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2023-12-31-accounts

The Team Parish of Elstree and Borehamwood TRUSTEES REPORT 2022

AIMS AND OBJECTIVES

Our primary purpose as a Parish is the promotion of the Gospel of our Lord Jesus Christ, according to the doctrines and practices of the Church of England. Our Parish life is shaped by the ‘Five Marks of Anglican Mission’:

  1. To proclaim the Good News of the Kingdom

  2. To teach, baptise and nurture new believers

  3. To respond to human need by loving service

  4. To transform unjust structures of society, to challenge violence of every kind and pursue peace and reconciliation

  5. To strive to safeguard the integrity of creation, and sustain and renew the life of the earth

PARISH STRUCTURE

We are a Team Parish of four District churches, served by a Team Rector, one Team Vicar, one Lay Reader, Church Officers, lay ministers and many active members.

All Saints

94 Shenley Road, Borehamwood, WD6 1EB Team Rector, Revd Tim Warr Churchwarden Mrs Pam Kubica pkubica@btinternet.com https://www.achurchnearyou.com/church/7534/

Holy Cross

Balmoral Drive, Borehamwood, WD6 2QU Churchwarden Anne Smith https://www.achurchnearyou.com/church/7535/

St Michael & All Angels

Brook Road, Borehamwood, WD6 5EQ Revd Louise Collins 020 8953 2362 louise.collins59@hotmail.com Pat Clarke, Churchwarden Carol McKee, Churchwarden https://www.achurchnearyou.com/church/7536/

St Nicholas

Elstree High Street, Elstree, WD6 3SW Churchwarden and Lay Reader John Auton 07885 142217 j1aut@btinternet.com https://www.achurchnearyou.com/church/7542/

ACHIEVEMENTS

We enter the 2nd year without our Team Rector, who is on long-term sick leave and held in prayer. Though his absence has had a profound impact, we are doing well. Services have been held in all four churches every Sunday, apart from joint Parish Services when we all worship together in one church. Lay members, Church Officers, District Church Council members and the Youth Church have all stepped up in leading Sunday services and taking on extra duties. We are very grateful to colleagues in Barnet Deanery, readers, retired clergy and others for all their help and support.

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The Parish continues to prioritise its core functions and responsibilities. This year it has welcomed new members and developed several new initiatives, including:

ELECTORAL ROLL 2022

191 members

DISTRICT YEARBOOKS

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ADCM YEAR BOOK ST MICHAELS ST NICHOLAS ALL SAINTS
HOLY CROSS 2022-2 YEARBOOK 2022-23.p YEARBOOK 2022-202 YEARBOOK 2023.pdf
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PUBLIC WORSHIP

This year has seen the full resumption of services of Holy Communion within the guidance of the Church of England. At the discretion of each District, some Covid safety measures are still in place. With regard to receiving the Sacrament (bread and wine) in Holy Communion, individuals are free to exercise personal discretion as to what is right for them at any given time.

Sunday services are held as follows:

All Saints Church at 11.00am Holy Cross Church at 9.30am

St Michael & All Angels Church at 9.30am in Church and 5.00pm by zoom St Nicholas Church at 9.30am

Seven joint Sunday morning services for all four churches, known as Parish Services, have been held, including a ‘Praise in the Park’ service held in Meadow Park in August. Other afternoon Parish Services have included Maundy Thursday, Ascension Day and Advent Carols. Christmas Carols were sung by the Parish Singers at ‘The Wellington’.

In June, all four churches held special services and events for the 70[th] Jubilee of Her Majesty, Elizabeth II, including a lunch at St Nicholas and Tea Party at St Michael’s. The Parish Musicians led the Town in an open-air service celebrating the Jubilee in Meadow Park. In July, St Nicholas Church held a splendid ‘Dickens Day’ in conjunction with the NSPCC fete, featuring selected works of Charles Dickens and a memorable ‘Miss Faversham’.

A Lent Course was held in 2022 on the Christian Virtues.

All Saints Church continues to welcome the Town as its ‘Civic Church’:

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SAFEGUARDING

The PCC recognises its duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 to have regard to House of Bishops’ guidance on safeguarding children and vulnerable adults. The Church of England has made a significant change in its relationship with safeguarding. The Bishop of St Albans, through acceptance of the House of Bishops Practice Guidance, has set minimum requirements for safeguarding training for ordained, licensed and other Church Officers. A Church Officer is anyone appointed by or on behalf of the Church to a post or role, whether they are ordained or lay, paid or unpaid. These changes and requirements came into effect from 2022: - - - - https://www.stalbans.anglican.org/wp content/uploads/Safeguarding Training Newsletter - - November 2021 1.pdf

In addition to holding a Basic Awareness Safeguarding training for volunteers supporting the Summer Meals Scheme, the PCC has this year increased its compliance in relation to meeting it’s safeguarding duties. This has been done through formally agreeing / adopting the Safeguarding Policy for Promoting a Safer Church, ensuring members of the PCC and by extension DCC’s complete relevant safeguarding training specific to individual roles and updating Disclosure and Barring Service checks for volunteers across the four churches who perform a role volunteering with vulnerable children and adults. There have been no reports of concerns / allegations against church officers across the year.

Hazlyn Hazel, Parish Safeguarding Officer

TRAINING AND DEVELOPMENT

In-house training and refresher mornings, held thanks to the leadership of Parish Officers and ministers, have been well-received and well-attended:

Basic Safeguarding Awareness (June 2022)

MISSION STATISTICS

See full details at: https://www.stalbansdiocese.org/parishsupport/dashboards/

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MISSION ACTION PLAN

The PCC agreed a Parish Mission Action Plan (MAP) in November 2022 to be published at the Parish Service in January 2023. See Appendix 1.

YOUTH CHURCH

Launched in December 2021, the Youth Church continues to flourish under the leadership of adult helpers. The Youth Church helps welcome people to Church and leads Sunday services and the annual ‘Christingle’. Barnet Deanery ‘Light Night Party’ was held in the Parish in October. Other events included ‘Walk for Water Aid’ and ‘Hike ‘n Bike Eco-Relay’. A Christmas treat to Nando’s was held, thanks to an anonymous donation. Revd Collins continues in her role as Chaplain to the RAFAC Air Cadets Squadron 1372 Borehamwood and ministers in several local Primary Schools.

WELCOME CAFÉ, SUMMER MEALS and WARM SPACES

The ‘Welcome Café’ was established at St Michael’s Hall in 2021 as the country began to come out of lockdown. It welcomes people from across the Parish for coffee, cake and an opportunity to socialise. It has a weekly attendance of up to 30 or more and a programme of activities, including Keep Fit, Knit and Natter and Craft. It is popular with friends form the Adult Day Centre in Aycliffe Road. A Harvest Lunch was held in September. A highlight was joining a summer day trip (sadly over 60’s only) to the seaside at Broadstairs organised by the Town Council.

Working in partnership with others, the Parish has recognised and responded to the cost-of-living crisis faced by many people locally. Over 1,000 hot meals were served during the summer school holidays in conjunction with Watford-based charity ‘Akshaya Patra’, Hertsmere Borough Community Engagement Team and others. A ‘Salad and Salsa’ Party has held to thank the volunteers.

Building on the success of the ‘Welcome Café’, St Michael and All Angels Hall has been open as a ‘Warm Space’ on three days a week from November 2022-March 2023. Attendance has been up to 30-40 people. Thanks to generous local donations and grants from Hertfordshire County Council, free fish and chips have been served and parties held on several occasions. Volunteers have come from across the community and Parish Churches. Talks have been held by church members and others, e.g., living with visual impairment, finding hope as a refugee, shopping on a budget, personal and fire safety.

GARDENING GROUP

St Michael and All Angels has enjoyed working with the Adult Day Centre in Aycliffe Road who every week bring a group of keen gardeners to tend the Church Garden and grounds. The Group will be thanked for their efforts with an outing to Shenley Orchard & Tearooms (Jan 2023).

FINANCES

1. The Challenge:

The PCC recognises the payment of Parish Share and Clergy expenses has been late and partial. It recognises historical shortfalls in meeting its key financial responsibilities to St Albans Diocesan Board of Finance:

Historical Shortfall 2021= £37,740 2020 = £30,928

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  1. Income

The Parish’s principal sources of funding are:

The District churches charge affordable rates for the hire of their Halls, making a contribution to the wider social good. There are differing rates for business, social and charitable hire.

Fund-raising efforts have continued District Summer Fair, Michaelmas Fair, Christmas Street Market and on-going sales of marmalade, apple crumbles and knitted goods.

Grants:

Several Grants have been successfully applied for and obtained on a District-basis:

3. Expenditure

Expenditure has been on key financial responsibilities to preserve the running of the Parish. The Parish is run on a shoestring. In addition, the District churches support local, national and international charities, in accord with a Christian ethos.

4. PCC Accounts 2022

Attached

5. Stewardship

The PCC renewed its focus on Stewardship with a Parish Stewardship Plan leaflet which was agreed and published at the Parish Service in January 2023. See Appendix 2.

6. Reserves Policy and Risk Management

To follow (PCC Treasurer)

7. Funds Held as Custodian Trustees on Behalf of Others

None

FUTURE PLANS

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ONE PAGE PARISH MID-YEAR PLANNER

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PCC STRUCTURE, GOVERNANCE AND MANAGEMENT

The PCC (Powers) Measure 1956 states that the PCC 'is to co-operate with the minister in promoting in the parish the whole mission of the Church, pastoral, evangelistic, social and ecumenical'.

The Parish of Elstree and Borehamwood is a Team Parish comprising four District Churches. Each church has their own annual meeting at which churchwardens and PCC members are nominated and annual report and accounts presented.

The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. The PCC is a Registered Charity. The appointment of PCC members is governed by and set out in the Church Representation Rules.

The PCC has met six times this year. Meetings are held in-person as several members do not have online facility. It has three Committees:

online facility. It has three Committees:
Committees Membership / Terms of Reference
PCC Standing
Committee
The Team Rector (Chair), the Team Vicar(s), one Churchwarden from each
district, the PCC Treasurer and the PCC Secretary. Appointed annually by the
PCC.
Health and Safety
Committee
Membership as appointed annually by the PCC. Annual checks and Covid
safety. To advise the PCC on ensuring compliance with current legislation.
Finance Committee Chaired by the Rector or the Rector’s nominee, composed of the PCC
Treasurer, the District Church Treasurers and one lay PCC member from each
church appointed by the PCC. Overall control of the finances of the Parish shall
be in the hands of the PCC, assisted by a Finance Committee. The Finance
Committee shall make recommendations to the PCC.

GOVERNING DOCUMENTS

  1. The Team Parish of Elstree and Borehamwood Constitution, pursuant to Rule 18 of the Church Representation Rules (draft 2005).

  2. The Parish of Elstree & Borehamwood in The Diocese of St Albans, Team Ministry Working Practices Convention (revised 2005).

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Elstree WorkingPracticesC Borehamwood cons onventionRevJan05

PCC MEMBERSHIP 2022 – 2023

PCC Chair – Team Rector Revd Tim Warr (off sick) Churchwarden Pat Clarke PCC Lay Vice Chair – Andrew Whittington Churchwarden Carol McKee PCC Secretary – Kathy Foster Team Vicar Revd Louise Collins PCC Treasurer – Sheila Mutembei Smile Imoh PCC Safeguarding Officer – Hazlyn Hazel Rebecca Whewell Churchwarden Pam Kubica Annabelle Bannermann Churchwarden Anne Smith Grace Silvera Churchwarden John Auton Melita Lee

All members have duly confirmed their eligibility to serve as Trustees.

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ADMINISTRATIVE INFORMATION

ADMINISTRATIVE INFORMATION
Name: The Parish of Elstree and Borehamwood
Address for PCC Correspondence: Parish Office, All Saints Church, Shenley Road,
Borehamwood, Hertfordshire, WD6 1EB
Phone Number: 020 8905 1365
Email: office@borehamwoodchurches.org.uk
Parish Website: http://www.borehamwoodchurches.org.uk/
Charity Registration Number: 1132871
Bank Details: CAF Bank, 25 Kings Hill Avenue, West Malling, KENT,
ME19 4JQ
Sort: 40-52-40
ACC: 00012619
Bank Signatories: Mrs Patricia Clarke, Ms Sheila Mutembei, Mrs Pamela
Kubica, Mrs Kathleen Foster, Revd Tim Warr
Independent Auditor for 2022 To follow (PCC Treasurer)

For and on behalf of the PCC Revd Louise Collins, Team Vicar, March 2023

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Appendix 1: Parish Mission Action Plan (MAP)

OUR INSPIRATION:

The Parish of Elstree and Borehamwood

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And he said to them, “Go into all the world and proclaim the good news to the whole creation.”

Mark 16.15

OUR VALUES:

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Four Churches, One Vision

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Mission Action Plan 2023

PCC November 2022

OUR SMART GOALS:

TELL

To hold Open-Air Services:

TEACH

OUR VISION:

‘To be a Parish Shaped by the Five Marks of Mission’

OUR PRIORITIES:

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TEND

TRANSFORM

TREASURE

Page 8 of 9

Appendix 2: Parish Stewardship Plan

How Can I Give?

There are many ways we can give financially to the Church:

The Parish of Elstree and Borehamwood

My Pledge …

Like any family, the Church family has to plan ahead and budget for the year to come. It is very helpful when members can prayerfully consider and commit to regular giving. When you are ready, we will be delighted to hear from you! For example:

Dear Church Treasurer,

This year I am aiming to give £…… per week or £…… per month,

Four Churches – One Vision

Gifts and Giving 2023

Parish Stewardship

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“Give, and it will be given to you. A good measure, pressed down, shaken together, running over, will be put into your lap; for the measure you give will be the measure you get back.”

Signed ……………………………………

Luke 6.38

Further help and info on Stewardship and Giving please talk to your Church Treasurer.

Seek Ye First the Kingdom of God

Our Church life is shaped by the 5 characteristic Marks of Anglican Mission:

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Your Giving Makes a Difference

Although the Church of England is the “established church”, it receives no funding from the Government, but is funded entirely through the ‘grassroots’ support and efforts of its members and others. We are deeply indebted and grateful to all whose faithful giving, stewardship of time, talents, gifts and fund-raising efforts make possible the mission and ministry of this Parish.

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The Church of England encourages Christians to consider giving 5% (£1 in £20) of their income to the local Church. However, the most important thing is to think prayerfully about what is right for you now and to give with a cheerful heart.

PCC January 2022

Paying Our Way …

We live in the real world. Our major financial responsibility and expenditure as a Parish goes towards the cost of training and supporting clergy and having vicarages. This is paid for through the Parish Share Scheme where each Church pays their Share to St Albans the Diocesan Board of Finance (DBF). See https://www.stalbans.anglican.org/finance/parish-share-scheme/

In 2023, the Share for the Parish of Elstree and Borehamwood is £97,343.00

We normally spilt this amount four-ways between the four Parish Churches:

St Michael and All Angels pays 34% All Saints pays 33% St Nicholas pays 17% Holy Cross pays 16%

However, this year St Albans Diocese has awarded St Michael and All Angels a Pastoral Aid Grant of £8,000, reducing our overall Parish Share request.

In addition, costs to Parish and Districts include electricity, gas, water, repairs, renewals, maintenance, supplies, services, organ and piano upkeep, insurance, administration, mission costs, publicity, Parish Office costs, clergy phone lines, travelling expenses and more.

Parish Targets for 2023

Our target income from Planned Giving and Gift Aid is £54,293 Our target income from Weekly and One-Off Offerings is £10,000 Our target income from Hire of Halls is £23,000 Our target income from Fund-Raising is £3,000 Our target income from Wedding, Funeral and Other Fees is £2,000 Our target income from Grants and Other is £10,000 (£8K already awarded)

Our overall target income for 2023 is £102,293.00, plus District Church costs

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DEPEN￿NT EXAMINERS REPORT TOThE TRU8TEES OF THEPAROCHLIL CHURCH eouNCIL OF THE ECCLE8IASTrCALPARI8H OF EL8TFtEEAND OREHAfffiooD T￿ PVOCh￿1ChLYcfv dThoEcd•￿a5I￿￿ PthshofElslrwand Rec￿pl5 and Paymwts Finan￿ 118Wtio th8 thamytsu￿eSOn my8x￿￿l￿aknOTr0ft￿ r8cew1&paw￿￿tsacc￿ntS0f Th8 Par¢￿￿1¥ COU￿Of The ELY18￿s￿al Pa￿h Of ￿stree and B￿nam￿O￿ yèarenaad 31 Détèn7b￿ 2023 Frrfth• Y•ar Erthdjl D￿•￿bIr R•spoMIthlit￿s andbawgof rnpcrt Urv051rKX•d F￿d UnrB5trKIBd FL￿d Ehanty tsUst￿Sy￿ pflhB RIC￿r I rest￿￿oI￿YeMarnI￿atson0foI8cnarl￿os￿Cc0unts carr1￿￿t￿d￿r 145 athl In cartyin9 tsulffly￿a￿IfftaknM I Tha￿ fdknwthlall DIrttl￿n￿9t¥ ty 1￿chE￿Yc￿n￿￿I55lllTr 1451511blofthpAFi GraN5 & 12.294 1rder￿1 26.758 knond•nt stornnt Church PLli¥5 68.365 I My pKamInBli￿ | th I0￿Y the 0xaminar￿￿qi￿￿g rne caus8tobelieve Ihal In anymthon 385 respoct Trlal R￿81￿3 73.501 l.or the acc￿nts do notFAXOTd thosér8c0tds.or FL•id R&1￿ the dD TrDtiyJrnptywth Ihe apk4iclo raqU￿o￿Ont5C0￿?rnM￿ and c Church Acli¥5 68(￿1 109.081 ulr0￿P￿1h￿l Ihp woxJvnts91￿ a Irw8nd f0lrwpwwh￿h￿ nof ￿ Ir￿apP￿E￿ exatrmnatson 5￿P1￿5f￿ the )tai Gain or IL05sI 9.5 I havè havècom8aer(pJB matl8Fs lnc¢jnnpA￿ TLlal lurvJ5 Trlal ￿ndsCarriedI0r 1￿.398 173.641 Kls.Jul&• K￿tI Kly Kby AtEounlanlÈ L11 130P￿rnO￿l Tri IU62QT 19 NDvaMb8r2024

Notes tts IhÈAteounts'. PARISH OF ELSTREE ANO BOREHAMWOOD Balance Sheet As ol D•Genor 31. 2023 Nolo 2023 2022 Trt 1. Re￿ipt Gr5 & J1. As￿1 DxJ1.2lltt FvAÈd Assgl T(rt AssÉi Cash at bar and In ha Donalons ciy Fund sura￿¢ and hEabry 1.294 11.Cts) 5,118 CAF cash ￿£￿￿mI00126lg INVESTMENT CBF DO1￿ FU￿ I32￿11123D CBF FlxÈd IXÈIÉ£iIL￿ Urt1￿ 132001046F CBF In￿51￿￿ 732￿lE8￿& Tcial IMVESIMENT TL Cash ai bankaTrJ I6.￿) 33.203 32.SJ3 52.216 89.E53 174.60E 24.720 37.612 78.gID Int￿eSt incc Bat4[ IntetE 26.258 ChLrch Ac11￿ 114.446 174.44S PARISH SHARE NJI Sain 32.119 24.5ri) cwient assS Crethors" 0￿year c￿lÈntL￿tles PARISH SHARE Cro55 PARISH SHARE & MKhbEI 25.093 29.614 Attrua TrA•ie￿i0nt LtsblMIÈs T(rt CiodlWS' amoums la1￿ y￿r NoicLKieni assets IllatrAlths} Told assets ssCu￿eN Wat4Mes PARISH SHARE * N￿hda5 Ch￿r(h Serws. fur￿8 Wo¢Jding5 (C Cllr- Piifdlrg &amp'. Ph(XDCOPy 2.5(M) Z,5 14.023 11.751 1% 398 3B5 ia TL** ￿ aSs￿S 1￿.39& 173.641 and R85QtW5 Cakn ￿ Ltsss fvom knvÈStmÈrt 34.744 155.654 7￿.39 27.577 140.th4 173.641 Trrtd CaNalano

  1. PaJThnts NDts¥ toth• FIn•rKI￿ Stat•rn•nts: Fthd Raisirwj
  2. G8Mral intormalon The charily Is a benefil 15 IncLYp￿ltsd in and W*es. The drtgs ol its ￿91￿1￿£￿ and pri￿p￿ oftts £ Xx 2(r23 2022
  3. ACCOUNTING POLICIES P￿5￿ Share. St AbaTh5 LbJcr5 3,781 4.rfj1 45.LU> The pnnopal accountiw policiqs adLytsd ￿the pFépa[ati￿ ol linanL¥al slatemeDts aT as lolodg' ErnertaI￿ry kbJly CrD55 G4rdetMtw4 Cmher FYofes510nal Servi￿5 40 2.1 Basis ￿proPaTr￿ offin￿Ly slatsnrt6 752 10.224 Thè fina￿￿91 ststoments haw pmparod m accordancé ￿7th￿r￿n￿n9 and Ra￿T￿r￿j by Ghanties.. Statementof ReL¥Jmrnended Pra￿￿ applic4ble lo chwities preparity the ¥tx)unts In thè Finanual Rèwrfbng Standard Sp￿1￿&bI in UK arml Republic of Ir8knd IFRS 102l18ff￿tsve 1 JgnuBry 2019}- Icharilies SORP FRS 1021. Th• Charty meets ol a pubhc benem fjnlity u￿fjr FRS 102 240 Weddiny & F￿￿rnI F••5 Fun￿￿1 IELS Gra￿d￿l 10.014 720 1.590 595 22 8.217 saL4 and I1Btrxl￿tt5 are lnill￿ty rectynisthl al hiic￿4 c￿1 ortrBnsBctkJn valuo (the￿ra9 stat￿ in re￿an1 acL¥Junbng WILY notss. Ver9er Weddin 2.2knunts on a gcmfwj t￿tarTh ba￿S SLWIPORT COSTS PREMISES In5uranco5 Hoty CtQ5S PREkllSES Inswance5AII Saints PREMISES In5wance5 $1 MKhaeLs PREMISES InS￿anceS Si N￿hr￿aS Bank charyps CrffK&GenEral AdmDiabvt Ew5es rE Costs l Land line PTWrting, Poagp StalwJT Travel At£Crfnmcya￿n PREMISES Ga5 & Ec Saints PReTrJisES Ga5 & Eki HtAy Cross PREkllSES & Ec Sl M￿h￿8 PREMISES Ga5 & Ec Si N￿holaS The Tru818es Gonsvjertrere are no rnalerial unGertainbBs aboutthe Ch&nWs abilityto n￿n￿E as a cort(￿ Thè tsvièwof finantial Wsilitsn. rès8rv8s lèvèls and fuiu ans 9r185 772 2.580 1.293 2.732 2.414 1.053 2.581 93 570 Ttustees c￿r￿nGethe chwity rernan5 agLMW C￿cer￿f0rtt fLY858eaWe lthure. 2.3 Fund acrxiunbng 552 1.687 1.482 179 1.27g .279 1.379 l.Z79 109.081 Gen￿￿ hJnd5 are unrestricled fu￿J3 aTe use allhe disL¥elvJn of Ihe TrusfÉeg in luriherante oflhe 08n8ral th￿ and havè Mt béén das￿nal￿ lor puwe5. 1.917 68.(fi1

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF ELSTREE AND BOREHAMWOOO I report to lh8 charity tTUStees on my 8xarninats.on of the receipt & payments accounts of The Parcthial Church Councl of The Ecclesiasbcal Parish of Elstree and Borehamwcth for the year end8d 31 December 2023. R•8ponslbllltl•s and basls of rnport As the charty t￿￿1@68 Y￿ are resp)nsible for the preparation of the ￿CmjntS in acc(*dance wilh the requirements of the Charities Act 2011 ('Ihe Act,). I rep￿1 in resp8d of my examina1￿ of ts Charitss accounts carried out under sedion 145 of the Act and in carrying Ixrt my examinatN)n I hav8 followed all applicable Direclions given by the Charity Corrmission under sectim 145(5Xb) of Ihe Act. Ind•p•nd•nt •xarnln•rfs stat•m•nt I have C￿p1a18d my examination. I c(xffinn that no material matters have come to my attention in connection with Ihe eXaMinat￿n giving me cause to beh'eve thal in any material respect: accounting rec(￿ts were not kept in respect of ts Trust as required by section 130 of the Act; or Ihe aCc￿nts do not accord with those records; or the accounts do not comply wth the apF4rAble r￿ureMentS concerning the ftxm and content of aCc￿nIS set (Mrt w) Iha Charrt168 (Ar£￿nts and Reports) Regulations 2008 othw than any requirement trot the accounts give a true and fair view which is not a matter considered as part of an independeTbt exarTMnation. I havé no Concaff￿ and hav8 comé across Th) olher matters in c(￿ne￿10n with the examination to which attenbon should be drawn in this report in order to enable a p(oper understanding of tho accounts to be reathed. Swned Ms. Julie Kuriti My Key Accountants Ltd 130 Balmoral Drive Borehamwood W06 2QT 19 Novemb8r 2024