St Paul's
PAROCHIAL CHURCH COUNCIL
OF
THE ECCLESIASTICAL PARISH OF ST PAUL, CAMBRIDGE
(Registered Charity No. 1132965)
STATEMENT OF ACCOUNTS
FOR THE YEAR ENDED 31 DECEMBER 2025

Parochial chU￿h Council of the EcclesiaslKal Parish of St Paul. Cambridge
Financial Statements for the year ended 31 December 2025
Aims and Purposes
St Paul's Parish Church Council IPCC} has the responsibility of co-operating with the Incumbent. in
promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social,
and ecumenical. St Paul's exists to proclaim the love of God in word and deed, in the context of its
parochial church ministry in the Church of England. This is summarized best in the Anglican marks of
mission (Marks of Mission).
During the course of 2025, the PCC has articulated more fully St Paul's Mission and Vision and has
adopted two frameworks to 5UPPOrt and enable its mission.
The first is 'the Four Cs'_ four 3rea5. each with their own sub-committee chaired by a trustee,
which relate to four aspects of the church's life: Congregation, Compassion, Culture and Commerce.
The second is the 12 marks of a Christian life. These marks of a Christian life help each individual
on their faith journey. They also help the PCC ensure the breadth and depth of the ministry of the church.
St Paul's also has two operational committees: Finance and Maintenance.
Below is a fuller explanation of the 4cs and how they relate to the 12 marks.
The 'C of Congregation.
Love the Lord your God, with all your heart, with all your soul, with all your mind and all your
strength.. {Mark 12:30-31}
To learn together what it mean5 to be God's people, shoped by the Christion story, in this time ond in
this place.
The Christian faith is not a solo religion, but one that is defined by gathering. The Greek word ecclesia
Iwhich we translate as the church), means the assembly, originally the assembly of citizens of the
Greek state. To be a Christian is to be called into relationship with God, and with others. The church is
not defined by its buildin& but by the people who regularly gather there to worship.
The Sunday gathering is, therefore, a focal point of the week. when the community in its diversity
assembles around the Lord's Table: a sign of the abundant love of God poured out for us in Jesus. The
Bible 15 read and the Word, is opened for us by a variety of preachers as we seek to become people
who learn to discern God's word for our age. Children and young people are nurtured through Sunday
groups and additional activities.
Christian discipleship is fed and nurtured not just through our Sunday gathering, but through mid-
week prayer groups, study groups, and active service. The whole people of God are encouraged
faithfully to live out their vocations inside and outside the church in varied ways and in many contexts.
Pastoral care is given and received by all members and the ministry of reconciliation, healing and
prayer is offered. Ministry to those who are housebound. or who are in care homes, is also shared by
J A5 developed by HeartEdge, a nelw)rk of churche5 SUPPDrted by ¥ team at St Mèrtin-in-the-Fields.
Z Open. Live. Challen8e. Care. Share. Learn. SeNe. Tell. Flourish. Worship. Pray. Notice.

Paiochial Church Council of the Ecclesiastical Parish of Sl Paul, Cambridge
Financial Slalemenls for the year ended 31 December 2025
the congregation. After a period of preparation, new members are welcomed through baptism and
confirmation. Wedding and funeral ministry remains a core part of parish ministry. We are fortunate
to have a church primary school where Christian learning is enabled. and children are involved in
Christian worship.
Eco Church guides our life and decisions in relation to eco care, and we seek to build on our Silver Eco
Award success.
The Inclusive Church Group works to ensure that we are an accessible and inclusive space for all.
The 'C of Compassion
'God is love and all who live in love, live in God, and God lives in them.'11 John 4'.161
To build community through a ministry of hospitolity and Service.
To chollenge injustice ond workfor reconciliotAOn.
To model kingdom value5 (love, generosity, gentlene55, peace, forgiveness).
At St Paul's we aim to show God's compassionate love, especially to those who for whatever reason
are marginalised, vulnerable, in need, or living with poor mental health, or physical disabilities.
Responding to the call of God who has a bias to the poor. we seek to embody that bias in the
programmes that we run. Such a bias to the poor is not about the church being a service provider, but
rather a community that recogni5es its own vulnerability and is therefore able to sit with others in
theirs,.
The 'C' of Culture
'In the beginning was the Word, and the Word was with God, and the Word was God. He was in the
beginning with God. All things came into beinE through him, and without him not one thing came into
being. What has come into being in him was life, and the life was the light of all people. The light
shines in the darkness, and the darkness did not overcome it., (John I.. 1-51
To enoble creotive engagement with the Christian story though dromo. ort. music, ond other creotive
media.
The Christian story encompasses the whole of life, from the first act of creation to the gift of life
everlasting in the new creation. Art has the potential, in all its forms, to be an expression of God's
creative energy, mirrored in creation, whether it5 religious themes are explicit or not. Art at St Paul's
seeks to be expansive and generative, enabling the widest range of people to encounter the story of
God through the creative arts. In telling the Christian story through art, 5t Paul's aims to provide
compelling moments of revelation and epiphany, as well as Speaking to the range of human emotion
and experience.
'If church communitie5 could Tecognise their own Trvlnerability, ctsnceiving of Themselves as 'neighbour' rarher than 'hosi',
and instead of raking a service provider posture. adopting an attitude of mutual respect. then there may be hope to rebuild the
relaiionship." From.. https'.Iliogetherforthecommong¢y)d.w.ukluncateggrisedlrethinking-bias-tO-ihe-poor

Parochial Church Council of the EcclesiaslKal Parish of Sl Paul, Cambndge
Financial Slalements for the year ended 31 December 2025
The 'C of Commerce
'Blessed are you, O Lord, the God of our ancestor Israel, for ever and ever. Yours, O Lord. are the
greatness. the power, the glory, the victory. and the majesty,. for all that is in the heavens and on the
earth 15 yours,. yours is the kingdom, O Lord, and you are exalted as head above all. Riches and honour
come from you, and you rule over all. In your hand are power and might,. and it is in your hand to
make great and to give strength to all., I Chronicles 29.. 10-12
To be good stewords of oll thot we hove inherited, working to ensure thot our 05set5 are used to enable
thefurtheronce of God's kingdom.
In the Book of Common Prayer, at the offertory, the minister is invited to say the words, 'All things
come from you, ènd of your own do we give you'll Chr 10.141. In so doing we are reminded that all of
Christian life 15 marked by gift and thankfulness. Christian communities can often be nervous talking
about money, or about being engaged in business. There is a sense that somehow all money is
corrupted. The Bible is clear that love of money is the root of many evils, and in our commercial
operations we must always be alert to the temptation to make money the goal or master. At St Paul's
we engage in commerce in order to be good stewards of what has been entrusted to us by the faithf ul
Christians who have served God in this place before u5. And we do so in ways that reflect our Christian
ethical commitments.
To this end, St Paul's many rooms are hired out 6 days a week (but not on Sundays, the Christian
sabbath). The money from the lettings enables the PCC to employ centre staff to manage the business
and operational needs of the church. The income from lettings also enables the PCC to meet the day-
to-day running costs of St Paul's and at times to subsidize the parish share. Centre staff also support
the other three aspects of the church life through enabling the church to be open each day, through
operational management, grant fundraising, and marketing of 5t Paul's more 8enerally.
Strurture of the Organlsatlon
The PCC has worked to clarify the structure of the organisation, in particular the relationship between
trustees, committees and staff. Substantial work has been undertaken on policies, and this continues.

Parochial chU￿h Council of the Ecclesiaslical Parish of Sl Paul. Cambridge
Financial Statements for the year ended 31 December 2025
Parish Church Council
Coun￿1 Member5 snd Ch
Ftywr
fyoup
Trustee rel￿onShIPSt0
ministy, stsff and
opèrations
Au9J5t 2025
Summary of the Yearfs Activities
During the course of the year the Parochial Church Council IPCCI met 6 times and also met for a PCC
away day with a focus on clarifying the mission and vision, and Strategic direction of St Paul's. The
members ofthe PCC are listed on page 20 of this Annual Report.
The PCC has taken regard of the Charity Commission's guidance related to public beneftt and they
believe the PCC'S activities are in accordance with those guidelines.
Stafflministry Team
In June, Revd Dr Rebecca Applin Warner was ordained as a priest and continued her rich ministry as
self-sUPPOrtinE curate. During 2025 we had student5 from both Ridley Hall and Westcott House on
placement with us, these were Peter Amir, Brian Crai& Harri England, Laura MacFarlane and Phillis
Njuguna. We also had Anne Carter on an extended LLM placement. Students on placement with us
preach, lead seThices, run courses, are active in our groups and support our community outreach.
The PCC welcomed Jonathan Potts as the new Centre Manager in July 2025, followed by Emily Wright
as Assistant Centre Manager Imarketingl in November. They joined the existing staff team of Emma
Caroe Icommunity Development Worker) and Anna Pile (Children and Family Worker}. Sarah Collins,
Joanne Koehler and Laura Swindell all moved on during the year.
Community Programme
One of the biggest developments of 2025 was the launch of our Fairbite Food Club, and with it
community café on Monday afternoons. Following several months of consultation, the PCC formally
approved the proposal in July and the project launched at the beginning of November, delivered by a

ParcLhial Church Council of the Ecclesia$lical Parish of St Paul, Cambridge
Financial Slalements for the year ended 31 December 2025
large team of volunteers drawn from the previous foodbank session. church members, and foodbank
users/Simple Supper guests. We averaged 12 shops a week in the last two months of 2025, although
our membership list grew to nearly 40 people. Fairbite created an opportunity to get a new group of
people involved and invested in a community project, people who were mostly living with multiple
disadvantage. Some joined the volunteer team, including taking on leadership role5, while others
started contributing significant amounts of help informally. Seeing people more regularly, rather than
only at crisis point for foodbank help, enabled us to begin to build more meaningful relationships with
this group.
Simple Supper, rebranded as a "free community meal" attracted an increasingly diverse community
over 2025. It continued to welcome people in very vulnerable situations including homelessness,
addiction. and serious mental health issues- these included acute one-off visits where the team
responded compassionately and signposted to further support where needed. Regular guests were of
all ages and varying backgrounds and situations. Across the year, a culture of "with not forf, developed
and strengthened as guests increasingly contributed to set up and clear away alongside volunteers.
The year concluded with a Christmas meal, held in the church hall for the first time to accommodate
55 people, and financially supported by a local café.
The Thursday Group Saw Significant development of Social activities and trips. Alongside the
longstanding summer seaside trip and Christmas pantomime, 6 more local trips included Anglesey
Abbey. the zoo, and tenpin bowling, attracting a total of 49 unique people (not including families and
others from the congregation attending the pantomimel. After many years with us The Laundry Room
Singers left for a new location, this meant we had the opportunity to develop a different Thursdav
morning programme. By June a full programme of weekly social activities at 11am before lunch had
been developed, attended by a core group of 6-8 people a week.. monthly walks in the Botanic
Gardens continued with a new volunteer guide arriving in March, and a new member of the Thursday
Group volunteered to lead crafts on a fortnightly basis.
Friday Lunch Club maintained a consistent and sociable atmosphere, though sadly some illnesses, care
home moves, and deaths meant we lost a few people over the course of the year. Good Friday fish and
chips and Christma5 Lunch were highlights of the year both with over 50 people attending.
36 new volunteers joined over the course of 2025: 18 for Fairbite, 7 for Simple Supper, 4 for Thursday
Group, 3 for Friday Lunch (including 2 lead cooks), 4 for both lunch clubs.
School
The PCC supports the work of our connected primary school.. St Paul's Church of England Primary
School. The vicar 15 an ex-officio governor of the school and Dr Ros Thorburn (member of St Paul's)
became a trustee during the year. The whole school visited St Paul's for their Easter Service, Year 6
took part in a Labyrinth Spirituality Day as part of their transition to secondary school, and we ran a
meaningful spirituality day for all years in the School. Christingles were made with the whole school.
with every child who wanted one able to make them and take one home.
The vicar led collective worship every week in term time, with support from Anna Pile. Anna and
Imogen continued to run a weekly worship club at the school, with regular attendance of 20 -25
children.

Par￿hla1 ChLbrch Council of the Ecclesiastical Parish of Sl Paul, Cambridge
Finaneial Slalement5 for the year ended 31 December 2025
The vicar is also a trustee of the Church Schools of Cambridge ICSOCI, along with David Farrer who has
served admirably as link trustee for St Paul's School for a number of years. CSOC supports Church of
England schools in the city and makes grants for other churches for work in schools. It provides
invaluable funds to St Paul's School.
External Links
The PCC has supported the church's continued participation and membership of Citizens, UK and in
particular the founding of the Cambridge Chapter. The group successfully campaigned to see the
retention of the Tiger Bus Pass that support5 travel for young people. This group enables the church to
take part in 'transforming unjust structures of society, a key plank in Anglican mission.
Finance Report
Attached to this Annual Report is a summary Statement of Financial Activities for the year, a full set of
accounts and the Independent Examiner's Report on these accounts.
St Paul's has managed a portfolio of discrete funded projects during the year. and we extend a thank
you to all ourfunders.. The National Lottery Community Fund, Cambridge City Foodbank, Church
Schools of Cambridge, and the Archbishops Council.
Total congregational giving increased almost 7% in 2025 which is a tremendous achievement,
surpassing our target of matching our annual parish share. Although there was a small year-on-year
decrease in overall Lettings income, this does not reflect current trends, and we continue to invest in
and be grateful for a strong Lettings programme to support St Paul's mi55ion.
A continued challenge as a congregation is to maintain the steady increase in our regular giving so that
it keeps up with the inflationary increases in the cost of our parish share. Those that are able are
invited to review their regular giving Isuch as by using the Parish Giving Scheme), and/or consider
contributing more to the life of the church with their time. Such support will over the long run make
our church less dependent on grant income lor drawing down from our finite legacy income), and
more resilient in an inflationary economic environment.
St Paul's is indebted to the work of the whole finance team: Giulia Kistruck Ibookkeeperl. Keith Cowlev
Igift aid administrator) and David Farrer ladvisorl.
Reserves
The Church of England recommends that a PCC should adopt a formal reserves policy in its accounts
and a broad recommendation for most charities is that they have unrestricted funds available to meet
three months, future expenditure. In the light of the financial performance of the Centre in recent
years, St Paul's ha5 always maintained balances well in excess of any normal reserve requirement. Our
current unrestricted funds balance continues to support this posltion.

Parochial Church Council of the Ecclesiastical Parish of St Paul. Cambridge
Financial Statements for the year ended 31 December 2025
STATEMENT OF FINANCIAL ACTIVITIES
Unrestrlcted Funds
Restrlcted Funds
Total
Funds
Unre5tr1rted Funds
Restrlcted Funds
Totsi
Notes Con8re8atlon Centre
2025
2025
Congregatlon Centrt
2025
2025
Congregatlon Centre Congregatlon
2024
2024
2024
Centrè
Funds
2025
2024
2024
Income from
Donations
28
86.514
171
8,714 17.964 113,363
18,719
140,275
5,659
6,268
93,116
502
7.584 26,930 127,630
12,172
154,707
3,551
8,070
Charitable artivitie5
2b
6.926
11.793
140,275
5,659
11.670
10,860 143,847
3,551
Other attivities
Investments
2d
Other
2e
6,268
8,070
Total Income
99,708 157.898
8.714 17.964 284,284
112,548 159,068
7.584
26,930 306,130
Expendlture on
Raisin8 funds
Charitable actlvities
3a
364
364
547
547
3b
98,857 151,796
20.680 22.804 294.137
77,602 175,255
33.220
400 286,477
Total Expendlturè
98,857 152.160
20,680 22,804 294.501
77.602 175,802
33,220
400 287.024
Net Income/lExpendlturel
851
5,738
111,9661 14,840
10,2171
34,946 116,7341
125,6361
26.530
19,106
Transfers between funds
io
12.6881 13.2421
7.623 11,6931
120.4031
15.945
25,015 120,5571
Net movement In funds
11,8371
2.496
14.3431 16,5331 110,2171
14,543
17891
16211
5,973
19,106
Balances at ljanuary
141,502 26,713
21.535 19.593 209,343
126,959
27,502
22.156
13,620 190,237
8alantès at 31 Dtcernber
139,665 29,209
17.192 13.060 199.126
141,502
26,713
21.535
19.593 209,343
All amounts relate to continuing actNitie5. There were no reco8nised gains or losses other than those included above.
The notes on pages 4 to 14 form part of these financial statements

P8rcthial Church Council of the Ecclesiastical Parish of Sl Paul, Cambridge
Financial Slalements for the yeai ended 31 December 2025
BALANCE SHEET
Total
Funds
2025
Total
Funds
2024
Notes
Fixed Assets
Tangible Fixed Assets
7,145
8.625
Current Assets
Debtors
Cash at bank & in hand
13.195
194,364
207,559
19.925
195,516
215,441
Creditors: amounts falllng due
within one year
115,5781
114,7231
Net Current Assets
191,981
200,718
Total Net Assets
199.126
209,343
Parish Funds
General Reserve
Designated Funds
Total Unrestricted Funds
Restricted Funds
io
io
79,162
89.712
168,874
30.252
64,731
103.484
168.215
41.128
io
Total Fund5
199,126
209,343
Approved by the Parochial Church Council and siyed on its behalf..
Chair of Trustees. Rerfd lrnogen Nay
17 April 2026
The notes on pages 4 to 14 form part of these financial staternents

Paroch￿1 Church Council of the Ecclesiastical Parish of St Paul, Cambridge
Financial Sialements for the year ended 31 December 2025
NOTES TO THE FINANCIAL ACCOUNTS
NOTE I ACCOUNTING POLICIES
The principal accounting policies adopted, judgements and key Sources of estimation uncertainty in the
financial statements are as follows.
Basis of Accounting
The financial statements have been prepared under the Charities Act 2011, Church Accounting
Regulation5 2016 and in accordance with the October 2019 second edition of the Charities Statement of
Recommended Practice (the Charities SORPI and Financial Reporting Standard 102 IFRS 1021 effective
from l January 2019. The financial statements are drawn on the historical cost basis of accountin8 With
items recognised at cost or transaction value unless otherwise stated in the relevant notelsl to the
accounts.
The financial statements include all transaction. assets and liabilitie5 for which the PCC is responsible in
law. They do include the accounts of the church groups that owe affiliation to another body or those that
are informal gatherings of church members. The PCC meets the definition of a public benefit entity under
FRS 102.
Going Concern
There are no material uncertainties about the charit(s ability to continue and accordingly accounts have
been drawn up on a going concern basis.
Financial Instruments
The PCC has financial assets and financial liabilities of a kind that qualify as basic financial instruments.
Basic financial instruments are initially recognised at transaction values and subsequently measured at
their settlement value.

Parochial chU￿h Council ol the Ecctesiaslical Parish of Sl Paul, Cambridge
Financial Statements for the year ended 31 December 2025
Income
Donations are included gross in the SOFA when the Charity is entitled to the income and has actually
received the cash into its bank account and the value is thus measured reliably. Donations are treated as
unrestricted unless specifically restricted by the donor. Income from grants is recognised gross when
notification of approval 15 received and treated as unrestricted unless specifically restricted by the donor.
Expenditure
Expenditure is accrued as soon as a liability is considered probable and the amount of the obligation can
be measured reliably. As the PCC is not registered for VAT, expenditure includes VAT where appropriate.
Tangible Fixed Assets
Consecrated and benefice property is not included in the accounts in accordance with SIO121 lal of the
Charities Act 2011. This include5 Church Silverware and historic furnishing. No value is placed on
movable church furnishings held by the vicar and churchwardens on special trust for the PCC and which
require a faculty for disposal are considered inalienable propertv.
Other fixtures and fittings: furniture and equipment costing more than £1,000, used within the church
premises is depreciated on a straight-line basis over the estimated useful life of 10 years. Individual item5
costing less than £1,000 are written off when acquired.
Funds
Unrestricted funds are available for use at the discretion of the trustees in furtherance of the objects of
the charity. Designated funds are unrestricted funds earmarked by the trustee5 for particular purposes.
Restricted funds are subject to restrictions on their Spending, imposed by the donor.

Parochial Church Council of the Ecclesiastical Parish of St Paul, Cambridge
Financial Stalements for the year ended 31 December 2025
NOTE 2. INCOME
UnrestrKteil Funds
ConKregation
Centre
2025
2025
R¢strFtted Funds
Congregation Centre
2025
2025
Total
Funds
2025
UnrÈstrlttèd Funds
R￿trIrted Funds
Congregation Centre Congregation Centre
2024
2024
2024
2024
Totsl
Funds
2024
2a Oonatlons & Legac￿$
Tax efficient planned giving
Other planned giving
Collettions
Gift days
Grants
Donations, appea15 etc
Legacies
Gift aid recovered
44.782
10.958
2,915
10,968
6,394
51,176
10,958
2,915
10,968
2,320 17,964 20,284
39,546
9.424
3.420
7,578
7.584
47.130
9.424
3,420
7,578
26.930
4.500
16,000
12,648
7,584 26,930 127,630
26,930
4.500
16,LIXt
12,648
93,116
4.758
12.133
86,514
4.758
12.304
,714 17,964 113,363
171
171
2b Charltable actlvltles
Stattjtory fees
Parish Weekend
Hospltslity pro8ramme
Other events
1,311
5,615
1,311
5.615
10,152
1,641
18,719
502
502
10.152
1.641
11.793
10,889
781
502 11,670
10,889
781
12,172
6,926
2c Other actlvftles
Room lettings
ArtsFest
140.275
140.275
143.847
143,847
10,860
154.707
10,860
10,860 143,847
140,275
140,275
2d Investments
Bank Snterest
5,659
5,659
5,659
5,659
3.551
3.551
3,551
3,551
2e Other
Feed-in Tariff payments
6,268
6.268
99.708
6,268
6,268
8.714 17,964 284,284
8.070
8,070
112,548 159,068
8,070
8,070
7,584 26,930 306.130
Total
157,898

Parochial Church Council of the Ecclesiastical Parish of St Paul. Cambridge
Financial Statements for the year ended 31 D￿mber 2025
NOTE 3. EXPENDITURE
UnreMrltted Funds
Congregatlon
Centre
2025
2025
Re5tric*d Funds
Congregatlon
Centre
2025
2025
Total
Funds
2025
Unrestrlcted Funds
Congrtgation
Centre
2024
2024
Rtstrirted Funds
Con8regat4on
Centre
2024
2024
Total
Funds
2024
3a Ralsln8 Funds
AdvertisinglPublicity
364
364
547
547
364
364
547
547
3b Charftable Adlvltles
Church Artlvftles
Mission giving & donations
Parish Share
stsff costs
Clergy Expenses
ArtsFesVPari5h weekend
Hospitality Programme
Church expenses
Buildin8 maintenance
Cleaning and Caretakin8
Insurance
Officeladministration
Bank charges
Children's artivities
Upkeep of setv5ce
Music
Computers/Equipment
Other running costs
Depreciation
Church utility bills
Hospitality
1.072
62,193
13,613
1,851
5,248
674
7,430
8,502
82.924
11.328 100.172
2,138
5.248
9,150
80
59,508 19,836
73,781
6,950
7,030
79,344
93,451
2,420
9,531
I,LX16
20,731
68,564
6,667
287
19,670
2,420
9.531
995
8.476
li
8.698
11,333
4,272
7,159
9,133
192
4.467
27,498
4.272
7.159
9.940
192
1.526
2.568
429
20,760
11,589
7,149
8.311
384
20,760
11,589
7,149
8.684
852
2,425
2.129
705
5.436
1.181
1,908
18,077
6,696
373
468
1,313
2,129
421
1,526
2,568
429
1.112
284
6,215
2,606
1,480
13.456
5,755
6.215
4.435
1,480
13.456
5.933
5,436
1,181
1,908
18,077
6,332
1,829
178
364
Major Capltal Costs
Major repair5 to Church
PCC Governance Costs
5,604
5,604
5LK)
286,477
287,024
900
151,796
152,160
900
20,680 22,804 294,137
20.680 22.804 294.501
500
175,255
175,802
98,857
98,857
77,602
77,602
33,620
33.620
Total

Parochial Church Council of the Ecclesiastical Parish of St Paul, Cambridge
Financial Statements for the year ended 31 December 2025
NOTE 4. STAFF COSTS & REMUNERATION OF KEY MANAGEMENT PERSONNEL
2025
2024
Staff Costs
Wages & Salaries
98,861
91.862
Employer's Pension Contribution
1,311
100.172
1,589
93,451
The PCC consider its key management personnel comprise the Centre Manager and Trustees.
The numberof employees wa5 8 in 2025 and 7 in 2024. This number does not include Trustees who are
not allowed to receive remuneration for their duties.
No employee received benefits from employment {excluding employer pension contributions) of more
than £60,000.
NOTE 5. TANGIBLE FIXED ASSETS
Fixtures & Fittings
2025
2024
Costs
As at l January
Additions for year
As at 31 December
64.929
64,929
64,929
64.929
Depreciation
As at l January
Charge for year
As at 31 December
56,304
1,480
57,784
54,395
1,909
56,304
Net Book Value As at 31 December
7.145
8,625

Parochial Church Council of the Ecclesiastical Parish of Sl Paul, Cambridge
Financial Statements for the year ended 31 December 2025
NOTE 6. DEBTORS
2025
2024
Gift Aid Recoverable
Other Debtors
Prepayments
5,645
6,254
1,296
5.796
14.129
13.195
19.925
NOTE 7. CASH and CASH EQUIVALENTS
Cash at Bank and in hand consisted of no-notice bank deposits at the bank and the investment company
listed in Note 14 plus an imprest float held by CBR for salaries.
NOTE 8. CREDITORS- Amounts falling due within one year
2025
2024
Trade Creditors
Accruals & Sundry Creditors
{13,2571
{2,3211
{13,0261
11,6971
115,5781
114,7231

Parochial Church Council of the E¢¢lesiasli￿l Parish of St Paul, Cambridge
Financial Sialemenls for the year ended 31 December 2025
10
NOTE 9. ANALYSIS OF NET ASSETS BETWEEN FUNDS
Tan8lble
Fixèd
Assets
btors
Cash at
Bank
Creditors
wlthln
year
2025
Total
Unrestricted Funds
General Congregation
General Centre
6,32S
6,870
52.194
29,351
1.421
14,157
57,098
22,064
Des18nated Funds
legacies
Electricity Feed in Tariff
Fixed assets
78.260
3,940
78.260
3,940
7,145
367
7,145
Weekend Away
367
7,145
13,195 164,112
15,578 168,874
Restrlrted Funds
Child Empowerment U8anda
Oivine Hope Foundation
Mission
214
214
280
280
Children and Youth
CSOC Worship Oub
Or8an
Refvrbishment
Staff and Volunteers
43
43
6,828
1.643
3.500
2,S¢XI
3.988
6,828
1.643
3,5(Kl
2,5(N)
3,988
Vicar's DIsc￿tIonary
Community hrtusician
Cambridge City Foodbank
Cambridge City Fairbite
AFA Lottery Grant
Icornmunity Worker)
Font
6.572
6,572
30.252
30.252
7,145 13,195 194,364
15,578 199,126

Paroehial chU￿h Council of the Eccle$ia$tical Parish of St Paul, Cambridge
Financial Statements for the year ended 31 December 2025
11
NOTE 10. FUNDS
Balance at
l January
2025
Incomlng
Resources
Resourtes
Expended
Write
Balance at
Trander5 31 Dec 2025
Unrestrlcted Funds
General Con8re8ation
General Cent
46.643
18.088
64,731
83,(kfi7
157,898
240,965
171,2981
1150,6801
1221.9781
11,3141
13,2421
14.5561
57,098
22,064
79.162
De518nated Funds
Le8acSes
Electricity Feed In Tariff
Fixed assets
88,489
6,370
8,625
4,758
6,268
113.6131
18,6981
11.4801
15.2481
129,0391
11.3741
78.260
3.940
7.145
367
Weekend Awav
5,615
16,641
103,484
11.3741
89.712
Rèstrbtted Funds
Child Empowerment Ugand
Divine Hope Foundation
Mission
46
954
ii.owi
14301
16,0(X)I
16.6671
11,5791
12601
11,9201
33
611
214
273
280
Children and Youth
4,552
2.115
17411
CSOC Worship Club
Organ
RefurbishmenV8uildin8 Repairs
Staff and Volunteers
2,320
248
4,696
1,468
6,765
1,930
4.684
43
495
63
6.828
1.643
3.5C¥)
Vicar's Discretionary
Community Musician
Cèmbrid8e City Foodbank
Cambridge Clty Fairbite
AFA Lottery Grant Icomrnunity
Worker)
Font
12871
12501
I7,5C￿l
19761
3,750
2.5
4,964
3.988
19,593
2,038
111,3281
12,2871
13.0001
143.4841
11.6931
249
6.572
Church Decarbonisation Grant
41.128
26,678
5,930
30,252
TOTAL RESERVES
209,343
284,284 1294,5011
199,126
l. The PCC decided to transfer the surplus of the Centre Hospitality pro8ramme from General Centre to General CongTegation
Fund. In 2025 this wa5 £4,686.
2. The PCC decided that 25% of the parish share is paid for from the General Centre Fund rather than the General
Con8re8ation Fund (this is shown in expenditure. not as a transferl. In 2025 this wa5 £20.731.
3. All othertransfers are mentioned in the followin8 funds list

Parochial Church Council of the Ecclesiastical Parish of St Paul, Cambridge
Financial Slalements for the year ended 31 December 2025
12
DESIGNATED FUNDS
LEGACY: Legacy donations are designated by the PCC for purposes to be decided. In 2025 £1,795 was transferred to the
Children and Youth Fund and £421 was transferred from the CSOC Worship Club.
WEEKEND AWAY.. These fund5 were to support the Churth Weekend Away.
ELECTRICITY FIT: Thls fund records income from the Church's solar electricity feed-in-tsriff. In 2025 £8,698 was used to install a
fiew fire alarm system.
FIXED ASSETS: This desi8nated fund is set to match the value of fixed assets.
RESTRICTED FLINDS
CHILD EMPOWERMENT UGANDA ICHEMUI: Through donat*on5 to the Kate Farrer Foundation. thi5 fund supported a small
charity educating and supporting orphans in U8anda. Chemu ceased operations in 2025 and this fund has now been closed.
DIVINE HOPE: Through donations to the Kate Farrer Found*ion. this fund supports a small charity supporting hèalth tlinits
and educatlon in Uganda
MISSION.. This fund is used by St Paul's for mission & charitable 8ivin8. In 2025 a transfer of £6,IJOO was rnade from the
General Congregation Fund to support Mission Blving.
CHILDREN AND YOUTH.. This fund supports children and yotjth work includin8 a Children and Family Worker. In 2025 this fund
received transfers of £1.795 Irom the Legacy Fund and £320 from the C50C Worship Fund.
CSOC WORSHIP CLUB.. This fund is made up of three 8rants from Church Schools of Cambridge awarded and spent in 2025..
£I.000 for'our World. Our Eden, rnu5ic and theatre project at St Paul's primary sthool., £1,0￿ to support the children's
worship club.. and £320 to support the church youth group.
ORGAN: This fund holds donation5 towards rn3intenance on the Church or8an/piano when reqtiiretl.
REFURBISHMENT: Retained as a fund towards bullding works whev required. In 2025 £1,920 was used for specialist duct
cleaning in the lower hall kitchen.
STAFF AND vOLUP￿EER$- To fund staff and volunteers working and volunteerin8 for St Paul's.
VICAR'S DISCRETIONARY FUND IVDF).. This fvnd support donation5 to charitable causes at the Vicar's discretion.
COMMUNITY MUSICIAN- Thi5 fund supports a musician who works for St Paul's with church & community events.
CAMBRIDGE CITY FOODBANK.. This fund is a grant from Cambridge City Councll to support with the costs of deliverin8
tommunity meals and Foodbank programme.
CAMBRIDGE CITh FAIRBITE: This funil is a partnership be￿een Cambridge City Council and St Paul's to handle all income and
tosts related to the Fairb*tè prograrnme which ts è sotial supermarket hosted by St Paul's.
AFA LOTTERY GKANT (COMMUNITY WORKER): In 2024 St Paul's received a grant from the National Lottery Community Fund
(Award5 lor All) to 5UPPOrt the new Cornmunity Worker. In 2025 £1,693 was transferred to General Centre funds as a
contribution towards the parish share.
FONT- Thi5 fund wa5 set up to hold fund5 donated for the previous St Paul's pulpit to be ￿$tOred as a font. In 2025 £249 was
transferred from General Congre8ation funds to this fund.

Par￿hla1 Church Council of the Ecclesiastical Parish of Sl Paul, Cambridge
Financkql Slalements for the year ended 31 December 2025
13
DECARBONISATION GKANT.. In 2025 St Paul's wa5 awarded a £3,000 grant from the Archbi5hop5 Council through the Church
Decarbonisation Grant Scheme. This was used to pay for the replacement of lights with LED lights In order to reduce St Pauls,
carbon emissions.
NOTE 11. Trustee Remuneration & Expenses
In 2025 Rev Dr Becky Warnerwas paid a fee of £l,CKIO for the plannin8 and delivery of'our World, Our
Eden, music and theatre project at St Paul's Primary School.
NOTE 12. Related Party Transactions
No donations from Trustees or Related Parties were provided with conditions which would, or might,
require the charity to alter significantly the nature of its existing activities.
NOTE 13. Independent Examination Fees
In the yearto 31 December 2025, £900 was accrued forthe Independent Examination ofthe 2025
accounts by Staffords Accountants Ltd. No other assurance, tax advisory or financial services were
provided and consequently, no other fees were paid.

Parochial Church Council of the Ecclesiastical Parish of Sl Paul, Cambridge
Financial Statements for the year ended 31 December 2025
14
NOTE 14. ADMINSTRATIVE INFORMATION
Charity Registration Number:
1132965
Registered Address:
St Paul's, Hills Road, Cambridge CB2 IJP
Banker
CAF Bank, West Mallin& Sussex, ME19 4JQ
Investment Company
CCLA Investment Management, London. EC4R 3AB
Independent Examiner:
Staffords Accountants Ltd. Girton. Cambridge CB3 OQH
Trustees:
Rev Imogen Nay Ichairl
Christina Barry
Pete Bone
Andrew Chaplin (Treasurer)
Dr Jonathan Chaplin (Warden)
Lucia Chaplin - resigned May 2025
Liz Diamond (Warden) - resigned May 2025
Professor Mark Elliot
Helen Flynn
Professor Andrew Gordon - appointed May 2025
Dr Vicky Green- appointed September 2025
ProfessorJenny Mander
Professor Robert McCorquodale- resigned September 2025
Elisabeth von Rabenau
Helen Robbins - resigned May 2025
Marion Saunders- appointed May 2025
Bryony Trill- resigned February 2025
Rev Dr Becky Warner- appointed June 2025
Jeremy Whitton Spriggs - appointed August 2025
Joanne Wroe - resigned May 2025

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 DECEMBER 2025
TO THE PCC OF THE ECCLESIASTICAL PARISH OF ST PAUL. CAMBRIDGE
This report on the accounts of the Pccforthe year ended 31 December 2025, which are set out on pages
2 to 14, is in respect of an examination carried out in accordance with the Church Accounting Regulations
2016 (the Regulations) and section 145 of the Charities Act 2011 (the Actl.
RESPECTIVE RESPONSIBILITIES OF THE PCC AND THE EXAMINER
As members of the PCC you are responsible for the preparation of the Accounts; you consider that the
Audit requirement of the Regulations and section 144121 of the Act do not apply. It is my responsibility to
issue this report on those accounts in accordance with the terms of the Regulations.
BASIS OF INDEPENDENT EXAMINER'S REPORT
My examination was carried out in accordance with the General Directions given by the Charity
Commissioners under section 145151 Ibl of the Act and to be found in the Church Guidance, 2016 edition.
The examination includes a review of the financial records kept by the PCC and a comparison of the
accounts with those records. It also includes considering any unusual items or disclosures in the account5,
and seeking explanations from you as members of the PCC concerning any such matters. The procedures
undertaken do not provide all the evidence that would be required in an audit, and consequently. I do
not express an audit opinion on the view given in these accounts.
INDEPENDENT EXAMINER'S REPORT
In connection with my examination no matter has come to my attention:
111 which gives me reasonable cause to believe that in any material respects the requirements
to keep accounting records in accordance with section 130 of the Act: and
to prepare accounts which compare with the accounting records and to comply with the
accounting requirements of the Act
have not been met: or
121 to which, in my opinion, attention should be drawn in order to enable a proper understanding of
the accounts to be reached.
Matthew Pettifer FCA
Staffords Chartered Accountants
Unit I, Cambridge House
Camboro Business Park
Oakington Road
Girton Cambridge CB3 OQH
-C,-/36