Cauldwell Hall Road Baptist Church Ipswich Charity No 1132504 Financial Statements for the year ended 31 March 2025 Contents Page Legal and Administrative Information Trustees, Annual Report Independent Examinerfs Report Receipts and Payments Accounts Statement of Assets and Liabilities Cauldwell Hall Road Baptist Church Legal and Administrative Information Address 35 Cauldwell Hall Road Ipswich IP4 4QG Correspondence Address 17 Sandpit Close Rushmere St Andrew IPSWICH IP45UP Trustees B P Manson (Minister) A P Crane (appointed 7th May 2024) MJDay TERead S M Thick (Chair of Trustees) G P Tricker S G Tricker S J Whayman (Treasurer) M J Woods Bankers Bank of Scotland 33 Old Broad Street LONDON BX2 ILB Independent Examlner Mr T Mawson 45 Reeve Gardens Kesgrave IPSWICH IP5 2FG Report of the Trustees of Cauldwell Hall Road Baptist Church for the year end to 31 March 2025 The Trustees of Cauldwell Hall Road Baptist Church, Ipswich have pleasure in presenting their Annual Report for the year ended 31 March 2025. The financial statements have been prepared in accordance with the Statement of Recommended Practice (SORP) -Accounting and Reporting by Charities as they apply to smaller charities. Constitution The Church was set up by trust dated 21 August 1911 and is governed by Rules formulated in 1946, amended in 1971 and revised on 3 February 1997 and 15 September 2(J)9. The Church registered with the Charity Commission on 6 November 2009. Trustees The trustees named on page I have served throughout the year unless otherwise stated. The trustees are the elders, deacons and treasurer of the Church. At the year end the only paid Trustee was our Pastor Ben Manson. The trustees are ￿spOnSible for the control and management of the Church and are appointed by the members of the Church. The Grace Baptist Trust Corporation hold the title deed5 of the Church Property and the Manse Fund for which it is Trustee. Objectives and organisatlon The Church is an independent local Free Church holding to Baptistic doctrines and its main purpose is to proclaim the Gospel of Jesus Christ to those in the neighbourhood where it Is situated. We also provide an opportunity for people from the community both young and old to meet for various activities and to engender a sense of community. The trustees believe that the activities of the Church are for the public benefit in virtually all cases. except receiving Communion which is limited to those baptised by immersion in compliance with the Church Rules. There are no specific restrictions contained in the governing document which limit its activities or any specific investment powers given to the trustees. Ben Manson our Pastor together with the Elders, Andrew Crane and Michael Woods, are responsible for the spiritual leadership. The remaining trustees are the Deacon5 and Treasurer of the Church. Affiliations The Church is a member of the Association of Grace Baptist Churches (East Anglia) Ltd, the Fellowship of Independent Evangelical Churches (FIEC) and a participating church of Grace Baptist Mission. Trustees Report (continued) Review of the activities and Public Benefrt We have continued to be blessed as we have seen both the membership of the Church and the Sunday congregations increasin& as well as the attendance at our children's and youth activities. One of our regular highlights is our Encouragement Sunday when the children share and show all that they have been doing in Sunday School over the year. The All Stars and Super Stars groups for children and young people are supported very well and there has also been a monthly teenagers group after the Sunday evening service. It has been a great blessing to report that we have appointed a new paid administrator. This ha5 helped us to coordinate dates and attivitie5 forthe church calendar and newsletter. We continue to benefit from the appointment of our Women's and Families, Worker. Again, we have been able to have an Annual Conference for the women of the church with their friends and family. She continues to SUPPOrt our Babies and Toddlers Group as overall leader which draws mums, dads and grandparents from a broad spectrum of the community. It is a great opportunity for the children to get Used to interacting with their peers and a chance for the adults to make new friendships. Not only is there time to play but there is a craft, singing and a bible story. Our Bible Study Group5 have continued to grow in popularity with two held in the mornings at the Church. one on a Tuesday the other on Thursday, with two more in the evenings also on a Tuesday and Thursday. They are very well attended and all the groups study the same material, produced by the Good Book Co. There is an expectation that we will need to split a large group into two new groups in the summer of 2025 Our Sunday School now has a additional group for the older children. Other activities of the Church are our Prayer Meetings. Women's Fellowship. Friday Friends for the elderly and Coffee Mornings. Other community activities included a Fun event for children and parents in the summer and a board games evening at the church. Both were very popular events. The premises remain available for community activwties and in the past year the "Hope after Suicide Loss" Group came for their monthly meetings. The premises are also used by the local Trianon choir and orchestra, BT Table Tennis Club and the Local Authority as a Polling Station for two of the town wards. Financlal Review The gifts for the Church General Fund increased from £67,245 in 2024 to £73,040. Our main expenditure continues to be the staff costs primarily our Pastor and Families and Women's Worker. Trustses Report (continued) The General Fund income for the year was £97,484 (2024 £90,414) with expenditure of £106,170 (2024 £85,924). Our expenditure includes the cost of a new gas boiler, new external doors to the Church Hall and a photocopier costing in total £10.311. There was therefore a deficit in the year of £8.686 {2024 surplus of £4,490). At the year end the General Fund balance stood at £138,705 (2024 £147,391). At the year end the Total Assets We￿ £141,458 {2024 £149.878). The Church has a further Unrestrirted Fund the Compassion Fund for use in providing gifts and help to those in need within the Church Fellowship. Other monies are given specifically for various Christian Charities which are then passed over. During the year these amounted to £2,182 this included £1,340 to support Churches in Ukraine affected by the war. Reserves policy Our policy is to build and maintain a margin of funds to cover about 3 rnonths of expenditure. The reserves held at the balance sheet date show that the charity currently has more than sufficient funds to cover all expenditure in the forthcoming year and the Trustees are currently considering how best to use the monFes available for the Lord's work. Risk review The trustees have reviewed the Major risks to which the charity is exposed both financial and reputational. Issues considered are the segregation of duties in the handling of offerings and finance generally, the regular review of the premises for Health and Safety purposes and the Safeguarding Policy. All our staff and volunteers who work with children and young people have cleared a DBS check. The Church also has a Complaints Policy and a Serious Incident Reporting Policy. Approval This report wa5 approved by the Trustees on the 23rd October 2025 and signed on their behalf. Ben Monson Pastor Simon Thick Chaimion of Trustees Independent examinerfs report to the trustees of Cauldwell Hall Road Baptist Church I report to the trustees on my examination of the accounts of Cauldwell Hall Road Baptist Church (the Trust) Charity Number 1132504 for the year ended 31. March 2025. Responsibilities and basis of report As the charitvs trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act,). I report in respect of my examination of the Trust's accounts carried out under settion 145 of the 2011 Act and in carrying out my examination. I have followed all the applicable Directions given by the Charity Commission under sertion 145(5)(b) of the Act. Independent examinerfs statement I have completed my examination. I confirm that no material matters have come to my attention in connettion with the examination which gives me cause to believe that in, any material respect:_ accounting records were not kept in accordance with section 130 of the Act; or the accounts did not accord with the accounting records: I have no concerns and have come acr055 no other matters in connertion with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed:_ Name:_ Address:. MrTom Mawson 45 Reeve Gardens Kesgrave IPSWICH IP5 2FG Il_ lo- IS Date:_ Receipts and Payments Accounts for the year end 31st March 2025 Unrestritted Restrirted Funds Funds Total Funds 2024 Offerings & Donations Income tax recovered on gift5 Church attivities Use of premises Interest Other income 74,940 14,980 1,855 1,990 5,450 169 1,941 241 76,881 15,221 1,855 1,990 5,450 169 72,849 15,328 1, 764 1,405 4,455 208 Total receipts 101 566 96 009 Payments Staff costs Church activities Premises costs Equipment Advertising, printing and stationery AGBC (East Anglia) Ltd & FIEC Grace Baptist Mlssion Gifts Other expenses 57,213 4,405 18,157 4,121 1,840 2,619 9,000 3,484 6,965 57,213 47,493 4,405 3,822 18,157 11,790 4,121 515 1,840 1.285 2,619 2,304 9,000 9,000 5,666 7,565 6,965 6,590 2,182 Total payments 109 986 90 364 Net of receipts (8,420) (8,420) 5,645 Cash funds at 1st April 2024 149,878 149,878 144,233 Cash funds at 31st March 2025 141458 141 458 149 878 Statement of assets and liabilities at 31st March 2025 Unrestrirted Funds Cash funds Bank - Current account Bank - Savings Accounts 2,425 139,033 Total cash funds 141,458 The assets retained for the use of the ￿urth Pianos, Furnitu￿. Kitchen Equipment and Audiovisual Equipment. Approved by the Trustees on the 23° Ottober 2025 and signed on their behalf by B P Manson (Pastor) S Thick (Chairman of Trustees)