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2023-04-05-accounts

Trustees’ Annual Report for the period

From 6[th] April 2022 Period start date To 5[th] April 2023 Period end date Charity name: Women Without Roofs - Nepal

Charity registration number: 1132931

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The relief of financial hardship among
adults and their children living in Nepal by
providing such persons grants of money to
provide or pay for items, services or
facilities they could otherwise not afford
through lack of means.
To relieve sickness and promote and protect
thegood health of thepeople in Nepal.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Our principal activity remains the provision
of funds so that the women we support can
pay their rent and therefore have the
security of a place to live. In addition we
also provide a child benefit allowance per
child to their carers (Mother or
Grandmother). We also provide support for
medical bills for all our women and their
families.
We continue to support a women’s home.
We have expanded our focus on citizenship
by employing a lawyer on a part-time basis,
to enable the women we support to
become more autonomous by being fully
registered with the authorities as Nepali
citizens.
Women are referred to us by pastors, by
the women we already help or by a Nepali
charity Koshish which seeks to rehabilitate
women with mental illness and provided
they meet our criteria they are eligible for
our support.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The Trustees have given due regard to the
Charity Commission guidance on public
benefit when making financial and other
decisions.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference

Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 The Trustees have been very grateful for
the continued regular support from
numerous individuals and groups whose
donations have enabled us to continue with
our support of 60+ women in Nepal. The
donations received through The Big Give
have also maintained our funds at a
healthy position.
We had to move from Mahima Griha (Glory
House) following the landlord’s termination
of the lease. We took out a lease on a
replacement home which continues to
house older women from our previous
home and some younger ones who were
not in a position to move into their own
room. A further house, Sahas Ghar (House
of Strength), has been leased in response
to requirements from the local authorities
and this houses women who are able to
live more independently without the need
for the care provided at Mahima Griha.
We have continued to support and develop
our links with Koshish, an internationally
recognised Nepali run charity that seeks to
rescue women from the streets who are
suffering from mental illness, a condition
that is virtually ignored by state agencies.
We have been able to maintain our support
of a tithe of our income, payable twice-
yearly as funds permit.

One of the legal problems facing the women is obtaining citizenship papers which would enable them to receive any State support. A women lawyer has worked on our behalf to help our women with legal and bureaucratic problems, some of which have proved intractable due to the seemingly unreasonable data demands of the authorities. We have again been pleased and impressed with the way our staff have coped with and organised the increased workload, particularly the ever-increasing requirements of the annual registration application. Our financial position has enabled the Trustees to continue to contribute to our fund to be used as a significant gift to our staff on their retirement or when they choose to leave working for WWR. Our staff and Nepali Board members continue to have good relations with the local Nepali authorities and again have had a very successful official review by them. However the authority tends to make requests affecting how the charity works and uses its funds. Their requirements often appear impractical and often change the next year without previous requirements being followed up which makes it difficult for our staff and Trustees to decide how much resource should be devoted to these requirements Our practice is to demonstrate that we are implementing these requirements but over a longer time period.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41

Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 Our End of Year balance of c£45K, is
similar to the previous year. The charity has
thus met its objectives purely on the
income for the year.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The charity holds sufficient reserves to
cover legal rental costs during a notice of
termination period and to provide our
Nepali staff with a planned pension pot.
Amount of reserves held Para 1.22 £10,000
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24 None
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 The Trustees have no financial concerns
about the charity’s ability to continue as the
source of funds is widespread and has
proved very reliable. The only potential
concern is if the Nepali authorities make
operation impossible or ban non-Nepali
charities.

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 The charity’s normal source of the major
portion of funding continues to be through
regular and ad hoc giving from individuals
and groups. The charity participated in The
Big Christmas Give which again yielded a
significant boost to the finance position.
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46 The charity has no investments
A description of the principal
risks facing the charity
Para 1.46 Risk Management. The major risks are
envisaged as:
- Insufficient Ongoing Funding to maintain
expenditure levels. The
Reserves policy manages our legal
requirements. As a Christian
organisation the charity relies on a
combination of prudent financial use
and a proven faith that God provides
sufficient resources.
- Financial or Operational Mismanagement
in Nepal. All major financial and
management decisions are made by the
Trustees, there is regular and frequent
electronic (email, Skype) communication

with our main worker, accounts of financial expenditure in Nepal are provided, regular visits are made to Nepal by one or more Trustees when all aspects of the work are checked and discussed with our staff. - WWR operates two bank accounts, one holds the charity’s funds and the other holds only small amounts for emergency use only. Only the latter account can be accessed by staff in Nepal via ATM. - Incompatibility with Nepali Law. A Nepali Board and Constitution have been registered with Nepali authorities ensuring that the presence and operations of the charity within Nepal are acceptable and legal - Theft of Money in Transit. All money transfers to Nepal are made by direct inter-bank transfer. Money for general WWR use is transferred by Bank Transfer to the account of the Nepali Board. Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)

Para 1.25
Trust Deed
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Appointed by existing Trustees

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction Para 1.51 and training of trustees

The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name Women Without Roofs
Other name the charity uses
Registered charity number 1132931
Charity’s principal address 79 Green Park
Manor Road
Bournemouth
BH1 3HR

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
Trustee name Office (if any) Dates acted if not for whole
**year **
Name of person (or body) entitled
to appoint trustee (ifany)
Anna Townsend Chair
Marilyn Jaques
Nic Hopkinson
Jan Mitchell

– Corporate trustees names of the directors at the date the report was approved Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of
adviser
Name
Address
Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)
Full name(s)
Position (eg Secretary,
Chair, etc)
Date
Anna Townsend

Chair
24thNov 2023
24thNov 2023

Women Without Roofs - Nepal 2022/23

2021 -22

£31,913.01

Opening Balance

INCOME

-
£
16,081.43
£
14.80
£
66.50
£
188.94
£
4,086.39
£
20,438.06
£
2,364.00
£
26,663.53
£
29,027.53
£
134.10
£
134.10
£
-
£
8,752.25
£
58,351.94
£
Coop A/c
5%
7%
32%
4%
11%
5%
0%
14%
5%
16%
14,035.30
£
One-off donations
Individuals
Organisations
Collecting Tins
Other Fundraising
The Big Give
Total
Regular Sponsorship
Family groups & churches
Individuals
Total
Events
Event Income
Event Costs
Total
Interest
Gift Aid Rebate
TOTAL NET INCOME
OUTGOINGS
Nepal Expenditure
Women's Homes Rent
Women's Homes Running Costs
Women's Rent
Medicine
Other inc Subsistence
Education
Compliance
Tithe to other Orgs
Covid Relief
Wages & Admin in Nepal
Total
Bank Charges
UK memberships and admin
TOTAL NET OUTGOINGS
Net Gain
2,414.84
£
3,150.36
£
14,281.18
£
1,756.50
£
4,763.51
£
2,282.18
£
28.14
£
6,380.00
£
2,172.51
£
6,882.18
£
44,111.40
£
80.76
£
124.48
£
44,316.64
£

Notes to the Accounts

Income Summary Individuals one off £ 16,081.43 Orgs one off £ 14.80 Other £ 389.54 The Big Give £ 4,086.39 Regular groups £ 2,364.00 Regular Individuals £ 26,663.53 Gift Aid £ 8,752.25 Total £ 58,351.94

FINANCIAL STATEMENT

£ 27,655.78 Opening Balances - Current Account £ 6.35 Cash Account £ 4,250.88 £ 31,913.01 HSBC Account £ 14,035.30 Net Gain/(Loss) £ 40,367.36 Closing Balances - Current Account £ 9.71 Cash Account £ 5,576.24 £ 45,953.31 HSBC Account

2022 -23

£45,953.31

-
£
1,675.65
£
1,080.00
£
79.17
£
173.75
£
6,561.12
£
9,569.69
£
2,369.00
£
27,111.41
£
29,480.41
£
325.00
£
325.00
£
-
£
10,202.45
£
49,577.55
£
2,478.88
£
Coop A/c Outgoings Sheet
£ 6,969.10
14%
£ 5,080.27
10%
£ 15,005.70
30%
£ 1,374.42
3%
£ 3,818.82
8%
£ 3,182.49
6%
£ 657.67
1%
£ 6,335.00
13%
£ -
0%
£ 6,903.81 14%
£ 49,327.28
£ 186.63
£ 127.18
£ 49,641.09
63.54

Income Summary

Income Summary
Individuals one off £ 1,675.65
Orgs one off £ 1,080.00
Other £ 577.92
The Big Give £ 6,561.12
Regular groups £ 2,369.00
Regular Individuals £ 27,111.41
Gift Aid £ 10,202.45
Total £ 49,577.55
£ 40,367.36
£ 9.71
£ 5,576.24
£ 45,953.31
63.54
£ 38,336.84
£ 55.81
£ 7,497.13
£ 45,889.78

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