2023-12-31-accounts

St Paul New Beckenham Registered Charity No. 1133108

Annual Report

And

Financial Statements

Of the

Parochial Church Council

For the year ended 31 December 2023

Bank:

CAF Bank Ltd 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ

Independent Examiner:

Ernest Kabera, BSc Accounting 35 Goscote Lodge Crescent Walsall WS3 1RZ

PAROCHIAL CHURCH COUNCIL OF ST PAUL NEW BECKENHAM ANNUAL REPORT FOR 2023

Background

St Paul’s PCC has the responsibility for promoting in the parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the Church building and halls of St Paul’s New Beckenham. In December 2009 the Parochial Church Council of the Ecclesiastical Parish of St Paul Beckenham was registered with the charity Commission under registered charity no. 1133108. In 2023 St Paul’s adopted the mission statement “ Growing in Christ together, one step at a time”,

Membership

Members of the PCC are either ex officio or elected by the Annual Parochial Church Meeting (APCM) in accordance with the Church Representation Rules. Within these Rules, St Paul’s at its APCM in 1997 resolved that no representative of the laity to the PCC and/or Deanery Synod should hold office for more than six years continuously, following their current term of office, but that they may stand for election after a one year break. At its APCM in 2012 St Paul’s resolved that Section 3 of the Churchwardens Measure 2001, which states that a person who has served six successive years as churchwarden for the same parish may not serve again as churchwarden for a further two years, should be reinstated and apply to the parish of St Paul New Beckenham.

During the year the following served as members of the PCC:

Vicar:	Rev Simon Couper	(resigned with efect from 30thSeptember 2023).	(resigned with efect from 30thSeptember 2023).	(resigned with efect from 30thSeptember 2023).
Reader:	Miss Sarah Butler
Wardens:	Miss Anne Harkness
	Mrs Hazel Koungoue	(resigned with efect from 1stSeptember 2023)
	Mrs Anthea Prendergast		(with efect from 6thSeptember 2023)
Representatves on	Beckenham Deanery Synod:
	Mr Keith Howick
	One vacancy
Elected members:	Miss Adelaide Adade
	Mrs Maria Adu		(co-opted 6thSeptember 2023).
	Mr David Charlesworth		(from APCM 2023)
	Mr Andrew Grifths		(from APCM 2023)
	Mrs Tarina Hill
	Mrs Sandra Horner		(from APCM 2023)
	Mrs Anne Howick
	Mr Keith Howick		(from APCM 2023)
	Mr Ian Johnson
	Mr Paul Lashmar
	Miss Nomsa Mafohla		(from APCM 2023)	Mrs
	Anthea Prendergast

Appointed Secretary: Mrs Anne Howick 1

Standing Committee:

This is the only committee required by law. It has power to transact the business of the PCC between its meetings, subject to any directions given by the Council.

In December 2020 the vicar reported to the PCC that he was hoping to make areas of the church life more accessible to people, to help people to understand how the church operates, where they could mentor or support the teams, and he encouraged people to take ownership, and to contribute their talents and gifts. The PCC agreed that people should serve on a team for a certain length of time rather than for a long time.

The Teams

All teams report to the PCC, which shares, with the Vicar, the leadership and oversight of the parish.

Buildings Team

The buildings team is responsible for planning and providing for the future needs of the parish in terms of buildings, grounds, and facilities. This team also has responsibility for significant maintenance projects including the Quinquennial Inspection. Day to day responsibility for maintenance of the buildings and grounds sits with the wardens.

Climate and Ecology Team

The Climate and Ecology Team is responsible for encouraging St Paul’s as a church, the congregation as individuals and our wider community, to think differently and live more lightly, in order to serve and keep the Earth. This includes planning events, contributing to worship and teaching, and completing Eco Church surveys.

Communications

This team has oversight of the various channels of communication in use at St Paul’s, both in contacting the immediate church-family, but also in sharing news and events with the wider parish and beyond. This team ensures St Paul’s is keeping the website current, making good use of social media, and has effective measures in place to stay in touch with those who are not online. This team also has responsibility for the technicalities of broadcasting our online services.

Finance

This team is responsible for all matters relating to finance and stewardship at St Paul’s. This involves drafting the annual budget for the approval of the PCC, and working with the vicar to make sure financial news and concerns are communicated regularly and transparently with the wider fellowship.

Mission Partners

This team has responsibility for developing relationships with St Paul’s mission partners, both in the UK and overseas, and with the organisations they are connected to. This team supports our partners through regular correspondence and prayer, and ensures that any updates either from our partners, or their respective organisations, are shared with the wider fellowship. This team is also involved in suggesting new partners to the PCC as and when a link with an existing partner comes to a natural close.

2

Church attendance

At the end of 2023 there were 133 members on the Electoral Roll, of whom 54 are resident within the Parish and 79 are not resident within the Parish, The average weekly attendance on a Sunday in October 2023, which are the statistics we are required to return to the Diocese each year, was 84 adults and 18 children. 267 adults and 107 children attended the Christingle service in December 2023.

Safeguarding and Clergy Discipline Measure 2016

As required by Section 5 of the Safeguarding and Clergy Discipline Measure 2016, the PCC agreed at its meeting in November 2020 the Parish Policy Statement for Safeguarding Adults when they are Vulnerable and the Parish Policy Statement for Safeguarding Children. Copies of these statements are displayed on the noticeboards in the main entrance porch and in the Church hall. In December 2022 Sandra Horner was appointed the Parish Safeguarding Officer.

DBS Lead Recruiter

The PCC appointed Marian Sewell as the Lead Recruiter and the Vicar as the Deputy Recruiter Officer.

Review of the year

The full PCC met ten times in 2023 to deal with church matters, with an average attendance of 75%. Individual reports from the PCC teams follow later in this report, but this review needs to mention various areas of church life which are hugely important.

There have continued to be services at 8.00 am (BCP) and 10.30 am (Morning Worship or Holy Communion), with a creche and Sunday Squad during the 10.30 am services. The 10.30 am services have continued to be livestreamed and available on the website. Following the departure of the vicar the 8.00 am services have been either Morning Prayer (BCP) or Holy Communion (BCP).

Sunday Squad continued to meet in the halls on a weekly basis during term time. Regularly six – eight school age children, aged between 5 and 11, had attended. It had been agreed that the Crèche would be on a ‘ self service’ basis as numbers were low. Parents and carers can bring very young children into the halls and toys are always laid out for them. Going forward it is hoped that the service will be live streamed in the halls so people can now be part of it albeit remotely. Two different teaching materials had been used over the past year. It was agreed that new material information should be displayed in church with a colourful bible timeline. Some of the older children had been encouraged to read the bible during the sessions and craft, discussion and prayer are used each week. Children are encouraged to attend communion with their parents and occasional all age worship services have been aimed at inclusion for children and young people. Four members of the team decided to stand down in 2023 and a huge thanks was recorded to them, and to all the team who are committed to teaching our children about faith and the gospel.

After Rev Simon Couper moved away, the Youth Group was run by Jash Masih and his team of supporters, on alternate Sunday mornings. Members were very grateful to him and the team for the sterling work they have been doing with a very important age group.

3

The Prayer Ministry Group was kept informed by email of any urgent requests, and a time of prayer continued to be held on a Thursday evening, by Zoom, for anyone to attend.

The vicar, two wardens, Reader, the Pastoral Assistant, the Evangelist and the Church Administrator continued to meet each week during 2023, either in person or via Zoom, to review the previous Sunday services and to plan for the coming weeks.

Home Groups had continued to meet, and as always this has been an important time for study, discussion and nurture outside Sunday worship. The Thursday Friendship Group had continued to meet weekly for friendship and chats, either outside in the Church garden or inside in the church hall. In 2023 there were two weddings or blessings at St Paul’s, nine baptisms and 11 people were confirmed. The Babies and Toddler Group had continued to meet on a Thursday morning. In October there were 84 adults and 114 children registered. The organisers felt it was really gratifying to see new friendships being made by adults and children and they hoped to see this continue as the group grows.

The Church website has continued to be a source of information for church members, visitors and local residents. The Communications Group, which was established in 2020, has played an important part in sorting out the requirements for enhanced membership emailing, streaming of virtual services and the live streaming of services which necessitated improvements to the church internet and provision of a camera. As a result of lockdown the website, streaming and social media had become the most important general communications and promotional link to the wider community. The use of these media by the church generally is limited in terms of awareness of opportunity, the provision of information and we are grateful to those who have continued to support the use of the technology at the Morning services. This area had become part of the ‘new normal’ for church and had required greater involvement and the equipment was updated.

The wardens would like to take this opportunity to thank everyone for their support, particularly since Rev Simon Couper moved away. They are grateful to the Ministry team, staff and volunteers who do so much to keep church life going through the year: our talented musicians and singers; the Creche and Sunday Squad team and Youth Group; all our preachers, service leaders, scripture readers and intercessors; the PCC members and Anne Howick our PCC Secretary; our Assistant Treasurers, especially Rosemary Dear; the Communications team; our Church Administrator Stephanie Fox who, among many other duties, prepares the regular rota of volunteers for services and the video presentation; the AV team who provide live streaming, video and sound; Ron and Pauline Barrett, who keep our church buildings clean and beautiful; the flower arranging team; brass cleaners; those who decorate the church for Harvest Festival, Christmas and other special days, make Christingles and put up the Christmas trees and lights outside and in the hall; the sidesperson team who help make St Paul’s a welcoming place; the catering team and those who provide coffee and tea after Sunday morning services; our hard working gardening team, who ensure the garden looks at its best through the year; Judith Freeborn who keeps the first aid boxes stocked and up to date; the Babies and Toddler Group; the Friendship Group; Homegroup leaders for their hospitality, time, prayer and encouragement in the faith of the members of their groups; Ian Rodgers for his dedication to and leadership of prayer ministry at St Paul’s. All of this is so important in helping St Paul’s to thrive as a worshipping community and a beacon of hope and encouragement for our neighbourhood.

4

Safeguarding

From April until he left St Paul’s in September Rev Simon Couper and Sandra Horner, the Parish Safeguarding Officer, worked closely to raise the profile of safeguarding in the church community and Sandra has continued that in the absence of a vicar. Training for those who need it has been achieved and refreshing courses have now started for those who trained three years ago. Most of the training is online and very well presented. It can be available face to face for those who need this support.

In November 2023 there was a well received Safeguarding Sunday service. Sandra Horner and David Charlesworth tried to offer the message that safeguarding is everyone's business. St Paul’s was very well supported by Rev Rachel Winn who was our visiting minister. Sandra Horner has continued to report regularly to the PCC about current information coming from the diocese, for example the Jay report, the new National Safeguarding Standards etc. The notice board has been kept up to date with information about where help is available. While we have no incumbent Anne Harkness deputises in the safeguarding role.

‘Connect @ St Paul’s’ Community Outreach Programme

Whilst not formally a team set up by the PCC, the ‘Connect Reach Outers’ organise a series of community events for the wider parish – we are committed to help building our community irrespective of faith or none. Tackling loneliness and encouraging opportunities for good neighbourliness are our aims. We do not have an explicit Christian content at events but aim to have opportunities for those wanting to take a faith journey further.

2023 was an active year with a highly successful Coronation Street Party attended by almost 300 people; a community activities weekend with another large attendance at the Parish BBQ with Brass Band; the successful establishment of our monthly Saturday Connect Café and Litter Picking team; publicity support for the Super Soup Fridays and Autumn Fair. The year rounded off with another well attended Community Carols around the outdoor crib with the CP Progress Band. In addition we produced two Parish Newsletters for Easter and Christmas plus fliers, banners and social media/web advertising for events. All of this was achieved by an energetic team of people who met a couple of times during the year, and then ‘Champions’ got on with organising specific activities assisted by the wider team. Thanks are due to all for their hard work and commitment.

The PCC has several teams responsible for particular areas of the life of the church at St Paul’s. All members of the teams are required to complete a Conflict of Interest form. The following team reports summarise activity in those areas.

Buildings Team

The Buildings Team is responsible for maintaining and improving the church buildings, grounds, and facilities. The work ranges from minor repairs to significant projects. We meet monthly to discuss and progress work, perform jobs ourselves if we can, and obtain quotes from contractors if we can’t!

Instructed by the Diocesan Advisory Committee for the Care of Churches, Simon Ablett performed a Quinquennial Inspection on 28 July 2023. The report was reviewed by the Buildings Team in September. The key recommendations listed, in order of priority, identified

5

several repair items to be attended to over the next five years. The team has already completed all the urgent items and is on track to complete the 12 month items in the next few months. Additionally, the team has completed many minor repairs to windows, lighting, leaks etc. We have engaged a window cleaner to quarterly clean the external windows on the hall and south façade of the church. The team has instructed a tree surgeon who has performed some tree work in the church gardens. The church wardens also arranged a deep clean of the church, and a tidy up of the church cupboards. Thank you to everyone who participated in these activities.

The team’s current work includes an exterior lighting project and obtaining grants towards the project. We are also in the process of obtaining quotes for roof repairs, for sanding and treating the wood flooring at the back of church, and for reducing the size of the yew trees at the church entrance. We are also planning to clean the internal windows on the south façade soon.

Climate and Ecology Team

In January 2023 members of the Team met with Bob Stewart MP. As a result of the discussion, he undertook to pass on to those higher up the political chain that he had met some of his constituents and had had a serious conversation regarding their concerns about climate change.

The Team produced a leaflet “Keeping the Earth” which gave ideas of what individuals could do in response to the climate crisis. CES, the company who installed the church lighting system, were asked to advise on the feasibility of changing the light bulbs in church to LED bulbs. Unfortunately, their detailed report made it clear that our current system with dimmable lights is not compatible with LED bulbs and would require a major and very costly redesign project which the Team did not feel able to recommend to the PCC.

Members of the Team led one of the CTiB Lent courses and the Team also joined a newly formed Bromley Eco Church Network to learn from and encourage other churches to register with the A Rocha programme. Members of the Team have attended several meetings of the Network, including visiting Christchurch, Petts Wood who have been awarded a Silver Award, and Beckenham Methodist Church who were just starting out on their Eco Church journey.

In March we were pleased to be able to announce that St Paul’s had been awarded a Bronze Eco Church award. Climate Sunday was marked in September, when Hannah Bowring from Tearfund was our guest preacher. In October the Team organised the Autumn Fair with an environmental focus. Stalls included crafts, plants, cakes, book giveaway, eco cleaning tips, nearly new, old children’s wooden chairs for up-cycling and plenty to look at on the Team’s noticeboard, as well as the RNLI, and pottery and eco products stalls.

Communication Team

The Communications Team has oversight of the various channels of communication we use at St Paul’s, both in contacting the immediate church family, but also in sharing news and events with the wider parish and beyond. This team ensures we are keeping the website up to date, making good use of social media, and have effective measures in place to stay in touch with those who are not online.

6

In 2023 we met three times to achieve these aims, working alongside the ‘Connect’ team for external communications. An important internal item was ensuring communications were up to scratch for the interregnum, including a Guide to the Interregnum. In November we had a Communications Sunday which was highly successful in signing people up to the electoral roll and to receive the weekly E-Notices. Work is ongoing to produce a Church Directory for those who wish to be included. The website refresh had proven successful but Andrew Griffiths as webmaster needs to be fed more information about church activities. We still struggle to get wider church engagement with social media which is essential for external publicity/communications. Members were encouraged to help by following the church on Facebook and Instagram and making sure they ‘Like’ and ‘Share‘ posts. This would help boost our publicity level with a wider audience. The Team aim to run a workshop on how you can publicise your church activities directly on our Facebook page. The team is recruiting members with graphic and online platform skills, as well as continuing to support more traditional communications channels.

Mission Team

The Team met three times in 2023 under the Chairmanship of Brian Woolmer. The following agencies were supported in 2023: Wycliffe Bible Translators (the Sheltons); OMF (Julia Birkett); Sat-7; CMS (Ben and Katy Ray); CAP Centre, Penge and Welcare Bromley. Money set aside for contingencies was sent to Tearfund for their Syria appeal, Christian Solidarity Worldwide, and Médicin Sans Frontières. A donation to the Archbishops appeal for the Al Ahli Hospital in Gaza was also sent, supplemented by a special collection from the congregation. The congregation supported the annual appeal for Welcare Bromley in November and Anna Khan, CEO of Welcare, visited St Paul’s to speak at the 10.30am service. In December, the invitation to sign a Christmas tree tag to send greetings to other members of the congregation, and to make a donation, was also well supported, with the money raised going to Release International for their work in Nigeria. During the year Nick and Harriet Algeo and family moved back to the UK and settled in Leeds. Ben and Katy Ray moved within Tanzania from Iringa to Arusha and it is hoped that they will visit St Paul’s in 2024 to tell us about their new work.

Worship Team

Our worship continued to be at the heart of everything we do at St Paul’s. Our team of leaders and preachers, led by Rev Simon, included David Charlesworth (Evangelist), Sarah Butler (Reader) and Anna Couper (LLM) as well as Hazel Koungoue who was exploring a call to ordained ministry, and Keith Howick who was studying for the Bishop’s Certificate and subsequently accepted for training as a Licensed Lay Minister. We were also blessed to be joined by retired clergyman, Rev Clive Grinham.

From January through to Easter we embarked on a sermon series which explored “why we do what we do” as we receive the sacraments, teach the scriptures, serve, use our gifts, aspire to unity, forgive, make disciples, practice hospitality, and evangelise. The texts for the series were taken from Paul’s letters, with secondary passages from John’s Gospel and Acts. Over Easter we followed the Lectionary readings and in Holy Week we enjoyed evening meditations on the Music of Easter, the Images of Easter, and the Poetry of Easter. After this we had a sermon series which looked at various encounters people had with Jesus in John’s Gospel.

7

In June and July we began a sermon series focussing on how we can grow and mature in faith whilst living in the midst of a secular society, based on the first letter of Peter. Over the summer, when the Sunday Squad were having a break, we tried to make our services accessible to all ages, with simpler liturgy, and a series of talks about Moses.

On 24 September we said farewell to Rev Simon, Anna, Ben and James at a joyful celebration of their time with us, but inevitably tinged with sadness at their departure as we wished them well in their new parish in Twickenham. We were grateful for Anna’s work with our children and organising adult helpers to staff the Sunday morning sessions in the hall, and for Simon’s leading of the Youth Group on Sunday evenings. These roles were taken on by Alison Charlesworth in respect of the Sunday Squad and Jash and Olivia Masih and Marion McNally in respect of the Youth Group, for which we give thanks.

Sunday morning worship continued to be led by the “home team” augmented by local clergy for Holy Communion services, in particular Paul Wright, Archdeacon Emeritus, who presided and preached on a regular basis. With several local churches also in vacancy, it was hard to find enough support to continue with Holy Communion at every 8am service, so this was interspersed every other week with Morning Prayer from the BCP which was self-led by members of the 8am congregation. Christmas services were well attended, and the Community Carols, accompanied by members of the Crystal Palace Brass Band outside the church, attracted record numbers. The Christingle service also returned to pre-pandemic levels, attracting nearly 400 people.

8

2023 Financial Review

FINANCIAL OVERVIEW SUMMARY FOR THE 2023 ANNUAL REPORT

• Income for 2023 was slightly up compared to 2022 overall (£174k in 2023, £172k in 2022), but the mix was different. Voluntary giving rose 10% in 2023, but income from ‘activities’ dropped from £20k to £6k, not surprising given all that went on in 2022 with the £150th anniversary. And there was a legacy of £10k in 2022, but no legacy in 2023.

• The number of regular givers, the heartbeat of income at St. Paul’s, remained stable; there were 64 regular givers at the end of 2022 and 63 regular givers at the end of 2023. We lost 6 and gained 5 regular givers during the course of 2023.

• Expenditure overall rose from £166k in 2022 to £186k in 2023; a 12% increase. But the cost of relaying the paved entrance path and making and laying the 150th paving stone at the gateway were part of that 2023 expenditure increase.

• Overall, expenditure exceeded income by £12k in 2023.

LOOKING AHEAD

• Costs and expenditure will continue to rise, although inflationary pressures have reduced somewhat.

• The importance of voluntary giving, particularly planned giving, is central to our work at St. Paul’s for God’s Kingdom and is to be emphasised and encouraged.

• There are substantial restricted funds on the balance sheet (some £63k), and the Finance Team has pointed out strongly to the PCC that these funds should be spent, otherwise their value will be eroded by inflation. Substantial sums have a broad restriction, such as ‘Development’, and are open to broad use in development at St. Paul’s.

• The three year fixed price gas contract, which began before energy prices were hit by the invasion of Ukraine, ends on June 30th 2024. The Climate and Ecology Team is looking actively at alternative and sustainable ways of heating the main church building effectively, but replacement of the main heating system will be costly.

9

INDEPENDENT EXAWNER'S REpoKf TO THE TRu¥fEES OF THE PAROCHIAL CHURCH COUNCIL OF ST PAUL. NEW BECKENHAM I re￿rt on the accounts of ￿chartty for the year ended 31st Ccember 2023 Rewtlve re5[0￿4b11itye50rT1￿teeS afKI I￿le[￿t Examl As trustees of the charity, the memtrrs of the Parochial Church CouFKil are responslble for the preparation of the accoun15. n￿MiErS cons5der that an audit Is ￿>t I￿V6￿ed for thls year lunder section 14412} ol ￿￿CharitiesAct2O1I 2011 Actll and thatan ilhlewtht examination f5 needed. It is my re4YJEthIIty: •to exarni￿ the accounts under section 145 of ￿ 2011 Act; •to follow tlr pl￿edureS laid in the Ge￿al Direction5 given ty the Charfty Commlsslon sectlon 14515llb> of the 2011 Act: and •ts) State Wheth￿ parttcuiar matters have come to ry attention. Basls of Inthpenthnt Exarniner's Statemeftt My examTnalion w3s carried out in accordance wlth the GerEral Llirections gtven by the Charfty CDmmi55ion. An examinatlon irKlude5 a rewew of the accounting records kept the charity arxl a comparisonof the accounts wesented with th)5e records. It a150 iwKlude5 consideration of arry unThial iiems or disclosure5 in the accounts, and seelfjng explanatiors from the trustee5 C￿￿em]ng arry s(￿h matters. The pyocedures undLYtaken rK)t wovide 11 eVIde￿e thalwould Frequired in an audiL and cOtseq￿l1Y Th) opinion Is glyen as to whetlv the accounts present a -tnE fair vttvf aThJ the reF#Nt Is Ilmfted to t matters seiout in staten￿t Independent i%amlnprf5 St•t•mont 1. vthith give5 me re￿nable Ca￿ to belleve thaL fn any materlal respect, reqtrfrerrnts: • to keep accourtirry In accordarte 3ecbon 130 of the 2011 Act: arKI . to prepare accounts whlch accord with ￿ accounts records aTrJ to comply wtth the account1￿ Teq4llre￿￿ts of 2011 kL Have been meL" or 2. to which. in rTty oplnion. attentkjn 5￿Uld be drawn In order to enthie a pr und&Sta￿li￿ of tlr accounts to Ir read*d. Ernest K IiA BSC Accountlng 35 Goscote Lod8e Cracent W53 1RZ Walsall Date . April 27th .2024 io

••l•no• •h••t # at J1 Dwmbw2023 Il•J14 4J17 ?.6•61

PAROCHk4LCHvRCHWJIIC￿uFSTPAUlNE￿BE¢KENI￿I 81•t¥Trwntof FiD•nclal A¢Uvltsss 1ts¢ome and EApèndlturgftsry¢ar•TrdlTr4 31 D•c•Th•rX23 INCO￿￿Q P￿s￿L￿tE$ 12142$ 1,771 iieA42 1549 11314 Pw0￿EEXPE1IXv ¥) 146.llF5 12.9 51 18272 1WI 988,439 63.B5F 3W.I fjJ eB5,JIF 12

D•tsll•d Incom•fory•JrondlnB Jl Do¢èKkn•r1023 2115 FY,1 7J.42 L•llw4 1,7T6 164 14.Ob8 145 91 I6.￿ 4.5rt

•tsil4d EXp•nd￿r0 fofyMrwdlThg 31 DBc•Trthr2023 REXWRCESErnDED TLTtAL TQTIL 7.7DD 2.118 i.iFO MgCo 4.7 2* 2D,vT8 15.44 IV78 171 228 .7Z 1.$5F JNJO 15JD

PAR￿NL4LCMuACH COUNCIL￿STPAU￿TIEw8EGKEHMA ￿￿￿t￿thF￿a￿C&1St•Iorn?r Not•4.. T￿Costs 2423 2422 14.7B2 739 111 5.. •YED￿ET 202) 2022 31 DDrnnthi2Q20 31 D&LYnwZ021 T,886 24 JunB 5594, toMpts4O3A5hfD￿ TrvS•.AbboyPHthE&1tst•. Th• kn2017ar b¥y¢d Dn an Drtat• Iho G•MMI 31 tWntsnr2022 2S.719 P4•tb￿kY￿uvII3I D•C•m￿r2￿?3 d All•t8￿￿B￿0thII￿O￿lQTwwr4 I￿￿£1,470￿ ThwDJhI1￿ lllTlh• zhed bythp p￿￿e￿￿1y￿97X￿th1orthV thspel1£2j74lnowbBth￿D￿fftIkn9¥ ftsrtha Inv￿￿¢￿tp￿PB￿¥￿,234h afMipohhDriEI.Q281, ¥ Ph￿p3￿pypMWl￿2,¢Io1End anWi¥ud￿V￿￿1IW￿fflff4Y.lTlk Dff IhD¢A)bi s￿￿MI￿20%10TeBth Ftsrtr￿ tsl0%. Nryé.. AEWLY8OFNET ￿￿E[S8¥FI UnMitrkt4d Fw Q•Mr41 350.000 44.19$ W.B68 6￿,￿9 LDll￿ Lblkn¥

PAROCHLILCHURCM CC¥JNCILOFSTPAUU NEWBECKENHAM Note5 totho Fkn8rKI 8tatsments 7.. OEBTOK8 IPREPAYiNTS 21J23 2022 4.517 1.750 5.042 5.796 480 4,e63 R•nlal Incom 14th 8.. UAWUllES.. PM)iINTS F￿uNG DUE ONEYEAR 2D28 2022 IYherctedthor4 Bank Acctua 1AOQ 1.40D 2.136 No g.. FUNDDEThJLS 2023 2022 Th? D•$5gnat4d Funds.. DknGg58n RèPOFu Legaw IOrpwk•ci tbvÈknpm8nt Chapol Dpveb)pmèDt Alld￿ VtsuO1 Equ￿￿nt gAn Rèpas Patsh Wpektnd r¢tygt$u￿knS Asp¢t6 Inèlbookv8￿el (lk1ffjn affld Youl $0.712 43,299 4.500 3.4e6 7.$26 25.586 9,205 3,031 18.86 9.205 t03 299 RO¥￿¢&F￿1th.. 2025 2022 456 5.09¢ 12,478 3,036 20.825 3.8 4.340 458 3.000 12.478 3.536 20.625 5,194 4.590 Lhllng Fun¢.. èrathy Road to Qlufth entr•r Il&itsteThonc4hrrowvgm8ntof St Paul's Or9gn RÈpals l50th￿￿1￿mryF￿tsd Ho8pWtyFuno oth8F 63962 63858 Church R•pylr Fund Everrffv8 ye&r48 $uNeyorapp&nt8d bythe ￿￿¢)$￿ knapjdslhq H 3 Ashto￿ House and ￿enlin￿￿eThy1tpÈtsh0 mlnlaknthe bufyJknys•tth•rnqufrvd rtdard. He e8trrl¢$ih¢ ¢xp0ndNU￿ forsuch ￿pai5 and lh t￿@849 tequiMg th980 to b p¢W spodNBd&pD4it BLXY)unt$ot Rochostsrmrthp fvèyoara. Th8 o13AshIo￿ 2018. Th• knup8clknolth¢ 2015.