2023-04-30-accounts - Tamar Community Trust

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Tamar Community Trust

Charity Number : 1132513

Unaudited accounts for the Year ended 30 April 2023

D. M. Batten Kingfisher House 14, Truro Road Lanivet Cornwall PL30 5HF

Tamar Community Trust

Charity Number : 1132513

Contents Contents Trustees’ Report Independent Examiner’s Report Statement of Financial Activites Balance Sheet Notes to the Accounts	Page 1 2 - 3 4 - 5 6 7 8 - 20

Oct 2018

IER

TAMAR COMMUNITY TRUST

Charity Number: 1132513

TRUSTEES ANNUAL REPORT for Year Ending 30 April 2023

OBJECTIVES AND ACTIVITIES

The objects of the charity are to promote sustainable development within the Tamar Valley in Cornwall for the benefit of the local community but with parAcular reference to the preservaAon, conservaAon and protecAon of the environment and historic places. This includes educaAng the public on environmental maEers and the history of the Tamar Valley.

woodland, footpaths and environmentally or historically important areas. InformaAon regarding these areas is provided through signage and the website. The Trustees have always had regard to the Charity Commission's requirements for public benefit. Small grants may be made to local groups furthering the objecAves of the charity.

ACHIEVEMENTS AND PERFORMANCE

Funding is obtained through grants and payments from local authoriAes, statutory bodies and other chariAes to carry out the charity's work.

The Trust conAnues to be involved in the Calstock Walkway and Wetlands Project and has acquired a 99 year lease of an 11 hectare interAdal habitat. This is developing into a haven for wildlife and is much appreciated, not only by the professionals who monitor the site for scienAfic purposes, but also by the wider public using the bridge and footpath. Maintenance and development of this area is to be funded by a 20 year Countryside Stewardship Higher Level grant. Funds received for the Calstock site sAll remain as a reserve against future expenditure.

Much work has also been carried out on the Wacker Quay site and footpath. This is an outstandingly beauAful area and one where the public is able to have immediate access to the River Lynher.

This year the Trust has taken over the assets of a small local charity, resulAng in two small reserved funds in connecAon with Dormice and Daffodils. The objects of this charity will now be conAnued by the Trust.

FINANCIAL REVIEW

been spent, giving an operaAng surplus of £6,619. The fixed assets had a book value of £11,199, the cash at bank was £52,136 with debtors of £1,325. With the fund retained against future expenditure on the footpath and walkway of £12,080 and the restricted funds of £3,448, this leaves a balance of £25,837 represenAng the Trust's reserves for its ongoing acAviAes. Reserves are held to enable the Trust to meet its liabiliAes in a Amely manner (cash flow) and to make some provision for unforeseen circumstances.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The charity is a Charitable Incorporated OrganisaAon (CIO) and governed by its consAtuAon.

Trustees are recruited from interested and appropriately qualified and/or local people. They are elected for a 3 year term by the exisAng trustees. No external body has a right to appoint a trustee.

REFERENCE AND ADMINISTRATIVE DETAILS The charity is TAMAR COMMUNtTYTRUST Charity Numberfor England and Wales 1132513, The Registered office and principal Offi address is Tamar Valley Centre. Cemetery Road. Drakewalls. Gunnlslake PL18 9FE Trustees on the date hereof and those who sewl durlng part of the reportlng perfod: Name Apw>intmffit ResignaOn Richard lan Davle5 7 December 2022 Fleur Loulse Forer Michael John Franos William Patrick Gould Treasurnr 7 December 2022 Ellzabeth Jane Kellv Chalr David Lane 7 December 2022 Kenneth lan Mitchell 19 July 2023 Susan Ann Morrls TreaSUr 7 December 2022 l March 2023 Christopherjohn Smart Timothy Barlow Stapleton 7 December 2022 Peter R G Thompson Davld John Vlallls Glllian Phlllppa White Treasurer and Secretary EXEMPTIONS FROM DISCLOSURE None FUNDS HELO AS CUSTODIAN TRusfEE ON BEHALF OF OThEAS None The charlty is a publlc benefft entity, there are no material uncertsintles about the charity's ability to conttnue and this report is SORP compliant DECLARATIONS The trustees dedare that they have approved the trustees, reixyt above. Signed on behalf of the charity's trustees Slgnature{s) Full name{sl UZABETh JANE KIELY GILUAN PHILIPPA WHITE Posltion Chair Secretary Date 16 August 2023

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Charity Name Tamar Community Trust	Charity Name Tamar Community Trust	Charity Name Tamar Community Trust

30 April 2023	Charity no (if any)	1132513

6 to 20 (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 30 / 04 / 2023

Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

the accounting records were not kept in accordance with section 130 of the Charities Act; or
the accounts did not accord with the accounting records; or
the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Please delete the words in the brackets if they do not apply.

Date: 16 August 2023 Signed: Name: Danny Martin Batten

Oct 2018

IER

Relevant professional FCPFA qualification(s) or body (if any):

Address: 14 Truro Road Lanivet Cornwall PL30 5HF

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

Oct 2018

IER

	Tamar Communty Trust	Tamar Communty Trust	Tamar Communty Trust	Charity No (if any)	1132513	CC17a
	Annualaccountsforthe period
	Period start date	01-May-22	To	Period end date	30-Apr-23

Section A	Statement of financial activities
Recommended categories by activity Details of own analysis Note Incoming resources (Note 3) Incoming resources from generated funds Voluntary income S01 Activities for generating funds S02 Investment income S03 Incoming resources from charitable activities S04 Other incoming resources S05 S06 Resources expended (Notes 4-8) Costs of Generating Funds Costs of generating voluntary income S07 Fundraising trading costs S08 Investment management costs S09 Charitable activities S10 Governance costs S11 Other resources expended S12 S13 S14 S15 S16 S17 S18 S19 S20 S21 *Total resources expended* *Total incoming resources* *Total funds carried forward* Total funds brought forward *Net movement in funds* *Net incoming/(outgoing) resources before* *transfers* Gains and losses on investment assets Gains and losses on revaluation of fixed assets for the charity’s own use Other recognised gains/(losses) *Net incoming/(outgoing) resources before* *other recognised gains/(losses)* Gross transfers between funds		Unrestricted funds Restricted income funds Endowment funds Total this year Total last year £ £ £ £ £ F01 F02 F03 F04 F05
		-	-	-	-	-
		6,928	3,448	-	10,376	-
		-	-	-	-	-
		-	-	-	-	-
		27,452	-	-	27,452	361,524
		-	-	-	-	-
		34,380	3,448	-	37,828	361,524

		-	-	-	-	-
		-	-	-	-	-
		-	-	-	-	-
		-	-	-	-	-
		30,188	-	-	30,188	347,871
		1,021	-	-	1,021	1,426
		-	-	-	-	-
		31,209	-	-	31,209	349,297
		3,171	3,448	-	6,619	12,227
		-	-	-	-	-
		3,171	3,448	-	6,619	12,227

		-	-	-	-	-
		-	-	-	-	-
		3,171	3,448	-	6,619	12,227
		34,746	-	-	34,746	22,519
		37,917	3,448	-	41,365	34,746

CC17a (Excel)

31/07/2023

Section B Balance sheet es ie Unrnstriclwd Incom• End0¥nt Totsl thls funds year Totsl lasl year Fixed assets Tanglble assets F01 F02 F03 F04 F05 (Note 9) Inve8tm¢nt8 (Note 10) Total Ilx8d •ssot• w¢ 11,199 11,199 Current assets Stock and WO In progre Débtors {Noto 11) (Short t•rm) Inv••imanls Ca8h at bank and In hand Total Cu¢ asmts 52.136 53.461 52,136 53.461 Credltors: amounts lalllng du• wlthln one yoar {Note 12) 23.295 28.907 Ngt cunont asseW{ll•bHllleJ) B11 30.166 30.166 Tot•1 assets 1•88 ¢uffent Ilabllltles 812 41.365 41,365 Crodltor8.' amounts lalllng duo aftor onè yoar (Not• 12) Provl•lon• lor Ilabllftlos and charg•8 B13 Net •ssets 41.365 41,365 Funds of the Charfty Unrn8trlctad fund• 816 B17 Rostrfcled Income fund$ (Not• 131 Endowment tunds (Nots 13) B18 B19 Total funds 37,917 41,365 SJned by ong ortts trustees on beh8K of all the trustees S•3naiu PfFII Name Date ol app)Y1 trs G P IlThlt• 16pAug43 CC17a X1) 2910712023

Section C Notes to the accounts

Note 1 Basis of preparation

This section should be completed by all charities .

1.1 Basis of accounting

These accounts have been prepared on the basis of historic cost (except that investments are shown at market value) in accordance with:

Accounting and Reporting by Charities – Statement of Recommended Practice (SORP 2005);

• and with* ü Accounting Standards; or Financial Reporting Standards for Smaller Enterprises (FRSSE);

and with the Charities Act.
-Tick as appropriate:
if all relevant disclosures shown in the pack have been given then please tick “Accounting Standards”;
if disclosures completed in these accounts have been restricted to those required by the FRSSE, then please tick “Financial
Reporting Standards for Smaller Enterprises (FRSSE)”.

** - If no departures from the chosen standards have been made then delete these words; otherwise give details of any changes in the boxes.

1.2 Change in basis of accounting

There has been no change to the accounting policies (valuation rules and methods of accounting) since last year .

§ if no changes have been made to accounting policies then delete these words.

1.3 Changes to previous accounts

No changes have been made to accounts for previous years (§§ except for the following).

Give details in this box of any material changes that have been made.

§§ if no changes have been made to accounts for previous periods then delete these words.

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 2 Accounting policies

This standard list of accounting policies has been applied by the charity except for those deleted. Where a different or additional policy has been adopted then this is detailed in the box below.

INCOMING RESOURCES

Recognition of incoming	These are included in the Statement of Financial Activities (SoFA) when:
resources	• the charity becomes entitled to the resources;
	• the trustees are virtually certain they will receive the resources; and
	• the monetary value can be measured with sufficient reliability.
Incoming resources with	Where incoming resources have related expenditure (as with fundraising or contract income) the
related expenditure	incoming resources and related expenditure are reported gross in the SoFA.
Grants and donations	Grants and donations are only included in the SoFA when the charity has unconditional
	entitlement to the resources.
Tax reclaims on donations and	Incoming resources from tax reclaims are included in the SoFA at the same time as the gift to
gifts	which they relate.
Contractual income and	This is only included in the SoFA once the related goods or services have been delivered.
performance related grants
Gifts in kind	Gifts in kind are accounted for at a reasonable estimate of their value to the charity or the amount actually realised.
	Gifts in kind for sale or distribution are included in the accounts as gifts only when sold or
	distributed by the charity.
	Gifts in kind for use by the charity are included in the SoFA as incoming resources when
	receivable.
Donated services and facilities	These are only included in incoming resources (with an equivalent amount in resources expended)
	where the benefit to the charity is reasonably quantifiable, measurable and material_._The value
	placed on these resources is the estimated value to the charity of the service or facility received.
Volunteer help	The value of any voluntary help received is not included in the accounts but is described in the trustees’ annual report.
Investment income	This is included in the accounts when receivable.
Investment gains and losses	This includes any gain or loss on the sale of investments and any gain or loss resulting from
	revaluing investments to market value at the end of the year.
EXPENDITURE AND LIABILITIES
Liability recognition	Liabilities are recognised as soon as there is a legal or constructive obligation committing the
	charity to pay out resources.
Governance costs	Include costs of the preparation and examination of statutory accounts, the costs of trustee
	meetings and cost of any legal advice to trustees on governance or constitutional matters.
Grants with performance	Where the charity gives a grant with conditions for its payment being a specific level of service or
conditions	output to be provided, such grants are only recognised in the SoFA once the recipient of the grant
	has provided the specified service or output.
Grants payable without	These are only recognised in the accounts when a commitment has been made and there are no
performance conditions	conditions to be met relating to the grant which remain in the control of the charity.
Support Costs	Support costs include central functions and have been allocated to activity cost categories on a
	basis consistent with the use of resources, eg allocating property costs by floor areas, or per
	capita, staff costs by the time spent and other costs by their usage.
ASSETS
Tangible fixed assets for use	These are capitalised if they can be used for more than one year, and cost at least £500. They
by charity	are valued at cost or a reasonable value on receipt.
Investments	Investments quoted on a recognised stock exchange are valued at market value at the year end.
	Other investment assets are included at trustees' best estimate of market value.
Stocks and work in progress	These are valued at the lower of cost or market value.
POLICIES ADOPTED
ADDITIONAL TO OR
DIFFERENT FROM THOSE
ABOVE

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 3 Analysis of incoming resources

Incoming resources may be further analysed if this would help the reader of the accounts.

Analysis	This year Last year £ £	This year Last year £ £
Individual Donations	375	-
Tamar ValleyTLC - unrestricted	6,553	-
Tamar ValleyTLC - restricted	3,448	-
	-	-
	-	-
Total	10,376	-

	-	-
	-	-
	-	-
	-	-
	-	-
Total	-	-

	-	-
	-	-
	-	-
	-	-
	-	-
Total	-	-

Charitable Activities	13,225	324,932
Government Grants	14,227	31,592
Other Grants	-	5,000
	-	-
	-	-
Total	27,452	361,524

CC17a (Excel)

31/07/2023

Section C Notes to the accounts (cont)

Note 4 Analysis of resources expended

Resources expended may be further analysed if this would help the reader of the accounts.

Analysis	This year Last year £ £	This year Last year £ £
	-	-
	-	-
	-	-
	-	-
	-	-
Total	-	-

	-	-
	-	-
	-	-
	-	-
	-	-
Total	-	-

	-	-
	-	-
	-	-
Total	-	-

Environmental Repairs and Maintenance	25,786	14,410
Rent, Rates & Insurances	1,102	1,220
Vehicle Depreciation	2,800	461
Contribution to the Tamara Project	500	500
Bridge Construction	-	331,280
Total	30,188	347,871

Independent Examiner's Fee	950	1,000
Government Charges	71	-
Administration Charges	-	426
Total	1,021	1,426

CC17a (Excel)

31/07/2023

Section C Notes to the accounts (cont)

Note 5 Support Costs

Please complete this note if the charity has analysed its expenses using activity categories and has support costs.

Support cost type	Fundraising activity £	Charitable Activity £	Governance Activity £	Total Cost £
	-	-	-	-
	-	-	-	-
	-	-	-	-
	-	-	-	-
	-	-	-	-
	-	-	-	-
	-	-	-	-
Total	-	-	-	-

Note 6 Details of certain items of expenditure

6.1 Trustee expenses

Please provide details of the amount of any payment or reimbursement of out-of-pocket expenses made to trustees or to third parties for expenses incurred by trustees. If no expenses were paid, please enter ‘None’ in the appropriate box(es).

Number of trustees who were paid expenses Nature of the expenses Total amount paid	This year	Last year
	None	None

	£ None	£ None

6.2 Fees for examination or audit of the accounts

Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner or auditor. If nothing was paid please enter NONE in the appropriate box(es).

*box(es).*
Other fees (for example: advice, consultancy, accountancy services) paid to the independent examiner or auditor Independent examiner’s or auditors' fees for reporting on the accounts	This year £	Last year £
	950	1000

CC17a (Excel)

31/07/2023

Section C Notes to the accounts (cont)

Note 7 Paid employees Please complete this note if the charity has any employees.

7.1 Staff Costs

Fundraising Charitable Activities Governance Other Total Gross wages, salaries and benefits in kind The parts of the charity in which the employees work 7.2 Average number of full-time equivalent employees in the year Employer’s National Insurance costs Pension costs Total staff costs	This year £	Last year £
	-	-
	-	-
	-	-
	-	-

employees in the year	This year Number	Last year Number
Fundraising	-	-
Charitable Activities	-	-
Governance	-	-
Other	-	-
Total	-	-

7.3 Defined contribution pension scheme

Please complete if a defined contribution pension scheme is operated. Brief details of the scheme

The costs of the scheme to the charity for the year The amount of any contributions outstanding at the year end The amount of any contributions prepaid at the year end

	This year	Last year
	£	£

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 8 Grantmaking

Please complete this note if the charity made any grants or donations which in aggregate form a material part of the charitable activities undertaken.

8.1 Total value of grants

8.1 Total value of grants
Purpose for which grants made	Grants to institutions Total amount £	Grants to individuals Total amount £
	-	-
	-	-
	-	-
	-	-
	-	-
	-	-
*Total*	-	-

8.1 Grantmaking costs

If the charity’s accounts are prepared on the “activity basis” please give details of any support cost associated with grantmaking. Please enter “Nil” if the charity does not identify and/or allocate support costs.

Support costs of grantmaking

8.3 Grants made to institutions

*If the charity has made grants to particular institutions that are material in the context of its grantmaking please* *give details of the institution supported, purpose of the grant and total paid to each institution listed. Sufficient* *information should be given to provide a reasonable understanding of the range of institutions supported.*	*If the charity has made grants to particular institutions that are material in the context of its grantmaking please* *give details of the institution supported, purpose of the grant and total paid to each institution listed. Sufficient* *information should be given to provide a reasonable understanding of the range of institutions supported.*	*If the charity has made grants to particular institutions that are material in the context of its grantmaking please* *give details of the institution supported, purpose of the grant and total paid to each institution listed. Sufficient* *information should be given to provide a reasonable understanding of the range of institutions supported.*
Names of institutions	Purpose	Total amount of grantspaid £
		-
		-
		-
		-
		-
		-
		-
		-
		-
		-
*Total grants to institutions*		-

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 9 Tangible fixed assets

Please complete this note if the charity has any tangible fixed assets

9.1 Cost or valuation

Freehold land & buildings £	Other land & buildings £	Plant, machinery and motor vehicles £	Fixtures, fittings and equipment £	Payments on account and assets under construction £	Total £
-	-	4,500	-	-	4,500
-	-	13,999	-	-	13,999
-	-	-	-	-	-
-	-	- 4,500	-	-	- 4,500
-	-	-	-	-	-
-	-	13,999	-	-	13,999
-	-	2,657	-	-	2,657
-	-	2,800	-	-	2,800
-	-	243	-	-	243
-	-		-	-	-
-	-	- 2,900	-	-	- 2,900
-	-	-	-	-	-
-	-	2,800	-	-	2,800

-	-	1,843	-	-	1,843
-	-	11,199	-	-	11,199

9.4 Revaluation

If any fixed assets have been revalued please give details of the valuer and method of valuation

* The "transfers" row is for movements between fixed asset categories.

** Please indicate the method of depreciation by deleting the method not applicable (SL = straight line; RB = reducing balance). Also please indicate the rate of depreciation: for straight line, what is the anticipated life of the asset (in years); for reducing balance, what is the percentage annual deduction.

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 10 Investment assets

Please complete this note if the charity has any investment assets.

10.1 Fixed assets investments

Add/(deduct):net gain/(loss) on revaluation Carrying (market) value at beginning of year Carrying (market) value at end of year Add:additions to investments at cost Less:disposals at carrying value	£
	-
	-
	-
	-
	-

Please provide below:

10.2 A breakdown of the market values of investments shown above agreeing with the balance sheet row B03.

10.3 A breakdown of the income from investments agreeing with SOFA row S03.

Analysis of investments Other investments Total Investment properties Securities not listed on a recognised Stock Exchange Cash held as part of the investment portfolio Investments listed on a recognised stock exchange or held in common investment funds, open ended investment companies, unit trusts or other collective investment schemes Investments in subsidiary or connected undertakings and companies	10.2 Market value at year end £	10.3 Income from investments for the year £
	-	-
	-	-
	-	-
	-	-
	-	-
	-	-
	-	-

10.4 Material investment holdings

If any single investment is material in terms of its value (for example represents more than 5 per cent of the value of the charity’s total investments) please provide details.

Investment held

Market Value

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 11 Debtors and prepayments

Please complete this note if the charity has any debtors or prepayments.

Amounts falling due within oneyear	Amounts falling due within oneyear	Amounts falling due after more than oneyear	Amounts falling due after more than oneyear
This year £	Last year £	This year £	Last year £
-	-	-	-
-	-	-	-
1,325	-	-	-
-	-	-	-
1,325	-	-	-

Note 12 Creditors and accruals

Please complete this note if the charity has any creditors or accruals. 12.1 Analysis of creditors

Amounts falling due within oneyear	Amounts falling due within oneyear	Amounts falling due after more than oneyear	Amounts falling due after more than oneyear
This year £	Last year £	This year £	Last year £
-	-	-	-
-	-	-	-
-	-	-	-
23,295	28,907	-	-
-	-	-	-
23,295	28,907	-	-

12.2 Security over assets

If any loan, overdraft or other creditor holds a charge or other security over any assets of the charity please provide details.

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 13 Endowment and restricted income funds

Please complete this section if the charity has any endowment or restricted income funds.

13.1 Funds held

Please give a brief description of any of the following type of funds held by the charity:

permanent endowment funds (PE);
expendable endowment funds (EE); and
restricted income funds, including special trusts, of the charity (R).

Fund	Name	Type PE, EE or R	Purpose and Restrictions

13.2 Movements of major funds

Please give details of the movements of the major funds summarised in the restricted and endowment columns of the Statement of Financial Activities.

Fund names	Fund balances brought forward £	Incoming resources £	Outgoing resources £	Transfers £	Gains and losses £	Fund balances carried forward £
	-	-	-	-	-	-
	-	-	-	-	-	-
	-	-	-	-	-	-
	-	-	-	-	-	-
	-	-	-	-	-	-
	-	-	-	-	-	-
Total Funds	-	-	-	-	-	-

13.3 Transfers between funds

Please give details of any transfers between funds.

From Fund (Name) To Fund (Name) Reason Amount

CC17a (Excel)

29/07/2023

Section C Notes to the accounts (cont)

Note 14 Transactions with related parties

If the charity has any transactions with related parties (other than the trustee expenses explained in note 6) details of such transactions should be provided in this note. If there are no transactions to report, please enter “None” in the relevant boxes.

14.1 Remuneration and benefits

Please give the amount of, and legal authority for, any remuneration or other benefits paid to a trustee or other related parties by the charity or any institution or company connected with it.

Name of trustee or connected party	Legal authority (eg order, governing document)	Amounts paid or benefit value	Amounts paid or benefit value
		This year £	Last year £
		None	None

14.2 Loans

Please give details of and amounts owing to or from the charity’s trustees or other related parties by the charity at the year end.

Due to trustees and related parties Due from trustees and related parties	Name of trustee or connected party	Legal authority	Amount owing	Amount owing
			This year £	Last year £
			None	None
			None	None

14.3 Other transaction(s) with trustees or related parties

Please give details of any transaction undertaken by (or on behalf of) the charity in which a trustee or related party has a material interest.

*has a material interest.*
Name of the trustee or related party	Relationship to charity	Description of the transaction(s)	This year £	Last year £
			None	None

CC17a (Excel)

31/07/2023

Section C Notes to the accounts (cont)

Note 15 Additional Disclosures

The following are significant matters which are not covered in other notes and need to be included to provide a proper understanding of the accounts. If there is insufficient room here, please add a separate sheet.

CC17a (Excel)

29/07/2023