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2024-12-31-accounts

St Mary’s Church, Higham Ferrers Year ended 31/12/2024

Statement of Financial Activities

Unrestricted
funds
Designated
funds
Restricted
funds
Endowment
funds
Total
funds
Prior year
total funds
Income and endowments from:
Donations and legacies
£63,894.06
0.00 £11,755.82
0.00
£75,649.88
£74,639.20
Income from charitable
activities
£7,993.25
0.00
0.00
0.00
£7,993.25
£10,487.97
Other trading activities
£12,628.32
0.00
£8,257.00
0.00
£20,885.32
£42,368.41
Investments
£192.22
£1,665.58
£5,273.57
0.00
£7,131.37
£6,843.49
Other income
£1,433.59
0.00
0.00
0.00
£1,433.59
£6,944.47
Total income
£86,141.44
£1,665.58 £25,286.39
0.00 £113,093.41
£141,283.54
Expenditure on:
Raising funds
£439.52
0.00
£3,167.15
0.00
£3,606.67
£4,568.88
Expenditure on charitable
activities
£80,806.02
0.00 £24,923.64
0.00 £105,729.66
£247,515.51
Other expenditure
0.00
0.00
0.00
0.00
0.00
0.00
Total expenditure
£81,245.54
0.00 £28,090.79
0.00 £109,336.33
£252,084.39
Net income /
(expenditure) resources
before transfer
£4,895.90
£1,665.58 (£2,804.40)
0.00
£3,757.08 (£110,800.85)
Transfers
Gross transfers between
funds - in
0.00
0.00
0.00
0.00
0.00
£1,832.40
Gross transfers between
funds - out
0.00
0.00
0.00
0.00
0.00
(£1,832.40)
Other recognised gains / losses
Gains/losses on investment
assets
0.00
0.00
0.00
0.00
0.00
0.00
Gains on revaluation, fixed
assets, charity's own use
0.00
0.00
0.00
0.00
0.00
0.00
Net movement in funds
£4,895.90
£1,665.58 (£2,804.40)
0.00
£3,757.08 (£110,800.85)
from:
£63,894.06
0.00 £11,755.82
0.00
£75,649.88
£74,639.20
£7,993.25
0.00
0.00
0.00
£7,993.25
£10,487.97
£12,628.32
0.00
£8,257.00
0.00
£20,885.32
£42,368.41
£192.22
£1,665.58
£5,273.57
0.00
£7,131.37
£6,843.49
£1,433.59
0.00
0.00
0.00
£1,433.59
£6,944.47
£86,141.44
£1,665.58 £25,286.39
0.00 £113,093.41
£141,283.54
£439.52
0.00
£3,167.15
0.00
£3,606.67
£4,568.88
£80,806.02
0.00 £24,923.64
0.00 £105,729.66
£247,515.51
0.00
0.00
0.00
0.00
0.00
0.00
£81,245.54
0.00 £28,090.79
0.00 £109,336.33
£252,084.39
£4,895.90
£1,665.58 (£2,804.40)
0.00
£3,757.08 (£110,800.85)
Reconciliation of funds
Total funds brought
forward
Total funds carried
forward
Represented by
Unrestricted
General fund
Designated
Choir Robes
Choir Vestry
Community Outreach
Father Warnes
Grace Milgate & Peggy
Horsfield Young People
Fund
Restricted
Agency collection
Bede House
Bell Appeal
Chantry Chapel
Childrens Corner
Choir
Elizabeth Groome Organ
Scholarship
Heating Fund
J Crew (Fabric)
Lady Chapel
Restoration Fund
Servery
St Marys 600 Appeal
(£1,461.60)
£31,665.00 £128,770.60
0.00 £158,974.00
£269,774.85
£3,434.30
£33,330.58 £125,966.20
0.00 £162,731.08
£158,974.00
£3,434.30
0.00
0.00
0.00
£3,434.30
(£1,461.60)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
£33,330.58
0.00
0.00
£33,330.58
£31,665.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
£5,192.79
0.00
£5,192.79
£5,192.79
0.00
0.00
£4,110.65
0.00
£4,110.65
£6,364.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
£310.14
0.00
£310.14
£310.14
0.00
0.00
£1,547.98
0.00
£1,547.98
£1,547.98
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
£3,267.22
0.00
£3,267.22
£3,195.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00 £62,553.92
0.00
£62,553.92
£54,766.72
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00 £48,983.50
0.00
£48,983.50
£57,393.47

Balance Sheet detailed

Class and code
Description
As at
31/12/2024
As at
31/12/2023
Current assets
6501
Lloyds TSB current account
6503
Lloyds TSB 600 Appeal account
6505
Lloyds TSB Restoration account
6510
CCLA (CBF) General fund 1D
6520
CCLA (CBF) Restoration fund 3D
6530
CCLA (CBF) Bell Appeal 4D
6540
J Crew Investment account
6550
CCLA Grace Milgate
6560
CCLA (CBF) Father Warnes
6590
Cash in hand
Z05
Accounts Receivable
Total Current assets
Liabilities
6601
Loans received
6699
Agency collections
Z04
Accounts Payable
Total Liabilities
Net Asset surplus (deficit)
Reserves
Excess/(deficit) to date
Z01
Starting balances
Total Reserves
Represented by Funds
General (Unrestricted)
Designated
Restricted
Total
£20,362.02
£15,575.12
£16,643.79
£20,269.35
0.00
0.00
£2,048.97
£1,945.70
£84,787.17
£81,778.65
£3,891.72
£6,145.53
£3,267.22
£3,195.04
£33,045.24
£31,379.66
0.00
0.00
£25.56
£25.56
0.00
0.00
£164,071.69
£160,314.61
0.00
0.00
£1,340.61
£1,340.61
0.00
0.00
£1,340.61
£1,340.61
£162,731.08
£158,974.00
£3,757.08
£89,821.47
£158,974.00
£69,152.53
£162,731.08
£158,974.00
£3,434.30
(£1,461.60)
£33,330.58
£31,665.00
£125,966.20
£128,770.60
£162,731.08
£158,974.00

Analysis of income and expenditure

Total

**Unrestricted ** Designated **Restricted ** Endowment This year Last year
INCOME AND ENDOWMENTS FROM:
Donations and legacies
0101 - Gift Aid - Bank £31,892.67 0.00
0.00
0.00 £31,892.67 £34,118.36
0110 - Gift Aid - Envelopes 0.00 0.00
0.00
0.00 0.00 £1,523.55
0120 - Donations -Gift Aid 0.00 0.00
0.00
0.00 0.00 £820.00
0301 - Loose plate
collections
£14,376.00 0.00
0.00
0.00 £14,376.00 £5,479.21
0302 - Envelopes - Non Gift
Aid
0.00 0.00
0.00
0.00 0.00 £956.25
0304 - SumUp Payments £3,445.00 0.00
0.00
0.00 £3,445.00 0.00
0405 - Web Site donations 0.00 0.00
0.00
0.00 0.00 £218.48
0550 - Donations appeals
etc
£870.01 0.00
£7,355.82
0.00 £8,225.83 £605.00
0601 - Tax recoverable on
Gift Aid
£7,032.78 0.00
0.00
0.00 £7,032.78 £7,487.97
0701 - Legacies £3,192.00 0.00
0.00
0.00 £3,192.00 0.00
08A1 - Non-recurring one-
off grants
0.00 0.00
£4,400.00
0.00 £4,400.00 £23,252.51
0901 - Other funds
generated
£3,085.60 0.00
0.00
0.00 £3,085.60 0.00
0902 - Wall Safes-Candles 0.00 0.00
0.00
0.00 0.00 £102.17
0906 - Church Flowers 0.00 0.00
0.00
0.00 0.00 £25.70
0908 - Misc 0.00 0.00
0.00
0.00 0.00 £50.00
Donations and legacies
Totals

£63,894.06
0.00 £11,755.82 0.00 £75,649.88 £74,639.20
Income from charitable activities
1101 - Fees for weddings
and funerals
£7,993.25 0.00
0.00
0.00 £7,993.25 £10,450.20
1210 - Bookstall sales to
promote objectives
0.00 0.00
0.00
0.00 0.00 £37.77
Income from charitable
activities Totals

£7,993.25
0.00
0.00
0.00 £7,993.25 £10,487.97
Other trading activities
0551 - Fund Raising £3,163.37 0.00 £8,257.00 0.00 £11,420.37
£4,404.73
0555 - St Marys 600 Appeal 0.00 0.00 0.00 0.00 0.00 £29,999.40
1102 - Heating & Lighting 0.00 0.00 0.00 0.00 0.00
£495.00
1220 - Bookstall sales - fund
raising
0.00 0.00 0.00 0.00 0.00
£52.83
1231 - Bede House -
Lettings
£9,464.95 0.00 0.00 0.00 £9,464.95
£7,416.45
Other trading activities
Totals
£12,628.32 0.00 £8,257.00 0.00 £20,885.32 £42,368.41
Investments
1001 - Dividends 0.00 0.00 0.00 0.00 0.00
£43.88
1010 - Increase in share
value
0.00 0.00 £72.18 0.00 £72.18
£273.00
1020 - Bank and CBF
interest
£192.22 £1,665.58 £5,201.39 0.00 £7,059.19
£5,506.61
1030 - Rent from lands or
buildings
0.00 0.00 0.00 0.00 0.00
£1,020.00
Investments Totals £192.22 £1,665.58 £5,273.57 0.00 £7,131.37
£6,843.49
Other income
0602 - VAT Reclaimed 0.00 0.00 0.00 0.00 0.00
£6,547.80
0909 - Chelveston
Stationery Contribution
£767.59 0.00 0.00 0.00 £767.59
0.00
1315 - Special Collections £666.00 0.00 0.00 0.00 £666.00
£396.67
Other income Totals £1,433.59 0.00 0.00 0.00 £1,433.59
£6,944.47
Income and endowments
Grand totals
£86,141.44 £1,665.58 £25,286.39 **0.00 ** £113,093.41 £141,283.54

EXPENDITURE ON:

Raising funds
1730 - Costs of fundraising £439.52 0.00 £3,167.15 0.00 £3,606.67 £155.17
1735 - St Marys 600 0.00 0.00 0.00 0.00 0.00 £4,413.71
Raising funds Totals £439.52 0.00 £3,167.15 0.00 £3,606.67 £4,568.88
Expenditure on charitable activities
1870 - Secular charities 0.00 0.00 0.00 0.00 0.00 £500.00
1875 - Special Collections 0.00 0.00 0.00 0.00 0.00 £430.00
1910 - Parish Share
payments
£30,000.00 0.00 0.00 0.00 £30,000.00 £25,000.00
2001 - Assistant staff costs £1,360.01 0.00 0.00 0.00 £1,360.01 0.00
2050 - Salary of parish
administrator
£7,887.48 0.00 0.00 0.00 £7,887.48 £2,325.00
2101 - Working expenses of
incumbent
£586.34 0.00 0.00 0.00 £586.34 0.00
2201 - Parish training and
mission
0.00 0.00 0.00 0.00 0.00 £930.00
2301 - Church running -
insurance
£10,267.77 0.00 0.00 0.00 £10,267.77 £9,959.52
2303 - Miscellaneous 0.00 0.00 0.00 0.00 0.00 £239.15
2310 - Church office -
telephone
£729.67 0.00 0.00 0.00 £729.67 £908.07
2320 - Organist costs £3,770.00 0.00 0.00 0.00 £3,770.00 £3,984.02
2330 - Church maintenance £6,552.06 0.00 £2,580.00 0.00 £9,132.06 £3,497.66
2340 - Upkeep of services £1,053.84 0.00 0.00 0.00 £1,053.84 £2,490.02
2350 - Upkeep of
churchyard
£70.00 0.00 0.00 0.00 £70.00 £12.99
2360 - Administration £491.35 0.00 0.00 0.00 £491.35 £572.63
2361 - Photo Copier/Printing £1,926.61 0.00 0.00 0.00 £1,926.61 £1,796.19
2370 - Visiting speakers /
locums
0.00 0.00 0.00 0.00 0.00 £660.00
2401 - Church running -
electric
£1,678.98 0.00 0.00 0.00 £1,678.98 £1,950.93
2402 - Chantry Chapel -
Electricity
£1,643.39 0.00 0.00 0.00 £1,643.39 £1,692.03
2410 - Church running - gas £4,577.47 0.00 0.00 0.00 £4,577.47 £9,027.67
2420 - Church running -
water
£154.01 0.00 0.00 0.00 £154.01 0.00
2510 - Bookstall costs £78.50 0.00 0.00 0.00 £78.50 0.00
2526 - Fees re
Weddings/Funerals- £615.40 0.00 0.00 0.00 £615.40
£4,199.60
Disbursements
2530 - Bede House -
electricity
£1,500.30 0.00 0.00 0.00 £1,500.30
£2,156.18
2540 - Bede House - gas £2,834.15 0.00 0.00 0.00 £2,834.15
£4,949.52
2545 - Bede House - Water
Rates
£630.49 0.00 0.00 0.00 £630.49
£572.60
2560 - Bede House -
General Expenditure
£646.20 0.00 £1,488.00 0.00 £2,134.20
£4,544.92
2565 - Bede House -
Cleaning
£1,752.00 0.00 0.00 0.00 £1,752.00
£5,172.10
2701 - Church major repairs
- structure
0.00 0.00 £20,855.64 0.00 £20,855.64 £157,257.91
2710 - Church major repairs
- installation
0.00 0.00 0.00 0.00 0.00
£2,686.80
Expenditure on charitable
activities Totals
£80,806.02 0.00 £24,923.64 **0.00 ** £105,729.66 £247,515.51
Expenditure Grand totals £81,245.54 0.00 £28,090.79 **0.00 ** £109,336.33 £252,084.39

Independent Examiner’s Report to the Trustees of St Mary’s Church, Higham Ferrers.

I report on the accounts of the church for the year ended 31/12/2024.

Respective responsibilities of trustees and examiner

The church’s trustees are responsible for the preparation of the accounts. The church’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed.

It is my responsibility to:

• to follow the procedures laid down in the General Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act); and

Basis of independent examiner’s report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that in any material respect the requirements

  2. to keep accounting records in accordance with section 130 of the 2011 Act; and • to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or

  3. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Paul Adams 19 Wymington Park Rushden Northants NN10 9JP

25/04/2025