2025-12-31-accounts

Agenda for Annual meeting 2025-2026 on Sunday April 26[th] after Mass at approx. 11.30pm in the Church

Welcome by the Deputy Chairman

Approval of Minutes of 2023 -2024 (attached in the package)

Matters arising

Apologies

Attendance

Election of Officers

Churchwardens

PCC members

Sidesmen now elected at first PCC meeting following the APCM

Deanery Synod Representatives.

Reports (Any Questions)

PCC report

Church Magazine Report 100 Club Report

Parish Safeguarding Report

Action Plan Safeguarding

Electoral Roll report

Social Committee Report

Fabric Report

Deanery Synod Report

Server’s Report

Finance Report

No Chairman’s report because of Interregnum

MINUTES OF ANNUAL PAROCHIAL CHURCH MEETING SUNDAY 25[th] MAY 2025 HELD AFTER MORNING MASS AT APPROXIMATELY 11-30AM IN THE CHURCH HALL.

In the absence of the Chairman due to the Interregnum, the deputy chair referred the duty to the secretary. The secretary welcomed everybody present to the meetng.

Apologies None

Atendance 21 parishioners attended the meeting.

The minutes of the Annual meeting held on Sunday l2 May 2024 had previously been circulated to PCC members and were attached to the package of reports which had been distributed to parishioners prior to this Annual Meeting It was proposed by Mark Thomas and seconded by Patrick Andrew that they be accepted as a true record of the meeting. All were in favour.

Maters arising none

Electon of Ofcers

Prior to the electon Mr Philip Balcome asked for the following statement to be read out ‘ In advance of the vote at the 2025 APCM for the electon of a new PCC and post of churchwardens I feel that it is my duty to let the congregaton know that I have no objecton to women clergy within the Church of England Furthermore, if I am elected to the PCC and as a Churchwarden, I would should the situaton arise vote in favour of acceptng a woman as incumbent at St James’. The secretary did indeed read the above statement out prior to the election. Churchwardens . Patrick Andrew and Philip Balcome have been nominated to serve as churchwardens for the coming year and it was proposed by Chas Linsell and seconded by Sue Murgatroyd that their appointments be accepted. All agreed and Patrick and Philip were thanked by the secretary for taking up their positions as churchwardens. Both are ex-officio members of the PCC.

PCC members The following people had been nominated, proposed and seconded and they were Angela Balcombe, Don Newling, Ro Newling, Barbara Andrew, Lyndon Murgatroyd, Sue Murgatroyd, Pamela Moore, Pat Page and Roy Page It was proposed by the secretary that the PCC members be nominated en bloc and all present agreed.

Deanery Synod Representatves Elections were not required this year.

Sidespeople will be elected at the PCC meeting which will immediately follow this APCM

Reports The reports from a number of organisations within the church were presented in the APCM package. People attending the meeting were asked for any comments on any of the reports. With two exceptions, there were no comments.

The first comment was raised by our Electoral Roll Officer who stated that the original report would require amendment. The original report stated that we had 43 members on the electoral roll however, three people did not return their forms and therefore it is assumed they no longer wish to be on the electoral roll and in, addition a new member of the congregation has completed a form so the correct number of people as of now is 41.

The second lot of comments were from this new member of our congregation Pamela Moore who had three questions to ask about the finances.

The first one related where the information on funerals fees etc could be found in the accounts. Mark Thomas replied that fees of this kind are listed under ‘Fees to PCC’

The second question which was a concern was that as the finances showed a considerable loss what would happen to the church if this continued? Mark said that it was a good question for her to ask and he answered it in the following way. A few weeks earlier we had a meeting with The Bishop of Beverley Bishop Steven Race who clarified the situation with the Parish Share which we had been unable pay in full for many years. He told the PCC that giving to the diocese is the same as giving to the church in that you give as much as you feel you can afford. There should be no feeling of guilt that there is a deficit, and nobody on the PCC is responsible for any debt. Following this meeting the diocese were informed of the financial situation that currently exists and the diocese immediately stated that no Parish Share should be paid at the present time and they reduced it to £5per month simply to maintain the Direct Debit. Of course now, this is helping our situation immensely and our financial situation should improve dramatically this coming year.

The third question which Pamela asked was What was the Education Fund? This was money which came originally from the sale of St James School. The money can only be used for education purposes. The last time any of the money was withdrawn was when the refurbishment of the church (which involved the room where the Sunday school was held), was carried out. The trustees of this fund are the resident incumbent and the churchwardens.

There being no further questions, the secretary then referred briefly to Fr Jonathan’s report which had been kind to us all and that we at St James are all very grateful to him for the huge amount of help he has given us. Fr Jonathan said ‘it has been a joy to be at St James’ and he expressed his sadness that he would not be at our next APCM.

There being no further business, the secretary closed the meeting but asked the elected PCC members to remain for a short meeting to appoint officers for the coming year and to elect sidespeople.

CHURCH REPORTS 2025-2026

PCC REPORT Your PCC has met 7 times over the past year. The main items that were covered during the year included Parish Safeguarding which is on every agenda routinely. The Patronal Festival held last July was an important topic as it became a civil event with the mayor and mayoress of Congleton being invited. Another main issue was the preparation of the Parish Profile which is needed prior to advertising for a new incumbent. We were greatly helped by The Archdeacon Jane Proudfoot and the PCC appreciated her input.

As a result of our treasurer being away for a period of approximately 3 months, it was necessary to increase the number of signaturees for cheques to be paid during his absence.

The last main issue this year was a PCC policy document drawn up by one of our new PCC members Pamela Moore, to cover all aspects of responsibilities the church is liable for which include , Safeguarding, Health and Safety, Data protection, Conflict of Interests, Complaints, Equality issues, Fundraising , Finance and many more. Pamela is to be congratulated for producing this document which is still in discussion and each of the areas require signing off. Subsequent to this, the document will then be reviewed annually . Thank you to all PCC members for their hard work covering a number of issues during the year. Lyndon Murgatroyd

CHURCH MAGAZINE The only change this year was that we lost the support of Egerton’s the butchers opposite the church as a sponsor. No reason was given, they just decided not to continue. I would like thank them for their support over many years. I was able to replace the sponsorship with Birch Jewellers in town who were happy to support us.

For accounting purposes it was agreed that our new printer would be paid annually for the church magazine which would make management of payment much easier. The printing has been excellent and we will continue to use Gordon as our printer.

We have lost a few regular magazine readers sadly as a result of death. However the lower cost of the printing still enables the cost of the magazine to be cost negative to the church. Thank you to all the contributors to the magazine over the past year. I hope people who continue to take it find the content interesting Lyndon Murgatroyd

100 CLUB The 100 club continued throughout the past twelve months. Unfortunately we lost some members sadly through death. The total amount paid out to winners in 2025 was £840 but some winners donated their winnings to the church which received substantially more Our membership number is now 33 so there is just over a 1 in 30 chance of winning. Anyone wishing to join pays £5 per month by standing order. I do not handle any money. The average prize pay out monthly this year has been £80 and an equal amount has gone to the church. The amount paid out will vary depending on the number of members we have.

Lyndon Murgatroyd

SAFEGUARDING REPORT.

First of all a reminder, safeguarding in our Church context involves all vulnerable people not just children. At St. James’ we do have members and visitors that require protection and that is why we are undertaking to do all that is required to meet the diocesan guidelines. It is important that we are all aware of this and not only are aware of our own safety but also seek to protect other members of the congregation.

I am pleased to report that the St James’ safeguarding journey is still moving forward and we are compliant in most of the required fields. The PSO is accepted by the diocesan office as a representative of St James’. Mark Thomas is also a safeguarding champion, mainly needed to DBS check the PSO. The safeguarding policy has been adopted by the PCC and is being reviewed along with all other PCC policies.

I am happy to report that there have no instances which have needed dealing with this year. However, as a reminder, if any concerns are raised people should get in touch with me as the safeguarding officer or the safeguarding team at the diocese. There are posters on the notice board and details on our ‘A Church Near You’ website to explain how to do this.

The Diocese introduced in 2024 a Safeguarding Dashboard’ which is an online facility which allows guidance, clarity and access. As a Parish we have to comply with different aspects of safeguarding, for example of DBS checking certain individuals, adoption of various policies, completion of courses etc. The dashboard shows how far we have come on our journey. We have almost completed Level

1, have made progress on Level 2 and have been invited to start on Level 3. No one expects all Churches to complete everything immediately, there is always an element of ‘working towards’. However, I know that whilst some parishes have almost finished, if we ever can do, some haven’t even launched their dashboards. We are doing ok at St. James.

An action plan produced by the Parish dashboard is attached for approval.

From the attached action plan it will be noted that the main issue to be tackled is the completion of courses. Availability of time and suitable IT provision has hampered our completion of these courses but rest assured they will be tackled when possible. The leadership course for the Church Wardens in particular is onerous time wise and will be done when possible.

In conclusion, we are well on our way to fulfilling all that is required of us to demonstrate that St. James the Great at Congleton is a welcoming and safe environment for all to come and worship. We are in a position to show any prospective new clergy that we are serious about our duties regarding safeguarding. Ultimately, we are putting into action our calling from Jesus to show care and compassion to everyone, whoever and whatever they may be, and to love and protect them. With the Grace of God, we will. Angela Balcombe

Parish Safeguarding Officer.

Safeguarding Action Plan

Level 2

Congleton St James

Introduction

The Church of England’s safeguarding policy statement, Promoting a Safer Church , says: “All Church bodies should ensure that they have a ‘Promoting a Safer Church’ action plan in place

that sets out, in line with national and local priorities, how the policy is being put into action and is

reviewed regularly.” To help parishes prioritise their safeguarding work, a Safeguarding Dashboard can produce three levels of Action Plan: Level 1 - Safer foundations Level 2 - Safer foundations and activities Level 3 - Safer foundations, activities and practices The PCC is asked to discuss and approve this Level 2 Action Plan. Most Level 2 actions must be completed before the Safeguarding Dashboard can produce a Level 3 Action Plan. Only a Level 3 Action Plan shows all the mandatory requirements with which the parish must comply. It

is therefore important that the Dashboard advances to Level 3 as quickly as possible.

Overall Progress

54% progress has been made towards the mandatory requirements of the Church of England.

Policies and Action Plan

Status Notes Safeguarding Action Plan The PCC must approve a Safeguarding Action Plan and review it at least once a year. The PCC needs to review their Safeguarding Action Plan before 10/07/2026. Safeguarding action plan to be discussed and included in the APCM agenda

Safeguarding Roles

Status Notes DBS Administrator

The PCC must appoint at least one DBS Administrator who is responsible for the administration of DBS applications. This role may be carried out by the Parish Safeguarding Officer. A question needs to be reviewed before 19/06/2026.

Training for Key Roles

Status Notes Parish Safeguarding Officer The PCC must ensure that the Parish Safeguarding Officer undertakes the required safeguarding training. Urgent The Parish Safeguarding Officer needs to complete some safeguarding training. Safer recruitment needs to be done Churchwardens The PCC must ensure that all Churchwardens undertake the required safeguarding training. Urgent Churchwardens need to complete some safeguarding training. Leadership training needed DBS Administrator The PCC must ensure that DBS Administrators undertake the required safeguarding training. Urgent A question needs to be reviewed before 08/07/2026. Safer recruitment needed PCC Members The PCC must ensure that all their members

undertake the required safeguarding training. Urgent PCC members need to complete some safeguarding training. Some still need to complete

Reviews and Reports

Status Notes PCC Agendas Safeguarding must be a standing agenda item at every PCC meeting. A question needs to be reviewed before 19/06/2026. Review List of Church Activities The PCC must confirm that the list of Church Activities on this dashboard is complete. Urgent Action is required.

Church Activities

The PCC must not approve this Action Plan until the following information has been added. This section of the Action Plan must include a list of every church activity that involves teaching,

training, instructing, caring for, supervising or transporting children or vulnerable adults. Any other church activity that is organised primarily for children or vulnerable adults must also be listed.

Alternatively, this section must include a statement that confirms there are no such activities. Please update the Safeguarding Dashboard and then download a new Action Plan.

_______________

ELECTORAL ROLL REPORT

Last year I reported that there were 41 names on the Electoral Roll. During the past year two of our Church members have died, but four new members have been added to the list which brings the number up to 43. For interest sake ten years ago the number of people on the Electoral Roll was 74. Pat Page

SOCIAL COMMITTEE REPORT

Once again we have had a full Social year.

Our main event was our Patronal Festival for St James day. Our ladies produced a truly magnificent spread, and the church was full, including the Mayor and Mayoress, and many other friends and parishioners of St James. This was a truly remarkable day with a full church , and a superlative buffet spread, with food that everyone was able to eat. Our church ladies made a beautiful spread, which ran from sandwiches to quiches, including everything in between.

We have also had our usual “get togethers”, comprising, the Shrove Tuesday Meal and Harvest Supper, each of which was held at Sunday lunchtime, to enable everyone to be present.

As well as these we have also had an Afternoon Tea, and a “Tea and Cakes” afternoon

As usual, our thanks go to the Social team who do a marvellous job of organisation, and to everyone who helps at these events. Sue Murgatroyd

FABRIC REPORT

There are currently pointing issues above the West Door when it rains heavily. This needs to be rectified fairly soon.

Electrical PAT Testing is due this year if we are to keep up with the two year testing cycle.

The Extractor fan in the WC on the left hand side requires replacing.

All other testing work is presently up to date and is serviced on a yearly basis. Patrick Andrew

DEANERY SYNOD REPORT

Since the last APCM we have had two meetings of Congleton Deanery Synod. These took place at St Peter’s Elworth and Christ Church Alsager. A third meeting which should have taken place in March this year has been postponed until next month due to the illness of the deanery secretary and correct information not being relayed to representatives.

At our meeting at Elworth the Synod welcomed Mrs Anne Joyce as its speaker. Her topic was on Developmental Language Deficit. This is a common condition and difficult to understand. About 14% of the population has difficulty in taking in information. For some people if they are given three instructions, they will only process what the last instruction is. As a deanery, together with Anne, we are working towards producing a booklet of what DLD is, how it affects people and how we can help them engage in a better way with worship and the Church community.

Over a number of meetings, the deanery has been hearing from Christian people who work with others in a variety of ways throughout the community. At the meeting in October Matthew Wright, the Community Champion from Kidsgrove Tesco was our speaker. He talked about how on behalf of Tesco he ministers to customers in the store, helping people with their shopping, lending a listening ear to those who have difficulties in life and suggesting places where help might be sought and finding quiet places to pray with customers. Matthew is not only there for customers but also the store’s staff. He is keen to involve Tesco in the needs of the community, displaying posters for charitable events and arranging visits where organisations can publicise how they can be of help. community within which it is situated.

The Deanery not only engages speakers for its meetings, it also carries out business by referring issues to the Diocesan Synod. This last year we asked the Diocese to review their policy regarding clergy pensions and the contracts of part-time clergy. They have done this and clergy pensions will be increased. We are in the course of compiling a Trust a Trader Catalogue of tradespeople who have carried out repair work and who parishes have found to be good.

Our next meeting will be an open meeting for anyone to attend to gain ideas on such topics as mission. Details will be available shortly. Albert Crew.

SERVER REPORT

Since last year’s APCM there has been little change in activity. Services have been covered usually with a single server both on Sundays and midweek. I suppose the highlights must include the celebration of our Patronal festival on the 26[th] of July when we were fortunate enough to have the presence of Bishop John Gaisford as our guest preacher together with a host of servers from the Guild of Servers to enhance the day which was attended by a number of dignitaries. We shall be having further visits of the Guild Chapter on Ascension Day on May 14[th] at 7.00pm and again later in September.

Albert Crew

FINANCE REPORT

St James the Great Congleton

2026 Annual Meetng – Treasurers Report

2025 Full Year Accounts Review

The detailed books and records together with bank statements for the financial year ended 31[st] December 2025 have been reviewed by Mr Charles Linsell. The signed off account summary is provided at the end of this report. Many thanks to Charles for undertaking this review.

2025 Full Year Accounts Report

2024 was a very challenging year for our finances and at the year end our bank balance was significantly depleted. In a telephone call and subsequent email exchange on 12th March 2025 Diocesan Accountant Sharon Taylor-Booth recommended that as a result of depleted reserves and a concern that on the financial trajectory at that time we may not be able to pay our bills our Parish Share was reduced to a token £5 to maintain the Direct Debit. Subsequently on the 14th March we were blessed with a visit from Bishop Stephen to our PCC Meeting where he helped us to understand the level of reserves we should restore and how we as a PCC should consider the demands of our Parish Share going forward. In addition to effectively suspending our Parish Share we continued to minimise expenditure to the extent that refreshments, cleaning materials and many of the costs of our worship from candles to altar wine were generously provided by members of our worshipping community. It is hard to see how any further cost reductions could have be made.

Bank Balance

This is a good high level indicator of how our financial recovery has progressed.

December 2024	June 2025	October 2025	December 2025
5,434	9,401	19,257	23,597

Whilst we have had to pay a contribution to Coppenhall of £3,300 in 2025 as a share of the living costs of Fr Jonathan, the ongoing Interegnum means that we have not paid any vicarage utilities,

Council Tax nor incumbents’ expenses in 2025. The fee for visiting officiating retired priests passes through our books and is re-imbursed by the Diocese with just mileage costs of £385.40 paid by us. Note this will be higher in 2026 as we did not need to make any payments to Fr Jonathan.

In March 2025 I presented a budget to the PCC and this is set out below together with the actual out-turn. Note that the fees claimed from the diocese and paid to visiting clergy and a change in the way we account for funerals since the budget make direct comparisons difficult and the notes attempt to explain this. In summary we have made a surplus of £15,400 albeit notng that the Interregnum and temporary suspension of the Parish Share result it in being anything but a typical year.

2025 Budget v Actuals

A successful year as a result of:

• Lower energy costs (new fixed tariffs from October 2024)

• No vicarage costs or clergy expenses

• Cash collections increased due to special services

• No parish share paid (token £60 only)

• No unexpected repair costs

• Retained fees for Funerals

• Gift aid above forecast

• Continued aggressive management of costs and expenses

• Ongoing generous gifting of essential items throughout the year by our worshipping community

2026 Proposed Budge

I have drafted this on the basis of vicarage running costs and clergy expenses as if our vacancy was filled as that provides a ‘worst case’ financial case.

As a result of this recovery in our finances the PCC will agree an appropriate level of reserves and then having considered the balances of restricted funds such as legacies, an affordable contribution to our Parish Share in 2026.

Finally, we implemented an on-line giving solution in 2025. This is based on scanning a QR code on each pew with a smartphone. This will permit visitors who may have no cash to make a contribution. This solution was at no cost to the PCC with a small commission around 1.5% being taken from contributions.

Mark Thomas, Treasurer April 2026.

Audited sheets follow

ST JAMES THE GREAT CONGLETON. STATEMENT OF INCOME AND EXPENDITURE 31/12/2025

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