## **Trustees’ Annual Report for the period**
**From 6[th] April 2023 To 5[th] April 2024 Charity name: Women Without Roofs - Nepal**
## **Charity registration number: 1132931**
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The relief of financial hardship among
adults and their children living in Nepal by
providing such persons grants of money to
provide or pay for items, services or facilities
they could otherwise not afford through lack
of means.
To relieve sickness and promote and protect
the good health of the people in Nepal.|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.|Para 1.17 and
1.19|Our principal activity remains providing funds
so that the women we support can pay their
rent and, therefore, have the security of a
place to live. In addition, we provide a child
benefit allowance per child to their carers
(Mother or Grandmother). We also provide
support for medical bills for all our women
and their families.
We continue to support two women’s homes.
Women are referred to us by pastors, by
the women we already help or by a Nepali
charity, Koshish, which seeks to rehabilitate
women with mental illness and provided they
meet our criteria they are eligible for our
support.|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|The Trustees have given due regard to the
Charity Commission guidance on public
benefit when making financial and other
decisions.|
## **Additional information (optional)** You may choose to include further statements where relevant about:
SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment
including program related investment Para 1.38 Contribution made by volunteers Other
## **Achievements and Performance**
||SORP reference||
|---|---|---|
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|The Trustees have been very grateful for
the continued regular support from
numerous individuals and groups whose
donations have enabled us to continue with
our support of 75+ women in Nepal.
We continue to rent two homes, which
together house around one-fifth of the
women we support. Mahima Griha (Glory
House) houses older women and some
younger ones who are unable to care for
themselves in their own room (usually due to
mental health problems). A further house,
Sahas Ghar (House of Strength), has been
leased in response to local authorities'
requirements. This home houses women
who can live more independently without
needing the care provided at Mahima Griha.
We have continued to support and develop
our links with Koshish, an internationally
recognised Nepali-run charity that seeks to
rescue women from the streets who are
suffering from mental illness, a condition
that is virtually ignored by state agencies.
We have been able to maintain our support
of a tithe of our income, payable to them and
the Leprosy Mission, which also carries out
vital work in Nepal.
We strengthened links with a parent self-
help group by donating two brand new
wheelchairs. The group provides daycare for
children with special needs. Two women we
support have children with cerebral palsy
and use the group’s facilities.
One of the legal problems facing the
women is obtaining citizenship papers
which would enable them to receive any
State support. A woman lawyer has provided|
advice to help our women with legal and bureaucratic problems, some of which have proved intractable due to the seemingly unreasonable data demands of the authorities. We have again been pleased and impressed with the way our staff have coped with and organised the increased workload, particularly the ever-increasing requirements of the annual registration application. Our financial position has enabled the Trustees to continue to contribute to our fund to be used as a significant gift to our staff on their retirement or when they choose to leave working for WWR. Our staff and Nepali Board members continue to have good relations with the local Nepali authorities and again have had a very successful official review by them. However, the authority tends to make requests affecting how the charity works and uses its funds. Their requirements often appear impractical and often change the next year without the previous requirements being followed up, which makes it difficult for our staff and Trustees to decide how much resource should be devoted to these requirements. Our practice is to demonstrate that we are implementing these requirements, but over a longer time period.
## **Additional information (optional)** You may choose to include further statements where relevant about:
|Achievements against
objectives set|Para 1.41||
|---|---|---|
|Performance of fundraising
activities against objectives
set|Para 1.41||
|Investment performance
against objectives|Para 1.41||
|Other|||
## **Financial Review**
|**Financial Review**|||
|---|---|---|
|Review of the charity’s
financial position at the end
of the period|Para 1.21|Our end-of-year balance is c£42K, which is
only slightly lower than the previous year.
The charity has thus met its objectives
almost purely on income for the year. We did
not make new appeals for donations during
the period.
We received donations from the USA, which
accounts for approx. 10% of our income.
This money is transferred directly from a
bank account in the USA to the charity in
Nepal. A balance statement for our dollar
funds can be found at the bottom of our
accounts.|
|Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The charity holds sufficient reserves to
cover legal rental costs during a notice of
termination period and to provide our
Nepali staff with a planned pension pot.
In July, we moved our reserves from an
account with HSBC, which charged fees, to
an account with Charity Bank, which has an
advantageous interest rate and no fees.|
|Amount of reserves held|Para 1.22|£10,000|
|Reasons for holding zero
reserves|Para 1.22|N/a|
|Details of fund materially in
deficit|Para 1.24|N/a|
|Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|The Trustees have no financial concerns
about the charity’s ability to continue as the
source of funds is widespread and has
proved very reliable. The only potential
concern is if the Nepali authorities make
operation impossible or ban non-Nepali
charities.|
|**Additional information (optional)**
You may choose to include further statements|**Additional information (optional)**
You may choose to include further statements|where relevant about:|
|---|---|---|
|The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|The charity’s normal source of the major
portion of funding continues to be through
regular and ad hoc giving from individuals
and groups.
The charity did not participate in The
Big Christmas Give as our unreserved
funding balance was high and we did not
require this significant boost to our financial
position.|
|Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|The Charity has no investments.|
|||Risk Management. The major risks are
envisaged as:|
|A description of the principal
risks facing the charity|Para 1.46|- Insufficient Ongoing Funding to maintain
expenditure levels. The Reserves policy
manages our legal requirements. As a
Christian organisation, the charity relies on a
combination of prudent financial use
and a proven faith that God provides
sufficient resources.
- Financial or Operational Mismanagement
in Nepal. All major financial and
management decisions are made by the
Trustees, there is regular and frequent
electronic (email, Zoom) communication
with our main worker, accounts of financial
expenditure in Nepal are provided, regular
visits are made to Nepal by one or more
Trustees when all aspects of the work are
checked and discussed with our staff.
- WWR operates three bank accounts, one
holds the charity’s funds and the other
holds only small amounts for emergency
use only. Only the latter account can be
accessed by staff in Nepal via ATM. The
third account holds our reserve funds as
mentioned above.
- Incompatibility with Nepali Law. A Nepali
The board and Constitution have been
registered with Nepali authorities, ensuring
that the charity's presence and operations
within Nepal are acceptable and legal.
- Theft of Money in Transit. All money
transfers to Nepal are made by direct inter-
bank transfer. Money for general WWR use
is transferred by Bank Transfer to the
account of the Nepali Board.
- Capability of Trustees to continue serving
the charity. Our existing trustees have
faithfully assisted the charity for many years.
We have begun the search for younger
members to join our board so knowledge
and experience can be passed on.|
|---|---|---|
|Other|||
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|**Trust Deed**|
|How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**Trust**|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**Appointed by existing trustees**|
## **Additional information (optional)**
You may choose to include further statements where relevant about:
Policies and procedures adopted for the induction and Para 1.51 training of trustees The charity’s organisational structure and any wider Para 1.51 network with which the charity works Relationship with any related Para 1.51 parties Other
## **Reference and Administrative details**
|Charity name|Women Without Roofs–Nepal|
|---|---|
|Other name the charity uses|WWR|
|Registered charity number|1132931|
|Charity’s principal address|79 Green Park,
Manor Road,
Bournemouth,
BH1 3HR|
|||
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee (if any)**|
|---|---|---|---|---|
||Anna Townsend|Chair|||
||Nic Hopkinson||||
||Marilyn Jaques||||
||Jan Mitchell||||
||||||
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– Corporate trustees names of the directors at the date the report was approved
**Director name**
Name of trustees holding title to property belonging to the charity
**Trustee name Dates acted if not for whole year**
## **Funds held as custodian trustees on behalf of others**
Description of the assets held in this capacity
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
## **Additional information (optional)**
## **Names and addresses of advisers (Optional information)**
**Type of Name Address adviser**
**Name of chief executive or names of senior staff members (Optional information)**
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s)** ~~a~~ **Full name(s)** Anna Townsend ~~a~~ **Position (eg Secretary,** Chair of Trustees **Chair, etc)** ~~ee~~ **Date** 5th September 2024 ~~Pp~~
## **Women Without Roofs - Nepal 2023/24**
|**2022 -23**
**£45,953.31**
1,675.65
£
1,080.00
£
79.17
£
173.75
£
6,561.12
£
**9,569.69**
**£**
2,369.00
£
27,111.41
£
**29,480.41**
**£**
325.00
£
-
£
**325.00**
**£**
**-**
**£**
**10,202.45**
**£**
**49,577.55**
**£**
Coop A/c
6,969.10
£
14%|**UK FUNDING**
**2023 -24**
**Opening Balance**
**£45,889.78**
**INCOME**
**One-off donations**
Individuals
5,067.70
£
Organisations
2,852.23
£
Collecting Tins
365.00
£
Other Fundraising
1,562.34
£
The Big Give
-
£
**Total**
**9,847.27**
**£**
**Regular Sponsorship**
Family groups & churches
2,644.00
£
Individuals
25,873.96
£
**Total**
**28,517.96**
**£**
**Events**
Event Income
360.00
£
Event Costs
-
£
**Total**
**360.00**
**£**
**Interest**
**-**
**£**
**Gift Aid Rebate**
**6,855.14**
**£**
**TOTAL NET UK INCOME**
**45,580.37**
**£**
**OUTGOINGS**
**Nepal Expenditure**
Coop A/c
Women's Homes Rent
6,656.05
£
14%|
|---|---|
|6,969.10
£||
|5,080.27
£
10%
15,005.70
£
30%
1,374.42
£
3%
3,818.82
£
8%
3,182.49
£
6%
657.67
£
1%
6,335.00
£
13%
6,903.81
£
14%
**49,327.28**
**£**
**186.63**
**£**
**127.18**
**£**
**49,641.09**
**£**
**63.54**
**-£**
**45,889.78**
**£**
3,489.37
£
42,400.41
£
360.00
€
299.41
£|Women's Homes Running Costs
4,082.93
£
8%
Women's Rent
17,268.18
£
36%
Medicine
1,555.91
£
3%
Other inc Subsistence
3,368.01
£
7%
Education
2,973.01
£
6%
Compliance
769.97
£
2%
Tithe to other Orgs
4,957.76
£
10%
Wages & Admin in Nepal
6,710.94
£
14%
**Total**
**48,342.76**
**£**
**Bank Charges**
**605.00**
**£**
**UK memberships and admin**
**158.86**
**£**
**TOTAL NET UK OUTGOINGS**
**49,106.62**
**£**
**Net Gain**
**3,526.25**
**-£**
**Closing Balance Total**
**42,363.53**
**£**
Closing Balance Earmarked Funds
10,010.00
£
Closing Balance General Funds
32,353.53
£
**Notes to the Accounts**
Income from Individuals and Churches in the EU
880.00
€
728.35
£
included above|
|---|---|
|||
|**2022 -23**
**1,425.08**
**$**|**US FUNDING**
**2023 -24**
**Opening Balance**
**518.48**
**$**
**INCOME**|
|35.72
$ **35.72**
**$**
4,041.68
$ **4,041.68**
**$**
**4,077.40**
**$**|**One-off donations**
Individuals
**Total**
**Regular Sponsorship**
Individuals
**Total**
**TOTAL NET US INCOME**|
|---|---|
|$|2,791.80
|
|---|---|
|**$**|**2,791.80**
|
|$|3,927.68|
|**$**|**3,927.68**
|
|**$**|**6,719.48**|
## **OUTGOINGS**
|Coop A/c
682.86
$ 497.86
$ 1,570.54
$ 134.69
$ 374.24
$ 311.80
$ 64.45
$ 524.00
$ 676.56
$ **4,837.00**
**$**
**150.00**
**$**
**4,987.00**
**$**
**-909.60**
**$**|**Nepal Expenditure**
Women's Homes Rent
Women's Homes Running Costs
Women's Rent
Medicine
Other inc Subsistence
Education
Compliance
Tithe to other Orgs
Wages & Admin in Nepal
**Total**
**Bank Charges**
**TOTAL NET US OUTGOINGS**
**Net Gain**|Coop A/c
912.85
$ 559.96
$ 2,368.25
$ 243.39
$ 561.91
$ 407.73
$ 50.53
$ 604.99
$ 920.37
$ **6,629.98**
**$**
**75.00**
**$**
**6,704.98**
**$**
**14.50**
**$**
38,336.84
£
55.81
£|
|---|---|---|
||||
|40,367.36
£
9.71
£|**FINANCIAL STATEMENT - £**
Opening Balances - Current Account
Cash Account||
|5,576.24
£
**45,953.31**
**£**
HSBC Account
7,497.13
£
63.54
-£
Net Gain/(Loss)
38,336.84
£
Closing Balances - Current Account
32,297.72
£
55.81
£
Cash Account
55.81
£
7,497.13
£
HSBC Account
-
£
-
£
**45,889.78**
**£**
Charity Bank
10,010.00
£
HSBC Account closed 4th August 2024
Charity Bank Account opened 10th July 2024
**FUNDS HELD IN USA - $**
**1,425.08**
**$**
Opening Balance
**518.48**
**$**
4,077.40
$ Income from Individuals
6,719.49
$ 4,984.00
$ Outgoings
-906.60
$ Net Gain/(Loss)
**518.48**
**$**
Closing Balance
**532.98**
**$**|**45,889.78**
**£**
3,526.25
-£
**42,363.53**
**£**
6,704.99
$ 14.50
$|
|---|---|
|||
|**2023/24**
**Income and Outgoings across all countries - £**
Using exchange rates at time of transactions
**Total Net Income**
UK
Individuals in Nepal (NOT included above)
130,000
₹
USA
6,719.49
$ **Total Net Outgoings**
UK
Nepal
130,000
£|45,580.37
£
674.93
£
5,315.57
£|
||**51,570.87**
**£**
49,106.62
£
674.93
£|
USA
$ 6,704.99 £ 5,304.10 **£ 55,085.65**
CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's
report on the accounts
Section A
Independent Examiner's Report
Report to the trusteesl
members of
iooMefvJ lTrt kooFS - pJEpAL
On accounts for the year
ended
r4kn fvprtlL 2uzLfr
Charity no
(if any)
11.32131
Sat out on pages
I report to the trustee8 on my examination of the accounts of the above
charity {"the Trust") for the year ended OJ
r 104t262F
Re8pon8lbllltles and As the charity trustees of the Trust, you are responsible for the preparation
basis of report of the accounts in accordance with the requirements of the Charities Act
2011 {"the Act").
I report in respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed the applicabl8 Directions given by the Charity Commission
under section 145(5)(b) of the Act.
I have completed my examination. I confirm that no material matters have
come to my attention
connection with
the examination which gives me cause to believe that in, any material
respect..
accounting records were not kept in accordance with section 130 of
the Act or
the accounts do not accord with the accounting records
I have no concern8 and have come across no other matters in connection
with the examination to which attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
Ple8se d81ete the words in the brackets if they do not apply.
Date:
Independent
examiner's 8tstement
Signed:
S'&T 201w.
Name:
IMI2 Esolv RC-
Relevant professional
qualificatlon{s) or body
(if any):
Address:
I l CknJSL-
IDJ4
IER
October 2018
Section B
Disclosure
Only complete if the examiner needs to highlight matters of concern (see CC32,
Independent examination of charity accounts" directions and guidance for
examiners).
Give here brief details of
any items that the
examiner wlshes to
dlsclose.
IER
October 2018
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