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2024-03-31-accounts

Cauldwell Hall Road Baptist Church Ipswich

Charity No 1132504

Financial Statements

for the year ended

31 March 2024

Contents

Page
Legal and Administratve Informaton 2
Trustees’ Annual Report 3
Independent Examiner’s Report 6
Receipts and Payments Accounts 7
Statement of Assets and Liabilites 8

1

Cauldwell Hall Road Baptist Church

Legal and Administrative Information

Address 35 Cauldwell Hall Road Ipswich IP4 4QG Correspondence Address Mrs M Tricker (Church Correspondent) 215 Brunswick Road IPSWICH IP4 4DB Trustees J Whinney (Secretary) (retired 2nd May 2023) S J Whayman (Treasurer) B P Manson M Day T E Read S M Thick G P Tricker S Tricker M Woods Bankers Bank of Scotland 33 Old Broad Street LONDON BX2 1LB Independent Examiner C Grimwood 12 Alice Driver Road Grundisburgh Woodbridge IP13 6XH

2

Report of the Trustees of Cauldwell Hall Road Baptist Church for the year end to 31 March 2024

The Trustees of Cauldwell Hall Road Baptist Church, Ipswich have pleasure in presenting their Annual Report for the year ended 31 March 2024. The financial statements have been prepared in accordance with the Statement of Recommended Practice (SORP) “Accounting and Reporting by Charities” as they apply to smaller charities.

Constitution

The Church was set up by trust dated 21 August 1911 and is governed by Rules formulated in 1946, amended in 1971 and revised on 3 February 1997 and 15 September 2009. The Church registered with the Charity Commission on 6 November 2009.

Trustees

The trustees named on page 1 have served throughout the year unless otherwise stated. The trustees are the deacons and elders of the Church. At the year end the only paid Trustee was our Pastor Ben Manson. The trustees are responsible for the control and management of the Church and are appointed by the members of the Church.

The Grace Baptist Trust Corporation hold the title deeds of the Church Property and the Manse Fund for which it is Trustee.

Objectives and organisation

The Church is an independent local Free Church holding to Baptistic doctrines and its main purpose is to proclaim the Gospel of Jesus Christ to those in the neighbourhood where it is situated. We also provide an opportunity for people from the community both young and old to meet for various activities and to engender a sense of community. The trustees believe that the activities of the Church are for the public benefit in virtually all cases, except receiving Communion which is limited to those baptised by immersion in compliance with the Church Rules.

There are no specific restrictions contained in the governing document which limit its activities or any specific investment powers given to the trustees.

Ben Manson together with John Whayman and Michael Woods, are responsible for the spiritual leadership. The remaining trustees are deacons of the Church.

Affiliations

The Church is a member of the Association of Grace Baptist Churches (East Anglia) Ltd, the Fellowship of Independent Evangelical Churches (FIEC) and a participating church of Grace Baptist Mission.

3

Trustees Report (continued)

Review of the activities

Following COVID it is with thanks to God that we can record that all the activities of the Church are now back in full swing. We have been blessed as we have seen both the membership of the Church and the Sunday congregations increasing, as well as the attendance at our children’s and youth activities. One of the highlights is our Encouragement Sunday when the children share and show all that they have been doing in Bible Explorers over the year.

We were able to restart our Super Stars Group in September 2023 for young teenagers and also start monthly teenagers group after the Sunday evening service.

One of the highlights of the year was the appointment of Lydia Brett, working part time as our Woman’s and Families’ Worker. As a result we have been able to recommence offering Parenting Groups and also an Annual Conference for the women of the church and their friends and family. Lydia’s appointment has also resulted in having a fresh look at the running of our Babies and Toddlers Group which draws Mums, Dads and Grandparents from a broad spectrum of the community. It is a great opportunity for the children to get used to interacting with their peers and a chance for the adults to make new friendships. Not only is there time to play but there is a craft, singing and a bible story.

Our Small Bible Study Groups have continued to grow in popularity with two held in the mornings at the Church, one on a Tuesday the other on Thursday, with two more in the evenings also on a Tuesday and Thursday. They are very well attended and all the groups study the same material, produced by the Good Book Co.

Our Bible Explorers on a Sunday morning has continued to grow as new families have been worshipping with us. Other activities of the Church are our Prayer Meeting, Women’s Fellowship, Friday Friends for the elderly and Coffee Morning.

Other community activities included a Fun Day for all and a Quiz and Pizza Night. Both very popular events.

The premises remain available for community activities and this year we were glad to be able to offer the “Hope after Suicide Loss” Group use of our premises for their monthly meetings. The premises are also used by the local Trianon choir and orchestra, BT Table Tennis Club and the Local Authority Polling Station for two of the town wards.

Financial Review

The gifts for the Church General Fund decreased from £81,619 which included a gift of £15,000 in 2023 to £67,254. Our main expenditure continues to be the cost of ministry.

4

Trustees Report (continued)

The General Fund income for the year was £90,414 (2023 £100,293) with expenditure of £85,924 (2023 £82,297). There was therefore a surplus in the year of £4,490 (2023 £17,996). At the year end the General Fund balance stood at £147,391 (2023 £142,901). At the year end the Total Assets were £149,878 (2023 £144,233). The Church has a further Unrestricted Fund the Compassion Fund for use in providing gifts and help to those in need within the Church Fellowship.

Other monies are given specifically for various Christian Charities which are then passed over. During the year these amounted to £3,404 this included ££860 to support Churches in the Ukraine affected by the war and £750 to support Christian Churches in both Israel and Gaza that have been caught up in the conflict.

Reserves policy

Our policy is to build and maintain a margin of funds to cover about 3 months of expenditure. The reserves held at the balance sheet date show that the charity currently has more than sufficient funds to cover all expenditure in the forthcoming year and the Trustees are currently considering how best to use the monies available for the Lord’s work.

Risk review

The trustees have reviewed the major risks to which the charity is exposed both financial and reputational. Issues considered are the segregation of duties in the handling of offerings and finance generally, the regular review of the premises for Health and Safety purposes and the Safeguarding Policy. All our staff and volunteers who work with children and young people have cleared a DBS check. The Church also has a Complaints Policy and is in the process of arranging for a Serious Incident Reporting Policy to be put in place. In addition to this during 2022 we continued to keep under review the risk of COVID when our premises when open for all activities.

Approval

This report was approved by the Trustees on the October 2024 and signed on their behalf.

Ben Manson Pastor

Simon Thick Chairman of Trustees

5

Independent examiner’s report to the trustees of Cauldwell Hall Road Baptist Church

I report to the trustees on my examination of the accounts of Cauldwell Hall Road Baptist Church (the Trust) the year ended 31 March 2024.

Responsibilities and basis of report

As the charity’s trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:-

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:C Grimwood Dated:27[th] August 2024 Name:Mr C Grimwood Address:12 Alice Driver Road Grundisburgh WOODBRIDGE IP13 6XH

6

Receipts and Payments Accounts for the year end 31st March 2024

Oferings & Donations
Income tax recovered on gifts
Church activities
Use of premises
Interest
Other income
Total receipts
Payments
Ministry costs
Church activities
Premises costs
Equipment
Advertising, printing and
stationery
AGBC (East Anglia) Ltd & FIEC
Grace Baptist Mission
Gifts
Other expenses
Total payments
Net of receipts
Cash funds at 1st April 2023
Cash funds at 31st March
2024
Unrestricte
d Funds
£
Restricted
Funds
£
Total Funds
£
2023
£
69,445
3,112
72,849
101,64
5
15,328
292
15,328
16,677
1,764
-
1,764
1,569
1,405
-
1,405
500
4,455
-
4,455
1,575
208
-
208
558
92,605
3,404
96,009
122,52
4
47,493
-
47,493
43,786
3,822
-
3,822
4,455
11,790
-
11,790
10,764
515
-
515
578
1,285
-
1,285
1,322
2,304
-
2,304
2,018
9,000
-
9,000
9,795
4,161
3,404
7,565
25,752
6,590
-
6,590
5,104
86,960
3,404
90,364
103,57
4
5,645
0
5,645
18,950
144,233
0
144,233
125,28
3
149,878
0
149,878
144,23
3

7

Statement of assets and liabilities at 31st March 2024

Cash funds
Bank - Current account
Bank - Savings Accounts
Total cash funds
Unrestricte
d Funds
£
5,299
144,579
149,878

The assets retained for the use of the Church

Pianos, Furniture, Kitchen Equipment and Audio Visual Equipment.

Approved by the Trustees on the 17th October 2024 and signed on their behalf by

B P Manson (Pastor)

S Thick (Chairman of Trustees)

8