REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS HOUSE I report on the accounts of the charityfor the yearended 315t December 2023, which are Set out below, and notes to the financial statements on pages 7 to 18 Respectlve responsibilities of Trustees and Examlners As the Charivs Trustees, you are responsible for the preparation of the accounts- you consider that an audit is not required for this year (under section 144121 of the Charity Art 2011lthe 2011 act) and that an independent examination is needed. It is my responsibility to Examlne the account lunder secbon 145 of the Act): follow the procedures laid down in the General Directions given by the Charity. Commission (under Section 145151 {bl of the 2011 Act and State whether particular matters have come to my attention. Basis of Independent Examinerfs report My examination was carried out in accordance with the general d1￿CtiOnS given by the Chartty Commission. An examination includes review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeklng explanations from you as the Trustees con￿mIng any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion 15 given as to whether the accounts present a "true and fair view, and the report is limited to those matters set out in the statement below. Independent Examinerfs Statements In connection with the examination. no matter has come to my attention:_ 11 Which give me reasonable cause to believe that in any material respett the requirements To keep accounting records in accordance with section 130 of the 2011 Act; To prepare accounts which accord with the accounting records and to comply with the accounting requirements ofthe 2011 Act have not been met or 21 To whith. in my opinion. attention Should be drawn to enable a proper understanding of the accounts to be reached M05es O E Igunnuljole. BA {HOP4&J. FAIA CPF4 FF4 APA FT* FCP4 FK ACA T.- Monaging Pnncipol MOSES-BOLE&CO Chortered Certified Forensic Accountants Certified Profession(JlAccountonts/faxAdvisers and Business Chortered Management Consultants DA7E..l¥-6q￿2O2 *441Q12Q73542035 Webi 436ESSEXJ￿l4￿i￿.LU¥￿mNl 3C THE REDEEMED CHRISTIAN CHURCH OF GODtRCCGI4YINNERS HOUSE STATEMENT OF FINANCIAL ACTIVlnES F¢JR THE YEAR ENDED 31ST DECEMBER 2023 T(rtal Funds Incomlhy rn¥oU￿ 117.1e6. 117 186.83 T•tal 117.186.83 117.1e6.83 f49.354 149.354 Cost Surwrt CoBt Gov9Ma￿eC￿st Total 67.05031 65.975 rJ 242000 67.0$￿31 65.975.7J 2.4￿ 136M45A4 72,925 59.365 2.4 YH710 1135&71 NètgaiDslr No material prK)r year eNror have b8w kJenbf*d in tho (WtiThJ {3.47 FRS 102 SORP). THE REDEEMED CHRISTIAN CHURCH OF GO￿NNERs HOUSE NOTES TO THE A COUNTS CONnNUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Note 2 ease compkts this rK)te when first rwbry under FRS2102. Seikn 35 of FRS102. rg]uTrs 3 conciliations to ￿ presented. rf all are aFWKabk. £1 RECONCILIATION PREVIOUS GEPIERALLY ACCEPTED ACCOVNTIMG PRACTICE Th9re ￿ no chatyJg ￿ accounting pdry in this 22 INCOME This standatd list of 8coJunting wlioes has aFpl￿d by the chairty eX￿pt for those ticked No or "Nla.. Where a different or a￿d￿"on81 Fxjiy has adopta4 th8n Ihi& ts detaihj ift the iEIow. R•¢ognitioTr of Incomo These are induded in the Ststementof Activths ISOFA) wh8n.' . the chanty tecorne5 enbued to the resources. . it LS rTh)re Ikety than not thatthe tnjstees wll reteNe thé r•styJrces'. Qlls•ttlng The￿ ￿ no knjacy rBceNoJ durYwJ lh￿ Fwic4J. Grantg and d¢*•lion¥ Grants and donats￿S are only irKluded in ts SoFAw*en the g￿￿rat wnitbjn urteria ar8 rrEI15 10 to 5.12 FRS 102 SORPI. In the case of perfomiance related grants, musl onty te rwJn¢*J lo the ethntthat the charity has pro¥K￿ the Sp8u￿ gor¥Js or servw as enblkmentto the grnnt onty ocxurs Tr*hen th? perfom18nce ￿later5 condthon5 are met15.16 FRS 1￿2 SORPI. Logaclos There 18 no bJacy I8￿￿j during perK¥a. No g0vorrrfr￿t gfantw85 received durirg this Feric*J. Tax rnGl•ims on donatlon8 ab￿ glft* GiftAid reCeNab￿ is induded in inccme when I￿re valhl declaration fr￿n the donDr Any Gft d arnount recovered on a donat￿￿ is o)rtshJered to te partof that grft and tr88knJ a¥ an addrtKsn to the sarne *Jnd as the donabm unkn the donororth8 tewrn5 of aFfeal have s￿C othernis8. Contractual and P•rforman￿ rnlat•d grnnl• This is not aPp￿rAb The￿ 1$ no dona￿ good. Donat•d wvvk•s and facllld•s Donated s8rvice8 and faUIrt￿ a￿ induded in the SOFA wthen fecsbryl at Iho Wdlu8 of Ihe 9rftto thè harity pro¥￿ed lh8 valu8 of grfican ￿ nwsutsd rel￿bty. Donate(J se￿￿8$ and fary1t￿ that a￿ consurned ar8 recogni8ed as incerfn8 an equivafent amount rec(¥Jnk8d as an eyFense underth? appropriate headirwj in the SOFA Support costs The charity has incurted eXp￿J￿ on SUFWtCOsts Provlslons for Il•blllti A liability is measur&J on r8CoJn1b￿ at ts hiSt￿iCal cost arKI subwuènty measur•J at lh8 b8St estimate of amount requir&Y to Setle the oNybon at the rÉ￿rhnfj date 2.3 ASSErs T#nylble fi¥￿ assots for us• by These are capitalised rt they can be us&J for more J*ar, aTrJ c£6tat tht Th8y are valuod at wst. The dep￿CLat￿)n rates and mgthc*ts L*ed aredtsch)s•J ￿ note 14. Intanglble Ilxod assets Tf* charrty has intangible fixed assets, that B. norHnon•t#ry x88ts thatdo not havtt phys￿1 substanc8 bui 8r8 11entyffab￿ and are Control￿ ty Ihe tharity thn)ugh ￿5{￿dY or tyl rvjhts. The amorknsation rates and ￿￿thc*￿8 uwj am disck6&J in note 15 They a￿ valued at cost. Debtors linduding trade debtors and loa[￿ ￿Nab￿l are rneasy￿ on inthl rEcoJnthn 8t s8td8Th￿nt amount aft8rany trade dis¢(wnts or arn￿nt advantyJ by ihe charity. Subsequenty. I are m8asured atthe cash or other con5pknbon to be r•céN•J. CuTrnt a•#et InvMtm•nts The charity ha5 has invesbnonts whKh r( hokls frjr res0￿ orpeTrJry theIrSa￿ aJKI cash cash eqUIva￿nts wlh a matunty date kn than year. These iThdude cash on d8JY)Sit ar¥J cash equivaknts with a mabJrty date of than year hekl fw In¥eStsT￿ W￿)Se8 rather than to meet short te￿ cash ccrfnmitrnent5 as they f81 due. They are Val￿ attsir value exceptkn ty quaSfy as bas￿￿ancIal UistrLvY￿n1s. THE REDEEMED CHRISTIAN CHURCH OF Go(M￿NNERs HOUSE NOTES TO THE ACCOUNTS ¢ONTINLIED FOR THE YEAR ENDED 31ST DECEIIBER 2023 Fun Fmds FUTr tk)na*ons 8fKJ gitt5 1(6.5WJ.76 1(6.593.76 107.222 26.049 1.399 14.684 149.354 Thanksgi￿￿9 BuikliNJ Total 10,593.07 117.186.83 10.593.07 117.186.83 f17.106 149.364 10 THe RÉDEEMED¢HRlSmAN CHURCH C￿ GofN*wNERS>K￿E NOTÉS TO TIE ACCOUNTS COIITINUED FOR THE YEAR ENC*D 31ST tECEIWt ￿2) n2 6.431.&1 431 81 21.fLO 2.4￿rA7 1.Irn89 1.71849 1 71&49 3.019 PAIE&MC&Pw 7JY32 31 ASJ$3 7.827*1 i.¥&c 4Xd93 7.￿7 1.4BI 1*11.49 7A3923 6121X) Tr￿E￿¢*￿ 7.&J¥ e12 1.￿0) f.M5.71 1245T1 is.io) SJ7 2$84 16. 2.W03 THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS HOUSE NOTES TO TrIE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Iloto 5 5 1 Fee5forwminatson ofttE accourts ease pro¥xle detail$ ofttE 4m(xJrrt paKI tor arsy stalutory exlemal s• of accwrts arnl olher servi￿5 prOmd￿ by your lndeper¥Jentexa￿￿. Ifnc4hng was pa￿ F*ase erts il. in aprwwte box(e51. GOVERMAMCE cosr Th* Yo8r L••iY Independent examir*fs fezs Legal Fees 510. s1o.￿j Tax ad￿SOry18eS Other fees (Iorexamp￿". finandal adv[￿, acCc￿jrrtar￿Y paKI to the iNJependent exAmir*r 1.910. 1.910.IYJ 1420.ty) 1420.00 12 THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS HOUSE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Pald gmployo Please complete this r￿te rf the chanty has any aiwoyees. .1 Staff Cost8 Year Last YeaT Salar*5 and wages Social seojrty costs Pension costs (defined Other empbyee benefits Totsl staff costs 21,305.32 21,020 21.306.32 21.020 Pleas8 providg detsi15 olexp8Thditur8 on slaff thing for thg charity whose ¢￿trat#S are hwth arml paid by a related party Ple8se give details of the number of employees %those total employee beneffts lexcluding employer pension costs) fdl within eath baTrJ of £10.0(KJ frun £60.OC upwards. 1fth￿ a￿ no such transa¢lJons, p￿e enter Inje. in the trK)x prov*JgJ No ernployees receNed ernployee trRnefft¥ lexdud'ng 8￿0Yer panwi ¢ostsl forthe r8ry)rting period of moT8 than £60.COJ Band £80.000 to £69.999 £70.000 to £79.999 £80.000 to £89,999 £90,000 to £99,999 £100.000 to Mumber of employees Pkase provth the total amount paxl to key marwerrerrt rKrnonnd findud85 truste85 and senior manag￿en1) for their S￿¥1￿ to the charity This Last Year Year Numtw Numter .2 Avgrn90 head ￿￿￿t In thg ygor The parts ofthe charity in the errWoyee8 wk Fundraising Charitable Activ￿e8 Govemance CAher TOTAL 13 THE REDEEMED CHRISTIAN CHURCH OF GoD-￿NNERs HOUSE NOTES TO THE ACCOUNTS (CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Not• 7 Tanglbl• ass•ts Fmhokl land & bullding5 maehln¢ry Fixtures, Compuler & rnotor ffttings & vèhicles equlpment Tot*1 At tha tsginniTrJ ofthe ye8f 4.5￿.C￿ 45.040 48 49,540.48 Additions Revaluations Disposals Transfers. IAdd or D&luctl At end of the year 4,500.00 45,040.48 49,$40.48 7.2 Depreelatlon and impaimients 'Basis Free￿1￿ Propety Motorvehicle Fixtures & Fth"ngs Churth Equipment CornputeT Equipment 25% 25% 25% 20% Reducing Balance Reducing Balance Reduang Balance RÉducin BaL8n Al t*ginning of the year Disposals Depra¢ialion Impaiment Transfers. IAdd or D8ducti At end of the year 4,173.71 39.983.91 44.157.62 81.57 1.264.14 1.345.71 4.255.28 41,248.05 45.503.33 7.3 Net book value Nel book value at thè bèginning of the Yr. Nel book value at the end of the year 328.29 244.72 5.056 57 479143 5,382.88 4,037.15 7A Impairment P￿ase provide a descriptr'c￿ ot Ihe events and (yrcum5tarKe5 that led to the r￿n￿on or reversal of 8n impairrY*nt Ios5. 7.S Revaluatlon An accounting polry of revaluation is Mt adopted duriTrJ this axounl.ng period.. Ihe effective d*e ofthe revalsJaticn= NIA the name of independeniv81uer. rfapplIcab￿= NIA tt)e melhods and significant assumptKJns= NIA the carying amountt118t would have teen recognssed had the assets been canied unts the sl model. 14 THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS HOUSE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Note 8 Please ¢(xnplete this note If th8 chanty has any ¢Jebtors or prepay￿nts Analysls of debtors Thls Year La8tYear Tt*Je debtors Prepaym8nts and ac¥￿(j IncL)n other debtors Total 17.500.IYJ 17.5LXI.LK) 10.000 10,000 ea8e fA)mFAete 8.2 where a rnatwial debtor i8 reTr)¥er8￿ MO￿ than a year afterthe reporb"rKJ datè. 8.2 Anatysis of debtors re¢overaNe In m¢XE than 1 year lindL*Jed in debtors abo¥el Thi5 Y•ar Last Year Trade debtors p￿payMents and attr￿d irw Other debtors Total 17.5￿ 17.￿.(￿? 10,000 10,000 15 THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS HOUSE NOTES TO THE ACCOUNTS {co￿rINuED FOR THE YEAR ENDED 31ST DECEAIBER 2023 t4•to 9 credit￿ and aeen*l• P￿a$* (*>[np￿le note If the r*)arity has c¥9Jit0￿ w8(x¥uak. ounts 18111 due after more Ihan one year 9.1 •Wl$ •f¢rgdtto A¢xyual$ arKI ￿efe￿E￿ IrK))m8 Total 2.420 (KI 20.00 2.420 16 THE REDEEMED CHRISTIAN CHURCH OF GoD-￿NNERs HOUSE NOTES TO THE ACCOUNTS ICONTINUED FOR ThE YEAR ENDED 31ST DECEMBER 2023 Not• 10 ProvWon8 lot li•tsllllO•J •hd char P￿888 ))Mp￿t& tllls have ￿￿l￿d In rharty exr£TrlQweany F¥0¥￿￿5. A pro￿8￿ * male tharity ha5 a iinry w amujnt. 10.1 Pl0￿9 prwde: . o briefdescriplon ofany obl￿alk)n& M the bdanc* exs**d ¥K1 timiig of resullhg pa￿￿ents.. . an indicats.on ofthe abrxrt o11h￿ (wb1¢M.' arnl . an ir*JIcat￿p oflhe ￿certa￿tt￿$ abr￿t ￿ amrKKd or bmr¥ ofb￿e ￿)lr￿*." .the amount ofaThy exp**d stalvvJ tt% arTrxu*of8nyassetlhat be recogni8ed forlhat exp*Aed reimbjrsemth 10.2 ktov8m•nts In recogn18￿ pYovoion¥ and cammhmenidurfing F￿{0d Thls Y•ar Ba18nt* al Ihe stsrf ofthe repth"r#J Arnounts added in Ixjrrent perfc*J ounts charged against Tr pro¥ishJn unL￿d amounts revet5ed duriry the perv)d BalarKe at thÈ end Off1￿ rewtsrvJ 10.3 Forany fijndirtg uxnrTritrnent trat * not rets)grU￿ as a IHtW Pro￿￿. wovhye *JetaiL8 of commthvrt made. the ts"rr* frame ofthat c￿mI1[ne￿I. any Ferfumant&rd4led [my￿"OnS arKI details 01h￿lIkE G(Thmrfment WHI be fur*w contracts Icf ex￿ditutE separ• ￿￿￿tin￿￿). 10.4 Where Unre$th(￿ fvnds have desvJr¢w to a ctfflmth*nL plÈasÈdi**)5e tt nalure of8ny amounts (*S￿nated aTrJ Ihe hkety oftw eynthwe. THE ABOVE NOTES I￿1 TO 10.4ARE NOT APPLICABLE 17 THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS HOUSE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Note 11 Cash at bank and In hand Tho Year Last Year Building Fund Accowrt Main Current Account Total 192.376.58 232.639.27 425,015.85 222,046 227.383 449,429 18