The Parish Church of St Michael
Yorktown, Camberley
In the Diocese of Guildford
Annual Report and Financial Statements
Of the Parochial Church Council
For the Year Ended 31st December 2024

THE PARISH CHURCH OF ST MICHAEL
YORKTOWN, CAMBERLEY
CONTENTS
Pa
Parochial Church Council Report
Independent Examiner's Report
Statement of Financial Activities
9-10
Notes
11-14

THE PARISH CHURCH OF ST MICHAEL
YORKTOWN, CAMBERLEY
Report of the Parochial Church Council for the Year Ended 31st December 2024
The Parochial Church Council present their report along with the financial statements
of the Parish for the year ending 31 st December 2024.
St Michael's Church is situated on London Road, Camberley and is part of the
Diocese of Guildford.
Reference and Administrative Details
Correspondence Address:
The Vicarage & Parish Office
286 London Road
Camberley
Surrey
GU15 3JP
Independent Examiner..
Mr Nicolas Gooderham FCA
14 Shalbourne Rise
Camberley
Surrey
GU15 2EJ
Bankers:
Barclays Bank plc
Camberley Branch
POBox191
Camberley
Surrey
GU15 3GS
Parochial Church Council
Background
St Michael's PCC has the responsibility of co-operating with the incumbent, the Revd
Pippa Ford, in promoting in the ecclesiastical parish the whole mission of the church,
pastoral, evangelistic, social and ecumenical. It also has maintenance
responsibilities for the church buildings and churchyard of St Michael Yorktown.
This annual report puts all the PCC'S financial statements into perspective and
relates them to the wider life of the Church. It reviews the past year, and seeks to
link financial plans, expectations and hopes for the future.

THE PARISH CHURCH OF ST MICHAEL
YORKTOWN, CAMBERLEY
Report of the Parochial Church Council for the Year Ended 318t December 2024
Membership
Members of the PCC are either ex officio or elected by the Annual Parochial Church
Meeting (APCM) in accordance with the Church Representation Rules. During the
year the following members served as members of the PCC..
Incumbent..
The Revd Pippa Ford Chair - Resigned February 2025.
Churchwarden..
Mrs Carole Simons- until May 2024
Mrs Emily-Grace Sainsbury
Mr Nathan Sainsbury
Deanery Synod..
Mr David Parker
Hon. Treasurer
Mrs Hilary Turner
Elected members..
Mr Christopher Nobbs - until May 2024
Mrs Clare Nobbs- until May 2024
Mrs Alison Parker - Vice Chairperson
Mrs Patricia Ellis
Mr Roy Ellis - from May 2024
Mrs Carole Simons
Mrs Eloise Green
Mr Tony Carter- from May 2024
Mrs Sarah Ayre - from May 2024
Mrs Alisa Whiteland
Co-opted members
Mr Glenn Turner - PCC Secretary
Mr Tony Carter- until May 2024
Structure, Governance and Management
Governin
Document
The Parochial Church Council is a charitable trust, and each PCC member is a
trustee. The Registered Charity Number is 1132852.
ointment of PCC Members
The appointment of PCC members is governed by and set out in the Church
Representation Rules.

THE PARISH CHURCH OF ST MICHAEL
YORKTOWN, CAMBERLEY
Report of the Parochial Church Council for the Year Ended 31st December 2024
Sunday worship continued during 2024 with 9am and 10.30am services. These
services are linked once a month with a breakfast, now open to the community. We
have been blessed by the music provided by our music group and organist and
excellent preaching, with some new additions from lay persons. A prayer group has
been running, but attendance at Pray for Camberley events within the town have
diminished over time. A new Waiting on God group has started on Tuesday
evenings.
St Michael's PCC met nine times during 2024 and meetings were well-attended.
Some PCC members attended the Church Growth Conference in September 2024.
Our Vicar, Revd Pippa Ford, was on sick leave from early January until Easter. We
were pleased that she was well enough to return with a slightly reduced time
commitment to start with. We heard in November that she planned to resign in
February 2025.we were sad to say goodbye to our 2 churchwardens when they left
to join another parish so that one could be supervised during her training for ministry.
A major concern about our finances continues and there have been appeals for
funds. The PCC decided to reduce our parish share to £4,200 per month so that we
could try to balance our books and this has brought about a better position, but we
should aim to try to pay outstanding parish share in the future. Grants from Surrey
Heath Borough Council have enabled us to offer community breakfasts and coffee
mornings and to maintain our churchyard. We have not pledged outward giving this
year as we have been able to do in the past apart from a fund-raising for a hospital in
Uganda. We continue to offer wedding, baptism and funeral services as well as the
burial of ashes in the churchyard.
The PCC is highly appreciative of the financial support for the electrical work that was
carried out and kindly funded by Friends of St Michael's.
Our engagement with the community has been active throughout 2024, with a Pet
show and a family fun afternoon in the Summer Holidays. Christmas festivities
included a Craft evening, Christingle services as well as a traditional carol service
with 2 local choirs. We have held a community drop in coffee and chat each
Wednesday morning which is popular. Fireflies Toddler group is continuing and
making new contacts from the community. The Friday group for older children.is
generally well-attended. The vicar and Youth and Children's worker have had much
success in bringing worship into 2 local schools on a regular basis. A team of people
deliver Songs of Praise to a local nursing home once a month and we are grateful for
the work done to prepare this by 2 faithful people over many years and by 3 people
moving forwards. An outreach team have been doing some mission and outreach
work in Camberley Town Centre On￿ a month.
Work continued on the Churchyard, with our contractor providing rna1ntenan￿ work
strimming grass and cutting hedges and clearing leaves. A team of volunteers has
met monthly to cut back and clear overgrown shrubs. The churchyard maintenance

4has been funded in part by a grant and other funding has come through funerals
and monument payments.
We are pleased to report that Mr Nicolas Gooderham carried out the role of
Independent Examiner for 2024.
Financial Report for 2024.
The "Main Fund covers the core of the church's activities - the services, the work in
the parish, the maintenance of the church and the contribution to the Diocese by way
of the parish share.
The Full Parish Share increased again this year for 2025 to around £80,000. The
Diocese granted us a reduction for one year only to £63,000 and, although it could
not be paid in full, the reduced payments of £50,400 still represent 800/0 of the
proposed share payment. The payments made represent 48 % of our total
expenditure. The year 2024 was a year in which expenditure from our main account
exceeded income by around £500. This was entirely due to reducing our parish to the
Diocese to £4,200. We have a deficit of £12,500 to the Diocese from 2024 with a
further deficit of £20,000 from the previous year. Guildford Diocese keep an account
of these shortfalls and we will aim to make good the loss by increasing our income
through stewardship where possible. This is not a state of affairs that we welcome or
have taken lightly, but one that has allowed us to keep our ministry going at St
Michael's. It will be necessary to re-address our stewardship and to increase the
number of people attending. As said previously the formula used to calculate the
share does not address fully the parish having a large area of industry and social
housing, nor the cost of the churchyard and maintaining a large, listed building. It is
also much more than other churches in the deanery are paying at the moment.
During 2024-2025 our insurance premium was also high at £5,892. Water bills and
fuel bills to heat the building for services, the hall and parish office were around
£8,600 this last financial year and are around the same cost to date. We have a good
price on a 2-year fixed contract which started at the start of April which has enabled
us to keep costs as low as possible, but it costs a lot of money to heat our church
building.
Our financial situation in the main fund remains critical and it remained a fragile
situation throughout 2024. We are, however largely holding our own. The only major
discretionary spend we have is our staffing costs at £25,300 at 250/0 of our total
spend. A decision was taken to draw down on some of our unrestricted funds held
on deposit and so £731 was added to our main account. We did have a number of
significant one - off -donations for a sum of £4,535, with a further £2,260 donated by
St Michael's Friends towards needed electrical work which helped us to avoid a
shortfall, but there is no reason to expect that these would be repeated in the year
ahead. We also had community funds from Surrey Heath Borough Council to cover
our outreach to the community and our maintenance of the churchyard. Very
generous donations from one member of our congregation enabled us to have a
most enjoyable concert in the Autumn. Legacies were received from the estates of 2
parishioners and we are very grateful for these.
St Michael's does, however, have a significant sum available in the renewal fund and
this continues to grow and is attracting a good rate of interest. We took the decision

to approach a generous donor who has agreed to change his donation to the main
account and allow us to transfer his donation over the last 2 years into the main
account as he was unaware his donation was going into a restricted fund. This helps
our situation enormously. It does however mean that the growth of the renewal fund
appears to have slowed and transfer of £6,900 is more than this fund received this
year. We can only use this fund for the removal of pews and the re-modelling of the
interior of the church as it is restricted for this purpose and so is not available to us to
use for our running costs. Similarly, funds in the churchyard fund are restricted for
that use, but there is only the income from funerals, memorial or grant and we are
pleased to report the continued grant of £3,260 from Surrey Heath Borough Council.
Overall, there has been a large reduction in income from grants.
There are sums this year in the column entitled "Designated Funds" This relates to a
donation made by the Friends of St Michael to cover electrical costs of upgrading the
supply to the hall and church.
Fees from weddings remain low, but are up this year due to the February Burn's
wedding. Income from hall and church hire rose by £1000 this year and part of this is
due to the 2 concerts held in the church and our regular hall-users. Income from
funeral fees have nearly doubled, but we managed to cover the majority of the costs
of churchyard maintenance with churchyard fees and the grant from Surrey Heath
Borough for £3,261 . Sums for plate collections have increased, although the Sum Up
machine remains useful especially now it is now being used for plate collections too
via the QR code in the pews. This raised over £1,000 last year. Events held raised an
extra £1 ,800 or so and this is down to the hard work and generosity from our events-
organiser and her team and to the generosity of one of our community.
Expenditure is tightly controlled and we also benefit from the generosity of time which
reduces the need to pay for external services, but this is not always possible when
we need to have safety inspections or regular maintenance of our gas and safety
equipment. Fuel bills have been high despite fixing prices in 2024. The cost of
heating the church is very high. We have tried to reduce temperatures as much as
possible to 150C, but this temperature is not really achievable in really cold weather.
As remarked upon above, our general reserves at the end of the year were down to
just below £13,000 and have deteriorated further since the start of this year. This is a
level which is too low for any sort of comfort - a general rule of thumb is having 3
months, costs covered, but we now have less than we will spend going forward. We
have around £12,000 in our non-restricted funds to call upon, but that is it and it is
less than 10 % of our costs.
Please consider this matter of stewardship prayerfully.
My thanks go to Mrs Sue Nichols for her assistance in using the new accounting
software and data entry.
Hilary Turner
March 2025

PCC responsibilities in relation to the financial ststements
The members of the PCC are responsible for preparing the financial statements in
accordance with applicable law and United Kingdom Generally Accepted Accounting
Practice relating to Charities.
The Law applicable to charities in England and Wales requires the PCC to prepare
financial statements for each financial year which give a true and fair view of the
Charity's financial activities during the year and of its financial position at the end of
the year. In preparing those financial statements, the PCC should follow best
practice and..
Select suitable accounting policies and then apply them consistently;
Make judgements and estimates that are reasonable and prudent.,
State whether applicable accounting standards and statements of recommended
practice have been followed subject to any departure disclosed and explained in
the financial statements., and
Prepare the financial statements on the going concern basis unless it is
inappropriate to presume that the charity will continue in operation.
The PCC is responsible for keeping accounting records which disclose with
reasonable accuracy the financial position of the charity and which enable them to
ascertain the financial position of the Parish and which enable it to ensure that the
financial statements comply with the Charities Act 1993, the Charity (Accounts and
Reports) Regulations and the Church Accounting Regulations 2006. The PCC is
responsible for safeguarding the assets of the Parish and hence for taking
reasonable steps for the prevention and detection of fraud and other irregularities.
AL,_7J-
Date
May 2025
Mrs Alison Parker
Vice- Chair

INDEPENDENT EXAMINER'S REPORT TO THE PCC OF THE PARISH
CHURCH OF ST MICHAEL, CAMBERLEY
FOR THE YEAR ENDED 31st DECEMBER 2024
This report on the accounts of the PCC of St Michael's Church, Camberley for the year
ended 31 st December 2024 is set out on pages 9 to 13 is in respect of an examination
carried out in accordance with Church Accounting Regulations 2006 and s145 of the
Charities Act 2011.
Respective responsibilities of trustees and examiner
The charity's trustees (The PCC) are responsible for the preparation of the accounts. The
charity's trustees consider that an audit is not required for this year under section 144 of the
Charities Act 2011 (the Charities Act) and that an independent examination Is needed.
It is my responsibility to..
Examine the accounts under section 145 of the Charities Act.,
Follow the procedures laid down in the General Directions given by the
Charity Commission (under section 145(5) {b) of the Charities Act). and
State whether particular matters have come to my attention.
Basis of independent examlner's statement
My examination was carried out in accordance with the General Directions given by the
Charity Commission. An examination includes a review of the accounting records kept by
the charity and a comparison of the accounts presented with those records. It also includes
consideration of any unusual items or disclosures in the accounts and seeking explanations
from the trustees concerning any such matters. The procedures undertaken do not provide
all the evidence that would be required in an audit, and consequently no opinion is given as
to whether the accounts present a "true and fair" view and the report is limited to those
matters set out in the statement below.
Independent examiner's statement
In connection with my examination, no matter has come to my attention..
which gives me reasonable cause to believe that in any material respect the
requirement..
to keep accounting records in accordance with section 130 of the Charities Act.,
to prepare accounts which accord with the accounting records and to comply
with the accounting requirements of the Charities Act have not been met or.,
to which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
N J Gooderham FCA
14 Shalbourne Rise
Camberley
Surrey
GU15 2EJ
Date
2025

Accounts for St Michael's Church
for year ended 2024
STATEMENT OF FINANCIAL ACTIVITIES
For the year ended 31st December 2024
Unrestiicted Funds
Main
Designated
Fund
Funds
Ros¢rirteil
Funds
TOTAL FUNDS
2024
2023
Note
INCOMING RESOURCES
Voluntary income
othe< voluntary income
Receipr5 from activities for
8etieratin8 fund5
Re￿ip1S from Church a¢livilies
Incorne from Investments
80,372.69
8,508.84
2,695.65
5,958.Tr)
3,261.00
89,026.34
11.?69.84
121.882.32
14.357.64
2,737.38
10.632.(YJ
663.47
2,737.38
10,632.00
6,375.41
1,214.05
9,705.22
3,255.48
0.00
5,711.94
TOTAL INCOMING RESOURCES
102,914.38
2,695.65
14.930.94
120,540.97
ISO,414,7J
RESOURCES EXPENDED
Costs of 8¢nerètin8 voluniary
Income
1.320.70
101,222.74
0.00
903.42
1.320.70
112.358.74
D.00
1,107.42
1,52Z.52
115,896.06
3.198.00
7,938.00
Governance costs
Other resources expended
31dl
204.00
3.426.52
TOTAL RESOURCES EXPENDED
103.446.86
3,198.
8,J42.th)
114,786.86
120.845.10
NET INCOMINGIIOUTGOINGI
RESOURCES
.532.48
.502.35
6,788.94
5.754.11
29,S69.61
Transfer between funds
Tr8n$ler between unrestricted funds
6,9W.00
,900.C
NET MoveMENT IN FUNDS
Reconciliation ol Funds
Balance5 8rou8hi Forward at
1st January 2024
6,367.52
-502.35
.111,06
5,754.11
29,569.61
Total
21.573.65
538.51
130.029.46
152,141.62
122,572.01
BALANCES CARRIEO FORWARD
At 31Jt D•¢*mb•i 2024
Cash
Dep051t
Total
18,836.09
12,727.47
31,563.S6
36.16
9,S62.66
116,733.34
126,296.
28.434.91
129,460.81
157,895.72
28,276,46
123.865.16
15Z,141.62
36,16
Th• sum of £8,9Q) ifanslefiad boNY￿￿ ￿coUn13 Gompri#ed £3800 Irtyn 2023 and £3300 Iiom 2024 funds
Pa8e

Accounts for St Michael's Church
for year ended 2024
BALANCE SHEET AT 31ST DECEMBER 2024
Note
2024
2023
CURRENT ASSETS
Short term dep051ts
Cash at bank and in hantl
Debtors
28,434.26
129,460.81
28,276.46
123,865.16
157,895.07
152,141.62
LIABILITIES.. amount5 fallln8 due
within one year
0.00
0.00
NET CURRENT ASSETS
157,895.07
152,141.62
NET ASSETS
FUNDS
21,573,64
538.52
130,D79.46
152,141.62
Unfesiricted-mèin
de51Enated
31.S63.56
36.16
126,29G.00
157,89S.72
Restrl¢ted
TOTAL
AppFove(J by the Parochlal Church Councll on
and sI8ned on Its behalf by..
Mi¥ 2025
Chalr of PCC
urchwarden
Patè 10

Accounts for St Michael's Church
for year ended 2024
NOTES TO THE FINANCIAL STATEMENTS
For Ihe year èndgd 31st Oèc•mber 2024
ACCOUNTING POLICIES
Basis of Accountinz
The ètcoun15 hove been prepared in accordance with the Parochial Church Council's Éovernine document, the Charities Act 2011 and
"Accounting and Reportine by Charities.. StÈtement of Recommended Prattice èpplicable to charitie5 prepèring iheir èccounts in accordance with
the Financièl Reportin8 Standard applicable in the UK and Republic of Ireland (FR5 1021" leffertive l January 20191. The Parochial Church Councll
is a Publlc Benefit Entlty as defined by FRS 102.
The financial siètemenis have departed from the Charities (Accounts and Reporisl Regulaiion5 2008 only to the exieni feqtsired to provide a true
d fair view. This departure has invol¥ed followin8 the Slatement of Recommended Prèciice for charilies applyin8 FRS 102 father than the
version of ihe Statemeni ol Recommended Pr•¢tice which is referred to in the Regulations but which has since been withdrawn,
Investrnenl Income, covenants and donatlon5 •re aC¢Dunted loron a receivable ba51s 10 whlch is èdded Income tèx retoverable.
Leg8(v Income Is reco8nlsed when the criterla for eniitlement has been met.
Expend￿tUre is acceunied for when payable Ind includes value added tsx.
Tan8ible Fixed Assets
Tangible fimed assers do not Include Items ol movable church furnI5hlngs 35 these ale regarded a5 Inallenable property and cannot be dlsposed
wirhout a loculty.
Tan8ible Ilxed •ssets are those held by the PCC lof the continuing Use in its work. Ind￿vidUal items evér El,000 of 3 Capltal nèturt are treated a5
Ilxed assets.

Accounts for St Michael's Church
for year ended 2024
NOTES TO THE FINANCIAL STATEMENTS
For the yèar Ènded 31st December 2024
INCOME
Unrè$tri¢ted Fund$
Main
Designated
Fund
Funds
Restri¢t•d
Funds
TOTAL FUNDS
2024
2023
Voluntsry income
Planned giving PGS
Income tax gift aid
VAT iec¢verable
Collections lopen plètel
Oonations via Sumup
Sundry One-off donations
54,997.76
15,537.87
5,378.(X)
0.00
556.00
60,375.76
15.537.87
556.00
4,365.67
936.39
7.254.65
74,320.89
6,S49.97
3,543.51
3,766.83
1,367.88
32.333.24
4.365.67
936.39
4.535.00
0.00
2.695.65
24.CN)
80,372.69
2,695.65
5.9S8.00
89,026.34
121,882.32
21bl
Oth•r voluntary In¢om•
Grènts
Le8acies
Sundry
Closed deposlt funds
758.96
7,CQO.
18.8S
731.03
8,508.84
3.261.00
4,019.96
7,000.00
18.8S
731.03
11.769,84
8,581.
780.67
4.995.97
14.357.64
0.00
3,261.00
2 Icl
Rgcglpts from actlvltlos gangrntlng fund8
Event5
ftelre5hments
2.350.59
386.79
0.00
2,350.59
386,79
799.22
414.83
2,737.38
0.00
2,737.38
1,214.05
21dl
R•c•lpts from church •ctlvltlo8
Church hall lettin9 elc
Weddln8 fees
Bur￿•1 fees
3,085.00
905.Crt)
6,642.W
0.00
3,085.CO
905.00
6,642.00
1,922.fy)
153.CQ
7,380,22
10.632.00
10,632.LK)
9,705.22
Income Irom Investments
Bank deposlt interest
Deposit5 Wlth Cenir•l 804rd
of Flnance
1,20
662.27
1.20
6,374.21
2.49
3,252.99
0.00
5,711.94
663.47
5.711.94
6,375.41
3.25S.48
TOTAL Incomlng R•8ources
102,914.38
2,695.65
14.930.94
120.S40.97
150.414.71
P*12

Accounts for St Michael's Church
for year ended 2024
NOTES TO THE FINANCIAL STATEMENTS
For the year trnded 31st December 2024
EXPENDITURE
Unrestrlcted Fund$
Main
Designated
Fund
Funds
Rostri¢tèd
Funds
TOTAL FUNDS
2024
2023
3 lal
Cts8ts of generating voluntary Income
Stewardship envelopes
0.00
383.68
383.68
572.39
0.00
296.95
653.18
Licences. Ind subscriptlon
E¥enis
143.95
793.07
L43.95
793.07
1,320.70
0.00
1.320.70
1,522.52
3Ibl
Charltable A¢tlvltle$
Support for world mission
Parlsh Share I see below)
Clergy expenses
LIBht & Heat & water
1n5urance
Telephone
IT costs
Photocopler expense5
Church maintenance
Church s¢ruciural improvement
quipment replaced
Salaries
Churchyard upkeep
Schools and services
Educatlon and courses
APCS lor safe8uardin8
0.00
50,400.00
72.45
8,603.(K)
5.892.16
615.22
889.80
1,656.72
4,028.18
180.(N)
0.00
180.00
SO,4￿.00
72.45
8,603.
5,892.16
615.22
889.80
1,656.72
4.028.18
3,018.
892,74
25,319.56
7,938.00
2,053.96
775.00
23.95
56,751.75
34.90
9.264.68
5.718.62
601.43
680.11
1,669.65
3,006.61
4,420.31
0.00
0.00
0.00
0.00
3,018.(KS
892,74
25,319.56
24.459.65
6,670.00
2,123.55
399.00
95.80
0.00
0.00
0.00
7,938.C()
2,053.96
775,
23.95
0.00
Total$ 3lbl
101,222.74
3,L98,00
7,938.
112,358.74
115,896.06
3,198.00
7,938.00
113.679.44
117.418.58
Totals for 3lal and 3lbl
102.543.44
Durin8 the year the church carried out repèrative electrical work. VAT of 50rne ES03 15 feclairnable in 2025. The PCC ieduced the ptyrish Shore
payments In April 2023 10 rnaintain 5ufficieni curreni operèiin8 funds. Outstandin6 parish share should be paid wheTh eir£um51onces 3110w.
31¢)
Gov•rnan¢o costs
Quinouennial
Independent examiner's fee
0.00
0.00
0.00
0.00
3 Idl
Other r•source• exp•nd9d
0.00
0.00
204.00
282.37
510.65
314.40
199.33
1,221.70
316.95
Statlonery
Sundry expenses
Pènk charges
282.37
510.65
110.40
1.737.98
Total
903.42
204.
1,107.42
119,156.56
Total expended
J03,446.86
3,198.1
8.142.00
114,786.86

Accounts for St Michael's Church
for year ended 2024
NOTES TO THE FINANCIAL STATEMENTS
For the yoar ended 31st December 2024
STAFF COSTS
2014
2023
Wa8e5 and salarie5
Social security costs
25.319.56
0.00
24,459.65
25,319.56
24,459.65
During the ye$r the PCC employed an aclminisir>ior. and a youth worker Ideaner
LIABILITIES18ee also footnote to Not¥ 3 Ibll
Amount8 ljlllng due wlthln
1 yoar
Accruals and tleferred Income
0.00
RESTRICTED DEPOSIT FUND
CCLA FVNO DETAILS
Movèmgnt of rnsourcè•
Translers
betwèèn
funds
8alan¢•
at stsrt of
2024
8alanc&
at end of
2024
Out of fund
St Mithael's churchygrd
Organ
Chèpel FuTrd
Renewal Fund
Reserve
Sundry Fund5
4,226,92
2,952.32
906.08
103,091,74
12,085.97
713.03
4,226.92
3,109.02
954.17
J08,443,23
12,727.47
-731.03
-731.03
123,976.06
129,460.81
-731,03
-731.03
Pale 14