Great St Mary's
Sawbridgeworth
THE PAROCHIAL CHURCH COUNCIL
OF THE ECCLESIASTICAL PARISH
OF SAWBRIDGEWORTH
Registered Charity 1132562
Report and
Financial Statements
Year ended 31 December 2023
li

THE PAROCHIALCHURCH COUNCIL OF ThE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
Contents
Annual Report
Introduction from the Wicar
Aim and purpose
Our church community
Mission and giving
Outreach
Spellbrook CofE primary School
Fundraising
pla￿ for future periods
Financial review
Golng ¢oncern
Reserves policy
Risk management
Strudure. governance and management
Admlnlstrallve infomwtion
3-12
Independent Examiner's Report
Statement of Financial Activities
13
14
Balance Sheet
15
Notes lo the Financial Ststements
16-23

THE PAROCHIAL CHURCH COVNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
Annual Report for 2023
Introduction from the Vicar. Father Simon Wivian
Welcome to this report on the lrfe and ministry in 2023 of Great St Mary's Church. Sawbridgeworth.
As we turn the page on 2023, we ended the year on a high with a number of very well-attended services and
events which also raised wonderful sums of money for charity, all run or supported by our active Outreach
Committee. As well as our Festival of Light which has become an established part of the town's switching
on of the Christmas lights, and a splendid Advent Lunch wrth very attractive raffle prizes, this year we also
held our very first Christmas Tree Festival. visited by Father Christmas no le551 It featured over 30 imaginatively
decorated Christmas creations submitted by many of the town's schools, organisations, groups and
businesses. The wnning 'tree'
a conical staircase of wood
was cleverly built by members of 1st
Sawbridgeworth Mohawk Cubs.
If that was an excellent seasonal celebration of our wider town community, the year began with a gathering
of our church community. a parish awayday to Windsor where. as well as lunch and shopping in the town, we
were treated to a tour of St George's Chapel within the Castle. before ending the day with choral evensong
sung by the chapel choir.
Only a day later. we SaiLI a fond farewell to a dear friend. Revd
Debbie Hore whose time as our Associate Minister came to an end
with a buffet lunch. Such has been Revd Debbie's impact on
people's lives over her six years with us
not least during the
difficult days of the pandemii - that a whole array of people from
the church and beyond attended. After the speeches and the
cutting of a splendid ret1￿ment cake, Revd Debbie and Richard her
husband were presented with various presents, including a
beautifvl. framed photograph of the church at sunset. In
consultation with Arthdeacon Janet, who paid our church and parish a visit in early summer, the position of
Associate Minister is, as i type. being advertised and we hope to be able to fill the position soon.
Also vacant is the position of Organist and Director of Music Despite months of
advertising and a couple of expressions of interest we're Currently still seeking a
musician to lead our choir and develop our music ministy. In the meantime, we've
been relying on a rota of freelance organists to play for our services, while I've been
enjoying leading our Friday evening choir prartices and conducting the music for our
major choral services. leaving OUT ever faithful, ever willing Lay Reader Diana Kitson ro
lead those services. Particularfy since Revd Debbie's departure and my becoming both
diocesan vocations adviser and Assistant Area Dean, Di has been an incredible
support to me. I don't know where she gets her energy and enthusiasm from (probably
I should answer that it's from the Lordll, but I thank and salute her for it.
There are so many people not least the members of our PCC and committees who do $0 much to keep
the wheels of Great St Mary's turning. I'm reluctant to highlight any other individuals for fear of offending
others. However. I should mention Gilly Squire who. much to everybody's delight, has become Our second
churchwarden. Alongside our other wonderful chLJrchwarden, Anthony Heard I couldn't imagine a better.
happier. more productive. and more willing partnership.

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Regislered Charity 1132562
Gilly was elected our second churchwarden with Easter still ringing in our ears. Once again, the choir was
busy with a performance of John Stainerfs 'The Crucifvion., and. at the end of our Easter rnorning eucharisL
it thrilled us once again with another nevAy established tradition.. a rendition of Handel's'Hallelujoh Chorus,.
But it's not just been the Choir which has played its part in church life. The church would never look and smell
50 fresh if it weren't for our committed band of cleaners. it wouldn't look so radiant if it weren't for our
creative group of flower arrangers. and it wouldn't sound so resplendent if it wasn't for our enthusiastic band
of bellringers. This year saw the retirement of our tower captsin, Clive Moore. after an incredible 46 years of
service. His succes50r. Fred Bone. doesn't intend to break that ￿CordI
Our church re-oréering committee - 'Re-Imagining 2025.
continues to consider how our church buildings
might be adapted to create more flexible spaces. not only for church use but for use by the wider community-
Discussions Wlth our quinquennial architert Jeremy Lander, are well under way.
We continue to do our bit for the town. We once again hosted our mayorf5 CIVIC service, the St George's Day
Parade serwce, and the town's Remembrance Sunday Se￿ICe. We also welcomed the planting of a tree in
the churchyard to celebrate the Soth anniversary of the establishment of the Sawbridgeworth Town Twinning
Association. Meanwhile, the guest speaker at our patronal festival eucharist in early September was PC Gary
Bentley, the chair of the Hertfordshire Christian Police A550ciabon.
That patronal festival Sunday featured Ouf usual
festival lunch before we rea55embled for choral
evensong. We Saw a similar pattern over the weekend
In May to celebrate the King'5 coronation. Our church
hall Church House - was packed for a joyful bring-
your-own lunch. before the town assembled in
church for a splendid civic service of thanksgiving for
the coronation. It was a pleasure to bless a new commemorative kneeler, stitched by
Hazel Mead. Also blessed for everybody's pleasure was a coloured glass image of
the Holy Spirit, made and given to us by retiring PCC mernber. Mark Hemsley.
lore widely, as well as my ministry as collective worship leader arbd governor to our local church school of
Spellbrool we've seen the number of visits to the church for services and tour5 from other schools and
badged organisations rise to a level not seen since befo￿ the pandemic. Whilst numbers at our Sunday
morning 'Sunday Club, remain relatively low (half a dozen on average) our ministry to the younger members
of our community through our monthly gathering 'Mustard Seed. also continue5 to remain healthy.
Whilst general congregation numbers have remained steady, it's sad that some members of our church family
are no longer able to gather W￿th us because of infim)ity. because they've moved away, or, in the case of dear
David Mead. have passed away. As well as praying for our wodd and local commLJnity, we continue to
remember and pray for all our church family. whether near, far, or for those who now live in a greater light
And it's for our church farnily that I'm for ever grateful.. not least all those who so devotedly give of their time
and talents to lend a hand particularly those who serve on our committees and PCC. It's been a joy to be
your vicar this past year and to be able to minister. alongside our Lay Reader Di, to a church family with such
love and enthusiasm in its heart Therefore, I commend to you the following docurllent in which you can find
further details about our church and its activities, truly living out its strapline.-'Passion for Christ- Compassion
for all,.
tll
Yours in Christ,

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
egistwed Charity 1132562
Aim and purpose
The Parochial Church Council of the Ecclesiastical Parish of Sawbridgeworth 1.the PCC") is registered a5
separate charity, number 1132562 The members of the PCC have had regard to the Charity Commission's
guidance on public benefit
The primary object of the PCC is to promote the Gospel of our Lord Jesus Christ according to the doctrines
and practices of the Church of England. The PCC has the responsibility of co-operating with the Incumbent
in promoting in the ecclesiastical parish the whole mission of the church - pastoral, evangelistic, social and
ecumenical. It fulfils this responsibility through periodic meetings and a range of other activities.
Our Church community
As at the end of 2023, there were 113 people entered on the church Electoral Roll. 19 of whom were not
resident within the parish. We We￿ pleased to welcome new regular worshippers and visltors. We hold in
our prayers those who no longer worship with us regularly or who moved away during 2023.
During 2023 we baptised five children and married two couples. We wish them joy and love on life's joumey.
We conducted 22 funerèls114 in the church) and eight interments. Our dear friends are remembefed with
love and we continue to keep their families in our prayer&
A blg thonkyou to our Ministy teom for theirpastoral work. to our Pastorol volunteer5 and others
WI￿ sUPPOrt people in time5 of need.
Mission and giving
It is PCC policy to give l(YA of regular committed
stewardship (plus tax recoverable) to other charitable
causes, of which 6￿ is allocated to overseas causes and
40% to U.L causes. Detai15 of the amounts given in 2023
from 2022 stewardship income are detailed in note 10 to
the financial statements. Charities supported in this way
were Shiksha Rath, Tools with a Mission. the Holy Trinity
Night Shelter Bishop's Stortford. and the Friends ol
Sawbndgeworth Neurological Centres.
In addition. whenever possible throughout the year, the
PCC made collections and undertook fundraising for
specific cau5e5. Details of payments made are a150 detsiled
in note 10
Shiksha Roth mns o Christlon OutreochwoiÈYr ￿ N•¥L)dlN ro ITe*children ￿e￿dOre0$ ttctess 6dtscot￿n 05 o n)tste ourofpoktrty
Outreach
In addition to our large outreach events, the Friday Email offers thoughts. prayers. information on our week's
seNices, and notices. This, like the Great St Mary's Facebook group, is read both by members within our
worshipping comrnunity and others who live in Sawbridgeworth and beyond. Also. we have a regular full-
page article in the Sawbridgeworrh Flyer.
Volunteers continued to do a splendid job organising collections of food to support the Harlow Foodbank,
whose existing and new customers needed their setyices more than ever_ These collections were enhanced
at harvest time with donations from Spellbrook Primary School
our church school
who brought their
offerings to their own harvest service.

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIAsncAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
Spellbrook CofE Primary School
Spellbrook School is our voluntary-contfolled Church of England
primary school. It is legally owned by the trustees of its Church of
England foundation but is controlled by Hertfordshire Local
Education Authority which has full financial responsibility for its
maintenance. The school's mission is to provide the best
education for each child within the context of a caring Christian
community. G￿at St Marls Church is representsd on its
governing body and fosters links between the school, the church
and the local cornmunity- The Incumbent is, ex officio. a
foundation governor and the Diocese. in liaison wth the PCC,
appoints a second foundation governor.
Talking ab(wt baptism
However, of just as great an importance is the week-by-week connection be￿een the church and the school,
with the ministry team leading a weekly collective worship in school, frequently leading classe5 on religious
or ethical topics, attending school events such as remembrance ceremonies, concerts and nativity plays. and
writing a pause for thought for the weekly school newsletter.
Fundraising
Section 162a of the Charities Art 201 I requires charities to make a statement regarding fundraising actwities.
We confirm that all solicitations are managed internally. without involvement of commercial participators,
professional fvndraisers or third panies. The day-tr>-day management of all income generation is delegated
to the Vicar, Churchwardens and appointed officials (see pages 11 and 121. Although the Charity is not
required to be bound by any regulatory scheme, the Charity complies with the relevant codes of practice. We
have received no complaints in relation to fundraising artivities12022'. none).
Addttional Ilnanclal support was rece¢ved. with thonks. from Sowbridgeworth Ecdesiastical Chority.
Churchcore ond other&
Plans for future periods
We shall continue to build all aspects of our aCDvitses. seeking to provkje forall generations and need& The Outreach
Commrtee has ambitious F￿an5 for even MO￿ outreach and fijndraising eventsduring 2024. The Re-imagining 2025
Project Group will share proposals for our church tyJiklirwJ. to make it fft for purpose for the 21st century and
accessible for all, and for improvements to Church House. The Friends of Great St Mavs are rewewing the
recommendatK)ns ofa report on restoratK)n ¥w)rk need￿1 on ChU￿h monuments, and we shall UTKlertake imwrtant
repair and refuloishrnent yvork to our other Ixjildirys. We al￿ expert to finalise the prc(ess of handing over the
maintenance of the churchyard to the local aUt￿lity. In all (xjr athwtie% we will seek to reduce our carkx)n emissK)ns
and consider other enwronmenlal impacts, with refefence to the"Eco Church framewo￿.
Financial Review
In 2023, donations, grants, fundraising and hall hire income improved from the previous year, but the PCC'S
finances were impacted by significant expenditure on the estate and high energy Costs. Despite ongoing
efforts to cut Costs and delays to other planned projert work on the estate, there was o loss of £78.932 on
doy-to-day income and expendI￿re (excluding investment income but after a transfer from the restricted
fund relating io ceriain 2022 expenditurel and a net inflow of £707 to the restricted fund. The position
WOLJld have ￿en worse had it not been for the commitment of our church community and generosity of
other donor5 and grant-making bodies.

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
At the end of the year, our investments with CCLA would have increased in value by £71,752, but £40,000 was
redeemed in July to meet the deficit and outstsnding expected works. Investment income was £24,113.
Overall, therefore, there was o smou net increase in twr totol fvnds of £17.034.
The investment policy is considered at regular intervals by the Stewardship & Finance Committee and the
PCC. Both investment hJnds are attively managed, allowing CCLA to anticipate or respond to market
developments. During 2023, the PCC undertook a thorough review of CCLA'S investment process, with
specific regard to environmental and social issues. It concluded that CCLA'S process was fully in line with the
PCC'S environmental commitments and that investment perfomiance remained strong_ The PCC therefore
concluded that no change to its investment policy or investments was nece55ary.
Going Concern
Looking fonKard to 2024, the relationship between income and expenditure continues to be a major concem,
with a predicteddeficit of about £1 10.000, about 40% of which relates to necessary expenditure on Church
House roof. The figure excludes any capital gain or loss on investmenL noting that when investments are
redeemed to help fund expenditure, not only is capitsl reduced but also income from those investments.
The PCC believes tr is financially viable for the next 12 months, even with the ongoing pressure of significant
expenditure needed on the estate. The general unrestricted reserves balance remains above the appropriate
level of reserves and is sufficient for attivities to be maintained for 12 months.
Reserves policy
The accounting rules under which the financial 5tstements are prepared require funds to be analysed btheen
those that, on the one hand, are restricted to specific purposes and those that on the other hand, are
unrestricted. Restricted funds comprise special collertions and other fundraising artivity for specific causes,
together with fundraising and grants for certain fabric and insurance costs. and for the repair and
maintenance of certain graves.
Unrestricted funds comprise all other funds, which may be designated ft)r various purposes. The PCC has
designated three unrestricted funds=
a property capital fund. which at all times equals the balance sheet value of the properties
a legacy capital fund, being the accumulation of legacies received
a general fund containing the balance
The PCC considers that the amount of rese￿eS necessary to ensure the work of the church Continues at
present levels is around £225,ThIO - this amounts to approximately 12 months of recurring expenditure,
excluding mission giving and payments to specific causes. As the unrestricted general fijnd stood at £358,974
at 31 December 2023 (see page 15-. £342.033 at the end of 20221, there was an exces5 ofjust under £134,(M)O,
which is held to finance working capital and capital projects. Restricted funds at 31 December 2023 stood at
£15012022.. £5n.
Risk Management
The PCC recognises that in areas relating to health and safety, the safeguarding of children and vulnerable
adults, and the security of physical and financial assets. IT systems and data protection, there 15 a￿vaYS a
potential threat. We reviewed all our risk management and related policies dufing 2023.
Structure. governance and management
The method of appointwent of PCC members is set out in the Church Representatr"on Rules. All church
attendees are encouraged to register on the Electoral Roll and stand for election to the PCC.

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAW8RIDGEWORTH
Regislered Charity 1132562
The PCC met seven times in 2023. all meetings were conducted in person. and average attendance was 75%.
In addition to routine business (which included regular Health & Safety. Safeguarding, Estate and Financial
ports). major items of business included..
Agreeing recipients of mission giving from 2022 stewardship
Receiving the Annual Report and Financial Ststements for 2022
Ensuring the PCC'S commttment to achieving net-zero carbon emissions by 2030 and to addresslng
wider environmental impacts was considefed across all its artivities and through its committees,
on an ongoing basis
Agreeing to close its account with Barclays Bank due to ongoing p)or customer seThice
Ongoing work of the Re-imagining 2025 Project Group
Signing up to ihe "Eco Church framework"
Sofe9uordlng
In July, Jane johnson succeeded Hazel Mead as our Parish Safeguarding Officer. We are very grateful to Jane
for stepping into Hazel's shoes and to H3zel. not only for her many years of service, but for being willing to
remain on as our Assistant Parish Safeguarding Officer.
The PCC complied with its duty under section 5 of the Sofeguording ond Clergy Discipline Measure 2076 to
have due regard to the House of Bishops. Guidance on safeguarding children and vulnerable adults. At the
beginning of 2023, one PCC member was overdue a DBS check and two PCC members needed to complete
new Diocesan training requirements. These matters were addressed. In July and November, we ieviewed our
Safeguarding Policy. Action Plan. safeguarding infomiation on the church website and use of soctal media.
Dota pmtection
The PCC complied with the requirernents of the General Dota Protects'on Regul<Jtion. In July 2023, we reviewed
OLJr Data Proteaion and Records Management Policy. and the Data Privacy Notice on the church website.
The PCC'S responsibilities
The PCC is responsible for p￿parIng the Annual Report and Financial Statements in accordance with
applicable law and United Kingdom Generally Accepted Accounting Practice. The PCC is required to prepar
financial statements foi each financial year that give a true and fair view of the state of affairs of the PCC and
of the financial activities of the PCC for that period. In preparing those financial statements, the PCC members
are required to..
Select suitable accounting policies and apply them consistently
Observe the methods and principles in the Charities SORP 2019 IFRS 1021
Make judgements and estimates that are feasonable and prudent
State whether applicable accounting standards and statements of recommended practice have been
followed, subject to any departures disclosed and explained in the financial statements
Prepare the financial statements on the going-concem basis unless it is inappropriate to presume
that the PCC will continue in operation
The PCC is responsible for keeping proper ￿lokS and accounting records that disclose with reasonable
ccuracy at any time the financial position of the PCQ a￿d that enable it to ensure the financial statement5
comply with the Charities Art 2011. It is also responsible for safeguarding the assets of the PCC and, hence,
for taking reasonable steps for the prevention and detertion of fraud and other irregularities.
The PCC members confirm that. so far as they are aware, there is no relevant information of which the PCC'S
independent examiners are unaware. They have taken all the 5tep5 that they ought to have taken as PCC

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIAsficAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
member5 to make themselves aware of any relevant information and to establish that the PCC'S independent
examineis are aware of that information.
PCC Committees
The Standing Committee comprises the Wicar. Churchwardenlsl, Associate PriesL main Committee Chairs and
the Treasurer. It has the power to act on behalf of the PCC for issues that need urgent attention between PCC
meeting5. No such matters arose in 2023.
Much of the PCC'5 business is achieved by delegating certain ￿SponsIbl11t1eS to the following committees,
whose terms of reference were reviewed by the PCC in May 2023.
Fobri¢ & Chur¢hyord Committee
Chair.. Peter Clork
This Committee, in collaboration the Vicar and Churchwardens, has oversight of the maintenance, repair
and improvement of the church building. St Ma￿S Lodge, the Parish Hall, Church House. and the other
church-owned land and buildings. It oversees the a(tivitie5 of the monthly Churihyard Working Party. which
maintains the churchyard and associated grounds. It met four times in 2023 bul its members were in regular
contact. At the beginning of 2023, we were sorry to lose Richard Hore when he and Revd Debbie move
way, bul We￿ happy to gain the new Churchwarden, Gilly squi￿ as a member a few months later.
2023 was a good year in temis of getting things done. The (hurch architect. Jeremy Lander performed his
rirst QuinqLJennial Inspection of the church building and churchyard in April and presented his report in May.
He summari5ed, "Generally the church is in good condition. There are a very few persistent but minor roof
leaks and the west end suffers from rain run-off down the slope where ground levels a￿ high" He identified
no repairs needed urgently and a number of srnall works to be done in the next five years, which the PCC has
agreed to commission in one go at a fairly low sum. For an eight-hundred-year old, Grade l Listed building
this was indeed good news. Also good n&¥5 is that the flooding problem by the West Door has apparently
been solved by a new drain gulley.
Dr David Carrington, the conservator completed a detailed study of the
Sir William & Elizabeth Hewyt Ic16461 and the Viscount Hewyt Id.16891
monuments and a canopied tomb chest as a sponsored project by The
Friends of Great St Mary's. Consetvation and remounting of the Chauncy
Brass continued and re-installation in the chancd took place in early 2024.
The organ was out of action for nearty a rnonth in the
autumn, following an dertrical short in the blower
motor. It looked as though an expensive new one
would be neeéed. but instead it was repaired by a
specialist recommended by our organ tuner in time for the ftemembrance Sunday
SeNice. The church marginally failed its quinquennial Electrical Fixed Wiring
Inspection due to o change in the rules ihat now require the earth inside to be
electrically bonded to that of the lightning conductor. The lightning conductor itself
needed an upgrade to current standards at the same time and this has been arranged
for early 2024. On environmental grounds. the PCC agreed to replace the four 41X)
watt external floodlights with two l(X) wait LEDS la saving of 1.4tK) wattsl.
The
Churchyard
Working
Party.
sornetimes
helped by
the
Ministry
justice
Community Payback Team, have continued to keep the chvrchyard area in relatively good order, fighting
back plentiful natural growth. The Payback Team also re-chained the Memorial Garden fence to meet
safety/visibility requirements.

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
The submission formally to close the churchyard was sent to
the Ministy of Justice in August 2023. EHDC had initially
objected io closure on the grounds that the churchyard was
not full. Evidence to refute this was provided prior to the
formal submission being issued. The EHDC team subsequently
had a constructive guided tour around the churchyard and
things are now moving forwards. The tsrget for closure and
transfer to the local authority remains April 2024.
On the departure of Revd Debbie. it was decided to bring The Lodge up to a good rentsble standard, tsking
advice from Wrights letting agents. The propety has had numerous carpenty fixes, a cornplete re-emulsion,
new carpets, boiler checked, new window blinds throughout window cleaning and a spring clean. Further
work is scheduled for the garden in eaty 2024. The Lodge was rented for six months from February 2024.
The car park bollards have now been in operation for just over a year. Whilst there have been sorlle
mechanical issues. the system seems to be working well for parishioners and local businesses who hire spaces.
A new boiler was installed in the Parish Hall. but the work on Church House roof 15 on hold while the Re-
imagining Group considers potential improvements (see below)
Wlth spe¢¢al thonks to the dedltated team of volunteers in the Churchyord Working Ptirty and our
hord-worklng hall caretaker.
Outreoch Committee
Choir.. Vol Bright
This Committee promotes the engagement of the church with the community at local. diocesan and national
levels. It develops and ha5 oversight of a policy of nurture for all ages of the church family. It has general
oversight of the Ministry of welcome wthin Great St Mary's.
The Committee met six times in 2023 and co-ordinated a large program of outreach and social events,
including decorating the church for the May Fair, a lunch to ielebrate the Cofonotion, the patronal festival
lunch, the Festival of Light mince pies and mulled wine at the Christmas Carol service, and for the first time.
the Christmas Tree Festival. which included a visit from Father Christmas. tombola stslls and refreshments.
Stewardship & f￿an(e Committee
Chair.. Julie Potterson
This Committee has oversight of the PCC'5 finances and stewardship activitie& To fulfil this responsibility, it
monitors both incoming and outgoing resources. as well as monitoring the deployment of the net assets,
including investment policy and perfomiance. It prowdes advice and support to the Treasurer. who reports
regularly to the PCC on the financial position. financial controls and all matters imparting the PCC'S finances.
We were sorry to lose Mark Hemsley in the autumn. as he moved on to pastures new.
The Comrnittee met seven times via Zoom in 2023. At each meeting. the Committee received a report from
the Treasurer on the PCC'S financial position. It also reviewed the draft Annu31 Report & Financial Statements
2022, monitored actual income and expenditure against the 2023 forecast approved by the PCC in December
2022, and considered whether and when a significant drawdown from investments was needed. At the end
of the year, it considered the provisional outcome for 2023 and a draft forecast for 2024, which were
presented to the PCC in December 2023.
The Committee discussed the ongoing poor customer service provided by Barclays Bank. recofflmended to
the PCC that the account be closed, and oversaw the work of the Treasurer and Parish Administrator in
contacting all donors and r￿lpIentS paid by direct debit or standing order. enabling a transfer to the PCC'S
account with TSB. The Committee reviewed and made ￿comMendatIonS to the PCC on the hall hire
10

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIAsficAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
agreement, relevant PCC policies. discretionary fees and other rates to be applied in 2024. and bank
signatories. It also considered possibilities to increase stewardship and monitored the results of Fr Simon's
stewardship call in October 2023.
With constdernble thanks to the Treasurer ond the Stewardshlp Recorder.
Re-imagining 2025 Prohrt Group
Co-Chair5.' Sarah Vicker5 & Nick He51op
The aim of "Re-imagining 2025" is to make G￿at St Mary s fit for purpose for our Lord Jesus Christ's ministry
and mission in the 2151 Century, acros5 all worship, nurturing, pastoral, outreach and social activities, ensuring
accessibility and inclusion, and providing a Christian strong presence at the heart of the local community.
The Group met eight times in 2023,. the third year of working as a group to 're-imagine' our church and its
buildings. txjring 2023. the Group mainly worked with the church architect Jeremy Lander on two building
projects. First, we explained to him our 'wsh' list for re-imaging our church Ixjilding to ensure that it is
accessible to all members of the community and can provide the amenities expected by parishioners and
visitors in the 21" century, as well as being a valuable additional cornmunity space. We provided Jeremy with
documents explaining how we have reached Ouf suggestions. including community and congregation
feedback He recommended a full CAD suNey of the building and then produced Several proposal drawing5
and sketches, which we discussed in great depth. suggesting amendments. After an iterative process. in
November we submitted provisional outline plans to the Diocesan Advisory Committee IDACI for its
comments and feedback which will be reviewed before sharing the proposals Wlth the congregation and our
local community.
Our second project has been the potential upgrading of Church House to ensu￿ it 15 accessible and provides
facilities which are fit for purpose. and to consider whether additional income can be generated by renting
the upstairs space. Following a CAD survey, Jeremy has again come up with a number of ideas, and we are
currently looking at one of his proposals in more depth to ascertain whether it is viable and what costs would
be involved.
The Group will continue to meet regularly and prowde a cross-sertion of parishionerfs wews as to the best
way to move forward. Forming concrete plans is taking time due to the many constraints of clealing with
historic buildings and the detailed procedures that must be followed, but the Group is determined that the
project will come to fruition., all good things come to those who waitl
Administrative inforniation
Addres& The PCC oversees the activities of Great St Mary's church, which is sitLJated in Church Street
Sawbridgeworth. It is part of the Diocese of Sr Albans within the Church of England. The correspondence
address is The Parish Office. Church House, I Vantorts Road. Sawbridgeworth. Hertfordshire CM21 9AH.
Website..
iu
Doto privory.. Contact the Parish Office. You can also contart the Infomiation Commissioner's Office on
0303 123 1113orvia
Incumbent.. The Reverend Simon Vivian. The Vicarage. Sheering Mill Lane, Sawbridgeworth, Hertfordshire
CM21 9ND.
Ministry team.. Diana Kitson, Reader.
Olfice 5toff.' Angela Kenny, Parish Administrator and PCC sec￿tary.

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
The members of the PCC who served from 1 January 2023 until the date this report was approved a￿.
Father Simon Viwan
Incumbent (Choir)
Valerie Bright
Choir of Outreach Committee
6ecky Burton
Peter Clark
Deborah Cubitt
Anthony Heard
Mark Hemsley
Revd Debbie Hore
Diana Kitson
Kofi Otu
Julie Patterson
He(71th & Sofefy Officer." Chaw of FGbric & Churchyard Committee
First Aid Officer
Churchworden
Until 7 November 2023
AsSOCiOte min￿ter. until 24 Jonuury2023
Reader,. Deanery Synod Representative
Treosurer Chair of Stewordship & Finonce Committee.", Deanery Synod
Representative from 4 July 2023
Appoinred 7 Moy 2023." Churchwarden
Co-ch0￿ of Re-imogining 2025 Project Group
Among others that contribute considerable time and resouices to the work of Great St ma￿5, there are
officers who are not members of the PCC=
Gilly Squire
Sarah Vickers
Fay Clark
Nick Heslop
Jane Johnson
Hazel Mead
Electoral Roll Offiierspellbrook COE School Foundotion Govemor until 21 July2023
Co-Cht7ir of Re-tmogining 2025 Project Group
Par￿h Safeguording Officer from 4 July 2023
AsStStont Partsh Safeguording Officer from 4 July 2023 (POr￿h Sofrguording Office
until 7July2023)
5tewordship Recorder
Huw Lewis
Ar¢hltert/surveyor Jeremy Lander. 77 North Street, Burwell, Cambridgeshire CB25 OBB
Bankers.. TSB Bank plc, 88-89 High Street Chelmsford. EsseK CM21 1 DX and until 27 October 2023 Barclay5
Bank plc, 10 North Street Bishop's Stortford. Hertfordshire CM23 2LU
Independent Examlners.. Price Bailey LLP. Causeway House, l Dane Streel Bishop's Stortford, Hertf¢Jrd5hire
CM23 3BT
i&Ar
Signed
imon Vivian
Vicar of Great St Marfs. Sawbridgeworth
D¢7ted
12

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
Independent Examiner's Report to the members of The Parochial
Church Council of the Ecclesiastical Parish of Sawbridgeworth
I report to the mernbers of the PCC on my examination of the accounts of the PCC for the year ended
31 December 2023 which are set out on pages 14 to 23.
Responsibilities and basis of report
As the members of the PCC you are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Att 2011 I'the Act'l.
l Tewrt in respect of my examination of the PCC'S accounts carried out under settion 145 of the Act and in
carrying out my examination I have followed all the applicable Direttions given by the Charity Commission
under section 1451Sllbl of the Act.
Independent &xaminer's statement
I have completed my eyamination. I confimi that no material matters have come to my attention in connection
with the examination giving me cause to believe that in any material respect
accounting records were not kept in respect of the charity as required by section 130 of the A¢ or
the accounts do not accord with those record5.' or
the accounts do not comply with the applicable requirements concerning the form and content of
accounts set out in the Charities (Accounts and Reports) Regulations 2Th)8 other than any
requirement that the accounts give a 'true and fair view, which is not a matter considered as part of
an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which
attention should be drawn in this report in order to enable a proper understsnding of the a£counts to be
reached.
Michael Cooper-Davi5 FCCA ACA
For and on behalf ol Price Bailey LLP
Causeway House
1 Dane Strèèt
Bishop 5 Stortford
Hertfordshire CM23 3BT
Date: 12 April 2024

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Regi￿ered Charity 1132562
STATEMENT OF FINANCIAL ACTIVITIES
for the year ended 31 December 2023
Unrulrided
Restricted
Funds
Funds
2023
T¢)tsl
2022
Total
INCOME
Voluntarytiicome
Plwned gNing
Othw donations
CollectiDns for other charl*s
Tax rec4V￿ld81med
Grants
Leg￿￿$
30.685
21.5S3
5.245
12.931
24.732
26.731
19,375
5,107
10.368
20,483
8.518
13.035
5.245
3.554
24,732
9,377
46,566
95.146
82,064
Chiwch 8rtNft￿s
Fees- w&Ydings & lunaraL8
Propety leib'ngs
Fundraisng & 5ponsotsh
Qher
10,839
39,727
10.839
39.727
2.162
200
52,928
6,834
36,070
5,215
2.162
2C
50.7e6
2.162
48.179
Inveslmenl itKome
24,113
24,113
26,151
Total income
123.459
48,726
172,187
156,394
EXPENDifuRE
Church acliwtEs
Mission & Charitab￿ gi¥rvJ
Ministry
Regular church selv
Fees paid- *eddings & kneraL%
PropertES
Fundraising o)
Administralh)n
Other
io
3.640
75.363
6.[￿3
9.703
75,363
7.988
6,LHO
101.731
1,CK)5
21.414
1.￿7
224.751
10.117
75.912
9.107
4.647
78.739
1,726
22.724
1,461
204,433
12
13
14
61.672
40.059
1,005
15
16
21.414
1,507
177.624
47,127
Govwi8nce
Independent examnab.on fre
2.154
2,154
1,962
Total expendityre
226,905
Net incominglloutgoingl resources belore
other recognised gains and losses
Diveslmenl pr￿eedS
Nel gainlllossl on ￿ValUation ol irNe$lrn￿ls
Fund Iransfers
N•t movement in funds
Funds broughl forward
Funds carried fopHard
156,3191
1,601
154,7181
150,0011
40,000
31,752
40,000
1160,1531
18
14&22
31.752
1,5
101
57
158
16,933
1.374,650
1,391,583
17,034
1.374,707
1,391,741
1170,1541
1.544.861
1,374,707
Th& notes M pages 16 to 23 fomi pat of these financial statements
14

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRJDGEWORTH
Registered Charlty 1132562
BALANCE SHEET
at 31 December 2023
2023
2022
Flxed assets
Tangible
Investments
17
18
4gYJ,O
873,366
1,363,366
490,OCM)
841,614
1,331,614
Current assets
Debto
Short le￿ depjsits
Cash al bank and in h&)J
19
15,006
6,256
12,070
33,332
11,331
13,143
23,768
48,242
Llabllities
Creditors payatde ￿￿thIn one year
21
14,9571
15,1491
Net current assets
28,375
43,093
TOTAL NET ASSETS
1,391,741
1,374,707
Funds
Unrestricted
ProFerty captsl
Legacy ca￿￿ta
Ger￿ra1
4￿1,￿J0
542,617
358,966
1.391,583
4￿,0
542,617
342,033
1,374,650
Rea*ric18d
1,391.741
1,374,707
Approved by Parochial Church Council on 9 April 2023 and signed ￿ its behalf by..
nia
imon Vlvlan- V￿r
Anthony Heard - Churchwarden
The notes M pages 16 to 23 fomi pa101 fvse stknnents

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charlty 1132562
)TES TO THE FINANCIAL STATEMEPn for the year ended 31 DeGembgr 2023
1. Accounting policies
Basis ofweparation
The finarKk81 stslenwts have teen p￿pared tyi ￿)r￿M I￿th AccounliThJ * Reporting ty chat11￿.. Statsmenl of
Recommended P￿t￿e applicable to Chal￿eS prepariry their ￿nts in ￿[da[￿e the Finawial Reporttng
Stsndard appl¢abLe in the UK and Republ￿ of Ireland {FRS 102} (eff￿tiVe 1 January 20191- Icharities SORP IFRS
10211, the Financial Reporlng Stsndard applKabfe in the UK and Republ￿ of Irel￿d IFRS 1021, the charit￿S Act 2011
and the Church AcrountiTh3 R83ulabJn5 211)6.
The PCC constitutes a putAic benefft enbty as defin￿ by FRS102. The ffinanckgl statements have been prepared lo gNe
a'true and fairf have departed from the chari￿s IAttounts and RerM)tsl R￿UlationS 2008 only to the extent
required to prowde a'tnE and fairwew. Tris departure hasinvolved folowng theAccounting and Repo￿ng by Charities..
Statsmenl ol Recommended Practice lo ¢haritses prepariThJ Iheir accounts in ￿lI￿anCe thè FinaKial
Rwfting Stsndard applicab￿ in the UK and Republic of Ireknd issued in Odoter 2019.
The financial stslements have been wepar&J ut¥Jer the histo￿1 cost ￿nven1￿j￿, except that piopeths are induded
al valuat￿n and inveslments are incliKl&l at martet value. The ￿na￿l￿1 stalen￿nts ir￿lL￿de all transactions, assets and
liabilits'es for wh￿h the Parc(hial Church Council I'PCC'} is responsible in Lgw. They do not include the financial
ststenEnts of church groups that OV￿ their main affiliation b another tndy nor those that are infomal gatherings of
church merntE￿.
Going concern
The fnancial stslements have teen preparwj on a gc4ng ¢{￿￿M basis as the PCC mem￿r5 that no material
uncertainb'es exist. The PCC n￿mI￿$ have c￿side￿d the kvel of fvnds held aThl the exFected level of income and
expenditure for 12 n￿nthS from aut￿)￿ng these financia statements. TIE buJgel&J itKonE a￿1 expendilure def￿11 is
Cover￿ the support of kwthdrthfjng fvnds from Its investnents, as hdd vithin Unrestr￿￿1 general fijnds, arKI
therefwe enable5 the PCC b 0)ntin￿ as a 93iThJ co￿eM. A dda'kn1 con¥wilary on rts imp*t L5 detailed in the Annual
Rewrt on paje 7.
Funds
Unrestftctsd d￿gnated fwhls
Cesignated funds are ￿n￿striC￿l furnls set aside ai the discretion of PCC for 5Fecifr purposes. The proFety
capitd fuThJ is represented by the Val￿ of property hekj The caprtal fund is the ￿gregate of legacies
re￿1ve{l atyl is represented by assets hekl fOrfijtu￿ mapr capital pro￿ts.
Unr8Stnct6d g8n8ral ftmds
Unreslncted funds are those fuThJs can bè used fr)r thè ofdliary PUT[￿SeS olthe PCC.
RestlFCteLI funds
Restn'¢ted funds arise vthere collections are rn&Je or fijndraising undertaken for specrfic causes, or ￿re income
is subject to SpeLlf￿ condib'ons impwj by donors or granl-making organisabons.
Incoming resources
Stewardship, SeThi￿ collectsons apd don*1
Amounts are reo)gnised vthen ￿eNed.. a( p)inl incorrE tax 15 ￿0Unkn￿ fix.
Othervolunlary income
Grants and leg￿￿S are recognised Of￿ the PCC has entitkrrEnl to ihe incon￿, it is probab￿ that the inconE IMII
be received and the amunl of incOff￿ receivab￿ can be rreasured reliabty.
Church f88s
Wedding and ftjneral fees are recrp3llLwJ when the event crcuts.
16

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Reglstered Charity 1132562
NOTES TO THE FINANCIAL STATEMENTS for the year endod 31 December 2023 (continuod}
etylethngs
Rentsl i￿orr£ from the kth'ng of pfemEes rgxgnisgj vthen due.
Investmentinm, lund￿Arttj and Sp￿S0￿P
Income is reccgnis•l vthen receNed.
Gifts in kind
Assets donated to the PCC ate Ind￿J81 in the fina￿11 I￿￿S at valuaibjn al ts date of gift.
Resources expended
An￿Unts are ￿￿nised when paythe and i￿lUde I￿￿Ver￿￿ VAT. All costs teen direclty all￿a￿l to thè
relevant activity and fund.
Tangible fixedassets
Consecr*8dlaYJd andtAthdings a7d move*)le churth fumithings
Consecrated and benefice proterty is exclLKJed trom ihe ffiwcial ststements underthe Charibes Act 2011. No
vaue is pl&ed on moveabk church fumkshiThJs ￿uIre a faculty tor their disposal as they are consthred
by the PCC as inalienable Pfcperty.
(Iherreal eslae
Given the unusual naturè features of the freehokl properbes, the properties a￿ hek1 al residual value based
on valuations by Wnght & Co. a estate agent, ￿ Novwnber 2010117). Thus. no depreualKin has been
charged.
Fixtures and fttings
Items costing up to £10,0(A) ate wrttten off in ts perKMJ in Vth￿h the assets are wuirgj.
Inveslments
Investsrents are stsled at market value al the sheetdale. Un￿aliSed gains and105ses arising from mvetllents
in market vlues durirvJ the ye& 8Tr credibd or Gharged to the Stslement ol Finamal Actiw'ts"es based on the market
Value al the year end.
Stock
Stock is valued at the loKer of cost nel reaisablè value.
Debtors
Trade and other debtys are rec(￿nISed at the setUenEntvahJe tefc*e ￿ tr&le dixO￿ts due.
Cash at bank
Cash al bank and in hand Ind￿leS c&h and short4ern h￿hlY IN4uhJ uNestm8nts Iwth a short matunty of three months
or kss from the date of a¢quksitKsn or opening Of￿ d8wsi or ￿￿nts.
Creditors
Creditors and provisions are recojnised vthefe the Charity has a presenl obligab.on resulb'ng from a past event that will
probabty result in thè transfer ol funds to a third party and the a￿Unt due to 5etUe ￿ obligabon can be measured or
ests"maled refiably. credito￿ and provLqw)ns are ￿)MallY rwni*l alts setttemnl amunl after alloMiYJ forany trade
diS￿nIS.
17

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLEsIA￿lcAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
NOTES TO THE FINANCIAL STATEMENTS for the y•ar •nded 31 t)ecember 2023 Icontlnued)
Flnanclallnslwments
The Charity only ha5 financial assets and liabili*'es of a hj'nd that qualify as ba￿ finatKk31 instruments. Basic ffinal￿1￿
instNments are initially rwntsed at Iranwlion value and subsequentty r￿ured al thoir fairvalu& as atthe balance
sheet date. All fina￿1￿ instruments olthe charity are nEawred at o)sL
Financia assets inCl￿e the bank balances. trajè debtots other debts)tS. t￿t exclude prepayments and taxation.
Financial liabilibes iKkJde trade c￿rt￿s, Otherc[￿litor$, ￿ru& ￿ deferred incom8. tyjt exclude Slxial security and
Oth￿ tsxes due.
Key Source of Judgement andEstim•ts Un¢wtsinty
No signiffi¢84)l judgements. &counting FO￿￿S or ￿Un￿tKInS have b8en nk*le by the PCC in applying the Charitys
)unts"ThJ policies.
Trnnsacuons Invomng rnem￿ ofthe PCC and ￿lfi￿ted pgrsofts
MemÈers of the PCC are oblb3gJ to declare any inierest in any prOF0s￿ trans&iK)n that invo￿$ th&m or cOn￿ted
persons, aThJ to vithdraw from any discussions afftl not participate in any wjte laken. Any tran￿tiOnS undertaken by or
on ￿haff ofthe PCC and invoMThJ ofthe PCC anthrC￿￿￿l ￿rSOnS are detailgj in notes 11 and 23.
2. Donations, other than planned giving
2023
2022
nations under Gift Aid lunrestrict8J}
Other donau￿$ (unrest￿)
Collectwjns in thurch seThices lunrestrrbjl
rknnats.o[￿ towards SFecified expenditure lun[estr￿1)
L})natso￿$ towards testn'cted exFenditure
1,710
2,917
2,354
1,537
13.035
21,553
3,221
2,609
1,813
6,912
4,820
There ￿ere fNe large donatKsns towards restrrted expenditure, totalling £12,750 including tax recoverable12022:
hw) donations totslling £4,375 including tax rKoverablel. of wh￿h £1.5￿ was from thal estate agent Wright & Co
towards the expenditu￿ in 2Q22 on car path t￿ll7rd$ (see tN)k 22 lor corres[￿ndIng ￿nd transfer). Unrestncted
donat￿nS tOtsI￿d £8,51812022.' £74.5551 aThJ testrthd £13,03512022.' £4,820).
3. Collections for other specific causes (restricted}
Th8 figure of £5.24513J22'. £5,107) ¢￿￿nsed £73613)22'. £1.0331 of giwThJ uTrJer &ft Atd aThJ £4,50912022,'
£4,0741 of olhergNing. (See also note 101.
4. Tax receivedlclaimed
Tax ￿0Verable on giwng under GfftA￿ in 2023 is estimaled at £10.279 {2022.' £8,369 esb'mated, £8,384 reTrivedl,
£2.000 was re￿Ned under the small donatKins scheme for the tax year 2022r2312021122 £1,592). ol which £1,299
byas ￿cOgnised as claimabÈ in 2022. and a further £1,937 has teen rwnis&Y as clairnable in 2023. Of total lax
r&reiv￿ orclain*d, £9.377 was in rdatson lo Un￿strICted fiJnds12022 £8,786) and £3,554 restricled12022.' £1,5821
18

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Reg*￿ered Charity 1132562
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 DeCem￿r 2023 Icontinu•d)
5. Grants Irestricted)
2023
2022
The saWtsr￿ge￿rth Ecc￿laS￿￿ Chanty:
Church inSUra￿e
Church costs
Ec¢lesrdstral In5urarte
The Friends of Great St Marfs
Churchcare
Church Comnryssioners
The Forebury Est*
thocese of StAIbans-en￿gY grdnt
MS Listed Places of Worship Grants sche￿ IVAT daim}
The con￿onWeath W¥ Graves Comniswn
4,569
7,371
11,528
1,450
2,300
2,500
2,191
3,000
1,280
2.044
28
20,483
2,580
28
24,732
6. Legacies
No legxw hEre ￿e1ved in 202312022.. nill.
7. Fees . weddings and luneral$ {unrestricted)
In accordarce Iwih normal thutch ￿£￿nting fvre, ke5 ￿Nable exclude aM￿nIS due lo the clergy, The tees
shown comprise amounts eam￿l by the PCC ￿ armjnts p￿tle In Ilp Dicrese aThJ to assistants for their
participation at h￿IdIngS and funerals (see also note 131
8. Property lettings (unrestrbcted
2023
2022
Church Pk)use
Parish Hall
Car park
18,047
11,593
10,087
39,727
15,109
10,671
10,29)
36,070
9. Investment income lunre5trictedl
2023
2022
Interest on CCLA Depjsrt FuThJ
Dividends on CCLA Fixed Interest Fund investh*nl
Dividends on CCLA Investment Fund investmènt
269
3,282
20,562
24,113
106
4,427
21,618
26,151
19

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registeied Charity 1132562
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2023 (continued)
10, Mission & charitable glving
2023
2022
Mission grants to oryanisations- unrestricted
India Touch Trust Ishiksha Rathl- Ove￿8￿ npissw gmr
Twls wth a Mission- ovefseas fnkssth gMNJ
Five Taknts- overseas miswj gmng
Bishop's Stortlord N￿jh1 UK mi&sth gmng
The FrEnds of SavknrpJge￿ Neuffj[0g￿al Centres-
Slreets2HonE- uKm￿￿￿
Wodd Visic4)
1.002
1.￿)2
974
974
650
668
650
300
3.548
Dlstrlbutlon of collections fcy $pe¢tfi¢ causes- restrIct￿l
Women's World Day of Pwer
savknndgeV￿rth Scouts and Gitl GuKlès {St Geoffje's Day Seryw%l
Train-a-Priesl Fund (Lent lunches)
Bishop'5 Ordinands Fund Iconfirmabon SeNh%l
Christian Icollection tins aThY fijndrasingl
The Sawbndgeh%vrth Mayorfs charilies..
HRH Duke ol Edinburgh CIV￿ ￿en￿ri¥ se￿￿?
ju￿.1ee Thanksgiwng CiwK se￿￿e
HRH Queen Elizabeth11 CNic memori￿ SeN
Annual Town SeN¢e
The Bishop of Sl Alban's Harvest ApFe
The Royal British Legion- Potvy ApFeal {RerrEmt￿ance Day SeNce)
The Children's ScLety (Advent LuncfEs, ChnStrw￿ and Crrb Set¥￿e>
Crisis UK [Ch￿lM&S colw1￿$)
DEC Ukraine Ap￿al
DEC Pakistan ApFeal
DEC Turfey & Syria Appeal
HolKlay Homes Trust (funeral servre)
212
144
360
320
121
311
158
1.022
523
209
439
121
374
407
692
743
1,083
569
200
382
1,627
991
924
116
6,063
6569
11. Ministry lunrestricted>
2023
2022
Diocesan pansh shate
Clergy expenses
OUtre￿h
73,035
1.857
471
75,363
72,164
3,124
624
The Vic& a￿1 n￿-$lipendiary p￿$1 a￿ reimlmjrsed eXFer￿ incurred on PCC business.
12. Regular church seNices lunrestrictedl
2023
2022
Organists
Olher ￿sts
5,530
6,318

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAW8RIDGEWORTH
Registered Charity 1132562
NOTES TO THE FINANCiAL STATEMENTS for the year ended 31 December 2023 (continued)
13. Fees paid- weddings and funeral$ (unrestricted)
2023
2022
Llctesan fees
Fees paid to seNice asststsnts
4,580
1,460
6,040
3,430
1.217
4.647
The PCC retsins the drfferen￿ tehw the offees r￿eN￿l and tke totsl of fees p*.
14. Properties- mainterhince, repair and utilities
2023
2022
Church
Churchyard
Church House
Parish Hdl
The L(￿ge
Car park
uts.lil￿S
Insurani
25,802
8.560
12,663
5,778
9,899
15.005
12,8C6
12,133
2.756
11,165
17.496
32.608
6,421
101.731
78,739
£40,059 was in Telation to Testrictgj furKIs12￿'. £36,638) aThJ £61,672 unrestrthd12022. £42,101). Restri¢tsd
costs cornprtsed £23,81012022. £10,751) for the church. £5,98012022. £3,6S)I lorthe churchyard, £4,98212022.'
£7,704) for Church House, nil {2022. nil) the Pansh Hall, £941 fv The Lodge12022'. nill. nil {2022.' £8.6841 for
the car park, £4,34612022. £4,569} forchurch insu[ar￿e5, and nil fr)r er*ryy costs12022.' £1,2&1}.
In 2022, the S￿rNI stage pay￿￿nt 01 £2,101 for the car pa￿ tr#)IL3rds could not be allttatwj to the restricted fund
as there b%Ere insUff￿￿nI mon￿$ in the fiJThJ, bul in 3)23, £1,500 of restrcled donations V+pre received Isee note 2,
and note 22 for correswdiThJ fund transfer).
15. Administration {unrestricted)
2023
2022
Staff costs
Bookkeepiry
Committee exFenses
Telephone
Equipment
Prints'ng
Off￿e suppliès
15,595
2,031
69
1,299
13,953
2,121
1,129
3,063
1,314
1,144
22,724
1.267
1,153
21,414
The figure tor slaff costs in 2023 compr6es £15,068 for salarEs aThJ wages12022 £13.2821, £482 for payroll
adrnini51rab.on12022.' £4771 and £45 of Iraning costs (2022.. £1941. The figure lor salarie5 and wages in 2023
included pension costs of t1,01312022.' £8851
The aVer￿e numter of eryk)yees dunng the year was in 202312022.. one). The PCC Cons￿er$ its key
managerrEnt personnd lo COrnpr￿e the Vicar, Churchwardens and appoin￿ officias Isee pages 11 121. No
employees r￿1v￿ over £60.000 remunerabon dunrrfJ the year12022.' nill. No PCC members or other officers
were remunerated lor their role12022'. nill.
21

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIAsficAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
NOTES TO THE FINANCIAL STATEMEP4TS for the year ended 31 ()ecember 2023 (Gontinued)
16. Other expendi￿re (unrestricted)
The fyure for other exFendith in 20TJ of £1.9)7 incr￿￿ed grfts totaliThJ £63012022. £4￿) and net bank charges
of £8812022.- £1021.
17. Tangible fixed assets (unreslricted}
Freehokl land
& bjlth'ngs
Fixtu￿$
& ffttings
Total
ValualKffi I Cost- bwnning ￿end ofye
cep￿lati￿- beginning a4dend ofygar
Net trmxsk value- begvnrring and end of ye
49J.COJ
7,899
,899
497,899
49),[￿
490,￿0
The armunt of freeho￿ laTrJ and buikjings corrprise5 valuations of Sl Mary'5 Lolge £335,0￿. the Pansh Hal
£45,000 aNI Chuich House £110,C¥)O, provided by kxal estate agentwnghl & Co in Novemb￿ 2010 and reflecting
current usage. Fixtures and fith'ThJs compn5e the sound system
18. Invesbnents {unrestricted)
2023
2022
Market value at beginning of year
AdditEonsllwlchdrawalsl at cost
Gainll10551 on revaluaknn
Market value at end of year
The portfolio Gon￿sts of ￿Vestm￿nIS in..
CCLA CBF Church of England Fixed Inte￿$1 S￿rib&s Fund
CCL4 CBF Church of England Invests)Ent Fund
841.614
140,0001
71.752
873,366
1,C￿l,167
140,OCrfJl
120,153
841,614
121,123
752,243
873,366
154,059
687,555
841,614
19. Debtors {receIVab￿ within one year)
2023
2022
Churchcare grant
Tax recoverable lof £2.853 ostrthJ12022: £8931- see note 41
Hire fees due lunr&stiictedl
Undertakers lunrestrict&Jl
Ch￿table donabons Inot b￿ked in 2021 Ixrt incktsj in Chw1tab￿ gMiYJI
2,5
12,216
73
217
1.473
190
15,006
20. Short terni deposits {unrestrictedl
rhese cash depc6its a￿ ￿k1 wth Tr Centrl Board ol Finar￿e Church ol England Beposit Fund, which is
anaged by CCLA.
21. Creditors (payable wilhin one year)
2023
2022
Wedding deposts lunreslrictedl
Dislributs"ons ofcollections lo causes {reslKtgJl
Clergy exFenses lunreslrictedl
Nest (pension providerl
Independent examinalKin fee lunrestrthdl
100
2,618
200
1,957
1,030
85
2,154
4,957
5,149

THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF SAWBRIDGEWORTH
Registered Charity 1132562
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 DKember 2023 (continued)
22. Funds
Balances
end.2022
ItKome
in 2023
ExpetKliture
in 2023
Fund
transfeis
Balances
end-2023
Unrestricted
Propety capita
L￿aGY capitsl
General
4￿,c
542,617
342,033
1.374.650
490,000
542.617
358,966
1,391,583
195.211
195,211
179,778
1179.7781
1,5
Restricted
n￿$ for speafic causes
Speciffic grants & fijndraising
15
42
57
6,086
42,642
48.728
16.t631
41,[64
147,1271
1,500
11.5001
12Q
158
Tot
1,374,707
243,939
226,9)5
1,391,741
For an expLanation of restnct&J fuThJs, see pwje 16
See notes 3 and 10 for restrthd fijnds corrpnsry mn*s for$Feo￿ ￿USeS and £841 in r￿laUNable
tax12022'. £9691, e￿1-year bala￿e ccxnwises £38 for other chartbe512022. £151
See notes 2, 5 aThJ 14 for restr￿ed dona￿￿S, grants atKI ex￿￿nditure. In additKJn. there was rest￿ted fundratsing
of £2,16212022.' £5,215) and ￿T￿raISIng costs of £1.00512022'. £1,726). See Notes 2 and 14 regarding the £1,500
transfer from the reSt￿ted to the general fund.
Prioryear fvnds
Ba￿nCeS
end-2021
Incon
in 2022
EX[End￿jrP
in 2022
Fund
transfers
Balanc8s
end-2022
Unrestricted
ProFety capital
Leg&y capitsl
General
4S¥).OLYJ
542,617
504,461
1,537,078
4￿,(￿J0
542,617
342,033
1.374.650
119.187
119,187
281,615
1281,6151
Reslnded
Monies for spttiffic causes
s￿¢IfiC gwts & fundrai&ThJ
6,076
31,131
37.207
{6,5691
15
42
57
7,275
7.783
144.9331
Total
1,544,861
156,394
326,548
1.374,707
23. Payments to PCC members and connecled pe￿0￿$
PCC members were reimbursed £1,79912022.' £2,473) for purchases on trkhaff of the PCC, (unrestricted in b)th
years), and paid £66012022.. £4201 for verger servw lunrestrthd in both years) No other payments to PCC
members and connected Fer9)ns were ￿*je12022.. nil}.
23