## **Report of Accounts for 2025** 

Good morning.  Maintaining the Church Accounts is very much a team effort and I extend my thanks to Tracy Coburn for helping me collate monies and bank them.  Can I also thank John and Derek who so carefully count the collections for us every Sunday. And not forgetting Stuart Jones who inspects our accounts so diligently. 

The bottom line with our financial position is that our income exceeds our outgoings by £13,876 (after allowance for monies held for the Blue Cross Appeal). Our regular giving is up by £3,151 which includes the plate collections. 

- Planned Giving with Gift Aid £29,216 (£30,225) 

- Other envelopes £13,887(£15,769) 

- Plate collections £2,203 (£2,511) 

- Income tax recovered from Gift Aid £11,256 (£11,083) 

Our other voluntary income is up from £18,020 to £33,100 which included a legacy of £10,000. The takings on the Digital Collection Plate have increased from £850 to £1,588 and donations from £1350 to £5808. 

Within voluntary income our fundraising over the past two years is holding up well with the Fair, Raffle, 100 Club, Bake Sale and Community Café all continuing to be successful and new initiatives boosting income – Strawberry Tea and Harvest Hot Pot. 

- Fair & raffle £5,607 (£5,136) 

- 100 Club £5,222 (£4,525) 

- Bake Sale ££256 (£205) 

- Café £3,500 (£3,300) 

- Strawberry Tea and Harvest Hot Pot £1,117 

The overall running of the church (Church Upkeep, Services costs, Upkeep of Grounds, Organist/Clergy Fees, Clergy Expenses and Admin costs) is down by £1,299. 

We have continued to have the relief of a reduced Parish Share of £4000pm. 

Income from Church Hall lettings continue to cover our outgoings. 

## **In conclusion -:** 

- Our financial position is still serious. 

- We did receive a continued reprieve in 2025 for our Parish Share from Chester with a reduction to £4000 p.m. (from £6,328 p.m.) 

- If we are to continue as an independent church, we must maintain the increased income streams generated in 2024 and 2025. 

- Your PCC will continue to monitor the position closely and take what initiatives they feel appropriate. 

**Roger Salt Hon Treasurer** 

## **The Parish of St Saviour, Great Moor, Stockport** 

## **Statement of Assets & Liabilities as at 31st December 2025** 

|**Balance as at 1st January 2025**|||**22,831**|
|---|---|---|---|
|**Receipts 2025**|||**104,835**|
|**Payments 2025**|||**90,027**|
|**Excess of receipts/payments**|||**14,808**|
|**Balance as at 31st December 2025**|||**37,639**|
|**Represented by**|**Unrestricted**|**Restricted**|**Total**|
|**Bank balances**||||
|**Current account**|**22,496**|**932**|**23,428**|
|**Deposit accounts**|**202**||**202**|
|**CBF**|**14,009**||**14,009**|
|**Total Balance**|**36,707**||**37,639**|



**Roger E Salt Honorary Treasurer to the Parochial Church Council** 

**Church Accounts - Receipts** 

**2024** 

## **2025** 

|**Unrestricted Restricted**<br>**Incoming Resources from Donors**<br>Planned giving<br>Gift Aid<br>29,216<br>Other envelopes<br>13,887<br>Collections<br>2,203<br>Income Tax recovered<br>8,418<br>**Other Voluntary Income**<br>Fair & fundraising<br>4,450<br>Craft Event<br>2<br>Bake Sale<br>256<br>Strawberry Tea<br>688<br>Harvest Hot Pot<br>429<br>90th Celebrations<br>1,157<br>100 Club<br>5,222<br>Donations<br>5,808<br>1,588<br>Legacies<br>10,000<br>Community Café<br>3,500<br>**Bank Interest**<br>672<br>**Income from Trading**<br>Magazine Sales/Adverts<br>1,052<br>Hall & Church use<br>11,811<br>PCC fees rec'd<br>780<br>Sale of Candles & Cards<br>227<br>**Income for Specific Purposes**<br>Children's Society:<br>Boxes/Candles &Christingle<br>1,025<br>Ex Servicemen (Combat)<br>Royal British Legion<br>53<br>Church Mission Society<br>153<br>Christian Aid<br>401<br>FRESH<br>1,837<br>Blue Cross Appeal<br>Organist for funeral<br>**TOTAL RECEIPTS**<br>Signature - Book of<br>Remembrance<br>Digital Collection Plate<br>Raffle|**Total**<br>**Unrestricted Restricted**<br>29,216<br>30,225<br>13,887<br>15,769<br>2,203<br>2,511<br>8,418<br>53,724<br>11,256<br>4,450<br>4,518<br>2<br>195<br>256<br>205<br>688<br>429<br>1,536<br>1,157<br>620<br>5,222<br>4,525<br>5,808<br>1,350<br>1,588<br>850<br>10,000<br>921<br>3,500<br>33,100<br>3,300<br>672<br>672<br>522<br>1,052<br>1,429<br>11,811<br>11,812<br>780<br>1,227<br>227<br>13,870<br>268<br>1,025<br>400<br>60<br>53<br>40<br>153<br>100<br>401<br>388<br>1,837<br>1,004<br>932<br>10<br>2,444<br>90<br>**104,835**|**Total**<br>30,225<br>15,769<br>2,511<br>11,256<br>59,761<br>4,518<br>195<br>205<br>1,536<br>620<br>4,525<br>1,350<br>850<br>921<br>3,300<br>18,020<br>522<br>522<br>1,429<br>11,812<br>1,227<br>268<br>14,736<br>400<br>60<br>40<br>100<br>388<br>1,004<br>932<br>10<br>90<br>2,624<br>**96,063**|
|---|---|---|



Page 1 

## **Church Accounts - Payments** 

|**Unrestricted Restricted**<br>**Grants to Charities**<br>**Overseas**<br>World Vision<br>311<br>Church Mission Society<br>153<br>Christian Aid<br>401<br>Friends of The Holy Land<br>300<br>**Home**<br>Children's Society<br>1,025<br>Ex Servicemen (Combat)<br>Royal British Legion<br>53<br>Wellspring<br>365<br>Parish Nursing Ministries UK<br>650<br>1,837<br>**Other Gifts/Donations**<br>Gifts<br>230<br>**Parish Share**<br>Chester Diocese<br>48,000<br>**Upkeep of the Church**<br>Insurance<br>3942<br>Gas & Electric<br>7074<br>Water<br>296<br>2445<br>Fire Extinguishers<br>183<br>Maintenance<br>532<br>Website<br>Heating Maintenance<br>99<br>Electrical Inspection<br>FRESH<br>Telephone + Digital Collection<br>Plate|**2025**<br>**2024**<br>**Total**<br>**Unrestricted Restricted**<br>**Total**<br>311<br>274<br>274<br>153<br>100<br>100<br>401<br>388<br>388<br>300<br>1,165<br>300<br>300<br>1,062<br>1,025<br>400<br>400<br>60<br>60<br>53<br>40<br>40<br>365<br>365<br>365<br>650<br>595<br>595<br>1,837<br>3,930<br>1060<br>1060<br>2,520<br>230<br>230<br>410<br>410<br>410<br>48,000<br>48,000<br>48,000<br>48,000 48,000<br>3942<br>3856<br>3856<br>7074<br>6025<br>6025<br>296<br>217<br>217<br>2445<br>2102<br>2102<br>183<br>77<br>77<br>532<br>4249<br>4249<br>261<br>261<br>99<br>14,571<br>44<br>44 16,831|
|---|---|



Page 2 

## **Church Account - Payments (Continued)** 

|||**2025**|||**2024**||
|---|---|---|---|---|---|---|
||**Unrestricted**|**Restricted**|**Total**|**Unrestricted**|**Restricted**|**Total**|
|**Upkeep of Services**|||||||
|Performing Rights/ Music|||||||
|licence|485|485||607|607||
|Hymnal|76|76|||||
|Flowers etc|||||||
|Service requisites|1,383|1,383|1,944|649|649|1,256|
|**Upkeep of Church Grounds**|||||||
|Garden Maintenance|3,771|3,771|3,771|2,461|2,461|2,461|
|**Salaries & Support Costs**|||||||
|Organist & Clergy Fees|203|203|203|1,240|1,240|1,240|
|**Administration Costs**|2,362|2,362|2,362|3,208|3,208|3,208|
|**Clergy Expenses**|||||||
|The Vicar||||29|29|29|
|**100 Club**|||||||
|Monthly Prizes|2,040|2,040|2,040|1,680|1,680|1,680|
|**Trading**|||||||
|Hall expenses|11,811|11,811|11,811|10,062|10,062|10,062|
|**TOTAL PAYMENTS**|||**90,027**|||**88,759**|



Page 3 

## **Appendix to General Accounts 2025** 

## **Church Hall** 

|**Receipts**<br>**Organisations**<br>Scouts, Cubs, Beavers Group<br>Explorer Scouts<br>2nd Woodsmoor Brownies/Rainbows<br>**General Lettings**<br>Miscellaneous<br>IAIDO/Martial Arts<br>Karate + Kids Karate<br>SMBC Elections<br>Shape Yourself (Keep Fit)<br>Parties<br>Tiny Talk<br>MAS Dance<br>NHS<br>**Total Receipts for Hall**<br>**Payments**<br>Gas & Electric<br>Management & Cleaning<br>Water<br>Insurance<br>Maintenance<br>Fire Extinguisher inspection<br>Heating Maintenance (inc New Boiler)<br>MU contribution to New Boiler<br>Books, cards for sale<br>Electrical Inspection<br>Outlay for Fairs<br>**Total Payments for Hall**|**2025**<br>**2024**<br>400<br>1,080<br>200<br>350<br>400<br>1,000<br>700<br>2,130<br>50<br>2574<br>2,622<br>634<br>820<br>500<br>1848<br>1,540<br>2415<br>2,200<br>2660<br>1,520<br>630<br>340<br>10,811<br>140<br>9,682<br>**11,811**<br>**11,812**<br>3715<br>3,904<br>2965<br>3,332<br>446<br>558<br>1151<br>1,126<br>1075<br>104<br>183<br>77<br>2376<br>85<br>-100<br>16<br>44<br>11,811<br>816<br>10,062<br>**11,811**<br>**10,062**|
|---|---|



Page 4 

**Appendix to Church Accounts for 2025** 

## **Community Café 2025** 


**----- Start of picture text -----**<br>
Income Expenditure<br>Balance at 31 12 2024 Expenses 1,436<br>Cash in hand 52 Paid to Treasurer 3,500<br>52 4,936<br>Kitchen 4,292 Balance at 31 12 2025<br>Raffle 631 Cash in hand 39<br>4,923 39<br>Total 4,975 Total 4,975<br>**----- End of picture text -----**<br>


**Page 5** 

## **Independent Examiner's Report to the PCC of St. Saviour's Great Moor, Stockport. Charity no. 1132539** 

I report to the charity trustees on my examination of the consolidated accounts of the Group comprising the PCC of St Saviours and its subsidiary undertakings for the year ended 31 December 2025. 

## **Responsibilities and basis of report** 

As the trustees of the Trust, you are responsible for the preparation of the consolidated accounts of the Group in accordance with the requirements of the Charities Act 2011 (‘the Act’) 

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Act. 

## **Independent examiner’s statement** 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 

1. accounting records, with respect to the Trust, were not kept as required by section 130 of the 2011 Act and, with respect to its subsidiaries, were not kept as required by section 386 of the Companies Act 2006; or 

2. the accounts do not accord with those records 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

**Signed** ……………………………………………………… 

**Name** ………………………………………………………. 

**Address** …………………………………………………… 

……………………………………………………………… 

……………………………………………………………… 

**Date** …………………………………………………………