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2020-12-31-accounts

ST MARY’S ILFORD PCC

Report & Accounts 2020

Registered Charity No. 1132877

REPORT OF THE PAROCHIAL CHURCH COUNCIL

For the year ended 31 December 2020

OBJECTIVES AND ACTIVITIES

The PCC has articulated a Parish vision:

We, the people of God at St Mary’s, Great Ilford, seek to be faithful to the apostles’ teaching and fellowship, to the breaking of bread and the prayers ( Acts 2:42) and to authenticate this in acts of love and service to one another and to the community in which we are set.

In particular we seek to do this:

St Mary’s PCC has the responsibility, with the Incumbent, of promoting in the ecclesiastical parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical. It also has maintenance responsibilities for the church and community hall at 426 High Road, Ilford.

PUBLIC BENEFIT

The church and premises are at the heart of the community and serve as a focal point and a beacon of hope, stability and cohesion in an ever-changing community. Public services are held throughout the week and are open to all regardless of faith affiliation, and the church building is available to interfaith and secular groups. The Community Hall is used throughout the week by community groups and on a casual basis for other community activities. Church and hall are likewise available for appropriate functions such as concerts and recitals.

The church tower houses a ring of 8 bells. With the help of the St Margaret’s Barking ringers, who ring in several towers in this part of Essex/east London, the bells are rung before Sunday Mass about twice per month in addition to Holy Days and other ad hoc celebrations.

As the Church of England is the Church by law established we are uniquely available for civic services and special services for local groups. The church building houses some items of religious art which are of particular note and features in the Barking Episcopal Area Art Trail.

The church is situated within a Victorian churchyard and cemetery and this has been designated as an Area of Special Interest by the Local Authority. As such we regularly and increasingly facilitate the locating of family graves and assist those researching their genealogy. The churchyard is home to 5 Commonwealth War Graves and in 2018 work was undertaken to clean these up and make them more accessible. The Commonwealth War Grave Commission installed a sign on our main gates indicating the presence of these important graves. Work to make the churchyard a more attractive and safer area continues in concert with the local authority.

Page 1

ST MARY’S ILFORD PCC

Report & Accounts 2020

Registered Charity No. 1132877

ANNUAL REVIEW

At the time of producing this report we are in the spring of 2021; 14 months into the global coronavirus pandemic. 2020 has been blighted by the pandemic due to 3 lockdowns, the first of which saw the total closure of churches.

At the outset of the pandemic we put in place measures to ensure that the church community could continue in worship, fellowship and pastoral care. A pastoral group was established and those who we believed to be most vulnerable during periods of social isolation were called on a regular basis by a member of the team. Any significant concerns were then passed on to the Vicar who was able to take necessary action. This scheme remains in place and has been well received by those involved.

We also began to live stream daily services, first from the Vicarage and later from the church. This ensured that the majority who had access to the internet were able to access live worship and join together with others doing the same. This has been a lifeline for many, and new people have come into our digital worshiping community through it. Live streaming continues daily and we have invested a significant amount of resources into improving and stabilising the infrastructure. We think the live streaming will remain an integral part of our ministry at St Mary’s.

For the minority who do not have access to the internet, we have ensured greater pastoral contact and the weekly provision of hard copies of worship materials. We have also signposted to the Church of England’s Daily Prayer phone line.

Due to the pandemic our usual program of social events, retreats and pilgrimages have been cancelled. We intend to begin this program again when national guidelines allow.

FINANCIAL REVIEW

Regeneration works, most notably the nave flooring, were completed in the early months of 2020, at an additional cost of £35,580, from memorial funds; later in the year, the Sacred Heart window was installed in the Resurrection Chapel, from a bequest by Margaret Bonner (£23,680 in 2020, £2,567 previously).

Following the lockdown in March, provision was made for streaming services first from the Vicarage, later from the church; this is to become a permanent feature of the church to enable the housebound to connect with the life of the church, inevitably at a cost. Some of the one-off expenditure has come from memorial funds; two expenditure heads which cover electronics and sanitising and signage show an increase over 2019 of £1,170 and £880.

We have lost the income from the hire of our hall, but voluntary giving has remained notably strong, as more members have moved to payment through the bank or to online giving, a drop of only 2% on 2019; at the same time people have given £2660 to the Vicar’s discretionary fund to assist the victims of the pandemic.

The cancelation of pilgrimages in 2020 led to a marked drop in related income and expenditure, but no overall effect on our finances as these activities are self-funding.

Our unrestricted income for 2020 was £51,165 and our expenditure £86,661, a shortfall of £35,496, which was made up by a transfer of £35,000 from memorial funds. During the year we received an additional £7,556 in legacies. Excluding endowment funds, total assets of the church at the end of 2020 were £208,405.

Page 2

ST MARY’S ILFORD PCC

Report & Accounts 2020

Registered Charity No. 1132877

ADMINISTRATIVE INFORMATION

The bureaucratic business of the church is dealt with by the PCC, or the Standing Committee on their behalf, and the day-to-day business is addressed by the Vicar, Churchwardens and Treasurer.

During 2020 the PCC met at about quarterly intervals remotely due to Covid-19 restrictions.

PCC members who have served from 1 January 2020 until the date this report was approved are:

Incumbent Fr Gareth Jones Chair(ex officio)
Churchwardens: Miss Margaret Quinney
Mr Marcel Firth
To APCM 2021 (from 2016)
To APCM 2021 (from 2020)
Representatives on the
Deanery Synod:
Mrs Hilary Hardwick
Mr David Hardwick
Fr Gareth Jones
To APCM 2023 (from 2020)
To APCM 2023 (from 2020)
House of Clergy (ex officio)
Elected/coopted members: Mrs Fay Chinweze
Mr John Cox
Mrs Emma Jeffery (Vice-Chair)
Mr Michael Mann (Hon. Treasurer)
Mrs Jean Ayres
Mr Alan Hardy
Mr Robert Mason
Mrs Clare Cox (PCC Secretary)
To APCM 2022 (from 2019)
To APCM 2023 (from 2020)
To APCM 2022 (from 2019)
To APCM 2023 (from 2020)
To APCM 2020 (from 2017)
To APCM 2021 (from 2018)
To APCM 2022 (from 2019)
To APCM 2023 (from 2020)

STRUCTURE, GOVERNANCE AND MANAGEMENT

The method of appointment of PCC members is set out in the Church Representation Rules. All church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC.

Approved by the PCC on 2 NOVEMBER 2021 and signed on its behalf by Fr Gareth Jones (chair)

[Signed] G.E.J. Jones

Page 3

ST MARY’S ILFORD PCC

Report & Accounts 2020

Registered Charity No. 1132877

St Mary’s Ilford PCC

Registered Charity No. 1132877

End of Year Financial Statements

Year ending 31 December 2020

Page 4

Report & Accounts 2020

Registered Charity No. 1132877

ST MARY’S ILFORD PCC

Statement of Financial Activities

Unrestricted Designated
Restricted Endowment
Total
Prior year
funds
funds
funds
funds
funds
total funds
Income and endowments from:
Donations and legacies
Income from charitable activities
Other trading activities
Investments
Total income
Expenditure on:
Raising funds
Expenditure on charitable activities
Other expenditure
Total expenditure
Net income / (expenditure) resources before
transfer
Transfers
Gross transfers between funds - in
Gross transfers between funds - out
Other recognised gains / losses
Gains / losses on investment assets
Net movement in funds
Total funds brought forward
Total funds carried forward
31,387.04

9,844.75

41,231.79
173,012.20
184.05



184.05
9,511.78
2,106.92



2,106.92
6,904.00
17,487.15
657.41
445.83

18,590.39
20,912.61
51,165.16
657.41
10,290.58

62,113.15
210,340.59
294.00



294.00
10,923.55
86,265.13
36,185.63
36,446.35

158,897.11
242,044.19
102.07



102.07
257.05
86,661.20
36,185.63
36,446.35

159,293.18
253,224.79
(35,496.04)
(35,528.22)
(26,155.77)

(97,180.03)
(42,884.20)
35,000.00
31,924.01
2,669.70

69,593.71
30,075.00

(37,669.70)
(31,924.01)

(69,593.71)
(30,075.00)



(19,880.44)
(19,880.44)
18,989.28
(496.04)
(41,273.91)
(55,410.08)
(19,880.44)
(117,060.47)
(23,894.92)
6,845.79
187,712.47
121,651.74
228,285.53
544,495.53
568,390.45
6,349.75
146,438.56
66,241.66
208,405.09
427,435.06
544,495.53

Balance sheet

General Designated
Restricted Endowment
This year
Last year
Fixed assets
Investments
Current assets
Debtors
Cash at bank and in hand
Liabilities
Creditors: Amounts falling due in one year
Net current assets less current liabilities
Total assets less current liabilities
Total net assets less liabilities
Funds of the church



208,405.09
208,405.09
228,285.53



208,405.09
208,405.09
228,285.53
739.30

23.37

762.67
1,764.76
29,107.40
155,126.56
66,234.29

250,468.25
316,964.68
29,846.70
155,126.56
66.257.66

251,230.92
318,729.44
23,496.95
8,688.00
16.00

32,200.95
2,519.44
23,496.95
8,688.00
16.00

32,200.95
2,519.44
6,349.75
146,438.56
66,241.66

219,029.97
316,210.00
6,349.75
146,438.56
66,241.66
208,405.09
427,435.06
544,495.53
6,349.75
146,438.56
66,241.66
208,405.09
427,435.06
544,495.53
6,349.75
146,438.56
66,241.66
208,405.09
427,435.06
544,495.53

Approved by the Parochial Church Council on: 2 November 2021 Signed for the PCC:

[Signed] G.E.J. Jones [Signed] Margaret Quinney [Signed] W. M. Mann

Fr Gareth Jones Margaret Quinney Michael Mann Chair Churchwarden Treasurer

The notes on pp 6 - 10 form part of these accounts

Page 5

ST MARY’S ILFORD PCC

Report & Accounts 2020

Registered Charity No. 1132877

Analysis of income and expenditure

Total
Unrestricted Designated
Restricted
Endowment
This year
Last year
INCOME AND ENDOWMENTS
Donations and legacies
Pg bank GA
8,250.00



8,250.00
7,336.00
Pg bank nonGA
2,194.00



2,194.00
1,848.00
Payroll giving
2,362.25



2,362.25
2,791.75
Pg envelopes GA
3,249.85

287.10

3,536.95
5,996.45
Pg envelopes non-GA
1,988.33

146.00

2,134.33
3,816.99
Gift Aid - periodic
420.00



420.00
400.00
Card donation GA
3,161.00

655.00

3,816.00

Card donation non-GA
800.00

326.00

1,126.00

Collections
1,877.13



1,877.13
3,764.58
Votive candles
41.85



41.85
165.55
Gift Aid - occasional
11.95



11.95
181.38
Donations & appeals - recurrent
500.00

620.00

1,120.00
1,248.18
Candlemas gifts
971.00



971.00
811.30
Donations & appeals - one-off
1,238.00

5.50

1,243.50
3,791.26
Tax recoverable on Gift Aid
3,860.87

231.78

4,092.65
3,681.08
GASDS
460.81

17.37

478.18
1,420.14
Legacies


7,556.00

7,556.00
123,486.54
Non-recurring one-off grants





11,850.00
Total
31,387.04

9,844.75

41,231.79
173,012.20
Income from charitable activities
Fees for weddings and funerals
91.00



91.00
800.00
Refreshments
70.25



70.25
507.71
Bookstall sales to promote objectives
3.00



3.00
49.07
Pilgrimages & outings
19.80



19.80
8,155.00
Total
184.05



184.05
9,511.78
Other trading activities
Fundraising
340.00



340.00
1,648.50
Hall lettings - fundraising
1,766.92



1,766.92
4,780.50
Hall letting deposits





475.00
Total
2,106.92



2,106.92
6,904.00
Investments
Dividends - investments
7,487.15



7,487.15
8,487.53
Bank interest

657.41
445.83

1,103.24
2,425.08
Rent from telecomms
10,000.00



10,000.00
10,000.00
Total
17,487.15
657.41
445.83

18,590.39
20,912.61
Total
Unrestricted Designated
Restricted
Endowment
This year
Last year
INCOME AND ENDOWMENTS
Donations and legacies
Pg bank GA
8,250.00



8,250.00
7,336.00
Pg bank nonGA
2,194.00



2,194.00
1,848.00
Payroll giving
2,362.25



2,362.25
2,791.75
Pg envelopes GA
3,249.85

287.10

3,536.95
5,996.45
Pg envelopes non-GA
1,988.33

146.00

2,134.33
3,816.99
Gift Aid - periodic
420.00



420.00
400.00
Card donation GA
3,161.00

655.00

3,816.00

Card donation non-GA
800.00

326.00

1,126.00

Collections
1,877.13



1,877.13
3,764.58
Votive candles
41.85



41.85
165.55
Gift Aid - occasional
11.95



11.95
181.38
Donations & appeals - recurrent
500.00

620.00

1,120.00
1,248.18
Candlemas gifts
971.00



971.00
811.30
Donations & appeals - one-off
1,238.00

5.50

1,243.50
3,791.26
Tax recoverable on Gift Aid
3,860.87

231.78

4,092.65
3,681.08
GASDS
460.81

17.37

478.18
1,420.14
Legacies


7,556.00

7,556.00
123,486.54
Non-recurring one-off grants





11,850.00
Total
31,387.04

9,844.75

41,231.79
173,012.20
Income from charitable activities
Fees for weddings and funerals
91.00



91.00
800.00
Refreshments
70.25



70.25
507.71
Bookstall sales to promote objectives
3.00



3.00
49.07
Pilgrimages & outings
19.80



19.80
8,155.00
Total
184.05



184.05
9,511.78
Other trading activities
Fundraising
340.00



340.00
1,648.50
Hall lettings - fundraising
1,766.92



1,766.92
4,780.50
Hall letting deposits





475.00
Total
2,106.92



2,106.92
6,904.00
Investments
Dividends - investments
7,487.15



7,487.15
8,487.53
Bank interest

657.41
445.83

1,103.24
2,425.08
Rent from telecomms
10,000.00



10,000.00
10,000.00
Total
17,487.15
657.41
445.83

18,590.39
20,912.61
31,387.04

9,844.75

41,231.79
173,012.20
91.00



91.00
800.00
70.25



70.25
507.71
3.00



3.00
49.07
19.80



19.80
8,155.00
184.05



184.05
9,511.78
340.00



340.00
1,648.50
1,766.92



1,766.92
4,780.50





475.00
2,106.92



2,106.92
6,904.00
7,487.15



7,487.15
8,487.53

657.41
445.83

1,103.24
2,425.08
10,000.00



10,000.00
10,000.00
17,487.15
657.41
445.83

18,590.39
20,912.61
INCOME TOTAL 51,165.16
657.41
10,290.58

62,113.15
210,340.59

Page 6

ST MARY’S ILFORD PCC

Report & Accounts 2020

Registered Charity No. 1132877

EXPENDITURE

EXPENDITURE
Raising funds
Fundraising costs
214.00



214.00
547.51
Pilgrimage & outing costs
80.00



80.00
10,260.24
Catering expenses





115.80
Total
294.00



294.00
10,923.55
Expenditure on charitable activities
Giving - relief and development
agencies
120.00

454.00

574.00
105.00
Giving - UK-based church societies
87.50



87.50
942.76
Giving - secular charities





315.00
Subscriptions
112.00



112.00
1,642.00
Diocesan parish share
60,772.27



60,772.27
59,443.56
Assistant staff costs





1,139.00
Presentations from PCC funds
300.00



300.00
238.00
Organist's honorarium
450.00



450.00
3,600.00
Cleaner (Hall)
918.00



918.00
1,453.55
Salary of parish administrator


6,372.00

6,372.00
9,506.00
Working expenses of incumbent
1,159.65



1,159.65
1,360.82
Vicarage maintenance/security





72.00
Vicar's telephone
1,300.94



1,300.94
965.41
Vicar's discretionary fund
2,741.25

696.25

3,437.50
834.35
Promotion & website
1,832.05
2,850.50


4,682.55
664.23
Church running - insurance
2,953.76



2,953.76
2,973.50
Church security
884.40



884.40
1,355.66
Organ / piano tuning
676.80



676.80
556.80
Church maintenance
2,491.94
5,102.40


7,594.34
3,607.53
Cleaning
4.13



4.13
52.18
Cleaning & janitorial supplies
1,054.12



1,054.12
176.70
Hall cleaning
222.57



222.57
43.33
Sacristy consumables & maintenance
1,093.27



1,093.27
1,256.17
Sacristy acquisitions
113.88

2,765.00

2,878.88
480.99
Service books
68.00



68.00
109.42
Music
749.32



749.32
418.00
Junior Church expenses
53.50



53.50
156.03
Flower costs


352.15

352.15
757.70
Church office
1,536.18



1,536.18
1,172.83
Visiting speakers / locums
53.85



53.85
550.00
Public catering
317.52



317.52
85.00
Church running - electric
901.48



901.48
994.62
Church running - gas
2,546.62



2,546.62
3,132.44
Church running - water
128.58



128.58
140.67
Refuse collection
148.50



148.50
137.88
Refugee Welcome training





107.64
Refugee Welcome housing

82.68
(1,739.91)

(1,657.23)
4,960.92
Refugee Welcome support


4,302.86

4,302.86
5,570.77
Printing & stationery
152.85



152.85
210.84
Hall running - electricity
93.11



93.11
110.51
Hall running - gas
227.09



227.09
338.35
Hall running - maintenance





159.76
Governance: examination/audit fee





23.48
Church major repairs - structure

8,688.00


8,688.00

Church major repairs - installation

2,174.40
23,244.00

25,418.40
96,445.54
Church interior and exterior
decorating

16,030.80


16,030.80
32,718.00
Hall + major repairs - installation

1,256.85


1,256.85
959.25
Total
86,265.13
36,185.63
36,446.35

158,897.11
242,044.19
Other expenditure
Bank charges
102.07



102.07
257.05
Total
102.07



102.07
257.05
214.00



214.00
547.51
80.00



80.00
10,260.24





115.80
86,265.13
36,185.63
36,446.35

158,897.11
242,044.19
102.07



102.07
257.05
102.07



102.07
257.05
EXPENDITURE TOTAL 86,661.20
36,185.63
36,446.35

159,293.18
253,224.79
GRAND TOTAL (35,496.04)
(35,528.22)
(26,155.77)

(97,180.03)
(42,884.20)

Page 7

Report & Accounts 2020

Registered Charity No. 1132877

ST MARY’S ILFORD PCC

Fund movement summary

Fund Fund Balances
brought forward
Incoming
Resources
Outgoing
Resources
Transfers Fund balances
Carried forward
Barnes-Res 58,405.70 7,807.10 7,083.00 59,129.80
Bells-Res 161.00 161.00
Bonner–Res/Des 52,347.91 194.73 32,371.20 20,171.44
Charity distribution-Res 55.25 518.50 573.75
Choir-Res 671.21 671.21
Emergency Appeals-Res 1,150.25 1,150.25
Fabric-Res 1,018.39 1,018.39
Flower-Res 460.70 170.00 352.15 278.55
Gorman-Des 872.70 3.66 876.36
Horne-Des 351.51 351.51
LeggattALG-Res 2,054.00 2,054.00
Martin-Des 81,985.36 341.09 1,844.85 (10,000.00) 70,481.60
Refugee Welcome Dag -
Res
5,879.59 450.00 2,645.63 3,683.96
Row-Des 99,255.46 311.94 23,271.89 (25,000.00) 51,295.51
Trust-Res 725.00 725.00
Wagg-Des 5,000.00 1,859.01 3,140.99
Williams-Des 120.43 0.72 121.15
General-Unrestr 6,845.79 51,165.16 86,661.20 35,000.00 6,349.75
544,495.53 62,113.15 159,293.18 219,049.97

Note: following the completion of the Sacred Heart window, the balance of the Bonner fund has been moved from the Restricted to the Designated class

Staff costs

Fees are paid to our self-employed cleaner, parish administrator and our Director of Music, who is also a trustee. No Trustee is paid for their services as a trustee.

Investments

Charibond Charifund Total
Market value 31 December 2018 £104,963.13 £104,333.12 £209,296.25
Revaluation gain/loss 2019 £1,650.12 £17,339 .16 £18,989.28
Market value 31 December 2019 £106,613.25 £121,672.28 £228,285.53
Revaluation gain/loss 2020 £1,228.99 (£21,109.43) (£19,880.41)
Market value 31 December 2020 £107,842.24 £100,562.85 £208,405.09
Percentage gain/loss 2019 1.6% 16.6% 9.0%
Percentage gain/loss 2020 1.2% –17.3% –8.7%
Income from investment 2020 £2,578.32 £4,908.83 £7,487.15
2019 £2,793.18 £5,788.03 £8,487.53

M & G Charibond and Charifund represent investments made from the proceeds received from the sale of the Assistant Clergy house at 2 Elizabeth Avenue, and are held for the long-term benefit of the church and the General Fund. The investments are administered for the PCC by the Chelmsford Diocesan Board of Finance. The Charibond has the higher rate of return, but the Charifund has the potential for capital growth (or decline).

Debtors

tors
Unrestricted
funds
Designated
funds
Restricted
funds
Total 2019
Tax receivable £764.30 £23.47 £787.77 £1,764.76
Submetered electricity £397.24 £397.24
Total £1,161.54 £23.47 £1,185.01 £1,764.76

Page 8

ST MARY’S ILFORD PCC

Report & Accounts 2020

Registered Charity No. 1132877

Creditors

ditors
Unrestricted
funds
Designated
funds
Restricted
funds
Total 2019
Utilities £584.85 £584.85 £427.82
Outstanding Parish Share £22,789.62 £22,789.62
Outstanding Agency payments £199.00 £199.00 £102.00
Other creditors £237.71 £8,688.00 £8,925.71 £1.989.62
Total £23,811.18 £8,688.00 £32,499.18 £2,519.44

Payment of the Parish Share is voluntary; during the lockdown the PCC reduced its payment to 50% with intention of review at the end of the year. It did so and paid in full in January 2021.

Designated and restricted funds

Memorial funds

Fund Barnes Bonner Leggatt Martin Row Wagg Total
Brought forward 58,406 52,343 2,054 81,985 99,255 5,000
Income
Legacies
7,556 7,556
Interest 251 195 341 312 1.099
Expenditure
Regeneration
Nave flooring 474 15,557 16,031
Roof repairs 8,688 4,663 13,351
Welcome desk 228 228
Architect 396 396
Professional cleaning 1436 1436
Altar furnishings 711 2,054 2,765
Sacred Heart window 23,683 23,683
Kitchen cooker 1,371 1,371
Website and streaming 991 1,859 2,850
PA Salary 7,153 7,153
Transfer to General Fund (10,000) (25,000)
Carried forward 58,349 20,167 0 70,481 51,296 3141 6,846

Note: Some projects were part-paid in 2019: Kitchen cooker £959 (total £2,330), altar furnishings £446 (total £3,211) and Sacred Heart window £1,416 (total £25,099).

There was no expenditure from some memorial funds: Gorman (interest £4, c/fwd £876), Horne (c/fwd 352), Williams (interest £1, c/fwd £121).

Refugee Welcome Dagenham

Refugee Welcome Dagenham is a project sponsored by the PCC, which has run from October 2018; our formal commitment concluded at the end of April 2020, but we have continued to offer occasional support particularly with health and language, and we are moving toward a more general support of refugee settlement.

Income Expenditure 2019
107
3161
1800
845
4726
2020 2019 2020 2019
Collections and donations 450 4108 Training 107
Housing 143 3161
Grants: Chelmsford diocese 10000 Emergencyhousingloan (1800) 1800
LB Barking& Dagenham 1700 ESOL language support 1380 845
Paypal Giving 150 Other support 4726 4726

Page 9

Registered Charity No. 1132877 Report & Accounts 2020

ST MARY’S ILFORD PCC

The figure for housing refers to furnishing and repairs; the supported family are responsible for their own rent, with normal housing benefits; on two occasions benefits were delayed and an emergency loan was made and repaid promptly. The grant from LBR was specifically for language support (ESOL)

Other funds

There was no expenditure from the Bell fund (£161 c/fwd), Choir fund (£671 c/fwd) or Fabric fund (£1,018 c/fwd)

Charity fund: £55.25 was brought forward from 2019, and £518.50 collected in 2020; £573.75 was shared out between 4 charities in April 2021, but is shown as in hand in these accounts.

Flower fund : £461 was brought forward, including £36 in a flower float administered by Miss Margaret Quinney. During 2020 £170 was donated and £172 spent on flowers through the flower float; £180 from the Flower Fund was spent on two Christmas trees. £281 was carried forward, of which £34 was in the flower float.

Emergency fund: In this exceptional year, donations in response to different emergencies were fully spent and accounted for through the Vicar’s discretionary fund. £454 was collected in response to the Beirut port explosion and passed to Christian Aid; £696.25 was contributed to meet the cost of emergency C-Section for a relative of a family from Syria under our care, and was sent through family contacts; £2,660 was collected and dispensed in emergency assistance under the label CovidAid – this last appears in the accounts under the General Fund.

Page 10

Examiner's Certificate RepNt io TnJ5teer4%1grnbors ol St. Mary the Vrgn. Grnal Iiford lor Ihg yoar •nded 31￿ Oecerr+w 2020. 8•t ¢yJt M P49J• 1 10 10. 11. Th• th¥iVs trusloos ar8 rnswntsiblv lor prupara￿n ol lh8 acci￿nts. il. Th• charity'8 Irusleo# Cons￿0[ Ihal an audit is nol requwgd for Itrw5 yeAr undor 144 of th Cknarities Act 2011 Iyhu Ch￿ties Acl") and that ￿ irKlopend8nl examnatM is need8d ii). &nc8 tho Charily's gross irKomB •xrA8d•d £250,￿0 yow ox#mir)8r musl ￿ 8 mom￿1 ol a LK>dy &"sled in sKti¢n 145 of tho 2011 Aci I confrm Ihal l 8rn qualffj￿d lo urKlortake the ex8Anin81ion because l arn a m8mbor of tho Insliluio ol FinarK4al ACc￿nIants. which w ono of the li51ed both8& Ilitsm n8ityi eX￿In• the accounls urthf 58clSon 145 01 Iho Ch¥ttlo5 Act. to exwnine the vrdbllty ol the charity to foll¢)w the prwgdwgs laid down n the genwal OlroclKnts &4vorh by Ihe Charlty C¢ynmiMion (undoi 14515Mb) ol tho Chwibos Act. and to ¥￿￿thor part￿l￿r mitt8ra hav• com8 to rny ail•ntion. My exarnrgi￿ was carried oul in accofdaru wilh general Dlrectlrms given by the Chanty ComrNsslon. An oxwnlnallm ir&d￿ja5 a ol tho accwnkng records k•pl by the chanty a￿j a comparison of the ac¢￿rbts presented those reccYd5. 11 also inclLNd05 C4Ywdorabon ol any unusual rtoms Of dtsdosuros tho accoun15. and Goekry explanabons Irom Ihe trusbgs c￿C￿ning any such rnatters. The procoduros uThJwtakon do not yovwje all Iho ev•denco Ihal WDuhl bo reqLiTrd n an aud￿ and ￿nS•￿e￿￿Y no ¢)pinThi 15 gI￿n as to whglhgr Ihe ac￿l￿￿ prgwl u8 and W VI￿ and Ihe report Is Ilffit•d lo those maitor5 in Ihe stalem￿1 bel￿. In connoclhjn wllh my •xnk)ation. no mauw has eom8 lo my attonlxjn.. . wFch gwas mo ru88¢￿able lo boliffi Ihal in. any malorial rnSFC( I requirements: to k￿P accourtso r8coth in accordarKo wlth socknn 130 01 t￿ Charls to prepare •r£ounts which accord vrth the accounlmg rocords a￿j c<wnpty wilh lh8 PKCOLmting rewlremgnts ol Ihe Chanbgs Acl have not bo•n mot.. 2. to which, in my opirM¥n. 8ttontiun thould b• drawm in Ofdw its a prop•r und•rslandirvJ of th• accounts lo b8 reachod. SyMd ...060sujI Narng . Obilo ErnM￿￿1 OSWI MS& AFA 0111112021 Profoswnal Body .' Institulo of Financial Pth)unlarAs . w￿.￿a.¢ .uk Olwnond arld Co. ACC￿ntantS arml Tax Cor*ulants 253 Lwgrpool Rood Ishngton London N1 1LX