The Parochial Church Council of St Thomas, St Anne's on Sea
Annual Report and Financial Statements
of the Parochial Church Council
st
for the year ended 31 December 2024

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS, ST ANNE'S ON SEA
Contents
Trustees Annual Report for the Parochial Church Council of St Thomas, St Anne's on Sea
Independent Examiners, Report..........................
RECEIPTS AND PAYMENTS ACCOUNT..
STATEMENT OF ASSETS AND LIABILITIES.....................................................................................................................
Accounting Policies .
Movement in funds during the year......,,....,,......,,.,..................................................................................... 10
Further Analysis of Receipts
li
Further Analysis of Payments..................
io
12

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS, ST ANNE'5 ON SEA
Trustees Annual Report for the Parochial Church Council of St Thomas, St Anne'5 on Sea
Aims and Purposes
St Thomas, Parochial Church Council IPCCI is responsible for cooperating with the Incumbent, in promoting in the
ecclesiastical parish the whole mission of the Church. pastoral, evangelistic, social, and ecumenical. The PCC is
also responsible for the maintenance and insurance of St Thomas, church and hall,
Objectives and Activities
The PCC is committed to enabling as many people as possible to worship at in our church and to become part of
our parish community in St Anne's. When planning our activitie5 for the year, we have considered the Charity
Cornmission's guidance on public benefit and, in particular, the supplementary guidance on charities for the
advancement of religion.
In particular, we try to enable ordinary people to live out their faith as part of our parish community through:
Worship and prayer; learning about the gospel,. developing their knowledge and trust in Jesus.
Provision of pastoral care for people living in the pa rish
Missionary and outreach work.
To facllltate thls work, It Is Smportant that we mai ntai n the fabric of the church buildings.
Revlew of the year
2024 continued to provide many challenges for the PCC. Worshipping number5 increased slightly under the
oversight of Revd Lynda Brady but many who still regard themselves as member5 Of the St Thoma5 community,
stil I do not attend church very often, nor contribute fina ncially to its upkeep, Numbers on the electora1 roll at the
APCM in May 2023 were 76. The service pattern remained the same until the installation of our new Vicar, Revd
Canon Michael Manley in late October 2024 with a Sunday morning service at 10.30 am, Compline on 2, and 4,
Sundays at 7pm and a said Holy Communion setvice on a Thursday at 10.30am. The new vicar retained the weekly
Sunday morning Parish Communion and Thursday morning said Holy Communion, but, with the ministry Team
and PCC'S encouragement, radically changed their formats - prloritizlng accesslbllity: firstly to a God who was
immanent and near (not detached and distantl by introducing a nave altar and asking the choir in the chancel to
gather around it and disrobe- symbolizing 'God amongst us, secondly accessibility to those who attended ', by
laying aside the use of hymn-books, service booklets, and printed readings, and introducing an easy to follow
combined service sheet with all the hymns, readings, and prayers each Sunday. The magnitude of such liturgical
renewal meant that the vicar only attended the Sunday and Thursday morning services. All else, apart from the
monthly Saturday Brick Church, remained the responsibility of committed volunteers. (For example, the monthly
prayer group continued, Nursery Praise, Monthly Youth Clubl
The ministry team ILLMS and Wardens) held everything together with help from others. and continLsed to fulfill
various function roles to release the Vicar to progress the liturgical renewal.
A Vision Sunday Lunch, open to all, was held to help communicate the new vision based on our congregation's
accessibility to God and people, which was well-attended. During the meeting, members We￿ able to discuss the
new vision and also comment by writing and displaying post-it notes. A report was then collated listing all the
comments.
Though some still expressed reticence and anxiety at the changes- within weeks of their introduction,
attendance increased 10-15Yo which seemed to allay most fears.

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS, ST ANNE'S ON SEA
There were increased attendances for the combined All Souls/AII Saints commemorations, Sunday on Sunday and
advent and then Christmas, which encouraged all.
Unfortunately, Joy Swarbrick (churchwardenl had to remain the main treasurer but eventually was supported by
a friend of a PCC member who thankfully supervised all the book-keeping of the church accounts that had been
recornmended by the Diocesan Board of Finance.
A general improvement in income over the year coupled with an encouraging reduction of the Parish Share for
2024, after negotiations with the Diocese - (to include a staged increase each year) meant that the church was
able to fulfil its Parish Share requirements for 2024 despite losing a major contributor (The after-school and
breakfast club) iri the summer.
Continuing problems with banking at Barclays have made managing the accounts more challenging, but we hope
to finally complete the conversion to an on-line account in the new year.
There has been some increase in the uptake of giving through the Parish Giving scheme although some regular
giving is still via Standing order or envelopes. Fortunately the overall level of giving does seem to show a n
increase, alongside attendance. The church is to a great extent reliant on the income from hall renta15 to meet its
bills. The impact of the energy crisis on the church heating costs came into effect when the fixed term tariff for
gas ended in September- the electricity contract has also risen, We are exploring the payments regular users of
the hall are asked to pay, and our fees for use of the church.
Fundraising events recommenced during 2024 with spring and autumn New to You sales; a Beetle Drive; a Quiz
and Spring and Christmas Coffee mornings. The income generated was very welcome and the events have largely
been organised and run by the church members who have been doing so for many years. Unfortunately, due to
an increasing age prof ile they are finding it more difficult to physica Ily ma nage them. It is imperative that new
streams of income are explored.
Some Quinquennial work has been completed over the year, with the help of a minor repairs grant from the
diocese. The architect ha5 also been asked to draw up plans for a dais, to establish the nave altar and meet the
sight-lines problems of worship all being on one level.
We are delighted that our new incumbent has also fulfilled our request to reconnect with families, youth and
children.. successf ully becoming a school governor, revitalizing brick church and school assemblies, and attending
monthly youth club. He is also leading the introduction of a monthly family Service.
Flnancial review
Total receipts on unrestricted funds were E87,674 (2023 £80,7971. Of these, £41,718 (2023 £47,455) was
unrestricted voluntary donations and the remaining income included fees, room hire together with Gift Aid and
fundra ising and i nvestment income, Planned giving aga in decreased during the year wh ilst unpla nned givi ng agai n
increased. Gift aid is more because the claim for earlier years was also made. The PCC remains grateful to all
those who Eive support to the work here in the parish.
£70,56512023 £83,194> was spent from unrestricted funds to provide the Christian ministry from the parish.
Unrestricted receipts in the year were £17,109 greater than payments but this wa5 mainly because of the Gift Aid
reclaimed for earlier years and the sale of the shares that had historically been owned by the PCC as shown in
note 2.
£59,120 was needed to provide the Christian ministry from the parish through the parish share that largely
provides the stipends and housing for the clergy acr055 the diocese with contributions for each parish based on a

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS, ST ANNE'S ON SEA
formula that tries to reflect whether or not the parish has a full-time incumbent, the size of the regular
worshipping congregation and the relative deprivation in the parish. The parish was grateful to receive a grant of
£18,577 towards this to reflect the relative level of deprivation in the parish, and further support of £8,543
leaving a balance of E32,000, all of which was paid in the year.4.
The bank balances of £71,135 {2023 £47,813) are held in current and savings accounts and Church of England
Deposit Funds as set out in the Statement of Assets and Liabilities on page 9.
Reserves policy
It is FCC policy to try to maintain a balance on unrestricted funds that equates to at least three months,
unrestricted payments. The undesignated balance in the current and Savings account at the year-end were
£24,098 so approximately 4 months, payments. There is also £14,416 designated for repairs and a further £31.136
in Church Deposit Funds.
Structure, governance and management
The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under
the Parochial Church Council Powers Measure.
The method of appointment of PCC members is set out in the Church Representation Rules, The membership of
the PCC consists of the incumbent, churchwardens, and members elected by those members of the congregation
who are on the electoral roll of the church.
The PCC member5 are responsible for making decisions on all matters of general concern and importance to the
parish, including deciding on how the funds of the PCC are to be spent. New members receive initial training in
the workings cf the PCC,

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS. ST ANNE'S ON SEA
Administrative information
st Thomas, ChLJrch and hall are situated on St Thomas Road, St Anne's-on-the-sea, FY8 IJL. It is part of the
Diocese of Blackburn within the Church of England. The correspondence address is as above. The PCC is a body
corporate IPCC Powers Measure 1956, Church Representation Rules 2011) and a charity currently excepted from
registration with the Charity Commission.
PCC members who have served at any time from l January 2024 until the date this report was approved are:
Ex off icio members:
Incumbent.. The Reverend Canon Michael Manley from 27 October 2024
Curate in Charge The Reverend Lynda Brady from 31" March 2024 to 31" September 2024
Licenced Lay Minister - Elizabeth O'connor
Licenced Lay Minister - Peter Watson
Licenced Lay Minister- Deborah Wood
th
Elected members:
Churchwarden- David Bennett..
Churchwarden- Joy Swarbrick (also treasurer untll June 2024)
Mark Rutherford - {PCC Secretaryl
Kathleen Asquith
Janet Boyce
John Davies
Kaye Houston
Amanda Palmer
Elizabeth Proctor
Christine Unsworth
Maurlce Unsworth
Glenys Markland (from 12" May 2024}
Approved by the PCC on 4" May 2024 and slgned on their behalf by Revd Canon Michael Manley as PCC
Chairman.
Revd Canon Michael Manley
PCC Chairman

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS, ST ANNE'S ON SEA
Independent Examiners, Report
Independent Examiner's Report to the members/trustees of the Parochial Church Council of Parish of St Thoma5,
5t Annes on Sea
I report on the accounts for the year ended 31st December 2024 which are set out on pages 8 to 13.
Respective responsibilities of the Trustees and Independent Examiner
As trustees of the charity. the members of the PCC are responsible for the preparation of the accounts. They
consider that an audit is not required for this year under section 14412) of the Charities Act 2011 (the 2011 Act)
and that an independent examination is needed.
It is my responsibility to:
examine the accounts under section 145 of the 2011 Act;
follow the procedures laid down in the General Directions given by the Charity Commissioners
section 14515>lbl of the 2011 Act- and
state whether particular matters have come to my attention,
Basis of Independent Examiner's Statement
My examSn3tion was carried out in accordance with the General Directions given by the Charity Commission.
An examination includes a review of the accounting records kept by the charity and a comparison of the accounts
presented with those records. It also includes consideration of any unusual items or disclosures in the accounts,
and seeking explanations from the management committee concerning any such matters. The procedures
undertaken do not provide all the evidence that would be required in a full audit, and consequently no opinion is
given as to whether the accounts present a "true and fair view" and the report is limited to those matters set out
in the statement below.
Independent Examiner'5 Statement
In connection with my examination, no matters have come to my attention
l. which give me reasonable cause to believe that in any material respect the requirements
to keep accounting record5 in accordance with s.130 of the 2011 Act; or
to prepare accounts which accord with these accounting records have not been met; or
2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts
to be reached.
Mrs Stephanie Rankin FCA
Ribble Accounting Services Limited
56 Broadgate
Preston
PRI 8DU
24 April 2025

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS, ST ANNE'S ON SEA
RECEIPTS AND PAYMENTS ACCOUNT
For the year ended 31 December 2024
Ur)restricted Restricted rorAL
Funds
Funds
2024
TOTAL
2023
Receipts from-
Donations and lesacles
Charitable activities
Other tr3din8 activities
Investments
30
56,364
11,641
11.533
1,920
6,216
£87,674
249
56,613
11,641
11,533
1,920
6,216
£249 £87,923
48,268
8, 721
22.241
1.567
629
3b
3(
3d
Other
3e
Total receipts
£81,425
Payments on:
Church actlvlties
Mlnlstry costs
Church actSvity C05t5
Premises costs- Chu rch, grounds and
Barchester
Costs of tradin8 (hall and otherl
40
33,040
9,203
349
33.389
40,882
11,614
4b
9,203
21,318
4,660
69,676
2,344
£70,565
21,318
4,660
349 70,025
21.989
4d
6,543
81,028
2,344
2.694
£349 £70,914 £83.722
Raisine funds
Total payments
4e
Net re¢eiptsl{payments
17,109
i iooi
17,009
(2,297J
Cash funds brought forward
Transf er5 between funds
44,813
loo
44,913
47,210
TTansf erred from Investments to cash
Cash funds carried forward
9,213
£71,135
9,213
£71,135
44,913

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS, ST ANNE'S ON SEA
STATEMENT OF ASSETS AND LIABILITIES
As at 31 December 2024
2024
2023
Unrestrlcted Restrirted
2024
Total
Unrestrirted Restricted
2023
Total
Current assets- Cash at bank and In hand
Main current account 3081914
21,168
2,062
868
204
21.372
2.062
868
9,665
3,156
693
loo
9,765
3,156
693
100 Club 30443239
Premium Account- Tracker 80758841
Designated Fabric Account 40051543
14,416
38,514
14.416
38,718
163
163
204
13,677
loo
13.777
Less cash belonging to DBF IDBF
portion of fees)
12041
12041
38,514
3.159
29,462
£71,135
38.514
13,677
3,159
27,977
£44,813
loo
13.777
3,159
27,977
£44,913
CCLA ICBFI deposit account 714D
CCLA ICBF} deposit ac¢ounl 998D
Total 2A
3,159
29.462
£71,135
£100
Investment Assets
568 shares Royal Dutch shell (NOW 50LDI
Total 2B
9,213
£54,026
9,213
£54,126
£71,135
£71,135
£100
The notes on pages 10 to 13 form an integral part of these accounts.

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS ST ANNE'S ON SEA
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 December 2024
l. Accounting Policies
Basi5 of preparation
The financial statements of the PCC have been prepared in accordance with the Church Accounting
Regulations 2006 using the Receipts and Payments basis.
b. Funds
Unrestricted funds represent the funds of the PCC that are not subject to any restrictions regarding
their use and are available for application on the general purposes of the PCC. Funds designated for a
particular purpose by the PCC are also not restricted.
Restricted funds are income funds that must be Spent on restricted purpose5 and detai15 of the funds
held and restrictions provided are shown in the notes to the accounts.
The financial statements include all transactions, assets and liabilities for which the PCC is responsi ble
in law. They do not include the accounts of the church groups thatowe their main affiliation to another
body nor those that are informal gatherings of church members.
2. Movement in funds during the year
The movements in the different funds can be 5ummarised as follows:
Fund
Trffrom
Investments
l Jan 2024 Receipts Payments
Transfers 31 Dec Z024
Unrestrlcted Cash Funds
General Fund
Designated Fabric Fund
Tot31 unfestricted funds
44,813
87,569
105
87,674
69,447
1,118
70,565
9,213
-15,429
15,429
56,719
14,416
71,135
44,813
9,213
Notes 3,4
Re5trftted Funds
Special Collections to Pas5 on
Restricted Funds
loo
249
349
loo
249
349
Notes 3
Cash Funds IA + Bl
£44,913 £87,923
£70,914
£9.213
£71,135
Notes 3 and 4 give a breakdown of the receipts and payments,
In addition to the cash funds set out above, the PCC also held investments as follows:
On 31 December 2024
Book value
On 31 December 2023
No of shares
No of shares
Book value
Investment assets
Unrestricted
6440: 568 shares Royal Dutch Shell
Sale proceeds in year
Surplus on sale of investments (3cl
£nil
568
E9,213
15,429
£6,216
The shares were sold in February 2024 and the proceeds of £15,429 designated to the fabric fund {see note 2
above}
io

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS ST ANNE'S ON SEA
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 December 2024
3. Further Analysis of Receipts
Unrestricted Restricted TOTAL
Funds
Funds
2024
TOTAL
2023
3a. Donotion5 and legocies
Planned Giving- Parish Giving Scheme
Planned Giving - Standing Orders & cheques
Planned Giving CAF
Planned Giving - Envelopes
Planned 8ivinB total
11,324
3.786
2,218
1,635
18,963
1,088
3,201
7,745
5,391
11,324
14,OCIO
3,786
6,056
2,218
3,304
1.635
4,402
18,963 27,762
1,088
1,6Q8
3,201
49
7,745
6,020
5,391
4,917
249
1,763
1,140
813
One off Giving- Sumup
One off Giving- PG5
One off Givin8 - one off envelopes
Loose plate collections
Retiring collections
Sundry donat5ons
Gift Aid tax refunds received
249
334
334
14,647
500
4,495
56,364
14,647
500
soo
4,495
3,695
249 56,613 48,268
Legacies
Grant5
Donations and legacies Totals
3b. Incomefrom choritqble activitie5
Parish fee for wedding or funeral
Churchyard maintenance fee
Church or Hall lettin85 - objectives
Other receipts
Income from charltable actlvltles Totals
2,107
159
2,107
159
4,320
33
9212
163
9212
4,368
163
11,641
11,641
8, 721
3c. Other trading actlvltie5
Fundraising
Church or Hall letting5 - fund raising
Magazine income Sales and 3dvertisin8
100 Club income
4,371
3,847
65
4.371
3,847
65
3,930
15,130
si
3,250
11,533
3,250
11,533
3,130
22,241
Other trading activities Tot31s
3d. Income Jrom investments
Dividend5 from shares
Bank and building society interest
CBF Deposit atcount interest
Investment Income Totals
153
153
118
118
1,649
1,920
1,649
1,920
1,559
1.567
3¢. Qther Income
Refund5 from previous yeor expenditure
Surplus on sale of investments
Other income Totals
62g
6,216
6,216
6,216
6,216
629
Total recelpts
£87,674
£249 £87,923 £81,426
li

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS ST ANNE'S ON SEA
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 December 2024
4. Further Analysis of Payment5
Unrestricted Restricted TOTAL TOTAL
Funds
Funds
2024
2023
4a. Ministry costs
Giving to rnlS5ionary societies
Givin8 to relief and development agencies
Parish Shale
Clergy working expenses
Cou ncil tax {clergy housingl
Telephone and broadband IclerBV housing)
Reader expenses and subscriptions
Visiting clergy/lotums
DBF portion of fees paid over to DBF
Ministry costs total
171
349
349
357
32,153
32,153 32,000
1,500
2,890
25
14
25
14
55
848
422
3,487
349 33.389 40,882
33,040
4b. Church actlvltles
General Mission/Support activltles
Qr8anist Fees
Organ / piano tuning and maintenance
Upkeep of services
Parish mission and evangelism costs
Printingi Postage and stationery
Subscriptions
Professional Fees
Sundry expenses
Advertlslng and PR
Banking charges/Transaction char8es
Branch Organisation - payments
Church activities total
23
23
168
4,800
468
4,800
4,800
868
468
468
257
54
969
969
938
766
200
441
766
200
441
1.057
2,154
939
829
829
404
22
22
17
163
163
12
9.203
9,203 11,614
4c. Premise5 COSt5- Church, grounds and Barchester
Insurance
6,491
2,513
6,755
591
6,491
4.924
2,513
1.035
6,755 10,329
591
158
Church building- electric
Church building - gas
Church buildin8 - water
Phone and Wi-Fi (church building/parish officel
Utilities total
348
348
355
17,148
2,354
35
17.148 16.801
2,354
614
35
Church building maintenance {routinel
Church equipment costs
Church building major repair5 - structure
Cleaning materials and equipment - Church building
Upkeep ofchurchyard & Brounds
Premise5 Costs (church, 6round5 etcl total
324
1,945
1,088
1,217
21,318 21.9S9
1,670
iii
1,670
iii
21,318
12

THE PAROCHIAL CHURCH COUNCIL OF PARISH OF ST THOMAS ST ANNE'S ON SEA
NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31 December 2024
Further analysi5 of payments continued
4d. Costs of trading (hall and other)
H211IOther building - electricity
Halllother building- gas
Hall/Other building- maintenance Iroutinel
Hall/Other building - equipment
Halllother building - consurnables
Hall/Other building - cleaning cos15
Hall c05t5 total
Magazine costs
Other trading expenditure
Hall and other trading costs total
219
219
1,243
2,510
1,243
2,510
1,271
881
461
299
299
337
203
337
3,648
6,473
4,608
52
4,608
52
70
4,660
4.660
6,543
4e. Raising funds
Costs of fundraising events
100 Club payouts
402
2.292
2,694
2,344 2,344
2,344 2,344
2,344
2,344
Raising fund5 Tota15
Total payments
£70,565 £349 £70.914 £83,722
13